Do I Have Too Much Money In The Bank?

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The Ramsey Show Highlights

8 жыл бұрын

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Пікірлер: 1 500
@MichaelDavis-cj1yj
@MichaelDavis-cj1yj 6 ай бұрын
Dave Ramsey's insights have been a game-changer for me! His practical approach to financial management has empowered me to take control of my money and work towards a debt-free life. The Total Money Makeover is my go-to guide, and I appreciate how he breaks down complex concepts into easy-to-follow steps
@BruinsBeatCanucks
@BruinsBeatCanucks 7 жыл бұрын
77... go on a trip for the rest of your life
@gabrielpinto9458
@gabrielpinto9458 5 жыл бұрын
Right
@parkerolson6002
@parkerolson6002 5 жыл бұрын
Move into a cruise ship suite
@vinniedeluca2188
@vinniedeluca2188 4 жыл бұрын
Nah she won’t, people like this are petrified spending freakin $10, they die rich without spending anything hahaha what a life
@ModernPlague
@ModernPlague 4 жыл бұрын
@@vinniedeluca2188 - Exactly! What was the point of it all?? Just so she can whisper, "I'm a millionaire!" to herself when she's too old to enjoy life anymore anyway?! It's like an OCD fetish.
@poiewhfopiewhf
@poiewhfopiewhf 4 жыл бұрын
noooo omg a vacation once or twice a year sure but she likes having her place to come home to with everything just right, she could never do that type of traveling like you do
@ligmaballs0911
@ligmaballs0911 2 жыл бұрын
When he called her a millionaire you can just tell her whole day got a bit brighter. Very inspirational. I hope this nice lady is still alive and living her best life
@retchbill2968
@retchbill2968 4 жыл бұрын
People saying “Whats the point of saving all that $$$ when you’re not spending it” well she owns her house, owns her car and spends it travelling. All of us are still broke and in debt. Sounds like people are jealous of her. I’m 22 and want to be like her. I bet she sleeps very well at night knowing she is so secure financially.
@whatevergoesforme5129
@whatevergoesforme5129 3 жыл бұрын
I agree and I am frugal like her and keep hearing the same statements from people who are BROKE. Excuses, excuses for not wanting to save.
@sagex9812
@sagex9812 3 жыл бұрын
@@StrayingCat The point really flew over your head?
@Spearra
@Spearra 3 жыл бұрын
That is something I've always had a pet peeve with. If a rich person spends money, "WHY DID YOU SPEND IT ON THAT?!", if a rich person DOESN'T spend money, "WHY DON'T YOU USE IT?!". Like gdamn, get your own money and spend it your way if other's people's lives bother you that much XD
@wadeharris348
@wadeharris348 2 жыл бұрын
Yea she's also been single her whole life and never had kids. That's a HUGE advantage in saving.
@kelvinpang438
@kelvinpang438 2 жыл бұрын
@@wadeharris348 Not the single part if you have someone with the same or similar values on money but kids 100% they would have drained her savings rate. Its much harder to save while having to take care of kids.
@jakejake7289
@jakejake7289 5 жыл бұрын
I am 54 and single now after being married for 25 years. Worked as an engineer for 30 years. $1.2 million in tax deferred accounts. I maxed out the 401k since I turned 30. Hoping to retire soon while I am still healthy. No point in dying rich.
@felicianelson7613
@felicianelson7613 5 жыл бұрын
Jake Jake dang you need another wife?😂
@gottgaame
@gottgaame 5 жыл бұрын
Jake Jake spend your money and enjoy life traveling
@boots911
@boots911 5 жыл бұрын
1.2 million is plenty to retire at 54 i'd say. Idk what type of income you're used to, but you could easily take 5% annually from your money (assuming it's in some sort of index/mutual fund) and keep it growing until you die. That's 60k a year.
@azlanshukor7256
@azlanshukor7256 4 жыл бұрын
Go and married her Jake
@WCGwkf
@WCGwkf 4 жыл бұрын
If you have kids or nieces and nephews you like theres a good reason to have money when you die. Could pay for their college or whatever to better your families lives when you keel over
@kellysolano4577
@kellysolano4577 2 жыл бұрын
I love the conversation between them, very friendly and fun. You can tell he's genuinely enjoying the call.
@flaviacalina
@flaviacalina 8 жыл бұрын
So inspiring! I love this type of video! ❤️
@TheRamseyShow
@TheRamseyShow 8 жыл бұрын
Thanks Flavia!
@MciaFlor
@MciaFlor 6 жыл бұрын
Flávia Calina! Estou aqui assistindo pq vi sua indicação em um vídeo semana passada com a Nath. Estou amando o Dave rs está me ajudando muito! Obrigada pela dica.
@migueljasso5417
@migueljasso5417 5 жыл бұрын
Flavia Calina uvblhm
@ddellwo
@ddellwo 3 жыл бұрын
@@user-zm8hv8py5y - Oh yeah - I’m sure he’s a peach.....😂
@jtcr4199
@jtcr4199 4 ай бұрын
Who the fuck are you? Flava Flav.
@ingridm4910
@ingridm4910 3 жыл бұрын
I love her! I am 27 and I hope to be her when I’m 70. Comfortable and happy in a retirement situation with dignity
@universalservicetechust3578
@universalservicetechust3578 3 жыл бұрын
Don’t get married lol 😂
@AIrn6087
@AIrn6087 3 жыл бұрын
Most important thing she says In this video was 1. I started saving when I started working and 2. I don’t like spending a lot of money... regardless of her not having kids etc she still would have been a millionaire because of those two key points
@jeremytheoneofdestiny8691
@jeremytheoneofdestiny8691 3 жыл бұрын
He should have told her “Granny, it’s time to start SPENDING that money and treating yourself”
@wadeharris348
@wadeharris348 2 жыл бұрын
I mean I made a lot of money in my 20's by saving and investing. But when you have a family to support it changes the game. I'm not saying what she did was not impressive, because it is, but she never had kids. Sometimes you have to peel the onion and see how she did it.
@kairu5607
@kairu5607 5 жыл бұрын
We have a single millionaire... FINALLY. I’m so proud of her!
@denvercatwoman6561
@denvercatwoman6561 4 жыл бұрын
I'm a single millionaire. I'm also a left wing, atheist, nut job.
@happymolecule8894
@happymolecule8894 2 жыл бұрын
@@denvercatwoman6561 My twin, ha!
@asmcriminaL
@asmcriminaL 7 жыл бұрын
No point in being the richest man/woman in the graveyard.
@RenzoIsHereYT
@RenzoIsHereYT 7 жыл бұрын
Yeah...she needs to spend it on drugs lol
@jedoublese.3086
@jedoublese.3086 6 жыл бұрын
NICEST PLOT IN THE GARDEN..! lol
@vitiligogirl1037
@vitiligogirl1037 6 жыл бұрын
😂😂😂
@nrlombardi
@nrlombardi 6 жыл бұрын
Trust me......George Soros has got that covered.
@sevencolours5014
@sevencolours5014 5 жыл бұрын
There are no rich people in graveyards. As a matter of fact, there are no people at all, except for visitors. By the time someone dies that money becomes some else's or no one's.
@bryanmurphy3331
@bryanmurphy3331 5 жыл бұрын
Open a new account at a second banking institution to put the $35,000 in, in order to have it FDIC insured. The FDIC insurance covers up to $250,000 for each institution, with no limit on number of institutions.
@1701Starfish
@1701Starfish 8 жыл бұрын
What a lovely lady, please have her back on the show sometime, she's an inspiration.
@whitemailprivilege2830
@whitemailprivilege2830 5 жыл бұрын
Starfish1 she’s probably dead
@thefrugalcrafter
@thefrugalcrafter 8 жыл бұрын
well done Helen! this is so inspiring! great advice too!
@niempoole3503
@niempoole3503 3 жыл бұрын
No I t you yyyeyw we
@abdullahchris9176
@abdullahchris9176 2 жыл бұрын
i guess im randomly asking but does anyone know of a way to get back into an instagram account..? I somehow forgot my login password. I love any assistance you can offer me
@denverelisha7878
@denverelisha7878 2 жыл бұрын
@Abdullah Chris instablaster :)
@abdullahchris9176
@abdullahchris9176 2 жыл бұрын
@Denver Elisha Thanks so much for your reply. I got to the site through google and Im trying it out now. Takes quite some time so I will reply here later with my results.
@icefishing804
@icefishing804 7 жыл бұрын
She single lol? Need to get that number
@whitemailprivilege2830
@whitemailprivilege2830 5 жыл бұрын
Ice Fishing Gold digger
@wachirarisky4284
@wachirarisky4284 5 жыл бұрын
Lol
@michaelmarquez6133
@michaelmarquez6133 5 жыл бұрын
Hahaha stupid lol
@claytonbaker49
@claytonbaker49 5 жыл бұрын
There’s a Kanye song for that
@spooks196
@spooks196 5 жыл бұрын
@Benjamin Mathew who will do the same to you... trickle down economics! Lol
@janoos24
@janoos24 8 жыл бұрын
This lady was no doubt smart with her money. However one factor that helped her save all this money was because she had no kids. That certainly makes a big difference to her budget.
@wturner777
@wturner777 7 жыл бұрын
janoos24 Kids can be very spoiled when it comes to this mainly because of peer pressure. Definitely true if the parents don't raise them right and practice what you preach.
@chanceussery4090
@chanceussery4090 6 жыл бұрын
Another reason not to have children
@jeanettemoning7255
@jeanettemoning7255 6 жыл бұрын
Also making 90,000 a year didnt hurt.
@aleithiatoews6452
@aleithiatoews6452 5 жыл бұрын
She also didn't have a husband to share expenses with.
@michaelkensington2494
@michaelkensington2494 5 жыл бұрын
@@aleithiatoews6452 a husband could mean more income
@elonmusk8667
@elonmusk8667 5 жыл бұрын
Once I saved $100,000....I opened an account at another bank and started saving again.
@HoodieSource
@HoodieSource 3 жыл бұрын
Explain
@webfreakz
@webfreakz 3 жыл бұрын
@@HoodieSource otherwise it's above the FDIC insured limit
@RRoh202
@RRoh202 3 жыл бұрын
Secret to live a happy retirement with no money problems: 'Stay Single'
@johncoll4456
@johncoll4456 3 жыл бұрын
Happy retirement and happy life. Stay single.
@ImScottLawrence
@ImScottLawrence 4 жыл бұрын
I love this... A perfect example of what it means to ACT YOUR WAGE. Thank you for the continued inspiration and leadership, Dave. And thank you Helen for sharing your experience and success as a lesson for younger individuals like me to live buy.
@TheKalbo789
@TheKalbo789 8 жыл бұрын
Ramsey you are a godsend. teaching people with youth on their side like myself how to take full advantage of it with compounding interest and investing. thank you
@ShomoShotimeDas
@ShomoShotimeDas 5 жыл бұрын
So much respect for this woman. What an awesome phone call. I needed this today!!!
@1pairfatchopsticks
@1pairfatchopsticks 4 жыл бұрын
At 77yo START SPENDING IT before it’s too late!
@fearless6947
@fearless6947 3 жыл бұрын
I disagree. I agree she should spend a bit of money but her habits was what made her rich in the first place. Spending money doesn't always make people happy. Having piece of mind and not have money issues is what makes people happy. Being able to do what you want to do make's you happy but it doesn't mean you have to always spend money to achieve it. I travel but I always budget and have reasonable price heavy foods. When you get older, things change and you might not want to spend as much money because you don't get the enjoyment, you get when you were young.
@cryptolounge
@cryptolounge 5 жыл бұрын
I absolutely love this lady. I learned so much from her in this short video.
@smorgan125
@smorgan125 4 жыл бұрын
So nice to hear from someone who made good choices in life.
@micahjhoffman8329
@micahjhoffman8329 2 жыл бұрын
This is awesome, you know you’re in a good place when Dave starts asking about things other than finance!
@rhondajudson1130
@rhondajudson1130 3 жыл бұрын
This is one of my favorite calls I’ve listened to!
@austinpatrick2682
@austinpatrick2682 4 жыл бұрын
This awesome lady was "doing Dave Ramsey" before Dave Ramsey even was even legit!
@ReyReyloads
@ReyReyloads 8 жыл бұрын
I really liked this call.
@WoodysDronography
@WoodysDronography 8 жыл бұрын
I'm now 100% debt free personal and business. step 3b is in action.
@ishansiewdath9735
@ishansiewdath9735 8 жыл бұрын
Congrats ,it's the best feeling
@arieljj4896
@arieljj4896 7 жыл бұрын
Yeah, congrats!
@ProceGivesLs
@ProceGivesLs 7 жыл бұрын
I'm just a kid (11) and I already understand the economy and all these debt traps. My goal for life is to not get any debt. (Probably gonna get a Credit Card for the points and I'll make sure to pay it off fully every month)
@joshmatthew4125
@joshmatthew4125 7 жыл бұрын
Credit cards will catch up to you when life happens. You don't understand that yet.
@sccruzcruz
@sccruzcruz 7 жыл бұрын
Confederacy Of Independant Systems
@BriansRepublic
@BriansRepublic 7 жыл бұрын
Hey Dave! Just found your channel! Great show saying hello from Canada! Cheers and can't wait for more of your videos!
@Bluey_Vuitton713
@Bluey_Vuitton713 6 жыл бұрын
She's 77 and doesn't spend money. What was the point of saving it?
@sliderBro
@sliderBro 5 жыл бұрын
Financial security.
@BlackMenAreDope
@BlackMenAreDope 5 жыл бұрын
And to leave it for family (nieces,nephews) so they have an even better life than you did.
@SWUploads971
@SWUploads971 5 жыл бұрын
Exactly, it's completely pointless.
@AndrewARussell
@AndrewARussell 5 жыл бұрын
If you make it to 77 and you are in good health, there is ever reason to believe that you'll make it to your mid-90's. Given that she'll probably never work again, that has to potentially last her another 18 years. And, those miracle prescriptions that they develop to keep us in super health can be $500-1200/month until the patents expire and generics come out.
@oc4515
@oc4515 5 жыл бұрын
Security and peace of mind? Legacy? Generational Wealth? Everybody doesn’t get off on buying every stupid thing marketed to them or consuming.
@vaderwashere365
@vaderwashere365 4 жыл бұрын
Always good to hear from someone who was responsible and frugal and made it work for their retirement. A true financial success story. Thank you for sharing.
@peartfaldo
@peartfaldo 3 жыл бұрын
Frugal??? You cant buy happiness and peace. THATS the problem---people think they can and then end up hurting financially in their later years.
@bucsfan2565
@bucsfan2565 Жыл бұрын
No kids tho What’s the point
@knpstrr
@knpstrr 8 жыл бұрын
sounds like she says $150,000 guarantee, the FDIC limit is $250,000
@bunnie1294
@bunnie1294 8 жыл бұрын
Plus the FDIC limit is per bank so if she's actually over the 250k limit she can move the extra money to another FDIC-insured bank.
@katelynbendinsky5080
@katelynbendinsky5080 8 жыл бұрын
That's what I thought, but I was unsure. Of course, I'm in my early 20's and don't have that much money to be concerned with keeping current on these types of rules ;)
@ChrisBoulas
@ChrisBoulas 7 жыл бұрын
It's not per bank - it's per account at the bank.
@RenaeFlowers
@RenaeFlowers 7 жыл бұрын
I think she said she was about 150,000 OVER the limit. So approx. 400k? That's alot of money.
@wmurray003
@wmurray003 7 жыл бұрын
...why didn't she just use multiple banks?
@imnotmilton8591
@imnotmilton8591 4 жыл бұрын
gosh what a nice/genuine lady🥺
@Geekdom101
@Geekdom101 7 жыл бұрын
VERY inspiring!
@grandpriest9119
@grandpriest9119 7 жыл бұрын
Geekdom101, Nice taste in videos!!!
@LoLstealthdeath
@LoLstealthdeath 6 жыл бұрын
Geekdom101, nice to see you! Ultra instinct geekdom
@ramish123
@ramish123 6 жыл бұрын
Geekdom101 hey man!!! I didn't know you watch Dave ! Cool dude .
@juliointeriano8758
@juliointeriano8758 6 жыл бұрын
Geekdom101 😂
@EPICAP1
@EPICAP1 5 жыл бұрын
Haha nice to see you on here Geekdom! Long time KZbin fan of your videos! Good to know you’re on the Ramsey wave.
@hwm2024
@hwm2024 4 жыл бұрын
“Good for you, well doneeee” lol
@Ryan-jx4vh
@Ryan-jx4vh 6 жыл бұрын
Not to be that guy, but I have seen this happen several times. Older person saves their butt off and lives a mediocre life. They die and leave an inheritance to relatives who blow through it. As my dad says... fast money often spends fast. My advice to Helen would be go live today. Go travel and mark off bucket list items. Give some to those in need.
@jnis17
@jnis17 4 жыл бұрын
Give to those in need so they can spend it fast? 🤔 Or I can give to my family so they can get a jump start on financial peace.
@KiyahPrettyBOMB
@KiyahPrettyBOMB 4 жыл бұрын
@@jnis17 give to those n need could be as simple as paying rent for a single mom.and kids for a yr or donating food or buying clothes for homeless people.im.sure her family members aren't poor and they will still b left with most of her money
@bighands69
@bighands69 4 жыл бұрын
+Ryan The alternative to being retired with plenty of money and not spending it is being retired poor and needing to spend it for what every reason. Imagine being 77 years of age and needing to repair her house and having no money.
@Yodaandhislightsabre
@Yodaandhislightsabre 4 жыл бұрын
She is happy. Maybe a lot of you will realize that money doesn't make you happy. It just eliminates stress over money worries. Congrats to her!
@MegaWam1
@MegaWam1 3 жыл бұрын
I have seen the same thing too. Decent people save up all their lives, live in nice clean home, one dies, the other dies within a week, nice funeral, and the God awful relatives turn the house into a party house and snort all the money up their nose in a week!
@anneliesefreiny3432
@anneliesefreiny3432 5 жыл бұрын
While I know the formula to get to retirement, as a single woman with zero intention of marrying, this call was SO INSPIRING! Thank you, Helen, for the reminder that I don’t need spousal income to become a millionaire. You are the true definition of goals!!!
@Eagles.Fan.Since.Super.Bowl.52
@Eagles.Fan.Since.Super.Bowl.52 6 жыл бұрын
Great job to this lady! Just amazing!
@Agent007xkgb
@Agent007xkgb 5 жыл бұрын
I hope she continues to spend some and enjoy what life she has lift 🙌🏾💪🏾
@pontiachotshot
@pontiachotshot 8 жыл бұрын
I am so glad i found Dave 5 years ago.Life has been much more different in a good way every since ! I Remember saying to myself,Who is this crazy guy on the radio ??? That kinda stuff is only for rich people.I was wrong.My eyes were open to the real truth.
@jille2272
@jille2272 5 жыл бұрын
Love her! From a fellow nurse... RESPECT ✊
@JessicaMillerNashville
@JessicaMillerNashville 4 жыл бұрын
This is the best!!! So true Dave! Great advice
@jairoarchila1743
@jairoarchila1743 3 жыл бұрын
Wow you are so beautiful 😍
@oliden4977
@oliden4977 8 жыл бұрын
OMG, this is amazing. I am in my 30's and no where near that. I am at Baby Step 2. Student Loan is my biggest debt. What an inspiration.
@CellGames2006
@CellGames2006 4 жыл бұрын
Vote for Bernie Sanders and you will frog leap to Step 3. Your student debt will go byy bye...
@tommycastro9424
@tommycastro9424 4 жыл бұрын
CellGames2006 vote for Bernie and no one will be successful.
@bighands69
@bighands69 4 жыл бұрын
@@CellGames2006 Sanders cannot get rid of student loan debt. All branches of the government need to vote on it and then it needs to be constitutional so the supreme court may get involved. Santa Bernie cannot make it wish away.
@yeahisaidit6184
@yeahisaidit6184 6 жыл бұрын
I'm studying to be an RN, this is amazing! So inspiring! ❤️
@sarahann530
@sarahann530 6 жыл бұрын
Yeah, I said it Inspiring , if you don't want a family or a life just so you can have a million in the bank .
@Idiotsincarshere
@Idiotsincarshere 3 жыл бұрын
Did you graduate? If so, congrats!
@simi6153
@simi6153 4 жыл бұрын
So inspirational!
@justanotherguy4283
@justanotherguy4283 6 жыл бұрын
Thank you Dave!!!
@jvolstad
@jvolstad 8 жыл бұрын
Now that I am retired, I am able to donate money to my favorite charity.
@godfreyemmanuel3097
@godfreyemmanuel3097 8 жыл бұрын
I thought I'd never comeback to Dave Ramsey, but after I started to make money I wanted to make smart decisions. These stories remind what I want at the end of my days.
@willelliott5052
@willelliott5052 3 жыл бұрын
Bless this lady's heart!
@jayjohnson6158
@jayjohnson6158 3 жыл бұрын
Well done! You are an inspiration!!
@orion3706
@orion3706 8 жыл бұрын
This woman is my heroine of the day! God bless you, Helen!
@InternetDude
@InternetDude 5 жыл бұрын
Athrough Z so smart financial decisions for years had nothing to do with it?? All praise Allah, or whatever god you believe in!
@domferris9963
@domferris9963 3 жыл бұрын
It seems she traveled quite a bit
@2Phast4Rocket
@2Phast4Rocket 8 жыл бұрын
Listening to Helen's story gives me the inspiration that I can be a millionaire too if I start to save more per month.
@CellGames2006
@CellGames2006 4 жыл бұрын
You only need to save around $20k per year for 50 years.
@derek8315
@derek8315 4 жыл бұрын
@@CellGames2006 not even close, compounding interest
@sebwendt2142
@sebwendt2142 3 жыл бұрын
@@CellGames2006 Or put just 20k into a mutual fund and watch it grow over $1million in 50 years
@tierneycreates
@tierneycreates 7 жыл бұрын
This was so wonderful!
@justus730
@justus730 2 жыл бұрын
Sending this to my nieces and nephews starting in the working world! Amazing!!! 👏👏👏👏
@mysticaltyger2009
@mysticaltyger2009 8 жыл бұрын
I think a fund like Vanguard Wellesley Income would work well. 60% investment grade bonds and 40% dividend paying stocks.
@ncatstate
@ncatstate 8 жыл бұрын
Wow. What a great problem to have. Good work Helen!
@jimbarrofficial
@jimbarrofficial 3 жыл бұрын
I'm in the same place as Helen, but still working and a bit younger. Too much in checking, own home, no debt, live well beneath my means. Good job, G-d bless!
@thinkaboutitproductiongrou6227
@thinkaboutitproductiongrou6227 4 жыл бұрын
This video really inspired me. Thank You
@recabitejehonadab2654
@recabitejehonadab2654 5 жыл бұрын
I’m 50 in a similar predicament but I’m not letting most of my money sit in a savings account making barely nothing. Money doesn’t buy happiness but it is security . You should spend it once in a while and enjoy life but be disciplined. I have a paid mortgage and no debt. I still work. I like to be productive. I have less in the bank but some liquidity and have more invested in different portfolios some in single stocks, mutual funds( large caps, mid caps, and pacific mutuals.) bonds. Also maxed out what my employer will match me for a retirement vehicle that’s offered. Money helps in life but should be used wisely as a tool in a tool box and well cared for but not worshipped.
@annahjamison352
@annahjamison352 5 жыл бұрын
Her not thinking about being a millionaire -- aka living very simply -- likely is the mindset that led to this amount of cash in the first place! Good for her!!
@patrickcurrie2831
@patrickcurrie2831 2 жыл бұрын
this is one of the best Ramsey videos ever!
@rstilwell
@rstilwell 8 жыл бұрын
I just turned 27 and am going into the medical field haha. Physician Assistant... but I hear you Dave!
@LGnLA
@LGnLA 7 жыл бұрын
Single her entire life... ha, that's the key!!! LOL!! 😊😊😊
@fundude4566
@fundude4566 7 жыл бұрын
LGnLA exactly that why I'm never ever getting married.
@jedoublese.3086
@jedoublese.3086 6 жыл бұрын
actually, I believe NO KIDS is the KEY.... A happy duel income does not hurt either =-)
@MrVrezh1212
@MrVrezh1212 5 жыл бұрын
Wonder how many cats she’s got 🤔
@antnfs
@antnfs 4 жыл бұрын
I’d prefer poverty to loneliness, geez.
@jwelda1
@jwelda1 3 жыл бұрын
And no shopping!
@dorisaruti1627
@dorisaruti1627 2 жыл бұрын
I love Dave Ramsey! And I loved this woman!! Best regards from Chile!!
@Pandorash8
@Pandorash8 3 жыл бұрын
Helen, you are awesome! So glad you visited us here Down Under too xx
@bhod2ari
@bhod2ari 5 жыл бұрын
Cheers to the caller! RN here too 😁
@ksrz443
@ksrz443 8 жыл бұрын
This is my favorite call of all time! Helen is awesome!!!
@mrlee271
@mrlee271 6 жыл бұрын
Katherine S Cutie 😉
@vikkigaines9836
@vikkigaines9836 4 жыл бұрын
I needed to hear this!❤💪🏋️‍♀️
@prestonflick5359
@prestonflick5359 2 жыл бұрын
Great job!
@Teamshmo
@Teamshmo 7 жыл бұрын
Huge respect to her. Not married her whole life and doing that is very impressive. However, like others have said, who cares how much is in the bank if you aren't gonna spend it? She basically donated that money for years and years to the banks and everyone else, and got "nothing" for it. What's her plan now? Get older and sicker, and give all the money away to the doctors and pharmacy companies? Everyone enjoyed the money except her.
@Light-vu6ws
@Light-vu6ws 6 жыл бұрын
Yenitza García That’s 0.0006% of her total net worth.
@bradmaggard1996
@bradmaggard1996 6 жыл бұрын
Well did say she had a sister and she might have children. So generationally it will be enjoyed. And you dont have to be sick to die.
@clearmist7170
@clearmist7170 6 жыл бұрын
Is it because the money lost value over time so the bank made more money off it?
@farziran87m6
@farziran87m6 6 жыл бұрын
Why don't you mind your business whether she enjoys her money is her business congrats to her worked hard all her life very great.
@danbuchner28
@danbuchner28 6 жыл бұрын
She at least changed her family tree, or will help someone else.
@andreakae4211
@andreakae4211 5 жыл бұрын
This sweet lady makes me tear up!
@bigsalad3936
@bigsalad3936 2 жыл бұрын
If you do things wrong and try chatting with Dave, you get scolded and cut off. If you are doing everything right, you get to chat with Dave. That is inspirational as is
@sdavis8087
@sdavis8087 2 жыл бұрын
Great job
@simplywine00
@simplywine00 4 жыл бұрын
She’s my hero! I’m working on it!
@thomakos1234
@thomakos1234 4 жыл бұрын
Moral of the story IF YOU WANNA BE A MILLIONAIRE be single for your whole life.
@engalvan
@engalvan 3 жыл бұрын
To be happy , have no kids
@Idiotsincarshere
@Idiotsincarshere 3 жыл бұрын
False. I'll be a millionaire, family of 4, not making much money, spending and enjoying a lot of it, a lot of family time, one main income, just sticking to small investments at regular intervals over several decades. Simple.
@ernestogalvan143
@ernestogalvan143 3 жыл бұрын
@@Idiotsincarshere bs. Definitely don’t believe you.
@Idiotsincarshere
@Idiotsincarshere 3 жыл бұрын
@@ernestogalvan143 Don't. Do a compound interest calculator. $200/week x 52 weeks x 40 years at 7% = $2M
@Idiotsincarshere
@Idiotsincarshere 3 жыл бұрын
@@ernestogalvan143 If you can't save that, you're spending too much or not making enough. Live below your means.
@kyrahampton1839
@kyrahampton1839 2 жыл бұрын
This inspired me so much!!!! I’m an RN in my second year and I cannot wait to turn out like this. Wow!
@TheBeardedSandman
@TheBeardedSandman 4 жыл бұрын
I loved this call. This is awesome.
@ksdbs6324
@ksdbs6324 8 жыл бұрын
She is an inspiration but at the same time, do you really want to wait that long to start enjoying your money?--she is 77!! most people do not even live that long...I say this because I work in a hospital where we are keenly reminded of this every day. :-I Dave, Suggestions on getting out of debt (student loans) but not waiting to enjoy life until you're nearly 80?
@lVlegabyte
@lVlegabyte 8 жыл бұрын
Spend time out of the hospital, where I'm reminded that people also live long lives. The thing is that there is no such thing as get rich quick outside of gambling. Also, you don't need to start enjoying your money after you have a million. A paid off house, car, and minimal expenses can allow your younger years to budget a nice "fun money" category as you continue to build wealth.
@ironsteed5766
@ironsteed5766 4 жыл бұрын
The key word: single
@jeremyturnbull6299
@jeremyturnbull6299 4 жыл бұрын
And no Kids!
@ka7al958
@ka7al958 3 жыл бұрын
And old
@robloxvids2233
@robloxvids2233 3 жыл бұрын
Not really, though. It's way easier to save as a married couple if both work.
@annatar6453
@annatar6453 3 жыл бұрын
I’m 38, never married and no children and my net worth is $800k
@5GenJose
@5GenJose 3 жыл бұрын
@@annatar6453 🧢
@jg-xx8oh
@jg-xx8oh 6 жыл бұрын
Dave your the man and that lady knocked it out of the ball park
@elijahbrand-adams1260
@elijahbrand-adams1260 Ай бұрын
I love this so much! Y’all are amazing!
@VADyoutube
@VADyoutube 7 жыл бұрын
this lady is one smart woman :-)
@DAWN--x--
@DAWN--x-- 7 жыл бұрын
Valentina D. Yes, she will die rich! All her life savings will go to someone else, who will feel like they have won the lottery and blow it all.
@Smileyyy21
@Smileyyy21 5 жыл бұрын
Sonething else I would hate is for people to fight over my money. All they cared about was my money not me.
@lamar3761
@lamar3761 5 жыл бұрын
@@Smileyyy21 well then i dont see why did she save all her money up till she almost dead, she could of enjoyed it a bit when she was younger, i dont see the point of saving till youre 80 and then all of it will go to someone else, who 99% of times doesnt know how to manage finances and will blow it all... sad
@rjdodgerz2776
@rjdodgerz2776 4 жыл бұрын
Yep and she deprived herself all her life from buying things and going places and will die giving all that money to someone else to enjoy. Not that smart I would say
@keto6789
@keto6789 4 жыл бұрын
Sounds dumb to me. Why not enjoy some of the money? We're all gonna be dead someday.
@clintsheehan2535
@clintsheehan2535 3 жыл бұрын
What a great problem to have, well done Helen
@pneron2032
@pneron2032 2 жыл бұрын
She has such an old style voice, like what you used to hear in the films. Bless her.
@brigithbautista5018
@brigithbautista5018 3 жыл бұрын
Loved it ❤️
@Becky6066
@Becky6066 7 жыл бұрын
I am 23 and this is so inspiring!! :) Glad I found Dave Ramsey!
@uchihajoel3064
@uchihajoel3064 5 жыл бұрын
Becky6066 I wouldn’t follow this lady. Think about. She’s 77, no husband, no kids, and has more money than she knows what to do with. That means she saved and saved all her life so that the banks can enjoy her money, everyone enjoyed it but her. Sure, she can travel and have fun now but she’s 77, she can’t have the same kind of fun she would’ve had when she was in her 30’s and 40’s. I think this is a sad case and not inspiring. What’s the point of saving money all your life to have nothing to do with it, no one to share it with, and have never enjoyed it?
@salvadoramaya4908
@salvadoramaya4908 5 жыл бұрын
"Single my whole life", same bro... same bro...
@andytaylor1588
@andytaylor1588 5 жыл бұрын
OUTSTANDING!!
@c.bangerter2096
@c.bangerter2096 2 жыл бұрын
This woman is so inspiring!
@venfarrow2478
@venfarrow2478 7 жыл бұрын
I'm 23 and I'm trying to figure out a retirement plan! And this video was very inspiring!
@MiguelRPD
@MiguelRPD 7 жыл бұрын
I can't wait to be so financially stable that I can actually ask questions like this.
@Cieloazul85
@Cieloazul85 6 жыл бұрын
Inspiration right there!!!
@CrimeDoesNotPay
@CrimeDoesNotPay 7 жыл бұрын
I loved this conversation
@duneme
@duneme 5 жыл бұрын
Save, Save, SAVE!!! Our lesson for the day!
@chuckrose9561
@chuckrose9561 4 жыл бұрын
This woman has a wonderful outlook. Great questions Dave! However she could also open a different local bank account to get FDIC coverage on all of her bank assets.
@heff434
@heff434 10 ай бұрын
I was thinking the same thing. Seems like an obvious choice
@christinecrispin6553
@christinecrispin6553 4 жыл бұрын
God bless her! I hope she is still loving and living her best life. Anyone who judges her Orr what she does ... shame on you! Live like no one else ... she did that! So now she can live and give like no one else ... she’s doing that too! Bravo!!!
@bradmitchell7182
@bradmitchell7182 Жыл бұрын
This was awesome
@IanNubbit
@IanNubbit 5 жыл бұрын
I like this lady. She's the prototype Great Aunt Helen that's always going out and partying at 80 years old lol
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