Millionaire Reacts: Living On $38K A Year In Charlotte, NC | Millennial Money

Today we’re reacting to CNBC Make it: Millennial Money | Living On $38K A Year In Charlotte, NC - Enjoy! Add me on Instagram: GPStephan
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[@vijeykumar7429]

Why people watch his videos: 10% for financial advice 90% because of how amusing it is to watch him get so worked up over other people's spendings!

[@ld8503]

Vijey Kumar 🤣🤣

[@bryanfeliciano4102]

I live for it XD

[@scubapika5150]

It makes me laugh so hard. I love watching him freak out over what people spend money on. It makes me happy.

[@katy3901]

Yes!! Also, it's a great combination of that and self-assurance for me, because I think of myself as quite smart with money. Like, I'm sure he'd still find something to get very annoyed at me for, but I think I could justify every purchase I make.

[@peaches3196]

Or it could be both

[@candy2325]

I started budgeting three months ago and now I’m addicted . I treat it like a game. Every time I see the numbers go down in my debt I get this crazy high and wanna keep going. I have one more payment for my credit card and I’m done with those. I check my bank account everyday and always planning on what to spend for my cash envelopes lol. That girl is crazy spending $600 on organic food. I literally buy lentils, jasmine rice, coconut milk, spinach, etc for stupid cheap a week! Under $30

[@lookafterthepennies9835]

Candice Dodd cash envelopes are the best 🙌🏻

[@pinkstrad]

I recently started using an app called Daily Budget. I set a weekly spend budget and it shows me what my allotment is each day. If I overspend, my daily balance is negative and when it resets the next day my budget is lower. If i have a no-spend day, the following day’s available balance is higher. It really works for me because it makes it a bit like a game and makes me more aware of my spending since I have to enter every expense myself.

[@candy2325]

@@styxhisdicksahammerdyxdyxd8467 yea at the time I posted that comment I was spending such a small amount of money but I have increased it to $60-$75 which was way more realistic lol

[@TheRobojay]

wow I spend well over $100 a week in food. $30 is so little. Not sure if I want to change that though. I like eating well and buying quality food. almost all my expenses are rent and food though. They are almost the same and I spend almost nothing aside from that so I'm able to save a lot.

[@AminiumMusics]

Graham you should go and start a company called 30 cent iced coffee and keep that sweet 10 cent profit ahah!

[@D1GItAL_CVTS]

Nah, start a company called 20 cent iced coffee, and sell it for $4.97

[@Coeus9048]

@@D1GItAL_CVTS Ah yes

[@elmateo77]

"It's not about making money." Graham: "THAT'S NOT HOW YOU RUN A BUSINESS!!!" That was great :P

[@sabrini13]

I watched it at 1.5 speed and it was hilarious hearing him say that lol

[@breakfastatkimberleys]

I read your comment at the exact moment Graham screamed that at his laptop 😂 Too funny

[@JJJJSF]

Don’t lie Graham, we know you check you Mint account at night because it’s off peak time!

[@darkstar9844]

That's the part that gets him even more excited

[@allamasadi7970]

😂😂

[@kalo0806]

Totally chuckled

[@mylesgray3470]

No worries, he runs off the laptop battery during the day and recharges overnight!

[@manictiger]

Remember to bulk buy old coffee right after a new harvest season has passed. It might be half a year or even a year old, but you'll be able to drop the iced coffee down to 15 or even 10 cents!

[@Boltazzes]

Her : I went to Charlotte and couch surfed Graham: rent in New York is expensive

[@heatherjournagan3300]

lol I noticed that as well.

[@NickFaulkner]

Okay, I'm glad I'm not the only one who heard that.

[@WoWKoest]

I had to rewind to be sure lmao

[@ghineskygonzalez7541]

He probably read NYC instead of NC

[@gavinallen540]

@@ghineskygonzalez7541 in the original video, she mentions NYC right beforehand, graham just cut it out

[@carylhalfwassen8555]

The young lady should have tried to be hired as manager of coffee shop to get really acquainted with what is needed to be profitable.

[@imjustagirl60]

Why is he getting so upset that she’s not making a profit? She’s not making a profit because people are listening to you and making 20 cent coffee at home! This is what you wanted!

[@zoe-bt4bq]

Thats so true. Like he said, conflict of interest

[@La_sagne]

then she shouldnt do the business. if the market isnt there

[@marilynm3551]

Hahaha 🤣

[@TheOneKnownAsTheGoat1234]

I just live for the way Graham says Millenial Money 😂

[@tommymack3210]

love

[@usagui5903]

Me too 😂

[@mrspartan671]

Rebecca Osei LITERALLY WAS THINKING THE SAME THING. I NEED HIM SAYING THAT AS A RINGTONE

[@hdinnora]

So funny considering he is a Millennial!

[@_brandonTV]

This is definitely facts.

[@lifebeingcherry]

Rice and Beans are cheap! Being vegan is only expensive if you make it expensive. Same with any other diet... For 2 people I spent $55 for the week on groceries. It wasn't organic and almost all of it was whole food. Organic and eating out is what's killing her food budget.

[@lifebeingcherry]

@@contentlyshane Some organic foods are worth it if you can afford it like the dirty dozen. Buying local conventional foods can be just as healthy and cheaper also. They didn't give specifics in the video of what she was buying or where she eats out. I think my point is no matter what diet/lifestyle you follow it can be as cheap or expensive as you make it.

[@jeppep95]

how long will you last on only rice and beans?

[@shahfinancialsapeur2693]

Tell them again! By eating vegan, you supposed to be saving so much money, why would anybody pay more for eating less?

[@kierstonclymer7432]

jeppep95 all he was saying is that it’s one of the cheapest meals you can make but there are a variety of cheap healthy vegan meals you can make in a week under $20

[@SGast]

@@jeppep95 Add in some vegetables, fruits and nuts and seeds and you have a pretty healthy diet that a lot of people eat in poorer countries when they cannot afford meat and fish to substitute it. No one will literally only eat rice and beans but they can be a great way to get the bulk of your calories.

[@robertlemonsjr]

I finally found you. I have been confused in the Millennial Money comments for months now. Explains a lot.

[@amytorres9573]

Graham should make a video about college students and how to budget and invest. I am struggling.

[@carylhalfwassen8555]

Double the recommendation for Dave Ramsey for the simplicity of implementation and the constant encouragement for challenged indebted viewers/listeners.

[@dandotvid]

You went to college, there's your problem. ;) Kidding, if you're going for something you're passionate about then the investment is worth it.

[@DanielIles]

I am not even subbed to CNBC anymore because I know I will see the best of their content on this channel anyways

[@myopinions1]

Rotfl

[@myopinions1]

I just skip millennial money.

[@paolaobispo8793]

I used to watch the original as well. I wonder if all of these reaction videos are going to ever run into copyright issues.

[@pawsnotclaws2772]

Daniel Iles - Small Business lol ikr

[@lushpapaya9932]

@@paolaobispo8793 Its under fair use

[@CharMeezy21]

B.S. on vegan being the reason she is spending 600 a month on food. I am vegan and spend about 120-150 a month on food. She need to buy some whole plant foods and cook at home. Don’t buy prepackaged vegan options, just make it yourself. And don’t shop at Whole Foods, other grocery stores sell organic produce as well

[@siimmy14]

CharMeezy21 I spend less than 100 a week for both my husband and I. We started as junk food vegans but learned to eat healthy. I cook a lot from scratch and meal prep. I know that not everybody has time / skills for it but I find it hella fun

[@nikkinoos82]

I just found out what a junk food vegan is. I just started the Mediterranean diet and decided I didn't want dairy or gluten either in my new way of eating. I've been purchasing a lot of gardein products & such. I still feel like I'm eating junk food

[@fregger74]

So true, me and my gf together spend like 100€ a week on food as vegans. It's actually alot cheaper than eating meat when you just buy whole plant foods

[@XTrumpet63X]

Organic doesn't have anything to do with being vegan though, does it?

[@nikkinoos82]

ty for the suggestion, I'll check him out.

[@poloBMS]

You should name your coffee company “gram for gram“.

[@scubapika5150]

Hipolito Ruiz awesome!

[@freshpieforsale]

Hipolito Ruiz sounds like a different kind of business

[@18aplateindoors]

fresh pie 🤣😂🤣😂🤣😂😂😂

[@AngelofHogwarts]

Gram by Graham.

[@hi-wn5bk]

@@AngelofHogwarts i like that

[@butterflyinflight85]

There's a big difference between spending $4-$6 everyday and going out occasionally for coffee with friends. Even if you spend $6 once a week. that's still not that bad. It's only when it's several times a week that it's an issue.

[@jacksonhall5725]

Yes, I spend a day a week at a coffee shop on weekends because I don't work productively from home. I spend $5-6 on coffee once a week and I consider it as not just a cup of coffee but a place to be

[@MK-is4xm]

Who in their right mind spends that much on coffee?

[@jacksonhall5725]

@@MK-is4xm I would never pay that much for a to-go coffee. I grab my drink, sit down, and bang out four hours of chemistry labs. I'm paying for a space to work, to charge my laptop, and to exist in a productive space outside of my bedroom and the overcrowded campus library. It's a good ritual and I'm willing to drop a few bucks once a week. For the other days, when I'm making my chai or my decaf on the way out the door in the morning, I'm spending 20-25 cents for a 20oz thermos full

[@katy3901]

@@jacksonhall5725 Totally agree. I'm at uni too, and when I'm writing at weekends I go to a small cafe quite close to campus. The music is perfect, it's calm, and it makes "fogs"; steamed milk with a teabag and some flavouring. It's the best £3 I spend all week, and often my friends are behind the till.

[@MeladVlogs]

“If you’re going to spend money on something have it be your health”... hasn’t bought a vegetable in years 😂😂

[@shepardbrostv]

That's what I was thinking 😂

[@em4672]

I'm vegan and even eating 75% organic I only spend about $200 a month on food. She is not spending that money because shes vegan. I honestly dont even know what someone would have to be buying to spend that much on food in one month. She must be eating out every day.

[@shahfinancialsapeur2693]

Seems about right. $600 sounds like eating out.

[@racpatrice]

Are you from the same area she is? Could it be that food from her area is more expensive than yours?

[@SmolaniAshki]

Jesus Christ is Lord it’s North Carolina, like NYC and California are way more expensive

[@elexust730]

Jesus Christ is Lord NC is not expensive

[@zacht9805]

Lol right? I can eat vegan at chipotle every day of the month and still only spend 300 bucks. How do you spend 20 bucks a day on food while eating at home at all?

[@alextruss]

Why did he say “New York’s an expensive city” when she lives in “Charlotte NC”.

[@charliee4287]

I think she moved from New York

[@orlafennelly7112]

In the original video she said she couldn’t move to nyc Bc of the HCOL. She moved from Florida.

[@mr.casual2304]

"Health is important" Graham ~ proceeds to buy the cheapest food humanely possible with God knows what inside.

[@analogueapples]

I thought the same thing, eating trash just generates huge hospital bills.

[@maylammarie]

It is not expensive to be vegan, but it definitely CAN be.

[@hottea1]

Mayla facts

[@tomd8019]

Right? I eat vegan and spend $100/mo on food.

[@shahfinancialsapeur2693]

@@tomd8019 Same here! I do NOT spend a lot of money on food. I cook faster, eat healthier, and save way more..

[@angierose1143]

It can also be expensive to eat meat if you eat steaks every night. If you budget it right vegan can actually be cheaper

[@Torischannel1]

I'm vegan and I shop a kroger for about 70 bucks a month.

[@leasttoxicreyna]

Guys, go watch the original Millenial Money episodes, so they get more views and CNBC posts them more often! Like so others can see

[@mg2619]

The only reason I get anxiety from making a budget is to see how little income I make to cover all essential expenses!

[@izzie.bellie]

Find the blessings in that. You are able to cover all of your expenses:D and also save the rest you have, it will add up. Good luck on your financial journey! 💕

[@walkermorales337]

Depending on your situation there are ways to decrease expenses. Caffeine pills are cheaper than coffee you can make at home, having roommates can decrease rent prices, and only buying stuff at groceries stores that are either already cheap or on sale can save in food expenses.

[@christineloader1835]

graham: one pro of living longer is you can make more money 😂

[@lukeholland8083]

Graham: Enjoys the social aspect of getting coffee At the coffee shop, Graham: brings a flask with his 20c iced coffee.

[@carultch]

I just read your comment in Brian Griffin's voice.

[@NeshaNichellee]

I spend 100$ on food and it’s vegan 😭 some people just don’t know how to shop

[@WithLoveBrianna13]

Nesha Carter exactly I’m not fully vegan but I do buy vegan products and try as much as I can to stay away from dairy. Mostly just pescatarian but I just went grocery shopping for the week and only spent $63.00... that’s breakfast lunch and dinner for 6 days! I meal plan and don’t eat out all week! $600 is ridiculous

[@PrettyLuckie]

Seriously! They should NOT be buying substitutes all the time. Also, I personally find organic food a rip off and even worse for the environment. Lentils are like a buck a pound.

[@ilikestew5719]

Maybd it's a lot more expensive?

[@geoffreywoodland1672]

The meat substitutes do add up. I’m trying the meat subs twice a week and beans, sweet potatoes, etc the rest of the week. You can get lentils, rice, potatoes mad cheap

[@geoffreywoodland1672]

PrettyLuckie organic is a rip off on some fruits and veg. Berries should def be organic but folks need to research items where organic is not essential

[@leelowe1]

I'm curious to hear an update on this young lady. I agree 100% that no matter what, you have to have health insurance (even if its crappy) and an emergency fund. Money is not life but you have to realize that money provides access.

[@aleks6244]

2 Vegans can live on $600 grocery bill while going out to eat/drink once a week (from my experience) . Makes me wonder what she’s eating lol

[@mecheckraise]

She can spend hundreds for tattoos but health insurance is not affordable. Yikes, Yikes, and triple Yikes!!!

[@dindog22]

tattoos aren't cheap that's for sure

[@Framlii]

I hope not but... wait when she going to get very sick and haa to pay 100k for treatment.... or gets pregnant. Bye bye 10k

[@sarahjarrett8004]

@@Framlii As a woman who intends to have kids in the future this was my first thought! How do you even begin to pay for those costs without insurance

[@shsltruecrimeenthusiast571]

@@sarahjarrett8004 She can get government assistance if she becomes pregnant. She just needs to get to a clinic to get an "official" pregnancy test done and send the documentation to Medicaid. Her income is about 5700 dollars too high to qualify, but considering her coffee business is costing her money instead of making her money, she may be able to state a lower income, and she'll have to tell them she's a single mom so her boyfriend's income isn't included.

[@laelakarimi]

Not everyone wants children.

[@chrisglaze1410]

Graham I just finished your KZbin creator studio course and loved it! I’m going to sacrifice trying to get top comment today and give you some feedback on your course. There were a few things that I thought of that you might want to consider adding: Hashtags, Adding closed captions for the algorithm, Should you watch your own vids, and creating an S-Corp for monetization. All in all though it was almost flawless and I really did feel like I got to know you on a more personal level. Thanks!

[@TheBeefyBoy100]

Looked at your channel. Thumbnails and titles look really good.

[@chrisglaze1410]

Thanks Griffin! I always put them next to a list of them to make sure they stand out

[@rajusenthilkumar2137]

GRAHAM, you have to collaborate on a video with Matt D'Avella, as you're both in the list of my favourite youtubers and you should also discuss minimalism along with Matt's view on debt!!

[@LuisReyes-uy5hk]

Your face when she said “ I’m not making a profit” dying 😂😂😂

[@kotamundaca3398]

Actually eating vegan at home is cheaper.... just sayin, i’m not vegan myself but i try to eat plant based as much as i can and it’s cheaper for me. And I’m not starving myself or eating salads all day.... it’s just budgeting, graham...

[@zacht9805]

They spend so much on food by choice for sure, beans and rice are the cheapest foods out there and a block of tofu is 2 bucks

[@Anna-lw5hj]

It's only the "vegan meat" and the "vegan cheese" that are so expensive. Pasta, rice, beans, grains and vegetables are cheap.

[@kittycoutourxxx2706]

Vegan diets are normal diets without meat. That should be cheaper

[@lttlod1]

Exactly! I do the same thing and I've noticed that my groceries last longer, are less expensive and I eat well. I don't buy too many of the fake meats and cheeses though.

[@delevator8755]

Most people who know nothing about eating plant based think it's exorbitantly expensive.

[@ryanszczecinski9276]

React to joma tech's "how I spend my 250k software engineering salary"

[@CryptoJackk]

YESYESYES

[@StraightCrypto]

Yes!

[@phaberest_]

Is he pregnant? 😂

[@Brucelee89896]

yess

[@mariwinward]

I really like watching your reaction to these and the glamour videos. I’m currently on a binge and you’re giving some really great advice. It’s very motivating. I’ve already gone through my bank statement trying to narrow down monthly costs that I can reduce and cut and am excited to continue binging the rest of your videos and seeing where this financial journey takes me!

[@shaunohara284]

This video is so pure! When he bought her coffee at the end I nearly shed a tear y’all 😭

[@melysadeon1739]

Being Vegan is much cheaper than a regular diet if you eat "whole foods" , dont eat a lot of processed/ boxed items. Trader Joes, Aldi, and farmers markets are the best for organic and prices.

[@Beastmode1234567able]

Getting anxiety while budgeting is like checking the scale during your diet. You only get scared because you know you cheated.

[@verybadminimalist8446]

damian Regalado not always... I get nervous looking at my credit card statement e.g. I just made $500 purchase that will be reimbursed by my employer and $400 clothing order that I will return 80% of... but they still reflect on my statement right now and it freaks me out lol

[@mohnjayer]

“My dumb friends have school debt but I’m smart because I have a different kind of debt.” -this girl

[@michellepaul8514]

She’s right though. Their debit is a lot more than hers and in the long run most people are more successful with starting a business than just getting a college degree and working a normal job.

[@poipoi63]

@@michellepaul8514 Except she has credit card debt, which has hecking high interest, while student loan interest rates are actually pretty low. And based on the way she's going, she's probably planning to put 3 more years of business expenses on her credit card, which is going to make her debt balloon to ginormous proportions.

[@MegaJohnnycage]

Right her parents clearly paying for everything for this girl, even paying for her to do her little coffee hobby instead of actually working a job. Living in a fantasy land this girl.

[@yilbertogomez8451]

“That’s why I’m not vegan. I don’t want to be gouged” yeah that’s the reason.

[@nateray6190]

Graham: How do you spend $600 on food?! Me: you’ve obviously never had the munchies

[@autohelix]

I fully agree with you. I could spend $600 on sandwiches at a grocery store. Finally someone gets it.

[@TheAkwardOreo]

Graham: Someone must be listening to me Also Graham: *literally has microphones and a camera in the room*

[@solascripturaPR1517]

Oh........no........!!!!!!!! #PrivacyAct

[@tylerrook4204]

Plot Twist: Graham doesn't actually know that he has is uploading these to KZbin, these are just videos of him talking to himself in his garage

[@Olialiv]

I can't get enough of your vids!!! Really good and informative!

[@tokiobabe99]

Gotta say I LOVE that you bought this girl's coffee even though you're talking about her "Millennial Money" episode on your door. That's really cool that you still support her trying to create her business.

[@clANAnett]

Graham, she lives in North Carolina, not New York 😂 you need more coffee, pour up!! ☕️

[@rachel107511]

Vegan food is super cheap to make. It's when you buy the processed crap when it gets expensive. Making lentils, beans and chickpeas the protein saves so much when you cook from home. I'm not vegan, but I meal prep my work lunches and meals at home vegan. It allows me to eat out more frequently and still make my food budget under 10% of my net.

[@MegaJohnnycage]

The life of the upper class. There's the line "I get help from my family", so she is being subsidized to do a hobby instead of a job. She does not have a job, she has a hobby, get a job and do the coffee as a side hustle.

[@serenitybarry4679]

My heart melted when he bought her coffee 😍 how sweet!!! He's such a good guy honestly

[@matthewalvarado175]

You can be vegan and eat cheaper than meateaters! It all depends on how you do it. I've been vegan for two years and never spend money on the expensive fake meats or specialty restaurants. I spend only $200/month on fruits and vegetables.

[@lindseyvelveeta2156]

Because vegans eat slave grain food

[@Framlii]

I spend 200 dollars monthly... for ....two vegetarians...and we buy "fake meals".

[@matthewalvarado175]

Lindsey Velveeta there’s more “slave food” in animal agriculture than plant agriculture

[@casperch]

Slave grain food? Really? Does your food choices make you so insecure you have to allude that vegans are eating slave food?

[@DrShonto]

@ Framlii…you’ll be nutrient deficient over time, for sure!!!

[@erinconnelly4655]

If you only buy the processed vegan food, it's going to be expensive. But a lot of food is accidentally vegan and not that expensive at all.

[@mphomolapo1562]

Homecooking is where it's at! That's how we've been killing our credit cards & losing weight 👛🍩💁😜

[@cuddlyarmadillo1306]

Bean it up baby

[@alexandraromanova369]

Beans are x4 cheaper than meat per gram of protein

[@ShinkuGouki]

Cool beans

[@La_sagne]

beans n rice, rice n beans

[@isabellapalacio4631]

Yepp but when it comes to the junky stuff it’s a lot more expensive for us vegans - so in ways being vegan and broke legit forces u to be healthy cus who has money for impossible burgers

[@cameronfrench1029]

You are absolutely right. It's too bad so many Vegans go for the expensive meat substitutes instead of cooking on their own which is always going to be cheaper regardless of diet.

[@monicamccue6483]

That was so nice of you to support her business :)

[@KITTYKITTYBO]

Vegan couple here- $125/month- it can be done.... of course we could spend more if we weren't budgeting with a purpose. We're not going out to eat all the time and not buying the high-end vegan products. There are plenty of vegan foods that are not marketed as such. Please don't let that $600 a month discourage anyone LOL

[@casualdrifter5226]

KITTYKITTYBO how.? I

[@KITTYKITTYBO]

Casual Drifter I meal plan, we have an Aldi and Walmart... meal planning is the key. And not buying a lot of expensive meat replacements. Search KZbin for cheap vegan meals, you'll find a lot. Take Care!

[@andrewkaplanc]

She doesn't live in New York, she lives in Charlotte. I'm not sure about rents there but I would think 530 per month is still good but more normal EDIT: she does split the rent with her boyfriend

[@WithLoveBrianna13]

Andrew Kaplan $530 a month is cheap! I live in Charlotte and I pay $1300 for a one bedroom.

[@condeni]

She pays half of the rent, and her boyfriend The other half. Watch the original CNB VÍDEO

[@Vincetagram]

I live in columbia about an hour away, yeah thats super cheap

[@andrewkaplanc]

@@WithLoveBrianna13 she splits the rent with bf

[@shahfinancialsapeur2693]

@@WithLoveBrianna13 Yikes! That's not too far off from renting a room in NYC.

[@aileencrane7700]

Graham I’d love to see you review some family budgets. I love the millennial money episodes but I’d also love to see what an average family of 3 or 4 spends their money on every month.

[@bumblebee6825]

It takes a long time for small local business to become profitable enough to take a paycheck. I'm a small business owner who bootstrapped into it. 3 months in the business became profitable, but reinvesting to continue the growth is a must. This is why its sooo important to support small local business over chains. Small business really are the life blood of cities. They typically look for the cheapest rents placing them in areas that haven't yet gentrified. This draws more ppl and business to the areas which breathes new life. Please support small local first.

[@meganrosbury3504]

Vegan does not have to be expensive!!! Vegan staples like beans, rice, lentils, and frozen peas are literally so cheap. It’s the unnecessary mock meats that make people think it’s expensive. Avoid processed foods and cook yourself!

[@Warriorette12]

M R I really hope you’re not cooking yourself. Self-cannibalism is not necessary.

[@justalittlebitmo]

Buying tons of nuts and avocados can make it more expensive. Personal experience haha

[@justalittlebitmo]

But you're exactly right. It doesn't have to be pricey

[@makaylasmith4235]

12:35 Graham: “keeping a business lean is so important to making a profit” Her: “Im not profiting from my business”

[@drchtct]

Graham: "WHY WOULD YOU NEED 25K TO START A COFFEE SHOP?" Graham 1 minute later: "Setting up a COFFEE SHOP IS SOOOOO EXPENSIVE!"

[@monipl9095]

‘Sitting here just roasting her’ lol 🤣☕️ You’re so nice for supporting her business, I don’t think I have it in me to pay that much for shipping lol 😂 May the force be with her ✊🏼

[@wolfofdubai]

Moni Pl it’s great and push for her business. I am vlogging Finance (Daily Vlogs!) on my channel if you are looking for value content 🎥

[@angierose1143]

Lol review going vegan for a month and see how cheap you can be vegan.

[@sierrabird2460]

Two adults and a one year old. Similar income 300-400 including household items like soap, diapers, wipes, shampoo. At the grocery store.

I love when youtube worlds collide to each other and my favorite youtubers are mentioned. Its such a amazing moment like when Graham mention Matt Davella channel. Its happenig on youtube only for me and I love it 🙂

[@ashleydancer05]

You and Matt are two of my favorite channels. I was so happy when you said you like his channel.

[@bballsniper]

I want a series where Graham judges/commentates on my budget

[@zacht9805]

Vegan isn't expensive by any means, unless you just have to have the expensive mock meats, I eat at taco bell for lunch for 2 bucks, I probably spend like 6-8 bucks a day on food.

[@quadri87]

I so love reading comments on every published videos you do. That is the second reason why I love your channel. My first reason is the contents you produce. Take care of yourself!

[@fatimahalsalahi6499]

When your food budget is higher than your rent, there is a problem there!

[@trevor4533]

"Why does she need $25,000 to start a coffee roasting business?". Turns out commercial grade coffee roasters are kinda expensive.

[@scottyhaines4226]

Yep. Bout 20,000

[@Chipayon]

Who wants a Graham x Matt D’Avella x Thomas Frank collab? 🙋‍♀️

[@JohnsGuineaPigs]

Yessir

[@CarlosRodriguez-yd5fv]

I literally just watched a 30 minute ad and it was worth it. Lots of great info. And hope it helps your ad revenue.

[@texaspoontappa1239]

The way his face lit up when he saw the iced coffee was priceless😂

[@UnplayedGaming]

Vegan foods are less expensive than meat and dairy. She's just eating out every day on that budget

[@carultch]

Vegan foods are expensive if you buy what is specifically marketed to vegans. If instead you buy what is marketed to people in general, it can be cheap.

[@bsarioz]

@@carultch Usually but not necessarily. You can get soy based chorizo, extra firm tofu, black bean burger for cheaper at TJs than their non plant based alternatives. And of course, grains, beans, vegetables, fruits all cheap unless organic. But don't even look at the prices of organic meat.

[@NickPeitsch]

Noticed this Millenial Money video a few hours ago and thought “hmm.. I think Graham is DEFINITELY gonna make a video” 😂 Solid job.

[@sergiorosiquecaldas231]

I love you and your "Millonaire Reacts" videos. Lets go!

[@ScottADunn]

'Not that I'm selling coffee...' 1 year later, Graham is ready to launch his 20 cent coffee. 😂

[@sophiemcfarland6754]

That was really sweet of you to order her coffee. My gosh, I really hope she responds.

[@jackkaczmarski]

Watching videos on the Graham Stephan channel, only for a Graham Stephan Show notification to pop up. I feel spoiled with good content.

[@Favorites7144]

I’m going to start taking a shot everytime he says “20 cent iced coffee”.... I don’t think I’ll make it to the end of the video sober 😂

[@OverseerDan]

"...and late at night I go onto my computer and go onto incognito mode..." I didn't expect the follow up. Good job at giving me a laugh!

[@wdwgirl9206]

So Graham has been looking into how expensive weddings are...😜

[@grantwithers]

He's going to the courthouse lol

[@justinlaos3147]

I liked just because you bought her coffee! Cool thing to do 👍🏼

[@mbparina2589]

I just love the flip the table moments with graham! LMAO his outrageous bursts of astonishments 😂😂😂👍👍👍

[@Smiles_McGeee]

8:00 One of my favorite youtubers talking about one of my favorite youtubers. The internet is awesome

[@caseyj1144]

It’s so weird- vegan food is so much cheaper if you don’t buy snack foods, just cut out the meat and oats/beans/quinoa/flaxseeds/veggies are all crazy cheap. Kale chips-not cheap at the store- kale-cheap at the store. Not a vegan problem but a purchasing problem

[@Carlos-sh6iu]

I get my iced coffee from work for $0 😂

[@Zakerath]

Budgeting is quite *relaxing* to me and even one of the most relaxing things I can do during my work breaks. During the day I may think too much and get anxious about meeting my goals, but running the numbers makes everything clear. Even if I'm doing something wrong, it is made clear to me what to do differently.

[@wolfofdubai]

Zakerath yes it’s fantastic and fun if you do it constantly! I am vlogging Finance (Daily Vlogs!) on my channel if you are looking for value content 🎥

[@lydiaduncan712]

I’ve been waiting for this post for two days!

[@lydiaduncan712]

It has arrived 😁

[@wolfofdubai]

Lydia Duncan me too! I actually enjoy this more than the original. I am vlogging Finance (Daily Vlogs!) on my channel if you are looking for value content 🎥

[@briwelch712]

Can we have a series where viewers submit their budgets to Graham, so that he can roast us when we're being stupid?

[@escah9150]

Vegan does not have to be expensive.

[@RenoTrader]

when is the 20 cents dollar coffee going to inflate to 25 cents?

[@michaelbuczko4967]

Hey Graham regarding your question about roasting coffee - no not all coffee is sourced by a few different importers. Every coffee taste different depending on it's variety, it's elevation level at were it's grown at (south & central American, Africa, Veitnam ect). After the coffee fruit is picked it can either be a natural processed coffee, a honey processed coffee, or a washed processed coffee. After that the coffee is shipped to a coffee roaster and it's up to them to roast it at the right level of roasting the inside and outside of the bean to bring out it's natural tasting notes. source: I'm a coffee roaster by trade.

[@ccccccchhhhhh808]

Im so glad you mentioned the gym investment. People also should look around. My gym had this deal where if you put 1000 upfront you got 3 years, which is about$30 a month and it includes all the classes. Was a 70% discount.

[@markj2002]

Can you try do a video or interview someone who travels full time - what they're budget is and how much they spend on accomodation, food etc

[@cindy-ml7vo]

There are full time travelers that have KZbin channels and tell you their costs.

[@zacharyshelton4918]

Haha yes! I always enjoy watching your content! Great stuff as usual!

[@IAmJeka]

AHHH I GET SO EXCITED WHEN YOU POST... WAIT FOR IT... MILLENNIAL MONEY

[@christianantony2107]

Matt's channell is awesome, I've watched him for years!

[@waqarinnit]

I open the incognito tab at night too Idk what mint is 👀

[@IcemanRai]

I see you..... LUCIFER

[@mohammedmidlaj6623]

Graham is a person with big heart and his financial IQ is awesome.Quality meets Brains..Keep going bro

[@InvestingEducation]

Great info