The top 5 reasons why RETIRING ABROAD will NOT WORK OUT!

[@johnnielson4341]

3:30 "Don't bring your baggage with you here". As my friend once said "people who run from their problems tend to leave a forwarding address"

[@GreenyTravels]

lol. I like that quote. Thank you. Definitely a fact

[@PK-nm8wu]

The best advice I have heard from many is do not dispose of your assets unless you are 1000% sure wherever you go is where you want to be. Once you're liquidated, for most people it's hard to go back and pick up where you left off!

[@GreenyTravels]

That a great point. Most jobs won’t be waiting for an old guy to return

[@bigwaidave4865]

When Cortez discovered the New World, he had his men burn their ships. As a result, his men were highly motivated.😂😂

[@leehughes2666]

Always keep a property in your home country to return to. Downsize by all means but always have a way back/escape route/plan b.

[@masteryancodesan]

Even if you don't keep assets, keep bank accounts and credit rating. You can't do anything back in the states without a credit rating, some cards, and bank accounts. They help a lot in Thailand too. I have $50k+ of available credit if something happens.

[@thomasmckenney3518]

I’ve been living abroad since 2006 when I was 25. Love it.

[@valm.5243]

I'm happy to hear you love living abroad! That is my dream! To which country did you move? And from where? USA?

[@mcluvin65]

I think there are 2 big reasons for expat failure, refusal to adapt to the new country and unreal expectations of what the new country will be like.

[@Roof_Pizza]

And yet in their home country they rip on immigrants that won't 'assimilate'.

[@deborahcurtis1385]

Boredom! It's very difficult to fully engage with a foreign culture especially after a lifetime in a different one. People overestimate how happy they will be just being a tourist. It gets old. This is something this guy isnt' addressing but he has chased the good life in many destinations looking for the elusive fun. The truth is we find satisfaction and contentment in what we do on a daily basis which is making a contribution. Just living for yourself is boring.

[@lindadorman2869]

Another aspect people forget is that nothing is forever. Before the pandemic, I planned to retire to Malaysia but they changed the visa requirements so I no longer qualify. I also went to Thailand, Philippines, Vietnam and lots of other countries but they've all changed over the last 5 years. In 2020, I started my own business in the US and it's grown enough so I can keep a home base here and still travel half the year. Now my dream retirement looks way different than it did before.

[@johnmacfarlane2224]

That's Awesome

[@RetireandGo]

true, i dont want to mess with long term visas, resident visas, and owning real estate overseas. i use visitor visas and extensions as well as renting as i go.

[@buzuxi]

That's a nice medium when you can retain the home base but still get out when you need that break.

[@rodtee4894]

What kind of business? That's fantastic!

[@markadler8968]

I am about 8-10 years away from retirement myself and watch a lot of these videos to inform myself on retiring abroad. The more of these I watch the more I think I am going to stay in my home country and maybe take a few months off every winter.

[@malin7919]

Exactly. Some of the countries that was named like Colombia, Thailand and Philippines are known for cheap sex. If people are going for that, just go there for weeks or months, not moving there permanently. You don't want to move there for the wrong reasons which many people don't want to admit.

[@markadler8968]

@@malin7919 My priority in a retirement destination wouldn't be companionship. Just the quality of life, cost of living and the weather.

[@mcluvin65]

@@malin7919 as a expat living in Colombia for 6 months or so every year, the " cheap sex" is kind of insulting. I posted earlier that 1/2 of the reason people return is their "dream" destination does not live up to their expectations. I see a lot of bloggers from the Philippines touting the fact you can retire there cheaply and find a post pubescent wife and be happy. It is much more complicated than that. As for the cheap sex, I guess that lasts about 2 weeks before it has the paradoxical effect. One thing I can say is that Colombia is a beautiful vibrant and energetic country. I love it but I have a resident lifestyle not a tourist.

[@GreenyTravels]

If someone heads to a place just for sex it would probably get old real quick.

[@johnnyolesen622]

This video is why I like Greenys videos. He uses common sense and gets straight to the point.

[@GreenyTravels]

lol. Just trying to scare the straight

[@scotniver7180]

Scott's a pilot. He will be fine. $$$ You didn't mention health too much. Be in good health and have a fitness routine. I'm lucky to have been here since 93. Taught scuba.. training muay thai.. Started my own charity 12 years ago. I would advise that to every one. Once, twice per month drive up To Buriram. Bicycles toys supplies clothes.. It's been a great experience and helping kids is very rewarding. I don't drink or go to bars , so I had to be creative. Love my life here and seldom bored

[@GreenyTravels]

Sounds like a great life here. Yes. Be in good health. I probably could have went on forever

[@scotniver7180]

@@GreenyTravels Have an exercise routine. Walk.. swimming. Bicycle.. .. Joining a muay thai gym I would highly recommend. Great exercise.. Also, great venue to meet people. I have muay gyms I frequent.. All the thai trainers are awesome. You don't have to be Buakow; just going through the motions of punching and kicking is good for your health. You meet the nicest people in a muay thai gym. Foreign and Thai.. One guy is 76 in my gym. We are all having Fun

[@keith4826]

Be active and have a regular exercise routine. I have trained with weights for over 45 years. It’s still my favorite part of the day. Swimming. Wow have not swam this much since I was 17. At early morning/ mid morning I have the pool to myself. Crystal blue water. Smooth surface like glass. It’s so peaceful. I i I am in major city in the city center. Not driving is a really good idea. Be patient and be flexible.

[@scotniver7180]

@@keith4826 that's the stuff keeps you alive.. Good job. I still love scooting around on my hondas.. I have 4. Keep a couple when I have visitors. Driving the freeway up to buriram is therapeutic. Listening to music.. or podcasts. 7 hours .. I'm an American, been Driving all my adult life. Plus, drive to Nana .. Park at the hotel. I keep a scooter there at a friend's and a bicycle. I can run to Lumpini from Nana.. Bicycle to Mek Fah muay thai gym. It's a wonderful life.. cheers !! Keep staying Fit

[@Buggsy61]

Interesting. Number 5 definitely rings true for me. I retired 2 years at 55 and struggled with the idleness which verged on semi depression (sounds dramatic I know!). Found a middle way now though and take short term contracts followed by long breaks and it seems to work out well. Keeps the brain active as well. Happy new year Greeny and thanks for all your efforts in 23.

[@captnhuffy]

Nicely done! I turned to trading Stocks. Very simulating and rewarding.

[@larryeifler2994]

I live in Thailand and I am self insured for health care. When you are over 80, everything is a pre-existing condition. Before moving to Thailand, I lived in a studio apartment and owned very little other than CD's. Gave some furniture to my son and tossed everything else. I have a Thai wife and she makes everything easy. She drives and I do not drive.

[@GreenyTravels]

Sounds like you did it right Larry. Good deal if you find a good woman

[@johnnielson4341]

11:00 "Make sure you have enough money". I'm guessing that's at the root of 95% of the failures. "I can live in Thailand on $1,000 a month". Yes, you can *LIVE* on a small amount of money but you can't *THRIVE* on that. There is a reason that the Thai government requires a guaranteed income of about $21,000/year for a retirement visa.

[@pensionandapassport]

Yes this, have a steady income... More $$ the better. You will spend more than you think. Also drop your expectations, expect nothing and it will free your mind.

[@GreenyTravels]

Very true. I’d say 2500 is a good starting point.

[@waterbug1135]

I'm 67. In my adult life I moved to a new city and I changed careers a few times all to get new experiences. I do not like moving and never look forward to the move, but know it's good for me. 6 months after moving I love the new place. I have a Cortez burn the ship view on moves...there's no going back. So to me the standard "don't sell your house...go slow and decide if SE Asia is for you" advice is all horse balls. Millions of people live there and are happy with 1/10th the income I'll have. I can't figure out to be happy there? Nonsense. I see a lot of expats complaining. They complained when they lived in the US, they complain in SE Asia and no doubt will complain when they return "home". See the common denominator? When I was young I heard that if you're happy when you're a kid, you'll likely be happy when older. Doesn't matter if you have kids, get married, or income level.

[@GreenyTravels]

It’s always good to have a back up plan. For me I like knowing I have a place to go back to if I need to. Peace of mind. I know not everyone can afford this but if you can I feel it’s a good idea

[@keith-kb1zl]

I’m with greeny on this one . for one thing, having a house with an address ensures you of a couple things- I have no problem having my SS direct deposit in my bank- filing income taxes every year , means I don’t have to go through the hassle of going to the embassy to file “proof of life “ documents every year, I’ve heard the horror stories of ex- pats having difficulty getting SS benefits and/ or pensions access here. I feel this will only become worse as it’s hard enough to prevent fraud in SS especially in a foreign country, also I plan on spending 3-4 months a year in California. also heard it’s goin to be harder to file income taxes if you’re an ex- pat online overseas. medical issues- bloodwork, exams, become of paramount importance once you hit 70 having lifeline of family back home is also critical if you have a crisis, and lastly, do you really want to spend 3 months in a motel 6 when you need to go back?😂😂😂

[@aussie-kiwi]

I'VE lived in Thailand 35 years my only wish is I want to live it over again. Accept who and were you are and enjoy life, your not going to have another chance. Make the most of what you have what ever that is. Don't stuff up the time you have left.

[@stevenoliver7120]

I'm happier as a senior citizen than I was as a younger man but I'm probably in a minority. Most people are always reminiscing about the fun times they had in their youth. I rarely think about the past, choosing to focus on the present and the future.

[@michaelchristophergutierre7244]

​@@GreenyTravelsI get it , im struggling about should i sell my home...just for that reason of having a place to go back to... But it doesnt make logical sense for me because im overseas for 8 months a year and when im back I dread it. My family have all past away ...my kids are selfish and have no time for me unless they want $$$ And property taxes, insurances and hoas is going through the roof (Atleast in CaliFlorida) But im still struggling with selling . Praying about it currently.

[@joegresells2161]

Too many people think moving to an exotic country will make them happy. Most studies prove that wrong with the average being like 6 to 9 months of increased happiness from a move to then return to your pre move "average". So if you are unhappy before you move, you're likely to return to this level of unhappiness when you live somewhere else after the initial boost for the first 6 months.

[@GreenyTravels]

Could not have said that better.

[@brambostic2009]

I'm in Bangkok. Have not encountered the restaurant issue he was referring to. Cook my own food a lot too - There's plenty of wonderful produce to take advantage of here. Haven't gotten sick once. . Don't speak a word of Thai - it hasn't been a problem. Just another perspective for ya.

[@kimtucker-we6sw]

He has a lot of good points& he is talking in general & of course it help if you have some understanding of thai,and maybe I have not got sick,but everything greeny says is fact !!!

[@brambostic2009]

I'm not disputing at all what Greeny has to say. I' watched a lot of his videos before I came here, and really appreciate that he's making them. But it is true that what he says IS a fact... for him. Kim, before I came to Thailand I watched a whole bunch of videos about the NIGHTMARE of trying to get a visa here.I braced myself for hell. It turned out to be a walk in the park that took half a day to get the visa registration going, AND get bank account. KZbin videos are usually one person's experience that we may thankfully get some real value from. But itj's good to remember that our own experience may be wildly different. Peace... @@kimtucker-we6sw​

[@GreenyTravels]

I appreciate you guys supporting the channel. Thx. Yea. Unfortunately for Scott it didn’t work out. I’ve know a few others too. Most people embrace the place but it’s definitely not for everyone’s temperament

[@brambostic2009]

Still not sure it'll be my cup of tea, but willing to give it at least a year. Thanks again for your channel & efforts, Greeny. Much appreciated.@@GreenyTravels

[@alberciik]

Really good and amazing comments. I’m 58 I retired 3 years ago, I was in Phuket for 5 months from 1 November 2021 to 1 April 2022, right when Phuket was opening and the rest of Thailand only started 4 months after Phuket. But boy it’s so true what you’re saying . Yes the language barrier is frustrating. But guilty as charged. I have a gift with languages, I speak 5, so I could have easily gotten me a cheap and good teacher of Thai. And I didn’t. Now I totally regret it, because I missed a whole huge side of the Thai culture and a true connection with the people. I miss Thailand like crazy, and next time I’m there it will be language school from the start. Encourage others, in your videos, to see even more the bright sides of the people. Mist are helpful. Most will try to speak English, most are simple, humble and unpretentious people, working very hard for not enough money. They never ever complain. Their composure can be staggering, compared to our lack there of. I miss it , and I’d I’m back there , we have a do drink if you want. I like the way you analyse the issues and your take on things. Are you based in Phuket ? Great work, we really appreciate it.

[@GreenyTravels]

Thank you. I appreciate it. I live near a town called Bang Saray. It’s about 20 KM south of Pattaya

[@alberciik]

@@GreenyTravelswould you say that the area of pattaya , like you say 20 km outside, would be cheaper or much cheaper rent than in Phuket? Lately with the Russian exodus, the rents in Phuket almost doubled… thanks

[@Byron4RollTide]

I still say these very affordable countries like Thailand you should live there for 6 months and somewhere like Portugal or Spain for 6 months. Mix it up where you don’t get burnt out on one country. Or explore affordable countries like Croatia, Georgia, Poland, Hungary and other affordable countries.

[@Ronboy69]

Great advice Greeny. Also the climate. Folk need to be aware there ain’t no four seasons, it’s either hot or very hot.

[@portlandGTR]

The humidity is what’s so killer here. Heat is hot 🥵 but the humidity is brutal

[@titibluesg]

Retirement is a process, do not move to another country if you do not have enough money, study and travel your destination, 2 -3 months first.

[@Moabayi-yf6ul]

Why shouldn’t I move to another country if my retirement dollars can’t support me and my spouse?

[@kohchangfarang]

Just my 2 cents, but after listening to his big reasons for leaving Thailand I believe he just didn't choose the best location in Thailand to live, as there are plenty of areas in Thailand that have no traffic issues and more tolerable yearly temperatures. And I agree with some of the comments that his Thai wife will find it more difficult to enjoy or become comfortable in Texas without any family or friends, especially if her husband is working and away form home for significant time. I do wish them both the best and hope they will be happy in their relationship.

[@GreenyTravels]

Well said. He definitely would have been far less stressed on the roads up country

[@kohchangfarang]

Yes, up country is much less traffic congestion and cooler temps compared to Pattaya. I have lived in Thailand for many years and lived all over the country from Bangkok to Chiang Rai but found Koh Chang the ideal place for me when I retired, no traffic issues , no pollution, no crime, & a comfortable climate for most of the year, and as most of the island is national forests it will never be developed or over Commercialized. We love it here on KC.

[@chronic2023]

I just saw that video and was thinking, yeah, wait until he has to deal with US Immigration to get that Green Card for the wife. I know two couples where it took THREE years. In both cases, they had already divorced and these had been long-term relationships. The change is going to be stressful and she's going to be lonely.

[@siamiam4306]

All moving plans suspended as my 90 yr old mother is ailing with Alzheimers. I visit her everyday at her assisted living facility. Can only take short vacays like Costa Rica ) 3hr flt from FL) for a few days. Eventually, I'll remain in U.S. with 2 months abroad each year. Go LIONS !

[@GreenyTravels]

See that’s tough. It’s just not that simple to get up a go. Needs a lot for forethought

[@howardblindman5604]

Same for me with my 93 year old dad

[@fastj1962]

Hey Greeny, We are spending NYE in the Foundation room at the house of Blues Anahiem. Ubering there and back, one way is $25...lol Wish we were in thailand for NYE. Ive mentioned my situation before. We own our house here and the one in Chiangmai. Your videos are not why I am not already retired in thailand but they reinforce why we aren't there yet and make me feel good about making sure whateve decision we make is the right one for us. I do not make rash decisions. Took me 3 years to start the sport I was a part of for 3 years recreationally,then stuck with it for 20 as an athlete. Took me 12 years to start playing hockey, took me 9 years to go to thailand in the first place and here I am after 30 trips in 21 years still not retired in thailand yet...lol We are spending the month of Feb in thailand to hopefully rent out our house and we plan on doing that month like we are retired. (yes we are gonna do some traveling, but like I said, like if we lived there, not like one of my past trips where $ isn't a factor.) If it things go well, we will plan to move into our house in the future for a year. (possibly 2 years from the time we rent depending on the lease timeframe although we could retire earlier while people are still renting the house) We will fund our retirement with the rental of our house here. A house down the street just rented for $3800. That alone should fund our play in thailand but I also will take early SS and yes, I have savings. There is so much to consider. We also have to pay for storage here for the first year that way if I have a meltdown, we can always move back to the usa and figure something else out.... IF after the first year in thailand I love it and it works out great and the USA house rental is working out, then we will continue. If it becomes a pain in the butt? We can sell it. House across the street went for $1.2 million a couple months ago. Houses aren't ever substantially crashing in southern california so I think we will be good. I am working on changing the way my business works, if things go well then forget everything I said, and we will be just bouncing back and forth 2-3 months at a time. Both my kids are in the area so, we would have someone to watch the USA house. Unlike most people who ove to thailand, I love where I live. If I lived in texas I'd already have moved to thailand...lol So much to think about. When I see people just move to thailand and start up a youtube, its crazy to me. If life was so simple.

[@GreenyTravels]

Sounds like you will definitely be ready financially.

[@fastj1962]

@@GreenyTravels And yet..... I'm still working. None of where I am is a flex. Super fortunate to have inherited a home. That takes zero skill. I guess I was paid off for being a good person. Not trying to brag, just stating my situation. We could move anytime. We love it here though! HAHA

[@anthonybutler3157]

Great video. Retired to portugal 5 years ago. It is now home. Love how you emphasize that one needs to fit the country, not expect the country to change for them. Happy new year

[@GreenyTravels]

Thank you. Happy New Year

[@tarawa4773]

Sound advice Greeny! Currently residing in Pattaya on a retirement visa but will return to the US for reasons 1 & 2. Also, as I’ve aged, the daytime heat is becoming problematic. I think 2 month vacations to the Kingdom will be my future. My advice for new retire’s is to use a visa agent the first year…money well spent.

[@jfk5402]

Honest and straightforward advice. Appreciated!! 👍👍

[@Somee989]

Log on the fire, gentle snow falling with Christmas lights around and horses out in the fields. I fell to my knees, I'm home, I am home, Vermont. Its just in my bones. Thank you beautiful Thailand, I love you people but I am home & will bury my bones here.

[@GreenyTravels]

Sounds wonderful. Everything but the cold 🥶

[@cyrolacorte6469]

If you like to pay taxes to Big Gubmint, VT is a good place

[@Somee989]

@@cyrolacorte6469 Already sold my Jersey home & currently held up in an extended stay Hotel looking for real estate in-Tennessee. It cost over 10 Grand to move. I should have sold all my crap instead of lugging it here. Houses sell fast & nothing left but fancy trailers or very expensive homes.

[@palirvin1871]

I really don't object to your content. Even though I've been off the US mainland now for 11 years [I lived in Colombia first after leaving] and having met several hundred expats coming and going back to their home countries I can concur that most people, mostly men, are not mentally suited to living outside their home countries. Why? Wow the list can be endless. I will not give financial advice since I am no Rockefeller but I can say that money has a way of get dislodged out of your pocket more than you expect. I am only guessing from my own experience but I'd say that out of 100 people, only about 2 max are capable of moving to and living in a foreign country and being satisfied-happy about it after three years. You've got to be a person that enjoys change and challenges because nothing will be like your home country, almost nothing. Most of the expats that I have met in Latin America and Asia that are content or happy are that way because of a spouse they have with them or their work. Remember not everyone who moves abroad is retired so I do meet expats abroad that live for decades and still are working. But I stand by my number, max 2% of people can be happy or content with a expat life. BTW I want to also interject, it's not just older or retired people, I've run into my share of 'vloggers', 'authors', 'remote IT' types in their 20's and 30's and 40's. Most spend a few years and are stimulated by the new life but then return to their home country for a variety of reasons. It's just reality.

[@GreenyTravels]

Great info. Definitely after a guy gets burned a time that will sour him. Especially he got taken and was on meager pension.

[@jpm1660]

I’m about to make the move myself in a couple of months to Thailand, I have sold my house to fund it and the aim is to start an online business when I have settled there, I realise it is a bold move but I literally have nothing left in the UK, I lost my job earlier this year but didn’t really care as I hated it and most of my family have passed away, I have lived on my own for the past 20 years more or less, I have been travelling to Thailand for the past 16 years and I know I love the place, the food, the people and the lifestyle. I kinda feel like I’ve been forced into the decision due to my circumstances back here, but I’m positive it is the right decision for me as so many doors have closed behind me here from no control of my own, I’m not sure if I will stay forever but I will definitely give it a good 4-5 years of trying to make a life for myself out there, exciting times are coming 😊

[@GreenyTravels]

16 times so I’m sure your ready. That’s a pretty substantial sample

[@armunro]

Best advice I can give is travel through your life and experience new cultures rather than spend all you life in your home country working and then expect to retire in paradise without ever experiencing living in paradise! Once you get the travel bug in your younger years you are more likely to want to live abroad when you retire and enjoy it.

[@tdiler12]

Entertaining video!. Many have this Pina Colada on the beach in a foreign land delusion.. btw--Greetings from Seattle ///Comin at y Monday night . Should be a great game.

[@GreenyTravels]

I hope I will get to see the game.

[@VictorHenderson]

Favorite comment... "Don't like it? Well, tough shit, this is not your country". This 100 percent! I have applied this rule for 30+ years of travel and it has always done me well. I will coach other noobs the same. Your culture is not here. Don't like it? Don't leave your own country or comfort zone.

[@GreenyTravels]

Exactly

[@joshuarizalforeman816]

I recognise and appreciate your perspective. I am a UK expat and I have never worked in the UK. I have travelled widely and have lived/worked in HK, Thailand and Laos and now I am retired in the Philippines with my wife and family. I retired at 50. We have a regular income, savings, property, business interests and investments. We also have comprehensive health insurance - around USD 1K p.a. for the entire family. The simple answer is to be prepared. I am sorted and my immediate family is sorted. What they choose to do when I shuffle off the coil is up to them.

[@garyhooper2728]

Similar here I am UK ex.pat married to Chinese last 12 years, we have savings, income, property and business interests and in the health care here, as a forgeinger you can own property I should also add I have a Chinese green card which helps on critial topics

[@gif24gt60]

No place is perfect but if it means living on the street or moving abroad, the abroad option may be worth the risk.

[@GreenyTravels]

That’s for sure. Dollar sure stretches far here

[@Gunngirl]

That’s what I’m thinking. It’s more about being forced out of the U.S. if you don’t have enough for a retirement here. People don’t have to scare you off from moving abroad but show realistically how you can do it. America is for the rich now.

[@leefonda6203]

Totally agree with you when you say, 'you better have your head cleared.' My opinion is that you need to be happy with yourself. Then again, if you are already happy with yourself do you really need to move somewhere else😁. I travel or live abroad for the lifestyle. I retired at age 50, then traveled a lot and enjoyed every minute of it. I'm not a picky eater. Actually I love south Asian food, or any food for that matter. I love the slower pace of life, the beach scenes, slow music, happy people. This kind of living and thinking is bound to make to healthy and happy, and why not? I'm done with the rat race. I paid my dues and now it's my time!

[@GreenyTravels]

If you don’t need to be in the rat race why do it. This is definitely a higher quality of life here

[@antonioperezosorio7647]

Great advice my friend. Nothing better than to learn from someone with the boots on the ground for a while. Thanks. Happy travels and stay safe. God bless you👍🏿.

[@GreenyTravels]

Thank you Antonio

[@glitzy4895]

sawad dee kha. i am Thai. just found yr channel. great one 👍. i live in Canada, married a Canadian-born. we were exploring ways to retire in Thailand but its so complex. my husband is 71 year old with some health issues. I am a bit younger than him so keep working as it comes with extended health benefits and defined pension . love listening about this topic.

[@GreenyTravels]

I appreciate it. Thank you for watching

[@Vladimirleninputin]

Great all your 5 reasons for not move abroad is exactly opposite for me, gives extra reason for me to leave Denmark 😊

[@GreenyTravels]

You are ready!

[@Goldfinger555]

Lots of great advice. In talking with a lot of “retirees” in Thailand, I don’t sense many of them have really thought out their long term plan beyond 5 years. Your point of health insurance seems to be the one most will overlook or under estimate. There’s a reason why most retirement visas have insurance requirements. But what it will actually cover is the devil in the details like you mentioned. HAPPY NEW YEAR Greeny!🎉🎉🎉

[@GreenyTravels]

Thanks Rick. Happy New Year

[@jimmyg4428]

Straightforward, realistic information, and basic boots on the ground info. You brought up issues that people Would not consider. Keep up the great work ! You’re one of the handful of bloggers were straightforward and aren’t trying to talk some other issues. Stay well !

[@jameswest3275]

people wake up the the fact you are responsible for your health. if you have high blood pressure do something today to reduce it. if you come to Thailand and move to Pattaya and drink beer all day and you get fat of course no one will insure you. Keto diet, intermittent fasting, exercise and educate yourself. and stop trying to make Thailand or anywhere like the country you left behind. i have lived in Thailand for 10 years. my Thailand insurance company refunds 10% of my premium every year because i never file a claim. i am 68 years young. YOU CREATE YOUR OWN REALITY. NO MATTER WHERE YOU GO, THERE YOU ARE. good luck every body.

[@davidibarra6730]

Good to have these videos as to make sure people can transition from the honeymoon phase of ideas of retiring and also thinking the mighty $ will take you far. It's good that you summarize key items that people need to be prepared and plan for!!!

[@GreenyTravels]

Thank you.

[@thaidomain]

Health insurance, whether required or by choice, has a very serious issue as you mentioned : pre-existing conditions are not covered. So, insurance can be mandatory, but at the same time it is not possible to be insured for the diseases you most likely are going to suffer from. The reason for mandatory insurance is quoted as necessary because some foreigners are not capable of paying hospital bills. It is clear that present insurance conditions do not solve that problem. This is an obvious major flaw in the health insurance system, which could be solved by re-insurance companies, or government regulations.

[@GreenyTravels]

Good point. Interesting

[@genestone4951]

Not only could a bug be in your food...a bug might BE your food.

[@GreenyTravels]

That’s a healthy high protein treat 😂

[@Moabayi-yf6ul]

And the yearly salmonella outbreak and food poisoning we have in the US …?

[@briancompton-ut9sc]

This is one of the best Thai advice videos I've seen so far....thanks - great work !!

[@WildWoodlandsSW]

5 top tips Greeny,that i'm sure will benefit those who watch your videos. Great job. I recommend looking into Celtic Sea Salt if you have high blood pressure. It has 82 minerals,as a pose to 2 in any processed salt,including sea salt,and has completely changed the way i look at salt(which i love!). Cheers.

[@GreenyTravels]

Will have to look for that. Thank you!!

[@WildWoodlandsSW]

@@GreenyTravels Welcome! 🙂👍

[@Midwest10]

If you’re not poverty- which means $3000 + monthly then you will be okay. If you won’t drive a scooter or car this will be hell for you.

[@ibrohimismailov2993]

Thanks, I am planning to retire but I have a question: how do you collect your retirement from the bank? Do you need to travel back to states? Is it required by law to be in the US certain number of months/times??? I will retire with TRS, not social security

[@GreenyTravels]

No. You never have to go home always an American citizen. They want us to pay taxes forever. Have money deposited in. Home country bank then transfer with wise or do like a Schwab atm card. They waive fees

[@ibrohimismailov2993]

@@GreenyTravels thank you very much. I plan to retire in Russia and at this moment banks are not connected between two countries. Hopefully they will in 4 years when I retire. So, from you said I can stay outside of US any numbers of years? Can I have an online tax accountant and handle everything online or???

[@martypoll]

Thai restaurants - The default assumption in Thailand is that you are going to be sharing dishes so they come out when they are ready. I’ve always had fast attentive service.

[@GreenyTravels]

It’s so random here

[@Adair9800]

Well done Brian. Just about 1 year in Jomtien, although I have been going back to the U.S. every month. Some of the issues you discuss are what makes living here so interesting, and actually fun as a foreigner resident. It’s a good life. Happy New Year, and keep these videos coming!

[@GreenyTravels]

Thank you. Happy New Year

[@chronic2023]

​@@ShadyD365Exactly. That sounds expensive.

[@Bigsky1886]

My brother is a cop, and I have been hinting to retire since he was in his fifties but he doesn’t want to hear it

[@GreenyTravels]

Some guys can’t let it go. Then retire in their 60s and croak a week later

[@Swizzenator]

Tyrants cant let go🤣

[@lunarsoulz]

I had dreams of moving to Thailand from Canada, and for the first few months I was sucked in by this "heaven on earth". I see this with lots of KZbinrs who come to Thailand and say that they are not moving back to the West forever. I learned nothing is forever. Over time, my delusions started to vanish and while Thailand is still great, its not sustainable to have Thailand as your "home base" when you are not Thai. You are an outsider trying to be Thai. I went back to Canada and grew 3 Companies, I have accepted that Canada will be my "home base" and I do not have to live permanently in Thailand. I am happy being in Thailand for about 6 months a year. I find that its foolhardy for people who think its fine to burn all their bridges in the US, Canada, Europe etc and move to a country like Thailand where they are not 100% accepted and not fully protected by Thai Laws, and think its not going to backfire in the future. Keep your options open, their are still advantages in living or making money in the West. Flexibility has made my life happier then that extra 6 Months living in Thailand.

[@leroyybrown]

My goal is to work on my terms which I’m effectively doing now. The industry I’m in you can work full time, part time, casual whatever suits you. But if I got tired of it I could take an extended break and head overseas. I think too many people have the “all in” mentality of let’s sell everything and make the big move. Personally I think it’s better to be flexible. It could just end up being an extended vacation or you could be there the rest of your days, see what happens.

[@GreenyTravels]

I agree. Definitely a secure feeling keeping that door open

[@kavorkaa]

As someone that has lived outside my own country for three decades i can tell you maybe a 10% has the right attitude to adapt to another country,culture,norms,etc Its not easy

[@GreenyTravels]

Not easy. Definitely a better option than going back to the IS right now though

[@tonyg205]

I think the first step is to determine if you are ready to stop earning/accumulating money. The idea that the bank balance will stop getting bigger in retirement is hard for many.

[@GreenyTravels]

True. And once you leave your job hard to go back

[@glorgau]

Moving from the accumulation to the de-accumulation phase. It reminds one that you shouldn't be expecting to live forever.

[@Dan-xx5jq]

In Kenya, the saying to stay cool and not get upset is, "Hakuna Matata", translates to: 'No worries'.

[@GreenyTravels]

Yes. I heard that in lion king lol

[@kn-qz7by]

First time listener and just subscribed. Great list of important things to consider before becoming an expat! Let me guess, Greeny, you were a cop in Chicago? LOL

[@GreenyTravels]

Thank you. No I was near Detroit

[@kn-qz7by]

@@GreenyTravels Ok at least I detected the Midwest! By the way, I’m a born and raised NYC guy but Detroit-style pizza is still my favorite. In fact I just finished off some from Little Caesars. LOL

[@tonedonovan3500]

You have to think about currency changes. Like when I was in SEA 12 years ago ( I am Norwegian) I payed 5,8 NOK for a dollar - now I pay 10. 100 bath was 25 NOK now it is 33. We hear several stories now about men that are "stranded" abroad especially the Phillipines - with health issues and no money to go back to Norway with better public health care. And the embassy don't help to - so they are trying go fund me. I always thought that I would live abroad when I retire - now I am not sure if I even want to retire. I think that I might feel very bored. As much as I hate the weather here sometimes. But I once lived a year in India - and I started to dislike the everyday sun too Anyway always have enough money for a return ticket

[@GreenyTravels]

Great points. Usually a negative to every positive

[@ricksmith7308]

That was a very well thought out video. Well presented, really great advice. I hope many people watch this before making a move overseas. Thanks!

[@my30arealty90]

Great Job !! I'm away and yes all these issues are real. Relax and enjoy walking 10k steps a day and the gym and budget .... $2500 a month for sure...

[@GreenyTravels]

Thank you!!

[@masteryancodesan]

Yea guys with strong connections in the West usually go back. I don't miss anyone over in the states, but my wife missed her Thai family when we lived over there, so we decided to live in Thailand since 2008. No one in my family comes to visit. It's far lol

[@GreenyTravels]

That makes sense.

[@blacktech101]

I'm thinking of going oversees. Based on this I will do more thorough research to my chosen place. Also I'm thinking I better check my "motives" for this journey. My questions to myself is why in the world would I travel to different destinations oversees if I was just retiring? I can tell you for me personally I'm too old to think about multiple destinations for retirement(not an active nomad). To me it seems like more work than it should be(brain fog as I age) and I might add no place on earth is perfect, like we can't run from a problem but we can run to the same problem or new problems. I thank you for this video. I think for me Thailand was never on my radar but I appreciate the information nevertheless. I feel making a well informed thoroughly researched decision with the "actual" goal for me is retirement. I am reminded that America has a significant amount of issues dedicated to shortening my ability to retire at the age I chose. I believe that life is a day to day struggle and tomorrow isn't promised. Might as well treat each day as it comes as tomorrow will have it's own set of problems. Bette to plan and hope for the best. Doesn't mean it isn't a worthwhile endeavor or goal just proper planning and hope. That said Thailand is a no. America is a no. Research and education with an Einstein twist is a yes!!!!! Let me resolve to focus on one goal at a time. I do love these videos.

[@GreenyTravels]

I appreciate. Yes there is a lot to be said about relaxing in one spot and just enjoying life. Chooses wisely.

[@Darryl_Smith]

Good shout Greeny! Ticked all the boxes for me so good to move in April... Been Thailand lots of time so understand the pitfalls only too well. Pity more do not before passing the point of no return as you so well say.

[@GreenyTravels]

Yep. Glad you are ready. Hard for me now to go back at all

[@martypoll]

Don’t move overseas expecting to duplicate your life in another country. You should like the place you are moving for being what it is and be willing to adapt and compromise. You don’t have to go native but life is going to be different and you should be willing to accept that.

[@GreenyTravels]

Well stated!!

[@FarEastGolfer]

Wise words Brian.

[@GreenyTravels]

Thank you

[@lastyle7363]

cost of living isn't cheap in the Philippines or Thailand other than renting an old apartment. Traffic is only getting worse because of ppl buying cars/motorbikes for employment delivering food/packages ride hailing. If you move to the province tyring to escape the city, remember there are typhoons, poisonious snakes, unfiltered well water (only good for bathing/brushing teeth). Overall nice places to visit but living there can be a pain being an outsider.

[@xyzxyz4575]

use trifactor system, half year home country, half year your desired country.

[@darrenrobichaud7801]

This video is so legit. I have been an expat in Asia since 2009, everything you say is spot on.

[@pennybaxter4]

Brian your advice is top notch covering every angle thanks so much , Best wishes Philip essex 🇬🇧

[@GreenyTravels]

Thank you.

[@kimtucker-we6sw]

Great advice from greeny,think the bigger picture,and health, massive issue, boredom too,lots of expats end up coming unstuck big time,great advice !!!!

[@GreenyTravels]

Thanks Kim.

[@frankcentofanti9317]

what was the deciding between Thailand over the Philippines

[@GreenyTravels]

I came to Thailand. Never visited the Philippines at that point. It wasn’t even on my radar. Too much negative publicity about crime and danger.

[@andrewmuzzall1635]

Some great advice Greeny. I’ve met many ex-pats who haven’t researched ways to cheaply send money from their overseas banks, into Thailand. They are still paying large sums to withdraw cash from ATMs. Unaware of wise cards or how to open a bank account here.

[@GreenyTravels]

lol. They haven’t been watching my channel

[@pandemicoftheunvaccinated5367]

I visit both Philippines and Thailand frequently-i try to look at retiring in either but,after seeing the carnage other foriegners have endured-think I'll stick to being a visitor.

[@MikeHoncho884]

Great advice, Greeny! That’s what I’m going to do is just travel around Southeast Asia for six months to a year then I’m going to return to some of the better places that I find and hang out for a duration of time to figure out which place I like the best. The only thing that could change the plan is a woman. If she looks at me like candy, I’m not sure if I can resist! Blahaha No, I’ve got the coldest feet in the state of Michigan!!! Long time bachelor I don’t plan on changing it I’m going to travel and find my place. Hopefully pick up a few hobbies along the way. I want to kite surf!!! And fly a drone for the first time. I think I’ll be hooked. The other hobby is cooking. I love to cook, especially barbecue cooking. Different strokes for different folks. Everyone has different hobbies. That’s what keeps this shit interesting !!! Letting go of work is going to be my mental issue for sure !!! I think once they start sending those pension checks I’ll forget about work !!! 😂🤣

[@JamesBond-uz2dm]

Live at least one full year in the spot you want to move to. The rainy season is a true test on your ability to adapt. I had a great job offer in the Dominican Republic, teaching English at a private high school in the Capital. The pay was enough to buy a vehicle, rent a nice apartment, eat out, and make trips. My Spanish was far from fluent, but I could be understood. I turned he job down. I did not want to live there.

[@EP-qi8ed]

Your 1st point was to live in the place a year, so did you live a year in the DR before deciding to turn down that job? Sounds like you rejected it without living there because you already knew you didn't want to ever live there...

[@JamesBond-uz2dm]

I had over two years in country when I was offered the teaching job. I respectfully declined and went back to Boston a few months later. @@EP-qi8ed

[@GreenyTravels]

Agree. DR would be tough

[@greg617ma]

Greeny, Great video. I go to Colombia every (2) months. I plan to retire there in (2) years. I absolutely love it in Medellin. As you know, jit’s the same there with these issues. These issues don’t bother me and I consider myself easy going. I have friends that would go out of their minds if the their entree came before their appetizer. To me it does not matter. I’m happy to have food. Also, so true about people not letting their identity go and just retiring especially when it is time to go. Good financial advice as well. Have a serious “Rainy Day” fund. I wish you the best out there and stay safe.

[@Cooliewhistles]

Are you fluent in Spanish, and do you feel safe in Medellin ?

[@greg617ma]

Good Morning, I am not fluent in Spanish but I speak enough to get around. I will hire a tutor or enroll en language school once I am there full time. I feel safe in Medellin but you need to be street smart. Don’t wear gold, expensive jewelry or watches. I dress nice and wear nice clothes. Most Colombians also dress nice in Medellin even the less fortunate. They dress better than most of the foreigners. I go out regularly at night. I take the Metro (train or monorail) whatever you want to call it during the day. There are professional pickpockets on the train and this is very well known. I wear a cross my chest small carry bag when I ride the train. Nothing in my pockets. I have an older IPhone 8 with a Colombian SIM card that I use when I’m in Colombia. This is the phone I carry in the street. If it gets stolen it’s not the end of the world. I don’t have my banking apps or ways to transfer currency on there in case the phone ever got compromised. I keep my IPhone 14 in my safe in Colombia. I have never had an issue even in El Centro Medellín which can be seedy. When it gets dark I leave downtown which most people do even Colombians. I will go back to Poblado where there are more foreigners and nightlife entertainment. I always take my drink with me to the bathroom if I am in a bar unless I am with a friendI. I take the necessary precautions but I am not afraid to go places or do what I want in Medellin. I am probably more adventurous or daring than most people and I have never had an issue. I hope this answers your question. Thank You

[@EarthCamper]

Very good information 👍👍

[@GreenyTravels]

Thank you my friend

[@johnmacfarlane2224]

Good Stuff Greeny !

[@GreenyTravels]

Thank you.

[@alaskacpu]

I’m 70, no meds, no issues, no problems 😂 but we’re in the Philippines. I’m VA, and Manila has VA. Annual checkup taken care of. For little things, here in the Philippines it’s pretty cheap. I hear Thailand is going to start to taxing foreigner’s living there, in 2024. Might blend over to the Philippines if it works, or they’ll be a whole lot of people leaving 😂. Financial Stability should be your #1. Should be able to fly out at a moments notice 💞

[@leroyybrown]

With language in Thailand I’m wondering how many westerners bother to learn a word of Thai before they come over. Not many as it’s not really a problem. I first visited Thailand in 1993 and backpacked all over the country. This was pre internet and cell phone. I only had Lonely Planet to guide me and I just used some phrases out of the book. It can be useful to learn the numbers.

[@leoz6338]

You kept your place in the U S didnt you? I would always keep a place in my home country...no matter if its a small condo. 6 months abroad, 6 months U.S. to start and adjust as needed.

[@realsatoshihashimoto]

That's sensible, especially with the new tax laws in Thailand as of 1st January. Just under 6 months of the financial year in Thailand & 6 months back home is the way to go. Who says you have to be "all in" or "all out?"

[@GreenyTravels]

Yes. I think it is a good idea

[@IsaanRick]

Great advice! I like you retired from LE. Been In Thailand for the better part of two years. I still have my “stuff/house in the US”. To not totally leave your home country definitely take a few years and make sure! Take care

[@Bruce-fd9lm]

Retired expat from the US living in Thailand 5 1/2 years. Everything has worked out great. Have a great Thai partner and lifestyle. Plenty of travel. Visit the US several times a year to visit travel. Yes, things aren't perfect, but where is it? Relax and roll with the punches. Would never go back to the US. Haven't missed it for a moment.

[@DigitalNomadInvestor]

You have to accept everything being "half ass" here in Thailand. If you get any work done on anything here, don't expect a Thai to do something exactly how you want it. They will do it according to what they want and how they want to do it. It's useless to try and get them to do it the right way. Accept it.

[@Macjohn1419]

To quote a famous classic movie, “There’s no place like home.” Tried and true.

[@GreenyTravels]

lol. Thats true. Unless you are from Michigan

[@charliejackson6192]

Love your videos man. I’m learning a lot before moving out of the country. I especially like your matter of fact attitude towards people expecting their customs to supersede the locals way of life. Always a guest when we are traveling so respecting others ways and having patience goes a long way. Happy new year and live your best life brother

[@GreenyTravels]

Well stated. I appreciate you viewing in.

[@rolfewert6154]

Point 1: This paradise counties have on average lower income and a more simple life. So if you as an expat can adapt to the new country it is easily possible to live a very affordable life. So … do not create panic …. healthcare is ease and normally cheap. With heard or brain surgery you are done anyway … insurance or not.

[@captnhuffy]

Fair enough. You’re just scratching the surface. World traveler myself, my solution is 3 home-bases , in 3 different US locations.

[@britgerus1956Glenn]

After 42 yrs living overseas, i chose to return to the UK, one main driver was healthcare, second was an ageing parent. However i spent the last 20yrs in the USA, first workedcthere 78, n its changed tremendously too, gone down hill imho....

[@derekbuckley7695]

Enjoyed the listen thanks

[@GreenyTravels]

Thank you

[@LUCKHEF]

I’ve been living in Thailand 2 years and if I didn’t go back to the states 3-4 months out the year I would never be able to do it lol … good advice 🙏🏽

[@GreenyTravels]

I don’t want to go back for a while

[@Madskillsuniversity]

Man, I loved this video! My Dad, older and younger brothers were Cops, so I get your direct logic here. This is the BEST relocation video I have seen on YT because of your checks and balances. My wife and I are 62, and I am semi-retired, bu she is waiting until WE are 65. She is a banker and started the research process 2 years ago. The health issues, slow pace, driving, cleanliness, retirement money and passive income are a BIG deal. No matter where you retire outside or inside America. If you move from a big city to the south for example, things are much slower and DIFFERENT. Great points! WE LOVE THIS VIDEO for sure! Give us more to think about 3 years into this extreme step. We own everything and have no debts, BTW. We are thinking about moving to Mexico where my wife over over 35 years is from. I am still learning Spanish. However, I do not like spicey food, so Thailand is out. 🙂

[@GreenyTravels]

lol. Yes. Definitely spicy food here but it is easy to order with no spice. Spanish definitely easier to learn. Either way your dollar will probably stretch way further out of the U.S.

[@glorgau]

I moved to the small town South from the North and have learned to start an internal count of up to 5 before expecting the response to a question to start ;-) That's just the response time around here.

[@Madskillsuniversity]

LOL. That's great stuff.@@glorgau

[@gregorylunsford3991]

Always good info and advice. Yes , monies is a Big issue. I have 2 retirement incomes netting $3,200 a month and own my Home free & Clear. That said with the cost of living going up in USA I'm looking at Mexico and Thailand to move to. My monies will go further in those 2 countries. Lived and worked oversea's twice ( Korea and Saudi Arabia). I'm Divorced , no kids or grand kids. Just one Niece that I visit once a year in San Francisco. I'm finally planning on visiting Bangkok maybe this March. Again an Excellent list of concerns.

[@dunbustin]

It should have been called, "The top 5 reasons why retiring abroad might not work out!" It left open the possibility that it may do.

[@paulmiller9997]

I always use Bolt when I am in Thailand. Last trip, I had a ride where I was super stressed as a PASSENGER! I have no idea how thai people can drive as a full time job (and I love driving). There were a few times where I was sure he was either going to hit someone, or someone was going to hit him. All instances passed uneventfully by less than an inch. I just don't think I could do that long term. Zipping in and out of traffic on a bike with zero regard to any traffic rules...I could probably learn to do!

[@GreenyTravels]

Yes. Definitely turns you into a defensive driver here.

[@e34m51]

Im heading to Pattaya this month , be nice to see you guys while there ...

[@GreenyTravels]

Thank you. I will be around

[@pamelathompson1216]

I lived and taught at ISB in Nichada Thanni,...I didn't have a car..Didn't need a car...I could use a tuk tuk for grocery shopping...and the wonderful drivers would carry my groceries up to my kitchen table! A nice tip and years of knowing them, they trusted me and I respected and trusted them! But it takes time and consistency and mutual respect...I was happy not to be in a driving situation! Taxi's were reasonable and I could relax...there were so many advantages living there...

[@GreenyTravels]

Yea. Driving a little nerve wracking

[@StephenMcGowan-ly6of]

Great video. But I like a longer video with more information. For example on the topic of health care. The Philippines is a better choice for Americans, particularly veterans because there is veterans hospitals in places like Angeles. You could try out a country for retirement for 12 months using just premium travel insurance. That's around $500 for a year. But if you're going to retire to somewhere like Thailand you'll probably be better to put $30+k aside for medical emergencies. Passive income from safe investments is great advice. But I'm from Australia and in 8 years I think I'll need around $50k USD just to move to Thailand. Airfare, $20k in a Thai bank account to gain a retirement visa, a months hotel payment until I find a condo, two months rent and bond upfront, $20+k for emergencies.

[@GreenyTravels]

Good points. Probably why some many veterans choose the PH

[@stevensheegog3942]

Great points! Reason #1 would be a deal breaker for me.

[@GreenyTravels]

Definitely a hurdle

[@dlewis9760]

I was watching a KZbin Taiwanese couple in Thailand trying to buy from a street vendor. It was a bit off the beaten path. No luck on the language. I left a comment on using a translator. The guy said, "I tried and they wanted nothing to do with it". A place I'd like to visit would be Taiwan. They real don't want foreigners living there though. Especially for retirement. Can't say I blame them. No country needs the potential of elderly wards of the state. They already have a big problem with their own elderly concerning health care and they import a ton of guest workers. And are pretty strict when the guest worker contracts are up. One needs to be grateful in a foreign country if they throw you a bone to help you out. They don't have to.

[@rapidresponserepairllc.man9552]

Great points Greeny. Happy New Year buddy.🎉

[@GreenyTravels]

Thank you

[@bigradwolf5001]

Subscribed! You good brother. Congrats to your Lions. Will Pistons finally win tonight vs the Raptors?

[@GreenyTravels]

lol. Pistons. Don’t get me started