The Villages Second Visit / Rental Lifestyle Preview, Golf Cart Insurance, a mixed bag of questions.

Looks like I'll be going down for my second lifestyle preview visit at the Villages and also renting a house for a month. I'm going to take up a night at the all-new Brownwood Hotel and Spa just to check it out. Also, I talk about Golf Cart insurance for your Lifestyle Visit...do you have it...or do you need it. Subscribe Button: bit.ly/3aToJ3H
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[@scottandjanstorey4694]

So we just left today from visit #2 were there 2 weeks played golf on 15 courses had a great time and bought a lot in St Catherine love that area and what the future holds there!

[@RustyNelson]

Congratulations😎. How exciting. You’ll have to keep me up to date on all that goes on.

[@jthooper1963]

Stayed at the Brownwood Hotel. Was very impressed. Very nice and well thought out. Highly recommend!

[@RustyNelson]

I'm going to give it a go this Sunday. Should be able to get a video on it. Subscribe Button: bit.ly/3aToJ3H

[@robertwinchester1057]

Hello Rusty. Thanks so much for taking the time to make these videos. Very well done and very informative. I’m single and plan to retire in the Villages eventually. I’ve been a few times, done a lifestyle visit, and plan to spend January down there next year. Following your adventures - they are helping me a lot.

[@RustyNelson]

Glad you like them! I laughing because I think about next year and have nothing planned. So who knows what's coming....LOL Subscribe Button: bit.ly/3aToJ3H

[@robertwinchester1057]

@@RustyNelson I’m a planner. To a fault!

[@pattyc301]

Hey Robert, I’m a planner to, lol. I am 52 and considering moving to the Villages when I hit 55. How far out from moving did you do your lifestyle preview?

[@adamstoehr3795]

Nice work Rusty! Headed down to the villages mid March fir a life style visit. We went last year when COVID hit, everything was shutting down. This time things should be better. Enjoy your time and good luck on the hunt for a place.

[@RustyNelson]

Yes there are definitely people here and out and about. Subscribe Button: bit.ly/3aToJ3H

[@michaelcampanale6649]

Thank You for answering My Fitness Center Question.... mvc

[@RustyNelson]

Any time!

[@bilyclub]

Just a FYI the Fenney Rec Center building is closed until the summer. They are taking out the sales office and remodeling and adding to the fitness center. The pool and Fenney Grill will remain open.

[@RustyNelson]

Thanks for the info Bill. Subscribe Button: bit.ly/3aToJ3H

[@Kathrynanne9]

When you look for a preowned home, to see all houses that are available, you need both a Villages Sales Person (VLS) and an MLS Real Estate Agent. They cannot sell each other’s listings. We looked with both and ended up buying an MLS Listing. We loved our Villages Sales person, and she knew we were looking with an MLS agent as well because she could not show us everything.

[@RustyNelson]

Yes and I mentioned that in some of my other videos. Definitely worth checking into. thanks for the info. Subscribe Button: bit.ly/3aToJ3H

[@lauralampe1664]

Good information for prospective Villagers to know if they are shopping for a preowned home.

[@valeriemack616]

Laura, What is the name of the VLS agent that liked?

[@frankoley6826]

Thanks for another informative video Rusty. Looking forward to following along. I'll be down that way in April and plan to take a quick peek. Thinking I will try to schedule my lifestyle visit this fall so all of your information has been extremely helpful.

[@RustyNelson]

For sure...thanks. Really nice weather now. Should be nice in April. Subscribe Button: bit.ly/3aToJ3H

[@carolapostolos8929]

Glad you brought up the subject of golf cart insurance when you don't own the golf cart. It never crossed my mind.

[@RustyNelson]

NOt simething I was thinking of either until the rental place said they only have theft insurance. Subscribe Button: bit.ly/3aToJ3H

[@RustyNelson]

It's actually part of my current policy so I'm sure it's different for each policy and person. So everybody need to check and definitely not rely on my experience. Subscribe Button: bit.ly/3aToJ3H

[@alanvansplinter9409]

Hi Rusty, We are from North Jersey. When you drive to The Villages do stay overnight along the way? If so where about. We are trying to plan a Lifestyle stay soon. Your videos are great and we are looking forward to watching more of them. Thanks

[@RustyNelson]

I drive about 9-10 hours then find a place. I have no exact place when i start. That puts me down north of Savannah. Last time I did the return straight through. You can usually find a place no problem at the last minut in the net. Subscribe Button: bit.ly/3aToJ3H

[@toddanderson6630]

Thanks for the USAA info. I have a USAA Minnesota auto policy. They said no on the loaner insurance. I read them your policy quotes and they just said carts are treated differently even though there is no language that they pointed out to back up their position. I pushed them and tried to go up the ladder. After an hour of holding they came back and said I was probably covered. We are set to get a refurbished cart in ten days. USAA will not issue cart policies even if you own the cart, hard to believe. Good thing cart insurance is relatively inexpensive through the venders.

[@RustyNelson]

Yes I've heard under $100 for year. Thanks for the note. Subscribe Button: bit.ly/3aToJ3H

[@denisegardner784]

Wow! You did my question ☺thank you!! Thank you also for all your great information!!! I look forward to all your videos!!!

[@RustyNelson]

You are so welcome! Thanks for contributing. Packing to go back down today... Subscribe Button: bit.ly/3aToJ3H

[@denisegardner784]

@@RustyNelson safe travels!!😉😊

[@floweringplumb4678]

Hi Rusty, Thank you for discussing briefly the access to gyms via selective Recreational Facilities in The Villages. Also the information about insurance coverage was informative. You really are hitting a home run in regards to your reporting on The Villages as a person with virgin eyes. Will be interested to see if you purchase and what your criteria was for purchasing. Keep making the videos and I will definitely stay as a subscriber and viewing. All the best.

[@RustyNelson]

Thanks a bunch. I'm still looking aut for me I can't really find anything that is a big negative. Subscribe Button: bit.ly/3aToJ3H

[@ShamiUKlife]

Great My Friend 🌹🌹🌹Lovely & Wonderful 🌹🌹🌹Awsome & Excellent Content👍👍👍👍👍👍👍👍👍

[@RustyNelson]

Thank you so much 🙂 Subscribe Button: bit.ly/3aToJ3H

[@cynthiaamitrano8915]

Great video. Have fun with Skip. I worked in the insurance industry for over 25 years, sales and claims and various lines. I’m very happy I accumulated that knowledge. Although laws and eligibility have changed over the years, most of the basics remain intact.

[@RustyNelson]

As you know you have to read the fine print. I made them show me where is said "golf Cart". They did with a little digging. Subscribe Button: bit.ly/3aToJ3H

[@juliegarren2994]

Rusty, thanks for all of the information. Enjoy your visit.

[@RustyNelson]

You bet. Looking forward to both of them. Thanks for the words. Subscribe Button: bit.ly/3aToJ3H

[@dianaoneil5469]

Nice of you to share your info, enjoy the warm weather 🌴☀️

[@RustyNelson]

Thank you, I will. :-)

[@triciaallen3200]

Thanks for the update Rusty. Didn't know you could do 2nd lifestyle visit. Looking forward to seeing your thoughts on Brownwood Hotel also. There is an E-bike company there for rents as well. Enjoy your next trip.

[@RustyNelson]

I leave in a couple of days so I'm looking forward to it. Subscribe Button: bit.ly/3aToJ3H

[@ThatLVCguy]

Good job. Looking forward to your future episodes.

[@RustyNelson]

Hey thanks LVC Guy. More to come for sure. Make sure you are subscribed and thanks for stopping in. Leave in a couple of days. Subscribe Button: bit.ly/3aToJ3H

[@kevinjacques5837]

Sounds good to me

[@RustyNelson]

Hey Kevin and company, THanks for stopping in. More to come. Subscribe Button: bit.ly/3aToJ3H

[@lorijones564]

I never thought about making sure my auto policy covers the golf cart during my lifestyle visit. Thanks so much for the tip!

[@RustyNelson]

Yes i think that because they are not licensed we just tend to blow off the idea of insurance. Worth checking into though. Subscribe Button: bit.ly/3aToJ3H

[@Tommy3Putts]

Rusty. Another top notch informative video. We hope to do a lifestyle visit in 22 or 23. Your videos are great and looking forward to you upcoming adventures

[@RustyNelson]

That's a long way off but it will be here in no time. thanks for stopping. Subscribe Button: bit.ly/3aToJ3H

[@marvinhueske3203]

I you have a Medicare Advantage Plan under United Health your MVP monthly charge is covered by United Health. United Health is also the preferred plan for The Villages Health system.

[@RustyNelson]

Hey Marvin....yes the insurance thing is something I need to check into. Maybe a video on that as time goes on. All the best and thanks for stopping in... Subscribe Button: bit.ly/3aToJ3H

[@davidbelfatti9401]

Hey Rusty, love the videos. I rent out my properties sometime and if the renters want to use the golf cart I do have an insurance form they fill out to use my golf carts. So, ask you landlords. Hope it helps. David

[@RustyNelson]

Hey David thanks for the information. I does not seem like there is one way to do it so all the information helps. Subscribe Button: bit.ly/3aToJ3H

[@sonofmabarker]

I strongly recommend you buy a previously owned home. Sumter County taxes going up to, keep that in mind.

[@RustyNelson]

Yes buying a preowned home works for many people but for me there are a few things that tip the scales. The age is younger as you move south and I'm kind of liking the new setup in the Sawgrass area. We will see when I get down there. thanks for the thoughts. SOmetimes you ar e stuck paying the extra if that's the area you like.

[@sonofmabarker]

@@RustyNelson The new area has tighter lots, streets are not very wide, shade structures missing in bocce courts, no golf driving range, less golf, no town squares, very crowded in high season, no four lanes on major roads like Marsh Bend and Fenney Trail. You get behind one slow driver and there goes your blood pressure.

[@Leisurelistsb]

@@RustyNelson I looked there back in December, you can get a 2 bedroom under $200,000. Great pricing.

[@RustyNelson]

But definitely "you get what you pay for " in one way or another. But if it works and fits into your budget...SCORE!

[@carolapostolos8929]

Great idea to do some interviews while you're in TV.

[@RustyNelson]

Thanks. We will see what happens. Subscribe Button: bit.ly/3aToJ3H

[@evolutionaryTom]

I'm dying to see drone photos from a U2 Pilot!! That should be a video by itself. ;-) Have a great month. -Tom

[@RustyNelson]

Funny Tom. Hey at least I can see the ground with the drone. A little different at 400 ft AGL verses 70,000. LOL Subscribe Button: bit.ly/3aToJ3H

[@lauralampe1664]

Hi Rusty. Great video. Glad you are able to do a 2nd Lifestyle Preview Visit and a rental for the month of April. From my visits to The Villages and from what my friend who lives in The Villages has told me, probably close to 90% of Viillagers own golf carts. Yes, you can get by without a golf cart. Some people use their golf carts a lott; some use them less. It just depends on personal preference and distance/time one is traveling. Are you driving 1 or 2 miles to play pickleball or 10 miles to a doctor's appointment? As far as renting under age 55, the first couple if times I rented in The Villages, I was under 55. I made sure I told the landlords I was under 55 just to be on the safe side. It was not a problem for either landlord. Safe travels down to The Villages.

[@RustyNelson]

Thanks!!! for the info. Yes I don't think there are many rules just for renters. I just hope they keep it under control somehow. Subscribe Button: bit.ly/3aToJ3H

[@peterboggi9690]

Awesome Rusty... We will be at Alden Bungalows for the month of April. We also will be exploring St. Catherine are. Hopefully We'll get to meet up for some golf, drinks, & pick your brain.

[@RustyNelson]

Hey Peter....I'll be down in April and next week. I sure hope to play some gold so it sounds good. OK....maybe a cocktail to. Subscribe Button: bit.ly/3aToJ3H

[@peterboggi9690]

@@RustyNelson Perfect.. Didn't realize you were going next week too. Looking forward to your opinion on St. Catherine . Keep us posted.

[@harryp1665]

Looking forward to the sites after you get there.

[@RustyNelson]

Thanks. I'm kind of interested to see what has changed since a few months ago when I was down there.

[@GringoLoco1]

What kinda chucklehead would give this well-produced and informative video a thumbs down?? 😬 Might be in the area in the 1st half of April. Adult beverages may be in order!

[@RustyNelson]

Hey Gringo thanks. I'll Take the good with the bad. Can't please them all...LOL. So thanks for the note. Subscribe Button: bit.ly/3aToJ3H

[@raymond3855]

@@RustyNelson I advised others that have their own youtube sites on the villages to change their likes and dislikes numbers to the thumb likes and dislikes which does not show numbers.

[@scottandjanstorey4694]

We pull not find any insurance on a golf cart either while we were here. Just finding a golf car was crazy hard for February.

[@RustyNelson]

Hey Scott and Jan... Yes that is what i learned. They (the Villages) cart place will not even take reservations anymore for cart in the first three months. thanks for the thoughts. Subscribe Button: bit.ly/3aToJ3H

[@Rhodeislander]

Lots of off site companies rent carts, they deliver to you on a trailer. Just google cart rentals, the Villages.

[@RustyNelson]

Hey Bud yes that is true and thanks for the information. There are some advantages. Subscribe Button: bit.ly/3aToJ3H

[@billsugar1183]

Hi Rusty, I will be down in the Villages for my fist Lifestyle visit in mid-April and hope to run into you. Really enjoy your videos and it would be great if we could get together for a pickleball game. Sounds like I will be staying in Atwood.

[@RustyNelson]

Sounds great! Yes that is the first place you stay in at this time. I'm sure that will change soon. I'll be staying there again next week and also a night in the hotel. I'm all in for Pickleball. Subscribe Button: bit.ly/3aToJ3H

[@BarryB382]

Will you get all the amenities of the villages as a renter?

[@RustyNelson]

see other note directed at you. but basically yes. Subscribe Button: bit.ly/3aToJ3H

[@lacharmer441]

Do you recommend a gas cart or an electric cart? Also, do you know the price range of the carts?

[@RustyNelson]

I'm going to do a little more checking but I think its different for all. I'm a gass person as I like the idea of range. But with said I love to hear from others in a nice way to see why they have chosen what they did. Great question. Regarding the prices. They can be all over the place with pre owned carts. But the new ones seem to from a little below 10K to the sport custom carts at 20-25+k. I I check it out more when I get down there. Subscribe Button: bit.ly/3aToJ3H

[@bilyclub]

@@RustyNelson More like 13 - 14 grand for a new gas Yamaha with standard options plus good seats and a factory warranty. The one place sells refurbished Yamahas that are only about a thousand cheaper with a warranty from him. Sales tax is around 7%.

[@RustyNelson]

Thanks for jumping in Bill. I have yet to investigate the golf car thing in detail so all the info helps! Subscribe Button: bit.ly/3aToJ3H

[@ronaldpass8885]

How were you able to get a rental property for one month? I have been told that I will have to rent for three months and it is very difficult to get a rental. They Get taken up very quickly. What have you found out?

[@lauralampe1664]

The 3 month rentala are for prime seasonn - January through March. Outside of those 3 months it is easy to get a 1 month, 2 week or even a 1 week rental. Go on to villagershomes4rent.com. in the search box, check the box for the month you want to rent. It will show all the rentals available for that month.

[@RustyNelson]

Yes you do but with anything there are some cancellations. Most of the Landlords will geve a partial refund if they can find a replacement for the same time frame. BUT...I was renting in April and that three month thing is usually fo the big months of JAn, Feb and March. After that it seems most will rent for the month. Check out my other video on renting for the rent by owner sites. Subscribe Button: bit.ly/3aToJ3H

[@WallySegieda]

Hey Rusty, great videos. We’re currently building in St. Catherine. It’s going to be a great place. Maybe you’ll be a neighbor.

[@RustyNelson]

Could be...LOL. All depends on how aggressive the agent is on getting the place that I want. We will see. Let me know how it goes on the building. When do you start. Maybe people would be interested if you are there in April to see what you have going on. How you have a fun time with it...most important. Subscribe Button: bit.ly/3aToJ3H

[@WallySegieda]

@@RustyNelson we’re about 4 weeks in. Hopefully when we visit in 2 weeks the drywall will be up. So far, amazingly good process.

[@RustyNelson]

I'll be down next week and All of April.

[@jenniferbaragar8254]

Any black folks?

[@RustyNelson]

Yes, there are but to tell you the truth I did not really think about it. One thing I that was really great about the place was that although it tends to be white conservative..., I did not have politics or anything racial brought up on both trips in any conversation. Just the way I like it. And the first time it was in the middle of the election! I think people are down there to retire and have a good time. Sure they have their views but why screw up a good day. Too busy playing pickleball or golf...LOL. Subscribe Button: bit.ly/3aToJ3H

[@lisas9959]

My SIL and BIL are building a house on Judith Lane in St Catherine. Maybe you'll be neighbors. 🙂

[@RustyNelson]

I just have to find a place that works for me. We will see. Subscribe Button: bit.ly/3aToJ3H

[@anitahendrix7573]

Can't see blurry.

[@RustyNelson]

Not sure what that means?

[@TexasGirl1633]

Have fun!!

[@RustyNelson]

Thanks...going to give it a try. Subscribe Button: bit.ly/3aToJ3H

[@sharontaylor6957]

Be careful with ensuring your electric golf cart is fully charged before leaving your rental. Many electric carts cannot go the distance and back to your rental unless fully charged.

[@RustyNelson]

Great point. I guess you also have to make sure you have gas. LOL But I have heard that. I'll have to check on the range for those while I'm down there. THanks for the thoughts. Subscribe Button: bit.ly/3aToJ3H

[@dianedeck]

I would be upset too if people move in under 55. I'm fifty right now and thinking how nice it would be to have only mature neighbors. Haha and to think that I invested in a lifestyle/neighborhood that boasts 55 and older but then let's younger in would upset me for sure. If younger folks want this then find their own.

[@RustyNelson]

I know they have that limit of 80/20 percent but not really sure how they keep track of it. thanks for stopping in. Subscribe Button: bit.ly/3aToJ3H

[@kathyalber9720]

@@RustyNelson i think this has become in the villages - and the villagers are not happy about it I follow Skip Smith and it seems the rules are not being enforced We want to buy there but keep getting cold feet when we hear the rules are not being followed