Here's another Making it Work video on how one woman is saving a large percentage of her income: kzbin.info/www/bejne/m5mTopKBgdmUZrs.
@AudreyEKim5 жыл бұрын
1. Read "Your Money, Your Life" - money is representative of your life energy, and isn't to be wasted 2. Track spending without judgment, without changing your behavior - that helps you understand what you don't need 3. Open a separate savings account with a separate bank and automatically deposit part of your income into it - harder to be tempted to move money from savings to checking 4. Set attainable goals, don't be too hard on yourself - that leads to burnout 5. Practice patience
@bethm31525 жыл бұрын
Thank you. The videos are honestly kinda annoying but I love to see what they have to say
@coettahannah81105 жыл бұрын
Good info. Thank you!
@MsLee-oh7hy5 жыл бұрын
AudreyEKim thanks posting the summary !
@djmove24 жыл бұрын
Thank you for this summary. I have no patience to listen to these dictated videos.
@weltschmertzz4 жыл бұрын
Thank you!
@Nick-mc2hy5 жыл бұрын
I was told by many people in my late teens/early twenties that “people spend what they make”. Meaning the more your earn the more you’re just going to spend. Get a raise, increase clothing budget. Get promoted buy a bigger house or new upscale rental. This is not how it has to be. Find your happy place outside of the grind and continue to grow your income but not your expenses. Debt will melt off and you can save your $$$.
@returnofthereasoner32005 жыл бұрын
Best advice ever!
@priscilaassis57044 жыл бұрын
For sure!! Constantly having to upgrade your car/ phone will keep you from financial independence. Work hard and live below your means
@LeesaLilHop5 жыл бұрын
My new job has free breakfast and lunch for their employees and they are healthy meals. It was like getting a raise with that alone. Helps with the food spending, although it’s gotten easier to convince myself I can eat out for dinner 🤦🏾♀️ working on it lol
@littlesongbird15 жыл бұрын
We don't get meals where I work but we get free coffee (which I have never had before and since I usually only drink coffee at work I am saving money by not having to buy my own).
@Randomeness82494 жыл бұрын
Loved the last bit! 😅🤷
@tonia24834 жыл бұрын
Where do u work? That sounds awesome
@reddwarfhead4 жыл бұрын
that sounds awesome
@LA-ly1nt2 жыл бұрын
At my workplace, we have free meals and coffee. It's good that companies can provide these for us, saves us money, time and energy.
@reddwarfhead4 жыл бұрын
what works for me is to save 25% of my income, but also allow myself 20% to just do whatever, so that I feel like I'm living and not only grinding to save money. the rest of 55% is just living expenses. As of now I am very happy with this structure.
@bmccuan5 жыл бұрын
"Remind yourself to use financial setbacks as learning lessons." THIS. For as long as I have watched TFD, Jordan Page, and other pf vloggers I have always thought "Yeah yeah, I'll get to the emergency savings when I can breathe some." Then a nightmare happened: My apartment was infested with bedbugs. I never thought to get started faster on the savings account because it was in my control. It only took one little thing entirely outside of my control to show that I was 100% wrong. Now I have a $900 abatement bill that I hadn't accounted for in my budget. Any plans of going and doing anything this summer are now gone. Please learn from mine and other people's mistakes. Put back a little every month so that when "the other car" hits yours, you'll be able to sleep at night.
@to16205 жыл бұрын
Byron McCuan your lesson is a valuable one, and I appreciate you speaking about it so that others may benefit from your experience. I’m sorry about the abatement-hopefully you’ll get back on track soon, and this will just become a funny story to tell in the future.
@olly20275 жыл бұрын
Issue thing happen to me.
@pawsnotclaws27724 жыл бұрын
Byron McCuan my apartment got invested with bed bugs once but I used diatomaceous earth and got rid of them ($10 a bag)
@cherylT3214 жыл бұрын
Paws Not Claws. I’ve used that stuff. It takes a while to clear up the problem, but it does! It’s really worth its weight in gold in order to get rid of any bug problems!
@nancyloaz5 жыл бұрын
The separate savings account tip is something I've been doing for years and I swear to it! It's so effective!
@TheTarotQueen5 жыл бұрын
Tracking my spending has helped me SO much. Anybody reading this needs to try it out, you'll be shocked on what you actually spend your money lol
@Just-Nikki5 жыл бұрын
Vanessa Somuayina you can’t hide from it if you track where the money goes. I absolutely agree...begrudgingly 😉
@maximilianopena5 жыл бұрын
Absolutely, much like her I was buying lunch everyday at work until I started tracking and saw the whooping amount at the end of the month. Also, opening a savings accounts may not be entirely without costs depending of where you live, in my case I put my savings on the same bank but in a certificate deposit, that way I make an small extra thanks to interest rates
@garrettk71665 жыл бұрын
I find that i spend less money when i'm tracking. It's strange, but wonderful.
@Just-Nikki5 жыл бұрын
Garrett K right, those $15 “ good deals “ and Groupon “ savings “ add up. I could “ good deal “ my way into debt if I didn’t pay attention to my spending habits.
@ThePalFishCoach4 жыл бұрын
I realized I was spending $90 on fast-food for my lunches. Yikes! That was 2/3 of my entire grocery budget and really, for just a dozen meals.
@prettylittleinvestor5 жыл бұрын
I have 3 savings accounts and 2 college savings accounts for my 2 children. One savings account is family fun money and I keep $1k in there. The second savings account is family savings and I keep $4k in there. The last savings is for family emergency (job loss but could pay 3 months mortgage and utilities) and I keep $9k in there. Money has an energy to it and it doesn’t like to be bored. I give my money jobs to do 👍
@seasaltlover74095 жыл бұрын
I'm 15 years old and I recently found this channel. It has helped me by giving me ideas on how to save, of course, everything does not apply to eveyone but an idea itself can transform into many others!
@seasaltlover74095 жыл бұрын
@J .S Okay, thanks you☺
@seasaltlover74095 жыл бұрын
@@freefree1664 thank you! It's a really good advise ❤
@thesweetstitcher53874 жыл бұрын
Wish you well on your financial journey, wish I had been interested at 15. Develop good habits now you will do great
@elizabethhiltsfilm4 жыл бұрын
I started watching this channel at 16! I’m 18 now and in college and even if I don’t use some of the advice now (I live with my parents while I got to school) it’s helped me change my perspective on money and I’ve been making plans for when I move out and I think I’ll be more prepared than if I didn’t watch this channel. Good luck!
@cherylT3214 жыл бұрын
Elizabeth Hilts. Also, watch “Prepper Princess.” She grew up really poor. She has really great money saving ideas and recipes for people on a budget!
@sf65555 жыл бұрын
Another tip related to separate account tip, automate your main salary account to transfer a certain amount to your 2nd account. Use this 2nd account to shop , pay bills etc, DON'T touch the main account.. Another thing I discovered really helps is taking advantage of EVERY cashback, coupon, credit card reward point etc, I just recently started taking advantage of my Bank reward points, and it covers 20% on my monthly 'essentials' bills. Third, if you have a shopping craving, its very difficult to stop cold turkey, instead when you get the urge to buy, buy something small- a hairclip, a soda, etc.
@dimplestoomany5 жыл бұрын
S F Just to name a few: what places or businesses have you received most of your rewards?
@juliab89925 жыл бұрын
Eh... this might work for some, when they are only strictly buying essentials... but when I used my credit card for ALL purchases to earn points, even when I tracked purchases, a day of shopping added up much quicker than i could imagine! I decided to "risk" 1 year of credit card cash back accumulation (for me- about $700 annually, or $27 per pay check) and I set myself on a tight cash budget. It was easy to eliminate $27 of pointless spending per paycheck, and I actually saved THOUSANDS last year, while making under $50k. Dave Ramsey makes a good point about cash being harder to spend because it physically disappears before your eyes! Also, you can't impulse buy when you simply do not carry cash except for what you PLANNED on buying (i still carried a credit card for emergencies like a tow truck - but never for an unexpected "good deal" while shopping). I was a firm believer in maxing out incentives as long as I paid off my balance every month... but compared to simply living with cash and really considering every purchase, no amount of cash back would ever convince me to switch back. Even using a debit card doesn't allow you to watch your wallet emptying... at least for me. I know everyone's got different levels of self control, just wanted to share the suggestion. (I still use customer loyalty programs -like punch cards or customized coupons, but I don't use credit cards for anything except online shopping, and I take that cash out of my purse as soon as I hit submit.)
@sarahichi39985 жыл бұрын
When I got a significant raise in pay I decided to save all the extra income and continue to live off the amount I used to get. It’s GREAT! The raise money accounts for a little over 20% and I get to live off what I was but I don’t have to put away savings from that amount 🙌🙌 Now I just need to get the grocery store spending under control.
@leafwatson94225 жыл бұрын
Love, love, love these videos far more than the "How I save $250,000 at 13." Power to those 13 year-olds, but some of us don't live with our parents and aren't money moguls straight from the womb.
@heleng52534 жыл бұрын
if you end up using your savings to buy new tyres for your car, its an achievement that you didn't use credit.
@rochellethundercloud3465 жыл бұрын
I wanted an iced coffee,so,I made one at home. Buy coffee syrup,creamer,etc.make it at home,for far less than coffee shops do
@Just-Nikki5 жыл бұрын
rochelle thundercloud I spend $6.82 a week making my own fair trade organic rainforest coffee at home instead of paying that much for one cup at a coffee shop ( and mine is being consumed by 2 people) these little things add up don’t they?
@rochellethundercloud3465 жыл бұрын
@@Just-Nikki absolutely. It may notseem like a big deal,but a dollar here,five there,soon,you're broke ,with nothing to show for it
@omegaturtle86265 жыл бұрын
This. I stopped buying coffee and tea drinks because i realize how much you can save when a pack of tea leaves enough for making dozens of servings is at the same price of two cups of the same thing. Also, try to reduce eating out and learning how to cook will help a lot as well
@Quettasbedhead5 жыл бұрын
I buybit from Marshall's/homegoods/Tjmaxx
@jessm44305 жыл бұрын
rochelle thundercloud this has been such a hard thing for me to do, but now I’m making that transition and I’ve seen a difference in just a few weeks. Sure I’m not Starbucks, but I’m not making them rich anymore.
@UrbanTroglodyte5 жыл бұрын
Since its an script, please upload subtitles too
@saraashkir57935 жыл бұрын
The speakers are usually fairly clear, so the auto generated subs are fairly accurate
@MJ-uk6lu4 жыл бұрын
@@saraashkir5793 Still helpful for deaf people to have completely correct subtitles.
@danawood81035 жыл бұрын
I read “your money or your life” in the ‘90s and it changed my life! I am now in my 50’s and reaping the benefits of its advice!
@dessibel86495 жыл бұрын
Ever since I started tracking my money, I stopped eating out. I’d rather make a sandwich at home then have to enter a high amount of fast food into my budgeting app
@BulletGramm5 жыл бұрын
What app do you enjoy using to track your spending, Dessi?
@RealJudyi5 жыл бұрын
#1 money blackhole for me is.....food (After bills/rent/gas) Yo....I'm a fattie
@annalyn99515 жыл бұрын
Same....😜
@justfun86774 жыл бұрын
Be attitude of gratitude
@TheChanelbelle5 жыл бұрын
This video applied to me so much...down to a T. Thank you for posting, I think the last point of patience is what I need to understand the most. I get overwhelmed with my goals and think I fail when I don't meet my savings goals...then end up spending more money. I literally just cut up my credit card after watching this video, so now I am forcing myself to actually save and not rely on a CC for last minute emergencies. This should also help with changing my spending habits.
@NA-vt6mz4 жыл бұрын
Chanel Wilson how is progress
@swicheroo15 жыл бұрын
Ask yourself what you want. Saving just to save doesn't have meaning. I came back from 3 years backpacking broke and 25K in debt. The debt was accrued not from traveling but while trying to get a job (my industry only hires once a year). Well, once I got the job, my goal became clear: 1) I wanted to pay off my credit card debt 2) I wanted to fix my 500 credit score 3) I wanted to buy an income property that I could use toward my retirement. I did all those things--paid off the credit card, got an 800 credit score and bought a triplex that initially cost 840K and is now worth 1.3 million. When I was clear about my goals, I found my solutions. My next goal is to buy another income property...and I am streamlining my life to make that possible. But I cannot emphasize enough that the kind of mindless passive savings technique outlined in this video is really not going to get you far enough. You need to ask yourself the hard question of what your immediate goal is. Everything falls into place when you focus on that.
@ashleyg..4 жыл бұрын
Spunkymunky great advice! thanks for this :)
@madhatter9094 жыл бұрын
My immediate goal is to survive this virus! (and have a bigger emergency fund)
@misterhot91635 жыл бұрын
Throw loose change in a jar and once it accumulates, that's the amount you spend for the week or weekend depending on the threshold. Also leave credit cards at home. Believe me these new habits will pay off in the long run.
@amyflip5 жыл бұрын
This was so me.. i started my journey back in 2017, i looked at my expenses for 3 months and then the rest of the year was trying to find the right budget for my income and then 2018 was the year I started saving more and now 2019, im saving 30% or more of my income 😊 everyone can do it! So can you!
@Iamjustherek3 жыл бұрын
I’ve found that the “Separate Envelope” technique works very well for me, I just applied it to different bank accounts. So I have my main checking, my bills checking, my groceries checking, my emergency savings, my taxes savings, and my vacation/personal savings. That way I can use my debit card and KNOW that I’m not taking a chunk out of my bill money or savings, or grocery money. Luckily I’m with a bank that has no min balance requirements and it is ridiculously easy to open new accounts 😅
@linjoy935 жыл бұрын
I just did a excel sheet for tracking and comparing my spending on a estimation and real spendings. It is shocking me that every month has so many bill to pay and how much I have waste on uncessary items or over spending. ( I will try to be judgement free on my spending for this mont...as it has been half month already).Without a solid saving plan, I think is it so easy to be in debt. I have friends that is suffering and living pay check to pay check. Sometimes they even got o money mart to borrow, which it is worsen the debt. I agree with the author, we need to keep track the spending and try to find out what is unnecessary spending then hope to correct it. Another way I will suggest is a side job to have more money flow in.
@tynebaker5 жыл бұрын
Alternatively to an account at a separate bank you can put it into higher interest savings account or investment type account (canadian example: Tax-free savings account) that require more effort (eg. phoning your bank) to transfer funds. The additional benefit here being more money from interest or tax savings. Yes you have to phone once or twice a month to transfer into them, but it’s easier to leave it alone once it’s there and you can still see it to watch the balance grow and feel the self-appreciation of it.
@m_here1 Жыл бұрын
Best advice I ever received: when you get a raise, don’t raise your standard of living to match it. Don’t immediately buy more expensive clothes or a bigger house. Save the money and give yourself the flexibility you need for the future, whether that’s saving for retirement, funding your kids’ school, or taking a lower paying job because you enjoy the work more.
@PenniesNotPerfection5 жыл бұрын
Great tips! I definitely agree with the separate savings account. We actually like multiple separate accounts. Put the money away and ignore it!
@goblue44fyi4 жыл бұрын
Setting aside $10 a month now is better than waiting for a larger salary that "allows" you to save money
@carprincess5 жыл бұрын
I always feel like I'm such a failure when it comes to managing my finances, but I do my best to follow step four and five when it comes to learning how to better manage my finances
@kiterafrey5 жыл бұрын
I promise you it’s not embarrassing, nearly everyone who has savings at the same bank has at least once done this for a stupid reason, everyone. Period. If they say otherwise they’re lying. Don’t be embarrassed you’re human, and by making that mistake you learned and improved yourself so it’s just a lesson not a failure.
@madhatter9094 жыл бұрын
that's what savings is for...when you need it. I transfer back and forth when I need it.
@jennywu735 жыл бұрын
I like to buy things with cash. Unless , it's online. My parents never used credit cards except the banks debit. I keep my petty cash in envelopes.
@jakepatchogue94785 жыл бұрын
Well said. I particularly agree with the separate savings account.
@jddiggy23434 жыл бұрын
One thing that has helped thus far since my income has gone up is keeping my expense for the most part the same. Something this person did not do and she suffered for it when you income increases that does not necessitate a complete life style change my advice keep your expenses the same as much as possible and make a plan for the things you either want to do more or the things that you want, that cost money you didn't have before see how it fits into your budget plan accordingly X out anything that does not fit, or an unnecessary expenditure that might not truly give you fufilliment and Joy. Another thing that helped me in my savings goals was saving all of my unaccounted for income and by that I mean things like my tax refund, any quarterly or yearly bonus money or side hustle money or even cash back rewards from my credit cards basically the money I do not expect to get every month and spend every month. I use this bulk up my savings or to use in investing. P.S. I know she mentioned using an excel spreadsheet or an app but didn't say which app she's but when I started to track my spending my intentionally I found that my Bank's app would list what I spend each month and separate them into categories and then I could select the category and see what I spend and where in the category and make a plan to either spend less there if it was a trend or determine that maybe this was a one time purchase so definitely check your Bank's app for that feature and if they don't have it in a review add that as a recommendation and give to one star someone will see and it will put on someone's radar and if not you can always do it yourself with your monthly statements that part of the reason their there. Unless you happen to pay cash a lot then your journalling everything by hand what you bought and price and category, but that's a perk of using card for most things and you can pretty use card everywhere it is great perk plus you get into the rhythm of that when you do use cash you can easily track what it was for each month.
@AmberRen5 жыл бұрын
The three month milestone is huge! I started to reach burnout/lost hope with some of my goals and this is such a valuable tip! Love your story and thank you for sharing!!
@Lady.Luck.5 жыл бұрын
I do the same thing with my checking and savings. It's too convenient to convince myself I will just cover a charge from one account to the other
@hollygee43985 жыл бұрын
Chelsea, I hope you know how important and helpful you are. 😘🤗
@WhiteHatDance5 жыл бұрын
You have to interview Ramit Sethi on your channel!
@ayomidecole4 жыл бұрын
Patience is really key, and using financial setback as learning points
@angeleyesEY5 жыл бұрын
Its like you guys can read my mind! I have been looking for tips on saving and being more financially secure and this video was exactly what i needed :) thank you
@Churros16164 жыл бұрын
Love the colorful thumbnails and thanks for the great tips!
@JohnDoe-wz4cc5 жыл бұрын
No, the #1 tip is DISCIPLINE. People have NONE and live in a world where you take everything in the NOW and look NOTHING FOR THE FUTURE.
@akpanemma4 жыл бұрын
"it takes time to change habits." thank you, i needed that.
@evelynsaungikar94493 жыл бұрын
If you have to pay fees on your chequing, it’s better to keep a balance there than a savings account. Once you attain that balance, then start a savings account, and never touch that balance in your chequing!
@mireillelebeau25134 жыл бұрын
It is now quite easy to save money, because all the retail stores on my street are close or out of business. (Covid19 crisis)
@IrishMorgenstern5 жыл бұрын
Can you guys maybe do a video from a single parent view? Many of your views are single, childless people. Which is awesome, but not always applicable to those of us with kid(s) or other dependents.
@IrishMorgenstern5 жыл бұрын
@@freefree1664 they are a married, two income household. Not a single parent situation.
@cherylT3214 жыл бұрын
IrishMorgenstern. Watch “Coffee with Kate.” She is a stay at home mom with two children, living on about 30 thousand a year. She feels like she lives like a queen! She has lots of money saving tips and words of wisdom. I think you will like her and learn a lot!
@IrishMorgenstern4 жыл бұрын
@@cherylT321 she owns multiple properties simultaneously. She also homesteads, which means she has land to invest in. Most millennial single parents cannot do this. I will never be able to own property because of my debt to income ratio. I can get a great credit score by being careful. But without a proper ratio, I can never own land. Poverty is generational. We already know to buy at thrift stores, eat the food no one else thinks of, do without or make it yourself. We grew up like that. Poor kids don't have to be told the value of a side hustle. We have been working since 14 or 15 to eat. I already know how to forage for food and sew my own clothes, work on my own car, etc. That's easy. What isn't easy is understanding what other tools maybe out there. Are CDs the only low entry investment opportunity? Are there tax forms or policies more impoverished people could take advantage of? What financial options are available when you have no collateral? Again, even if I have a paid off car, I can't get a loan for even $1000 because I have a high income to debt ratio and my car is a 2002 CRV with 320k miles. Poor people ain't paying off expensive collateral options. This is something I would see if a talented accountant with access to other talented people like Chelsey to possibly explain or elaborate on if there are solutions.
@michaelgurmawan90485 жыл бұрын
How do you edit/create this video??
@kaijumecha57665 жыл бұрын
Buy a house, save all of your rent for mortgage, and most of the money well spent!
@nits_koh4 жыл бұрын
Nice animation video. What tools did you use?
@pb.j.17534 жыл бұрын
Number 3 works wonders for me. I should've done it 10 years ago.
@andreyklysheiko5005 жыл бұрын
you put 20% percent of your income into your savings account every month, what about 401k and stocks investments?
@LostMySauce5 жыл бұрын
You'd be better off putting it in the S&P 500 index with an average growth rate of 8%
@cocodakilla3 жыл бұрын
Always try and save even if you earn little amounts. If you keep putting it off, no way will you ever get there. Even better, as soon as you start, invest even 100-200 dollars into the stock market. It will make you a millionaire in older age even if you spend most of your paycheck later.
@gaellehubert60605 жыл бұрын
Does wealth simple work in France ? For non US citizens
@jennifershay89805 жыл бұрын
Ellea Hub no it doesn’t. Sorry.
@MarielaMerino5 жыл бұрын
I’ve been really frugal and good with my money these are great tips anyone can do. I also share a few on my channel on saving money 😌
@BubblewrapHighway5 жыл бұрын
Try not owning a car, that is a huge money sink. I've never had a car or driver's license and I turn 30 next month. You can walk, bike, take public transit and get rides from family and friends.
@RealJudyi5 жыл бұрын
I would love to do that but the closest bus stop is 4 hours away walking....some people dont even get the option
@Cheers.-5 жыл бұрын
12$ is already expensive Riche people problems
@VulcanOnWheels5 жыл бұрын
2:49 ...which is not a problem if you have self-discipline! Although I will grant you that you need to leave enough money on your checking account.
@MrTentaclesHasAllTheTalent5 жыл бұрын
Why can't all the videos on this channel be like this?
@inactiveaccount7535 жыл бұрын
This is the longest advertisement I've ever seen!
@dorethacoleman41415 жыл бұрын
I enjoy the channel enough to subscribe. I've noticed your language is getting more and more casual. I don't appreciate the 'F' bombs and other colorful words I've noticed happening more and more lately. Thank you for the effort that goes with creating an informative channel.
@aa925 жыл бұрын
Nice advice...
@ArghRawrWhoa5 жыл бұрын
Ok
@joycegonzales49944 жыл бұрын
I loved that book
@angelicaxavier50535 жыл бұрын
I'm not American, sadly I can't invest in WealthSimple. I wish I could
@CaribbeaNaijaGoddess4 жыл бұрын
Angelica Xavier yes you can..
@jazz9914 жыл бұрын
Great video 👍🏽
@olalila21735 жыл бұрын
Great video
@Quettasbedhead5 жыл бұрын
Always hearing the same small changes across the board
@maryrupa76494 жыл бұрын
Super video...that's for the realli valuable inputs...
@maryrupa76494 жыл бұрын
Really*
@chelseashurmantine81535 жыл бұрын
This sounds like the girl from two cents
@LOLEliSays5 жыл бұрын
Amazing video!!!
@rayb68525 жыл бұрын
You don't see it you don't have it mindset.
@lenkadimitrijevic34185 жыл бұрын
Please use less sound effects, it's painful
@summertime695 жыл бұрын
Offically unsubscribing. I've been watching videos on this channel for 6 month. Literally 0 pieces of advice has ever been helpful. Every video says "dont spend as much" without addressing that most Americans run a deficiet just trying to pay rent and transportation.
@deadmansfire5 жыл бұрын
Side hustle would be their answer. At the end of the day the only way to save more money is to earn more money
@heavythinker165 жыл бұрын
So true. It gets redundant when you've been subscribed for a long time.
@aleskamanzo8245 жыл бұрын
And why do you need to announce it to the world? Just unsubscribe and that’s it. What’s not relevant to you it is for others, just go and find a channel that suits you better, you can’t expect everything to be tailored specially for you, specially when it is for free, your not paying anything so why the need to leave negativity in her video? Some people feel so entitled and think the world revolves around them, but sorry to disappoint you, that’s not how it works... You are the only one responsible for the situation you are in, I don’t understand how some people manage to live only paying rent and transportation, I know people who work as house cleaners, construction, etc., with no proper education and own houses and cars, go to restaurants, etc., it’s all about choices and discipline.
@lorenavalenzuela135 жыл бұрын
BYE KAREN!
@BlooWolfy5 жыл бұрын
Some people have budgets so tight that they can't save money. For them they need to look for ways of getting another line of income. If you can't save you can't save, but some people who think they can't actually can & this channel is for them.
@Cuppachats5 жыл бұрын
This is great! Thanks!
@llamaliammm5 жыл бұрын
I feel like im a bit late in the savings game. Im 17 and just about to start a savings account, kinda wished i had started a few years ago. Bloody hell, i just realised how much shit i spent on useless stuff with my pocket money
@LynnaKatriel3 жыл бұрын
17 is actually not bad! I definitely was not saving at that time in my life and I didn't get a job until I graduated (which I don't regret)
@nadiaheng65475 жыл бұрын
great stuff :)
@flynnfranklin21874 жыл бұрын
Loss are Jobs!!!
@flubohooligan5 жыл бұрын
The Financial Diet: Boldly tackling rich white people problems God I wish they would make a channel for those of us with real financial problems.
@djmove24 жыл бұрын
As much as I love the information from your group, I much prefer a live human being talking about the topic. I have no patience for these dictated written-out videos. They do not engage me in the same way and I can read much faster than the disembodied voice in talking.
@lee-133 жыл бұрын
If you can’t manage $1,000; you won’t be able to manage $10,000!
@river81425 жыл бұрын
This video format felt so robotic and impersonal :/ idk I didn't enjoy it as much as the other videos that come from this channel
@RealLifeMoney5 жыл бұрын
Tips are a great way to save 20% by not paying them (not saying you shouldn’t tip your waiter 😜)