Wife Is Getting Half Of My Pension In A Divorce!

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[@swampcrawlerls1267]

I read the title. Now I'm here for the dont get married comments.

[@pseudorealityisreal]

Yes, it is good to be reminded NOT TO BE MARRIED!

[@swampcrawlerls1267]

@@pseudorealityisreal I learned the hard way...

[@muzzer3726]

Marriage helps women, not men

[@AlllSmiless]

😂😂😂 Lol, same

[@AlllSmiless]

@@muzzer3726 Marriage helps the person who makes less. Often times it's the male but I've heard of cases where it's the woman. Mary JB, Sherri Shepard, Wendy Williams etc. Their exes were their "managers" lol.

[@AccordionJoe1]

In a divorce, both parties wind up lower standards of living, while the attorneys get rich.

[@menumlor9432]

Those are the real winners of divorces.

[@elmateo77]

Except the woman usually has another guy lined up before she divorces you, so she gets half of your money and half of his.

[@jaypence332]

Better than 6ft lower.

[@noname-oe9jy]

@@elmateo77 Yeah, and the man winds up having a MUCH MUCH LOWER standard of living than the woman.

[@bobbob9364]

Not really if u hate each other

[@olliehopnoodle4628]

I am fortunate that my wife and I are still together after almost 30 years of marriage.

[@jonathangant251]

That's great , because I'm not sign up for this .

[@jerrym3261]

Yeah, we were great at the 30 year mark too, didn't make 38 though. Grey divorce is rising swiftly. From 1979 to 2017, wife 55-64 is up 300%, wife 65 or over 278%. Most men never see it coming. The only advice I can offer, get marriage counseling while you're good because the odds say she won't go before she divorces you.

[@hifpif7470]

You do know that you could have been together for almost 30 years without getting legally married right?

[@-SP.]

@@hifpif7470 There are benefits to marriage, like filling taxes jointly.

[@hifpif7470]

@@-SP. there are benefits to having kids as well (like tax credits)... but I'm sure that "benefit" is really not a motivator to have 20 toddlers. You're really asking for a financial comparison... single vs married.... here it is... 1- If both spouse make 100k a year Your income tax before and after marriage will be similar ( use a marriage calculator) 2- if 1 partner makes 100k and the other 60k... congratulations you will pay 227$ less federal income tax if married (per year)... this can actually be less (so assumptions were made). 3- if 1 partner makes 100k and the other does not work (0 dollars a year)... congratulations you pay $5446 less federal income tax if married.... that sure looks good if you did not need to financially support another grown adult lol. Obviously the single person will be financially better off. 227$ becomes $12,485 in 55 years... take inflation in to consideration and the amount is not a big deal. From my understanding, Most of the benefits come from working together as a team.... luckily a legal (marriage) document is not necessary for that. Edit: added (marriage) after legal.

[@ladyt618]

He's 49? He sounds like he's 79 😄

[@SignorNessuno65]

Maybe it's the hillbilly accent, but I thought the same thing!

[@redpillscience958]

He does sound very old.

[@joemama-bv4mg]

Women will do that to you buddy.

[@Ryan_DeWitt]

I thought the same thing. I thought he was in his 70's at least. Maybe a heavy smoker or something.

[@MyNameIsCorey]

I thought the same thing I said 69 though 😂

[@michaeldangelo6737]

Was married for 15 years... she is entitled to 1/2 the marital portion of my pension and 401k. I was also entitled to 1/2 of her 401k. Divorce is tough but best thing to do is to try and agree on everything before the lawyers get involved. Kept our divorce reasonably cheap. Can't say if I would ever get married again, it's been over 2 years now and perfectly happy being single.

[@omeganeoz]

bro no way you gave her money wtf. i would get lawyers so that she would have to get it. do this as much as possible until she decides its too expensive for her

[@linda1909]

I was entitled to half of my ex's 401k he acquired at his work. Even put him thru school. It was due upon retirement. Found out when he quit he took it and bought a boat ( yeah the song buy me a boat). I found out later the person who typed his severance told me by time I took him to court the lawyers would get most of it. Yes I trust this person as she warned me when we met and her and I worked together. He since sold boat and retired but I could still go for it and even get the interest. But why he is out of my life

[@kylecrisman9230]

I’m surprised Dave didn’t tell the man to buy a used car and deliver pizzas to make up the difference of the loss.

[@iniubongnkanga9390]

I feel Narcissism is brought on by trauma and a need for control. I think that demons are looking for an open door to enter and control people and using trauma affords an opportunity for them, thank God for my friend who referred me to an hacker and i was able to hack my partner's phone, all i did was to share her phone number with (genius-tracker) without touching her phone and i got access to all her text messages, Whats-app, Facebook, Snap-chat, Instagram, Email, Twitter both new and deleted messages, and see all the proofs i needed for a divorce and even terrible things they had planned. Contact him to help he is a genius. You can text/call [phone] or reach him on Whats App [phone] and also write to Via Gmail (geniustracker701) thank me later...

[@a87nomsirrah35]

😂

[@StevenAlvarez]

hahahahaha🤣

[@esgee2464]

Hilarious 😂😂😂

[@MrJas1455]

I divorced my wife 12 years ago and she got about 10% of my eventual monthly pension, which will equate to about 10% of 14k a month for life starting at age 50. A few years and a disasterous relationship later she found herself in a bad spot. I jumped at the opportunity and offered 35k lump sum for my full pension back and she took it!

[@mesoanto1031]

what happen why did you two got divorce and what was her bad situation?

[@jwonz2054]

What job offers 14k a month in pension?

[@kingkang6877]

So about 2 yrs worth paid upfront? Is that good? Don't know what 'good' is but if it works for you then great.

[@Cindy-by3ho]

How will you get 14,000$ per month on a pension?

[@TartarianTopG]

That’s a huge pension

[@OllieBrux]

This is what they mean when they say "secure the bag"

[@nananinanana656]

You guys in the comments are getting all worked out for... $3k.

[@cheesebear3353]

That is why I strongly believe a prenup is for working class people. Some people believe they are only for the wealthy. I strongly disagree; a prenup is fo those of us that can't afford to lose half of our pension and/or retirement accounts.

[@KathleenMcNe]

I agree with you. Working-class people need a prenup as much as wealthy people do.

[@laundrygoddess4]

Family money is family money. Spouses support each other to earn that pension so it should be split.

[@erzabetf9544]

If you don’t want to “lose” half of “your” pension to an ex-wife, then you need to be prepared to do half the childcare and half of all the work that goes into running a household, so your wife can go to work and earn her own money and her own retirement account. And then when she divorces you because you don’t do your share of the work, and you waste your time and money on video games and porn, and you’re unpleasant to be around, and you’re as selfish and difficult as a toddler, you can just go your separate ways. 😂

[@claudiaj2138]

@@laundrygoddess4exactly. If women itemized their “domestic services” (WORK) and billed..no man could afford a wife. But they feel entitled to not only “women’s work”, but to leave them destitute after they’re done! Disgusting!

[@darthflyer257]

She's not yours, it's just your turn!

[@ethans365]

Darth Flyer The Rational Male by Rolo Tomassi

[@darkpill]

I am not impressed by your performance Women don’t care about you, they just want your money.

[@robbiedozier2840]

And the incels come out of the woodwork

[@meymay11]

Darth Flyer yes, you do not own any woman on this Earth.

[@darkpill]

HelenaJ Well you can’t own women in The USA anyway.

[@stevee8318]

Imagine you own a business - would you merge with a company that had less assets than you if they could legally split at any time and take half of everything for any reason or none at all? Of course not.

[@jonathangant251]

No , that's why you get assets protect before you play with fire .

[@sweetzs100]

Men don’t think of women like that. Women have a lot of control over men that they don’t like to admit. Men will continue to get married, get over it.

[@sweetzs100]

John Smith Marriage rates are plummeting for reasons other than men not finding women worth it. Trust me, women have more control over men than they will ever like to admit. I just wish the bad women who use men for their assets would stop being held as a representation for us all. News flash MOST women are NOT like that at all

[@lagoonlane]

Spouses get half of anything accumulated during the marriage. Which is fair. NOT half of everything you accumulated during your LIFE.

[@Patriotintexas]

Perfect. Exactly

[@blaow8140]

I am not a huge fan of Oprah, but she was smart not marrying Stedman.

[@AlllSmiless]

Facts. Ppl who don't find forever love and don't wanna loose money should not get married

[@stephenshelton4267]

@@AlllSmiless it seems pretty forever to me. There's no need to introduce the government as a third party in a romantic relationship.

[@Eaglejake]

@@AlllSmiless Ok, I'll bite......what is "finding forever love"? On the wedding day, everyone "believes" they are special and it will be "forever".

[@AlllSmiless]

@@Eaglejake Lol, my good friend, it's literally in the phrase. Forever. Love. The cool thing is, if you're not already a believer in your current love, you don't find out if you have forever love until the day you die 😊

[@Eaglejake]

AlllSmiless Annnnnnnnd, you knew this during the first week, month, or year?? I failed “Clairvoyant 101” in college. How do you do it??

[@mr.speyside5240]

I would never retire just to spite her. 😂

[@black4vcobra]

@John Smith unless there were children involved I'd rather let the city have it than leave it to a spiteful ex.

[@juniorgod321]

I would never retire, I'd just hire a hitman in his place!

[@carlosmendez1884]

There are some guys in the military that seperate from the service just a few days before they are eligible for their pension because their wives are divorcing them and are expecting to get half of the pension lol

[@MrJas1455]

In California there is case law that states she can force you to pay what she is entitled to out of pocket if you choose not to retire when you reach eligible age 🤦‍♂️

[@willowandluka5302]

Jorge S That is sickening. Alimony is the most ridiculous thing ever created.

[@DiscoFang]

One of the richest men in New Zealand once said of marriage (and divorce): "To save time, just find a woman you hate and give her half your money."

[@nightfangs2910]

Now that's time management 😂😂 😂

[@wanefelicia8779]

Life advice from a goof. Love it.

[@garyoakham9723]

Henry Alan we need to take away women rights

[@kevindunne4271]

Henry Alan How was your uncle made to pay her alimony if she made more?

[@ladyjade6446]

Cassette Walkman lol

[@WheelBite97]

I am never getting married, the settling down and starting a family fantasy is not worth the risk. A divorce is a nightmare.

[@EadsB7002]

so true! I am a female and have been married, but never fell for the "having a family" fantasy/ "fairytale" everyone else does. Fortunately i knew early on i wasn't with the right person. Too many folks just marry and have kids anyway...because they think that's what they're supposed to do by society's standards. Just too risky nowadays.

[@azimuthbusinesscenter]

roses are red and love is fake, a wedding is just a funeral with cake

[@kevins5268]

​@EadsB7002 you two sound like perfect match lmao

[@azimuthbusinesscenter]

@@kevins5268 roses are red and love is fake. A wedding is just a funeral with cake

[@seventhchild7270]

Divorced now for 21 years...build my life, retired from the State government, 2 pensions, never remarried (my choice) or will marry again. Have a great , peaceful, healthy, happy life. My 2 grown children in good, long term marriages...doing well. I really enjoy my space, quiet, peace, independence. Go out with famly, friends, or friendly dates....But Im really done with the relationships, control, marriages!

[@fastdeliveryl708]

You were smart

[@AlllSmiless]

Good for you! Also it's lovely that your children are grown and doing well, children are such a blessing, especially when raised well 💜

[@warcraftnut1354]

Thanks for sharing your story.

[@bres9977]

Johnny Five My thoughts exactly. Either don’t remarry or remarry someone with more money.

[@LJSkyistBigskyMT]

Well said Angela! I will not ever remarry again after my husband of 34 years passed away. I have had too many friends remarry out of loneliness and have their new husbands fleece them for everything. A lot of loser men out there looking for a nurse with a purse!

[@ganthc]

Dave likes to quote Proverbs. Look up Proverbs 25:24. “Better to live on the corner of the roof than to share a house with a contentious woman.” While a lot of my friends are married and miserable with their crazy wives, I’m single and drama free. And it’s awesome!

[@mathgasm8484]

Men used to get paid to get married in the old days so that should give you a clue it was not worth it back then either.

[@waynemiller6070]

I wish I could like your comment more than once!

[@mikecziraky2037]

Why would anyone get married these days.

[@TC-cd5sm]

@Queen Mercy even with a prenup you're still not safe. The only way is to simply not get married

[@bunnie1294]

Considering most Americans have no money, I don't know why people think it's such a big deal. This guy barely has any money it sounds like. My husband and I are happily married and started with nothing (we are young and got married young). After 6 years of marriage, we built our net worth to almost 1 million together. We have no debt except mortgage. I work and I bring in more money than my husband some years. By the time we are in our sixties, we will be at least deca-millionaires. We would never get to that if we were single. If it's the right person, marriage is beneficial.

[@timmydevil999]

bunnie1294 and if you decided to get a divorce from him today you could absolutely walk away with more than half .. so point is null and voided

[@ChrisMFlorida]

thank you!!

[@bunnie1294]

​@@timmydevil999 I have a pension like this guy (but I have way more money than this guy in my pension) and my husband has a 401k. We also both have a roth ira with equal values. I have a car under my name and my husband has a car under his name (both cars worth about the same and both pretty old). We have both our names on both our properties. If we got divorced (which we definitely will not), he will get half of everything and I will get half. He will keep one of the properties and I will keep the other (the properties are basically equal in value and if one is more, the one keeping the higher value property will need to pay in cash for half of the difference) and he will keep his car, his 401k, and his roth and I will keep my car, my pension, and my roth. It's even because our incomes are pretty much even. It's always the one who makes more that gets the short end of the deal because things will get divided into half. If there's a kid, the parent taking care of the kid will get more. I know there are situations where the woman doesn't work and still gets half. However, this is why I say, you gotta marry the right person. Anyway, I had to sit here and think about how our stuff would get split up so that was a weird thing to think about for me. We are so happy together and we achieve so much together. Point is, half of the marriages don't end in divorce in America and people who marry the right person do better financially and are happier because they always have someone who is there for them. I'm not saying marriage is right for everyone nor is it something that should be done lightly. I just feel sad that people want to close the door on something that may be right for them by not thinking of it as a possibility at all.

[@QuintBlitz]

This channel is fantastic for showing why men shouldn't get married.

[@bettysmith4527]

It's also showing women, like myself, who have their own assets to stay single as well!!

[@wannabecarguy]

" it's cheaper to keep er" - wise man.

[@SignorNessuno65]

Why don't people seem to know the difference between woman and women?

[@Ryan_DeWitt]

Actually, to show while it is often the man, whoever makes the larger income shouldn't get married. Man or woman.

[@ArnoldMgm]

The most effective birth control pill free of charge.

[@thejoeyson2586]

Unfortunately that’s the law. I’m a pension specialist and the spouse always will get a share unless the spouse consents and gets the paperwork notorized that she’s okay with her husband keeping the full pension, which more than likely won’t happen.

[@Msterri4u]

It happened to me and I regret it. He retired 2019 and financially supports his live in girlfriend while I’m 62 and still working with not enough to retire. 😫😫😱

[@imaamericangirl1406]

@@Msterri4uso sorry this happened to you.

[@mrgcharecter2322]

Never sign a contract with someone that's going to benefit from breaking it. Stay on your purpose boys.

[@DougAlesUSA]

I’ve never heard it stated the way you stated it, but wow, the words you shared are terribly honest. *Never sign a contract with some that’s going to benefit from breaking it*

[@mrgcharecter2322]

@@DougAlesUSA im glad that it opened your eyes, there is a concept called the redpill community in case you didn't hear about it. The redpill community came up with this logic. 👍

[@DougAlesUSA]

@@mrgcharecter2322 I've seen the feminist filmaker Cassie Jaye's documetary called "The Red Pill" Then I rewatched it. Its shocking, disturbing, eye-opening, and honest.

[@princeongata9453]

LOVED how you worded it, I'll save this 🙏

[@stephon972]

is the red pill community a documentary ?

[@AngelPerez-jm3yg]

“Half of a half” isn’t that 25% or 1/4th😂😂

[@Silented1234]

Why on earth do you get married seeing that 70% of divorces are issued by women who really never liked you in the first place. most of em get married because so that they are married more than the actual marriage part. Leave the judge outta ur love life gentlemen.

[@USpatriot741776]

No

[@Silented1234]

USpatriot741776 okay, well, if it makes u manly to look up to a judge telling you what ur gonna do, then by all means

[@Darkempress45]

USpatriot741776 😂

[@miket6094]

After I learned that 70% of divorces are initiated by women I decided I'm never getting married. Women are not loyal to marriage and commitment anymore, yet they always want to call out men that don't want to get married by saying they are afraid of commitment. SMDH. Men might drag their feet going to the alter but statistics show that once we ARE married the men are more committed to the marriage than women are.

[@tmcorey1]

@@miket6094 Hear, Hear !!!

[@dorian2112]

Once again, do not ever get married why invite all of this madness? Ridiculous.

[@blixx87]

Can’t you sign papers before marriage to declare what’s yours if a divorce happens?

[@Eaglejake]

@Josh S Bingo!!

[@tpamel]

Because you want kids, are too cheap to pay a surrogate and otherwise she'll get an abortion.

[@Qpoueoor]

That’s why you never marry! Or have a live in... or have kids! Happened to me 14 years ago... but I recovered. Now I’m in charge of my financial future.

[@TatianaIsADoll]

Paul d what happened to the kids ? You returned them?

[@NWNKNP]

WOW, this is so wrong. I've heard and witnessed so many nasty divorce cases. I don't fear man but i do fear marriage.

[@leahv5892]

Joshua GangGang yeah... so wrong. 1k for every year she had to put up with him. He’s a real victim.

[@boequicaprothotii4045]

@@leahv5892 And how do you know what she went through?

[@nananyarko9682]

@@leahv5892 yea , he is. This man could lose his house , kids and pay child support on top of it all.

[@stephenshelton4267]

@@leahv5892 You mean 1K in completely unearned and undeserved funds that she's receiving simply because he allowed the gynocentric legal system to transfer his wealth to a worthless parasite. C'mon feminist. Where's the "women can do anything a man can do" attitude? The relationship didn't work out. She's an empowered womyn who don't need no man.

[@RonJohn63]

What's so wrong about each party getting half of what was acquired during the marriage? It's *completely reasonable.* (Yes, I just got divorced, and had to transfer a big chunk of one of my IRA accounts to her. It's what she deserved.)

[@thetruth5635]

Getting married is scary , child support , nonsense like this etc I want to stay away from that

[@rodrigoelgu]

And dont believe when a woman tells you she is not gonna put you on child support as long as you are there for your kid, how i know that well from experience.

[@jasonlarsen3515]

Marriage is awesome. Be a man

[@darkwowpg]

@@jasonlarsen3515 It's a trap. And outdated.

[@TheSpringMood]

Or just don't have kids...

[@DenisFrance88]

don t worry, u don t need to be married to get easy lay these days. women are very easy

[@packratswhatif.3990]

Im 65 and I never married, even now I still OK with that in terms of my financial retirement setup. Way too many $$ horror stories from family and friends. I have my stuff (and money to live on) and I have a dog - hey Im happy !

[@joeblack4980]

Don't get married!!!

[@iamme50]

Austin Davidson I won’t.

[@kujjjooo]

You ain't lying brother

[@mtnmann72]

I have no desire to risk my retirement that I worked 30 years for.

[@Stephan2P]

You sure you don't want to play Russian roulette with 5 bullets in the chamber?

[@vincemouton893]

Around 1970 before the crazy update in laws, a guy in gov office got a divorce after many years married. It was contentious. She was awarded 50% of his pension. He was working far beyond retirement age. I asked one time why he was still working and he said my divorce gave my wife 50% of my pension WHEN I RETIRED. She is never going to see a dime because I am NOT retiring unless she dies.

[@TheDiana1988]

He should get it prorated.he because only 15 years they were married.

[@sheila3936]

diana wood he did. She’ll receive only 1/4, not 1/2.

[@circejanuary]

It's the couple money if she is a stay at home mum.

[@GenExDividendInvestor]

It's awesome how Dave has a great answer for every financial situation he's presented with.

[@PassportBrosBusinessClass]

Take the other half and move to Phillipines You can live very comfortably there on $12,000 a year. Or Vietnam

[@Elizabeth-yg2mg]

Who wants to live on the Philippines? Ick.

[@joshuasir_prodijay4540]

Do not get married is the lesson of this video. Do all marriages end like this one? Of course not, but if you think risking half of your assets on a coin flip is worth it then you're better off spending time at the casino or buying lottery tickets. It'll cost you less. And that goes for both genders in a situation where you make more or have more assets than your spouse. It's just that women are more likely to initiate a divorce than men so we talk less about women not getting married.

[@chrislopez5287]

Marriage is poor risk management and divorce is asset protection. He wouldn’t even get half if they stayed married. My wife cost me more in Starbucks than I make.

[@jamalcole1985]

Should have got a pre nup or not marry at all.

[@mosesyang4222]

@@jamalcole1985 Dave will always recommend against a prenup b/c he's pro women and always sides with them

[@jamalcole1985]

@@mosesyang4222 Facts

[@sopascat7]

Both should sign a prenup.

[@tb8654]

@@jamalcole1985 prenups can easily get tossed out bro

[@rachelgee7894]

I'm convinced 90% of your happiness in life depends on who you marry.

[@andrewbinns5035]

Or the dogs you adopt.

[@harrisonwintergreen1147]

Choose wisely, treat kindly

[@aaronosborn7395]

I’m convinced 90% of my happiness is me deciding not to get married😁

[@nightfangs2910]

I'm convinced that 💯 percent of my happiness is making sure I'm never getting married

[@Eaglejake]

"Happiness" does not revolve around marriage, although most believe this. You can be happy and share your life with someone without signing the Government Contract (Marriage license). Unfortunately, almost all women, and some men, are conditioned from birth to believe marriage is the goal in life.

[@CarnivoreStork]

You’d think she might not be interested. But Dave is right, make the low offer with both lawyers she might bite.

[@rick7972]

herbielina It sounds like he’s expecting $60K per year for life once he retires. I would think that her lawyer feels she’s entitled to $15K per year once he retires. Therefore, how can paying her a lump sum of $7K now be such a great deal for her? Only if she’s in dire straits right now, I would think.

[@Eaglejake]

@@rick7972 For one, he is not entitled to benefits until his mid-50s. So nothing for ~6 years anyway, and he plans to work past that. He may work another 15 years, and then collect. If he dies, then it may not be transferable. If he does not make the next 6 years, then he may not get anything. Money $$ today, any money, is worth more now than 6 or 15 years down the line. Just because your house is worth more today, does not mean it outpaced inflation.

[@samuelgriffith86]

@@rick7972the math Dave done here is absolutely horrid. 15k for the rest of her life starting in 10 years is not worth just 7k

[@jonathangant251]

I know someone who had to go through the same thing , everything . I'm not sign up for this . The birth rate in the US is down 4 yrs straight this is why .

[@PInk77W1]

True story I knew a lady who was married and lived separate from her husband for long time. He was paying her $1000 a month. The kids were grown and he finally decided to stop paying her. She got a lawyer and filed for divorce. He was a govt worker. The lawyer sent the paperwork to the pension fund people. She now gets half of his pension. $1975 a month. until he dies.

[@coloursoftherainbow8399]

So didn't she have any assets? And how does he live now with half of his funds not coming to him?

[@PInk77W1]

@@coloursoftherainbow8399 she had very few assets. He lives with his new gf and my guess is she is not happy about this at all. Lol. If he would have just kept paying the $1000 per month he would have been way better off.

[@Jane5720]

@@coloursoftherainbow8399 that would be his problem and not hers how he would live

[@boston312]

beautiful story!!

Dave doesn't understand the question. They guy's pension is 60K *a year* The wife will get 15K *a year*

[@timmydevil999]

And this my friends is why you don’t get married in today’s economy.. hypergamy is running rampant in this country

[@bres9977]

timmydevil999 There’s nothing wrong with hypergamy, especially if the woman is expected to put her life on hold and ruin her body by giving birth to and raising children. There needs to be a much greater benefit and trade off than simply creating the next generation. Otherwise, it’s not worth it. In that case, make money, travel the world and enjoy life. If she doesn’t have a beneficiary, donate her money to a charity, etc. At least when it’s all over, you can leave this earth fulfilled and happy.

[@jennym007]

My husband and I have been married 21 years and we are still very happy. It happens folks. Don’t let this put you off marriage as it’s wonderful with the right person.

[@vince263]

Understand but it’s still a risk. As a person with assets/money, marriage is very risky. Why take that risk?

[@hymnodyhands]

Congratulations to you and your husband, ma'am

[@anthonydavid3314]

Says a woman! I read through 50 comments on here and you’re the only one saying marriage is a good idea. You’re also the only female comment I’ve seen. Let that sink in for a second!

[@mollycule2792]

Anthony David I’m a woman and I watch a lot of Daves videos. I’ve been following it for years. Maybe some of the women these guys are marrying are not of good quality.

[@davem4193]

Over 50% of marriages end in divorce. Women initiate divorce in 70-80% of all cases. Those odds aren't worth it to me.

[@laurabalzekas4163]

At its base a marriage is also a partnership, and you agree to that when getting married. Just as a 50% business owner if you split up the company you split EQUALLY the proceeds. So tired of hearing that the woman didn't "earn " the money. If you are in a marriage that you don't feel your spouse is working whether on household stuff or a outside job, don't wait 15 years to divorce them.

[@ariefraiser140]

Cause when she leave your a*s she gonna leave with half -- from that great poet Kanye West

[@jwonz2054]

Poopy-di scoop Scoop-diddy-whoop Whoop-di-scoop-di-poop Poop-di-scoopty Scoopty-whoop Whoopity-scoop, whoop-poop Poop-diddy, whoop-scoop Poop, poop Scoop-diddy-whoop Whoop-diddy-scoop Whoop-diddy-scoop, poop - also Kanye West

[@ariefraiser140]

@@jwonz2054 Told you he was a great poet.

[@anthonyfletcher8053]

@@ariefraiser140 😂

[@isaach5489]

Dave Ramsey same guy that tells people to put their money together, and shames men for not doing so. It's a partnership he says, yea until someone splits. Nice financial advice

[@iniubongnkanga9390]

I feel Narcissism is brought on by trauma and a need for control. I think that demons are looking for an open door to enter and control people and using trauma affords an opportunity for them, thank God for my friend who referred me to an hacker and i was able to hack my partner's phone, all i did was to share her phone number with (genius-tracker) without touching her phone and i got access to all her text messages, Whats-app, Facebook, Snap-chat, Instagram, Email, Twitter both new and deleted messages, and see all the proofs i needed for a divorce and even terrible things they had planned. Contact him to help he is a genius. You can text/call [phone] or reach him on Whats App [phone] and also write to Via Gmail (geniustracker701) thank me later...

[@waynemiller6070]

Right, you don't think marriage is a business? Talk to me after the divorce.

[@appleiphone69]

wayne miller marriage is not about money, but divorce is. lol

[@brianparent4882]

If she was a stay at home spouse, she’s entitled to whatever comes her way. She stayed at home to take care of that business and in a way sacrificed wealth building for herself. If they were both in the market place a fair and equitable way to go is to split things evenly. Either way it is not his pension, it is their pension. It is not his house, it is their house. It is not his 401k, it their 401k. Marriage means you blend everything, you promise all your worldly belongings to your spouse. If it dosent work out it’s only logical that it gets split half down the middle.

[@johnkhouzam9293]

Dave is an idiot

[@SignorNessuno65]

My ex and I weren't even married and I had to pay her to go away.

[@sunset6010]

Dude, seriously ?

[@JZHevenly]

Nah why? Educate US brother so we can learn from you cause we AS Man need to take our power back!

[@MN_Engineer]

Prolly child support

[@DrogoBaggins987]

I'm guessing common law married?

[@SteveCox1]

It's not just cohabitation. One of the requirements of common law marriage is that they both have to present each other as their spouse. If he was always referring to her as his girlfriend and never saying she was his wife then she wasn't his wife even if they did live together.

[@joejonas6816]

A quarter of this guys total pension is 15k.... did he mean a year? I thought municipal workers had decent benefits that’s just pathetic if the total amount is 60k like seriously I’m embarrassed for him.

[@thomasharvanek2411]

15 grand gone, pft Those are rookie numbers!

[@AStanton1966]

Proves the old saying: it's cheaper to keep her.

[@robertblaney5033]

Not always. My ex spent so much money that I finally divorced her, she got half of everything. In the long run it was MUCH CHEAPER to be done with her. You know why they say divorce is so expensive ??........ BECAUSE IT’S WORTH IT. !!!!!!!! 😂🤣🤪

[@ramboxlegacy14]

@@robertblaney5033 I’ve heard both sayings. My favorite is “ It’s cheaper to pay by the hour”

[@no-gracias9863]

@@ramboxlegacy14 loool

[@autd5244]

Let’s keep in mind that Dave believes in the power of marriage and family before we start hating on marriage. There are a lot of incredible things that come with marriage and I can genuinely say it made my relationship stronger and happier.

[@christophercarrigg3775]

It's a lot easier for a woman to say this when all the laws systematically are designed to favor her

[@hottuna2006]

Let me guess. You're a woman?

[@Dhuxul9]

what a joke defending this fraudulent institution

[@boston312]

some of these incredible things that come from marriage is child support, paying alimony, losing assets and splitting your pension.

[@chuckwillis5827]

my ex got 60% of my retirement and still gets to draw on my social security. and she was the one playing around for at least 15 years, so people tell me that saw her.

[@iniubongnkanga9390]

I feel Narcissism is brought on by trauma and a need for control. I think that demons are looking for an open door to enter and control people and using trauma affords an opportunity for them, thank God for my friend who referred me to an hacker and i was able to hack my partner's phone, all i did was to share her phone number with (genius-tracker) without touching her phone and i got access to all her text messages, Whats-app, Facebook, Snap-chat, Instagram, Email, Twitter both new and deleted messages, and see all the proofs i needed for a divorce and even terrible things they had planned. Contact him to help he is a genius. You can text/call [phone] or reach him on Whats App [phone] and also write to Via Gmail (geniustracker701) thank me later...

[@pipr5070]

That’s so unfair, that she got this type settlement from you.

[@JudyHart1]

Her “drawing on your social security “ does not impact the money you receive one bit.

[@dustyrhodes2717]

Leave the country and don’t pay

[@blackbeltfinance4026]

When you marry her, you also marry the government

[@zeynand4039]

You marry the government when you are born. Thats always your first partner.

[@blackbeltfinance4026]

True story

[@L228A]

@@zeynand4039 That's not a marriage. It's more like ownership.

[@freddieh5539]

Some guy on a TV sitcom said he was getting married. His friend said, "Why don't you just find a woman who hates you, and buy her a house?". That's pretty much how half the marriages end.

[@johnnybemus1378]

Hired guns you pay for to take what you worked for.

[@TeinciLove]

People sure are making a lot of assumptions about women and marriage. No one even knows why they are getting divorced or any other details.

[@HorribleHorrorMovieReviews]

TeinciLove Just like you are assuming the guy did something to deserve the divorce . BOOM Mic drop 🎤

[@fnordiumendures138]

Those assumptions are born out of statistical facts. Women files for divorce a lot more than men and get a lot more divorce money from men than the other way around. You might feel that "every situation is different," but the stats don't support that.

[@moonireads]

@@fnordiumendures138 women file for more marriage dissolution because most of domestic violence cases are against women, not men.

[@fnordiumendures138]

@@moonireads First, there ins't that big of a difference between domestic violence against men and women. Second, claiming that domestic violence is in any way the leading cause of divorce is completely ridiculous.

[@fnordiumendures138]

@@moonireads Yeah, and that leaves 24% male victims, and fail to address that the divorce numbers are vastly larger than the domestic violence numbers. But you keep on living in that "as long as I can smugly blame men for anything what so ever I win the argument" bubble.

[@Ryan-ut3cg]

Young fellas listen up! Avoid this! DON'T GET MARRIED!! IT'S JUST NOT WORTH IT!

[@ibettrivero8925]

I just stopped by to say " I AM HAPPYLY MARRIED" 🥰🥰🥰🥰🥰🥰🥰🥰

[@firechase7640]

IBETT RIVERO so was this guy at one time

[@floridaboy305boy3]

@@firechase7640 🤣🤣🤣🤣😂 YES

[@mattpalmq]

Happily *

[@t206kid]

For now

[@L228A]

You're only speaking for yourself and you're failing to realize that it only takes one party to initiate a divorce, don't be gullible.

[@stephenshelton4267]

There is literally no reason a man should get married.

[@DavinR16]

Fr tho

[@justshady]

Greencard

[@TeinciLove]

Nope. I think they should find other sexist men to be with. Till death do they part.

[@stephenshelton4267]

@@TeinciLove So if recognizing the fact that the only upsides to marriage are for the wife is "sexist" then that must mean you are vapid.

[@odabuu]

@@TeinciLove Hold on so you're saying a man not getting married is sexist lol, feminism am i right?

[@redkrawler]

My Dad always told me not to get Married! Thanks Dad! 😂

[@TinyCricket89]

My husband has been working a government career for almost 20 years and he relies heavily on his pension to retire (it’s a good pension too). He is previously divorced and what saved him from losing part of his pension to his ex wife was she drained his other savings account. She could have either waited for him to retire and gotten the pension benefits for life or taken all of their savings during the time of the divorce (but overall worth much less than a lifetime of pension). Thank God she did, we have since built our savings back up. I did sign a prenup stating that I would not take any of his pension in the event that we would divorce. He works up to 60 hour weeks providing the best for us and I get the luxury of staying home with our child. I couldn’t in good faith take his retirement from him even if things ended.

[@sopascat7]

Patrice C , I hear ya girl. Depend on self. If I get married I’ll have a prenup ready (I’m not even rich).

[@TinyCricket89]

Johnny Five I don’t understand how prenups get thrown out. What’s the point of them then if they aren’t enforceable? We both had our own lawyers representing us so it wasn’t an unfair, one sided deal.

[@IndigoStarrAz]

If your a stay at home mom you deserve a large share of everything if it ever comes down to divorce.

[@brianparent4882]

They worked together for 15 years. Why is it his pension and not their pension?

[@JesusFreakJene]

Was she worth 50% of the pension? There are so many gold diggers looking for stupid people.

[@cjezinne]

I don’t think a gold digger would wait 15 years, for 25% of a 60k pension 😂

[@JesusFreakJene]

@@cjezinne You would be surprised what lazy evil people will do so they dont have to work 😠

[@RonJohn63]

Marriage is the union of *two* people. When they split up, assets (and debts) acquired during the marriage are split *in two.* How is that unreasonable? (My ex-wife was *not* a gold-digger.)

[@JesusFreakJene]

@@RonJohn63 You found a good one....too bad she's your x

[@youlose0513]

Here it is gentlemen, DONT GET MARRIED IF YOU WANT TO KEEP YOUR $$$ AND PROPERTY

[@SpeedfreakUK]

Don’t try at anything because you might fail.

[@youlose0513]

@@SpeedfreakUK No, dont get married doesn't mean dont try anything.

[@Jane5720]

Ladies do not have babies with men that you are not married to

[@AK-hw9ij]

Dave is misunderstanding the equation. I’m sure it’s 15k PER YEAR not 15k one time.

[@DiscoFang]

There was something iffy going on here. I thought he said the present value of the pension fund makes her 1/4 share $15K. Which is today's value. Then he based the present day value calculation on a FUTURE value of $15K.

[@earl60446]

I agree. A pension is paid every year. The guy will get $30k every year, his wife gets half or $15k every year. That is worth way more than $7k one time payment. Probably more like $100k one time payment. If I was him I would be working a long time, she will not get anything til he decides to retire, assuming she is still around. Sad it comes to this.

[@The_Dougie]

He probably has to pay alimony too.

[@sergequick5053]

Dave understands 100% completely he just doesn't want the caller to commit suicide after the phone call lol.

[@michellerichardson3090]

@@earl60446 i thought hw said she was going to get half of a half

[@SuperDagod1]

You don’t get to settle out of this. The judge will decide how much. Then a form will be sent to the pension company and her portion will be put into an account in her name and taken out of yours. The way to prevent this is not get married. Hope it was worth it.

[@nightfangs2910]

She will be asking the new boyfriend, hey do you have a government job too ? my ex did 😏😏😏

[@Eaglejake]

Yep, they are out there. Especially the ex-military wives. Some are collecting on two retirements. Easy to do when you can retire at 42 years old.

[@baseline6786]

Never marry someone who is not financially equal.

[@waysideturnip7238]

😂omg ok buddy

[@baseline6786]

@@waysideturnip7238 the woman you marry won't be the same one you divorce..

[@pooh4025]

@@baseline6786 the man you marry is not the same after you divorce him either don't just put it all on the women.

[@baseline6786]

@@pooh4025 well more so to a woman a marriage is more a business deal.. as favors them highly in courts

[@skyrobin4008]

Men don’t marry for money or financial equality. They marry for beauty. Besides, you can marry rich and become poor. The vows say for richer or poorer. You marry your “equal” then he/she loses everything... You’re now the main earner of the family. What can you do?

[@almedaathill8909]

Didn't realize there were so many bitter men out there. Women are usually he ones who get left at middle age or older after devoting all their youth to a husband and family. I was married for 25 yrs. I had a wonderful marriage. My husband passed away this June. I would gladly give away all my worldly goods to have him back. I loved that man and he loved me.

[@tmcorey1]

I'm very sorry for your loss, but you both were in the minority of marriages.

[@adammitry3543]

The court system has a bias towards men. There is a double standard.

[@thatguyoverthere2288]

Statistically you're false. Your anecdote is about 60 years old.

[@brob-zy8zi]

First I'm sorry you lost your husband. Second, your numbers are off. Over 70% of divorces are initiated by women today. That number jumps to over 90% when dealing with college educated women.

[@IndigoStarrAz]

Sorry for your loss. That being said women initiate way more often than men.

[@samspade3227]

I advise young people to get a commitment ceremony. Many minister’s will do it in a church setting. All the bells and whistles. Just do NOT get a marriage license. A license is a legal contract. Many elderly retired people do it so it doesn’t mess up there finances.

[@PassportBrosBusinessClass]

MY WIFE IS GETTING HALF OF MY PENSION. NEED HELP Sincerely: OJ SIMPSON

[@JavaScriptJolt]

😂🤣😂🥇

[@Darkempress45]

This comment is gold 😆

[@JsmoothGaming00]

Big truck you watch this too? Bro put more videos up on home buying and financial advice please. Happy holidays:)

[@mesoanto1031]

That joke is like a glove that doesn't fit so please quit!

[@ladyjade6446]

Bigtruckseriesreview Motorsports lol terrible!

[@lamontyoung3709]

Greatest infomercial to never marry ever. Traditionalists would do well to stop putting these types of videos on KZbin. Marriage sounds more and more like a raw deal to men.

[@Eaglejake]

It doesn't "sound", um,....it is a raw deal.

[@IkaikaArnado]

Never marry out of love. Treat it like a business and make sure you find a hard-working and trustworthy business partner.

[@benfrankog6111]

Tradcucks just don't get it. They think men will continue to selflessly sacrifice for women no matter how manipulative western women are or how unfair the divorce laws are.

[@AMK544]

You could just find a good person who will treat you well and not divorce you 🙃

[@jessicalt4121]

Lamont Young well, I know a lot of women who took care of their husbands, their house, their kids, they worked 50 hours a week as a stay at home mom which IS a job and worked weekends. The husband only worked at the office and worked less than the wife.....so, yes she deserves part of what he saved because he NEVER paid her, or men can just pay the woman a paycheck for services rendered then she can invest or save herself. It is not cheap to pay a person for cooking, cleaning, chauffeuring kids, getting up in the middle of the night for kids, taking kids to school and picking them up, laundering, parenting, tending the yard, etc. or calling for some of these services and coordinating. it was determined a few years ago that it would cost approximately $60,000 a year to pay for these services, so....or both work and split all housework or hire help.

[@2003JrF4i]

Should’ve listened to Tom Leykis instead!!

[@anonamous365]

DTB

[@louiseherta7791]

If the wife had a pension it would be the same rule. I made more than my ex and we each had to split our 401k in half and give to the other. He ended up ahead because I had saved more. It goes both ways folks.

[@Elizabeth-yg2mg]

I used to work for a huge pharmaceutical company. Many of the women there made much more than their husbands, got divorced and had to pay the guy, not him her. More women are getting degrees and better jobs, outnumbering men now. But these comments are full of guys who are sure they're getting ripped.....

[@annhans3535]

There is a guy at my husband's job who is over 70 and refuse to retire because he does not wife to start getting her half.

[@geriroush8004]

wow, what a bitter man.

[@bedlamp9157]

I'm betting half my stuff that we will stay together Marriage.

[@DrogoBaggins987]

Half of your stuff but all of your kids and your soul.

[@BuckI2Bdad]

You can get better odds in Vegas

[@Eaglejake]

You forgot lifetime alimony, aka legalized slavery, in a few states.

[@garyodriscoll7988]

Drogo Baggins you will never loose your kids if you have been a good father. Ever.

[@Eaglejake]

@@garyodriscoll7988 You are too funny. Women get child custody in 90% of all cases. After that, yes, the ex-wife never speaks badly about the father......ever. SMH.

[@MindfulAttraction2.0]

This makes you wanna break the law or something. This makes you soo bitter. I'd be. I don't know how these dudes keep it civil. That's why I would never get married

[@RonJohn63]

My ex-wife stayed home many years, and then worked in a church daycare, cooked all the meals, cleaned the house, etc, which gave me the chance to work a well-paying job. To say that she doesn't deserve half off the assets (we had no debts) is... *patently absurd.*

[@RonJohn63]

@Rvqsx - maids are not wives. I'm glad I married her. (Now I have a maid come in every two weeks.)

[@passingthru69]

Even in death the ex seeks out funds Yep, when my Dad died. My mom who had been divorced from my Dad for over 20 years was wanting to see if she could get any of his teachers pension. I was the one handling his estate. I made sure she didn't get a dime. No she didn't legally have any coming. But damm she was still trying to drain my Dad, even after he passed.

[@danielgreen7018]

What a POS...sorry

[@befree9579]

Dam what a vulture.

[@autiger621]

So happy I’m never getting married! I feel for you dude.

[@Ricardo_C]

Smart man

[@Eaglejake]

Say it, and mean it. Share your life with someone, but NEVER sign the Government Contract, aka Marriage license.

[@stephenshelton4267]

One of the funniest things about men wising up to the reality of marriage is reading all of these post-wall women whining about "where have all the good men gone?" and commiserate about how they'll never be the center of attention in their own wedding, have someone to nag, and have their own organic ATM. This is why feminism is so focused on turning the Federal Government into their substitute husband.

[@eliubfj]

But why? Get married bro! Why you even wanna keep 100% of what you worked for?

[@MistyGlades567]

Then be prepared to lose the woman of your dreams if youre lucky enough to find her.

[@IndigoStarrAz]

It's not a one time payout. She is due $15K per year starting in four years, and more if he delays retirement.

[@dirtwhisperer658]

Young men take heed: When you marry HER you also marry the state and federal government and they have full access to every asset you will ever have. For the rest of your life.

[@DouginHanover]

Ten years ago I tried to get a divorce in Virginia. Went to my local lawyer's office and they told me my wife would be getting half of my 401K. Not music to my ears. They told me for another $2500 they would compose a special form for her just to look at, which was just some BS I know she would just toss in the waste can. I sadly walked out. I went to another lawyer and all he told me was "You'll get something." I could have gotten the same answer if I just asked Joe down the street.

[@sonicthehedgehog7842]

A lot of people are saying dont get married, just dont marry the wrong person. Be with someone who has a career and their own aspirations, and stop dating shallow, hedonistic people 🤪

[@jonathangant251]

That's 90% of women.All women see men as tools .

[@grendelprime166]

That's no guarantee. I married a hardworking Christian conservative woman. 18 years later after discovering the affair I was personally destroyed.

[@sonicthehedgehog7842]

@@jonathangant251 I am a woman and I see relationships as partnerships.

[@jonathangant251]

@@sonicthehedgehog7842 that's fine but women today are using men as retirement plans .

[@hymnodyhands]

Bear in mind that many of the men saying it are revealing their shallow hedonism ... my things, my fun, my money... So, their ability to discern, attract, and keep a woman not on that same page is severely limited.

[@saeedanasir]

"Wife Is Getting Half of the Half Of My Pension In A Divorce! " Fixed the title for you.

[@TheRealHarsjan]

And that folks is why you don't get married

[@jeanlenor1858]

Get a prenup

[@Silented1234]

jean lenor nobody needs a prenup to tell a judge what is rightfully theirs. Just take what is yours and if she leaves, her loss

[@jeanlenor1858]

@@Silented1234 Dude, it doesn't work that way. Once your married everything you own after that, is shared. It doesn't matter if its yours.

[@ronawitz7965]

Answer to the NPV question is 80k. 15k a year, starting in 12 years, distributions of 15 years, 6%.

[@landgin3781]

It’s 2019: prenub is a must in this day of chaos fellas.

[@benreilly595]

WHY HE SOUND LIKE A LIT CIGARETTE?

[@bethanyroberts4744]

Why are you commenting while high?

[@tommyheaden7870]

🤣

[@johnmuckleroy]

Reminds me of a line from a Russ Meyer movie "Is the fuc*ing you get worth the fuc*ing you get?"

[@matildamaher2650]

I don’t understand, once you are divorced why should she get your pensions

[@jondavis2206]

During a Divorce the responsible party always pays the other. The irresponsible one always comes out on top. They contribute nothing and walk away with 1/2 of everything.

[@HHHPedigrees]

Never get married. Bad deal for the men. Might as well throw half your money down the drain

[@MyNameIsCorey]

15k pension over 30yrs 🤔

[@JavaScriptJolt]

Yeah, that seems really low!

[@zoraster3749]

25% of his pension is $15k. She was entitled to half of a half.

[@rick7972]

It sounds like he’s expecting $60K per year for life once he retires. I would think that her lawyer feels she’s entitled to $15K per year once he retires. Therefore, how can paying her a lump sum of $7K now be such a great deal for her? Only if she’s in dire straits right now, I would think.

[@sharonfleshman6961]

Yeah, I am not sure the caller/Ramsey are clear on what the numbers are. I would not ever give up a real pension that is 15k a year. For life? You can't easily get that kind of security. And 15k plus social security sounds modestly livable.

[@sebastiaanvandoorn3223]

Is that not 15,000 per year if it's a municipal pension? In which case its net present value would be closer to 100,000?

[@elephantom12]

I'm a young guy up here in Canada and I never will be getting married. I have heard that even if you are in a relationship for a certain amount of years it is considered a common law which entitles your partner to half the stuff. Can anyone from Canada confirm this or tell me the full story on the matter? These gold digging women and messed up laws scare me big time.

[@stephenshelton4267]

I think this varies a from location to location, but with female privilege being what it is I would take the safe route by not even living with a woman.

[@benfrankog6111]

Yes it is location dependent and Stephen is correct. Don't risk it.

[@elephantom12]

Thanks for the info fellas

[@jonathangant251]

Learn asset protection

[@trophy8174]

I’m 25 and I started my pension job when I was 21. No way I’m risking my pension with marriage especially with the amount of girls initiating divorces.

[@carlosortega8847]

Don’t divorce men stay with her and enjoy you life with her and the pension.

[@Elizabeth-yg2mg]

She wants out in this case. It's not up to him.

[@discoveringcalculus]

Also, it’s very possible that 60k is a surrender value, more close to amount you contributed and not reflecting employer contribution (which you cannot take out if your public employee).. but actual payout might be given by a formula like 2% x number of years of service x final salary -> paid out per year (California has something like this)… and so you really need to calculate present value of that,… but in that case paying 1/4 of surrender value ($15k) would be much better than basing on a present value formula.

[@TheLizardKing1967]

Another reason why not to get married.

[@iniubongnkanga9390]

I feel Narcissism is brought on by trauma and a need for control. I think that demons are looking for an open door to enter and control people and using trauma affords an opportunity for them, thank God for my friend who referred me to an hacker and i was able to hack my partner's phone, all i did was to share her phone number with (genius-tracker) without touching her phone and i got access to all her text messages, Whats-app, Facebook, Snap-chat, Instagram, Email, Twitter both new and deleted messages, and see all the proofs i needed for a divorce and even terrible things they had planned. Contact him to help he is a genius. You can text/call [phone] or reach him on Whats App [phone] and also write to Via Gmail (geniustracker701) thank me later...

[@MustangsTrainsMowers]

If I had ever married, and was going through a divorce the questions would be ok which Ford Ranger, which garden tractor, which of my $4000 Lionel trains collection do you want? Because I don’t have money, pension, investments or anything else.

[@techlord5573]

Got divorced after 12 years and wife wanted half my retirement and my lawyer said give it to her so you can keep the house even though i bought it and paid the monthly because her career didn't work out so well for her. The system is set up to take a man's money away.

[@rockymarcianothe3rd135]

Never ever get into a marriage contract

[@RealSerie26]

Listen, laws in the U.S. protect women and animals. Do not get married, period. I am in the Army. As soon as I heard some woman who never had to spend a second in combat or sleep in the rain, would get half my pension, I was like no thanks.

[@Christfollower89]

Ive been in 10 yrs. All 3 deployments with my wife (2 of them married) and fixing to go on my 4th to Afghanistan again in a few months. This is definitely something that I am afraid of happening someday, since I plan on doing another 10 yrs to get my pension. Hopefully I won't add to the statistic!

[@wyatt1153]

You'd have to factor in future inflation also. Which would devalue the amount.