“My 23-Year-Old Wife Won’t Allow Us To Combine Finances”

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@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
You have to hand it to this girl…she didn’t marry for money!😂How is a 23-year old mother of twins making more than her 34-year old husband???😬How is that possible…is he an addict? He must be not working full time. I wouldn’t hand my money over to a man like that, she married him at 20-years old…there’s more to this story. Just because you work TWO JOBS doesn’t mean you work 40+ hours a week…I’m disappointed by this production crew, you think they could have vetted this better or looked at it with an open mind.
@ewidontlikeyou
@ewidontlikeyou 3 ай бұрын
And had his kids. Women disappoint me entertaining these scrubs....
@kyleanuar9090
@kyleanuar9090 3 ай бұрын
Easy, she's fat and he's attractive and totally using her for financial reasons. I know many of these couples and the wives buying expensive toys like luxury cars just to keep a man. Competition is high and many women trying to 'steal' other men just for ego trip. Sad stage of our society and Dave is clueless about the real going ons nowadays. Traditional relationship is finished.
@jsChelimo
@jsChelimo 3 ай бұрын
because he's a bum
@rusticgardenretreat4892
@rusticgardenretreat4892 3 ай бұрын
They didn't get enough information to tell him what they did. They made her sound wrong from the get go, but if we had the whole story, it might have been a different song playing. He sounded immature.
@ifyjoanna
@ifyjoanna Ай бұрын
I must have missed something. I didn't get much info. I heard she pays the mortgage and he pays everything else. Is that food, lights car notes, water, misc.
@CharlotteRose-qb3tr
@CharlotteRose-qb3tr 3 ай бұрын
He expects the wife to cut spending, but doesn't expect his father to, so he has money in retirement. This mess isn't going to last long.
@katiejon17
@katiejon17 3 ай бұрын
🎯 Ramsey Solutions folks have been glossing over ever damn elephant in the room for awhile now.
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
This poor girl has gotten herself in deep with this situation…because she was pregnant with twins at 23-years old, making this MAN’s mortgage payment, who is 10 years older than her, and he’s calling a pod cast to complain that she isn’t doing enough, besides raising his children, she must get on board to take care of his (I would estimate) 50-55 year old daddy, who should be working all the time and basically finds himself again with less responsibilities…
@KathleenMcNe
@KathleenMcNe 3 ай бұрын
She erred in marrying this man.
@janebaker4912
@janebaker4912 3 ай бұрын
This! This guy sucks
@djosserperrah9563
@djosserperrah9563 3 ай бұрын
Its their money of thwy arw married
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
@@djosserperrah9563 nope
@janebaker4912
@janebaker4912 3 ай бұрын
@@djosserperrah9563 and he'll make her hard earned money his father's money.
@lindawilson4625
@lindawilson4625 3 ай бұрын
Big red flag-Take care of my dad? No wonder she doesn't want to combine. She needs to look out for her kids.
@bugermcking4968
@bugermcking4968 3 ай бұрын
Agreed. But most people can usually do both to some extent. Often all elderly parents need is a room in your basement and their savings and welfare can take care of the rest. That cost the kid almost nothing.
@kusali11
@kusali11 3 ай бұрын
@@bugermcking4968 plus the old man can watch the kids when needed.
@user-kpkxgtj
@user-kpkxgtj 3 ай бұрын
@@kusali11 that's setting up additional expectations that may not be met - dad may not have the physical agility, interest or temperament to watch 2 babies.
@marcushoward6560
@marcushoward6560 3 ай бұрын
You're not wrong on the first part, but WHO needs to look out for WHO'S kids?
@MrFrankielee1992
@MrFrankielee1992 3 ай бұрын
If that's a red flag then I hope her parents don't need assistance in their old age.
@erzabetf9544
@erzabetf9544 3 ай бұрын
This guy’s a piece of work. She’s paying the mortgage. He’s just shocked that this very young woman - who he’s been dating since she was a teenager - won’t give him control of all of her money so he can do whatever he wants with it. It’s tragic that she had children with this snake. If he writes everything out on paper, she’ll see that she’s carrying this guy, who wants her money to take care of his deadbeat father. Tragic.
@rusticgardenretreat4892
@rusticgardenretreat4892 3 ай бұрын
Oh you are so right! 23 and doing the mortgage with insurance and taxes thrown in. She carrying a lot.
@CGyoutuber-jo5tk
@CGyoutuber-jo5tk 3 ай бұрын
This is a great video I really appreciate the dedication in each video you post, I learn a lot watching your videos and it has always been helpful to me. Building a steady income is quite difficult for newbies.. Thanks to *DaleValskov* for improving my portfolio. keep up with the good videos.
@PepeToTheMooon
@PepeToTheMooon 3 ай бұрын
She’s gonna leave him within a year.
@zulikkowalski3547
@zulikkowalski3547 3 ай бұрын
I hope so
@gianmarcosalerno1942
@gianmarcosalerno1942 3 ай бұрын
@@zulikkowalski3547 Whats wrong with you?
@katiejon17
@katiejon17 3 ай бұрын
Gotta be honest - if I’m looking at 7 month old twins, and my husband suddenly drops on me that he wants to start preparing now to financially support his father whenever he chooses to stop working (0:25)...my first step is not to combine finances. My second step is looking fir a divorce attorney.
@user-kpkxgtj
@user-kpkxgtj 3 ай бұрын
@@dfya3294 say it with me now - he wants a submissive provider...
@suebotchie4167
@suebotchie4167 3 ай бұрын
And end up paying HIM alimony. Talk to my coworker's niece.
@zulikkowalski3547
@zulikkowalski3547 3 ай бұрын
My mortgage is WAY more than the rest of the bills. This guy is spending money like a drunken sailor and he wants his child bride to foot the bill for him and his father. She should run
@limbeboy7
@limbeboy7 3 ай бұрын
ARE YOU OUT OF YOUR MIND? HIS WIFE IS USING MONEY THAT SHOULD BE USED ON THIER FAMILY TO BE USED ON HER FATHER
@kellimoore6355
@kellimoore6355 3 ай бұрын
@@limbeboy7 It's the husband's father that's broke.
@TheDjcarter1966
@TheDjcarter1966 3 ай бұрын
Almost everyone spends more on their bills than their mortgage is you mortgage really half your check...you are house poor. Plus I'm guessing family is taking care of twins because all her paycheck will cover is childcare.
@johndone8045
@johndone8045 3 ай бұрын
​@@TheDjcarter1966most stupid comment so far Mortgage in LA will for sure higher than monthly bils
@amaragrace94
@amaragrace94 3 ай бұрын
​@@johndone8045 Yeah I am from LA and they really don't get it. 3-4 bedroom houses on my street with little outdoor space going for $900k to $1million. Can you imagine what the mortgage is lol. If you go further inland to the I.E. you can find something in the $650k-775k range with more space between houses and backyard space. She's got to be making at least $100k and mortgage is likely in the $3k-4k range or more depending on where they are in LA county.
@christie4336
@christie4336 3 ай бұрын
The Caller and his Father should be on the Dave Ramsey plan. Mama is tired! She hasn't slept thru the nite for more then half a year! Plus she works full time and pays the mortgage. Crazy to think She is the one that needs to change right now.
@AdultZenfulColoring
@AdultZenfulColoring 3 ай бұрын
His reasons were, "We have twins and my car needs work." Ramsey didn't ask about their childcare costs or why he couldn't pay for his car. It seems this guy wants to mooch off his wife and look good by supporting his father-nothing wrong with that, but he should save for it himself, not rely on his wife. If the roles were reversed, she'd be called a gold digger. Living paycheck to paycheck? Upskill and find a better job to support your family. It's concerning that he's 10 years older and can't provide. If his wife loses her job, it looks like they might lose their home, yet he wants to combine finances. This isn't wise if he's bad with money. Being born poor isn't your fault, but staying poor is. It also seems like his wife might come from a more stable background, as he emphasizes his own hardships.
@christie4336
@christie4336 3 ай бұрын
@@AdultZenfulColoring " Being born poor isn't your fault, but staying poor is. That is GOLD.
@hiddenmonkeyofdoom
@hiddenmonkeyofdoom 2 ай бұрын
You assume she does squat. In today's world of feminism, she does nothing. He's paying more than her in bills and taking care of children.
@scottgoodson5132
@scottgoodson5132 Ай бұрын
@@hiddenmonkeyofdoom How do you figure that when she pays the mortgage?
@deborahboos9242
@deborahboos9242 3 ай бұрын
This lady shouldn’t combine finances. Her money will be going towards taking care of his father. The mortgage is probably the largest of the expenses. She can save her money for her retirement. He needs to talk with his father about getting his act together and not relying on his son to fund his retirement. This marriage is in trouble already.
@michael43567
@michael43567 24 күн бұрын
Why even be married then? They can have sex, sleep in the same bed.... but you draw the line at combining finances?
@pscih7149
@pscih7149 2 ай бұрын
The facial reaction at 1:40 when he said she was 23 is hilarious. Also, the way he said he’s 34 sounds like he’s lying. He’s probably 40.
@High5748
@High5748 3 ай бұрын
The guy talks like he's younger than her
@daniella8400
@daniella8400 3 ай бұрын
Yeah because most men Iive in delusional and never mature. Being married to most men is like having an adult son
@daniella8400
@daniella8400 3 ай бұрын
That’s why he married her
@mkwyche
@mkwyche 3 ай бұрын
Yeah very skeptical of this guy.
@RepentImmediately
@RepentImmediately 3 ай бұрын
He's not capable of attracting someone his age.
@kbanghart
@kbanghart 3 ай бұрын
​@@RepentImmediatelypossible, and maybe because of his immaturity she wants to control the finances. Honestly, if she is paying the mortgage and they're both on the deed, they're married, he doesn't have to worry about missing out on that part if they splint, but yeah what is his money going for??
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
A 23-year old mother of 7 month old twins should NOT be supporting her husband’s daddy, that is RIDICULOUS!
@TonyCox1351
@TonyCox1351 3 ай бұрын
This call is a perfect example why you should save for retirement - so you aren’t depending on your 23 year old daughter in law to pay all your bills
@murdoch1717
@murdoch1717 3 ай бұрын
She should have done her due diligence. I'm sure if her mom was in dire straits and needed to live with them, she would expect him to be onboard. Her being 23 is irrelevant. She's a grown woman, a wife and a mother.
@TonyCox1351
@TonyCox1351 3 ай бұрын
@@murdoch1717 if they have two young twins at home and aren’t saving enough money as it is, then she would be wrong to “expect” him to take her mom is. So you’ve inadvertently proved her point - his expectations are wrong.
@murdoch1717
@murdoch1717 3 ай бұрын
@@TonyCox1351 Bottom line is this, neither he nor she would allow their parent to be out on the streets whether people agree with it or not. That's my point overall. She would be no different if faced with her elderly mother needing a place to live. It is what it is.
@TonyCox1351
@TonyCox1351 3 ай бұрын
@@murdoch1717 that fully depends why their dad is “out on the street”. Is he truly out on the street? Why can’t he live in a shitty apartment in the middle of nowhere on social security? Why doesn’t he have any money saved, is it because of unfortunate circumstances beyond his control, or did he spend it his whole life on living beyond his means? I’d have a lot of questions that need answers before letting anyone live in my house
@daniella8400
@daniella8400 3 ай бұрын
The age difference is one issue and his laziness is another !!! This marriage won’t last
@MalibuandMilk
@MalibuandMilk 3 ай бұрын
I really hope it doesn’t because this man is an absolute joke.
3 ай бұрын
The age difference doesn't matter. His immaturity does.
@daniella8400
@daniella8400 3 ай бұрын
It absolutely is an issue she was a teenager when they started dating
@janebaker4912
@janebaker4912 3 ай бұрын
He was in his thirties dating a teenager. It matters.
@user-kpkxgtj
@user-kpkxgtj 3 ай бұрын
It matters when one person was a minor yesterday and the other has been an adult for at least a decade. If they were 30 and 40, or 50 and 60, yeah, it wouldn't matter.
@atenas80525
@atenas80525 3 ай бұрын
"contract IT work" i.e. VARIABLE income, wife is scared of his variable income, SHE is going to protect the herself and the family
@rusticgardenretreat4892
@rusticgardenretreat4892 3 ай бұрын
Yep! Been there, done that and I am not going back.
@michael43567
@michael43567 24 күн бұрын
"The family"? You mean herself.
@susannapichula9947
@susannapichula9947 3 ай бұрын
Dave and Rachel missed the fact when he said he would have to take care of his Dad financially when his dad no longer can financially take care of himself. I don't think this guy is being completely honest with Dave and Rachel.
@jimmymcgill6778
@jimmymcgill6778 3 ай бұрын
They're SIMPS.
@champagne4bfast
@champagne4bfast 3 ай бұрын
I think he has a screw loose
@eileeneclark9011
@eileeneclark9011 3 ай бұрын
What is wrong with guy's dad that he CAN'T work + pay his own bills + prep/save for his own retirement? WHERE is dad's WIFE/this guy's mom???
@rusticgardenretreat4892
@rusticgardenretreat4892 3 ай бұрын
Apple doesn't fall far from the tree. He is like his father. He married a purse and is looking for that purse to also be a nurse to his failing father. I get this feeling this guy isn't much of a dad either. He sounds like a control freak== he wants it all on his terms. Keep the finances separate. There was a moment when she took on the house payment that was the time to work things out. I have to wonder if the house was on her credit, in her name. How did they qualify for the house? My house was balanced on my income, not my ex husbands because he would not take on a full time job. I hung in until the kids were grown, but checked out on my 30th anniversary. His major complaint in the divorce mediation was that he was losing his safety net. This guy wants to put his feet up. I wonder what her folks think of him.
@dannysrigid
@dannysrigid 2 ай бұрын
@@rusticgardenretreat4892 You make a lot of assumptions. It seems this dude is trying to NOT make the same mistakes his father did, by building wealth via Dave's plan instead of working paycheck to paycheck. He's not kicking back and resting on his wife's paycheck, he's taking on MORE work in order to stack cash for their future (including the ability to cover either of their parents in old age) TOGETHER. "For richer or poorer, in sickness or in health..." does not say "but I'm keeping a separate bank account just in case it doesn't work out". Those that refuse to combine finances with their spouse usually have plans on leaving, or at least keeping that option open, just in case. There really is no other reason.
@tonytoni1150
@tonytoni1150 3 ай бұрын
I don’t like this caller. Sounds like he preys on the young because the women his age know he ain’t worth a fart in the wind. She messed up by having kids with this bozo. Oh well 🤷🏻‍♂️
@sglacf
@sglacf 3 ай бұрын
And his laugh at 6:11 reminds me how all the bums laugh
@katiejon17
@katiejon17 3 ай бұрын
The minute he said at 0:25 that he has to plan to “take care of” his father “when he stops working” because his father “has no retirement” - that answers her “why”. His father has had decades to prepare for retirement, and has chosen not to. Now this caller is planning to financially support his father in retirement? I wouldn’t combine incomes for that either.
@apersonontheinternet8006
@apersonontheinternet8006 3 ай бұрын
But if the husbands don't support the wifes families all women want to go nuts over it and tell her to take half plus the house and do it anyway with the alimony.
@katiejon17
@katiejon17 3 ай бұрын
@@apersonontheinternet8006 not even close to “all women”. This mentality that a segment of men have is just the opposite side of the same coin the toxic feminists are on who say things like “all men are pigs”.
@RodrigoroRex
@RodrigoroRex 3 ай бұрын
​@@apersonontheinternet8006What kind of argument is that, if it's the other way around the same logic applies, don't support her family. Doesn't matter if it's the wife or the husband asking for it, they're wrong
@apersonontheinternet8006
@apersonontheinternet8006 3 ай бұрын
@@RodrigoroRex Nonsense. This bs right here is exactly why so many elderly end up being a burden to the taxpayer. Thankfully most of you that say otherwise will have the pleasure of working until you die to see first hand how idiotic you are.
@jimmoore3767
@jimmoore3767 3 ай бұрын
@@RodrigoroRexthat’s what happens in reality. When a women is in the bread winner role suddenly the rules change
@natashamwangi4890
@natashamwangi4890 3 ай бұрын
He's a 34YO married to a 23YO hoping to use her money to support him and his father while she has 2 kids to worry about. Absolutely TF not
@leeriley7789
@leeriley7789 3 ай бұрын
When you marry, it's ours, not hers
@FMD70757
@FMD70757 3 ай бұрын
You are agreeing with the original comment without realizing. Correct: The “ours” should refer to the married couple. The irresponsible father in law should not be included.
@bugermcking4968
@bugermcking4968 3 ай бұрын
@@FMD70757 But not involving the father in law is not anybody's business but the couple's. Married couples rightfully care for elderly parents all the time. And the extent that they choose to care for him is up to them, not the father in law and not random people online.
@ryanj357
@ryanj357 3 ай бұрын
The age gap is not the problem here… Plenty of people have happy marriages with age gaps. In a marriage no matter the difference. The money is both theirs.
@Calibrownsfan
@Calibrownsfan 3 ай бұрын
you have that backwards. She married him looking for financial support but wants to keep her own money.
@michaelh2282
@michaelh2282 3 ай бұрын
This guy is an absolute joke of a man. Marries a teenager a decade younger than him, uses her to pay the bulk of the household in Los Angeles, and then expects her to provide for his broke father because neither the caller nor his father have any financial sense. She understandably doesn't respect him enough to share the finances. And Dave is wrong. Having him tell her how "scared" he is will only make her lose even more respect for him. He needs to "man up" and prove to her he can provide and be responsible before asking her to combine finances. And I feel awful for her. She didn't deserve to be tied down at 19 to this loser.
@og6433
@og6433 3 ай бұрын
You pretty much summed it up. I'm not with Dave and Rachel on this one.
@keith-kb1zl
@keith-kb1zl 3 ай бұрын
totally agree, this guy took advantage of a young girl, just the fact that she’s more financially responsible than this joker, when in 9 out of 10 cases it would be the other way around, he obviously 🙄 has followed the footsteps of his father when it comes to financial responsibility, this loser is just trying to manipulate this poor girl into supporting two losers instead of one.. she needs to bail, and start a new life Dave is an absolute dolt for sympathizing with this guy.🤦‍♂️🤦‍♂️🤦‍♂️
@Kim-bv3xn
@Kim-bv3xn 3 ай бұрын
She’s smart and carries the most weight
@KyloB
@KyloB 3 ай бұрын
I do wonder if the comment would read differently if the gender roles were reversed
@trufflehound1960
@trufflehound1960 3 ай бұрын
​@@KyloBnot really, if either partner expects the other to carry the whole loads and then add twins into the mix, shame on them. You both made the marriage pick up your share and get in with it.
@coderider3022
@coderider3022 3 ай бұрын
Imagine that’s your daughter….
@vanessac1721
@vanessac1721 3 ай бұрын
Oh Dave would be singing a very different tune.
@paidinfull7886
@paidinfull7886 3 ай бұрын
You married a 19 year old at the age of 30 expecting her to help pull you out of debt. She’s already paying the entire mortgage while you cover “everything elese”, which is asinine but I won’t touch on that. What do you expect from a person you’ve had a 10 year head start on? I wouldn’t combine finances with someone who is clearly wanting to take advantage of me. Dave and the co-host even raised their eyebrows at the age difference. It’s apart of the problem. I would be ashamed to call in saying my wife who isn’t even old enough to rent a car won’t help my almost mid 30s self get a handle on debt.
@Hdhfhhdh
@Hdhfhhdh 3 ай бұрын
Nothing wrong in having 10 year difference. Both of them adults and can make their own decisions
@vangtk10
@vangtk10 3 ай бұрын
10 year difference or 20 year difference. It doesn’t matter. They’re married. The real issue is them not working together like a married couple.
@davidharman7245
@davidharman7245 3 ай бұрын
Paid in full - I think you strained out a grain of rice to keep a watermelon. You don't marry and have kids with someone who you know is trying to take advantage of you. And yeah, you can divorce. But the person will NEVER be out of your life because you had kids with them and most people don't get a 100% custody decision from the court. You act like the balance of her bank account is her biggest life issue. And, unfortunately it is not.
@invinciblesummer2844
@invinciblesummer2844 3 ай бұрын
​@@Hdhfhhdh A ten year age gap of 32 and 42 isn't a big deal. A ten plus year gap of 19/20 and 32 is inappropriate and highly questionable. When did he start dating her when she was 17 /18?16?
@imveryhungry112
@imveryhungry112 3 ай бұрын
This dude is a bum. He's working low wage jobs probably part time. And his wife went to school and got a good job. Now he wants what she's got. Hopefully she doesn't let him do this to her.
@lindawilson4625
@lindawilson4625 3 ай бұрын
I suspect Dave & Rachel missed that opening "Take care of my dad" comment because I know they usually feel about this and it wasn't mentioned again nor addressed in this call.
@schuylergeery-zink1923
@schuylergeery-zink1923 3 ай бұрын
1) take care of each other & your kids first 2) then can worry about parents together I would be freaked to share finances with someone who didn’t have the priorities straight either.
@Vero.does.better
@Vero.does.better 3 ай бұрын
They chose what to ignore. They have a narrative to protect
@Slingsomelead
@Slingsomelead 3 ай бұрын
This is a weeeeird call
@melissawhiting3549
@melissawhiting3549 3 ай бұрын
They didn't talk about the Dad situation!!! They needed Delony on this call.
@strangeroamer3219
@strangeroamer3219 3 ай бұрын
Why? So he can ask the same questions he always does? Are you safe? Did your heart stop? Do you have a support group? Oh I forgot, McDonald's is paying 20 dollars an hour.
@plootobaby
@plootobaby 3 ай бұрын
@@strangeroamer3219Lmao i love delony but that’s so funny and true
@ryanlemmers5300
@ryanlemmers5300 3 ай бұрын
“I can’t breathe.” 😂
@mikimuzika
@mikimuzika 3 ай бұрын
Bolony would ask, "is your father safe"? "Is he suffering from trauma?"
@plootobaby
@plootobaby 3 ай бұрын
@@mikimuzika but you have to think about it, that’s his job!! he’s supposed to investigate the minds behind the phone line. all the ramsey personality’s do have their purpose on the show.
@caroltn793
@caroltn793 3 ай бұрын
A California mortgage prob is more than the rest of the bills
@yia01
@yia01 26 күн бұрын
not true. this only depend on when the mortgage ws taking out. i live in Cali, my monthly mortgage is only $800 a month for a 5 bedroom 3 bath house. so if the mortage was teh dad mortgage and they just took over it, its probably only a few hundred now. my sisbling car parment is more then my mortgage. not enough info to really said anything. but TBH if u gonna marry and not share financial hardship, dotn get marry in teh 1st place. marraige wont last/ every marriage i know that dotn combine thier $$$$ dotn last.
@benjamineprg4249
@benjamineprg4249 3 ай бұрын
Lol i dont blame her, its not a decision that should be made without long thought and proper legal fiduciary advice
@benjamineprg4249
@benjamineprg4249 3 ай бұрын
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional in order to navigate this recession and achieve potential high yields and taxation
@soothingrelaxationandmedit68
@soothingrelaxationandmedit68 3 ай бұрын
Honestly this cannot be overemphasized, helping people mitigate unforseen circumstances and mistakes .It's always good to have a financial plan,
@soothingrelaxationandmedit68
@soothingrelaxationandmedit68 3 ай бұрын
the strategies for diversification into other commodities are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skills and knowledge, with that in hand she can make her decision comfortably.
@Sanchyfab
@Sanchyfab 3 ай бұрын
yeah that's a good path, focus on a good strategy, relax back and watch it compound within the years. In good time you'll see returns.
@Sanchyfab
@Sanchyfab 3 ай бұрын
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
@privacyplease1556
@privacyplease1556 3 ай бұрын
She makes more money than him but she should combine finances so pay for his debts and his dad? She should leave. This is going to be a terrible situation for her
@marcushoward6560
@marcushoward6560 3 ай бұрын
If only more men would follow that same advice when they often find themselves in that same situation.
@R15Lover15-yv9dv
@R15Lover15-yv9dv 3 ай бұрын
I'm literally overwhelmed, You are a blessing to the world. I can't thank you enough *DaleValskov* for helping me with my account recovery. My prayers will always be with you and your team. Keep it up guys. Love from Maldives. There are many people out there I pray everybody get help.
@fg6418
@fg6418 3 ай бұрын
The mortgage alone is usually more than the rest of the bills
@BREEZYM6015
@BREEZYM6015 3 ай бұрын
I'm never combining finances again. In fact, I'm never getting married again. 😂
@greggpurviance7252
@greggpurviance7252 3 ай бұрын
Good for you
@user-kpkxgtj
@user-kpkxgtj 3 ай бұрын
I know my life and finances would be looking very different right now if I had done that, and not in a good way... Combining finances makes it so much easier to achieve certain goals, but the disadvantages outweigh that one advantage. It's wild to me how many people insist that that has to happen for a marriage to be considered solid.
@greggpurviance7252
@greggpurviance7252 3 ай бұрын
@@user-kpkxgtj it can be solid if there is good communication. If not, very difficult. Combining 'forces' the communication & cooperation
@catherinewilke5583
@catherinewilke5583 3 ай бұрын
Saaaaaammmmeee. Divorce cost me a fortune, ex is a deadbeat. Never again.
@chazzkramer7676
@chazzkramer7676 3 ай бұрын
Never say never!
@adamseidel9780
@adamseidel9780 3 ай бұрын
You don’t have to plan to do SHIT for your dad, and he doesn’t GET to stop working if he has no money. That’s HIS mistake.
@bugermcking4968
@bugermcking4968 3 ай бұрын
He's his dad, you owe your parents something. Maybe he should only help if one of the conditions is he keep working in some capacity or something. But you can't just let the guy be homeless.
@user-kpkxgtj
@user-kpkxgtj 3 ай бұрын
​@@bugermcking4968 he can choose not to leave his parent homeless, but he shouldn't rope in someone else to carry that load. His wife has every right to opt out of that responsibility.
@bugermcking4968
@bugermcking4968 3 ай бұрын
@@user-kpkxgtj No she doesn't. Your wife or husband isn't just a somebody else. It's a partnership and you share familial responsibilities. You have to make the decision together, what your family is responsible for and what they aren't and do it. That's marriage, it sucks but you have to be aware when you marry someone, they come with family that is gonna either be a good or bad thing and that needs to factor into your decision to marry them or not.
@user-kpkxgtj
@user-kpkxgtj 3 ай бұрын
@@bugermcking4968 nope. The only responsibility they share is to their family, ie the children they created. Everyone else is not a factor, and providing for them is not a responsibility, but an option should they choose to be generous, and be in the position to afford it.
@bugermcking4968
@bugermcking4968 3 ай бұрын
@@user-kpkxgtj It's not generosity to repay a debt. If his dad was a deadbeat dad who didn't help him at all I would agree it's just generosity but if he was a good dad you owe him some help. And if he owes him then she owes him because that's how a marriage works. It's a 50/50 split of obligation and responsibility and rewards.
@mistiinseattle
@mistiinseattle 3 ай бұрын
They are actually defending this guy and running down his wife because she won't give him all her money to give to his parents. She has 7 month old twins so can't even run far far away. she cares more for her kids than a golden rocking chair
@neutralcommenter7800
@neutralcommenter7800 3 ай бұрын
That's because it's not "her" money. It's their money. They are married. If she wanted to keep "her" money then she should not have gotten married. Let me guess, you are a professional career woman, single, in your 40's, with 2 cats.
@mdwilliams79
@mdwilliams79 2 ай бұрын
you're why I tell men to stay away from modern women and stay single. Shame on you.
@serenevans7632
@serenevans7632 2 ай бұрын
@@neutralcommenter7800are you the husband that’s calling in😂😂
@zahraaalz9621
@zahraaalz9621 3 ай бұрын
Sorry but i'm not responsible for supporting my future in-laws retirement nor will i support my parents or expect my future husband to support mine. I"'ll get divorced before i do that. This was a terrible episode. They missed the big red flag. His problem is his dad, not hers.
@champagne4bfast
@champagne4bfast 3 ай бұрын
Exactly. Supporting other people comes AFTER you've set yourself up for success.
@SamOwenI
@SamOwenI 3 ай бұрын
Though it's correct that the caller's dad is a concern, they did recognise that the biggest problem here is likely to be the marriage, not the finances. Not combining incomes is only a symptom of the marriage problem. Ideally, they would discuss and agree about financial goals and priorities, as part of a healthy marriage. So they need to agree about what to do with the caller's dad, their children etc. Not agreeing likely will lead to divorce. Point being, the hosts of the show were correct in focusing on encouraging the caller to discuss with his wife his "whys" - ie what should our priorities be? What should we be scared about?
@champagne4bfast
@champagne4bfast 3 ай бұрын
@@SamOwenI the greatest disappointment was that they didn’t ask the questions that they ask most people: how much do you both make and how much is your mortgage. Those 3 answers could have told us everything we needed to understand about the scenario. If 50% of her take-home goes on the mortgage and 80% of his goes on utilities, I could understand how they can’t afford his shenanigans. She has a set of twins and he wants to support his dad. He barely mentioned the babies.
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 3 ай бұрын
Family dynamics matter. I live with my grandparents, and we help take care my great grandmother. XD Sometimes its necessary to help care for an in law or family, if its where you can, and they are nice, and arent just taking advantage.
@priyanshumanna9352
@priyanshumanna9352 3 ай бұрын
I feel that the last bull run was bolstered by all the money being printed. Major returns next bull run but I think they will be tamer in my humble opinion. A 10x on *DaleValskov* and a 15x on polygon are fair considering how much those two coins are interwov
@dfya3294
@dfya3294 3 ай бұрын
How are you 30+ yrs old and expecting an early 20 something yr old to combine money? Then you got the 20 something yr old to pay the mortgage. The 30 y/o had more time as an adult to get his finances together as the 20 y/o is still fresh into the workforce but she's covering the mortgage, the kids, & she probably has to play a role of caretaker to the dad in law. This is a prime example of why younger girls are not interested & shouldn't be interested in older guys these days because some of them don't have their stuff in order. He's baggage to the 20 yr old.
@leeriley7789
@leeriley7789 3 ай бұрын
Well, when you marry, you become one, and should have the finances combined
@dfya3294
@dfya3294 3 ай бұрын
@@leeriley7789 As a (30 y/o) man, you're really going to rely on a 20 y/o instead of going out there to grind? And some of ppl wonder why women do not want to deal w/ some of these men. If she can do all of that why does she need him. Then he's adding the father in law in the mix. The FIL & the 30 y/o had more time as a working adult than the 20 y/o to get their life straight. And combine what...? She's paying the biggest bill & doing everything else 🙄. He needs to make more money by getting a full-time job instead of working part-time.
@leeriley7789
@leeriley7789 3 ай бұрын
@@dfya3294 I said if you're married, you are supposed to be one and not have yours or mine. Never said she was supposed to take care of him
@keith-kb1zl
@keith-kb1zl 3 ай бұрын
@@leeriley7789you’re missing the point amigo. yes, if you’re married, in most cases you should be morally obligated to combine finances, but in certain circumstances if your spouse has shown time and again they’re a financial train wreck, and let’s not forget she is smart enough to see the apple usually doesn’t fall far from the tree, if the father never learned to manage money, the son could be going down the same path.. she has every reason to keep her money separate from his..
@suraangel6956
@suraangel6956 3 ай бұрын
that's exactly how I feel. younger girls need to watch out
@random-nz7dy
@random-nz7dy 3 ай бұрын
So she's the breadwinner already now he's wanting her to give up more money to fund his dad's retirement? I feel for this poor girl. What a mistake she made This guys a weirdo. Notice how he changed the age she was when they got married. She was probably 18 if not potentially 17 when they started dating and he would have been in his late twenties. Freaking creepy.
@JustinCase780
@JustinCase780 3 ай бұрын
*She's 24 and her paycheck covers their entire mortgage in L.A. *He wants to combine their money to plan for "my family" including taking care of his broke father when he retires. *Not happening.
@RetirementbyDesign26
@RetirementbyDesign26 3 ай бұрын
I agree, his “why” benefits him more than it does them
@mtbokor1969
@mtbokor1969 3 ай бұрын
Did I miss something in the video? I didn’t hear him say he wanted to combine his income so that he can take care of hisbroke father. But even if he did, it’s the same fundamental issue. She isn’t willing to fully commit to the marriage. And combining incomes is just that.
@TonyCox1351
@TonyCox1351 3 ай бұрын
@@mtbokor1969yes you definitely missed something. Read between the lines a bit - she probably doesn’t want to combine paycheck because that means more of it is going to go to support his dad instead of their twins
@whosaidthat9265
@whosaidthat9265 3 ай бұрын
@@mtbokor1969you didn’t miss anything. People making excuses for her which is standard in these comments. Had the convo been flipped and he didn’t want to combine with her, no excuses would exist and he would just be a bad person.
@lukerider479
@lukerider479 3 ай бұрын
Or maybe the mortgage is reasonable and he is paying a lot more. She like the extra money she has every month and he has the joy of covering all the bills and having no money
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
“My 23-year old, pregnant with twins wife “ONLY” makes our ENTIRE mortgage payment by herself”…said no man over 50-years old, ever. That’s the trouble with America today…
@davidbrayshaw3529
@davidbrayshaw3529 3 ай бұрын
This is what equal opportunity looks like when everything is actually equal, like it used to be, but with the shoe on the other foot. Yeah, it's wrong, but he's been trained well.
@NickPlays95
@NickPlays95 3 ай бұрын
Why are you saying entire like it’s a lot? My wife and I make 160k a year combined. We do have all combined finances, but she makes 80k I make 80k. Our mortgage is 8% of our monthly income so if we did separate it, it’s still less than 1 weeks pay. Quit having a broke mindset
@littleripper312
@littleripper312 3 ай бұрын
@@davidbrayshaw3529 This is not what equal opportunity looks like. Women do not have equal opportunity when applying for jobs or when it comes to income. The misogyny in the workplace to this day is still really bad. The only reason you'll disagree with that is because you're a man and don't experience it so to you it doesn't exist. I was literally told to my face at my last job I wouldn't be promoted because I was a female and men make better managers. So much for equal opportunity. I applied somewhere else and got the job but don't play the BS that there's equal opportunity.
@pentrubarbati
@pentrubarbati 3 ай бұрын
this happenes when feminism is let loose and anyway women wanted to be equal yime they do more man did it for hundreds of years
@Calibrownsfan
@Calibrownsfan 3 ай бұрын
@@NickPlays95 where do you live where your mortgage is 8% of your income? most people it's close to 50% today
@gero4415
@gero4415 3 ай бұрын
The sugar daddy doesn’t have much sugar
@Primitive_Code
@Primitive_Code 3 ай бұрын
He's hypoglycemic.
@daniella8400
@daniella8400 3 ай бұрын
Splenda daddy
@cyrenedomogalla5127
@cyrenedomogalla5127 3 ай бұрын
He's not a sugar daddy, he's a mooch. He married a kid 10 years his junior and is leaning on her financially instead of demonstrating he's a partner. She at least had the presence of mind to keep him off her bank account so he can't bleed that dry. Red flags all over this situation
@katiejon17
@katiejon17 3 ай бұрын
More like he is expecting his wife to be a cash-cow for his father who failed to prepare for retirement.
@AbbygaileHearne
@AbbygaileHearne 3 ай бұрын
@@cyrenedomogalla5127he probably found out she made a lot of money and thought of what he could do with it, this was premeditated
@RaghvanshaKushram
@RaghvanshaKushram 3 ай бұрын
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you *DaleValskov*
@arnavkumartiwary3789
@arnavkumartiwary3789 3 ай бұрын
I did not believe that after the whole FTX drama there's any good to get this year but *DaleValskov* proved otherwise. Bad timing maybe but it's a great adoption to get this more to the mainstream and raise awareness. Probably a high contender for a top 100 growth
@DaishaView
@DaishaView 3 ай бұрын
Wife, if you are reading this, DON'T DO IT! ❗
@rusticgardenretreat4892
@rusticgardenretreat4892 3 ай бұрын
(clap, clap, clap!) I am with you on this one!
@bbab9489
@bbab9489 3 ай бұрын
I have ALWAYS believed in separate finances and no one will ever convince me to combine. There is no way that I have been careful about my money, to then be footing the bill for my husband and his dads lack of planning. If I were this lady, it would be time to split bills and mortgage down the middle, just to prove a point that the mortgage repayments cost more. If she doesn't want to combine and she is paying the mortgage, that speaks volumes!
@Tashas_Travels
@Tashas_Travels 3 ай бұрын
I don't blame her. There's no way I'd want my money to be used to look after someone who failed to plan for their own retirement. My money is for my family (husband and kids only) not extended relatives.
@bradycone
@bradycone 3 ай бұрын
If and when they decided to help elderly parents is a decision to make together with their combined money. He didn't indicate that he had ever given his dad anything. He said he was afraid that someday they might need to help. He's trying to do better than his parents did, and build a secure life for his family, and the wife doesn't want to. That's it.
@katiejon17
@katiejon17 3 ай бұрын
0:25 that is exactly what this guy said! And both Dave and Rachel ignored this. After my mother passed, my husband and I (with two babies) bought his house. That was 6 years ago - he’s now 72, has a place to live, eats with family every day, has company, etc... but he lives off of his retirement, which he planned and executed starting when he was 19 years old. No way would I ever financially support a parent. My finances are meant to support and build MY family and MY children. Her husband has just decided that he’ll be his daddy’s cash-cow, and now suddenly wants his wife’s income to help him reach that goal. THAT is his “why”.
@francismarion6400
@francismarion6400 3 ай бұрын
The man IS supposed to cover all the bills. Her money is her money.
@ryand7713
@ryand7713 3 ай бұрын
@@francismarion6400 WRONG
@bugermcking4968
@bugermcking4968 3 ай бұрын
Parents aren't extended family. Calling parents extended family is like calling your adult children extended family. If anything you owe your parents more than your adult children because they gave and didn't take, while adult children did the opposite. I'd rank priority of obligation 1) spouse and under 18 children. 2) elderly parent 3) young adult child 4) adult child over 25 and elderly extended relatives and siblings 5) everybody else.
@niteshkumarniteshsharma5917
@niteshkumarniteshsharma5917 3 ай бұрын
It's amazing what you do *DaleValskov* We need a lot of people with your skills and set who have good intentions and spread love
@JoeyNYSDnomad
@JoeyNYSDnomad 3 ай бұрын
Getting out of debt with twins, wants a new car and taking care of your Dad? I wouldn't sign on to taking care of your dead beat Dad either. You need to plan the finances before all of these things happen. Signed Elmur Fudd!
@USMC6976
@USMC6976 3 ай бұрын
You're making a lot of assumptions there about his dad, all based on what HE is telling you. You don't know anything about the dad. Dad may be living a very frugal lifestyle and he's totally clueless about what dad's situation is.
@RepentImmediately
@RepentImmediately 3 ай бұрын
​@@USMC6976he's the one who brought his dad into the conversation. It doesn't matter what the dad's situation is; it's not his wife's responsibility
@USMC6976
@USMC6976 3 ай бұрын
@@RepentImmediately I never said it was his wife's responsibility. Again, stop making assumptions not based on any evidence. The OP called the dad a deadbeat. The OP has no clue about the dad. Just as you have no clue about what I said.
@lelebella3252
@lelebella3252 3 ай бұрын
Paying all the other bills doesn’t even come close to my mortgage lol I’d rather have all the other bills
@maximusdecimusmeridius5438
@maximusdecimusmeridius5438 3 ай бұрын
The marriage won’t last
@blackworldtraveler3711
@blackworldtraveler3711 3 ай бұрын
Not many do. There are even divorces over 60.
@BlueDauntless
@BlueDauntless 3 ай бұрын
@@blackworldtraveler3711The numbers are skewed. First time marriages have a pretty high success rate. Second, third, fourth marriages have a high failure rate. When it’s mixed together, the average is half.
@cynthiawaldorf9353
@cynthiawaldorf9353 3 ай бұрын
Such positivity. Alot of marraiges last. Alot don't. But just because someone calls in with a issue doesn't mean there's NO hope at all.. geez!
@HOLDXSTEEL
@HOLDXSTEEL 3 ай бұрын
@@cynthiawaldorf9353Thry will divorce by next year. Love isn’t real
@blackworldtraveler3711
@blackworldtraveler3711 3 ай бұрын
@@cynthiawaldorf9353 The divorce rate of unmarried men is exactly 0%.
@GopiGopi-u7s
@GopiGopi-u7s 3 ай бұрын
As a person and professional you couldn't get any better than *DaleValskov* he is a very reliable person and an excellent professional in the IT field. He is the type of person you want to work that's passionate, hardworking and knowledgeable. You’re The Best 100%
@CharanMani-iu6gs
@CharanMani-iu6gs 3 ай бұрын
My heart goes to the entire community for *DaleValskov* building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish
@theMatrix440
@theMatrix440 Күн бұрын
Let's have more Rachel alone please. Congrats to Dave, your daughter is awesome!
@mrsimon9227
@mrsimon9227 3 ай бұрын
She hasn’t even experienced life yet..you basically married a teen
@Neoquaker1
@Neoquaker1 3 ай бұрын
What constitutes "experiencing life"? Getting ran through by 100 guys before getting married?
@mrsimon9227
@mrsimon9227 3 ай бұрын
@@Neoquaker1 no it’s the fact that she hasn’t experienced life. When you’re married you can’t just up and go when you want to especially when you have kids..so now basically she’s stuck. I’m 32 and my sisters are 22 and I wouldn’t dare date someone let alone married them at that age range.
@dani4157
@dani4157 3 ай бұрын
​@@mrsimon9227She made her choices
@mrsimon9227
@mrsimon9227 3 ай бұрын
@@dani4157 you right
@ykook7000
@ykook7000 3 ай бұрын
What a ridiculous comment ​@@Neoquaker1
@atenas80525
@atenas80525 3 ай бұрын
Ramsey's being TRIANGULATED AGAIN - wife has a SAFETY issue, she's married to a little boy, who is hanging TVs at 34, no real plan, no real future, variable income - wife is SCARED and has 7 month twins DROPPED THE BALL, RAMSEY
@rusticgardenretreat4892
@rusticgardenretreat4892 3 ай бұрын
Yep! She is not willing to give up a security blanket for this guy. Keep it separate. Any good divorce lawyer will tell you that separate is easier to untangle. This guy sounds like poison ivy.
@brendahere
@brendahere 3 ай бұрын
His father has at least 20 years to plan forhis retirement. She is paying the morgage! Your not telling us percentages and numbers. It could be 75%. She isnt feeling safe. She needs run money, because you dont want to give her access to any money. Your a controller
@cindymorris564
@cindymorris564 3 ай бұрын
He’s asking her to support his father. Why was that just skipped over like it wasnt an issue?
@laundrygoddess4
@laundrygoddess4 3 ай бұрын
Maybe she has a valid reason for not trusting him with family finances. There are people that are better off separate so there is some hope for when an emergency
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 3 ай бұрын
If she did not trust him, she should not have married him.
@retrojay86
@retrojay86 3 ай бұрын
Bingo​@@insideoutsideupsidedown2218
@katiejon17
@katiejon17 3 ай бұрын
Like him suddenly realizing that he wants to financially support his father “when he decides to stop working” 0:25
@laundrygoddess4
@laundrygoddess4 3 ай бұрын
@@insideoutsideupsidedown2218 she was very young when they married. Life experience is earned through time. Judgy much?
@privacyplease1556
@privacyplease1556 3 ай бұрын
@@insideoutsideupsidedown2218It’s almost like many middle aged men are old and predatory and like marrying young girls for that very reason
@chany2847
@chany2847 Ай бұрын
She doesn’t want to combine finances bc she’s 23 and he’s much older. I sense she doesn’t feel comfortable with him. She’s a smart girl.
@Sajalbhai-fe1rq
@Sajalbhai-fe1rq 3 ай бұрын
We have been on a recession since the beginning of 2022, but big media and governments all over the world didn’t want to admit it. We need to be wise and use our brains. Knowledge is power and I’d like all the family to be powerful! Just purchased some *DaleValskov* Thanks for keeping us informed during this times of doubt?
@aarondavid5866
@aarondavid5866 3 ай бұрын
whats the knowledge spend frugally? thats just common sense bud
@lindacornell7881
@lindacornell7881 3 ай бұрын
No one addresses the elephant in the room. All I am hearing is. I am going to take your money to support my dad.
@davidhealdjr.513
@davidhealdjr.513 3 ай бұрын
You get married and it's no longer yours and mine, it's ours. Our money, our dad. Your mindset leads to divorce.
@Dad-979
@Dad-979 3 ай бұрын
I think the elephant in the room is an elephant in your head. I didn’t hear that whatsoever. I heard a spoiled, young, immature brat wife.
@richard77231
@richard77231 3 ай бұрын
​@@davidhealdjr.513That attitude means they don't actually have to agree on major financial decisions.
@sp-cn8pm
@sp-cn8pm 3 ай бұрын
Agreed, and the more time goes by, she may realize how this guy tried to take advantage of her for her age. Idk, I could be wrong and they're truly inlove but I think the age difference and asking that when they have children (meaning she's locked in) has the alarm going off on my head. People change the moment they think they have something to hold over you.
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 3 ай бұрын
​@@richard77231quite the opposite. They need to work together in their financial decisions.
@TheCecilia1122
@TheCecilia1122 3 ай бұрын
Firstly,she is protecting her home ownership by being sole mortgage payment.... my question is, whose name is the house in and was the deposit jointly paid for
@drn13355
@drn13355 3 ай бұрын
She is 23 and paying the majority of the bills. I can see why she is not wanting much to do with this guy. The odds this marriage lasts more than another 2 years is about 3%.
@Courtney19751
@Courtney19751 3 ай бұрын
It was stated she only pays the mortgage. He pays for everything else.
@JustinCase780
@JustinCase780 3 ай бұрын
@@Courtney19751 In L.A. that is pretty much everything. 😅
@amaragrace94
@amaragrace94 3 ай бұрын
​@@Courtney19751 depends on where in LA but depending on how much she makes, it could be anywhere from $2.5k-$5k/month. That's if the mortgage is based on her income alone. She's got to be making at least $100k.
@katiejon17
@katiejon17 3 ай бұрын
Don’t forget, at 0:25 this guy gives Dave and Rachel his real “why”. His wife doesn’t want to cash-cow for his father, who failed to prepare for his own retirement. She has infant twins... good for her.
@lacrymosa777
@lacrymosa777 3 ай бұрын
​@@Courtney19751yeah but for almost everyone a mortage/rent is the majority of your monthly bills
@anaa03899
@anaa03899 3 ай бұрын
She was 19😂😂😂😂
@_CPerk
@_CPerk 3 ай бұрын
He tried to clean It up and said 20 😂
@MyAirMyles
@MyAirMyles 3 ай бұрын
Good for him
@daniella8400
@daniella8400 3 ай бұрын
@@MyAirMylesyeah and good for her once the divorce is final
@RepentImmediately
@RepentImmediately 3 ай бұрын
​@@MyAirMylesyeah...a grown man who can't afford to provide for his family but wants to provide for his father.... he's gonna be paying child support soon.
@JoshuaaColin
@JoshuaaColin 3 ай бұрын
@@RepentImmediatelybahahahah.
@maylynbayani
@maylynbayani 3 ай бұрын
My husband supports his parents. He initially earned less than me but I encouraged him to further his career. He now earns more and able to support his parents and our family. He needs to work harder.
@gonnahavemesomefun
@gonnahavemesomefun 3 ай бұрын
Saves smile at the start on hearing the callers response to congratulations after having twins 😂😂😂😂😂😂😂 I know that smile lol
@guccithunder6136
@guccithunder6136 3 ай бұрын
Saves smile
@The_Food_Police
@The_Food_Police 3 ай бұрын
Seems like he can't handle the money he already has. Why would they combine finances? He needs to become responsible first.
@SantoshKumar-dl8nq
@SantoshKumar-dl8nq 3 ай бұрын
Congratulations, *DaleValskov* I am relieved that you are out there fighting these thugs, We musttake every precaution to protect the elderly and the general public from these despicable con artists. Congratulations to You!! You deserve the Nobel Peace Prize for ensuring our security.
@aliuscogitabam
@aliuscogitabam 3 ай бұрын
Obvious scam bot please report guys☝️
@rose_6400
@rose_6400 3 ай бұрын
Once she hits mid-life she's going to run out the backdoor.
@MarcusKiner
@MarcusKiner 3 ай бұрын
Out the back door, for someone to go in to her’s…. 😂
@user-kpkxgtj
@user-kpkxgtj 3 ай бұрын
Hopefully it won't take that long, she must be exhausted already.
@LU-ro8qb
@LU-ro8qb 3 ай бұрын
It won't take that long... she will be out of there in the next year or two. She's 23, and I'm sure she's starting to see the loser for who he is, that's why she doesn't want to combine finances. Just give it a couple more years, it's going to get worse.
@Neddie2k
@Neddie2k 3 ай бұрын
How I dealt with this was, I contribute my portion of the bills, then paid of my debt in 18 months, returned to my wife told her I was debt free, asked her if she wants to combine money to pay off her debt, she said yes, few months later we were both debt free. We now live on a single budget, money combined. Sometimes people need to see it to believe it, am a maths guy.
@starrababy31
@starrababy31 3 ай бұрын
Exactly! You showed her with your actions instead of just talking about it! Bravo 👏🏾 am a math girl also 😁
@jerzsubbie
@jerzsubbie 3 ай бұрын
That's what I was thinking, if she doesn't want to do it, he can start the journey by himself and take care of his debt. Hopefully their current split of her paying the mortgage and him paying everything else doesn't mean he has no disposable income and she does.
@manoftomorrow5987
@manoftomorrow5987 3 ай бұрын
In life nobody will follow u if you haven’t shown you can lead. I praise you for showing her you had a plan that actually worked.
@jonpowers7070
@jonpowers7070 3 ай бұрын
I don't know. I don't think people should get married until they trust each other enough to combine finances. It doesn't make sense to share a life with someone but not have combined finances.
@Timmo93
@Timmo93 3 ай бұрын
Pay off debt BEFORE getting married!
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
Omg…why would you try to take care of your father? Ridiculous. I’ve not taken a relationship further because I don’t want to support my partner’s parents or children…it’s a slippery slope.
@issak228
@issak228 3 ай бұрын
That’s rude. Well at the end of the day it’s his father. People who truly love their parents won’t want them on the streets. Even though his father’s actions are not his fault he is doing what a good son would do.
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
@@issak228 his father is a grown man, he takes care of himself. This young man’s resources are to provide for HIS CHILDREN, HIS WIFE. Parents who expect their children to take care of them, that’s completely unacceptable and unfair to his wife and children.
@HOLDXSTEEL
@HOLDXSTEEL 3 ай бұрын
@@SuzanneQuew-vc4usdang did your parents suck or what?
@BlueDauntless
@BlueDauntless 3 ай бұрын
@@SuzanneQuew-vc4usWhile I agree with this, I think there can also be room to help parents if necessary. But that’s if it’s not a detriment to the nuclear family. They come first. If you have enough after, I dont see that as a problem.
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
@@BlueDauntless granddaddy should be helping these young, struggling parents with young babies!
@Imaginarysonics
@Imaginarysonics 3 ай бұрын
Why on EARTH would a 19 year-old want to get married, let alone to a 30 year-old? What could a 19 year-old even have to talk about with a 30 year-old?
@christophercarrigg3775
@christophercarrigg3775 3 ай бұрын
He didnt wanna marry her to talk to her
@champagne4bfast
@champagne4bfast 3 ай бұрын
To be fair, he sounds childlike
@champagne4bfast
@champagne4bfast 3 ай бұрын
@@christophercarrigg3775 then he needs to stop trying to talk to her about accessing her paycheque
@Britty0189
@Britty0189 3 ай бұрын
It’s not like he had the money lolol
@Ry-ch5fd
@Ry-ch5fd 3 ай бұрын
Younger women are far more attractive, so why wouldn't a man want to marry younger? Not to mention, common interests don't have much to do with age. There is plenty they can talk about...
@Ash-a-ley
@Ash-a-ley 3 ай бұрын
You entered with the what and not the why" - solid advice for starting any conversation. Also the "my spouse won't allow" - this is the punchline of all the best old married jokes.
@hirambright9357
@hirambright9357 3 ай бұрын
This is why people should not combine incomes. Individuals have their own needs, wants, dreams and aspirations. Those do not stop when you get married. They should have three accounts, his, hers, and theirs.
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
She “won’t allow” him to have the money, for a reason…
@DaishaView
@DaishaView 3 ай бұрын
i'm with her 😅 its sounding like he needs a better job because all he's doing is paying utilities and he needs a second job for that? feels like we are missing some info here.
@katydid917
@katydid917 3 ай бұрын
I think this dude is a douche for trying to make his wife pay for his father’s retirement, but he may also be paying for daycare, car payments, and/or insurance. That can add up to a pretty penny.
@benhollingsworth4378
@benhollingsworth4378 3 ай бұрын
Rachel is the only one on the show that can keep dave from interrupting when they are talking lol. Love it.
@GAFB1122
@GAFB1122 3 ай бұрын
He is a groomer. Sought out a little girl who just turned legal a year or so before while he is a decade older than her. He is a bad guy. Sad that some on here think this is ok.
@pitstarproductions7792
@pitstarproductions7792 3 ай бұрын
They’re probably engaging in the same behavior
@BJD-d6t
@BJD-d6t 3 ай бұрын
And he locked in the deal with getting her pregnant.
@katiejon17
@katiejon17 3 ай бұрын
0:25 His “why” is that he wants to cash-cow his wife to financially support his loser dad “when he decides to stop working”. I’d be real curious to know this guy’s heritage. Either way - he, like his father before him, are parasites. I’m a traditional wife and mother - but if I were this woman, I’d be seeking a divorce attorney.
@jimmymcgill6778
@jimmymcgill6778 3 ай бұрын
Sounds like it.
@dani4157
@dani4157 3 ай бұрын
Jumping to conclusion with little to go off. Typical youtube comment section
@vishalsingh2636
@vishalsingh2636 3 ай бұрын
I honestly don't understand why you're discussing these dubious schemes. There are plenty of options like Eledator and similar ones that are fast and profitable.
@karenmassey8354
@karenmassey8354 3 ай бұрын
She’s not going to combine finances. That’s one of the prices you pay marrying with a big age gap like that. It’s a fair trade.
@katiejon17
@katiejon17 3 ай бұрын
We have to understand each if their “why’s”. His “why” for wanting to combine incomes: 0:25 to financially support his father when he chooses to stop working. Her “why” for not wanting to combine incomes: see his “why”.
@jgotem8779
@jgotem8779 3 ай бұрын
Age doesn’t matter when it comes to money. Greed is greed and younger women are just following older women’s guidance. Basically use men!
@dani4157
@dani4157 3 ай бұрын
Why would age matter when it comes to combining finances?
@HelenaBasyouni
@HelenaBasyouni 3 ай бұрын
How is she using him​@@jgotem8779
@user-kpkxgtj
@user-kpkxgtj 3 ай бұрын
She better not. That arrangement wouldn't benefit her in any way.
@Heather.C.ButterflySage
@Heather.C.ButterflySage 3 ай бұрын
Rachel definitely came in for the big win. Great call & advice. Dave gets pretty intense, though he is not wrong in his perception. Teamwork! For all of us.
@reeferfranklin
@reeferfranklin 3 ай бұрын
In the words of Don Vito Corleone spoken to Johnny Fontane "you can act like a man...what's the matter with you!?!?!"
@freedomspromise8519
@freedomspromise8519 Ай бұрын
Been married 40+ years and our finances have never been combined. When one partner has proved over and over to not be responsible with money, the other partner has a duty to the family to make sure the bills are paid. If the spouse’s ego cannot handle financial facts, that spouse needs therapy.
@hardchooligan
@hardchooligan 3 ай бұрын
Maybe don't be a groomer living off your barley old enough to drink wife. 30 something and marrying a 20 year old, means he was dating her at 18 or 19.
@Michael-kv5ff
@Michael-kv5ff 3 ай бұрын
Said married at 19 but then said 20 probably to sound better so dated even around 17-18
@HS-yd5dk
@HS-yd5dk 3 ай бұрын
Yeah this is gross. Young girls need to watch this video and know what they’re going into when an old man approaches them
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
Granddaddy should be helping them! Not the other way around! I’ve NEVER heard of such a thing…I don’t care if he’s paralyzed, an addict or disabled…something is wrong here…I see a red flag! She’s not on board? Of course not! I’m not supporting a grown man in any circumstance! H$&@ NO!
@bugermcking4968
@bugermcking4968 3 ай бұрын
You feel no obligation to care for a disabled relative?
@SuzanneQuew-vc4us
@SuzanneQuew-vc4us 3 ай бұрын
@@bugermcking4968 he should be getting SS if he’s legitimately disabled.
@christie4336
@christie4336 3 ай бұрын
@@bugermcking4968 I don't think he said that Dad was disabled. I think he said, Dad won't have any money when he is too old to work. IMHO, if Dad is working now he can get on a budget and do things now so he has the best future he can.
@bugermcking4968
@bugermcking4968 3 ай бұрын
@@christie4336 I agree, but you can't make someone do something they don't want to do. And at the same time you can't let your parent die from neglect when they get old and feeble and unable to care for themselves. The way I see it I'm gonna give my parents some money and if they seem responsible they get it early and if they aren't I'm gonna save it and help them when they are near death.
@carollecian4655
@carollecian4655 3 ай бұрын
The "golden rocking chair" ... that's HER chair. He's not contributing much to the household finances hanging TVs. I'm on her side ... he needs to match her income for a couple years before combining funds.
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 3 ай бұрын
They are married. Their funds are now "their" funds.
@BlueDauntless
@BlueDauntless 3 ай бұрын
He’s contributing enough to take care of all the other bills. Hanging TVs is trying to bring more than what his salary does. Do you really think he’s able to pay for every other bill with “hanging TVs?” They need to work together to get ahead. What’s she doing with the rest of her salary? Is she helping take care of her kids, or does that fall on him? They should combine and agree to every dollar spent. They both get a say.
@KS-cl8br
@KS-cl8br 3 ай бұрын
​@@BlueDauntlessshe shouldn't give this guy a penny if he is planning to support his father
@apersonontheinternet8006
@apersonontheinternet8006 3 ай бұрын
Its quite amazing that you women never say that about the wives when they earn substantially less than the husband. When the husband earns more than the wife it is always "our money" but when the wife earns more than the husband it is "her money".
@LisaApril
@LisaApril 3 ай бұрын
Ramsey and the lady do not address anything about this guy's father and how he wants to support him and use his wife's money to support His father.
@fhuber7507
@fhuber7507 3 ай бұрын
Guy sounds much like the women who call wanting hubby to support her family. This is one of the times I would say the woman should run. This guy is all about getting what he wants. And Ramsey always says the guy should just buckle down and pay up... And here, for once, they're telling the guy that his wife should just buckle down and pay up. They completely skipped that this caller wants to put supporting his parent over having their own financial stability and that's why the wife is rebelling.
@champagne4bfast
@champagne4bfast 3 ай бұрын
This was odd. They didn’t ask the incomes and the mortgage amount to assess whether the wife is genuinely putting her entire paycheque toward the household (mortgage and baby x2 expenses) while this groomer is trying to access her paycheque so he can mismanage it.
@amaragrace94
@amaragrace94 3 ай бұрын
Agreed. Very odd. They got stuck on "allow" and she became the enemy.
@apersonontheinternet8006
@apersonontheinternet8006 3 ай бұрын
Groomer? Younger women have always chased older men. You need to go take your meds.
@privacyplease1556
@privacyplease1556 3 ай бұрын
A sugar daddy with no sugar 😂
@brandonedmonds4041
@brandonedmonds4041 Ай бұрын
Some women like older men,she chose him most likely because she loved him.Most women won't marry a guy they don't like
@KS-cl8br
@KS-cl8br 3 ай бұрын
either she or he can say I wont allow this. She should divorce a guy who cant take care of their kids and his wife but want to take her money to support his parents... she can do better
@apersonontheinternet8006
@apersonontheinternet8006 3 ай бұрын
If the roles were reversed and he out-earned her and she wanted him to help take care of her mother you would have the exact opposite opinion. At least he will get half the house and alimony when she finally decides to listen to you hypocritical women.
@RUTHSOFFGRID
@RUTHSOFFGRID 3 ай бұрын
Assuming the twins are in daycare?$$!? No amount of money can replace the time we spend with our children. She's not a single parent. He should work hard to support the family on one income. Downsize if you must. Drive one car. Never put yourself in a position where both parents have to work. She can always earn extra money while at home. Childcare, pet sitting, remote, online stores, etc.
@DavidFreddie
@DavidFreddie 3 ай бұрын
*Hallelujah 🙌🏻!!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻. I was owing a loan of $49,000 to the bank for my son's brain surgery, Now I'm no longer in debt after I invested $11,000 and got my payout of $290,500 every month…God bless Mrs Christy Fiore ❤️*
@HarryKane-dn6vr
@HarryKane-dn6vr 3 ай бұрын
Can I also do it??? My life is facing lots of challenges lately
@EmmaFreya-cf6ry
@EmmaFreya-cf6ry 3 ай бұрын
I've always wanted to be involved for a long time but the volatility in the price has been very confusing to me. Although I have watched a lot of KZbin videos about it but I still find it hard to understand
@RobertAlfie-wq8uj
@RobertAlfie-wq8uj 3 ай бұрын
So nice to see Christy Fiore talked about here, her good works are speaking already, and like wildfire she's spreading.
@ErnestOrrill
@ErnestOrrill 3 ай бұрын
Hallelujah God is still working wonders,I place myself in position for such miracle.The best thing I've seen today on KZbin thanks a lot..
@PeterLewis-lt4iy
@PeterLewis-lt4iy 3 ай бұрын
May God bless Christy Fiore services,she have changed thousands of lives globally
@ralphholiman7401
@ralphholiman7401 3 ай бұрын
This is why financially responsible people shouldn't marry financially irresponsible people. It's never going to work.
@getinthespace7715
@getinthespace7715 3 ай бұрын
This guy is planning to subsidize his dad's lifestyle... his dad hasn't saved a dime over his entire career... Nice kid, but I see why the wife is sheltering her income. They need to have some grown up discussions REAL FAST.
@greggpurviance7252
@greggpurviance7252 3 ай бұрын
Yup, dad needs to figure out how to live on his SS. Maybe a greeter job at Wally World
@imveryhungry112
@imveryhungry112 3 ай бұрын
She doesn't trust him. And based on this call I can assume why.
@montymython754
@montymython754 3 ай бұрын
Dude needs to man up and provide. She’s younger and makes more, even after having twins. I will bet she doesn’t respect him.
@Miaisabelle-yk6rd
@Miaisabelle-yk6rd Ай бұрын
What's the best approach to capitalize on the current market conditions? I'm deliberately on whether to diversify my $150k stocks portfolio. What strategy should I employ
@Gracie10122
@Gracie10122 Ай бұрын
“.,,The market is volatile at this time, hence I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/ETF you focus on
@PioliAugusthus
@PioliAugusthus Ай бұрын
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secured for over five years, yielding nearly $1 million in returns on investments
@KarimNavas
@KarimNavas Ай бұрын
@@PioliAugusthus I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advisor? I'll be happy to use some help
@PioliAugusthus
@PioliAugusthus Ай бұрын
She is Ruby Wayne Finadd
@PioliAugusthus
@PioliAugusthus Ай бұрын
On T.e.l.e.g.r.a.m...
@littleripper312
@littleripper312 3 ай бұрын
Slow down man, she’s just given birth to twins and you’re wanting to make major changes out of no where. How can you be this out of touch? You're all up in her face with big changes with no warning and with horrible timing. Relax and slow the approach or she's going to slam the brakes on and not trust you. Someone who makes big changes suddenly on an excited whim is not trust worthy and will freak a new mother out.
@Na4Ge4
@Na4Ge4 3 ай бұрын
just open a shared account for family expense and a family saving account, whatever remains in her personal account she can use.
@keishamckenzie649
@keishamckenzie649 2 ай бұрын
Did I hear him right....she pays the Mortgage!..... they probably didn't hear that because its a reason why she dont want to put their monies together....he probably don't manage his funds well and if she is maintaining the mortgage with twin babies, she is wise. He not telling the entire story.
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