7 Money Habits That Keep You Broke

[@asavannah7439]

It's easier to spend less money than it is to work more! Also: A lot of people don't need more money, they just need to spend less!

[@sophiep9938]

Indeed! My husband and I were doing the math recently: if we work overtime we only really keep about 60 cents on the dollar. Not spending a dollar is keeping the whole dollar (yes, I know we paid taxes etc on that saved dollar as well but still…)

[@nataliefontane]

The way I always think of it is poor is an income problem, and broke is a spending problem.

[@THEJENNIFERCOOK]

Hi Natalie! I hope you and your family are well 🤗

[@jessicawhitney4438]

Thank you for this video! I have friends that tell me that their husbands make so much money , but yet they are in debt. Everyone wonders how we can have no debt except for our home loan. Its a mindset and thinking outside the box.

[@THEJENNIFERCOOK]

Jessica, mindset is exactly the right word! 🤗

[@graham108]

Here a swipe, there a swipe, everywhere a swipe... hilarious 😆🤑

[@kimhazlewood334]

Good ideas. More of us need to focus on JOMO - The joy of missing out ✌🏾

[@THEJENNIFERCOOK]

Kim, I love that! ❤️

[@Joy-zp5lv]

Exactly what I did - I saved the money after I payed back my car and In September 2022 I bought a new to me car with that money. It felt soooooo good! And I´m still saving the money for my next one. Hugs from Germany ♥

[@THEJENNIFERCOOK]

That is awesome! Hugs to you 🤗

[@r.s.9025]

I am so good at rationalizing purchases and it’s keeping me from my goals. This was much needed, thank you!

[@THEJENNIFERCOOK]

🤗

[@joycegonzales4994]

It’s easier to eat at home if you know what your having that night in the morning, then maybe use a slow cooker

[@THEJENNIFERCOOK]

Joyce, I agree! Meal planning helps us so much.

[@bakhytgul4457]

Love-love-love the way you present information! Thank you for the informative video, Jennifer! i'm on my way to pay-off my debt and your channel helps a lot to stay motivated :) Keep up the great work :)

[@THEJENNIFERCOOK]

Thank you so much! I know you can pay off your debt. Stay focused, and it will happen before you know it 🤗

[@melodylewis1354]

Great video and advice. I do wants and needs. If i want it i save and pay cash if not don’t need it

[@jacobbenivamondez4460]

Great video , you literally talked about everything I need to work on.

[@THEJENNIFERCOOK]

Thank you so much!

[@lindamcteer]

Great video! I've made many purchases because I watched KZbinrs showing their Amazon Hauls, Dollar Tree Hauls, etc...Definitely not a good idea for me to watch those hauls, especially if it's kitchens tools and gadgets. Have a great Super Bowl Sunday.

[@susanf4857]

Same here! We are definitely influenced by the influencers 🤣 I am doing a low spend year and I've vowed to be more mindful of what I am buying and why. I did really well in Jan.

[@lovingsunshine3515]

Worst for me is the decluttering and organizing videos. Those influencers make me want to replace what I already have in order to have a prettier and matching containers and small kitchen appliances 🥴

[@lindamcteer]

@@lovingsunshine3515 I know exactly what you mean! The same thing happens to me.

[@lindamcteer]

@@susanf4857 Good luck doing a low spend year. It's difficult sometimes.

[@susanf4857]

@@lindamcteer Yes it is!! I tend to shop when I am stressed or bored.

[@beatricealcaraz5799]

Great video Jennifer have a great Sunday .

[@THEJENNIFERCOOK]

Thank you so much, Beatrice! I hope you and your family are well ❤️ Have a great week 🤗

[@marjiecleveland]

Great tips. I only eat out once a month and it’s more special and something I look forward to. I also put the income from a side hustle directly into a separate account and that’s strictly savings.

[@THEJENNIFERCOOK]

Marjie, a separate bank account for your side gig is a really smart idea! ❤️

[@agnesjuhasz7715]

You know what really surprised me? It was how much I saved when I stopped buying the trivial stuff that I never thought of as expense; the soda and bubble gum next to my office, after finishing the lunch I brought from home. I thought I was doing good since I cook at home…. But oh my gosh, that soda and bubble gum reeeally added up at the end of the month. Save on the small stuff and you will be surprised😊

[@THEJENNIFERCOOK]

Agnes, I absolutely agree with you!

[@destineecarrillo8573]

Look forward to your videos each week. Thank you Jennifer!

[@THEJENNIFERCOOK]

Destinee, thank you so much! ❤️

[@muuhwi]

I love your videos, Jennifer. Always interesting and I think it‘s great how you incorporate different sources to make points 👌

[@THEJENNIFERCOOK]

Thank you so much! I greatly appreciate the kindness 🤗

[@Thebraddockhome]

Great lighting and camera quality. Looks professional!

[@THEJENNIFERCOOK]

Adriana, thank you so much! ❤️

[@Spot4art]

Influencers are not your friends. Especially the children watching KZbin 😵

[@debbiemize2269]

This is exactly what I needed to hear this morning! Thank you, Jennifer ♥️

[@THEJENNIFERCOOK]

🤗

[@tressalewis7004]

Home cooked meals are so much more tasty. The few times we’ve eaten out in the last five or six years, it has been sheer disappointment. Too much money for the taste or should I say lack of taste.

[@kimberlylholt]

Think about how many hours it take you to work to pay for everything. From a cup of coffee to a car.

[@jomarkov2613]

I love your videos thanks so much 👏🏻💰

[@insominac]

People do not have a income problem, they have a spending problem.

[@samaholderfield1518]

Great video

[@THEJENNIFERCOOK]

Thank you so much 🤗

[@noneofyourbusinessna740]

I lended 150k to a friend a few years ago this was much needed

[@johnyang1420]

Did he pay you back?

[@noneofyourbusinessna740]

@@johnyang1420 not yet lol

[@puneshasankar]

Hiiii Jennnnnn 💚 I have missed you (I'm the one that went missing, I know 😂)

[@THEJENNIFERCOOK]

I was literally thinking about you yesterday and worried where and how you have been! ❤️🤗

[@puneshasankar]

@@THEJENNIFERCOOK aw you're so sweet Jenn! I've just had a lot going on. I have missed your videos! I hope you've been well!! 💚💚 I'm getting back to the binge watching now haha. If you ever have an email for subscribers to send you mail, please let me know. I'd love to keep in touch 💚 I know no socials :D

[@THEJENNIFERCOOK]

@puneshasankar842 absolutely! Check the description box. My email is there. I think you had said your dad was having health problems. I hope he is well now ❤️

[@puneshasankar]

@@THEJENNIFERCOOK so sweet of you Jenn, he is still waiting for a heart donor. I'll email you latest tomorrow :D yay

[@maria_w311]

Hi Jennifer 👋

[@THEJENNIFERCOOK]

Hi Maria! I hope you are well 🤗

[@wandahall4435]

Jennifer is Awesome Love 💘 ❤ 💕 💖 💗 ♥

[@THEJENNIFERCOOK]

Wanda, thank you so much! ❤️

[@frugalsweetlife3427]

👍🏽👍🏽👍🏽

[@carolbrauns8194]

Jennifer, please keep smiling your beautiful smile with those pretty teeth.

[@THEJENNIFERCOOK]

Carol, thank you so much! My mom always reminds me of the cost of those braces when I get a compliment on my smile. That also makes me smile!