The Biggest Factor Holding Your Back From Becoming A Millionaire

[@TrapMusicNow]

Haha love Jade and Dave together lol. Great chemistry here for sure.

[@carltonpresley5415]

As a 31 year old man. It’s hard to find someone to build and grow with. Seems like most people want instant gratification these days unfortunately

[@mohamedhasan6264]

Going solo is easier.

[@ClaxtonBay123]

It's just you buddy. Work on your communication skills.

[@joeriveracomedy]

I made it to 40 without being married or having a business partner. Head down. Made money.

[@Artisan_GenZ]

Today's business landscape is like a candyland for entrepreneurs. Consumerism is booming worldwide, and relocating to new places may be the best option for those seeking to create rather than just consume. Though like-minded people may not exist where you are, that doesn't mean they don't exist somewhere else. If you're limiting yourself to one city, state, or even country, then yes, it can be very difficult. But for those who are willing to move towards opportunities, it becomes a lot easier. Godspeed.

[@genglandoh]

Hang in there. We have 3 boys in their 30s and they have all found and married great women with good values. Example Our youngest son when he first graduated college took his girlfriend out to a fancy dinner. A few days latter she told him it was a great dinner but don't waist money on her like that again. She grew up on a farm and her father died when she was in middle school so they did not have a lot of money.

[@Sixty5South]

The message in this video at its core wasn’t about money and that was powerful.

[@gmrrnracr]

I was married for 15 years. Now my goal is to be independent and perfectly content in NEVER getting married again!

[@frozentundra7446]

Great chemistry between Dave and Jade!!

[@thepracticalblade9013]

I used to tell my ex (who was horrible with money): "There is no 'deserve'. There is 'can afford' and 'can't afford' ". She would constantly buy herself expensive items she/we couldn't afford because she allegedly "deserved" them. I remember one specific incident where her justification was "I had a hard day at work" and I said "Yeah, you and billions of other people in the world."

[@thepracticalblade9013]

@@musoui I saved more money with half the household income post-divorce 🤣

[@65stang98]

dont say cant afford say how can i afford. Cant afford stops the mind from working and is also sub conc demeaning

[@lolwtnick4362]

​@@65stang98now you're splitting hairs with feelings instead of facts. i have $5. can i afford a brand new Ducati? No, is the answer.

[@mariacorretge6615]

I really love these two together. I love the energy that flows.

[@angel-ij4xv]

this show needs to go out of business Dave is running a scam here

[@vjbajwa42]

How

[@angel-ij4xv]

@@vjbajwa42 how these nuts

[@marcd2743]

Couldn't agree more.

[@marcd2743]

@@angel-ij4xv Yeah, telling people to pay off their credit cards is a scam.

[@WarriorsPhoto]

I understand that. Being on a team and winning is way better than the alternative.

[@respectabletampodcast]

Please make a Jade and Dave playlist. I'm begging you. I love the way their energies feed off each other. They are my favourite Ramsey personality collab right now.

[@mannalawson432]

I totally agree!! I want it too!! 😂😂

[@TreyDaStonerBeatPage]

I still watch Ramsey even though I don’t agree with Everything he teaches now that I’ve learned the basics I feel his teachings should be what everybody should learn starting out with finances I never had any discipline with my money before reading his books

[@gibblespascack1418]

For me it was a math problem when I was 26. I used the fidelity site to find out how much I have to save to have $2.5 million by retirement. I assumed that i would need that much along with my pension to have a good retirement like my grandfather. We assumed that SS would not be there, and the jury is still out on that in 2032. So that fidelity program said that I need to put $500/mo into the fund for 41 years to end up with $~2.65 million. So I stayed on track for the first 17 years and ended up with a million. Then after ~7 years it would double, and after another ~7 years it would double again. That fund is closing in on $6 mil. So yes, it can be a simple math problem.

[@onyeilonyeil9468]

I don't think u understand it. Math is involved interns of numbers. But d reason u got to where u did is VISION & DISCIPLINE, NOT math. There's lots of people making 6-7figs that are living paycheck to paycheck, their problem isn't math, it's a BEHAVIOR aka SELF CONTROL & DISCIPLINE.

[@Ravetar101]

Cap

[@peace3388]

WELL DONE!

[@gibblespascack1418]

@@onyeilonyeil9468 It is math. Part one: Have a plan(math). Part two: Execute the plan. The 6 and 7 figure people, living paycheck to paycheck, don't have a plan and certainly are not executing a plan. In "Tuff Times Never Last, Tough People Do", If you do not have a plan, they are planning to fail. That ranges from the people like my dad saying that "he does not have enough income for a budget" to the caller a few days ago saying that their 3000/mo food budget is holding them back from paying off their under 10K student loans which are in forbearance while making a 170K/yr. That is a discipline problem.

[@rog3rs528]

@@gibblespascack1418 making the plan (math) takes maybe 30 minutes to an hour of you life to figure out your goal. Living the rest of your life on said plan takes everything you got to succeed. Its 99% discipline. Its like a construction permit plan....we don't give credit to the permit when we build houses, we give credit to the labor because the permit is just a plan. Here's another one. Tom Brady is successful because of his skills gained from work he has put in, not the plays (plan) that are drawn off a playbook. Anyone can use the same playbook and still fail. It has to do with the discipline and that's what you did. Good job on sticking to the plan. You are the winner for staking committed and remaining disciplined, not the plan.

[@EllenRuthSoap]

The red soled shoes are Christian Louboutin's.... Never had a pair, but they sure are pretty💗

[@alinatamashevich3354]

LoL, they are comfy!

[@larrybarbee4916]

Your biggest financial decision is who you marry.

[@cameronvandevelde4186]

"I'm gonna work hard to get me a truck" how dave said this has me dying laughing. how he does impressions like this is great, i love it!

[@striperkid]

Here's something funny. My ex was the better saver than me, and to be honest, better with money. I've always liked my toys. My 2nd wife is a spender, just like me. Somehow we both turned the corner and now both of us save, and invest and paid off debt. Maybe I matured, who knows. We're both on the right path now.

[@johnmcafee6140]

The biggest factor holding me back from being a millionaire is a lack $1,000,000. 🤣

[@donaldlyons17]

LOL. Yeah for many it is likely income. I think many making 50K over their entire lifetimes only end up with about 1.7 million over that same period of time. No being a cash millionaire requires having either extremely low expenses or making very high lifetime dollar amounts of money. I doubt the precentage of people who meet those requirements is very high at any given point in time.

[@msbrithorton]

I absolutely LOVE watching Jade and Dave together. This is such a magical and dynamic duo. Probably the BEST pair in this show, along with Jade and Ken Coleman (I love them together too!). Just a pleasure to watch and listen to the two of them together.

[@Albert12893]

Better pair was Dave and Chris hogan for me

[@nae4830]

Love these two together!!

[@firstymclast5929]

I am so glad they finally found a Dave-level personality with Jade.

[@abigailbrown2147]

YO HELLO! You are right about wives! I make my husband rich! I worked 3 jobs until we had a child, used the money to by duplexes, & I’m a stay at home mom pinching every penny so we can pay off 3 duplexes & buy a home.

[@cameronmcfarrin4587]

Unfortunately my mother and step dad are not in unison when it comes to financial decisions and both of them are not where they should be financially at this point in their lives. They do not work together in unison and do their own things. A team helps when everyone is on the same page.

[@LuisLopez-nk7fj]

Ask divorce man what happened to their money they built together?????after courts

[@zeal4god402]

Refrain yourself from fornication(ideally until marriage) for as long as possible so your emotional/mental discernment is as clear and unobstructed as possible so you perceive the person of interest as clearly as possible from various angles and make a more intelligent decision whether to move forward in relationship or not

[@stewbugz5213]

Wise words!

[@zeal4god402]

@@stewbugz5213 Thank you 😊

[@rillawhat8142]

" you know what we did on that trip? anything we wanted!! " 👍🏾

[@kylelaw7210]

Looking at and understanding an amortization chart really does help with grasping the benefit of paying off the mortgage. Me and my wife paid our house off in a little over 4 years at 27 years old. I just talked a coworker into trying to pay his house of in around 12 to 15 years instead of 30 by showing him the math.

[@aolvaar8792]

Mortgage on my $50K home, $214/mo My PITI is $326/mo

[@Nisha-td5cq]

THIS. We just bought a house and partner and I are aligned on paying off the house as early as possible!

[@Westcoastguy]

If you don’t mind me asking, how much was the original mortgage? Great job BTW paying it off fast.

[@kylelaw7210]

@cogenman House price was $220,500. We put 20% down so that gave us a mortgage of $176,400. We did a 15 year and the interest rate was 4.375%. Both my wife and I are engineers so we were making about $65k each at the time. Neither of us had any debt. We could have taken out a car loan but decided to work on the house first. We went to college in Georgia so the HOPE scholarship covered tuition if you keep a 3.0 GPA. That allowed us to avoid taking out any student loans. We basically put half of our take home pay towards the mortgage every month and were still able to live comfortably. Grated house prices and interest rates today are higher so it would take a little longer if we were doing it again in takes market. Also it was before we had kids so that helped.

[@jordandowland7256]

But now my mortgage is at 2.25% while my savings account is over 4%. Instead of paying extra toward the mortgage I’m putting it in the bank. Also helps that the savings accounts is at another bank so there isn’t temptation to dip into it.

[@mannalawson432]

“If Jade throws the pen, it’s over.” 😂😂😂 YESSS!!! 👏🏽 👏🏽🔥🔥🔥

[@peaceanle]

The fancy red bottom shoes are quite uncomfortable on top of the price tag. Don’t ever plan on owning them

[@Trish.O-q3h]

It is so true that your spouse must be on the same page. We are a savings machine here.

[@heathervenkat1414]

Dave and Jade are perfection together

[@angel-ij4xv]

no they are not

[@CNYP10]

Ya jade is no good at this

[@jasonleatherwood2172]

Me and the wife invest 1500$ a month thats what my friend pays on his car payments lol

[@ihaveadreamformykids4400]

He must have a Tesla 😂

[@jasonleatherwood2172]

@@ihaveadreamformykids4400 4 runner and a ford edge lol

[@thecurrentmoment]

And the cool thing is that, at some point, your investments will be growing by more than you could out in. When you realise your investments are increasing by the same amount each as your total income, and it's building momentum and taking a life of it's own, it's a good feeling. Wait until you start getting $1500 a month from your investments, and you could be paying their car payments for them, without having to earn that money

[@mstberg523]

Dave, What a tremendous public service you do, spreading financial literacy. May I propose an idea for your radio program: Dedicate a block of time, say, 3 hours, once a week, to able-bodied, working age (18-59) folks on welfare, section 8-- any form of public assistance-- who doubt your teachings. You, together with Jade would best diagnose their issues. Thank you!

[@mstberg523]

Reason for my suggestion is that most callers nowadays are already fired up about getting out of debt, or are well on their way to becoming millionaires. But there is another swath of America, folks in poverty who believe they have no agency, that government is singularly to blame, citing minimum wage not enough to feed a family, as proof.

[@marcd2743]

He'd get canceled and called a racist.

[@mstberg523]

​@@marcd2743 Dave along with old co-host, Chris Hogan, were the ideal tag team. Hogan rose from poverty. He alone would have quashed any such nonsense. Jade is the closest thing to Hogan to defend against callers that might try to make insinuations.

[@lolwtnick4362]

​@@mstberg523its like rehab. you can't force somebody to change theyre mind about it, they have to want it or have the mindset. It's a pre Baby step. you have to pick up his book and say i believe and will commit to following these steps exactly, and then do so. But you'll never have full consensus. people would rather sit and complain than walk to the fridge to feed themselves

[@lavenderkisses9461]

It’s a good idea. This section of people are stuck by the government punishing them if they “earn too much” But they are scared to go without the assistance because they have no fall back.

[@briandillard3809]

So true. Ex wife and current wife are night/day financially. My wife and I are on baby step #7 at 48 years old.

[@DeanWardell-x6b]

Them that understand interest earns it - them that don't pays it!

[@alinatamashevich3354]

Bingo!

[@mitravaruna]

She’s the only one he shuts up for. Like she’s his favorite grandkid!

[@John3.36]

Black woman be powerful in this society.

[@chief5981]

@@John3.36she talks a lot but doesn’t really say much.

[@mitravaruna]

@@chief5981 She talks less than some of the others, though none of them have even an ounce of Dave Ramsey’s wisdom and smarts. I don’t watch any of these videos that don’t have him on it.

[@chief5981]

@@mitravaruna and they let the callers ramble on and on and on….. then they just add to the rambling. They spent 15 minutes on the phone with one caller the other day 🙄 They being the other host

[@mitravaruna]

@@chief5981 I know what you mean. They just don’t have it. Wonder what will happen to this organization once he retires.

[@yajurVeda]

Dave does not like debt, even with math (subtraction)😂

[@alinatamashevich3354]

Why make others rich?

[@fatimamanneh9432]

They are correct have to be in agreement with your husband/wife on finances in order for things to work I wouldn’t be almost debt free if it wasn’t for husband making sure I don’t waste money on things we don’t need

[@watchin-stoof988]

Man, all I’ve ever wanted was for my “back” to be a millionaire…thanks Dave!

[@pksensation]

So glad I saw this. We are having a conference for men and this is right on the money. No pun intended.

[@arabella8478]

I agree that choosing right spouse is more than half of financial success, I wish that I was more choosy in my first marriage, so much time wasted....

[@TheBeagle1956]

I hear you….fortunately my second marriage is much better!

[@LuisLopez-nk7fj]

Woman destroyseverything..ask Adam.

[@joeriveracomedy]

If you can't make money on your own, you won't make any dragging a spouse into it.

[@flch95]

The reverse is unfortunately true: if you can make money by yourself, a financially illiterate spouse can sure as hell ruin it for you. You can’t drag someone kicking and screaming into wealth.

[@AwordwithAngel]

I love me some Dave! 🙌🏾 I aspire to be like him one day! 😂 His words.. They cut deep. But in a good and effective sarcastic type of way.😅😂

[@angel-ij4xv]

run from this man he wants your money

[@AwordwithAngel]

@@angel-ij4xv Last time I checked.. That was everyone. 🤷🏽‍♀️🤣

[@tomdrummy4984]

……..biggest thing holding you back is looking around at what other people “ have”. None of it is payed for 🙂

[@Michael-ft9pm]

So stay single fellas cuz all these ladies are independent.

[@haydenlomeli]

he called me out about the truck.. 😂

[@gina9684]

Lol...Mr. Ramsey is funny😂😂 but he's right.

[@God.Almighty]

i'm independent. then don't get married.

[@HoodedStalker]

Jada is such a good co-host. She calls people out similar to dave

[@lepoj]

No one: Jade: Dave you are so right!

[@James-zy5lh]

She’s unbearable. She parrots the talking points without ever really listening or understanding a caller’s issue. Easily the least likable and least helpful personality.

[@ForkMcGee]

@joshuajohnson9936 what a smart comment that obviously is factual and was provided by someone who understands dave ramsey

[@blightedgrounds]

​@ForkMcGee have you heard the way he talks to his callers who disagree with him about anything? He's a complete narcissist with severe control issues and a rude one at that.

[@angel-ij4xv]

​@joshuajohnson9936dave Ramsey is running a scam stay away from him

[@yep-sb4uf]

​@@ForkMcGeeyea, we want ear ticklers and patty cake! If you perceive his attitude as rude, don't get emotionally involved. Just take the advice you can use, and get out of debt. Who cares how information is recieved, if it's accurate. Would you mind if a person yelled the winning lotto numbers at you with attitude? If they were right? Don't be a snowflake! Work hard, get hard, stay hard. Good luck, I hope I wasn't too rude...

[@minimad8793]

how do you broach the subject though when your spouse isn't interested?

[@halcyonity]

Addition, subtraction, multiplication, division, and EXPONENTIAL GROWTH (or decay)

[@amireallythatgrumpy6508]

Which is nothing more than repeated multiplication.

[@wreckim]

Good advice indeed. But there's a limit, no? I have a friend that's been doing everything perfect to get to his millionaire status, and now his wife wants to live by the beach. No way. He has the money, but they're staying put. Until he can save up for that home with 50% dn etc. He's 75, she's almost the same age. When he does get that beach home, he will be wheeled out to see the sunset by the caretakers I imagine.

[@commandot-2787]

You can get a truck. But is it going to be just a loud hunk of metal or actually use it to work jobs that justify it great work man

[@davidmilhouscarter8198]

5:09 is there a “Jade After Hours” show?

[@djpuplex]

When you can find a wife that takes accountable and doesn't do things because everyone else does you may have to shoe away a 🦄.

[@jasonbroom7147]

They're out there and my household net worth is proof of it.

[@IrisP989]

@@jasonbroom7147 Mine too and I am the wife lol

[@HandleUnclear]

Lol, why you misogynists always have to bring women down every chance you get? Learn to be accountable for who you pick as a partner. I'm a married woman, I will be the first to say I chose wrong. My husband and I started out at similar salary ranges (40K), despite me having more debts because I hadn't learned proper financial management skills. Now I earn 3x than before, while my husband has squandered away his time (I make 2.5x his current salary), he has no self discipline and it feels like he doesn't understand how his actions actively sabotage OUR future. I cannot have kids because my husband refuses to step up and be mature, and what's heartbreaking is I became a better person because I loved my husband enough to realize I needed to change and not negatively affect his future, however he never loved me enough to make the effort. He screwed over his 401K, he worked for a company who matched and he never set it up, for 3 yrs straight he got mail about his 401k and everytime he did I told him to contact fidelity and set it up, because you're not investing the money you're putting in so you're losing money on inflation. After pestering him for several years on finances, needing to pull his weight, and begging him to show me some affection, I am deciding I will not procreate with him, I can't be more invested or care about him and his future than he is, and I will just have to wait until my love for him has dried up before I divorce him. I hate that I can see my love slowly turning to resentment, and no matter how much I suggest marriage counseling and individual therapy (because what he is doing makes no sense) he refuses. He says he loves me and wants to be together, but barely shows affection unless I ask, has only ever given me one gift which was an orchid (which died cause I never cared for plants and orchids are notoriously hard to care for) then uses that as an excuse as to why he won't gift me anything (Because "he's bad at gifting, so I didn't like the orchid and killed it" 🙄) The man is emotionally manipulative, and my brain logically knows better but I still am in love with the person I thought I knew, not whoever the heck I'm married to now.

[@lolwtnick4362]

​@@HandleUnclearlol re read your first paragraph. and say that to yourself every day.

[@cris471]

❤️ these two beautiful people !!

[@DEBTFREEMIKE769]

80% behavior-use a credit card 20% head knowledge-don’t carry a balance And go….

[@Project-Masculinity]

How about no credit card and balance?

[@mohamedhasan6264]

Even if you pay them off monthly, credit cards make you overspend.

[@SunFruitLife]

@@Project-Masculinityif you enjoy leaving $ on the table and not maximizing savings, by using a cash back card for fixed costs you’d otherwise use a debit card for, that’s up to you 👍🏻

[@davidboswell7884]

@@SunFruitLifethe $10 I would get back a month isn’t worth my time to have to pay another bill. Let alone the stress of possibly paying interest

[@PJF56]

@@mohamedhasan6264 Only if you lack insight and have no self control.

[@DreamweaverShade-h9p]

"Get Rich With Only 4 Stocks" I want to say this, the key to big returns is not big moving stocks. It's managing risk in relation to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That hold true from long term investing to day trading.

[@alinatamashevich3354]

Please tell us.

[@jstoney6471]

3.8 million invested.13% return..total debt 365k paid off in Jan 24,,how am i doing?

[@alinatamashevich3354]

Who knows? Enron, Worlcomm , Eastern Airlines? Nortel? Pick one

[@thegenxgamerr]

They left out something very important. If you do, choose to get married, there’s a third-party involved. That’s the government and the governments Track record is less than spectacular for men. Don’t take my word for it. Go research outcomes for men after marriage. Maybe in the Christian world things are different but out here where the majority of us live, it’s not good at all. You better be 100% sure that the person you’re choosing to enter into a legal contract with his of like mind to yours. If not the government gets to pick and choose. Don’t do it.

[@JT1652]

💯

[@alinatamashevich3354]

Shout out to Coach Adams and Mr. Samuel's

[@todd2456]

There is one thing for certain; my back is NEVER going to become a millionaire. Spelling is important.

[@Joe-ip9ov]

Biblical math. God adds and multiplies and the devil subtracts and divides.

[@peace3388]

Jade is so funny 0:44.

[@mstberg523]

Instead of listening and taking advice from other broke people, even if they are your Mom, cousin, a coworker at Taco Bell, etc., why not be open to listening to someone who actually made it? One who actually will give you personal finance advice, free of charge! Like a George Kamel, a Jade, or a Dave.

[@KennTollens]

Do you ever take out a loan? Do you want the money now to build your business over 10 years, or do you want to work and side husrle for 10 years and then start your business? Pretty sure time value of money equations would come in handy.

[@alinatamashevich3354]

Keep borrowing money, love to see those big bank buildings! Like the PNC building outside Detroit last week. MASSIVE

[@thedopplereffect00]

Woah, never seen them have to censor a co-host before 4:44

[@readyplayerprime8195]

The most costly decision I've ever made was to save her with a marriage.

[@kennybaseball14]

You'd think they would fix the typo by now.

[@snuggleb100]

I totally agree with you all. I want my husband to come alongside and for us to start saving and getting our debt back down but my husband‘s in narcissist and they don’t work with you they bully you berate you make you feel like you’re the idiot that somehow you’ve made everything bad and that all the financial decisions whether they’re good or bad usually all the bad ones are my fault he makes no bad decisions Which is totally laughable so that’s my circumstance I want to pay down our debt, but trying to discuss things with him and make a plan. It’s like putting meat on your arm with a sabertooth tiger and telling the sabertooth tiger that this meat is good for both of us. He’s going to eat the meat and me as well, that’s what it’s like dealing with a narcissist so then I continue to live miserably and at 65. I don’t know what to do but I don’t disagree with you if I had a normal human being to talk to..

[@grungie42]

My wife was making me chicken soup a few weeks ago when I had the flu ❤

[@sandraoliver5924]

This certainly sounds good too, but I think its still worth considering more reliable options like traditional businesses such as cannafarm ltd, for example.

[@alinatamashevich3354]

I have a llama farm in South America! I am assured 20% return

[@sabrinaa4872]

Jade is my favorite personality, but I really wish we could have a little less random screeching with the "come on" and "I know that's right"

[@BetterNBetter]

It’s just part of her personality. We all have our quirks.

[@andrewf.1598]

6:00 “full time mom for 38 years” uuuhh maybe it’s time Mrs Ramsey got a job, 38 year olds don’t need a full time mom :D

[@amireallythatgrumpy6508]

Nobody with a net worth of $700 million needs to get a job.

[@laz7354]

MOAR Jade!

[@alexroberto6353]

A square plus B square doesn't equal C note.

[@alinatamashevich3354]

2 Wrights make a airplane, 2 rights make a left.

[@lonemanwolf8959]

The thing holding me back is my health.

[@stewbugz5213]

Sorry. I hope you find wellness soon and financial freedom. One day at a time… Blessings

[@aprilm4423]

Start reading about herbs on your own. Start a notebook. Then, visit an herbalist. Your healing is in plants. I don't care what's wrong with you, how long you've been sick, how it started or how much damage has been done to your body. Herbs can help you, even after you've gone over a medical cliff. There's NOTHING that can't be cured with herbs. Trust and believe me on this.💯 God bless. 🙏

[@RabJ208]

The biggest factor holding you back to becoming a millionaire is saving your money to buy assets. Prove me wrong.

[@RabJ208]

And that includes paying your house off BTW.

[@BenFreedmanRacing]

Man that was good

[@electricelectric1500]

*Holding You Back

[@harrykashouli9774]

Lol. Jade "mhm, right yup, aha, lol, yeah, yerp". xD ZERO INPUT!

[@amireallythatgrumpy6508]

No need for any input when the guy next to her has a hundred million worth of input

[@corneliusjones7349]

This 9 minute video started with a 43 minute Ray Dalio commercial. SUPER ANNOYING!!!

[@Mattmurphy683]

Your?

[@connor_flanigan]

that black chick adds so much to the show

[@alinatamashevich3354]

No comment......

[@Useruytrw]

Jade please get the earlier hair style You are awesome

[@Project-Masculinity]

Wrong Mindset comes to mind…

[@Kenya1984]

I love it ! If you’re so independent why are you asking your husband to do half the chore and child rearing? Now, do it all by yourself and I will call that independent

[@CrapE_DM]

Typo in the title: "Your"

[@ruisousa2725]

just discover the show 2 days ago, and I'm consumming videos like crazy, but the difrence betwen americans and europeans are crazy in a lot of things, the debt system is crazy over there, and you are rly telling me that the pythagorean theorem is considered hard math over there? is actualy a 6 grade over here

[@amireallythatgrumpy6508]

Europeans generally use their brain. Americans generally do everything possible to avoid using their brain.

[@DreamweaverShade-h9p]

I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. Buying bitcoin and eth for me is a way to save without blowing my money on stupid stuff. And later in the year or next year I'm going to cash in for a down-payment on a home. Great video Craig.

[@AB-wy7dr]

Prob should have some QQQ/SPY too if you’re being sane

[@Mactakun]

It’s fine to have money in crypto, but don’t put your savings in crypto. It’s too volatile for that. Especially if you want to save for a house. A HYSA is much better for that.

[@G360LIVE]

I make the chicken soup when I got the flu. I don't stay in bed. Who's got time for that?

[@LuisLopez-nk7fj]

Ask the divorce man what happened to the money after courts ....talk 🦜 about that .....😮😮😮😮

[@amireallythatgrumpy6508]

The reality is the court keeps it all.

[@LuisLopez-nk7fj]

@@amireallythatgrumpy6508 yeah then ur homeless....then you see her spending 💰 wt a new credit 💳 man

[@amireallythatgrumpy6508]

@@LuisLopez-nk7fj Oh dear. That's not how it works. The judge keeps it all for themselves.

[@alinatamashevich3354]

@@amireallythatgrumpy6508 Or 2 Attorneys

[@alinatamashevich3354]

@@amireallythatgrumpy6508 You must be Johnny Depp. the rest of men get s/c/r/e/w/e/d

[@Rashaadthegr8]

If she doesn't follow God and Dave Ramsey don't date her. Period. THE END.

[@only1_babybashfanpage]

As the world get more civilization I know investing will be every man’s last option

[@Adtownsend139]

Yes and I'm happy to say with the help of admin MacDonald I will be a success in the most profitable digital currency Bitcoin

[@linda__4587]

Yes, it is the other humans that are the problem.

[@MrSilverback62]

The words, "I deserve," should not be in a Christian's vocabulary.

[@AC-mb2kp]

The biggest thing keeping me from being a millionaire is Dave Ramsey telling me to not buy bitcoin in 2014 😢

[@carlaritchie331]

LOL... Aren't you an adult? Go do it if you want! Dave thinks it's risky so gives a warning. He also says that you should make the decisions about your money and not allow others to choose for you. The consequences are yours, win or lose. You can't say you weren't warned but everyone has their own opinions. On any topic you will find supporters and people who disagree.

[@amireallythatgrumpy6508]

Incorrect. It is your stupidity for even considering bitcoin.

[@AC-mb2kp]

@@carlaritchie331 It was $300 a coin when he told us all not to touch it. Now it's $30,000 a coin.

[@strategicsage7694]

@@AC-mb2kp There will always be investments like that. The question is risk vs. reward. If people could see the future, then you'd know which assets to invest in and which are going to crash. If you don't know that though, and none of us do, going for long-term proven track records is the next-best thing.

[@alinatamashevich3354]

@@AC-mb2kp Ya snooze ya lose

[@christophermaderia3152]

Yeah, a million dollars! Lol

[@kickedinthecalfbyacow7549]

“Holding your back” is it not proof reading your video titles? 😂

[@amireallythatgrumpy6508]

Is what not proofreading their titles?

[@ono118]

Thank you for sharing your insights and recommendations. Its great to explore various investment options, especially well-known companies like Cannafarm Ltd that are gaining popularity. Adding different ventures to our portfolio can help reduce risks in

[@jimmymcgill6778]

It is math.

[@onyeilonyeil9468]

It's only math in terms of numbers. But there are accountants living paycheck to paycheck. Do u think their problem is maths? There are people who make 6-7figs STILL living paycheck to paycheck or broke. So it's not a math problem, it's a VISION & DISCIPLINE problem aka BEHAVIOR

[@Rashaadthegr8]

1. Don't dare while in debt. 2. Don't dare anybody in debt. If you follow this you are guaranteed to be ahead of 80% of people and 67% of marriages.

[@marcd2743]

What do you dare them/not dare them to do?

[@eita3579]

Cryptocurrency is volatile. Diversifying your portfolio is a sensible strategy. For example, I have deposits on Binance where I engage in trading, also staking on Kraken, investing in companies like Cannafarm Ltd, and I also participate in liquidity pools