Welcome! I have been in debt and not in control of my money. My early 20's were an exploration outside of the frugal lifestyle I was raised in. After getting into debt and having payments that amounted to more than my income I hit the "never again" moment. I was able to resolve the debt by gaining control of my money. Now in my 40's I share my experiences, ideas and creative solutions to help widen the gap between your income and your expenses.
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