Is the American Dream Officially Dead? w/

[@JohnClinton-j4d]

Thanks for continuing updates and for keeping us financially Educated! Regardless of how bad it gets on the economy, I'd rather trade the crypto market as it's more profitable than holding. I made a Hundred thousand dollars from trading last year even though I barely trade myself.

[@Margaret-i88]

steve michaels analyzes go beyond superficial trends. It delves into how to be financial freedom, technical, fundamental and sentiment analysis, providing a holistic view of the market.

[@mitchell-786]

@@Margaret-i88 I am a beginner how do I reach him please?

[@davidson-565]

@@Margaret-i88 I and my husband are favoured financially through his help, Thank you steve michael steele. $32,000 weekly profit regardless of how bad it gets on the economy,, we are grateful sir

[@davidson-565]

he is mostly on Telegrams, using the user name@steve_894

[@derekstone9715]

To all the people unsubbing... Why? He is asking Ben questions like... "how did you succeed?" "is the American dream dead?" "how do you ballance faith and work" "in your opinion is 65 is bogus retirement age" "do you think there's value in working after retirement?" How is this not okay to talk about on a financial channel?

[@siegfriedbraun5447]

Who would be unsubbing and why?

[@kylehackett162]

@@siegfriedbraun5447 They are liberals who are butt hurt that Dave is talking to conservatives like Trump and Ben Shapiro. Small minded people basically.

[@Horus1133]

America is a failed society. People are brainwashed.

[@kodamag-bb2of]

The average life span is 76-78 years old. Once you’re 65, enjoy life.

[@adamasagir1686]

Because he seems to bring the same types of politics...

[@georgias701]

Unimportant observation: Ben's coat and shirt are perfectly coordinated with the Ramsey mug. 😄

[@markseaman4750]

You’re right! Now I can’t stop looking😂

[@ironminecart6471]

@@markseaman4750 rofl same

[@jayjulez7543]

😂🤣

[@rogerb3654]

😂

[@lanelebaron]

😂

[@CurieBohr]

This is the best Shapiro interview I’ve ever watched. I’m so glad Dave gave him the freedom to talk without interruption. Dave recognizes that Ben offers value.

[@scapegoat413]

Wish it was 1v1 Dave and Ben.

[@beastjemzo]

He’s a coward

[@you-5-iver804]

​@@coastal5228he's smart at manipulating. He hasn't got a general high amount of intelligence. Above avergae but no genius.

[@coastal5228]

@@you-5-iver804 ehhhh....you better check on that one.

[@jenniferpearce1052]

@@scapegoat413 I like George

[@V.stones]

it feels like that classic dream-owning a home, building wealth, retiring comfortably-is slipping away for a lot of people

[@Andres_853]

I feel that. It’s not like it used to be. Even when you work hard and save, it’s so easy to feel stuck or like you’re just not making real progress. Sometimes I wonder if I’m doing something wrong with my money

[@Kattyol1]

I think a lot of us feel that way. It’s tough out there, especially with everything being so uncertain. For me, I’ve been thinking about how I can make smarter investment moves so that my money’s actually working for me

[@louisahernandez]

Exactly. One of my friends started working with a financial planner, Joseph Nick Cahill, who’s a CFP. He’s been helping her set up a plan to build wealth, even with all the uncertainty. She was hesitant at first, but she got a free consultation with him and realized how much difference having a solid strategy can make

[@Andres_853]

Joseph Nick Cahill, you say? I’ve been considering speaking to someone who can help me manage my investments better. Is he really worth it?

[@louisahernandez]

Totally. He doesn’t give cookie-cutter advice-he actually tailors it to your financial goals and where you’re at. So if you’re looking to grow your savings, prepare for retirement, or even plan for a home someday, he works with you step-by-step. That free consultation is a nice way to see if his approach fits what you need without any commitment

[@kellybrashier2671]

these two men are the reason I went conservative. The first time I met uncle Dave, I was watching the Sunday Special! This started me on my journey to become a better person! Closer to GOD and ready to work on getting out of DEBT! Still working on it but these two are wonderful!

[@SarahSherwin-vo2vi]

So cool! Love to hear it!

[@htexas918]

Same!!! I was a leftist Californian, came across Dave then Ben and here I am voting republican two elections in a row 🎉

[@bskinny9009]

​@@htexas918 Totally brainwashed.

[@anndipietro1868]

Keep up the good work. You will be in such a better place with no debt. I hope you have a celebration after all that work. It will change your life.

[@jaykiser4103]

Bro me too!! That’s so cool!

[@gracehu4692]

I am 34, First generation immigrant. Came here by myself with next to nothing 8 years ago. Worked hard for years. Now I am an airline Pilot, A job I couldn't even dare to dream before, I have an awesome family, I am not there yet, but future is so bright! American dream is not dead. The victim mindset and entitlement is why people are not making progress. We need to be responsible for our own behavior.

[@alleykeosheyan4779]

Props to you!!!

[@777STMIA]

Great work. Happy for your success.

[@Production-xj5qm]

This is what America is made of.

[@TXchicarchitect]

Amen!

[@mattm7798]

Congrats dude. I am flying next month, hope you are my pilot :)

[@Joshmarmolejo_]

For people complaining, when I first found Dave Ramsey 4 years ago and started getting my finances together that was the beginning of my red pill process lol

[@garburto]

There’s no coincidence that that happened, by the way.

[@TrickyMickTrucking]

Yeah, I think there's a lot of us in that boat.

[@0rnery0verwatch]

It's not difficult to understand. Once your start looking after yourself and getting your sh!t together, you begin to understand the myriad of ways in which the 'system' and it's 'experts' lie to you to keep you dependent.

[@Joshmarmolejo_]

@@garburtoyou’re right my life changed a lot since then.

[@letsjustgetjaked]

Red Pill has nothing to do with finances. What are you talking about?

[@gayleyb1233]

My Dad retired and was so bored he went back to work. He and another teacher started an independent study high school in the same school district he retired from. He was a born teacher...He loved to learn and passed on his knowledge. He lived to be 97. Sharp as a tack to his dying day. My hero.

[@AuroraCardi-in9zt]

This is an excellent interview! My parents and I immigrated to the US in the mid sixties. They had to learn english and get jobs, my dad as a mechanic and my mom in a garment factory. They worked hard, saved money and paid cash for everything. They never were in debt because they remembered how bad it was in Italy after WWII. People who complain about living in the US should think about why are people always trying to come to America.

[@ryan6500]

Dave and Ben - listen to them and you will do better in life.

[@Croftrivers]

LOL oh Trumpies

[@beachcoconuts3]

Tip to the Ramsey show: put chapter titles along the timeline of the episode in case people want to skip forward to a certain topic.

[@Horus1133]

stop attending to the short attention span crisis

[@MrDexterSr]

Great suggestion 👍🏾

[@WheresWaldoProd]

@@Horus1133 Relax. Timestamps help when have to continually pause and play (particularly when you're working) or when you want to revisit a certain section at a later time.

[@heystopthatnow]

GREAT SUGGESTION!!!

[@TMPS93]

They're probably going to post as separate clips to milk it for clicks like they did with the Trump interview.

[@MakesMeNoDifference-sd9qg]

I was laid off at 66 years old even thought I wanted to work to 70. I worked part-time for those 4 years until I started drawing Social Security at 70. I still work some part-time for wages but I have been doing building projects at our church. I have saved the church several thousands of dollars by doing these projects with my efforts and several volunteers. Now I am helping with a couple of charities while taking some time to travel. By the way, I led Financial Peace classes for our church for about a decade and have been a millionaire for several years - yes, I had an occupation in the top 5 of the Ramsey Millionaire Survey - Engineer.

[@MariaGarcia-gj5ie]

Wow, well done and God bless. I guess there’s hope for me then .❤

[@DoBetterWorld]

It is so nice to see a different side of Ben, thanks Dave for having him on your show.

[@single1inLA]

These great men make me cry. I am single income living on a clerk salary in California no family no government assistance; debt free net worth > $1M with a paid for house. The American dream is still Alive. I just bought a second home even though I came to this country alone. America is truly the BEST county in the World for those who are willing to WORK and not make excuses.

[@queenielau5907]

so proud of you

[@Glock20AK]

😂. Don’t believe what you read on the internet from random people..

[@alluringbliss4165]

Is that another Bolt

[@naomiemoore5725]

Similar story. Semi retired and completely debt free. No blood relatives. After catering to other people my entire life, now it is my turn. And grew up in Glendale, next to Burbank. Was nice back then. Now, not so much. Progress is not always for the better.

[@ranp237]

My wife's mom was a single mom raising a baby by herself on a secretary salary. Debt free. Her net worth is over a million today.

[@RaymondKeen.]

The United States as we know it is no more. All signs point to 2024 being a year of significant economic hardship for the entire nation. Put your cash to use straight away to increase its value. I was aware that I needed to invest. I had no idea how quickly a few thousand dollars a month would go up. Though it is. Since 2020, I've made about $600,000.

[@TinaJames222]

Congrats. Your ability to control the whole risk profile of your investments and prevent irreversible capital loss will be your actual financial unlock. A plan must be in place to take advantage of opportunities to profit when they arise.

[@ScottKindle-bk3hx]

When you first start off, you should get advise from a fiduciary counsellor if you don't want to crash and burn. They adopt a profit-driven approach based on individual risk tolerance because their entire skill set is built on simultaneously trading long and short.

[@HectorWhitney]

Fiduciary counselors have access to exclusive information and data sources that aren't available to the broader public. By heeding the guidance of my fiduciary counselor, "Sophia Maurine Lanting," I managed to generate earnings exceeding $820,000 during the third and fourth quarters of 2022. I have high expectations for continued success.

[@ChristianKelv]

Please can you leave the info of your investment analyst here? I need such luck

[@HectorWhitney]

Sophia Maurine Lanting deals with various financial aspects such as investments, insurance, ensuring a well-funded retirement, exploring tax benefits, and strategies for managing investment risks like volatility buffers, among other topics. You can easily find more information about her by searching for her full name on the internet since she is a well-known figure in the financial field.

[@feyk.6680]

I never commented on social media but watch every single video of Dave show my many others. An immigrant here live in U.S for 20yrs now and Lord you have to see the other side to agree with this interview. Thank you. I live around so many people with the whinnying mentality. Looking outside the window mentality rather than looking at the mirror. Good luck with that.

[@hungryspleen5585]

Yeah it's trendy to want to be a victim of others instead of themselves these days, sad really

[@mikebalint3412]

Near the end of his life, Stan Lee (Marvel Comics Fame) was asked, "when will you retire?" His response was, "I love what I do, why would you take that away from me?" A lot of people get joy from the work- so why quit?

[@johnathin0061892]

Stan had a literal dream job, had a profound effect on culture, made a good living and millions and millions appreciated him and his work. Very, very few of us have that. Most people make just enough to survive, will make no significant difference in the world, no one at work appreciates them and no one would miss them they were replaced. If we all had a job like Stan's, we wouldn't want to retire either.

[@jns08d]

@@johnathin0061892 So you think Stan was handed all of that and got "lucky?"

[@joestalin2375]

​@@jns08d The luck came with his God given artistry and picking the right lawyers that wouldn't sell him out .

[@SolDizZo]

The average lifespan of cops in America Entering Retirement was something like 5.1 years. I think they loved the service but they were often forced to quit at 25 due to health and burning the candle at both ends. They say it's a lack of diverse skillsets and professional development but really I think when you can no longer do what you loved and found so deeply fulfilling life starts to lose meaning.

[@darnelltabor6382]

​@@jns08dThats not remotely what they said. Youre baiting them to change the conversation into a subject you want to talk about.

[@Winston125]

Great call putting Shapiro on. Keep pushing the correct messaging. Thanks for all you do 343k in debt but pounding through it(mortgage only!)

[@doctorbeanis]

Keep pounding!!! :)

[@LifeIndex360]

Yep, keep going man. Keep pushing to be debt free. Don't be like the other 90% of society. Your future self will thank you.

[@dipro001]

youll be fine since its a mortgage only. You are only screwed if its credit card, student, or bad car loan

[@wesleyblaha3537]

Not surprising seeing the unsubscribe comments before the interview even airs🙄 People can't emotionally handle the idea of listening to somebody that might have a different opinion or perspective than themselves need to grow up. If you're soo pissed why dont you encourage Kamala to do an interview?

[@chazzkramer7676]

An ACTUAL interview!

[@silasRperry]

Dude AMEN. It’s so sad how pathetic people are

[@sarapurdy8712]

We need to toss them a tissue for their troubles lol

[@derrickmd18]

I'm unsubscribing because he's having an interview with someone that fired someone for saying Christ is king. Which I don't agree with. It's interesting you can talk to someone about the American dream but fire someone for there religion.

[@miguelocampo9595]

We don’t care about hearing different opinions. Most of us already know how Ben is and don’t care to hear him again already

[@FriskyOCallahan]

Thanks Dave for having Ben and DJT in for interviews. It's helpful to hear how people of those calibers became successful and their outlook on life and the future.

[@sportsfanatic239]

2 of my favorite KZbinrs in one video. Can't wait to finish this.

[@aishajackson50]

The worship to work relationship Dave shared was so profound. Ben is very knowledgeable of course - so sharp.

[@briannarequenez250]

I am so grateful for conversations like these! Two different backgrounds, collectively coming together to speak, with such regard to the other person on the other side of the table & still educate on topics & staying true to their own experiences. It's so so refreshing! We need more conversations like these!

[@mramirez410]

Loving this side of you Dave! You are incredible at interviewing

[@onedangerousmanreacts]

💯

[@riah4106]

My two favorite men who helped me and my family turn our lives around.... ❤️ 💓 forever greatful for these two men ❤️

[@MurderMostFowl]

Please tell us your story on how Ben Shapiro turned your life around. LOL

[@sf3413]

George!!! Take Ben for coffee and film it!!!! Awesome idea; you're welcome!

[@nmejia024]

That would be amazing!

[@misstbikini]

Probably tea

[@AlexCPauwels85]

I LOVE watching Ben in these types of interviews, listening to him and his insight in life is very valuable. As Jordan Peterson said he could do so much more than politics.

[@huebothedog665]

I’ve watched Ben for years. I’ve always been responsible with my finances but didn’t optimize them till this year, which is when I started listening to Dave. And what do you know, they make a collab for the ages. Love it.

[@austinbar]

The avg. American is having a tough time, I know I am not alone. There are others in same position as me. By certain statistics: 22% of americans have no retirement savings. 64% are worried that they will not have money in latter years while 47% of adults who are not yet retired think they have to work part-time in retirement. How can I best grow the 100k I have saved seperately outside retirement access which of course had depleted over the years?

[@eloign7147]

It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.

[@rogerwheelers4322]

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

[@joshbarney114]

I completely agree; I am in my mid 40s, approaching retirement, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.

[@FabioOdelega876]

This is exactly how i wish to get my finances coordinated ahead of retirement. Can you recommend the financial advisor you used to get ahead?

[@joshbarney114]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about three years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@user-kn9tt6ny3v]

I am a first generation immigrant. We moved to USA in 80s. My parents worked hard, we didn't rely on EBT or public housing. My parentle raised 4 kids; 2 doctors and 2 engineers.

[@Margaret-i88]

😊

[@kimochkaks]

Lots of respect for these gentlemen. The American dream is not dead. We live debt free in a paid for house. We aren’t extravagant, and we’re in our 60’s.

[@blynn2883]

Another great one, Mr. Ramsey! Love Ben. Love America. Following the Baby Steps, working hard despite having Multiple Sclerosis, and on track financially to change my family tree. Thanks for speaking truth! The American Dream is alive and it's working for me.

[@svietka202]

❤God bless

[@devantech4133]

This is one of the most inspirational interviews I've seen in my life, thanks to Dave, Ben and their teams for the inspiration and hope!

[@bentley625]

How lol it's not that serious of an interview. Go watch more interviews it's not bad but it also ain't that

[@devantech4133]

@@bentley625 It doesn't have to be all that, it's just the right words at the right time from the right people for my life.

[@patrickholzer8425]

@@bentley625feel better?

[@woods-garage]

I’ve watched a few Dave Ramsey videos before but was not a subscriber. Changing that now - subscribed.

[@svietka202]

yep, me too

[@TheZeppelin14]

I know the government can't make you wealthy but they sure can put in laws that make it much harder to become wealthy.

[@laurahano2587]

Absolutely!

[@EmilGhiurau]

Like tax you at each bracket just so you don't excel.

[@adennjusik5455]

Like when the SEC halted trading of GameStop because the "Poor" Hedgefunds were losing too much money on the Short position that blew up in their face??

[@TM-jo4wz]

Except for them. Plus politicians see something they don’t like so they create a new law against it. Then you’re a criminal.

[@johnathin0061892]

The government has a monopoly on violence, so they can make it hard or impossible to become wealthy, if they so choose.

[@ctownRt]

Ben’s shirt and coat match the mug in front of him lol. Great interview! Keep up the great work.

[@onemanarmy1310]

25, and married. The American dream is NOT dead. But it isn't easy.

[@AnnGreen-o9e]

I have 6 children aged 23-43. 4 have a least 1 house. The youngest is special needs so he will inherit the family home 🏡. One son has rental properties. So the Australian dream didn't die.

[@1denverd]

I don't think it ever was easy.

[@patrickholzer8425]

Ease was never promised. Ease isn’t happiness.

[@LifeIndex360]

Correct. It is still alive however for some reason the definition of "success" has been inflated much like the cost of goods. So, to all the people earning an average household income in America.."no you can't afford 30 acres, a 6,000 square foot house, 2 Ferrari's, a house keeper and everything you want" and using revolving debt is no way to happiness.

[@LifeIndex360]

​​@patrickholzer8425 correct, there is a sense of worth and dignity when the path and process is difficult.

[@yourlocalyoutuber6145]

You don't have to agree with Shapiro politically to realize this is a great conversation.

[@StLouis-yg8jp]

If I wanted to listen to jewish propaganda I would watch pornhob

[@justinmc415]

​@@StLouis-yg8jpwhat?

[@StLouis-yg8jp]

@@justinmc415 Ben Shapiro is a mossad agent working for the Israeli government

[@joestalin2375]

​@@StLouis-yg8jp But you're Jewish?

[@packatk7431]

I was just thinking the exact same thing. I really respect a lot of what Ben says. I may not agree on the hows and whys with him some of the time but in the end I think we end up at the same destination.

[@jameslastname9171]

Ben is awesome! I don’t agree with him in all realms, however I would love to have such people as him as good friends. He is clearly based on well thought out ideas and facts and not the general lies and feelings.

[@Therearethosewhocallmetim78]

Love this. Discussion wasn't even political

[@juliegriffin5028]

Smaller homes don't just cost less to buy, but they are much more reasonable to repair/maintain, insure, heat/cool, recarpet/update, clean (doable as a yourself instead of a need to hire it out), and have lower property taxes...often these are not just financially beneficial but simplify and lessen stress level.

[@nathan8464]

I've noticed how almost all of the comments whining about this are from people who havent actually watched it and commented days ago.

[@dylanlaforest5019]

Lmao Fr. This wasn’t at all political lol

[@DylanMeek7]

This dropped hours ago, not days ago. How could they have commented days ago?

[@Glock20AK]

False

[@nathan8464]

@@DylanMeek7 because it was posted as a premiere a few days ago, people commented on the video before there was even a video to watch

[@DDCrp]

Because they’re campaign-funded bots… it’s a not so well known PR tactic

[@fookbia8875]

The American dream is alive and well for those that value minimalism, wisdom, frugality, higher education, stable family, morals, investing, integrity, etc. Consumerism and worldly views will deplete wealth. Net worth over 5 million. Should double over the next 20 years. Age 49.

[@jablanguado7738]

What was your journey to 5 million like?

[@fookbia8875]

@@jablanguado7738 Tons of work. Tons of pain.

[@jablanguado7738]

@@fookbia8875 I’m working on my way right now. I’m much younger than you. Do you have any guidance for me?

[@farzana6676]

​@fookbia8875 Give more detail please

[@Cioletta4]

Nice job. And great perspective; very counter culture compared to today’s over consumption we see in our society.

[@EmmaLStout]

Love this! I don’t always agree with Ben’s opinions, but I do trust him to give the facts pretty much all the time.

[@Magdalene952]

My husband and I bought acreage and are in the process of building our 2 bed/2 bath 1,400 square foot house. Everyone thinks we are mad for "going so small". ("I mean just 1 more bedroom wouldn't hurt you?") We never got blessed with kids. I am 40. It's just us, so why would we need to go bankrupt building a big house that requires more time to clean/maintain vs. being able to spend time doing so many other things we enjoy and love to do?

[@michaelweyenberg6238]

Great interview. Everyone who is biased off the bat is missing out.

[@acrobizer1238]

I like when Dave mentions he cash flowing his college and Ben started in on the loan officer with a high probability of success and Dave got all squirmy throwing cold water on the topic…awesome.

[@kalebmartinson]

I love hearing them talk about work from Gods perspective. There is a sermon from David Pawson called The Biblical Attitude to Work, completely changed my understanding and attitude towards work.

[@BitterComments]

Only people who are deeply unhappy in their own lives despise Ben Shapiro. He is too noninflammatory to hate unless you want to.

[@dgfreshx]

The reason I want to retire is so that I CAN be more involved in the community. I'm in an office job and I work 40+ hours. All of those hours are spent away from family and community. I'd rather volunteer and spend more time with my kids in the future years. I'm glad Ben is including this in his argument finally. I see no virtue in just working an office job until I die.

[@ceofeleciafoster9250]

Facts. I question the real reason. People with money always think we can just work and then die. There because they do whatever they want so no reason to retire. They can take vacations for months. Not the average person.

[@LifeIndex360]

100% my plan as well. When it's time to walk away i plan to spend the energy in community service, mentorship and other causes that I value.

[@chrisvaldez2922]

He had this in his original argument, but the haters clipped it and attacked.

[@striperkid]

The reason I'm retiring next month is so I can work on my golf game. 40 years in the work force, I'm DONE !!

[@shaddiegradyorielly6380]

@@striperkid you got it right . . .

[@asmrallison]

Love Ben, love Dave. Couldn't wait for this interview.

[@juliewatson3969]

Dave was on Ben’s show a few years ago too. 👍🏼

[@gpcbr1000]

I always enjoy seeing crossover episodes from some of my favorite KZbinrs

[@brittanyniederkohr2889]

The fact that yall are unsubscribing because ben is on here. I dont like ben but i like dave. No need to unsubscribe from a good platform because he is trying to educate us on things

[@meve531]

How dare you be so reasonable lol

[@assjuice8223]

I like Ben but if you don’t like him but you’re still willing to have a conversation then we can be friends and peers with mutual respect. People who won’t even have the conversation, or stop listening to Dave because he talked to Ben or trump, are not people worthy of respect lol.

[@tobiassalisbury245]

😂😂😂​@@meve531

[@clipchamprazor3912]

I agree, it's too early to unsub. If it becomes a pattern of having these types of guests on, maybe then.

[@Im-a-rock]

There’s a term for it. It’s called being open minded

[@TheFishingNomad]

I'm loving these KZbin crossovers from people that don't normally interact in the same space. I remember a talk with these two maybe five years ago or so and it was excellent. I'm halfway through this one and it's great as well.

[@simonpilarcik6838]

You can tell who did and didnt watch the video by the comments.. theres not much politics, just common sense

[@karlstrauss2330]

Politics has infested every facet of American life my friend. Ignoring politics is to ignore the realities of life

[@simonpilarcik6838]

@@karlstrauss2330 I don't mind the politics of the video, I was making the point that the people who are angry at the interview because of the politics, didn't even watch the video. 2/3rds of the whole interview isn't political.

[@chookchack]

Lol i just got past half way while reading the comments. The only political topic so far is when ben called out both parties exaggerating the death of american dream. So far Im not finding this episode very political.

[@simonpilarcik6838]

@@chookchack it definitely gets more political around the end. However, I think because Ben is associated with politics, that people immediately assume that the topics will be political.

[@cb1623]

Exactly!

[@lindarobinson8288]

Great interview. Ben Shapiro is a great role model and great thinker, as are George and Dave. Three powerful men exchanging ideas that will promote healthy conversation. I'm a big fan of all three of you, and you've helped me make some big changes in my life and in my thinking. I can't wait to listen to this one again!

[@JasonTaylor-po5xc]

For me, retirement just means I choose the type of work I do. If I decide to dedicate my life to working in a charity or taking a lower paying job that I'm more passionate about. You have to have a no debt at all and a good solid retirement account saved up. Then work becomes about passion not obligation.

[@cdjoy7299]

I enjoy listening to both Dave and Ben. They are wise men. Not sure why folks feel the need to tell everyone that they are unsubscribing; just unsubscribe and leave.

[@coreybates7412]

I’ll be honest I’m not a huge fan of George on the Ramsey show. But I was really impressed and loved the questions he asked Ben. Great interview.

[@E.R.Hewitt]

Do you really like horses?

[@HarvestingFaithHomestead]

Why don’t you like George?! I met George in person when I went down to meet Dave and see the show live, and George was literally my favorite person there!! He was still the MC at that time before he was promoted to being a personality, so we literally got to hang out for the full 3 hour show and it was so much fun ❤

[@whitneyoliver8553]

So many tolerable open minded people out there..😊

[@laurahano2587]

Interesting they were commenting days before the interview aired. Perhaps people should give opinions AFTER the show has been seen.

[@whitneyoliver8553]

@@laurahano2587 great point!

[@karlstrauss2330]

@@laurahano2587why?

[@John-du2mq]

They are on the left that constantly tell people to be tolerable and open minded lol.

[@BillDaBurgerEater]

Ask Ben how tolerant he is of a Palestinian person existing?

[@jaynerucker8528]

I really enjoyed this interview with Mr. Shapiro. It was so interesting to hear you all focus on the Blessings we have in this country! Thank you!!

[@VelaMdR]

I’m so grateful to watch this episode. Thank you for the honest opinion. This is what society needs to listen. 🙏🏻🇺🇸

[@Youngswealthsolutions]

I'll never unsubscribe from Ramsey. Those unsubscribing are those who can't control their immature emotions.

[@secretosdeunamama]

Retirement is crucial for many professions, especially those that are physically demanding or mentally exhausting. For individuals in jobs that take a significant toll on health-like first responders, construction workers, or healthcare professionals-having the opportunity to retire allows them to prioritize their well-being and enjoy the fruits of their hard work. It’s a well-deserved break from the daily grind! On the other hand, for those who spend their days sitting in front of a computer, the need for retirement might not be as pressing, but everyone deserves a chance to relax and recharge. Ultimately, every profession has its challenges, and retirement is a vital part of ensuring a healthier future for all workers! Plus, retirement opens up a world of opportunities to finally pursue passions that were sidelined while working, like gardening or spending quality time with grandchildren and elderly parents. It’s about finding that balance and embracing new experiences that bring joy after years of hard work. Everyone deserves that chance to replace their regular job with activities that truly make them happy if they are not finding joy in their work.

[@danamarie8718]

Yeah, I don’t agree with the way Ben defines retirement. He basically defines it as sitting on your a** all day, or being on permanent vacation. Most people define retirement as no longer having to work full time at the job they did for most of their life just to earn a living. Most people I know that are retired, including myself, retired so we could quit the rat race. We still make some money but not for the sake of earning. We do it to stay involved. I do some consulting. I choose my clients and projects based on whether or not I enjoy working with the client and how interesting or challenging the project is. Friends of mine who always pursued music as a hobby now play in the local bars. Another friend took up painting when she retired and now sells her artwork. Many also volunteer. I only know one retired person who sits around all day as if on vacation, and she is in her 80’s.

[@cluckieschickens]

Yes. My dad retired at 62 from being a brick layer and construction worker all his life. His body was shot. His knees and joints. He was rock hard it was like hugging a 2x4. Very slim but muscular. He spent his retirement years working on my cousins Hobbie farm. Hunting and fishing and loving life. He died at 77. He went into the old folks home due to dementia, but it was during covid. We couldn't visit in person at first. Just through a window. Then outside across a 6 foot table with masks on. All thanks to Tim Walz. My dad quit eating, I think due to depression. The last months were heartbreaking... and we couldn't hug him. Re

[@cluckieschickens]

Yes. My dad retired at 62 from being a brick layer and construction worker all his life. His body was shot. His knees and joints. He was rock hard it was like hugging a 2x4. Very slim but muscular. He spent his retirement years working on my cousins Hobbie farm. Hunting and fishing and loving life. He died at 77. He went into the old folks home due to dementia, but it was during covid. We couldn't visit in person at first. Just through a window. Then outside across a 6 foot table with masks on. All thanks to Tim Walz. My dad quit eating, I think due to depression. The last months were heartbreaking... and we couldn't hug him. Re

[@cluckieschickens]

Yes. My dad retired at 62 from being a brick layer and construction worker all his life. His body was shot. His knees and joints. He was rock hard it was like hugging a 2x4. Very slim but muscular. He spent his retirement years working on my cousins Hobbie farm. Hunting and fishing and loving life. He died at 77. He went into the old folks home due to dementia, but it was during covid. We couldn't visit in person at first. Just through a window. Then outside across a 6 foot table with masks on. All thanks to Tim Walz. My dad quit eating, I think due to depression. The last months were heartbreaking... and we couldn't hug him. Re

[@cluckieschickens]

Yes. My dad retired at 62 from being a brick layer and construction worker all his life. His body was shot. His knees and joints. He was rock hard it was like hugging a 2x4. Very slim but muscular. He spent his retirement years working on my cousins Hobbie farm. Hunting and fishing and loving life. He died at 77. He went into the old folks home due to dementia, but it was during covid. We couldn't visit in person at first. Just through a window. Then outside across a 6 foot table with masks on. All thanks to Tim Walz. My dad quit eating, I think due to depression. The last months were heartbreaking... and we couldn't hug him. Re

[@2006gtobob]

I have worked as a repair and maintenance electrician for a steel mill in NW Indiana for nearly 30 years. I started investing 6 months after I became employed there after 6 years in the Navy. As a couple, my wife and I have wisely invested for over 20 years. I am very thankful to have been able to work at the same place this long. Yes, there have been some trying times, of course, but I was never laid off. I will be finished working here at 56, and will move on to the next thing after a 2 month break. That's the plan, God willing. We bought a home in Az several years ago, and my wife started and currently runs her business there. There are many opportunities out there, and I will continue on. I can't see sitting on a beach doing nothing.

[@findingm4101]

Rock on Guys! I've followed all of you for years. Watching from Korea!

[@linanguyen1476]

It so pleasant to me hear actual smart conversation 🧠 is a treat from my 🧠 after being around with too much silly and shallow conversations of people around

[@Mys.Teri67]

I have noticed that people today want their style of living to be the same as their parents right away. Usually their parents did not start at their level straight away. They slowly worked their way up. With many ups and downs. Your first house is the first step to your dream home.

[@Leah1run]

I literally prayed for something, and God provided through this video. Thank you for posting, all glory to God. :)

[@Yied1]

Great listen I’m not religious but I like the way Ben talks he captivates you.

[@marydenny1]

This was exceptional. It lifted both my IQ and my optimism. Well done!

[@tvken3438]

Dave Ramsey show changed my life and my family financial status. Start from debt now we are in baby step 5 and feel good. It’s about principle and discipline. ❤

[@Joesixfour]

Thought I left my playback speed on 1.25x that's just how fast Ben talks lol

[@christinecusano2578]

I double checked mine also lol

[@MDentertainmentbiz]

I checked my speed too 😂

[@caseyjames5452]

Fantastic interview, thanks for conducting this.

[@skydivedoug]

I promised my wife We would retire at age 65 (less than a year from now). This means that our work will revolve around our lives instead of the other way around. My career is a commercial carpenter. After almost 50 years of this it takes a toll on a body. Going to enjoy life while I can still walk upright. I have invested in a small cabinet shop in by back yard. This is my 401K.

[@cassandraeaton5164]

Two of my favorite people! I loved this.

[@92essink]

What a great conversation 👏

[@dreadnoughtprime6301]

See, its funny that people are talking about unsubbing because Ben already had Dave on his show years back and they didn't seem to care back then.

[@HarvestingFaithHomestead]

I think it’s fantastic. Two of my favorite channels coming together!

[@aao449]

I think ppl like Dave, but they can’t stand Ben.

[@esenambesttsewu7859]

Wtf does that have to do with this episode on this platform?

[@dreadnoughtprime6301]

@@esenambesttsewu7859 Read. Figure it out.

[@marge3157]

The conversation this country needs to hear.

[@angelagould54]

I don't like the phrase "white privilege". I am white by birth. My husband and I have worked hard and made good decisions. By the way, I was born with cerebral palsy and the second to the oldest of ten children. I worked my way through a graduate degree. I love Ben and Dave.

[@impalagenesis178]

It's not about what you like. It's about what's the truth. If your name is Andrew you have a much higher chance of getting interviewed for a job compared to a Mohammed or Tyrone . We all know pretty privilege, woman privilege, child privilege, rich privilege exist just to name a few. I mean even being a cop gets you a privilege called qualified immunity. If you worked hard and didn't use your privilege then congrats but that doesn't mean it doesn't exist and isn't used by others to advance their life

[@martinvho]

It's called workethic, respect, and humility. You don't need religion to have that, but it helps.

[@latham4575]

My great grandparents told me a story. They both became high school teachers, bought their home for 30k, paid it off, and saved money the rest of their life. They deserve their success. But this is NOT the reality today. Yes you can get ahead, but you’re looking at moving in with parents or having a double income or having a very good single income. Belittling young people’s problems doesn’t make them go away. We can tell them to work hard and have hope and at the same time acknowledge that the current situation is not acceptable.

[@steflift5165]

Thanks Dave - went to buy this book and found it was free with my Audible 🔥

[@louannhuber2651]

Thank you! I hate retirement. Always searching for something meaningful to do. I also love earning money.

[@sarahjoy8479]

HUGE Shapiro fan, gleaned so much wisdom and hope off this episode THANK YOU

[@lemurproductions1294]

I could listen to Ben talk all day

[@alisalman3013]

You are a genocide enabler l, I am sure you do.

[@bdBSF]

What a great interview! Super interesting. Thank you, Dave.

[@wesdaaawg]

Love this! Everyone in this interview is someone I look up to. All of these wise men have insightful knowledge to share. Thank you 🙏

[@laurahano2587]

So glad for this interview. Great combo!

[@rh-bd6wv]

People retire already. Trust me, your family and community will not let you be idle. Opportunities to serve are endless.

[@Grave_Digger606]

The juxtaposition of Shapiro’s and Ramsey’s speech cadence is hilarious. After hearing Shapiro speak for a few minutes your brain adjusts to that speed, and then it feels like you lowered the speed of the video to .5 when Ramsey talks 😂

[@acquitz2208]

Haha true

[@willd7596]

classic north vs south speeds

[@noorhermiz]

As a legal Iraqi immigrant, I couldn’t agree more with Ben Shapiro. I love how he said many people have never been outside the US to see what its like. I love this country and everything it has provided me. I have worked my ass off for all of my degrees, career, purchasing a home, getting married, having kids. I will work until the day I physically can’t do it anymore! Thank you, Jesus.

[@RoyalOaksCA]

Dave for President, Ben for VP!!! They are some of the most patriotic people that I have heard in my entire life! God bless America!!🇺🇸🇺🇸🇺🇸

[@VernesaGunz]

In the 50's my Dad worked a modest job, Mom stayed at home and raised the kids, and they lived a nice middle class lifestyle including owning a home. Nowadays both I and my partner works and can barely afford to make ends meet. Soon the kids and family dog will need to work to keep this household going. It's the destruction of the American dream right before our eyes.

[@RAKelBerquist]

I plan to retire at 62 in another country outside the US that is free, safe and very cheap with a high quality of life. I could fully just rely on only my SS if I wanted to when that times arrives but I'll also have at least one pension, a 403 (b) and a very prolific lnvestment account with my Abby Joseph Cohen my FA. Retiring comfortably in the US these days is almost impossible.

[@EnaEnrriques]

I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Abby Joseph Cohen. I am at $128k right now and LOVING that you have to bring this up here

[@RamseyAlaqel]

How can i reach this Abby Joseph Cohen, if you don't mind me asking? I've known her by her reputation at Goldman Sachs

[@RAKelBerquist]

​@RamseyAlaqel Well her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@TessaKruqer]

I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Abby Joseph Cohen. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, she was able to scale this quickly to $150,000.

[@CoffeeNo0b0514]

Bunch of crybabies in the comments. You can just leave, we don't care enough for you to comment. Won't even notice the absence

[@SwimSweetie100]

The American dream is NOT DEAD! If you’re expecting to work a minimum wage job your life and own a home, sure you won’t get it. But making the right choices day after day leads to good things.

[@nicholasnoriega1205]

Every metric shows the American dream is exponentially more difficult today. Than it was for boomers.

[@Radial-racer]

Explain this, I make twice the income my parents did, own nothing, spend nothing, and can’t even dream of living the life they did. My parents house is inflated 100k dollars more than they bought it for, their own salary hasn’t increased by that same rate. They wouldn’t be able to buy their own home today!

[@Noah_527]

The boomers lucked out and grew up at a unique time in American history. Try going back to almost every other generation and saying that it’s harder now than then. Almost everyone has a story of family coming to America in the 1800s or 1900s with nothing and finding a way to survive. Even dirt poor people have a smart phone and internet access, the greatest source of information known to mankind ever. The challenge is that everyone else does as well so like always, you have to be better and differentiate yourself or be stuck trying to play catch up.

[@jns08d]

@@Radial-racer I'm in the same spot - I make more than both of my parents combined, 750+ credit score and can't afford my childhood home, it went from $150k - $475k in like 5 years

[@RicoSmith]

As a non-American, I'm envious of people who have the opportunity to live and work in America. You have no idea how good you have it. Seriously.

[@landonhall6444]

Wow. I'm amazed by the comments. So sorry for everyone that have felt the need to unsubscribe. Daves program works. We started very late in life and in life, in 7 years we were debt free including the house. 10 years after that were retired and bringing in the same money as when I was working, but we're not wealthy. But we sacrificed to get there.

[@GitaBoeren]

Given the current economic difficulties that the country is experiencing, how can we enhance our earnings during this period of adjustment? I cannot let my $680k savings vanish after putting in so much effort to accumulate them.

[@jonathanxxxx876]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

[@LemonTwistSmiles]

Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

[@Griffinguardian]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@LemonTwistSmiles]

Melissa Elise Robinson is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment

[@MarkusZweig]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.