Should I Still Give While Getting Out Of Debt?

[@esonon5210]

If you're paying off debt, you are the needy.

[@insideoutsideupsidedown2218]

Needing to pay off your debt doesn’t necessarily mean you are needy.

[@esonon5210]

@@insideoutsideupsidedown2218 it means that whatever money you want to donate can go to your debt.

[@insideoutsideupsidedown2218]

@@esonon5210 yes, but that does not make you "needy"

[@HeartDrivenFinance]

This might be the dumbest comment I've ever heard in my life. A high number of billionaires and millionaires have debt. They aren't the needy.

[@LetsTalkPersonalFinance]

Yeah, giving is always beneficial to you regardless of what stage you are in life

[@evankolar8957]

You can always give your time if you don’t have the money!

[@captainr.8882]

CHARITY STARTS AT HOME, take care of you and then you can help others. Make no mistake, NO multimillionaire should be telling you to give when you are still climbing out of a ditch as they cast ignorance upon you. TAKE CARE OF YOUR HOME, Then you can take the next step.

[@j.m0ney133]

Take care of your household first if you are in debt. Live and give like no one else when you are out of debt.

[@smittyvidz25fire84]

Volunteer at homeless shelter Volunteer with a fire department Volunteer with a ENS squad Make a meal for someone in your community who is less fortunate or is struggling Find items around the house that you can do without that my bless someone else

[@Zorcon741]

As a young man whos 30% of my check goes to taxes, many of which goes to handouts to needy people, does the 10% donation even make sense?

[@Zorcon741]

@@IJoeAceJRI America. Massive amounts go to social security, welfare, wic, food stamps ect. Even now they're inflating the dollar to hand out stimulus checks; all of which is another major silent tax.

[@JustinCase780]

Henry makes a great point and it would be interesting to hear Dave's response to the question. In his tax bracket he is already giving 10% or more in assistance. What percent of a churches intake goes to people in need?

[@wewhoareabouttodiesaluteyo9303]

@@Zorcon741 Not really. If you do the math, most taxes go into military. Welfare is actually really small. You are making it as if we have universal income here.

[@AtomicQuotient]

@@JustinCase780 Very good point, not saying they don't help people, they do, but what is the percentage. Also I doubt Dave gives 10%, he just makes too much.

[@Zorcon741]

@@wewhoareabouttodiesaluteyo9303 my point is that we no longer live in a time where crippled and blind are homeless. We have massive safety nets largely because of taxes. Wherever the 10% rule came from I don't think it would be as relevant today. Not to say that we shouldn't give to churches or be generous

[@sami-9233]

Give compassion, care, wisdom and information instead

[@EsiriE]

It’s not an either or.

[@sami-9233]

The thing is here it is described just as monetary in the shape of 10 % of income I am just saying there are other forms of giving than monetary

[@EsiriE]

@@sami-9233 then why say “instead”? 🤔 because the Bible was actually talking about money.

[@JustinCase780]

A person in need is hungry. Give them food and water...your wisdom is sweet intended but not much but mixed words for a person that is desperate.

[@kirapoodle]

The Bible also says we shouldn't eat shrimp.

[@AtomicQuotient]

Never really understood the drive to give while trying to get thru the baby steps. If you have tons of money and don't know what to do with it, that makes sense, most of us just trying to get thru life and pay off our debts. If someone is desperately in need, that makes complete sense to help them.

[@nataliazakula3400]

Agreed. Give time, a lending ear, a helping hand.

[@WindFall259]

Because from a purely financial perspective, giving makes zero sense. Giving has no financial value, but it does give yourself personal value, which is what Dave believes in and why it resonates with his audience. Also, rich people don't say things like "I have too much money and don't know what to do with it." It implies you don't know where your money is and how to budget it out.

[@livingunashamed4869]

Give always!

[@tcgtpl]

There are multiple ways to give, i.e. time and money. Helping others in my opinion is the desired end state of tithing, so you could do that either by giving money to worthwhile charities or volunteering your time for helping others.

[@erickisel8668]

Charity begins at home

[@MR3DDev]

While getting out of debt you are always giving to the bank

[@Whitericeinmysalad]

Thanks for clarifying this. Some people say tithing is Old Testament only. I still give my 10% but wanted clarification of what is true.

[@BlissfulYouth]

Ask Jesus for yourself and be diligent. Don’t take anyone else’s word for it. About tithing and everything else in life

[@summerrr1]

Old Testament only? Christianity is the Old and New Testaments.

[@conquistador2]

@@BlissfulYouth would Jesus say no? Curious

[@insideoutsideupsidedown2218]

Be a cheerful giver. If the church you attend say you have to give 10%, you are in the wrong church.

[@sampetrie340]

@@summerrr1 Do you eschew eating shellfish or pork products or cheeseburgers? Do you check the labels on your clothing to make sure that they are not made of mixed fibers? Do you stone adulterers? Kill witches? Abstain from exerting yourself or traveling on the sabbath (Saturday)? Every religious group within Christianity picks and chooses parts of the Old Testament to follow.

[@Je.rone_]

Coool video Dave

[@thetruth5635]

It feels good to give

[@blackworldtraveler3711]

Feel good for people to take the money you give and have no problem doing it. There are people that will throw food you give them in your face if it's not cash. What feels good to me is volunteering my time/energy for Habitat putting up walls ceilings and hanging drywall with the individual receiving the home next to me working as well and possibly learning a skill. Also family first before any of this.

[@pawelwisniewski6849]

Donate your time, advice, experience Most of the time it’s more valued then your money

[@HendersonHinchfinch]

Imagine giving 10% of your income to a tax exempt church.

[@flamingmonferno]

First of all it all starts out with understanding that God owns it all and everything you have been given. Yes there should be a small portion that you have in your budget for the Lord . Luke 16:10 would be a good reference to all of this right now.

[@blackworldtraveler3711]

No thanks. Not voluntarily funding anyone lifestyle. I rather stick with the Ferengi Rules of Acquisition.

[@HitmanChase]

I like this new guy

[@Nick-mv5yj]

Is it best to give money away now or invest it and be able to give more at a later time

[@David-wo9un]

What’s the point of having a second person if they are merely a parrot? A different point of view would be nice.

[@MultiTlp]

I'm confused. he said tithe from day one, but then says in BS2, to get your family out of the ditch, or you're worse than an unbeliever? So, give or not?? Seems contradictory??

[@YanilleCastillo]

Thank you for clarifying that that’s a 💯 confirmation to what the holy spirit has put in my spirit. God bless you both 🙏❤️🔥

[@random-nz7dy]

10% is not legalistically the case. I do think that 10% is a great place to start with. It's a small percentage of your income, it's easy to calculate, etc. The take-home point that I see in scripture is that Christ wants us to be generous always. It's not about specific numbers or one specific number. It's about an attitude of generosity and willingness to be giving. 10% was an Old testament thing. It's a great easy starting point, yes. And I do think within the church community suggesting that people start by giving 10% is the easiest thing to do. But if you got somebody super broke and baby step two and they are barely making ends meet to pay the bills there's definitely conversations to be had about giving back with your time and other resources, for that period.

[@wewhoareabouttodiesaluteyo9303]

Weird thing is that people still believe in religion when they had to update it. If something is updated, it is susceptible to lies. If I were Christian, I would be playing by the Old Testament no matter how barbaric it was.

[@MillionaireMindsetClub]

Get your family out of the ditch first..

[@MISTERHALFEMPTY1]

ayo who’s this new guy?

[@RJweblink]

George Kamel is his name, not really a new guy, He's been in the lineup of Ramsey personalities for many years mainly as a host on live events, podcasts, things of that nature.

[@PeachesCourage]

I would as you will say to be careful and do what you can I like the poor family who gives just a piece of cheese to someone very hungry at least this helps and not hurts

[@lanceehrsam8296]

Who's this guy?

[@JustinCase780]

They cloned Ken. This is George. Excellent ROI.

[@PhillipAndrew24-7]

I was wondering the same!

[@David-rg6vj]

some new co host thats just annoying

[@lanceehrsam8296]

They have to many Co hosts now. Where's AO been at?

[@sami-9233]

They took in another yes man

[@deanmajor963]

Dave doesn't tell you about the federal reserve and the debt system

[@SingingBeeize]

Who is this new guy? And where is AO???

[@catlady2795]

Sounds okay to be giving while your paying off debts. You just have to put it in the budget and be reasonable and not outlandish. If your working hard towards it, soon you you can increase your generosity.

[@millsathn]

The Bible says a lot of crazy a** sh*t. Get out of debt first, then give. Even better, have taxes dramatically increased so that not so many people need to be helped.

[@666dynomax]

I’m not an evangelical Christian 10% seems like a lot to give... is that after tax? I suppose you can claim it. Still seems high to give for a business to sustain themselves.

[@insideoutsideupsidedown2218]

It is not a business.

[@666dynomax]

@@insideoutsideupsidedown2218 you sure about that

[@jamesgillii1803]

Tithing isn’t necessary though. All OT laws were wiped out after Jesus came, died, and rose from the grave. Now, God still wants us to be generous. Personally I practice the principle of 1st fruits. I’ve asked God how much he wants me to give and I give. The rest I get to live off of. The actual dollar amount does not matter, what matters is your heart.

[@lclark3279]

Hey bro ! I totally understand where you are coming from . But also i encourage you to read Matthew 6:21 and Malachi 3:10! And to pray about it obviously and do whatever God instructs you to do . God bless you!

[@insideoutsideupsidedown2218]

Cheerful giver. The OT and the NT are God’s word. The OT just doesn’t disappear after Christ’s crucifixion.

[@jamesgillii1803]

Being held accountable to the OT laws is gotten rid of. Does that mean you shouldn't follow the 10 commandments? Absolutely not. But just like Paul said, if you're going to use the law for your salvation then follow it perfectly

[@jimdavis762]

Paying tax is giving

[@aaa-dc5us]

Imagine if he gave 10% of the money he made to his local church lol

[@musicman1eanda]

Dave has said several times that he gives at least 10% of his income to charity.

[@perotal]

@@musicman1eanda charity donations are tax deductible

[@xWheeler50x]

@@perotal so is tithing

[@MichaelAnderson-wk1no]

He does, he has talked about it many times.

[@EsiriE]

He does, he tithes.

[@juandre33]

Who is the new guy?

[@diskman3001]

Who is that guy sitting with Dave? Seems new.

[@preston0808]

No, he's not new to the show. He's actually been on the show longer than Dave

[@MaMa-jh6bb]

Some churches tell their congregation, the more you give the more you will be blessed...

[@djpuplex]

So how much does Dave actually give to trickle down to actual needy? He's worth hundreds of millions 🤔.

[@louib716]

He likely donates a lot of money if for no other reason than the tax benefits. I dont know why your default is to assume the worst of him.

[@djpuplex]

@@louib716 practice what you preach. There should be no one going hungry in Nashville possibly Tennessee. I'm sure the mega churches look sweet though.

[@musicman1eanda]

Likely, tens of millions.

[@Bryan-yx3rq]

I believe in God, I don't believe in the scripture or organized religion, period. Man wrote it, abuses galore, no way. Be nice, treat others as you want to be treated, the end.

[@insideoutsideupsidedown2218]

The Holy Scripture is God breathed. John wrote 3:16, if you don’t believe that….

[@dbfan9042]

This new guy has one of the most annoying voices I’ve ever heard in my life.

[@RJweblink]

George Kamel is his name, not really a new guy, He's been in the lineup of Ramsey personalities for many years mainly as a host on live events, podcasts, things of that nature.

[@dbfan9042]

@@RJweblink oh. Well nonetheless, I cannot stand listening to him. Wish he wouldn’t be on this show anymore.

[@noobERNS_it]

Hahahaha

[@lindakingsley9486]

Can you give to good programs like Homes for the Habitat if you don't have a church

[@slicktrickyes]

“If you fast, you will be at fault. If you pray, you will be wrong. If you give to charity, you will corrupt your mind. When you go into any land and walk through the countryside, if they welcome you, eat whatever they offer you. You can heal their sick. It is not what goes into your mouth that defiles you, it is what comes out of your mouth that defiles you.” - Yeshua

[@insideoutsideupsidedown2218]

Book and verse please.

[@fatkitchen17]

I tithe to my belly

[@SpitefulHopes]

Bet

[@davidcarson8950]

Ramsey isn’t a preacher He talks about other financial ideas on the God’s Day which isn’t right.

[@Midge-xn9tp]

I have to earn everything I have, why would I give, i don't expect or want gifts, neither will I give

[@Midge-xn9tp]

@john Smith Well no one else is going to care for you, the sooner people learn that you are on your own, the better

[@Midge-xn9tp]

@john Smith I'm happy for you

[@sampetrie340]

So in this episode we are being told to give freely to a preacher, while in other episodes we are told not to give to parents, siblings, etc., at least without many strings attached. Guess I have a different take on Christ’s message….

[@rebeccacarraway480]

It’s not giving “to a preacher.” Apparently you’re not a Christian? If so, you would understand what he means.

[@sampetrie340]

@@rebeccacarraway480 I am enough of a realist to know the amount of influence a charismatic preacher has over church spending. And the boundary issues that often arise as a result.

[@rebeccacarraway480]

@@sampetrie340 that’s not how it works. Again, you sound like a nonbeliever. You’re a cynic, not a “realist.”

[@sampetrie340]

@@lmnop01 I will, if the issue ever comes up. But the matter of tithing raises questions, does it not? Like, what is the purpose of tithing in the modern age? Until recent times the church was the social safety net for the community. They were the primary caregivers for the destitute, and helped to alleviate hunger and suffering. For better or worse (I think worse) governments have taken over this role to a large degree. Is there still a moral obligation to give the same amount to the church, under those circumstances? Do we owe a greater duty to our church than we do our kith and kin? What about injured Samaritans we encounter in our life journeys? Dave Ramsey seems to prioritize donations to the church, at least in the early stages of debt reduction. What is the difference between monthly payments to organized religion while in debt, and monthly payments for a car? Selflessness, I suppose ( unless you harbor the belief that you will be rewarded for your good acts, in which case it is not selfless at all).

[@louib716]

Dave didn't say you shouldn't give money to family. He said you should not LOAN them money. He also said you shouldn't enable bad behavior. Giving your dad 200 bucks when you know he has a gambling problem doesnt help you or your dad.

[@noobERNS_it]

One day I wanna give my parents free living environment by purchasing there home and paying there utilities. Boost my net worth and help my parents who took care of me ❤️

[@drinkjargon]

Who’s this new guy? I don’t really like dude

[@JustinCase780]

George

[@johnmirbach2338]

😁🖖👍👌✌😎

[@LoganMaddoxfilms]

Who is the new guy?

[@RJweblink]

George Kamel is his name, not really a new guy, He's been in the lineup of Ramsey personalities for many years mainly as a host on live events, podcasts, things of that nature.