8 HABITS THAT ARE MAKING YOU BROKE & HOW TO STOP! *I Feel Personally Attacked*

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The Break

The Break

Күн бұрын

Пікірлер: 605
@aamariamason4562
@aamariamason4562 4 жыл бұрын
"We're born looking like our parents, but we die looking like our decisions!!" Something I live by! ✨🌿 some food for thought!!
@faridakakonde2378
@faridakakonde2378 4 жыл бұрын
Amen 🙏🏾🙌🏾
@mesidye
@mesidye 4 жыл бұрын
I need to memorize this and recite it daily 😂💀
@faridakakonde2378
@faridakakonde2378 4 жыл бұрын
mesidye same saaaaame
@Krissiipooh1
@Krissiipooh1 4 жыл бұрын
Well, damm... Preach why don't ya
@novalinnhe
@novalinnhe 4 жыл бұрын
Wowwwww. This is an amazing quote. Thank you!!
@flowthinks
@flowthinks 4 жыл бұрын
1. Trying to keep up 2. Ignoring responsibilities/problems (debts) 3. Using money you don't have - badly 4. Not having a budget planner 5. Failing to invest in yourself 6. Emotional spending - 24hr rule 7. Unsubscribe to marketing emails 8. No financial plans and goals
@fashionandluxury101
@fashionandluxury101 4 жыл бұрын
Flow u were paying attention 😊thx
@samsam6535
@samsam6535 4 жыл бұрын
Thank you didn't feel like watching
@user-dc1iy4dw8r
@user-dc1iy4dw8r 4 жыл бұрын
@Isaac Newtons why do you say so if i may ask?
@thestradman2926
@thestradman2926 4 жыл бұрын
You trade with Mr Robinson too? Wow that's great, I actually thought I'm the only one that knows him lol
@flowthinks
@flowthinks 4 жыл бұрын
@@thestradman2926 hahaha is Mr Robinson paying y'all to say this? 😂 Because y'all are hooking me😝 Who is Mr Robinson
@megshawskitchen
@megshawskitchen 4 жыл бұрын
"Unfollow and un-connect with people who make you feel bad about yourself" That hit me on a personal level. Thanks Patricia
@nanana354
@nanana354 4 жыл бұрын
Girl, I have been putting people on mute on insta for weeks now, and let me tell you, it feels AMAZING! I wish I wasn't bothered by what I was seeing, but until I get there, a bit of mute won't hurt anyone 😉
@hazar2354
@hazar2354 4 жыл бұрын
I had to get rid of Instagram for that reason.
@southernsue8325
@southernsue8325 4 жыл бұрын
I just cut ties with a friend (of 46 years!) who always made me feel bad about myself. Not because of keeping up but just her general negativity would pull me into a depressive vortex. I feel so much better now and spending so much Less because I’m genuinely happy!!
@bellaash2510
@bellaash2510 4 жыл бұрын
I do that alot.. Some people are just toxic and sometimes you end up feeling insecure about your abilities
@bellaash2510
@bellaash2510 4 жыл бұрын
@@southernsue8325 that's a great thing to do I too do it
@story.7162
@story.7162 4 жыл бұрын
I actually just woke up from a dream where I committed insurance fraud to pay for new makeup. Now I'm here.
@kymberlycourage
@kymberlycourage 4 жыл бұрын
😂😂😂😂😂😂😂😂
@captainjarum
@captainjarum 4 жыл бұрын
Oh wow, that sounds hectic :-)
@peaceiheanacho4810
@peaceiheanacho4810 4 жыл бұрын
Lol
@eniolakazeem
@eniolakazeem 4 жыл бұрын
Hahahahahaha!
@opinionatedgen5893
@opinionatedgen5893 4 жыл бұрын
Whaaaattt? 🥴😩😭
@cryptoflippodcast
@cryptoflippodcast 4 жыл бұрын
*It may not be your fault that you got those habits but it's your responsibility to change them* 👍👍👍
@tyme310
@tyme310 4 жыл бұрын
I like that ideology.
@DecodaRoberts
@DecodaRoberts 4 жыл бұрын
I agree the older we get it’s our responsibility to address the faulty habits we have
@dl7400
@dl7400 4 жыл бұрын
Yess👍
@jvstkiki
@jvstkiki 4 жыл бұрын
Agreed!
@Olivina330
@Olivina330 4 жыл бұрын
👏👏👏
@Ohh4udumn
@Ohh4udumn 4 жыл бұрын
Getting a savings account separate from my main is the only thing that truly helps me save. If I want to pull money from it it takes 3 days.
@charlotteecooperr
@charlotteecooperr 4 жыл бұрын
Biggest lesson of this year for me has been putting myself first, invest in myself, look after myself first, say no to people if you need to be there for yourself first! It’s been such a beneficial shift
@lemmings6516
@lemmings6516 4 жыл бұрын
I'm in the same process! Are you sometimes worried about being not social enough now? I struggle with that sometimes
@charlotteecooperr
@charlotteecooperr 4 жыл бұрын
Lemmings I used to, definitely! But now I know myself best and I can only do one or two social group things in a week, so I prioritise, or plan to have some social time off the next week if I can’t miss certain things and it turns into a busy *social* week
@abbymbedzi3075
@abbymbedzi3075 3 жыл бұрын
My relationships and my life are now better because of this
@catg.3633
@catg.3633 4 жыл бұрын
Omg Patricia, when you mentioned the older generation ignoring problems struck such a chord. My parents are like that and the decisions they made in life led them to live with me and my husband currently and i’m still on their case to pay off their debt. I work in finance and lead a very financially safe life due to my childhood so i would always recommend to everyone to first pay off your bills, put money aside and only then spend on other things, your older self will thank you for it.
@goodgirl_goneglam6173
@goodgirl_goneglam6173 4 жыл бұрын
I once heard it phrased like “you gotta have money to pay, play, and put away.” Pay your bills, treat yourself occasionally, and make sure you save!
@Kr8tiva
@Kr8tiva 4 жыл бұрын
GoodGirl_ GoneGlam can I like this comment like 5 times already?????
@goodgirl_goneglam6173
@goodgirl_goneglam6173 4 жыл бұрын
Ada Sabena lol thanks 😊
@YvonneHudduma
@YvonneHudduma 4 жыл бұрын
Yes lockdown really showed me that I had some toxic money habits. This period has really enables me to take a step back and I have saved so much and even started investing.
@Onemorebookpodcast.
@Onemorebookpodcast. 4 жыл бұрын
👏🏾👏🏾👏🏾
@courtneyxalyssa
@courtneyxalyssa 4 жыл бұрын
That’s amazing!👏🏼
@jodiford9905
@jodiford9905 4 жыл бұрын
Kudos to you, Saving without investing is very incomplete.
@mariegarni7563
@mariegarni7563 4 жыл бұрын
Investing in what ? I Feel so lost when people talk about it...
@sherlynndauphin6201
@sherlynndauphin6201 4 жыл бұрын
Girl where’s the lie👏🏾👏🏾👏🏾 and seriously SAME!!,
@imjessiara
@imjessiara 4 жыл бұрын
Sister Patricia is really here saving all of us from being BROKE, you genuinely need an Oscar sis😭💘
@thewealthwarren6940
@thewealthwarren6940 4 жыл бұрын
I ABSOLUTELY HEAR YOU on seeing the debt letters & baliffs coming into your parents' house as a child making you the way you are with money today- PREACH, that's me 100% ! So good to see a fellow British KZbin-r out here making financial literacy videos and educating too. Love it!
@michellerevisited
@michellerevisited 4 жыл бұрын
The emphasis on having a plan is so important! Failing to plan is planning to fail, etc. 😊
@nmoomoo
@nmoomoo 4 жыл бұрын
The worst thing about keeping up with the Jones’ is when it’s with family. Like I have a very toxic family that are already like planning my life. Like my mom’s cousin who I barely talk to was talking about the car I’m going to buy when I graduate (I’m going to be the first doctor in the family). My aunts were talking about the house I’m going to build my mom (even though she already has a house).
@hazar2354
@hazar2354 4 жыл бұрын
Oh God, are you middle eastern or Asian? Because for us it's like everyday life 😅😂😭
@SB-dz3bt
@SB-dz3bt 4 жыл бұрын
Lara gigi west/central Africans too 😂
@hazar2354
@hazar2354 4 жыл бұрын
@@SB-dz3bt lmao I forgot about them
@angelicapixels
@angelicapixels 4 жыл бұрын
You don't have to listen to them
@Luame4529
@Luame4529 4 жыл бұрын
This is crazy....you should hide your money.....and never told how much you earned....
@abizek9342
@abizek9342 4 жыл бұрын
your advices are so usefull, I already saved almost a 1k and I'm trying to not spend my money on stuff that I dont need
@elliottradescrypto4367
@elliottradescrypto4367 4 жыл бұрын
Am shocked someone here mentioned expert rockwell,I taught only few knows of his good strategies
@richardfain4013
@richardfain4013 4 жыл бұрын
You don't have to be shocked ,I trade with him too,his good works are everywhere,indeed he has made name for himself
@bitboycrypto8665
@bitboycrypto8665 4 жыл бұрын
Forex trading is made for people with strong mind who are ready to take the risk to make it in life
@bitboycrypto8665
@bitboycrypto8665 4 жыл бұрын
I have lost money trying to do it before but pulled up when my friend introduced me to expert rockwell whose strategies has gained me much Rio in trading
@bitboycrypto8665
@bitboycrypto8665 4 жыл бұрын
In life we are meant to take risk worth taking because life itself is a risk
@Ny.Lynette
@Ny.Lynette 4 жыл бұрын
The biggest way I began to spend less money was stopping stress/boredom shopping. A bit more minimal, I don’t buy excessively or expensive things unless I need it. Sometimes you do gotta treat ya self! Not every pay period tho 😂
@Talkinglife
@Talkinglife 4 жыл бұрын
Bad Money Habits That Are Keeping You Broke You Think of Credit as Available Money. ... Paying For Banking. ... Having a Ton of Monthly Subscriptions. ... Not Being Ready for Emergencies. ... You Ignore Your Credit Score. ... Not Tracking Your Spending. ... Making Late Payments. ... You Love Convenience Items.
@sweetagain
@sweetagain 4 жыл бұрын
"your think of credit as available money" I'm paying for that one now because I believed it in my late teens
@nicolerobinson3531
@nicolerobinson3531 4 жыл бұрын
I do feel personally attacked BUT sometimes that’s what it takes to learn and do better! Patricia is here to save us all 💜
@segobernice2103
@segobernice2103 4 жыл бұрын
Emotional spending is real in these streets
@W001-k8f
@W001-k8f 4 жыл бұрын
Anyone who disliked this video is currently in denial of their spending habits 😂
@lizalive2203
@lizalive2203 4 жыл бұрын
As in 😂😂
@erika-bs2fn
@erika-bs2fn 4 жыл бұрын
can we just talk about how gorgeous this girl is?
@autumncolors1673
@autumncolors1673 4 жыл бұрын
Stunning! Sometimes I stare at her IG posts a wee bit too long ☺
@thetongueofangels1882
@thetongueofangels1882 3 жыл бұрын
She really is tho😍
@courtneyxalyssa
@courtneyxalyssa 4 жыл бұрын
I am so guilty of looking at other people’s lives/belongings and comparing it to mine! Going on Instagram and KZbin is a great idea until you end up going out of pocket trying to keep up with other people!🤦🏽‍♀️ Definitely something k am trying to work on!
@nettynai3218
@nettynai3218 4 жыл бұрын
This video really hits the nail on the head. I inherited my parents poor spending habits and it's taken me until I'm in my 30's to stop burying my head. I'm such an emotional spender and a year ago I realised that spending money was my coping mechanism. Now I'm on a mission to clear my debts and start saving for the future...something I wish I had done 10years ago. You live and you learn.
@jodiford9905
@jodiford9905 4 жыл бұрын
Amazing Video, One of the major reason is that people just save money up till when needed rather than saving to invest into something profitable, that mentality needs to be changed. Living Frugally without investing wisely is like a wasted/incomplete Job.
@jodiford9905
@jodiford9905 4 жыл бұрын
Kudos to you Patricia, You have learnt the frugal life and keeping your investment on the right track👏👏
@vigilwicks2837
@vigilwicks2837 4 жыл бұрын
Also learn to Budget well, save for emergencies, have a debts off plan and above all INVEST WISELY. Follow these steps and see yourself grow into wealth.
@hansleygary5632
@hansleygary5632 4 жыл бұрын
I missed out on the opportunities of investing while I was still in my 20s but glad I started investing about 3moths ago and I have been earning a $2k weekly profits from it. It's better late than never, right!
@vigilwicks2837
@vigilwicks2837 4 жыл бұрын
It's better to have an investment make money for you, having multiple streams of income is the first step to becoming wealthy.
@ryansmiths426
@ryansmiths426 4 жыл бұрын
I know how it feels earning from your investment. I invested about $16k into Forex trading about 2months ago and I have been a $1,700 profits consistently every week.
@victoriaholden7774
@victoriaholden7774 4 жыл бұрын
Thank you so much for this and all the advice, I am busy getting myself on track with finances and also my unhealthy relationship with money. I was brought up in a poor home and always the saying, money doesn't grow on trees and always having to go without so I think I created this very negative vibe and then obviously created me making bad decisions but no more! Taking my power back!
@itskellyyb
@itskellyyb 4 жыл бұрын
I do 30 days rule instead and honestly the amount of clothes I no longer buy is ace!!
@Ramasegoo
@Ramasegoo 4 жыл бұрын
Me: ""I'm bored let me buy some skincare""
@zainzoom
@zainzoom 4 жыл бұрын
Same 😔
@thegbresidence226
@thegbresidence226 4 жыл бұрын
Sigh 😔
@evidancemogale3402
@evidancemogale3402 4 жыл бұрын
🤣
@anber4129
@anber4129 4 жыл бұрын
Same but for me... its clothes 😅😅
@trafficcontrol2420
@trafficcontrol2420 4 жыл бұрын
My skins sucks let me buy some skincare.
@TxHoneyBee
@TxHoneyBee 4 жыл бұрын
The number 1 reason I'm broke: Amazon.com.
@margaretmouka5552
@margaretmouka5552 4 жыл бұрын
And why the ceo is the richest man
@k.d.1520
@k.d.1520 4 жыл бұрын
Omg so true
@Luame4529
@Luame4529 4 жыл бұрын
True
@minahtheweirdo
@minahtheweirdo 4 жыл бұрын
Me too!
@DaphneCaidor
@DaphneCaidor 4 жыл бұрын
I had to create a separate weekly Amazon allowance in my budget cuz it was getting out of hand 😩
@user-wi5vg7cp2e
@user-wi5vg7cp2e 4 жыл бұрын
I think this pandemic has taught people the importance of multiple streams of income unfortunately having a job doesn't mean security. So l really appreciate your transparency and giving people a Fighting chance during these troubling times
@nursebondemcanada
@nursebondemcanada 4 жыл бұрын
Absolutely
@themartiniguy9840
@themartiniguy9840 4 жыл бұрын
@Stanley Anderson I hope it won't be such a big deal to ask you what you invest in ?
@mrmoneytv7066
@mrmoneytv7066 4 жыл бұрын
Very true ! Forex is really a good passive income idea . I have a friend who makes 10,000USD monthly trading the forex market , that's almost 3x salary . I really wish l could trade too and make money like she does
@lindasophia9224
@lindasophia9224 4 жыл бұрын
I've been trying to trade in the forex Market on my own for quite some months now and my trade wasn't quite impressing me l deposited $3000 in my first ever trading account and l lost all of it. I always end up blowing my account countless times and I was advised to sought a professional help when Trading . One of the rules to being successful in an endeavor is to leverage on the wisdom provided by those already successfully in the desired field .
@nelsonkonte2802
@nelsonkonte2802 4 жыл бұрын
I agreed with you on this , there's a due process to be followed if one is going to be profitable on trading as outlined in the video .
@oliviademetriou8397
@oliviademetriou8397 4 жыл бұрын
I've set myself a 6 month plan, Ive set myself a weekly budget, I know exactly what I'm putting the savings towards and when it's done I would have everything paid off and a lump amount saved for my house savings. I'm proud of myself because I spend money like it's water and I was only a few months ago I realized what I'm doing is so wrong and I need to start thinking like an adult. I'm only 22 but all my friends have financially achieved big things and I realised all I had to show for myself was a wardrobe full of handbags and a wallet that's empty. Your videos really help ! ❤️❤️❤️
@kayp2311
@kayp2311 4 жыл бұрын
When I checked my money in vs money out last month I almost had a heart attack. I’m definitely an emotional spender. I also need to make grocery lists before going because I just pick up everything on sale.
@wume3190
@wume3190 4 жыл бұрын
I needed that "don't put your head in the sand" callout SO BAD right now. Gonna work my shit out TODAY let's goooooo!
@kylaknight3655
@kylaknight3655 4 жыл бұрын
Same! I hate HATE calling to make a plan for payments on things especially the waiting on hold part. I am kicking myself in the butt for not having automatic payments set up while I was in the hospital & then coming out if hospital I forgot my passwords and couldn't remember where I left my bill pile. This video definitely pushes me to want to put a better system in place
@GretaLawler
@GretaLawler 4 жыл бұрын
I’m trying to stop spending full stop! I’m doing a no buy 30 day challenge at the moment to see if this helps change my money mindset 💕
@MySuriMusic
@MySuriMusic 4 жыл бұрын
Question : how do you eat? Is it a challenge to not buy non-essentials or really not buy ANYTHING?
@GretaLawler
@GretaLawler 4 жыл бұрын
Fée Néante I made a video on it on my channel! But basically you still pay bills and buy food etc but you cut out any non essential purchases (so even with buying food you would just buy essential items and use up things you already have and not buy loads of expensive snacks/branded products) x
@MySuriMusic
@MySuriMusic 4 жыл бұрын
@@GretaLawler Oh okay! Very interesting, thanks for answering! I'll go watch your video 😊
@GretaLawler
@GretaLawler 4 жыл бұрын
Fée Néante thanks 🥰
@zippyblessed839
@zippyblessed839 4 жыл бұрын
Great
@stevensteven5144
@stevensteven5144 4 жыл бұрын
I once decided to get drunk after having a bad week...cut to me waking up with emails from Apple my iPad AND Apple Watch are ready for pick up at the Apple Store!😳😱😳😱
@aimeek7218
@aimeek7218 4 жыл бұрын
Oh shit
@kustakuties9847
@kustakuties9847 4 жыл бұрын
This if funny Sorry😂😂😂😂😂😂😂😂
@peaceiheanacho4810
@peaceiheanacho4810 4 жыл бұрын
Lol
@sugarspiceunlimited
@sugarspiceunlimited 4 жыл бұрын
Looool
@kylaknight3655
@kylaknight3655 4 жыл бұрын
Lollll ive been there! return it unless you can afford it 2 times over without missing a brunch.
@nanana354
@nanana354 4 жыл бұрын
So my personal story on this! In the past and while I was earning half or even less of what I am currently earning, i was thinking oh only if I was earning more to get the XYZ bag, shoes etc. Now, even though I can easily have them with some savings, NO girl, no! The money I have earned so hardly, won't go to an overpriced bag!!
@sweetspice9120
@sweetspice9120 4 жыл бұрын
Amen. I gift myself a one designer bag a yr only if its on sale or an investment bag like Chanel. I love fashion but not to d extent of threatening my stability. I dont hv a car as i live in a big city. Hv zero debt. 800+ credit score + savings n investments.
@ev6564
@ev6564 4 жыл бұрын
The not having any financial goals is a big one for me as well
@ev6564
@ev6564 4 жыл бұрын
My issue is really wanting to buy makeup, haircare, and clothes. Right now I'm centered on makeup. I really want a burnt orange lipstick and blush. I was so close to buying the Sephora's Hot Flush blush. I really want the Smashbox Out Loud lipstick. BUT I have orange eye shadow and plenty of nude lipsticks (I wish I had spent money on different colored lipsticks instead of buying almost the same exact color multiple times lol), so I know I can make do with using the orange shadow as blush and placing it over the nude lipsticks with the brown Nyx lipgloss I already own. I don't NEED these products but I really WANT them. My mom is good at not over-spending money and paying bills, and she always says I get this trait from my father. NOPE, I want to be like her in this way. I'm only 19, so there's still time to mature financially.
@Luame4529
@Luame4529 4 жыл бұрын
You should put at least a certain amount aside ever month into a locked saving where you cannot withdraw any money....the rest, you can do whatever you want.
@goodgirl_goneglam6173
@goodgirl_goneglam6173 4 жыл бұрын
Well think of it this way, when you’re 21 would you want to be able to have money for your own apartment or do you wanna look real cute still sitting at your mom’s house???? 🧐 A lipstick here and a blush there really add up over time, and the years go by hella fast once you are accountable for all your own bills. Use this time of not having lots of bills to practice saving, even if your first goal is as small as saving $25/week.
@ev6564
@ev6564 4 жыл бұрын
@@Luame4529 Thanks for the advice!
@ev6564
@ev6564 4 жыл бұрын
​@@goodgirl_goneglam6173 Yes, you're right. Thanks for the motivation; I always have to remind myself not to give into buying products. It really does add up quickly. I've definitely spend hundreds on beauty products collectively and I don't want it to become thousands of dollars more when I graduate college and feel like a high salary means a high amount of spending money. My biggest goal is to save money for school and overall just to have a better financial mindset now before it gets much harder.
@goodgirl_goneglam6173
@goodgirl_goneglam6173 4 жыл бұрын
E. V. You’re welcome and you can do it! We all gotta start somewhere 😊
@melbrowntv
@melbrowntv 4 жыл бұрын
For ONCE i don’t feel attacked 🤣 i’ve been on POINT with my spending/saving
@free22
@free22 4 жыл бұрын
Lol! Bragging, are we?
@ladybluemoon1
@ladybluemoon1 4 жыл бұрын
Same I spend yes but I save almost 3grand a month so I’m good I don’t feel attacked I have burn money but not from my savings
@iz4372
@iz4372 4 жыл бұрын
S.C Fitness 3k a month?? What kind of job do you have sis
@Annette065
@Annette065 4 жыл бұрын
Since I created a calculation list of my income and outgoings, I have no problems with money anymore . I know how much money I must save for bills, how much I can spend on myself. It really helps! Having a budget plan is definitely is a must!
@KZain187
@KZain187 3 жыл бұрын
Wow! This hit differently... 🙈 I think so many of us bury our heads in the sand and pretend that the bills and the debts don't exist, hoping they would go away. But they don't!!! It's not an easy situation to go through, especially when you have children! Excellent advice as always, from a self made, articulate young woman. Much respect! ❤️🙏😊
@playgamecode153
@playgamecode153 4 жыл бұрын
You should add not sticking to your budget . It all well and good to plan the budget , but sticking to it is another discipline
@Aquaria2291
@Aquaria2291 4 жыл бұрын
okay. I set up a comprehensive budget that feeds from my credit card and checking account and you know I be ignoring the warning messages when it tells me that I've overspent on shopping. Gotta tighten that shit up LOL.
@goldenxdiva6562
@goldenxdiva6562 4 жыл бұрын
I’m honestly very obsessed with saving, paying bills ahead of time, tracking my credit score and not spending...but alas, I’m also not perfect. One thing i really need to stop doing us spending on experiences and the like. I’m very much a “try it once, and then you know”...so even pre-covid, if i happened to walk by a bakery that looked good, I’d buy a bunch of sweets to “try them.” Nothing wrong with trying but i need boundaries and not to try everything (if I’m in a location i know i can’t visit as often, I’ll buy one of almost everything cause i know i won’t want to miss out cause i can’t come as much)...also, I’m terrible with food. Again, cause i like to the things, I’ll buy a bunch of new items at the grocery store, and if i don’t like it, i just won’t finish it and/or sometimes i buy too much groceries and they just end up going bad, so i toss it. Ughhh, so much money wasted.
@FriendJamie
@FriendJamie 4 жыл бұрын
I was literally writing down my financial goals when this video popped up on my subscription list! 🙌🏻
@reapatty508
@reapatty508 4 жыл бұрын
Just shared this with my entire family lol hopefully they will listen to you because I have tried educating them on some of these topics and they refuse to listen lol Btw I was watching this with my 6yo and she said you are so beautiful ❣ and I said to her (and smart) Thanks for this video!
@Luame4529
@Luame4529 4 жыл бұрын
She is beautiful and smart .I always watched her video and listen to her advices
@BuildaBudget
@BuildaBudget 4 жыл бұрын
Reverse engineer goals! This helps me so much to not feel so overwhelmed on the big picture items.
@HolisticMoney
@HolisticMoney 4 жыл бұрын
I am a big fan of unsubscribing from marketing emails! They can be SO tempting, but ultimately if you need it, you'll go look for it. These are great points of reflection for people.
@incognegratravels3461
@incognegratravels3461 4 жыл бұрын
Love the way you teach! Thank you 🙏🏾
@nikkicole54321
@nikkicole54321 4 жыл бұрын
i havent deleted marketing emails but i have filtered fashion related marketing emails to its own folder in order to reduce impulse buying. If i happen be needing something clothing related like new shoes for working out, I can search for any potential discounts codes then.
@RachelGrayM
@RachelGrayM 4 жыл бұрын
Thank you for this Patricia. Always appreciate your support on the journey. I do feel personally attacked but in a good way if that makes sense, I have time to correct my habits.
@johnanwana8186
@johnanwana8186 4 жыл бұрын
Blessings for every one this year like myself that's just getting started anyway on KZbin
@thefearlessmara
@thefearlessmara 4 жыл бұрын
HIGHKEY triggered 😂😂 From beginning to end lol. It really does come down to why am I doing what I'm doing. I've gotten better in the last few years but 18-24 year old me was trip 🤦🏽‍♀️
@leaningintopearl
@leaningintopearl 4 жыл бұрын
fearlessly mara 😂😭
@Iasta1991
@Iasta1991 4 жыл бұрын
My budget actually helps with the emotional spending. Because if I haven't budgeted an item at the begining of the month - I don't need it yet this month. However, any item from the budget I can buy to cheer me up. Basically tricked myself and budgeted several "emotional spending items" that I actually need.
@moonaa7354
@moonaa7354 4 жыл бұрын
You make me so motivated. I love you Patricia!
@nathaliebevers773
@nathaliebevers773 4 жыл бұрын
I feel busted girl..... Especially the "emotional buyer"-one! Right now, I'm at home like 24/7 and I'm bored as fck... I order stuff, knowing damn well I will be sending them back so I justify my shopping because I know I'm not actually spending money. I know this is a TERRIBLE habit and it needs to stop but I'm just soooo bored and want to have something to look forward too hahaha
@JewelsView
@JewelsView 4 жыл бұрын
Not staying in ur lane will break ur bank account and honey we don’t have time for that
@wittykitti
@wittykitti 4 жыл бұрын
Wow this is the first time I've heard the term "Financial Journey". I've personally invested in a spiritual journey, an education and recently a fitness ourney and a mental health journey but yet a financial journey has never occured to my struggling behind 🤦🏾
@theESKIIshow
@theESKIIshow 4 жыл бұрын
The best decision I’ve ever made was to build on my financial literacy. Absolute game changer.
@riyahgrace2949
@riyahgrace2949 3 жыл бұрын
Patricia's honesty is key. God bless you sis ♥️
@iamyazicarter
@iamyazicarter 4 жыл бұрын
I think everyone needs this at least once in their lifetime 💕💕
@maureenachu
@maureenachu 4 жыл бұрын
I’m on this table, emotional spending is my thing, hoping to get over it.
@VividlyKafi
@VividlyKafi 4 жыл бұрын
Keeping up with the jonesesitis!!!! Lol!! Social media has that affect on me, but definitely pipe down and take the phone off 😭😭
@TheSatine1987
@TheSatine1987 4 жыл бұрын
I'm so happy I found you. I'm 33 and have achieved absolutely nothing. Your videos are helping me to get my shit together and start being a boss. Thank you.
@ThatGirlJ
@ThatGirlJ 4 жыл бұрын
You're so funny and such an inspiration Patricia! I literally click so fast when i see your videos
@lola.odetola
@lola.odetola 4 жыл бұрын
is the algorithm dragging me by serving me this video? either way, i love my sis x
@Davion474
@Davion474 4 жыл бұрын
The lighting on this video is perfect. keep it that way. Awesome informative content as usual.
@Fashionlifestyle_Official
@Fashionlifestyle_Official 4 жыл бұрын
Thank you for sharing.Hope everybody here becomes successful on KZbin
@Fashionlifestyle_Official
@Fashionlifestyle_Official 4 жыл бұрын
@The break I'm good and you? :)
@jambohomeventures
@jambohomeventures 4 жыл бұрын
Anyone else noticed it’s not “The break Platform” anymore?
@megshawskitchen
@megshawskitchen 4 жыл бұрын
Yes I did notice too !! Change is the only permanent factor in life. I'm sure Patricia has her reasons. She's smart!!
@thatmumof5
@thatmumof5 4 жыл бұрын
Yeah I did, change is inevitable
@tropicalmk3519
@tropicalmk3519 4 жыл бұрын
I didn't even notice🤔
@jambohomeventures
@jambohomeventures 4 жыл бұрын
@@megshawskitchen true
@jambohomeventures
@jambohomeventures 4 жыл бұрын
@@thatmumof5 *nods*
@keshiad822
@keshiad822 4 жыл бұрын
Thank you for your great advice Patricia ! Didn't know you that you were a financial expert !! I am going to listen to your other videos. Greetings from France :)
@chukwuemekakizito8183
@chukwuemekakizito8183 4 жыл бұрын
I appreciate your support
@goodgirl_goneglam6173
@goodgirl_goneglam6173 4 жыл бұрын
Patricia you are a gem ❤️ Over the past two years my husband and I started implementing all of the tips you mentioned and they all work. We’ve really revamped how we save and are looking forward to buying a new house next year!
@VenusVanessa06
@VenusVanessa06 4 жыл бұрын
Patricia please tell us where you get your hair girl ! Coz HAIR IS POP POP POPPIN' !!!
@OnlyMagentaCA
@OnlyMagentaCA 4 жыл бұрын
Emotional spending 🥴 I'm so guilty of that one 😭🙋🏽‍♀️ It's worse because I used to actually get a thrill out of it but now I just feel underwhelmed when my order arrives 🤣
@kendalblake
@kendalblake 4 жыл бұрын
8 habits making you broke. #1 Me.... I am making me broke. *starts crying*
@mesidye
@mesidye 4 жыл бұрын
😂😂😂😂😂😂 it be your own self sometimes
@kendalblake
@kendalblake 4 жыл бұрын
@@mesidye too many times tho LOL
@BetterTopicsCardGameforCouples
@BetterTopicsCardGameforCouples 4 жыл бұрын
Very useful advices!!! I am doing the 'put the item in the basket and wait 24 hours before you buy' more and more often... sometimes leaving it for a week as well and when I go back I actually end up buying maybe just one or two items, instead of 20 😅
@chloethegreybuild8655
@chloethegreybuild8655 4 жыл бұрын
DAMNNNNN. Could not agree with you more on every single point you made here queen! I’m 23 and like you, total control freak with money! *childhood trauma moments too looool* I loved the point you made about whilst you’re saving for a particular luxury item, during that time period you might decide you don’t even want or need it anymore! This is me, all over. Love you always xox
@TamariBoatner
@TamariBoatner 4 жыл бұрын
thank you Patricia! I’ve been stressing about this issue for so long and been slowly just been taking some time for myself to learn about my bad habitd and girl This video is me !!!
@izzywats2995
@izzywats2995 4 жыл бұрын
Emotional spending is definitely my weakness 😭
@lavayuki
@lavayuki 4 жыл бұрын
The keeping up with others is true for me with the iPhone. Literally everyone around me and in my city seems to use an iphone, I feel like androids are non-existent.
@SerenaShah
@SerenaShah 4 жыл бұрын
omg im living for the vase on the left! decoration style ON POINT!
@thrill102
@thrill102 4 жыл бұрын
“Let that voice of the discount be quieted” 🤣
@naturaljatwistlaxer6482
@naturaljatwistlaxer6482 4 жыл бұрын
I LOVE THIS NEW CHANNEL AS WELL.......tks fr the tips..real observations. Great tips....big up.
@easychicglam
@easychicglam 4 жыл бұрын
Thanks. Great advice. Always look forward to the pep talk❤❤
@brittney5326
@brittney5326 4 жыл бұрын
I love you! I’ve been watching your main channel video for years before I knew about all these great life tips and advice 😭😭😭
@corinasowe5485
@corinasowe5485 4 жыл бұрын
Love you Patricia, you always keep it 100%, I love post like these as they always make me check myself lol, its good self- valuation, self - realization and honesty x
@mollie.28.15
@mollie.28.15 4 жыл бұрын
Thank you so much for giving us so much financial info many of us would never have known other wise. Thanks to you im going to start investing soon! i was wondering if you could do a video talking abour stocks and shares isas because i currently have a lisa with moneybox but they also have s&s isas and was wondering if they're a good route to go down for first time investing? thank you
@KishaMichelle1
@KishaMichelle1 4 жыл бұрын
Definitely agree with all of these. Just recently had to unsubscribe from all those email offers. They get me sometimes. If I really need something from one of those places, I try to go through somewhere like Rakuten to get some cash back incentive if they item is not on sale or I need it before a sale comes along.
@aang6421
@aang6421 3 жыл бұрын
One thing that could make the keeping it up with the Jonses-itis. Easy thing to help decide if it is for you or not is to think about, do you care if anyone know if you have it? If you went somewhere and told no one, would it still have been worth it? If you bought that new car or that new article of clothing, and no one knew, would it still make you just as happy? If the answer is no, you're not doing it solely for yourself
@nomalebona6827
@nomalebona6827 4 жыл бұрын
Makeup is my weakness. I buy the latest thing and it ends up just sitting there. One wud swear I'm a makeup artist with all the makeup I hoard.
@MuinatAbdul
@MuinatAbdul 4 жыл бұрын
Lockdown has really made me evaluate how I spend!
@jessiepooh02
@jessiepooh02 4 жыл бұрын
You should review the Smart Money Woman and The Smart Money Tribe, it's so worth it to learn of Financial Literacy
@TheeGirlabouttown
@TheeGirlabouttown 4 жыл бұрын
These style of videos are my favorite! I always get my pen and pad ready. The way I was screaming when you send EMOTIONAL SPENDING. Mrs. Bright! Why are you attacking me?!
@char794
@char794 4 жыл бұрын
Patricia this is amazing. I love how open and honest you are. I’m 26 and have only taken control of my finances in the last year or so. In my early 20’s I did all these things and just thought ‘I’m young its fine’ but these bad decisions soon catch up! Luckily I no longer have any debts as I faced them head on and am now building my savings. This is so helpful. Thank you.
@chukwuemekakizito8183
@chukwuemekakizito8183 4 жыл бұрын
I appreciate your support
@Ann_Flores
@Ann_Flores 4 жыл бұрын
Love this channel, been watching your original channel since the start! plz keep up, this channel is very practical.
@hlengiwekhambule1308
@hlengiwekhambule1308 4 жыл бұрын
Patricia 🗣️🗣️🗣️🗣️🗣️🗣️I love you 💓💓💓 thank you for bringing us back to basics of how to handle ourselves with money
@leadacruz
@leadacruz 4 жыл бұрын
Your channel really helped me to save money like never before. Thank you very much!!!!!
@h-dawgg
@h-dawgg 4 жыл бұрын
Omg! Patrica! You should create a budgeting app!! ❣️❣️
@rfield4308
@rfield4308 4 жыл бұрын
Helena Edwards she has a budging excel app it’s .99p
@h-dawgg
@h-dawgg 4 жыл бұрын
r field ohhhh okay x
@gillianthompson6867
@gillianthompson6867 4 жыл бұрын
It's weird that the same problems persist in people's lives eventhough we are in different geographical areas. Ps: I am from Jamaica🇯🇲🇯🇲
@marcellebourne7757
@marcellebourne7757 4 жыл бұрын
hell0 im abajan
@free22
@free22 4 жыл бұрын
We are all human. Well most of us.
@hxchanel
@hxchanel 4 жыл бұрын
Girl thank you, the timing couldn't be better! Needed to hear this phew ~
@theworldoftaj
@theworldoftaj 4 жыл бұрын
I love you! You & Jackie really inspire me to keep going and show me that it's possible. Thank you for existing!!
@chukwuemekakizito8183
@chukwuemekakizito8183 4 жыл бұрын
I appreciate your support
@themetaphorest
@themetaphorest 4 жыл бұрын
Emotional spending - now that you put a name to it. I think everyone will be a bit more wary of it. This is so me. Thanks for this video.
@veememoirs
@veememoirs 4 жыл бұрын
Patricia you are actually my twin and Queen! This is actually the rules I live by and I am trying to influence everyone around me (aka my family). I love this!
@sannastrid
@sannastrid 4 жыл бұрын
love your other channel now subbed to this one as well. I liked this video a lot, very helpful! I'm going to watch this video a few times over again.. I need to learn!!!!!
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