We are paying off our 3.0%, 30 year fixed mortgage as slowly as possible. We could pay it off but have that money invested. Mathematically it makes sense to us as we project the investments to grow at 6 - 7%/year. But I do understand the peace of mind to be mortgage free. Good luck to all.

I get groceries delivered and they automatically-clip coupons that it really does pay for itself I go to Aldi and Publix for specific items but only once in a while Walmart is a money hole it’s big you overspend because there are set up that way you’ll most likely buy plants or cookies pillows candles all the things you don’t go to buy in the first place 😅

If your a two income family, budget and live on one income only. The second income is for emergencies.....like an unplanned job loss etc.

🎉CONGRATULATIONS 🎉

Congratulations! That's so amazing. We're in the countdown ourselves, hoping to be mortgage-free within 12 months! Can't want to have that feeling ourselves.

Great video! I paid off my home in 2019. One Friday, I had gotten paid and I had nothing I could pay on. I was so happy, I cried.

We are so wired. We are considering moving to buy a cheap house on a big land. And pay cash. Aka never have a loan. End 20es. House needs work but we can do it as we make the money.

🎉 congratulations! We paid ours off in 7 years- best thing we ever did!

We have failed two ivf. We are on on 3rd one and honestly I’m scared, stress and depressed

I bought a high-quality, locally-made capsule wardrobe after my baby turned 2… and it’s been a game changer. I ADORE having fewer things. Something has to be a real winner now to be remotely tempting.

A used car and a good mechanic. I will never, ever buy a new car again… such a waste!

Anazing 🎉congrats.

congratulations - outstanding effort !!!

Congrats ❤❤❤❤❤🎉

Great advice as always!!!

Such great tips! I do most of these so this confirms I’m on the right track. 👍

All you people talk about is money, money, money. If you die now, that will be meaningless and so will you. Stop being fixated on money and enjoy life while you have it. Somebody else will enjoy the money that you try to store.

Your video quality is incredible. What camera do you use?

Love this video!

Awesome thanks

I’m a few months away from paying off mine! I can’t wait! Congratulations to you for achieving your goal 🥳

I do a lot of charity work n when prices are way down in Jan or Feb ill hgo to stores n get the winter clothes like $15 winter coats ot Srmy surplus wool socks 3 pairs for $5 thrift shops are good for shoes n clothes then in early fall i take yo places ehere its most needed.

We all end up at the same place under ground 😂😢. No one should think they are better than another

❤❤❤❤❤❤

Congrats Jennifer!! Such a huge accomplishment!

And when you walj out get next week add has all sales on it. So you know what on sale

Loves aldi great sales

New Subscriber here. I am so incredibly proud of you guys. We are on a debt-free journey right now. This gives me so much inspiration!

One more thing on the list, set yr thermostat 65-80

Congratulations 🎉😊

That “every dollar” app is NOT free. It’s $17.99/monthly and $79.99/yearly

I have a couple of those round little pill containers from the dollar store. They are clear with little snap lids. I don't wear really large earrings, so they fit in the compartments really nice. It's so easy to lift up the lid and dump the earrings out into my hand.😊

Jennifer after I had been hospitalised for four months and came home struggling to rehabilitate after cardiac surgery, I find it easier to meal plan with my brother Williams help, check fridge freezer and larder contents and then let William also help with shopping and cooking! You would not believe the difference we have made to our budgeting skills by watching you and sharing the tasks. It has become so much more fun and less stressful for me and we eat very well too! love Vera in Northern Ireland ❤

Your sweatshirt looks so soft and is such a pretty color.

Congratulations, your hard work paid off.

I'd also add. YOU ARE NEVER EVER TO OLD TO LEARN, anything. THAT includes Mentally, emotionally and physically learning. You never ever stop learning.

I make my own chilled coffee it is costly to buy

Ifni dont have takeaway but could afford it, i transfer the money into an account for savings.

Every time I get a catalog in the mail, I take the 2-3 minutes to call the company and get removed from their list. It’s now rare when a catalog comes to me by mail.

Thank you!

I’m 4 years in, with £68k left to pay. What a journey! Totally life changing and mind blowing. Haven’t wasted a penny in this time 😂😆. There have been moments of isolation due to penny pinching also people around me just don’t see the benefit. I’ve totally lost the feeling of enjoying shopping also. Once in a blue moon eating out as a pat on the back. I’m so glad I started now, rather than 10 years time. Only wish I did this in my 20s because money takes a long time to accumulate. I do feel I’ve burn myself out but going to save for a holiday, for sure think I deserve it. Anyway thank you for sharing your journey. It’s not easy! God bless x

Congratulations Jennifer, I'm so happy for you both. 🎉

It’s the best feeling in the world to have that peace of mind and freed up funds! Paid our 15yr 2.87% mortgage off in 7 yrs. Don’t care what financial experts say about keeping a low interest rate , stability and financial freedom beats a mortgage every time!

Good job

I live alone my weekly grocery budget is $35 I pretty much eat the same thing all the time day after day. Week after week Every now and then I'll change things up but keep the budget at $35 weekly Food to me is nothing more than fuel for survival - that's all it is I save my pocket change in a coffee jar. When I get $20 saved I'll get a Subway sub and a 24 oz beer 😋

Yeah!!!! Congratulations it’s awesome it’s been years that my house has been paid off. Don’t know how other people can afford a mortgage or rent even though we still have to pay property taxes and home insurance plus HOA but im very thankful with God without him nothing is possible ❤

Hi! I love you channel 😊. Could you share tips on how to stay on healthy eating while traveling? I travel a lot for work and for pleasure and it’s so hard for me to stay on track. A few years ago i was able to lose over 50 pounds and kept it for about 2 years and then i started traveling more and all that weight is back :/. I want to go back to being healthy

Congrats

Congrats won’t regret it now keep making that payment to your investment accounts

Congratulations!! So inspirational. 🎉👏