What Are You Willing To Sacrifice To Get Out of Debt? | November 21, 2024

[@Jimmykimmel-u3j]

I'm glad you made this video it reminds me of my transformation from a nobody to good home, $34k monthly and a good daughter full of love

[@PatrickFogarty-de9dq]

My advice to everyone is that saving is great but investment is the key to be successful imagine investing $15,000 and received $472,700.

[@Teresa5688]

Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@Kelvinper514]

Investment is currently the most lucrative business in the world. Both real estate, Stock, and Cryptocurrencies are positively changing people's lives.

[@FredRed-n6o]

People are ignorant of profitablity in bitcoin investment and that has been the major issues limiting their expectations.

[@Ropercof5543]

Making touch with financial advisors like Elizabeth Regina Nelson who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times

[@anniethomas451]

Liz 😲 OMG Your fiancé is a felon. 20 years of not filing tax returns? You are disturbingly calm. You do not want to move, cannot yet retire but you are committed? WTH

[@nailatiyllufm7325]

Patrick, the reason your parents offered to help pay for college is because it would help your siblings. Asking them to buy you a car and pay your rent because you don’t want to get a real job would be enabling your bad behavior. You’re still young you could easily turn your life around but if you continue to keep the attitude that anything outside of the exact thing you want is out of the question, then nothing is going to change. I made more than $10k when I was working part time at McDonald’s to pay my way through school. Dont be a fool.

[@ADR7707]

Got to tell somebody….. September 2016, I a 57 year old single female, earning $55K with mid 6-figure debt started following Dave Ramsey. It’s been a long steady road. Today, 8 plus years later, I paid my last payment of debt. Today, I screamed, “I’M DEBT FREEEEEEE!!!

[@MK-pi6fs]

Congrats 🎉🎉🎉

[@TammyMurray-lw3yc]

Awesome!

[@always_be_eri]

Congratulations 🎉

[@mariepettit2632]

Way to go!!!🎉❤

[@briannasmith4796]

This is amazing!!! Congratulations 🎉

[@MelvinTillman-hq4zh]

Favorite duo..

[@thebusyhomeschoolingmomfiles]

Oh Patrick 😅

[@Intentionaltia]

41:03 I LOVE THIS! Lol Have kids right now. Lol.

[@c.parker8439]

Liz is in trouble. She needs to rethink the fiance because he's in debt and older than she is. I think he's trying to get Liz to help him. She will be liable for his debt once they're married. His love for Liz will be there once he cleans up his troubles. Good luck

[@Elizabeth_lowkeyluxuries]

See what your state offers. In home caregivers get around $15/hr - not a lot, but it gets you money. Overnights are ridiculous ($5/hr). Get rid of the car pymt and sell the house if necessary. Or get your expenses to $3500/month. Get help from social service, church, friends etc

[@rudysoto5161]

Patrick is terrible. He needs to grow up and take control of his life.

[@jennifercaldwell2655]

@@rudysoto5161 he sounds hi

[@Shadowwind4]

He’s just a kid. A 23 year old kid. Lots of 23 year old MEN call in to the show seeking real wisdom and guidance. I completely agree Patrick needs to grow tf up

[@haloimplant7678]

I made more than 10k when I was 17, and money was worth a lot more back then

[@NewGuy2024]

Many elderly folks at my church have not filed taxes for the past 5-10 years.

[@cynthiawlaughlin5435]

Run from the man who hasn’t filed taxes.. and don’t look back

[@avgholson8143]

Patrick...stop

[@beefandchicken]

What a tool he was. 😂

[@mariepettit2632]

😂

[@anniethomas451]

@@avgholson8143 A “Farrier Stripper” This show is Wild so far😂😂

[@EricTimmons-jv7qz]

I seems y'all missed the statement that he paid his taxes. He just hasn't filed. So all he has to do is file. He may not owe them a dime. That being said. Yes not filling is illegal.

[@Davefitz04]

No he said he may not even owe taxes

[@crazymouselady]

@@Davefitz04 He may not owe any because the taxes have been taken out of his paychecks the whole time.

[@Moni-c7k]

​@@crazymouseladyhe probably missed a large amount of money in refunds which he isn't qualified to get now.

[@rpnum1]

Good luck Patrick

[@JennieEsterly]

Julia in Oklahoma - Please look into becoming CNA certified. Some states will pay you to be your own spouse's caregiver. It's a wonderful program and full-time work/pay!

[@Zee-zj2uh]

Wonderful concept! I hope she reads the comments here. She sounds so defeated and rightfully so. Her girls need to step up to the plate. My niece's husband had a horrible condition brought on by the jab. Their 4 girls, all very spoiled and entitled, didn't cope well. He only lasted 18 months and thankfully had great life insurance. I'm so sorry Julia is going through these trials and I pray she'll take Dave's advise all the way around.

[@JennieEsterly]

@Zee-zj2uh It's so awful and tragic. When I lived in Colorado, I was a CNA. I worked for a company that paid their CNAs to be caregivers to their own family members. It was state funded. There were moms that were caregivers to their special needs children, daughters & sons that took care of aging parents, and spouses that cared for their ill spouses. They're evaluated by insurance, the state and disability to determine the hours of care they qualify for. (Each disability is different). Then once approved, the CNA logs their hours with the company and gets paid. I hope she sees the comments and I pray something like that is available to her! She would get paid and get tax breaks for taking her husband to all of his appointments.

[@bettedavis9261]

​@@JennieEsterlyI'm not a CNA, but I am the paid caregiver for my disabled son through HCBS services paid for by Medicaid in our state. It's a win-win situation for our family.

[@beefandchicken]

​@@JennieEsterly Does autism count as a disability? Serious question....

[@JennieEsterly]

@@beefandchicken Yes. The company I worked for specialized in special needs children. The family I worked for had a son with autism. He was non verbal. He qualified for full-time care.

[@robertscranton5141]

Sorry but Eddie is not a millionaire. I am baffled that Dave goes to Great length to bless us with the definition of "net worth" but ignores deferred tax liabilities. Asset - taxes is < $1M. He is not free of the obligation just because taxes haven't been paid. Any certified balance sheet would not place $1M in equity. Signed ANY CPA.

[@jessicabryant7541]

Dave wouldn't let the lady asking about having kids actually talk. What if her husband's concern was she wants to be a stay at home mom and they are house poor based on his income alone

[@BriEly3]

He is always for having babies. Babies are awesome. Hopefully if you are right, they can get out of it - which that is possible to get out of. If the guy doesn’t want kids and she does, hopefully she knew this cause that would be bad

[@jessicabryant7541]

@BriEly3 he's definitely pro babies. It just would have been nice if he allowed her to talk about the specific concerns. She was trying but he was too busy yelling his opinion to allow it

[@crazymouselady]

He took her call too late in the segment to spend several good minutes on it.

[@Joce123]

There's not a chance that I would deny my mom and stepdad a nice place to stay... Because I wanted to put money over them... Are you kidding?

[@frederickruderman2997]

Dave,😂 Number one self-reported great quality of billionaires is as self-reported integrity. Is Ramsey joking or is his audience actually that stupid?

[@seanjean9677]

Patrick is entitled.

[@Aria54321-h]

Liz, I would leave him.

[@Shadowwind4]

YOU CAN LEAD A HORSE TO WATER BUT CANT MAKE IT DRINK AMIRITE XD

[@mschaieme]

HEHEHEHEH THAT GUY ON HIS PARENTS FORGIVING THE LOAN

[@sXePunkV2]

Oh Patrick 🙈🤣

[@BlakeC341]

Patrick's dad and brothers failed him. Dude acts like a little boy.

[@proudhunter85dirty]

I'm willing to work till I die.

[@paytonguinn6659]

For the lady who makes formal dresses for breastfeeding women, I would love to be able to get a formal dress while breastfeeding. Our problem specifically was money. Even if i liked the dress, having a newborn unprepared can make you so so broke 😂

[@bettedavis9261]

How are you unprepared for a newborn? Don't you usually have 8-9 months' warning?

[@cynthiawlaughlin5435]

The Farrier sounds high.. just an observation

[@HashPhantom]

They act like Liz’s husband is a meth kingpin and has been doing it behind her back for 20 years.

[@miryamishot]

Patrick sounds lazy and useless

[@lilaschwarz1236]

The ferrier sounds like he has always been the problem child, caught in double-bind situations between being spoiled and left behind. That's the dilemma with his whole generation. I hope for him he'll grow up. For his own sake, so he can't be bossed around.

[@insanedrummer89]

He sound like you might possibly have a disability

[@frederickruderman2997]

First women caller: my husband wants to retire but I need to work 10 more years. I guess all men today are home changing diapers cooking meals, cleaning clothes, sewing OMG. I supported my family 100% including health benefits. In addition to our home, we have two vacation homes, and I retired one year ago at age 67. Every nickel came from ME working my butt off

[@Intentionaltia]

Ok but listen to the other caller, she was reliant on her husband who was the bread winner who then had a heart attack now she is struggling come on!

[@reubenjewell1869]

Ramsey stop eating your wasting the world's resources 😅

[@amireallythatgrumpy6508]

He's not the only one. Most Americans eat enough for 4 people.

[@Joce123]

Dave..STOP WITH THE "BABIES NOW" ADVICE.....DAYCARE DOES NOT ONLY ALWAYS EXIST..THERE ARE WAITING LISTS.. And if it is available it is outrageously expensive... We tell our children to make sure they have at least a $100,000 in savings before they have a child. They live 5 states away from us ,so we cannot take care of their babies. We work full-time still.

[@ghostriley1855]

Dave said in the past he doesnt work Fridays anymore, so he wont be hosting tomorrows show 🥲

[@beefandchicken]

(I miss Hogan. Don't tell anybody I said that.) 😂

[@actuallyterry]

​@@beefandchicken lol. I do too.

[@bettedavis9261]

​@@beefandchickenit'll be our secret.😉🤫