The True Cost Of Living in The Villages, Florida

Possibly this is the most important video we have ever made. In this edition Jerry and Linda take you through a year of expenses. Taxes, Bond, Insurance, Electric, Water, Food, Sanitation, and so much more. After compiling real life costs from 2021 in The Villages, The Newcomers give you an idea as to what it really costs to live in America's Friendliest Home Town. Get your pencil and paper and take notes as they reveal The Real Cost Of Living In The Villages.
The information in our videos is never guaranteed as accurate, but as our opinion. Please do your own research when it comes to important matters. We intend it as entertainment only.
Please ring that bell, like, and subscribe! We'll let you know every time we post a video! Jerry and Linda bring you information that they hope will enhance your retirement. Their channel is more than just The Villages. It features episodes designed to inspire retirees to make the most of their golden years. Bicycling, kayaking, hiking, golfing, music, travel and other things of interest are featured.
“See you when you get here!”
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Mailing address:
Villages Newcomers
P.O.Box 888
Fruitland Park, FL 34731
Our email: [e-mail]

[@jeanwest1058]

You guys did an excellent job breaking up expenses and explaining it all. Good job! Much appreciated. Very informative and comprehensive without being too long or too much. And funny…Jerry’s face is serious as he says “ she likes it cool, so we’ll allow it” meanwhile Linda smiling ear to ear….hahaha. Too funny. Well done you!

[@waynebyers224]

Coming from a very detailed oriented CPA, you two have done a very, very good job and have likely helped everyone that has viewed this video. Best wishes!

[@JERRYANDLINDA]

Thank you Wayne! We really appreciate that.

[@Jabo__Jabo]

I can’t afford to live there and this was extremely helpful. It would have been disastrous if I had bought a house there and then tried to manage on my SS and retirement. Oh my, you just saved me lots of distress. Also, I know my personality well enough to know the rising amenity fee would upset me … and all the rules would irritate me in the end. Thank you so much for being good people and being transparent. I’m really glad you two are happy!

[@vyger6336]

I live in the Hamptons and it's not that expensive . I couldn't afford to live there either however a lot of things(services) they pay for , I do myself..I like to visit Forida but the heat is to much too deal with day in and day out. I like the 4 seasons although i could do without winter LOL

[@teribunker5223]

I decided on Little River SC( Myrtle Beach area). I’m in a 3 BR condo on a harbor. My costs are pretty much the same as this.

[@ScottyMelvin]

@@teribunker5223 How do you like the surrounding area and N. Myrtle Beach area? Little River is on my list for retirement. Possibly a 55+ community, under 300k.

[@teribunker5223]

@@ScottyMelvin I absolutely LOVE it! I’m a southerner; I’d been “warned”, that the overwhelming majority of ppl here, are northerners, blue voters which would skyrocket our taxes. So far, it’s true that the majority are from the north, but the friends I’ve made- say they escaped oppressive taxes & would not support/vote in the party of high taxes. So, I am very happy!

[@teribunker5223]

@@ScottyMelvin I’m not in an age restricted neighborhood; BUT my complex doesn’t seem to have kids… seniors mostly.👏 N MB is getting a Del Web community. In fact there are a lot of retirees everywhere.

[@user-hi8kg1nc6y]

I was going to move there until I saw this video…THANK YOU!! You saved me a lot of trouble!

[@guystl]

I am 67 and retired. You have definitely convinced me not to move to a retirement community. As I age, I want to simplify my life, not complicate it.

[@bextar6365]

The future will get even worse !!

[@mri3384]

Even from a distance, it sounds so unappealing to be around single set of stereo types.

[@linusspacehead]

I dislike people my own age. I always have. I will never purposely move into a homogeneous community of similar aged people. It seems like some weird version of hell to me. Having said that, this couple seems like 2 very nice people.

[@ukiahsguitarsolos3436]

Bingo.

[@jamescalifornia2964]

Florida is too humid - hot ! 🔥 🥵

[@anniealexander3402]

I'm 51 and still work full time. I live in Georgia in a 3000sqft cape cod. I'm amazed at the difference in expenses. I've been off work for a couple of weeks. My best friend messaged me and asked what I'm doing. I said loving life. He said he would love life too if he had more money. I was thinking what does that have to do with time off. My expense are very low compared to this. I Paid off my mortgage in 2019. My taxes and home insurance is $310 a month. Water bill which includes trash pickup is $56. Electric bill was $87 last month. 2 phone lines are $112. No cable or internet. No amenity fees. I'm 150ft from a park. I can go for $20 a day. I choose not to. Free park is 2 minutes away. Food is $150 but that includes a lot of hygiene products and face mask etc. Car insurance is $107. My teenager crashed my car 3 years ago. That will eventually come down. My medical insurance is $40 a week. That's thru my employer and includes dental and life and disability. I'm 13 minutes from work so gas is cheap. I mow my lawn and clean. Me and my daughter cut each others hair. We wash our own cars. My daughter works as a cook and brings home leftovers. Last night my dinner was BBQ pork plate with baked beans and baked potato. I'm feeding my 3 outside kitties the huge meatloaf she brought home the day before. I'm probably living on 1500 to 2000 a month.

[@JERRYANDLINDA]

Good for you! You are doing great!

[@judycherry9074]

One of the best shows you've done; a realistic view of expenses from someone actually living there. How helpful!

[@sd8023]

Even though I have no plan of moving to the villages I love watching You two …you are so refreshing

[@jamesclark5461]

Thanks for this compile of all the monthly expenses. You did a big service for fans thinking about a new life in The Villages.

[@Theflylover]

I'm only into minute 8:22 and I am AMAZED how much detail you both went into. THANK YOU SO MUCH FOR ALL THE work you took to explain all the bills (WOW, even the water filters)!

[@JERRYANDLINDA]

Thanks! Sure hope you guys are doing well!

[@leecarey5820]

Great job in both the data and the explanations. Love how you are keeping people informed!

[@Miguel195211]

This is one of the best explanation and examples of expenses in TV. That took a lot of time and work. Bravo!

[@JERRYANDLINDA]

Thank you Miguel. Yes sir it took a long time. Sure hope it helps some folks.

[@lynnholmes]

@@JERRYANDLINDA nn.

[@Jabo__Jabo]

Yes. Along with Miguel I noted it took a lot of time and work. Jerry and Linda are good people! I celebrate the fact they’re top-shelf quality folks who tell the truth and are interested not only in creating a channel for themselves, but in helping others.

[@Zues64]

echo this feedback! good job

[@gwenmorantz7767]

Tv includes internet

[@janicebuswell2571]

Best breakdown of expenses for people no matter when you are planning on living. You hit all the important expenses. I always forget about how expensive food is. Great job. Always enjoy watching you. Keep up the good work.

[@byrnesrus]

Love this segment! Thank you for all the great info and time spent putting it all together. NOW we know that our dream of living in the Villages is just a Dream! It just won't ever happen. We are very sad, but glad we know now! Thank you so much!

[@2dogbull]

Thank you so very much for your time, kindness and willingness to share candidly!!! God bless you, Jerry and Linda. Craig

[@sylviastoute]

This is amazing even though we’re not even close to retiring nor trying to move to Florida, you made me rethink expenses and it has changed my mind. You guys thank you for this wonderful information. ❤❤❤❤❤❤❤

[@Miss.Adventures]

Loved this video a lot!! This is the most comprehensive breakdown I have seen of all monthly expenses. You guys covered it all! Thank you for that information!

[@kelmartjack]

Thank you Jerry & Linda. Your detailed video gives me hope. Keep up the good work. Happy Birthday Linda! Also, thank you for the meatloaf recipe. I can't wait to try it. 😋

[@theresatitus-lawson3431]

Your estimates were great! Very informative video for those looking to make that move to The Villages. I can see how you two made great teachers, just the way you present your information. Thanks for all the hard work that went into this presentation! You're the best!

[@JERRYANDLINDA]

🙂🙂🙂🙂🙂🙂🙂🙂🙂🙂

[@399paul]

We’re watching this video over and over again you two. Thanks a million for putting this together. Can’t wait till we get a home down in the Villages

[@rescuelady4678]

Thank you for taking the time to compile all of this information. Wishing you happiness and good health for the new year. 🌺🐾

[@Jaxmidway1]

How awesome is this!!!!! THANK YOU TWO 100 times over. I'm a widow moving there this year and I couldn't get a straight answer from any of the other sources . I hope to meet you in 2022....

[@JERRYANDLINDA]

See you when you get here!

[@Taurusbabe9999]

Happy birthday Linda! Thank you for sharing the costs to live in the Villages! So helpful! As you mentioned, some costs depend on your personal choices, but this gives me a good idea of what to expect when I buy a home in TV in 2022.

[@robertg8129]

Thanks Linda & Jerry for the detailed expenses. Its such a big help for me and my planning.

[@26ydtibbs39]

Extremely important show today, very helpful. 👏 We have friends looking to buy, presently renting. This was shared to them. Thank you 😊

[@donnaheard4185]

Very informative Jerry & Linda. Thank you for this detailed assessment. Hi Gizmo!

[@davidrupprecht2774]

A terrific and comprehensive job Jerry and Linda. Thank you.

[@lizburtelow1892]

Happy Birthday Linda! From a fellow Capricorn! 🎂🎉My birthday was the 5 th. Thanks so much for all you both do. I remember watching all the videos trying to make a budget. We moved to St. Catherine in Sept. For those of you moving to the new areas South of 44 prices are a little higher. Our Amenity fee is $175.00 and our bond is much higher just for a frame of reference. Thanks again or another great video, it’s really a great help to those at home who want to live the dream😎🛺🌴

[@catherineprentice5927]

Happy birthday, Linda! Great job compiling all the expenses!

[@steveboussom6564]

This is a great presentation and service to many people. Thank you both.

[@nicolafazio674]

Excellent job, I never would’ve come up with such a complete list. Very thorough and organized

[@travisbowersox8586]

Phenomenal job! I work in The Villages & am often speaking with families who are new and just moving into the area. I may point them in the direction of this video, as I think you have done an excellent job detailing what to expect. Thanks for the great work!

[@mariedoucet2371]

I am thoroughly impressed with your explanation of The Villages monthly / yearly expenses. Wow…Thank you so much for ALL this work. Invaluable really. Being a Canadian, I need to convert cost up by 20%’ish! Double wow!

[@215618680]

The cost of living numbers are very sobering indeed. Great video-thanks from Jax, FL !

[@spectrum868]

Thanks for your time preparing all these numbers. I found it very helpful.

[@NoodleNork]

Thank you for assembling and sharing this information. My husband and I are still in the consideration phase. This video is awesome.

[@gordondonahue4810]

Thanks 🙏 guys for doing this. The yearly cost is a real eye opener.

[@JERRYANDLINDA]

Thanks Gordon, but remember… you won't have all of those costs. Also, many, many of those costs you would have regardless of where you lived. Electric, sewer, water, food, health expenses, and more.

[@elmerfudd1086]

We were just there 2 weeks ago for a lifestyle visit. Thanks for the memories. Many of the sites you pointed out were familiar to me and it felt nice to see them again.

[@COZNA]

Great video! You guys are great. I'm getting close tp being able to own there, so I'm using your videos to learn and plan for the future. Thanks for all your work!

[@dprecious6402]

I am so impressed with how thorough your list is of expenses. It’s a good tool for any young person starting out. You should do a special class for high school students.

[@JERRYANDLINDA]

Thank you, Precious!

[@kathywiebusch3687]

You won’t see me, because I won’t be there. I love Florida. Some of my most cherished memories were in Florida. But I know I couldn’t afford to live there ever. Love your show. You’ve given the true cost of people’s dreams. Some will be able to go there to live and the rest of us can go visit.

[@carlitoscard6232]

high school student never take it seriously, always thinking they can do better than anybody else, bottom line they never will listen a good advise

[@stevenwilburn235]

Thank you guys for sharing. Very informative today.

[@Melaniexb1]

I so appreciate your input ! Thank you to the both of you !

[@justfollowthatvan6721]

Absolutely fantastic video! Applicable to any really. Thanks so much for putting it together!

[@NicolleJansson]

thanks for taking the time to put this together. Very helpful and always enjoy watching your videos! xoxo Nicolle

[@joefraga7377]

Great show. One should always count the cost before building or moving. A retirement budget is a must before the decision to retire to relieve that stress. Thanks.

[@hoosiermama3001]

Thank you so much for this info! While all the amounts are estimates, it was still extremely helpful. Appreciate the time it took. Happy birthday Linda, and many more!🥳

[@diannwilson62]

Loved the video! Thanks for all your time & hard work in providing us with these expense estimates.

[@sandraa2971]

Great information. I was talking about all this with my parents. I’m sending them your video.

[@rolf_0815]

Thank you very much for all the work you have put on and thanks for sharing your average living costs with us. Much appreciated and very valuable.🏆😍

[@BettyD3495]

We loved Linda’s Meatloaf Recipe. I’m already looking forward to making it again next week. It is so good. Also, thank you for this very comprehensive explanation of the costs of living; that’s a lot of detail. Good job. ❤️

[@sherryclagg5588]

8

[@bethwallace4994]

Thanks for summarizing your expenses. Can't wait to try Linda's Meatloaf Candy. Happy Birthday Linda! 🎂🎁

[@sandrarunge5607]

How great. So much detailed info. You two are pure love and respect for one another. God bless you both. Ty

[@JERRYANDLINDA]

Sandra that is a lovely thing to say. Thank you so much!

[@johntamulonis4626]

Great show! One crucial budget line item: include a golf ball pick-up retriever and golf ball fund: $31 per month, $372/year! I think last time you did your total was about $58,908, perhaps a little inflation crept into the totals. Great info Linda and Jerry! Thank you for sharing. Just for comparison, I live in northern CA, and electricity cost is $0.29-$0.30 per KWH which is nearly triple the country average.

[@kbanghart]

Where in Northern california? I'm just outside sacramento.

[@jasonbooker4546]

Thanks guys. Great information!!

[@marydecker7928]

Thank you so very much for a very informative video. Love watching your videos, just a wealth of knowledge for helping me for future retirement decisions. Happy Birthday Linda😊 Have a wonderful week, Mary

[@DugEphresh]

I can't wait to get there. Thanks so much for the video!

[@smc5801]

Happy Birthday Linda! Great show as always

[@annmarieburns2]

Great budget. Thank you for all the time you put into this. ❤

[@BarbieGirl-cl2uh]

Great info, wonderful presentation! That took a lot of work...good job!

[@myjoysunshine]

This was fantastic and most appreciated! Y’all really put in the work. 💵

[@lorrimaynard3992]

This was the best cost breakdown I have ever seen. That you for all that work!! Now enjoy The Villages!

[@JERRYANDLINDA]

Wow, thank you!

[@teresalyons756]

Thank you so much for this! Helps!

[@barharborsunrise6581]

Thank you for showing this. Helpful information!

[@mbohn2526]

Thank you so much for giving all the details…it will help us greatly as we are sitting down to do our budget soon! Happy New Year to you both ~ Happy birthday Linda ~ enjoy your cruise ☺️

[@trishhooper]

Happy Birthday Linda! I was 58 years young December 28th ha ha!! Good breakdown of expenses. My dad could tell you about a pool as he owned a house in Illinois that had one. He had to get a loan one year for $10.000 to replace a pool liner and pump with a new house for it. He was not happy about that but did mention that he and my stepmother got a lot of enjoyment out of it in the end. So, it is what it is. Nice job!

[@LifeUser]

MY Aunt and Uncle sold their house for $550,000 in Michigan and bought a $325,000 used home there. They bought it outright and paid off the bond which was $23,000. My Uncle told me by the time they paid off everything and bought three golf cars, one for him, one for her and a three seater, they still came out $95,000 ahead. He says his monthly cost is about $650 a month to live there. They love it and are living the time of their lives. I am so happy to see them enjoy their lives. The cost of living in a house is the same no matter where you live if you own a house.

[@JERRYANDLINDA]

Good for them!

[@Caderic]

"The cost of living in a house is the same no matter where you live if you own a house." No, no it is not!

[@dorothyvarga6251]

Great show, very informative and a valuable tool to get an idea of what it may cost to live in the villages.

[@mikewilloughby1119]

Awesome video. A lot of work involved. Thank u both!!!

[@Clutching.My.Pearls]

Very sensible information!! Great job to you both.

[@Skelly5103]

Great job you two. Truly an eye opener for us all.

[@deborahgillespie6754]

Thank you so much for sharing your knowledge and situation. Great information.

[@teresahild]

I’m am so grateful. So very grateful. You’ll never know how much I appreciated this video.

[@JERRYANDLINDA]

Glad you liked it Terri.

[@AnnMitt]

That was exceptional. Thank you!

[@pennyweldon8587]

We so enjoyed this video and your transparency in how much the costs of home ownership is for The Villages! It is definitely something to consider especially the Bonds. Thank you both for all of your hard work! It is really appreciated and a lot to think about.

[@glennkrieger2454]

Excellent, just what I needed. Great work, thx

[@chuckreno1887]

Thx for today's video! Had no idea there was such a range of costs! My takeaway: Well done and informative.

[@beautyover6018]

Very thorough indeed! Leaving no stone unturned! I saw the 1st video you did and this one for sure is more in-depth. Woah 🤯 on the monthly expenses🙀 Great video Thankyou for the knowledge!

[@edwardpetty5401]

Happy Birthday Linda! Great job on the cost expense explanation.

[@annettemacaudda4044]

You did an amazing job with the most valuable details. Thank you so much.

[@Jerzey58girl]

Very helpful info! Thanks guys!

[@miejscazdusza8858]

What a wonderful vlog. Many thanks to you, Linda and Jerry! Greetings from Poland!

[@JERRYANDLINDA]

Wow! Poland! Hi Miejsca!

[@miejscazdusza8858]

@@JERRYANDLINDA I've found your vlog today and I am really impressed seeing your joy and kindness. I've subscribed your channel and I will follow your journey!

[@ruthmarini8453]

Thank you for this amazing breakdown. Very enlightening.

[@sandragalvan4863]

Great job explaining all the different cost. We have been thinking about moving to the villages this last year because we will be retiring next year. Thank you very much!

[@lauray1675]

Thank you for such a detailed report!! You are the best!!

[@susandickerson2663]

Really appreciate the medical costs breakdown. That's one area that is easy to under estimate!

[@sassysasparilla2922]

Great and thorough update after being there a few years, really helpful..definitely gonna make Linda’s Meatloaf recipe and Happy Birthday Linda (tomorrow! : ) I wonder if keeping a good internet speed and switching from cable to one of the streaming services for favorite TV shows could be an option for some folks to reduce that cost. Missed little Giz today, pets and treats! Thanks as always 🙂🐶🐾💓

[@Judes121]

🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉Linda. Thanks for sharing ! yep I do the monthly spreadsheet on expenses and it’s crazy with all the increases just this year alone snd everything always varies month to month

[@mmengyan]

Thanks for the work you put into todays video.

[@paulj2383]

Thank you for a very informative video. Thank you for going out of your way to be realistic.

[@weatherviewer]

excellent job analyzing expenses! This can apply to anyone anywhere!!

[@franklinstephen3268]

Hey there! I came across your comment and I just had to reach out and say hi. Your perspective really caught my attention and I would love to get to know you better. Would you be interested in chatting sometime? Looking forward to hearing back from you!

[@ourfamilyvideos7283]

Thanks so much for the run down…can’t wait to get to Fl someday 🌴

[@EllisIsland2023]

Super good job and very interesting. Answered all my questions. Thank you!

[@JERRYANDLINDA]

🙂🙂🙂🙂🙂

[@crispykritta]

Great show, very informative. When my parents had a retirement place in FL, it was cheap living. Those days are gone I guess! Thank you and happy birthday to Linda! ☀️⛳️🌴

[@mkaz411]

Great information, and thanks for putting it out there. I retired a year ago at age 62, and my wife is a year younger than me, and plans on working part-time till she's 65. We've talked about doing the Villages when she retires, and your budget estimate definitely fits in our budget. Hope to see you down there in a few years!

[@jpfautsch]

Nice job! Have a great Birthday Linda!

[@ScoobySnackRocks]

Thank you for this video. We saved so much and its not enough to join you. All of these add on bills we could never pay. Have a great day!

[@mindee3754]

This is my first visit to your channel. Thank you so much for sharing this information! I have been wanting to move to Florida for a long time and this video has helped me get an idea of what it will cost. Thanks so much! I’m looking forward to watching more of your videos 😊

[@nataliesmithhart4511]

Kudos to a Fabulous video! 👏🏼👏🏼 Informative, quality content. A great resource for anyone considering The Villages! Thank you for all the time and work you put into making this video. Happy Birthday Linda!! I mailed your bday card on Monday - hope it makes it to you. Best! ☀️

[@JERRYANDLINDA]

You are so nice, Natalie! Thank you! 🙂🙂🙂

[@rentfromavillager]

Fantastic break down of the costs! Thanks for all the research and time you put into this. I will share this with our customers when they ask us about the cost to live in TV. Aloha!

[@JERRYANDLINDA]

Our pleasure, and we shared your website just yesterday! 😁😁

[@rentfromavillager]

@@JERRYANDLINDA Thanks much!

[@changingviewspc]

Wow. That seems like such a deal. Love this! Best of luck. 👍👍✌️