My Mom Took 5 Credit Cards Out In My Name!

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[@smileytownSF]

How sad but true that sometimes “family” are our biggest enemies. When I was 19 years old, I put 3,000 miles between me and my family and as a 49 year old now, I’m glad I did.

[@musicpro7278]

I'm 24 and I'm about to do that. I'm leaving for away

[@om617yota8]

You bet. Three years since I've seen or spoken to my family, best years of my life. When you're drowning, letting go of a rope holding you under water is a GOOD thing, even if that's all the support structure you've ever known.

[@jcman240]

I couldn't imagine, fortunate to have trusted family and friends

[@alinatamashevich3354]

Just because they are family does NOT grant special privileges, ever.

[@peartfaldo]

@@alinatamashevich3354 yep. people are still just people

[@RoxiieSays]

She doesn’t get how much of a violation is. She’s laughing and “asking” her mom to pay it back. Clearly her mother is toxic and she isn’t able to stand up to her mother.

[@om617yota8]

Some people have a nervous laugh, or give a half laugh to soften harsh words. Note where she does it in other places during the call. Definitely agree that her mom is toxic and she can't stand up to her mom, but I don't hold the laugh against her.

[@RoxiieSays]

@@om617yota8 Oh yes for sure. I agree that it was a nervous laugh. But I took it as her kind of chuckling at the thought of even standing up to her mom. Definitely, not holding it against her.

[@om617yota8]

@@RoxiieSays Oh! I got you, yeah you're right, I see what you mean. Hope she figures out how to live out from under mom's thumb. Wish Dr. D had sent her that book on boundaries.

[@Ryan_DeWitt]

You're right. It's not going to happen, but her mom needs to spend a week in jail.

[@justin555666]

Nothing is worse than a parent betraying their children. I've been there too. It's sickening!

[@larryhawes8295]

There's ABSOLUTELY NO WAY the daughter will confront the mother in the way John and George suggest. Sad but I'm afraid too true

[@Jim_Curtis]

It is difficult for the daughter, but she must do so and be firm about it. The mom should know better that such actions have consequences. I would rather be out on the street before hurting my kids like that.

[@djpuplex]

File police report. It may hurt but she broke the law.

[@troisquarts3659]

I like it when John gets mad on behalf of callers who haven't yet realized they're allowed to be upset.

[@cambrie7946]

Exactly

[@Leelang931]

My sister used my name when she was pulled over by cops. She caused my license to get suspended because she didn’t show up to court and fined. I cleared my name quick! she effected my car insurance and all, I don’t trust her or my family for nothing!

[@peanutbutterisfu]

My buddy has an identical twin brother they both have lost their licenses at times so if they were pulled over they used their brothers name. One time it was more serious and when my buddy went to court he said it wasn’t him his brother used his info and to judge laughed and didn’t do anything.

[@scottlaux6934]

Poor girl😢

[@EsiriE]

The sad thing is, this happens alot more than people think. The ultimate betrayal 🤧

[@johnSmith-uz8nl]

Would you say more kids steal from their parents or more parents steal from her kids.

[@Apricot90]

A lot of them think it is their right as a parent to take all they want from you... No respect, no communication.. They will never understand that they are committing a CRIME.

[@EsiriE]

@@Apricot90 FACTS 💯

[@johnSmith-uz8nl]

@@Apricot90 I do agree and that is why the 1st thing they should of told her was to call the police.... 2nd thing was to take the parents to small claims court.

[@hiaslayer]

My ex wife did this to me. In family court she claimed I was the abusive and controlling one.

[@om617yota8]

You guys are WAY too nice. If a random stranger did this to her, you wouldn't be giving them an option to pay it off before calling the cops. You'd tell her to call the cops, immediately. Family should be held to a HIGHER standard, and deserves zero leniency because they happen to share DNA. Report the identity theft and fraudulent charges immediately, and hopefully mom spends some time behind bars.

[@ceescorner]

Amen.

[@international2015]

The grown up Man is not there.

[@drewdelaney4166]

That easy to say when it’s not your mother

[@oneofyou6773]

It sure gives her fantastic prospects with the future in-laws or if it shows up somewhere if she applies for a high security job. Threaten her mom with solicitors involved, yes. But putting her mom in prison is bad for her own sake. I would cut the mother out of my life forever after getting a solicitor involved. The mother needs to pay that off, something she won't be able to do if she's in prison.

[@om617yota8]

@@drewdelaney4166 You don't know my history with my mother.......

[@Ndzzle]

Do they think the mother who did all of this can pay it back?! This poor girl is going to pay for all that debt.

[@DougAlesUSA]

Nope. With a official police report, the mother gets in big trouble and the daughter has zero liability. Only if the daughter chooses does the daughter pay anything.

[@theGrayArea2]

You failed as a parent the moment you need to steal from your kids, period.

[@yvonnemclaughlin4324]

In order for me to get a new SSN number I had to show proof of identity theft along with a police report. This was years ago so I’m not sure if the requirements are the same now. I wish this young woman the best.

[@ebonylo.]

My mother did this too me when I was two. I found out when I applied for my 1st c.c and they said I had debt. They wrote it off. I didn't tell my mom that I knew since I always knew her circumstances growing up. But in 2020 she didn't it again with xmas gifts back in 2016. I cut my mother out of my life it's been two years now. Hopefully the young lady will get away from the toxicity asap

[@ThienNguyen24]

when you were 2 years old?

[@elguero_7]

Parent are supposed to be there to help out their children; however they are also the ones that could hurt you the most.

[@EsiriE]

💯

[@clairem3759]

My mom did the same thing to me when I was 20. She’s an alcoholic and when I asked her about it she laughed in my face and said So what.

[@rachelfrank8647]

That’s when to file a police report!

[@riverdaletales8457]

Sheesh let it go and move on cut her off if you must

[@shinske3564]

Pure evil

[@nicolegraham1492]

I’d report her lol. Fraud and identity theft!

[@MsMelody]

A deadline is a good idea. She has every right to file a criminal report.

[@alexisr224]

she needs to change her SSN and get incredible security on any financial accounts she has. it is genuinely crazy how you can do anything with someone’s SSN.

[@angeliajanina6017]

This represents our entire country and how we are in more debt than ever and left it for the next generation.

[@9liveslisa]

What her mom did is illegal and I'd turn her in to the law to hopefully teach her a lesson. It is never ok to do what she did. I don't care if it is her mother.

[@fsmoura]

0:53 _"What's your relationship with your mom?"_ _"She gave birth to me."_

[@bapjap]

My wife’s mother was like that when she was little. The had a Verizon bill and a cell phone bill under HER name, and would make delinquent payments

[@jeffwvu4602]

I hope she turned out good, despite being raised by lowlifes.

[@MrTargetone]

Why is the caller laughing?! Is she trying to minimize the betrayal her mother inflicted upon her? She appears to want to gloss over the severity of her mother's actions. So sad, WAKE UP!

[@m.l.2483]

Nervous laughter

[@donaldcodes]

It's a defense mechanism.

[@ThatsMyDawgFasho]

Its her mom! and they were tight

[@helenhilton2158]

When you have what you believe to be “a good relationship” with your mother, and you’re really close with her, it would be hard to suddenly see her in a different light. This just happened two weeks prior to this call. That’s not enough to have fully processed what happened and recognize her mother as someone who betrayed her and committed a crime against her. There’s a grieving process to go through as the realization fully hits her. Not an easy situation, by any means!

[@Bob-yh7ir]

I would have her arrested and charged. End of story. See how she likes jail for a bit.

[@PedroSilva-zv9yp]

This whole call was a waste.. she just is not going to do anything about her mom using, and abusing her trust. Sad..

[@Chet_24]

Tell her she has 3 choices: -Pay you back -You call the police -You beat it out of her

[@michelejohnson6459]

😂😅 I like the beat it out of her! Hilarious

[@thetarotdetective3363]

" I'll take beat it of her" for 600 Alex

[@pitbull4christ]

Hell naw, if my own parent ever did that to me, best believe that I will report them for fraud and press charges!!!

[@The.AI.Finance]

John's response was my immediate thought "Yikes 😬"

[@mlandrew6288]

Identity theft is not a joke Jim! Millions of families suffer every year!

[@cathy7824]

Mom did it because she new her daughter wouldn't do anything about it. She must have raised her to be weak and insecure. Mom would be locked up.

[@ibarix]

John is on fire and brutally honest. This is Dave's spirit talking through him. :) Poor woman is not even aware of what happened. She needed "tough love".

[@theseanwardshow]

My sister did a whole bunch of stuff like this to my mother over a number of years. We thought she was on the path to Redemption when she ask my mom to rent a car for the weekend on mom's credit card. Car place called my mom after a couple of weeks asking when the car is coming back. That was the last straw when we knew there's no hope.

[@COINsimp2024]

Sorry mom, you're going to jail.

[@Howdy762]

sue her

[@Doksimon]

Anybody watching this video, GOD bless your hustle 👍

[@catlady2795]

I bet her mom doesn't have the $6000 to pay her back.

[@WackoX1337]

She's not gonna do it

[@birdie4263]

This sounds like something my mom would do.

[@jairoherrera4040]

She must be selfish as her's is

[@truegrizzlesfan2292]

So sad not going lie, I would file charges. As a parent you don't do that to your child.. you behave like a criminal vane congratulations you going to be processed like a criminal.

[@birdie4263]

@@jairoherrera4040 she is. It's a constant battle to reaffirm my boundaries every day. Sad when it's like that but that's the cards I've been dealt. Doesn't mean I can't take control back, thank goodness.

[@peanutbutterisfu]

If some random person did this to her even the mother would say how wrong that was and to call the cops but the mother doesn’t think it’s a problem for her to do it.

[@saramatthews7159]

My mother did that to me when I was in my 20s and I cut her off for 10 years.

[@Kaktus965]

Too bad, she sounds really sweet

[@normantheforeman9866]

She’s not going to enforce that her mom pay is she?

[@sweetlady22]

I worked for ssa. Birth certificate identification credit report and police report needed. Do not carry your card with you. You do not have to give it to everyone who asks for it. Jobs banking and anything to do with financial transactions possible. But not necessary at Dr's offices and such. If in doubt ask why the number is needed

[@t206kid]

Same thing happened to my wife with her mom years ago. Seems like when ive heard of these stories its always the mom taking advantage of the daughter. I have get to see a mom do it to a son or dad to son or daughter. (Obviously it has happened) but from my personal experience and stores like these here its mom doing it to the daughter

[@truckingwithtobee]

My father used my children’s Social Security number so he can claim them on his taxes and get refunds for years! IRS didn’t do anything when I turned it in

[@barbararepko4824]

I would’ve filed a police report for identity theft.

[@Peace-ju9us]

have her arrested...then sue her...

[@raindropsroses1088]

This is actually really sad.

[@billmelater6470]

I'd have an ultimatum. Have them canceled, provide proof or I get police involved. You can't pull the "we're blood" argument after doing such a thing.

[@Bamapride1985]

20 years ago this same episode would be about not able to get utilities on in my name bc parents had an old bill they didn't pay in the childs name.

[@jimt6151]

Mom needs a no-cost meal and housing plan, also known as "Three hots and a cot"!

[@666dynomax]

Pretty unacceptable. She’s being too nice about this

[@steve41557]

Mom will steal again if you let her.

[@kingtizzy007]

I would dare Dr. John to touch that control board while Dave is in that seat instead of George.

[@missamanda2703]

I just don't understand this. I have said it before. If you have a child married or divorced, as soon as you go get your childs SS#, freeze their credit. They can unfreeze it when they turn 18.

[@JD78CN]

This happened to my ex and she ended up having to pay $10k for her parents

[@michelejohnson6459]

She didn't have to pay it. She chose to pay it.

[@dks13827]

Very illegal. Call the cops !!!!!!!!!!!!!!!!!!!!!!!!

[@jasonrodgers9063]

Daughter isn't going to safeguard herself from scumbag Mom. I'd bet the rent on it. Sad.

[@randomsarcasm2022]

The caller sounds too codependent to put her foot down. She needs to call the police. The mom will get a wakeup call and only probation if it's her first offense.

[@YanilleCastillo]

Yep my mom ranked 10k on my Visa card never paid it back then on top of it right after I caught my mom she back stabbed me again and her and my older sister , brother in law and his brother niece and , my mother took another visa card and charged over 5k in a Bahamas Atlantis trip I paid those cards off and still have had no apology. I paid it never told police authorities and they go on like they are entitled my sister won’t face me but my mom sure does ask for money still and I get bewitched and give it to her how do I. Break this demonic cycle

[@michelejohnson6459]

Well you can't blame her. It's working out for her

[@jacobroberts1928]

This happens all the time. Sad

[@KimsLantern]

I wouldn’t wait period. I would file a police report immediately. She deliberately betrayed her trust and took advantage of her. When family does that, I consider that unforgivable. Family isn’t an excuse for a persons sh!tty behavior.

[@Aaron-fb1pq]

John’s a sharp guy, he gets a good read instantly

[@radfoo72]

Satisfying advice🤣🤣🤣 When you spare the rod spoilage occurs. Being a predecessor does not make you an exception to the law nor does it grant special treatment when you've stepped out of line.

[@jcman240]

This is why its better to have rich parents

[@ianmowbray3284]

I am sad to say she will not get a cent back.

[@screwdriver_bandit]

She won’t do anything about it. Her loss.

[@helenhilton2158]

I would like to hear follow-up calls on some of Dave Ramsay’s callers. I’m curious to know how this turned out.

[@richardw3470]

So Mom WAS in a bad place and WAS struggling. If she's still using the cards she must STILL be struggling - well, duh. Multiple cards, minimum payment every month (hopefully, at least) - report them to the credit companies and don't be surprised if you wind up having to pay them off.

[@MM-yz7fz]

So the mom stole her credit, committed a crime, and basically her identity fraudulently? Go to the police now. File a report and sue her.

[@yohaizilber]

It’s important to remember that life is chaotic and at times very changing, we all live different lives, come from different backgrounds and circumstances, Always be nice to anyone you meet!

[@666dynomax]

She just sluffs this off. Her mom didn’t do this once she did it several times!!!!

[@rachel.devereaux]

me and my sister are dealing with this now. What a nightmare

[@jackie.mendoza]

My mom did the same :(

[@mluterancik]

Wow. This is crazy

[@Mack.of.all.trades]

Easy. Mom pays for all the debts and fees to change the card. If not, the cops are involved. And we r distant now

[@raj-cr4nl]

This happened to me.

[@YanilleCastillo]

Mind u since I’m Christian I feel I have to forgive and still lead every time she cones to give them money and as I type it I know it’s wrong . Ugh how do I stop feeling guilt for my mom not my sister and now I see them they lost all their riches they reaped what they sowed but I still feel burden to help my mother 🤦‍♀️🙏🏻🤷‍♀️😢

[@barbararepko4824]

They deserve no forgiveness. Stay strong and God bless.

[@PostByJuice]

I’m from Fort Worth TX too😅

[@lkj0822g]

So, I see Ramsey deleted my previous comment. Sad, really. Give out bad information and when someone points it out, Ramsey deletes the comment.

[@alinatamashevich3354]

Repost it

[@jbandt]

I would report her regardless, but I was raised to not trust anybody especially family.

[@charlesg7926]

Ehh. I’d tell her she has 15 days to get a loan and pay me back, otherwise I’d report her to the police and send her to jail. But I’d give her 15 days to get out of it. If she pays me back, no need to ruin her life. I’d definitely alert CC companies privately, to avoid it happening again tho

[@charlesg7926]

At the end of the day family is family, I would want my family member to learn from it and become a better person (hence having to pay me back) and I’d wanna not lose from it (hence getting my money back). But calling police when you’ve already been paid back, is just sadistic lol

[@karenjensen2345]

Horrific

[@codyrobinson22]

This show has become like Dr. Phil.

[@karenjensen2345]

How did she find out? Did she get the bill?

[@jamesgambee8930]

This girl doesn’t get it

[@radfoo72]

I would pull out the cuffs my Mom used on me as a kid and just turn her over to the FBI no questions asked.

[@barbararepko4824]

FBI is corrupt and couldn’t care less. Best to file a police report for identity theft.

[@DeadBeatCousin.]

That’s not my mom! Suit your damm mom!

[@CD-DMV]

Who's here because their mom did this to them? 🙋🏾‍♀️

[@kentondragon9263]

Who here would send their own mother/family to prison for this? 🤔

[@cardett5346]

I would. In a heart beat.

[@barbararepko4824]

Definitely.

[@Price8903]

Horrible.

[@mikeshaw4610]

Why did her mom even have her social security number.

[@wandahaines7143]

Because if she filed income tax she had her daughter's information.I still have files with my daughter's social security number on it and she's 31 years old. I have never used it. I have no need to. However the other day I did open up a life insurance policy with her as a beneficiary and I needed her social security for that. My daughter had absolutely no problem giving me her number so I didn't have to go through all my files. She knows I would never, ever do anything like this to her. I would live in my car 1st. I actually have her bank account number. I will a periodically deposit money and there for birthdays and Christmas. I have never abused it, I have never even checked the balance when I'm depositing money. My name is not on her account and her name is not on mine but she has my debit card number and pin. She has never abused it either. It is so sad that you can't even trust the person who is supposed to love you more than anybody else on this Earth.

[@marcenelj]

That's her mother mannnnn. Stupid question..

[@marcenelj]

You don't think parents would know their kids social security numbers when they were minors??? Jesus

[@mikeshaw4610]

@@marcenelj all I will say is neither my parents of children know my social security number.

[@jyskib]

Most parents do, because most parents do their child’s taxes when they are under 18

[@itshazelh]

What a lie, they won’t change your security number, not possible

[@ZukoTheShinigami]

? They do it all the time for ppl in domestic violence issues or people who get scammed.

[@BBC600]

I'm not an American so I looked into it and it does happen but it's very rare it sounds like. They require the police report be made already (none of this have her pay it off and look the other way). I'm sure there's a ton of bureaucracy involved in red tape and it'd be right pain.

[@matthewwilliams9200]

this is a dave call i hear that small still voice... shes a freaking thief

[@MandeepSinghM]

How many times are you guys gonna upload this clip? I've seen this clip twoce before, you guys do great work but this is not good🤣

[@javierhuizar4207]

This is the first time it's up.

[@fhuber7507]

I've seen similar ones... but this clip is new to me.

[@azteca6695]

Then don't watch it.... Simple as that.

[@evalina98000]

🙍🏽‍♀️😞🥺😦

[@johnmirbach2338]

😎👍🖖👌✌🤓

[@angeliajanina6017]

Horrible.