CEO of SBFC on the REALITY of being MIDDLE CLASS in India, Home Loans & More | Aseem Dhru

[@pritishpadhy2603]

I have had the pleasure of working under Aseem as a management trainee at HDFC Bank in 2004. He used to head the entire business banking vertical for the bank 2 decades back (with most of the regional heads reporting to him much older than him). He was as cool as a cucumber even then, most approachable and calm under pressure. The other co- founder of his, Mahesh Dayani used to head the western region then reporting into Aseem. He too is another amazing leader, very warm memories of working with him. In the last 2 decades Aseem has risen even further in stature, but the man remains the same. Wiser and more experienced for sure, but still has the same warm vibe. SBFC team is blessed to have leaders like Aseem and Mahesh. I say this with 100% confidence based on my own experience.

[@bone854]

The amazing thing about Aseem Dhru is that he raised $100 million and there is air around him. And you see people raising $1 million and they are like "I have arrived". His intent was to build a business and not just raise money and then run away.

[@prakashsunilwaval]

Run away

[@LivvEpic]

the other people whom you described aren't called entrepreneurs, they're called opportunists.

[@resonance.439]

mu ma la bhai phir sorry😑

[@zainiqbal7990]

He laid principles of team management better than any seasoned professor in ivy college will. What lessons. He seeems to be well read and amazing thing is he is able to keep all of his reading in his mind for so long.

[@pvhari71]

"When we make a sale, money leaves us" - I have never thought of financial services business from this point of view. Amazing insight from Aseem. I always look forward to his Monday morning posts in LinkedIn. Shantanu, thanks for bringing him as the guest.

[@BishalChakraborty]

Best guest till date...so humble and awesome clarity

[@sandeeppawar1485]

Mr. Aseem Dhru's words on inflation not even taking into account the healthcare and education is absolutely spot on. Something is fundamentally wrong and it needs to be corrected. I don't see any political willingness from any party to set things right in our country.

[@jayateerthadur2005]

Everyone is vulnerable and fears failures but they just pose as very confident. It requires lot of guts and courage to admit that one is vulnerable and is fearful of that.

[@DhavalGupta1]

I've been in the Financial Services Industry for 15 years now; having worked with Kotak (as en employee and now as a consultant) and HDFC (as a consultant); Aseem Sir and Mahesh Dayani Sir have been legends. It was great to hear the story and how well read Aseem Sir is. Thoroughly enjoyed the conversation; after Mr. Kamlesh Gandhi of Mas Financial Services Ltd this is the first individual I have heard having so much clarity and understanding of the Financial Services Business. Biggest Take away for me; Buy SBFC for next 15 years horizon. :)

[@Mumbaiwestbengal96]

Holding MAS and buying SBFC for next 10 years. Hope SBFC were below 2 P/B as well like MAs

[@kannan0519]

awesome episode......

[@jithinjoseph7152]

Aseem is one of those people who I follow diligently. A great human being with humility and tremendous wisdom.

[@AnkitSharma-el8hs]

His thoughts that he posts every Monday on Linkedin are brilliant.

[@AdmiralMeloncholy]

Thank you for letting him talk, it’s a pleasure to listen to him.

[@youstron]

This video is one of the best, it may stand in the top 2 among all podcasts of BSC... Lot of wisdom... I personally don't like lending businesses, keeping that aside, this person has great skill and wisdom...

[@snehalchopade3233]

What a gem of podcast.. I will keep coming back again and again. So much to learn, absorb and apply. Thank you Shantanu for having Aseem ji 🙏🏻🙏🏻

[@thebarbershopwithshantanu6670]

Glad you enjoyed it!

[@rakesh8962]

He is very humble and straightforward Very good at physics but somehow ventured into finance 🙂

[@gsworld08]

One of the best Podcasts by an entrepreneur on KZbin! Mr Aseem Dhru's clarity of thought and his sense of humor are class apart. The episode has so many insights that this is easily my most "re-winded" podcast ever. Shantanu thanks again for such an insight full podcast. You guest selection is legendary!

[@sumitagarwal5539]

serious thank you to the podcast host and Mr. Aseem Dhruv..After going through many of his interviews and his posts , I adore and respect him deeply

[@bhupendrajangid5847]

I have seen one of the best podcast recently. Its really kind of learning from a man who has done it

[@vasumanchanda6979]

One of the finest podcasts on the internet lately. So much to learn from sir!

[@shanmugampn4571]

Aaseem Dhru words are worth in gold. Hard to see a such well read man quoting from various sources.

[@DeepSukhwani]

Wow, in just an hour's discussion, Aseem Dhru has quoted Aristotle, Napoleon Bonaparte, Charlie Munger, Jacobi. And also spoken about how seismic zones is one of the inputs in determining Disaster Recovery Site. I am just discovering Aseem Dhru as I start to read about SBFC. I am really interested in knowing his reading list. Books he has read and found very helpful in building his mental models and books he's currently reading.

[@DeepSukhwani]

@thebarbershopwithshantanu6670 - Please help get this information from Aseem if you haven't already asked him this question in this podcast episode. I hope to do my part and send in an email to investor relations of SBFC hoping to get this information.

[@ojasvikhattar8818]

Pls share the list here with us as well as soon as you get it😃

[@satyamchoudhary3344]

The best podcast on microfinance . Hats off to both 🎉

[@Asli_Investing]

Absolutely lovely episode shantanu ❤

[@sunisury]

Absolutely enjoyed every minute of almost 2 hours of this podcast. Masterclass for every entrepreneur who wants to build business of any kind! Great blend of business strategy, risk management, philosophy, personal happiness!

[@OmkarSawant-l2t]

Aseem's linkedin posts are a treasure trove, Thankyou ✨

[@sandeeptripathi-gj4fh]

Wow! Always a pleasure to listen to him. Gives so many fresh thoughts and new perspectives in his typical fluent style.

[@pranavdeepkumar1919]

Thank you. Just thank you for this one. When there is a wave of celebrating entrepreneurship and worshipping founderism, here is what you need to listen to build an organization that can have a position to reflect. Build or work something on, which you can proudly say is 'This is what I have worked on'.

[@smartsant24]

This is best use of youtube i think connecting extraordinary smart people to masses that can set motion for nation! Absolutely loved from business journey, though process, articulation and presentation of thoughts by Mr. Aseem start to finish.

[@thebarbershopwithshantanu6670]

We agree!

[@ChillVlogs_786]

This one is epic and deserves for small clips of the video going viral.

[@DhatuOrganicsNaturals]

One of the best podcast.. Amazing insight clearity of thoughts practical and realistic. Excellent

[@DerDhu]

I am impressed with his knowledge of Physics and Senecas philosophy !

[@omkarsamant1088]

I wish this podcast had never ended....

[@masterdata3095]

Ashish Mohapatra & Aseem Dhuru ...right up the alley episodes 🤟

[@StrNgr2024]

Hero thinking. Absolutely spot on. Few individuals can not be the owners of entire organisations performance. Distribution of credit for success is totally absent in India's corporate culture. An astute analysis of how to build a financial institution. Time well spent listening to this.

[@yahayamagdum7310]

What an amazing podcast… I just love Aseem he is amazing..

[@ryan19899]

This was a good Podcast. I always read Aseem's posts.

[@ashishgaur9970]

Legend in making 👍🏼👍🏼 Sir Aseem great personality came till date on this channel 👍🏼

[@jaysnkr]

This is an amazing conversation🎉

[@ronakbadani146]

Pleasure to work under Aseem Sir at HDFC Securities !!!! Always have a new and innovative ideas on how to move ahead..

[@ElamaaranM-c5r]

Amazing podcast ❤❤ and I love it 🎉🎉 ,keep doing ❤

[@rajdora]

Great interaction, loved it.

[@vardatic]

Watched straight up 2 Hour Podcast while and now I am thinking how to do Upasna ? Started giving thoughts on risk assesment on what can go wrong in my business. Got a good insight overall on how Institutional Managerial Personnel think. Good One it is

[@ketansingh4965]

What an intelligent guy

[@chetanarjoon1]

Superb and interesting. Loved every bit and lot of lessons to learn and adapt.

[@vivekkabra6488]

Amazing video. Highly recommended to Banking and finance professionals. So much to learn from Mr Aseem.

[@Mumbaiwestbengal96]

Excellent conversation. Thanks

[@soumyatripathy1031]

Half of MBA is done on this platform itself :)

[@kmgeorge100]

Great comment

[@BLRska]

If someone is curious and hungry to learn, podcasts on KZbin can be a treasure trove

[@ChinmeySrivastav-p4m]

Well spoken guy one of better podcasts online

[@kamalkumar-rs1ro]

Amazing podcast with a great thoughts and insights.!

[@thebarbershopwithshantanu6670]

Glad you enjoyed it!

[@ashred9665]

Great conversation, big fan of Aseem Dhru

[@aniljanghale4381]

Wow thanks for doing this ❤

[@akshayhans280]

Amazing content👍

[@giriarumbakkam8667]

Brilliant..just brilliant very grounded..very practical

[@OmkarSawant-l2t]

Shantanu is speechless in this episode 😂😂😂

[@Pedals_n_brews]

What an amazing episode

[@ARV8800]

Another day another extraordinary episode from Shantanu

[@shivarapolu3180]

This channel is heavily underrated ❤

[@dbsolutionsindia2567]

One of the Best

[@CapelloStyle]

This is the best person & podcast ,his so genuine

[@patmclaughlin107]

Great conversation!

[@siddharthshah783]

Sir i am an ipo investor in sbfc i was thinking to sell the share of sbfc but after this podcast you have gave me a picture to invest in your vision for 20 year and with the integrity what you have i am sure this will a multibager stock😊

[@kalyanramsrinivasan2358]

Wonderful & lucid conversation 👌

[@thuptenene9606]

Very Good interview.👍 I also own SBFC stock.

[@labakkudas]

Brilliant! One of the best

[@UDAYKUMAR-pe7np]

Thank you..

[@thejas007]

Beg to differ on the point he makes about car loans. Yes, while the average loan amount per customer for car loans has risen from ₹3 lakhs to ₹9 lakhs, so have the prices of cars. I can't think of any "good" car that you can buy (with all the bells and whistles) for anything less than a sticker price of ₹10 lakhs or so.

[@mrpk22221]

Great guy. Loved it.

[@JohnJones-r5m]

Our economy is facing challenges due to uncertainties, housing problems, foreclosures, global fluctuations, and the lingering effects of the pandemic, leading to instability. The rising inflation, slow growth, and trade disruptions require immediate action from all sectors to restore stability and promote economic recovery.

[@MarkDenver-o7y]

With the US dollar losing value to inflation and other currencies gaining traction, uncertainty looms. Yet, many still trust in the dollar's perceived safety. Worried about my $420,000 retirement savings losing value, I seek alternative security for my money.

[@IsabellaThomas-th4to]

With my busy schedule, I struggle to find time for in-depth investment analysis. For the past seven years, I have entrusted a fiduciary to oversee my portfolio, effectively adjusting to market fluctuations and providing valuable insights for strategic decision-making. I highly recommend considering a similar approach for those seeking successful financial navigation and well-informed investment choices.

[@GeorgeBernard-q4i]

This is definitely considerable! Do you think you could suggest any professionals or advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.

[@IsabellaThomas-th4to]

Just research the name Desiree Ruth Hoffman. You’d find necessary details to work with a correspondence to set up an appointment.

[@GeorgeBernard-q4i]

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@bakayariman4394]

This guy right on soo many things

[@alpanshtarwani9]

One of the best guest till now 🙌

[@prafullchaudhari7490]

Awesome thoughts😊

[@sandykr3380]

What are you saying ? 38:27 .. see the flat appreciation in NCR, B’lore Mumbai ! Insane returns !

[@JustChill76]

Absolutely. Mysore is also giving amazing returns

[@sejulmorbia]

Good to see an intrinsic mindful video

[@kmgeorge100]

Sir i have done vipsaanna meditation as taught by sn goenkhaji and practiced for 8 years rigorously at 65 years you have impressed me today

[@kmgeorge100]

Greatest Ganesh Chaturti eve podcast 🎉

[@shakirahmed9558]

Lot of learning. Mr Azeem is spot on .

[@nikhilpawar9000]

Complete 101 on managing and mindset to build institutions

[@susantachakraborty7420]

Simply brilliant

[@sarikadubey4502]

Inspiring !!

[@economicinsight2862]

He was MD CEO at HDFC Securities

[@kathansuri1906]

i was just about to sell my SBFC shares i got from the IPO, thinking that it is not growing. but i think i should keep it a bit longer considering the work the company is doing.

[@prasad1556]

It's all about selling narrative. Do your own due diligence before taking decision.

[@sumitagarwal5539]

I must confess i have watched this video like i eat chocolates, very slowly n letting it melt . Thats when you get the max pleasure out of it.

[@sandykr3380]

4:58 : Sir, this number of 6.8 crore small businesses is every where. What is the source ? In a country where we may have 25 crore households with 3/4 of the population in farming, are we saying that every 4th household has a business going ? Then who is employed ? Repeat a number enough and we run the risk of making it look like a fact.

[@jagtaphimanshu09]

Amazing episode, truth bombs being dropped, enjoyed it

[@arvindsingh9782]

Average car cost 6.5 Lakhs not 9 and 10 Lakhs

[@akhilesh5027]

I feel like this man should have been HDFCs CEO. Its the company's loss

[@gn8167]

Hold SBFC for Target 250+. Dont forget to like once we are there 😊

[@vijayakumar.vinayak]

49:03 what is this ILFS?

[@TanyaAhluwalia]

Can anyone help "how is this page able to list there products under each video with their website link ?" ??

[@Toxin8282]

7:00 scholarship data

[@recorpus6017]

❤

[@indranidasgupta1511]

Bang on… this country has so poor financial knowledge.. 5cr in Bank and fighting for cc charges.. it’s every day phenomenon.. RM gets frustrated dealing with such people.. but they are the customers

[@aravindnarayanan5664]

Sleeps for 7½ hours - perfect. Bec you wake up at the end of the sleep cycle.

[@RAVIKUMAR-927]

Please let asaseem dhru talk.....unnecessary u r disturbing him in between. Just a feedback.

[@GoodTimesAhead27]

There is no return on HBFC share price for past 1 year 😂

[@mandarrane]

Health and education are part of CPI

[@batman78845]

Why SBFC promoter is selling continuously his shares

[@vishnuprasadreddyeng]

sab bakwas. Agar loan ke liye property rakhna hai toh tu kya sab dega paisa,

[@shantanudeshpande]

2 line mei dimaag dikha diye, sir. Ekdum khaali. 😝

[@riteshbadai]

Voice is very bad

[@lakshay1812]

Boring monologue