Is Medicare Supplement Plan G Really the Best Medicare Plan?

[@TheMedicareFamily]

Let me know what you think about the video in the comments below! Get my FREE Cheat Sheet, Workshop, and other tools here: linktr.ee/medicare.mama

[@ruthiecollins3209]

My husband signed on to a Plan F when he reached full retirement. Thank God! The very night it went into affect, he ruptured his esophagus. He was in ICU for almost 6 weeks and in a regular room for another 3 weeks. Had to have several weeks of home healthcare, too. Luckily, he made the right choice and paid ZERO!! Not one penny out of pocket for any of it!! God was so good to us!

[@hopefletcher7420]

Hi from Southern California. I'm 71 and have had UHC Plan F and D since I retired. I love the convenience and the fact that *everything* is paid but after watching a number of these vids on G, I think I'll be changing at my open enrollment. My dental and vision are through Guardian Direct and I'm happy with it.

[@harrymyhero]

Spot On amounts she gave here! In Ohio

[@karenjohnson4971]

Spot on! Great video. It's the same schpiel I give my clients! I love your videos!

[@sandrar9608]

I don’t like you have to add cost for dental and eye on G but advantage includes it. So far so good on United healthcare advantage. I switched from the G plan.

[@Tbusx]

Thank you for explaining G , I believe I will be retiring at 67 which is about 4-1/2 years. there is old saying that goes , what is right today maybe wrong tomorrow what is wrong today maybe right tomorrow , we will see Sylvia. Your friend, MAD 😇

[@dj3114]

I did, and it's depressing as we turn 65 in late 2024 and early 2025. Fortunately, no IRMAA. Thank you for the information and we have planned on G. In 15 years, it's going to be painful, but hopefully can stay on. Beyond that, probably won't need to worry about any of it.

[@junelune2344]

Wow thank you I lo e the way you explain it to where we understand ❤

[@christinedaley5580]

I see there’s no comments on Plan N or HDG?? Which are excellent choices vs plan G for many especially in the higher priced states.

[@nellie9352]

I have a HDG plan - only one year in so not much personal experience. (Only had the welcome visit)

[@kingdavid2684]

Thanks for that one.

[@tomcorridan5236]

Do you recommend plan N for a healthy 65 yr old male whom is on no medication...and rarely visits the doctor except for annual physical and additional 6 month blood work....I read that N plan usual has healthier people vs G plan with a much larger pool of all ranges of health levels...I appreciate your insight..ty for your wonderful videos

[@lexilin3574]

I’m disabled and on an N. I have small copays when I see the doc 17-20 bucks . You can get a cheap prescription plan for $13 that covers tier 1 and 2 drugs only

[@jrneedham4140]

Like to set up appointment were do I go for this

[@matt7iron]

I'm 64 and retired from USPS and I'm fit and healthy except for a sore back after Golf, I see my 89 yr old mom going through this health care, hospitals, diabetes and Medicaid, I'm not gonna go through this because I dont understand this Medicare talk no matter how many times I listen to it, when my body fails me I will just remove myself from the Earth, I'm not going in and out of Hospitals.

[@shanda5109]

My goal too but not sure I’d have the guts.

[@dianahooper-c9r]

I do.

[@maximumoverload5134]

Crazy talk ! Cherish every second of life, whether you're sick or not ! Money shouldn't rule our world !

[@lbromo6607]

Great information as usual! 😊

[@marciastamm9643]

I’ve had AARP plan N, paid ok. Now I have have Multiple Myeloma should I switch to G plan. I know it will be higher. I live in Kentucky

[@justranda1]

Yes.

[@silvertree3181]

What if my primary insurance is Tricare Life, through my husband. Would Tricare + MC A&B be enough? Would I still need to buy Plan D, F, G, etc.? TY

[@silvertree3181]

Same question…TY

[@TheRightGuy18]

Excellent video. I’m in CT. State law says I can price shop without MedUnderwriting when (no coverage gaps from prior carrier). My strategy is to price shop this every year. Do you agree?

[@Nancy-xb6wh]

I'm in CT and just signed up for plan N. There's also no excess charge in CT either. I'll be checking each year on prices with drugs and dental choices.

[@TheRightGuy18]

@@Nancy-xb6wh do you wait until rates are set for the next year? I am told to do this in July since rates are set for the next year in June.

[@martanpan]

I prefer Tricare for life...

[@teresawaterkuetter8760]

I turn 61 in two days and I intend to leave my job as soon as possible. I have been on Medicare since 1999.(Long story) Am I mandated to accept whatever flavor of the month Michigan throws at me?

[@sheilam8748]

I've heard there's going to be big changes coming that people don't know about. Hopefully it's true.

[@tmusa2002]

Hello, I downloaded your cheat sheet and the top of page 2 has the earnings limit. I’m looking for the earnings limit when you are 60 and you take a survivor benefit. Can you still work and earn a survivor benefit from the age of 60 to 62? I don’t see that on the cheat sheet. Thank you!!

[@nellie9352]

Hi there - same income limits apply until you reach your full retirement age (I know this from personal experience two years back)

[@scotta.ellsworth3766]

How do you remove a private health insurance off Medicare. Only have Medicare and not sure where or how the private Insurance got attach to Medicare. Now Medicare is declining to pay medical bills.

[@TheMedicareFamily]

Call that insurance company!!

[@jc10907Sealy]

Do you council people in office? I live in Carmel, Indiana I see you are close by. I’m 2 years out from 65 years old. Thank you for your educational content.

[@TheMedicareFamily]

Yes we do have local clients come it! You’ll meet with my team not me personally

[@terri8687]

I’m also in Carmelwhere is your office?

[@sheilam8748]

I have a question that I would like an answer to please. Let's say you're 56 years old and you have several medical things that happened to you and ended up on disability. So at the time they put you on disability or you were awarded disability. You get county medical and then in 24 months you are forced to take Medicare which is total BS and then they say well you're not eligible for plan g. Why is that? And I heard that you're eligible once you hit 65. Even if you've been on Medicare advantage, some kind of Medicare advantage program. Please answer this for me thank you.

[@sheilam8748]

Every time you talk about all this stuff and you talk about how the price is going to go up and up and up and up every year every year. Well where does it end? I really want to know and that's for everything. Literally where does it end nobody's getting richer! The whole convoluted system for retirement is elder abuse. In my opinion they don't give you enough to live on and then they charge you for all the medical and crap like seriously. If you're alone, how the hell are you supposed to survive?? If you have nothing else like retirement from a job or something, had a rich husband or wife that you get a lot of social security from. It still isn't enough. Anyway, it's all insanity.

[@KiwiRN444]

I put my mom on G because there’s a small deductible and she doesn’t pay copays. If you have more than 10 doctor appointments in a year it’s worth it. Most people don’t but should you need physical therapy, which could run months to a year that can add up quick. My family member has been in physical therapy for 10 months from a rotator cuff surgery @ 3x a week. If it were my mom she’d be up to $2,400 in copays. My mom Is 81 yo in NJ and she pays $220 a month.

[@KiwiRN444]

@@ItsMe-rr9nh My figures aren’t way off for Plan G vs Plan F the second Cadillac. Physical therapy 3x a week for 10 months is 120 visits at $20 per visits. Do the math 120 X 20. Plan F doesn’t have deductibles but they have copays. Plan N your doctor can get approval to charge more than Medicare rates so make sure you don’t go anywhere that has that approval or you can get a huge bill.

[@ggjr61]

@@KiwiRN444plan F isn’t available to most people going on Medicare now. I believe you had to be 65 by 2020 to qualify for it so it doesn’t matter to anyone new. As far as part B excess charges are concerned most doctors don’t charge them and a few states don’t allow them. You’re right that you should always check if you don’t have coverage though.

[@ItsMe-rr9nh]

@@KiwiRN444 There are no $20 dollar co-pays for PT with Plan F or Plan G That only applies to Plan N, totally false.

[@christinedaley5580]

Plan N does not charge co pays for physical therapy or any other out pt service like a mammo or a scan. Co pays are charged only for office visits up to $20 and tele health and UC. Not for anything else. 👍👍