The True Cost Of Living in The Villages, Florida

[@waynebyers224]

Coming from a very detailed oriented CPA, you two have done a very, very good job and have likely helped everyone that has viewed this video. Best wishes!

[@JERRYANDLINDA]

Thank you Wayne! We really appreciate that.

[@jeanwest1058]

You guys did an excellent job breaking up expenses and explaining it all. Good job! Much appreciated. Very informative and comprehensive without being too long or too much. And funny…Jerry’s face is serious as he says “ she likes it cool, so we’ll allow it” meanwhile Linda smiling ear to ear….hahaha. Too funny. Well done you!

[@anniealexander3402]

I'm 51 and still work full time. I live in Georgia in a 3000sqft cape cod. I'm amazed at the difference in expenses. I've been off work for a couple of weeks. My best friend messaged me and asked what I'm doing. I said loving life. He said he would love life too if he had more money. I was thinking what does that have to do with time off. My expense are very low compared to this. I Paid off my mortgage in 2019. My taxes and home insurance is $310 a month. Water bill which includes trash pickup is $56. Electric bill was $87 last month. 2 phone lines are $112. No cable or internet. No amenity fees. I'm 150ft from a park. I can go for $20 a day. I choose not to. Free park is 2 minutes away. Food is $150 but that includes a lot of hygiene products and face mask etc. Car insurance is $107. My teenager crashed my car 3 years ago. That will eventually come down. My medical insurance is $40 a week. That's thru my employer and includes dental and life and disability. I'm 13 minutes from work so gas is cheap. I mow my lawn and clean. Me and my daughter cut each others hair. We wash our own cars. My daughter works as a cook and brings home leftovers. Last night my dinner was BBQ pork plate with baked beans and baked potato. I'm feeding my 3 outside kitties the huge meatloaf she brought home the day before. I'm probably living on 1500 to 2000 a month.

[@JERRYANDLINDA]

Good for you! You are doing great!

[@hayenon]

Holy crap. Now I know why financial planners say you gotta have 5 million dollars in the bank to retire. Insane!

[@judycherry9074]

One of the best shows you've done; a realistic view of expenses from someone actually living there. How helpful!

[@Jabo__Jabo]

I can’t afford to live there and this was extremely helpful. It would have been disastrous if I had bought a house there and then tried to manage on my SS and retirement. Oh my, you just saved me lots of distress. Also, I know my personality well enough to know the rising amenity fee would upset me … and all the rules would irritate me in the end. Thank you so much for being good people and being transparent. I’m really glad you two are happy!

[@vyger6336]

I live in the Hamptons and it's not that expensive . I couldn't afford to live there either however a lot of things(services) they pay for , I do myself..I like to visit Forida but the heat is to much too deal with day in and day out. I like the 4 seasons although i could do without winter LOL

[@teribunker5223]

I decided on Little River SC( Myrtle Beach area). I’m in a 3 BR condo on a harbor. My costs are pretty much the same as this.

[@ScottyMelvin]

@@teribunker5223 How do you like the surrounding area and N. Myrtle Beach area? Little River is on my list for retirement. Possibly a 55+ community, under 300k.

[@teribunker5223]

@@ScottyMelvin I absolutely LOVE it! I’m a southerner; I’d been “warned”, that the overwhelming majority of ppl here, are northerners, blue voters which would skyrocket our taxes. So far, it’s true that the majority are from the north, but the friends I’ve made- say they escaped oppressive taxes & would not support/vote in the party of high taxes. So, I am very happy!

[@teribunker5223]

@@ScottyMelvin I’m not in an age restricted neighborhood; BUT my complex doesn’t seem to have kids… seniors mostly.👏 N MB is getting a Del Web community. In fact there are a lot of retirees everywhere.

[@Knowledge-b6o]

I was going to move there until I saw this video…THANK YOU!! You saved me a lot of trouble!

[@rowlandkrause5930]

@@Knowledge-b6o don’t want to move here it’s not all that great

[@Theflylover]

I'm only into minute 8:22 and I am AMAZED how much detail you both went into. THANK YOU SO MUCH FOR ALL THE work you took to explain all the bills (WOW, even the water filters)!

[@JERRYANDLINDA]

Thanks! Sure hope you guys are doing well!

[@sd8023]

Even though I have no plan of moving to the villages I love watching You two …you are so refreshing

[@Miguel195211]

This is one of the best explanation and examples of expenses in TV. That took a lot of time and work. Bravo!

[@JERRYANDLINDA]

Thank you Miguel. Yes sir it took a long time. Sure hope it helps some folks.

[@lynnholmes]

@@JERRYANDLINDA nn.

[@Jabo__Jabo]

Yes. Along with Miguel I noted it took a lot of time and work. Jerry and Linda are good people! I celebrate the fact they’re top-shelf quality folks who tell the truth and are interested not only in creating a channel for themselves, but in helping others.

[@Zues64]

echo this feedback! good job

[@gwenmorantz7767]

Tv includes internet

[@LifeUser]

MY Aunt and Uncle sold their house for $550,000 in Michigan and bought a $325,000 used home there. They bought it outright and paid off the bond which was $23,000. My Uncle told me by the time they paid off everything and bought three golf cars, one for him, one for her and a three seater, they still came out $95,000 ahead. He says his monthly cost is about $650 a month to live there. They love it and are living the time of their lives. I am so happy to see them enjoy their lives. The cost of living in a house is the same no matter where you live if you own a house.

[@JERRYANDLINDA]

Good for them!

[@Caderic]

"The cost of living in a house is the same no matter where you live if you own a house." No, no it is not!

[@215618680]

The cost of living numbers are very sobering indeed. Great video-thanks from Jax, FL !

[@dprecious6402]

I am so impressed with how thorough your list is of expenses. It’s a good tool for any young person starting out. You should do a special class for high school students.

[@JERRYANDLINDA]

Thank you, Precious!

[@kathywiebusch3687]

You won’t see me, because I won’t be there. I love Florida. Some of my most cherished memories were in Florida. But I know I couldn’t afford to live there ever. Love your show. You’ve given the true cost of people’s dreams. Some will be able to go there to live and the rest of us can go visit.

[@carlitoscard6232]

high school student never take it seriously, always thinking they can do better than anybody else, bottom line they never will listen a good advise

[@jenniferfardella5902]

Thanks for showing us this fantastic breakdown of expenses! You guys are great!

[@JERRYANDLINDA]

Thank you Jennifer! That is so kind. We appreciate it. ❤❤❤❤❤❤❤❤❤❤

[@jamesclark5461]

Thanks for this compile of all the monthly expenses. You did a big service for fans thinking about a new life in The Villages.

[@Jaxmidway1]

How awesome is this!!!!! THANK YOU TWO 100 times over. I'm a widow moving there this year and I couldn't get a straight answer from any of the other sources . I hope to meet you in 2022....

[@JERRYANDLINDA]

See you when you get here!

[@MWhistman]

You guys are great. Thanks for the information. Recently retired and thinking of moving from the North East. My son and his wife recently moved to Florida (North Western, Gulf side) - They love it down there

[@JERRYANDLINDA]

Best of luck!

[@tinahays4464]

You are a beautiful couple. Don't make them like you anymore. So kind to each other. You have contagious smiles. I wish you many more birthdays. Enjoy your cruise!

[@JERRYANDLINDA]

❤❤❤❤❤❤❤

[@nicolafazio674]

Excellent job, I never would’ve come up with such a complete list. Very thorough and organized

[@teresahild]

I’m am so grateful. So very grateful. You’ll never know how much I appreciated this video.

[@JERRYANDLINDA]

Glad you liked it Terri.

[@byrnesrus]

Love this segment! Thank you for all the great info and time spent putting it all together. NOW we know that our dream of living in the Villages is just a Dream! It just won't ever happen. We are very sad, but glad we know now! Thank you so much!

[@theresatitus-lawson3431]

Your estimates were great! Very informative video for those looking to make that move to The Villages. I can see how you two made great teachers, just the way you present your information. Thanks for all the hard work that went into this presentation! You're the best!

[@JERRYANDLINDA]

🙂🙂🙂🙂🙂🙂🙂🙂🙂🙂

[@janicebuswell2571]

Best breakdown of expenses for people no matter when you are planning on living. You hit all the important expenses. I always forget about how expensive food is. Great job. Always enjoy watching you. Keep up the good work.

[@frannader2739]

Juneau, it was fun watching MBM at a later time today, Jerry and Linda. Glad you're enjoying the cruise. Really liked the roller coaster golf cart ride. Glad you plan to continue this tradition. Still working on a challenging scramble.

[@JERRYANDLINDA]

😁😁😁😁😁

[@inquirer1016]

Great detailed and well-presented video. I wondered what the cost would be like in the Village. It proves one thing, life is expensive. Florida is nice, but the constant threat of big hurricanes is too prohibitive for me. Glad to see you're both happy.

[@janetleight8788]

The Villages are not bothered by hurricanes,..probably because of how and where they are located.

[@bobhansen7274]

As an insurance adjuster in Florida for a major Florida insurance company, I highly recommend you carry flood insurance for your home. The most recent hurricane caught many people by surprise, and many of them had no coverage due to flood damage.

[@duanerondorf8948]

Flood insurance?! 10 -20 years Florida will be in the ocean. Lol

[@williamliddle4279]

First time in 93 years my area flooded, it only takes one @we got it with IAN, NICOLE was a small follow up

[@throne1797]

@@duanerondorf8948 I live in a gulf coast community in an X flood zone, 50 ft above max surge. I wind coverage but no mortgage, ergo no required flood insurance.

[@FIRED13]

I am not currently living in FL. About what ballpark range does flood insurance cost for a standalone home in The Villages ?

[@Southalabamaoutdoors]

I agree it's not because you live where it'll flood, but during a storm claim many people don't know it but your claim can and probably will not cover your damages because the insurance company will claim that damage occurred because of wind blown rain and pushed by winds. Yeah no flood coverage guess what not covered..we live along Alabama coast and know better..we live 40 miles inland and are not in the 500 yr. Flood plan but we have flood insurance

[@sellsformoola]

My mom work at the theatre in the villages. She has passed now but the stories were fun to listen to.

[@darisanshanger1616]

I know this is 2 years old, but it’s absolute Gold!! Thank you so much! This helps me get a good idea as to what we are looking to get into. You do Not want to know what we spend on Oahu for all of this!!

[@lorrimaynard3992]

This was the best cost breakdown I have ever seen. That you for all that work!! Now enjoy The Villages!

[@JERRYANDLINDA]

Wow, thank you!

[@sylviastoute]

This is amazing even though we’re not even close to retiring nor trying to move to Florida, you made me rethink expenses and it has changed my mind. You guys thank you for this wonderful information. ❤❤❤❤❤❤❤

[@tommills6123]

I pulled out my budget here in Georgia and was ticking off all your line items. Very thorough approach. You add in some of your Misc. noted at the end for gifts/vacations/donations and you're tacking on another $10k per year plus adding in for some earlier "conservative" numbers. Now you two are almost at the Financial Planner designation stage. Next step is where does the revenue come from (obviously an individual case by case)........so the only budget item left out is "Am I saving money each year or drawing from savings each year", which changes as inflation and age contribute to the calculations------------Thoroughly enjoyed your presentation. JOB WELL DONE!!!!

[@ericlee2931]

Agree with you about "Am I saving money each year or drawing from savings each year" Also, what in today's dollars do I need to retire and last 30 years in the Villages?

[@singmysong1167]

I'm 67 and I really like the idea of the Villages for retirement in Florida! But only get 1100/a month in SS. Wish they had house-sitting jobs available.

[@laurarahz12]

we got rid of cable, so just pay 80/mth per internet, and have a buch of streaming 32/month and that's 4 streaming! If you're ever looking to cancel cable, you may be able to watch everything via streaming! Great video as always!!

[@ssshady08]

We have t mobile, home internet, is only $50/month. Might be worth looking into, save you $360 annually.

[@mkaz411]

Great information, and thanks for putting it out there. I retired a year ago at age 62, and my wife is a year younger than me, and plans on working part-time till she's 65. We've talked about doing the Villages when she retires, and your budget estimate definitely fits in our budget. Hope to see you down there in a few years!

[@playstereo]

I stumble into this video since I saw a video about the Villages on another channel and they showed all the Disney land amenities that you guys have there. Thank you for this video. This pretty much summarizes my regular monthly expenses. In reality like someone else said in this channel. This retirement life at the Villages would complicate my expenses. There fee's that you guys pay that I don't currently. There is no way I see myself retiring there. You guys did great JOB !! explaining everything to the detail. It looks like you would need a good 4K to 4.5 K to live comfortably there.

[@subvet694]

The villages is a place purpose built to appeal to people from the Northern States moving to Florida to escape winter weather. It reminds me of Connecticut without snow

[@JamminClemmons]

My Dad is employed by The Villages. Florida's nothing but a sandbar, and my parents are always pulling their hair out come the yearly Florida season.

[@trishhooper]

Happy Birthday Linda! I was 58 years young December 28th ha ha!! Good breakdown of expenses. My dad could tell you about a pool as he owned a house in Illinois that had one. He had to get a loan one year for $10.000 to replace a pool liner and pump with a new house for it. He was not happy about that but did mention that he and my stepmother got a lot of enjoyment out of it in the end. So, it is what it is. Nice job!

[@susantroupe9341]

The lawn chemicals end up in ground water, lakes and canals. I wish we could figure out something better though I understand.

[@leecarey5820]

Great job in both the data and the explanations. Love how you are keeping people informed!

[@ScoobySnackRocks]

Thank you for this video. We saved so much and its not enough to join you. All of these add on bills we could never pay. Have a great day!

[@johntamulonis4626]

Great show! One crucial budget line item: include a golf ball pick-up retriever and golf ball fund: $31 per month, $372/year! I think last time you did your total was about $58,908, perhaps a little inflation crept into the totals. Great info Linda and Jerry! Thank you for sharing. Just for comparison, I live in northern CA, and electricity cost is $0.29-$0.30 per KWH which is nearly triple the country average.

[@kbanghart]

Where in Northern california? I'm just outside sacramento.

[@Travelingwithabbc]

This was a beautiful breakdown. Thanks for sharing with us who had no idea on how these costs add up

[@JERRYANDLINDA]

Glad it was helpful!

[@Sword_of_justice103]

Just watched this with my wife . This is one of the most informative and thoughtful shows you ( or anyone) have done. You’ve captured most of the costs needed on a monthly basis. I think the eat out costs seems a bit low, but other than that, excellent . Thank you !

[@JERRYANDLINDA]

We felt the same way. But we know plenty of people that use coupons and shop for daily specials etc.

[@Jabo__Jabo]

I agree! This was truly very helpful. I had been thinking about buying a house in The Villages (paying for it /no loan) … and trying to live on $3000.00 a month. After watching their video, I really don’t think I would be comfortable living on $3000.00 (even with no house or car payment). So, that fantasy just got put to rest! Just think of all the anguish Jerry and Linda just saved me! THEY ARE WONDERFUL PEOPLE!

[@carolynhart1241]

@@Jabo__Jabo If you haven’t moved, I will be selling my villa in DeBary on March 1, 2023. It’s gonna be $340,000. 2 bedrooms and a den/office. Extra large master bedroom and very large second bedroom.

[@throne1797]

@@JERRYANDLINDA I'm the single 76 yo dude who commented earlier. My late wife and I took cooking courses at a local community college early on in our 57-yo marriage and loved to cook together. When she was working full-time and I was working from home, I did all the cooking. Even now 10 yrs after her passing, I cook all the time. Not just BBQ, which I can do with a plumb, but with full course meals. My back yard patio is a 'hood gathering place about once a month where my neighbors bring their delicacies and I provide a new recipe on roasted herb chicken or garlic infused pork tenderloin or even homemade potato chips. My freezer is always a go-to for an-alone left-over meal. I have b'fast out at a local french bistro once a week after my work-out at the Y or a burger and $2 beer at the local minor league ball game. BTW, no pool either. Silver Sneakers at the Y - free pool, aerobics and all the exercise machines you'll ever need. And don't forget, FREE BEACHES!

[@annieb550]

thnak you for your openness and honesty. WOW had no idea it was that costly. we live east of Orlando for 50 years. we watched it grow out there. Its not our cup of tea but happy that others enjoy it there. again thank you. great video

[@JERRYANDLINDA]

You are so welcome!

[@carladraack6169]

This was helpful. Thank you.

[@dar7771]

1st time viewer. Good job laying out all the expenses. Really enjoyed the video.

[@normal1531]

thank you. im 46 texan here. my wife and i want to retire there. so i will be watching you all. lots of great info. one day god willing. muchas gracias.

[@JERRYANDLINDA]

Good luck in your quest. We highly recommend it.😁😁

[@myutoob2011]

Retirement living used to be less expensive than your typical expenses while raising your family. The Villages is a bit of a premium experience and with property values skyrocketing your expenses are similar to our middle class area in South Florida. However, your home insurance is about 1/3 what we're paying for a similarly priced home and your utilities are a little less. Great info, thanks.

[@shaanarisley343]

Agreed! I live in Palm Beach County.. out west of West Palm Beach. I have 1.5 acres in Loxahatchee. House is ranch style (just 1500 sq ft air conditioned), I have a 3 stall (tongue & groove) barn with openings to paddocks. I have a 130x80 arena. We just shopped insurance, as it went up substantially this year. We have top end coverage (and costs have skyrocketed to replace this home (or barn!) and we currently pay $4300 a yr for insurance (including flood). We've been through a couple of 140mph hurricane winds and had minimal damage, .. mostly fallen branches from palm trees. I guess moving to the Villages and having those costs, would be like me having 3 horses in my barn here! LOL!! Don't even have me tell you their yearly expenses.. cause if hubby saw it, he'd have a heart attack! LOL! I make just enough through training, sales, & professional photography to cover the costs of the horses.. but never a big profit (unless through sales of a horse I trained!) The horses to me are a passion that I love. If you labor daily doing something you love, .. it's never work, is it? 😁

[@chuckreno1887]

Thx for today's video! Had no idea there was such a range of costs! My takeaway: Well done and informative.

[@DugEphresh]

I can't wait to get there. Thanks so much for the video!

[@DianeArnett-c1i]

Did a great and through job explaining the expenses , pretty sure we can't afford to live there. Didn't know about the bond expense and a lot of other expenses of maintaing a house and the property ! Thank you for your time explaing it .

[@JERRYANDLINDA]

Glad it was helpful!

[@diannezalewski3885]

Your list was helpful, depressing but helpful. My husband takes care of our billing; I should probably learn the ins and outs in case he gets sick, etc. Thanks for your guidance.

[@rustyegg2383]

I broke into one of the empty's back when the place was pretty small and now its huge and ive just been living it up with the old people its pretty cool

[@happycamper4ever873]

You’re right Jerry- cars are built better now.! Fuel efficiency has improved dramatically. Most importantly, people walk away from accidents that would have been fatal 30 years ago!

[@djbvida]

Cars are built better now re safety. But I do have a V6 2005 Toyota Highlander with only 110,000 miles I bought new in 2005 that still runs excellent for me. Just routine maintenance. I lived 10 mins from my work the whole time and since retiring in 2020 I can’t complain. No bells and whistles like back up camera but my budget loves it. ;)

[@shaanarisley343]

@@djbvida .. I have a 2005 Chevy Avalanche that I love! 135,000 miles on it (averaging 8000 miles a year) and its barely ever needed anything more than tires, oil changes, a battery or two 😅.. a carburetor and lastly, a water pump. But! It's paid off! It's a special tow package (pulls my horse trailer!), and has lots of bells and whistles with leather interior, awesome (heated) seats with lumbar support etc.. I was thinking of selling it and getting a Kia Sorrento! I'm still weighing all the options of doing that. I had some health issues that put me in a wheelchair, then a walker, and now I use a cane. Even with my extra "step up" for getting in my Avalanche, it's still a bit difficult. I am debating if I should keep it (as I'm getting stronger weekly!), or to get me a vehicle a bit more low to the ground! 😁 At 68 yrs young 🤪 .. I'm seriously contemplating the latter! Especially since I only use my horse trailer 4-6 times a year to haul to horse shows (and I could hire that done cheaper than the horse trailer upkeep!) It would be kinda neat to have a backup camera.. LOL! But, in my heavy Chevy, I sure feel much safer in it if I was in an accident!

[@ronbrandich4196]

WOW~~~~~Sure GLAD I watched your video as you SOLVED our questions for sure!! We love our home we built in Cape Coral anyway and it's on a Fresh water canal and we have a beautiful custom pool my wife designed and we're CLOSE to EVERYTHING and NOT in the Middle of the state!! Thanks again for this very INFORMATIVE video that SOLVED all our questions!

[@MTnest93]

I appreciate all the info! Just wanted to point out that you can probably extend liability coverage from your homeowners insurance to cover your golf cart as long as it doesn’t leave the subdivision. We do this for our clients who live in Ocean Reef. Something to ask your agent about and maybe save a few bucks. Thanks again for your video!! PS, I drive a 2016 Sorento and agree it’s a great vehicle ❤

[@franklinstephen3268]

Hey there! I came across your comment and I just had to reach out and say hi. Your perspective really caught my attention and I would love to get to know you better. Would you be interested in chatting sometime? Looking forward to hearing back from you!

[@bobhansen7274]

Homeowners insurance (HO-3 Policy) does not cover flooding or surface water intrusion. A separate flood policy should provide coverage for flooding and or surface water intrusion.

[@davidrupprecht2774]

A terrific and comprehensive job Jerry and Linda. Thank you.

[@2dogbull]

Thank you so very much for your time, kindness and willingness to share candidly!!! God bless you, Jerry and Linda. Craig

[@26ydtibbs39]

Extremely important show today, very helpful. 👏 We have friends looking to buy, presently renting. This was shared to them. Thank you 😊

[@richards5843]

People also must realize and I hate to say it is if you can afford to live there if a love one passes away. I have friends who purchase homes in the Villages and someone gets sick and passes away and now they can't afford to live there anymore and sometimes it is sad. I tell people couples should live like there single so when someone passes away they don't have to move. My sister and brother-in-law have a huge home in the Villages where they stay for the winter then they comes back to St.Louis in the summer. They have a company that takes care of everything. I visited them a couple of times and it is very nice place to visit but it just not my cup of tea. Great Video!!

[@travisbowersox8586]

Phenomenal job! I work in The Villages & am often speaking with families who are new and just moving into the area. I may point them in the direction of this video, as I think you have done an excellent job detailing what to expect. Thanks for the great work!

[@heatherkangaloo9625]

Thanks for your budget councel. I shared it with my 25 yr old. You should do more budget videos for younger couples.

[@robertg8129]

Thanks Linda & Jerry for the detailed expenses. Its such a big help for me and my planning.

[@cptdjf9646]

Great breakdown. Not as expensive I thought. My wife and I have been thinking about retirement at The Villages.

[@JERRYANDLINDA]

Glad it was helpful!

[@weatherviewer]

excellent job analyzing expenses! This can apply to anyone anywhere!!

[@joefraga7377]

Great show. One should always count the cost before building or moving. A retirement budget is a must before the decision to retire to relieve that stress. Thanks.

[@lindavaldez3047]

Looks like moving there is impossible, your monthly expenses are more than I make now working full time. Bummer was really hoping on spending my retirements years there. Thanks for all the great info.

[@jimafton5659]

You don't have to live in the villages sure know friends that go for the winter ask them b they now have friends living down there year round

[@semicountryliving3095]

omg yes I remember washing hair just once a week before church on a Saturday. You guys, this is the best cost seg video I've seen on the Villages. Thank you.

[@margot3552]

Thank you for such thorough and informative video! Well done! 👏👏 You are both very lucky to afford such a lifestyle for which you obviously must have planned well and worked hard for. Enjoy it in good health! Unfortunately that lifestyle is not possible for many Seniors in Florida. The cost of living is truly getting out of hand particularly in Miami/Dade County where the average/minimum salary is relatively low compared to the high cost of living. Many native Floridians are living in poverty nor can afford a descent retirement life. Very sad!

[@timstanlake2811]

And let's face it. a LOT of people work hard, plan, and save well for retirement but that doesn't always equal out to a good retirement . We have good buddies that we're ready and set to go and travel and have a lucrative and relaxing retirement and then health and the loss of one of there retirement plans due to the recession that hit back in 2008 forced them back into the workforce with no plan retiring. This couple above is one of the lucky ones.

[@timstanlake2811]

I just wish it was as simple as living happily ever after, but it's not the reality for 95% of our seniors.

[@colleennewman3292]

Wow your insurance (all kinds--homeowners, car insurance, etc) is so cheap! I pay a lot more than that on a 124 year old house in the middle of Tornado Alley (Kansas). Your utilities are amazingly low--I thought cooling a house in muggy, hot Florida would cost much more than that. Thanks for giving such a detailed breakdown of expenses.

[@w.c.7247]

Scariest episode ever... says this guy in his 50's. But seriously, great information and very easy to put into one's own context as we continue our journey towards retirement. Thanks!!!

[@joycewedel9084]

Ty as I've been wanting this info & other channels about the Village never mentions the cost. So ty, ty!!

[@JERRYANDLINDA]

Our pleasure!

[@terrybrockway5376]

If a person has debt at retirement.That's not good. Thank-you for the money shock this morning. Oh My Goodness !!! Your videos are so enjoyable 😉 Thanks again.

[@franklinstephen3268]

Hello

[@lynny5510]

My husband and I are only 54 and he passed away suddenly last Nov. I was thinking about moving to the Villages next year. Great info. Thank you.

[@JERRYANDLINDA]

So sorry for your loss, Lynny.

[@lynny5510]

@@JERRYANDLINDA Thank you so saying that. I am heartbroken. I literally don't know what I will do. I don't think I can afford The Villages. I didn't know it would be that much. So again, your info really helped me understand all the costs involved. Enjoy that lovely place!!

[@susieqrichardson6905]

I just ran across your video and found it very informative and entertaining! If I ever move down there I hope you guys are my neighbors!

[@JERRYANDLINDA]

What a nice thing to say! Thank you!

[@melanierhine593]

What a great, well thought out video! So much information. I was surprised that almost everything is cheaper than PA, where we live. Good information to know for when we may come to live in FL.

[@Miss.Adventures]

Loved this video a lot!! This is the most comprehensive breakdown I have seen of all monthly expenses. You guys covered it all! Thank you for that information!

[@jamesenglish7315]

Live in northern ohio paid off my home when I was 55 and still work part time at 65 . I go south for couple month in in winter . It works for the best of both climates

[@Texgerard]

My goodness! My all-electric bills are much higher here in N. TX. Summer months run $800-900 with Fall & Spring being $400-$500. But there are other necessary items you mentioned that are less costly here, and your extra fees are certainly cause for honest consideration. Thanks, and blessings to y'all!

[@EllisIsland2023]

Super good job and very interesting. Answered all my questions. Thank you!

[@JERRYANDLINDA]

🙂🙂🙂🙂🙂

[@steveboussom6564]

This is a great presentation and service to many people. Thank you both.

[@gordondonahue4810]

Thanks 🙏 guys for doing this. The yearly cost is a real eye opener.

[@JERRYANDLINDA]

Thanks Gordon, but remember… you won't have all of those costs. Also, many, many of those costs you would have regardless of where you lived. Electric, sewer, water, food, health expenses, and more.

[@ReigningVintage]

You two are really nice, down to earth people to do this, and it is appreciated!! Most people where I live would never be this open and friendly! Good things have to come back around to you! It is so helpful! Thank you!! ( You are a really cute couple)

[@JERRYANDLINDA]

Thank you, Sheri! So nice!

[@donnaheard4185]

Very informative Jerry & Linda. Thank you for this detailed assessment. Hi Gizmo!

[@charlespeace2680]

Awesome, thank you. Very informative. I love Florida. I could afford to do it, but only 52 and not ready to retire yet.

[@catherineprentice5927]

Happy birthday, Linda! Great job compiling all the expenses!

[@lizburtelow1892]

Happy Birthday Linda! From a fellow Capricorn! 🎂🎉My birthday was the 5 th. Thanks so much for all you both do. I remember watching all the videos trying to make a budget. We moved to St. Catherine in Sept. For those of you moving to the new areas South of 44 prices are a little higher. Our Amenity fee is $175.00 and our bond is much higher just for a frame of reference. Thanks again or another great video, it’s really a great help to those at home who want to live the dream😎🛺🌴

[@kelmartjack]

Thank you Jerry & Linda. Your detailed video gives me hope. Keep up the good work. Happy Birthday Linda! Also, thank you for the meatloaf recipe. I can't wait to try it. 😋

[@COZNA]

Hey Jerry and Linda! Love the Hoosier Hospitality. We are in Bloomington, with family in Bedford and French Lick, so we have known your former area our entire lives. Gotta love southern IN! :)

[@maryellendoran8806]

Thanks for sharing this. Although most won't move to Villages, I think retirement costs more than people can believe. I am crunching numbers now for my retirement within 2 years. Healthcare costs are high no matter what you do.

[@kbanghart]

You're certainly right, at this point, I have to find a very, very small house for my wife and I, and make a big down payment on it to try to keep the mortgage low.

[@sandrarunge5607]

How great. So much detailed info. You two are pure love and respect for one another. God bless you both. Ty

[@JERRYANDLINDA]

Sandra that is a lovely thing to say. Thank you so much!

[@rescuelady4678]

Thank you for taking the time to compile all of this information. Wishing you happiness and good health for the new year. 🌺🐾

[@discoverglobeliving]

Considering retirement? The insight here on living costs is invaluable. Planning for retirement shouldn't be daunting, just well-informed.

[@JERRYANDLINDA]

🙂🙂🙂🙂🙂

[@mariedoucet2371]

I am thoroughly impressed with your explanation of The Villages monthly / yearly expenses. Wow…Thank you so much for ALL this work. Invaluable really. Being a Canadian, I need to convert cost up by 20%’ish! Double wow!

[@almavinson6678]

Awesome breakdown on living expenses if you’re planning on living there

[@miejscazdusza8858]

What a wonderful vlog. Many thanks to you, Linda and Jerry! Greetings from Poland!

[@JERRYANDLINDA]

Wow! Poland! Hi Miejsca!

[@miejscazdusza8858]

@@JERRYANDLINDA I've found your vlog today and I am really impressed seeing your joy and kindness. I've subscribed your channel and I will follow your journey!

[@gsdlvr123]

This is the first video of yours I've watched - and I just subscribed. You did an excellent job! I'm turning 62 this year and planning to retire in the next 3-5 years. Obviously I'm looking at retirement life options, hahah. We own a small horse farm - 17 acres. It is bordered on 2 sides by a river and the area is absolutely beautiful. My wife has never worked and stayed home and raised our 3 kids - they are all now in college or graduated and living elsewhere (with great careers). I know we will keep this house as our son wants to come back home eventually. I am not certain we could afford a second home - even though I know my wife would like it - she likes people and activities. I have looked at the villages as a possibility. I could pay cash for a home if the home was under 500K and would have 7-10K monthly for expenses there. The taxes and HOA fees concern me. In a perfect world my wife would go there without me to stay for months at a time as I'm not a fan of crowds. Anyway, your video certainly gave me some intelligence to ponder.

[@JERRYANDLINDA]

It is not for everybody, but we certainly do like it. We had an 85 acre farm in Indiana so we know what you're talking about.

[@susandickerson2663]

Really appreciate the medical costs breakdown. That's one area that is easy to under estimate!

[@JoseCampos-bd5ut]

Thank you for the video. It was very informative and helpful. We live in crazy expensive California and might join the rest of the mass exodus soon. The Villages is one area we are looking into to retire.

[@JERRYANDLINDA]

See you when you get here!