I the most important benefit of KZbin is that it introduces us to normal heroes and super stars, instead of the fake red carpet celebrities 🌟
@einarabelc54 жыл бұрын
In other words, it makes it accessible.
@themelanatednomad69894 жыл бұрын
@ala’ Arabyat But now the celebrities want to take over KZbin, and KZbin is helping.
@AlaKareem4 жыл бұрын
@@themelanatednomad6989 Still we as audience have the right to choose , before we were forced to certain trends
@svetlanikolova76734 жыл бұрын
ala! lol there is nothing special about a bunch of money lovers that one day become useless leaches of society without any valuable skills . The rich will be first to whine when the great depression returns. its comming and their money will be useless pieces of paper. then what? they will be a parasite to us farmers and food growers
@AlaKareem4 жыл бұрын
@@svetlanikolova7673 their lifestyle illustrates that they are humble and didn't act like fake heroes
@MsRESPECT904 жыл бұрын
Sis curls are lit AF. Her doing her own hair alone probably saves 1.5k a year👏🏾👏🏾👏🏾👏🏾
@markieshagray82704 жыл бұрын
Yes wow No hair salon runs, shes doesnt go the nail shop, she doesn't have a car note or her car insurance is probably low too. Shes saving a ton of money. Im sure her bank account is pretty nice and comfortable. What an awesome story.
@cynthiakila11614 жыл бұрын
Wys
@prettylady8184 жыл бұрын
She’s bomb AF 😍So pretty.
@dreameryoung384 жыл бұрын
Save time and money,you know about that appointment 9 oclock but your there all day
@PSALMSOFSONGS4 жыл бұрын
@@markieshagray8270 pure goals
@kymberlimoor52744 жыл бұрын
I went to school with Julien. This makes me so happy to see. Class of 98
@Thenevisian4 жыл бұрын
From what school?
@kymberlimoor52744 жыл бұрын
@@Thenevisian wheeler
@Thenevisian4 жыл бұрын
@@kymberlimoor5274 oh wow, I went to Marietta high. Class of 98 too. Small world
@ThatGuy-zt1lo4 жыл бұрын
98, Ramapo HS
@mindfuleffort24864 жыл бұрын
Does he have a brother 😍
@ThatBronxgirl74 жыл бұрын
Great role models. I would love to see more black millionaires. I would really like to see more intact black families whether we use the FIRE movement or not.
@mindsinmotion28254 жыл бұрын
Amen
@miriamhavard76214 жыл бұрын
Regina Johnson intact!!!! 😊💕
@angeliaimeanttoloveyouharr84044 жыл бұрын
Regina Johnson right
@TheMarvelousBeautyChannel14 жыл бұрын
Yesssssssss!!
@patrickboyd33644 жыл бұрын
This is what the democrats do want us to be like, instead of begging for affordable housing.
@tahirisaid2693Ай бұрын
I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?
@Williamesq12327Ай бұрын
keep contributing to your 401K, remember you are in for the long haul, but I'd suggest you consider financial advisory
@LemariecooperАй бұрын
Agreed, having a good financial advisor is invaluable, my portfolio is well-matched for every season of the market and has just yielded 120% from early last year. I and my advisor are working on a 7 figure ballpark goal, tho this could take another year.
@KentBronoАй бұрын
mind sharing info of this person guiding you please? truly appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor
@LemariecooperАй бұрын
Can't divulge much, I delegate my excesses to someone of great expertise ''Nicole Ananstasia Plumlee"'preferably you can look her up on the web, her qualifications speak for itself.
@LemariecooperАй бұрын
Her name is. 'NICOLE ANASTASIA PLUMLEE’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@Flyzel....4 жыл бұрын
I just love to see black couples, who are loving, respectable and interested in their financial future. Love her hair too lol
@MargoWilly-xf4ii4 жыл бұрын
Me 2!!!
@Naeem_El4 жыл бұрын
Same here
@ninobk1964 жыл бұрын
look for our rich journey. They are a black couple who retired at 39 w/2 girls and now live in Lisbon Portugal. Their channel is incredible. Highly educational. Probably the best I've seen. Their relationship is probably what has made the most impact to me besides the content. Talk about a TEAM!!
@sct40404 жыл бұрын
Flyzel Washington well spoken, and financially smart.
@oops5412 жыл бұрын
@@ninobk196 Why not live in Africa countries? Why these rich black people always want to live in around white people and western white countries?? Just curious to know.
@goodnfit14 жыл бұрын
Big fan of this young couple. Their blog is excellent and I highly recommend it. BLACK PEOPLE - let's starting owning shares of Nike instead of collecting Nike sneakers. We have the power to move financial mountains one dollar at a time. Forget 40 acres and a mule. It's time to get our 40,000 acres and 40,000 mules.
@shaheedcassim27524 жыл бұрын
That's too many mules for 40000 acres
@chasidycollins90614 жыл бұрын
😂😂😂
@soblu34 жыл бұрын
@@shaheedcassim2752 😂😂😂😂. You get the point but it was still funny.
@tochodita63354 жыл бұрын
fair. But remember if everyone bought Nike shares, and not the product, the shares would be worth paper
@elijahsumler12264 жыл бұрын
Stop enriching majority owned white corps , make more nuanced alternatives , YEEZY has done it .
@CultureShockAddict4 жыл бұрын
Its even more weird being black, well off, and young. I often get asked am I drug dealer. It used to piss me off, now I understand their asking from a place of ignorance due to the minimum exposure of others like myself
@ItsMyLifeDaralynn4 жыл бұрын
@ Ken The Explorer, Exactly ! I've been asked if my husband sells drugs because I drive a nice car. Dang! It's not possible to actually own a business and legally purchase nice things when you're a person of color. Sickening isn't it?
@Ssookawai4 жыл бұрын
I believe the issue is your choice of entourage. My boss (the owner of the company I work in) is a black foreign investor in my country (his wife is a local woman). I've studied, worked and saw black PhDs , it would never cross my mind to ask a black dude if he's dealing drugs...
@Ssookawai4 жыл бұрын
@Lovely Wahu waouh, that's unfortunate... It's difficult to change neighborhoods on a whim so I hope that people stop associating some activities with our skintones.
@Ssookawai4 жыл бұрын
@jpkp012345 if your entourage question the origin of your wealth then it's even better not to know them.
@76shian4 жыл бұрын
I am so sorry people ask you this
@MsFafey4 жыл бұрын
When I saw him chopping those vegs😵, then he clarified he was a chef 😅
@CC-si3cr4 жыл бұрын
I couldn't get past his annoying voice to hear he was a chef.
@m.williams34974 жыл бұрын
Candis shut up
@BROKENSOULEDONE4 жыл бұрын
😅 same here
@Retired-jr3qs4 жыл бұрын
I retired 4 months ago at age 57 as single person and African-American. I'm so proud to see this couple focusing on financial independence.
@WealthEngineering4 жыл бұрын
The black community desperately need financial education, more importantly mentors willing to teach them. But at the end of the day, where there is a will, there is a way...
@moniquemonique94674 жыл бұрын
Will you be one of the mentors and start to teach the community about finances?
@WealthEngineering4 жыл бұрын
@@moniquemonique9467 my life goal... Already started... One of the reason why I want to succeed so bad is because I need to succeed to inspire other to follow in my footsteps... Without success I'll have no credibility when I approach the black community... But for the ones who are willing to learn before I make it there I gve them most of my time to help them out... It's my passion, and a key step in my life purpose...
@moniquemonique94674 жыл бұрын
@@WealthEngineering Exellent watch this video with Dr. Umar kzbin.info/www/bejne/nIe7oGeLfr6AkKc
@WealthEngineering4 жыл бұрын
@@moniquemonique9467 what precisely were you hoping me to get from this video?
@moniquemonique94674 жыл бұрын
@@WealthEngineering did you watch it?
@HarmonyandHope74 жыл бұрын
This couple need their own KZbin channel, I would love to follow their journey while my family begin ours
@Freebird-11224 жыл бұрын
They blog @ Rich & Regular
@tondaleyacarter73554 жыл бұрын
A Black family you can follow who retired at 39 is "Our Rich Journey" they give great direction about retiring early and wealthy. No, I don't know them but I appreciate their real and quality information. Check them out!
@iamtheclout19124 жыл бұрын
@@tondaleyacarter7355 yes I love them... they retired in Lisbon...
@nmcaggie4 жыл бұрын
They do: kzbin.info/door/4HUQztCZd9c1q2rB7SmOAQ
@guswillgetpaid74 жыл бұрын
Hope You can sign me up.
@niac95684 жыл бұрын
Traveling the world while being a wealthy African American is quite the experience. When my fiancée and I travel the world, we don’t feel like second place citizens like we do in the USA. They are exactly right
@SageAlchemyPodcast4 жыл бұрын
i guess u never been to central europe then.
@ItsMyLifeDaralynn4 жыл бұрын
@Nia C, Right ! I get tired of getting the side eye for driving a high end vehicle and police starring ... OKURR
@Ssookawai4 жыл бұрын
Exactly, I saw a comment where a black get asked if he's dealing drugs... That question will never be asked in my country to a black person.
@colorfulcodes4 жыл бұрын
I don't feel second place in NY but in Spain I felt that a bit. Only country I've been to where I was treated a certain way.
@Ssookawai4 жыл бұрын
@@colorfulcodes Spain can be quite challenging... They're usually the first landing for illegal immigrants AND they had a history of North African ( that included black population) + Arab "presence" during centuries.
@MotivationEnergy4 жыл бұрын
“Your time is limited, so don’t waste it living someone else’s life.” - Steve Jobs
@chukesobialo57064 жыл бұрын
I will be a multi billionaire soon in pounds, euros ,dollars,yen ...
@bres99774 жыл бұрын
Absolutely.
@djmula254 жыл бұрын
The greatest
@wendyellis37384 жыл бұрын
U said it..I watch someone work and work hard, working double shifts for what!!a car note, a house in the hood to maintain and last week they found her dead in the bed, it appears she was getting ready for her MN job as a CNA at the age of 60...
@bres99774 жыл бұрын
Wendy Ellis That’s sad.
@beautifulsoul94774 жыл бұрын
God if I could just find a partner that's just wise and savy about things.
@aspirehigher63684 жыл бұрын
Yes they dont need to know everything but they need to know something and be willing to learn
@gmog78574 жыл бұрын
You are just talking, there are so many good black men out there but you don't want them, because they do not fit your beauty standards.
@taiwofakoya37064 жыл бұрын
Please don't wait until you're married before embarking on your financial goals.
@inmytravelstoday4 жыл бұрын
Like attracts like! Why don’t YOU begin educating yourself on all things financial?
@aspirehigher63684 жыл бұрын
@@inmytravelstoday they just may be already since they were here watching the same video that we all did as well but is still hoping for a partner that shares the same values and goals, who won't try to bring them down or stall their progress. That's relatable. Even though like attracts like, so does it attract opposites who want what you have but dont desire to make the sacrifices to help you both maintain it.
@Churros16164 жыл бұрын
They seem like a truly loving couple.
@markieshagray82704 жыл бұрын
Yes I smiled whiled watching this. A Beautiful happy couple even after paying $5k a month on bills. 💯
@fluent_In_finance4 жыл бұрын
@@markieshagray8270 😄😄
@macavalli26194 жыл бұрын
He looks like he into guys
@MrJohneblaze8224 жыл бұрын
@@macavalli2619 Why, because he's a wannabe thug or a gangster?
@macavalli26194 жыл бұрын
@@MrJohneblaze822 nah, he just not setting off my brodar
@LewisP864 жыл бұрын
Daycare is one of the coldest hustles of all time
@lovingme1st9734 жыл бұрын
😂😂😂
@Ramomosa4 жыл бұрын
M Detlef depends on how strong your bond is with your partner. My husband and I are doing this now and it definitely saves money however you sacrifice QT but if the bond is strong your sacrifice is minimal and the children benefit from having their family taking care of them.
@SuelyPio3 жыл бұрын
& i Will open one. Its expensiveeeeeee asf
@Tanniab093 жыл бұрын
Our daycare at one point was more than our mortgage
@user-uc9fx4ru7p2 жыл бұрын
And they pay next to nothing.
@bellabethany94 жыл бұрын
You should add their blog to the description to help raise their profile
@immyownpresident4 жыл бұрын
kzbin.info/www/bejne/oJmcfmR9qJKXoq8
@Dee-xb9mt4 жыл бұрын
Right first thing I looked for
@prettylady8184 жыл бұрын
They also have an Instagram It’s called Richandregular
@Rhawn2464 жыл бұрын
@@immyownpresident Thanks very much! @Bethany Fracassi I don't get why they couldn't share it either!
@mikeaskme35304 жыл бұрын
@BF that is exactly what i commented on.
@colorfulcodes4 жыл бұрын
The wife's hair 😍
@BrothersChambersShow4 жыл бұрын
Out of all of that, all you got was hair. We as a people are doomed.
@colorfulcodes4 жыл бұрын
@@BrothersChambersShow that's quite an assumption.
@jackiewallace92314 жыл бұрын
Seriously? You have got to be joking. You skipped all over the valuable content and found a way to know her hair. Let's look at it another way. I'm sure she has the money to get her hair done with no problem. Conversely you're still waiting on payday.
@alexandriabrown13884 жыл бұрын
Jackie Wallace Her hair is "done" and it's beautiful.
@Taj-Mahal4 жыл бұрын
BrothersChambersShow sad part is, if her texture had a tighter curl pattern, there wouldve been a ton of comments about how unkempt her hair was. yes, we are well on our way to brokeville - weaves and all!! 🤣
@komerwest58724 жыл бұрын
That's the secret. It's not the income that will make you rich . It's the outflow of your income. Save 75 to 85 percent . Only spend to cover your needs and control the desire to buy your wants.
@aaronjosephs25604 жыл бұрын
To be fair, on most people's income it would not be possible to save 75%. But totally agree, savings rate is the most important!
@fourthprince10994 жыл бұрын
Low the expenses and increase the income both are crucial
@macavalli26194 жыл бұрын
A secret of the ultra wealthy is to save 99.99% of your income while living beyond your neighbors means so this idea of saving 75-85% is clearly doomed to fail & makes no sense
@TVGoldMind4 жыл бұрын
Hell nah, saving money is the worst thing you can do. Put that money to work, ASAP! Make the money, make the money, that makes the money. Then spend it
@thebougiewinechick18694 жыл бұрын
@@macavalli2619 the ultra wealthy make WAY more than the average American so they can afford to save 99% of their income.
@stargazer50734 жыл бұрын
So excited about the FIRE trend.
@bryanshealy12604 жыл бұрын
It is much needed. Especially if we are going to weather the storm of a massive economic downturn. We need more savers if we are going to grow the economy. Its waaaaay to inefficient to keep on the way we are. The planet will thank us.
@PurposetheSaviour4 жыл бұрын
How do you sign up with Fire
@mashedtomato20794 жыл бұрын
@@PurposetheSaviour it's not a program, its more of a lifestyle, investing enough that you can live off your investments, usually a four percent rule, and minimalism
@josetorres-uq9uz4 жыл бұрын
@classyt20f7 brain wash
@nigerjenkins63724 жыл бұрын
@classyt20f7 right
@gcason24 жыл бұрын
Very impressive. As an Atlanta native, I love to see this happening in my home town. Keep it up!
@janinerudder91934 жыл бұрын
I totally agree about the gym. I dropped my $100 per month gym membership over two years ago and never looked back. Still very fit and healthy!
@taoist324 жыл бұрын
What kind of gym requires $100 a month? I go to Gold's gym for $23 a month.
@anewcreature74 жыл бұрын
Why even go to a $100/month gym in the first place? That’s do expensive!
@unknowingreaper65564 жыл бұрын
Our gym is $10 per month
@sp1234 жыл бұрын
taoist40 I think Lifetime fitness is $90 a month
@MockeryManor4 жыл бұрын
Janine Rudder In NYC, you’re paying at least $80 for a gym with top notch equipment.
@catem87524 жыл бұрын
This is why storytelling is so important. You get to see valid, real life realities from diverse people who would otherwise not be featured by big media corps
@undertaker11ism4 жыл бұрын
Upcoming Black gen z millionaire reporting here
@mindsinmotion28254 жыл бұрын
Right on
@MrDrMeow4 жыл бұрын
Stop saying you will be a black millionaire, you are just going to be a millionaire. Let’s stop separating ourselves. Success doesn’t have a color! Let’s get it
@clarkclarke4 жыл бұрын
@@MrDrMeow that's right ..the color is money is GREEN....Black or White ...🌟
@mindsinmotion28254 жыл бұрын
@@MrDrMeow 😊
@goodtiymz82964 жыл бұрын
By stating himself as Black, he is referring to his ethnicity, which is something to be proud of and not ashamed of. Do you condemn Jews for saying they are Jewish? What is with your reflexive anti-black aggression? Do you condemn the Mexican-American for saying he is Mexican or the Irish-American for saying he is Irish? If he is a foundational Black American Descendant of Slavery, that means his people were responsible for the building of the US and its economic empire and trillions of dollars in labor and wages were stolen from his community. He should have been born a millionaire at birth considering that Descendants of American Slavery are victims of mass Birthright Theft for which, reparations are long over due!
@BreuckelensFinest4 жыл бұрын
As a Puerto Rican man that grew up in NYC, I'm moving to Puerto Rico where it will be 3 times less the cost of living in NYC. And I'm a day trader where Puerto Rico is a tax haven ($0 taxes) for day trader's & all I have to do is live there half the year to take advantage of this benefit. This will expand my wealth exponentially. The other great thing is, I have mad family in PR & as this beautiful couple, there are people in PR that are just like me, so I'm comfortable. It's a win win win situation. I wish you all well. Salud.
@Jordan-xg4pn2 жыл бұрын
I hope PR is treating you right! Te prefieres vivir allí en lugar de EEUU?
@CathyWs4 жыл бұрын
What a shame , they mentioned they have a blog and you don’t even bother to list their link in the description box
@macavalli26194 жыл бұрын
This is most likely an infomercial for a new age pyramid scheme like Bitcoin and they don't actually have a blog
@globalhustle27884 жыл бұрын
.
@rufarokanyongo24854 жыл бұрын
Actually , listen at 3:17 he says they lost the vlog in 2017
@kl163g4 жыл бұрын
Rufaro Kanyongo launched not lost the blog. 3:17 listen again
@rufarokanyongo24854 жыл бұрын
@@kl163g Yes it does say launched, I heard it wrong
@enzo6554 жыл бұрын
Inspiring to see , couple working together with the same mindset!! It helps when you have a partner like that , a true partner.
@immyownpresident4 жыл бұрын
Major Key: Invest more than you spend. Sacrifice wants for needs.
@kchal04 жыл бұрын
Currently I’m 26 with a NW of 150k. This video is really inspiring. I’ve been trying to help family members as well get to a point to be FI. Glad to see more African Americans on the path to FI.
@mac1bc4 жыл бұрын
I don't want to retire early, I just want to have that option to be able to.
@soyveritas82624 жыл бұрын
Same!
@christenford38643 жыл бұрын
THIS ❤️
@MzShonuff1232 жыл бұрын
FIRE typically promotes the idea that you should work only if you want to as opposed to because you *have* to. No need to formally retire if you don’t want 😊
@prettiilexii6724 жыл бұрын
I'm 25 and do most of these things now, so I'm glad I'm on a good path like them.
@saidawisemanvideos4 жыл бұрын
The FIRE movement shall create wealth for people of all backgrounds. Success is created from self-discipline and focus.
@star-qp4bi4 жыл бұрын
CHANGE YOUR HABITS, CHANGE YOUR LIFE 🎯
@ItsMyLifeDaralynn4 жыл бұрын
As an entrepreneur for over 20 years, I can relate to some of the sacrifices I've made to get where I am today. I'd love to see more people of color experiencing wealth and I believe it will happen. However, we seem to lack more when it involves sticking with the families that were created . It's nice to see men loving their wives faithfully and playing an active role as a father. More positivity need to be exposed from people of color and not be ashamed of marriage amongst husband and wife.
@BruceBigby4 жыл бұрын
@Infinite Awareness Well, you have to start somewhere. Becoming any type of "aire" is far from a trivial task.
@aspirehigher63684 жыл бұрын
Exactly! Wealth is love and family first. True wealth.
@ItsMyLifeDaralynn4 жыл бұрын
@Infinite Awareness Wow! Aren't you positive.
@ItsMyLifeDaralynn4 жыл бұрын
@@BruceBigby Amen!
@MelvinJ644 жыл бұрын
Just say "black people" cause that's what you truly mean. "People of color" encompasses other races that aren't Caucasian but that don't actually espouse the characteristics you are critiquing (black Americans for).
@Zmlambo3 жыл бұрын
Wow this is smart! I’m already going down the part of early retirement myself. Although I’m not doing it alone, trading has proven to be more than an avenue to generate residual income for me as it turned out to be rewarding over the past months.
@Zmlambo3 жыл бұрын
@Prime Donavan Just as mentioned, months ago I began putting my savings into stocks and fx investment. Coming across a reliable expert, Levi Clemans has proven to be an edge for my investments. So now I continue to reinvest. Here, you can reach him
@Zmlambo3 жыл бұрын
@Prime Donavan Leviclemans(a)Gmai Lcom...Is he taking commissions for trades? Yes, I’m I still making money in the process? Hell yes!
@Sithembile4993 жыл бұрын
Intrigued to know what approach a more seasoned fiduciary like Levi applies, as I’ve come across his appraisals severally on here. Left a message, I hope he can help me earn from the market too
@Allambeecairns3 жыл бұрын
@Prime Donavan I personally lost money countless times too trying to trade and build my portfolio not till I came across recommendations of Levi. He’s the brain behind my success.
@Lfgyf2 жыл бұрын
I’ve learnt so far with Levi helping me trade has made me willingly let go of my personal market biases since I started trading successfully
@Rubyred-rb2fe4 жыл бұрын
I can relate, when I went to South Africa in March of this year with my sister, we also felt for the very time we belonged and we've travelled to 6 continents!!
@jowie41564 жыл бұрын
Please come again
@hayaglamazonluxe4 жыл бұрын
Welcome back to the continent
@ybe874 жыл бұрын
Yall see a little part of S Africa and really think that's what it is lol. South Africa has a lot of entitled whites and even mixed that would change your mind about the whole belong feeling thingy, but it's a good thing that you didn't experience none of that while there. might of left a bad taste in your mouth but trust me racism lives there too.
@Rubyred-rb2fe4 жыл бұрын
@@ybe87 I guess we can say the same about America or any other country. Your experience is your reality until you experience something different. That doesn't mean poverity or racism doesn't exist...we donated food supplies to a school and food to a food bank. But I guess you will see the glass as half empty as I will continue to see it as half full. The world is your oyster...that doesn't mean you can't support other countries...we know injustices exists but we can all do our part by sowing seeds of love, money, and donations to poverty stricken areas to make the locals lives a little better as they endure day after day. Just my 2 cents!
@Rubyred-rb2fe4 жыл бұрын
@@ybe87 By the way, we noticef who lives in the beach front homes, drives the high end cars...they took AmeriKKKa's playbook and applied it in S Africa. You can only mention so many things in a post. Lets get educated and teach our kids to get their degrees!
@markettradinggenius4 жыл бұрын
Virginia, Maryland, Washington D.C, North Carolina and Georgia are the primiere states where blacks succeed the most. Virginia is ranked in the top 3 most educated states where blacks are the most educated. Maryland is ranked #1 from what I have seen....and believe me when I say that there are plenty and "not out of the ordinary" financially & educationally well off blacks in Virginia and Maryland. Lots of people first impression is that of Baltimore but Baltimore is not all of Maryland. It's just a tiny slice of it, but you can't explain to ignorant people that small fact.
@NoWeedDrinkSexFapping4 жыл бұрын
Yea, alot of well of Blacks, but none of us out there actually own and cobtrol any resources. ok..
@SoundScientist14 жыл бұрын
@Wealthy Forex Trader. Fam, The District & Northern, Va. are increasingly being occupied (invaded) by euro-albino transplants & "Mexicanos" (central/south americans). The video didn't cite any sources for their stats. However, I don't have any problem believing that Median Black household wealth is on a projected DECLINE. For ex. I know numerous people who work federal or local government jobs in DC or N. Va., but cannot afford to reside in those jurisdictions.
@BlackCulturalPreservation20234 жыл бұрын
I lived out there for a few years. I went to a few mansion parties...definitely an amazing experience to see Blacks w/ huge often custom made homes in Maryland 💖
@SoundScientist14 жыл бұрын
@Heart of Gold. I have a close buddy who resides in MD, but now travels quite frequently. Long-story-short... He is one such person who used to reside in a 8,500+ Sq.Ft. "mansion" property. The monthly mortgage + utilities on the place was WELL over $5,500+ PER MONTH. He used to periodically throw big parties (once-twice per year) & there would literally be 800-900+ people on the property (inside the house + chilling on the grounds). The point of my comment is mainly: I know some people who are living like that (or used to), but the average Black/Brown ADOS citizen in the DMV ain't living like that. (BTW, I'm a university graduate. So my extended circle includes a helluva number of people who minimally hold BA, BS degrees in their field). The avg. Black/Brown ADOS resident is STRUGGLING & literally 2-3 paychecks (or a medical emergency) away from a severe financial crisis. Don't allow bullshyt & propaganda to fool you fam. *My Dude , had to eventually sell that big "mansion" property & downsize because (although he works in the legal field), his income dropped off significantly & he could no longer afford the costs to maintain the mortgage & upkeep on the house. Things ain't always what they seem Fam.'
@thebougiewinechick18694 жыл бұрын
@@SoundScientist1 two to three paychecks from a severe financial crisis sounds on par with the average American of any color. Maintaining a mansion of that size is often a struggle unless you are very wealthy and have streams of income that are going to continuously come in for years to come
@sharonjohns78864 жыл бұрын
What a blessing to see our own young, black, entreprenuers, and millionaires, being successful, and sharing with others how you got there and how they too, with discipline, comninication, and team work, can do the same! Thank you for sharing your story!
@joedefranceschi4 жыл бұрын
"I see the [FIRE] movement as a pathway to create more black millionaires than I do Corporate America, hands down." Real talk. Kudos to these guys.
@unknowingreaper65564 жыл бұрын
I'm getting ready to start this trend with my wife. In our 30s planning to retire by 50 using the 4% rule
@KS-cl8br4 жыл бұрын
run a Monte Carlo analysis a 4% rule may be too high and leave you running out of money in old age... can you make a 3.2% withdrawal rate work
@titanjake86404 жыл бұрын
Good luck. Please reach me
@unknowingreaper65564 жыл бұрын
K S I don’t play on stop working later, just want the option but still a good idea.
@gottfriedj16474 жыл бұрын
I’m even learning a new language for when I’m ready I know exactly where I’d like to spend some time
@sunnyrays22814 жыл бұрын
Thanks for the inspiration! I love how this couple still has a really nice and normal life while saving. They cut out the fluff and made smart choices with the money they did save. Excited to see where their FIRE journey goes!
@21prufrock4 жыл бұрын
Yeah I noticed that too and I like that.
@lisaandbeans96454 жыл бұрын
The eating out is what get's me every time. I save money every payday, I don't buy a whole bunch of unneeded clothes, shoes,etc... I don't buy unneeded dodads. but but the eating out. Smh. I will create a side hustle and save that money.
@sarabeth80504 жыл бұрын
This couple is awesome! Real role models. And their message transcends race. They show that the power of "FIRE" is not actually having to retire super early (even if you could) but to provide a great cover for families to live frugally (and as they show, very well) and not be ostracized by their spendthrift friends and relatives (who are all broke and will retire to lives of poverty). Face it. Without a cover like "FIRE", those friends and relatives will simply say you're cheapskates and make fun of you. Nobody wants that and that's the problem. The culture is overwhelmingly spend like crazy and those who are frugal are ostracized (and when I say frugal, you still live very, very well like the couple in this story. You just don't throw money around irresponsibly). People like Suze Orman might like to make fun of FIRE but she doesn't understand the true value of the movement.
@jasmineali56994 жыл бұрын
Race does matter for this specific video because they are talking about the unique experiences of Black wealth and the Black experience. Please don't erase that ;)
@omardebrew9454 жыл бұрын
When she said "your not an other your just rich and regular" that hit home
@rralebekere4 жыл бұрын
I love to see black couples winning in life. This is awesome. From Limpopo, South Africa
@ebonyeyes70234 жыл бұрын
Beautiful couple, wish them all the best in their marriage and with their goals. This is what building family should look like, a couple working together on common goals, doing what works for them.
@PassiveIncomeTom4 жыл бұрын
*Excellent feature! 👍 It's possible for anyone to be on this path but it takes changing your current habits. I started my FIRE movement before this term even came about and talk about my current investments.*
@thinktransnational4 жыл бұрын
Y’all are like two of the dopest humans ever! Also, from Atlanta and also currently on the road to FIRE. There needs to be more of this. More Black FIRE pursuers telling their stories. I’ve been a minimalist for close to a decade and on the FIRE path for nearly as long. It’s only been literally in the last year that I’ve seen others that look like me, pursuing the same goal. Thank you for sharing your story! I hope this video spreads far and wide~~
@Lucas-yy3dh4 жыл бұрын
dopiest or dopest? hihi
@thinktransnational4 жыл бұрын
@@Lucas-yy3dh lol, thanks for catching that. My spelling is garbage.
@21prufrock4 жыл бұрын
When they no longer need child care and the mortgage is paid off, they can retire with less. I haven't started this journey but I have been thinking about it a lot. But doing it as a single person seems a little harder since I am not sharing the cost of living.
@smileychess4 жыл бұрын
Plus it's much harder to stay motivated by yourself. With two people, the chances that at least one of you is motivated at any given time is much higher.
@SA2004YG4 жыл бұрын
Assuming nothing comes up like emergencies or family needing help...which it will. It's a nice thought to retire early but you really need a lot more than minimum
@pardisranjbarnoiey63564 жыл бұрын
Actually, I feel like if I was single, I would've invested a lot more. It's just that my partner cannot tolerate risk, so I have to let it go. I guess the grass is always greener on the other side. lol
@Justin-TimeForDaShitz4 жыл бұрын
Duel income is nice but you both have to be equally minded on the goal, if not it feels like dead weight trying to get ahead. Set yourself up for a prosperous future so that when you do find that equally minded partner you can come together already ahead of the game.
@aaronjosephs25604 жыл бұрын
I agree with some of the other replies. Single people have huge advantages on the path to FI as well!
@ngosakabwe25734 жыл бұрын
I’m trying to start up the same, I’m looking at low income houses in My country Zambia
@missmash64934 жыл бұрын
My siblings were born in zambia , ndola, kabwe , lusaka. I have an aunt in livingstone. Good luck to u
@ngosakabwe25734 жыл бұрын
miss mash thank you very much we need to make Zambia great and get some financial independence
@shaheedcassim27524 жыл бұрын
😊I'm from south Africa, is Zambia nice to retire to
@ngosakabwe25734 жыл бұрын
Shaheed Cassim yes it’s a nice place to retire in cause it’s safe and the economy is good
@sofielinnea58694 жыл бұрын
Really inspiring! In this time when black people are being told they’re victims these two show the way to empowerment. The biggest obstacle for poor people is that you never learn to invest, generations live in rentals and never own a home. Greatest advice I ever got was that being rich isn’t determined by what you own but by the passive income you generate. Buy appreciating assets not depreciating ones.
@brics68734 жыл бұрын
Black people have experienced real historical and contemporary racial discrimination, which has vastly impacted the amount of wealth Black families have been able to amass. While, I completely understand the premise of what you are saying, I do think we must be real about the experiences Blacks have had in the US that negatively effect their net worth. And that’s not about being a victim, it’s a reality rooted in data and facts. I support the FIRE movement, I’m a part of the movement and plan to retire early. However, I also understand that most Black families have very little to save, because their incomes are low and they do not have any wealth passed down to them from parents and grandparents. The FIRE movement is most helpful for middle class and up Black singles or families because they have additional income to meet their needs (a few wants), create an emergency fund, and then invest the rest.
@biancaredifer65704 жыл бұрын
Exactly!
@BeNothingg4 жыл бұрын
@@brics6873 you better educate them !!
@taiwofakoya37064 жыл бұрын
@Infinite Awareness Only 5 black billionaires?? Where did you get that from? There are at least 7, most likely more if you look it up.
@fdm21554 жыл бұрын
@@Simone-es2qs It's not as if systemic racism or its affects are going to disappear overnight. Blacks experience poverty and unemployment at twice the rate of Whites. Also note that Blacks make less on average than their White counterparts of similar experience and training. In the develpong global economy where wealth is more and more concentrated in the hands of a few, where education and training are increasingly difficult/too expensive for poor and middle incomes to attain, climbing the wealth ladder is getting harder for those who start with little. That said, sharing these principles with people at a young age, showing them examples of successful FIRE proponents? It will defenitely change lives!
@alexiushale4 жыл бұрын
As a middle aged person I am so incredibly inspired by the FIRE movement. I try to seek greatness in all generations and not join the choir of Old Folks trashing the next generations. This is the first time I'm inspired to dive deeply into investing. I changed my life AGAIN and went back into corporate america with the full belief that I can achieve FIRE in less than 12 years (even though I'm not young). Thanks for sharing your story. #BlackMillionaireInTwelveOrLess!!!
@mrs.stewart9174 жыл бұрын
My husband and I do most of this while homeschooling 6 kids. It works.
@becomingkupa834 жыл бұрын
Thank you for sharing your story guys, I'm 37yrs old and just started learning about financial independence. I wish I had started on this journey sooner 😔.
@TieeshaEssex4 жыл бұрын
I love this couple. Going to check out their blog now.
@msway8364 жыл бұрын
whats the name of their blog? thanks..
@tsaunders1544 жыл бұрын
Rich and Regular
@Blackie9914 жыл бұрын
The most important thing is that they are on the same page and they have equal but clear defined roles. Discipline, a plan, and leadership has always been a recipe for success.
@rrufio30264 жыл бұрын
Fantastic couple! They have the mentally and work ethic to get things done.
@taoist324 жыл бұрын
What people forget is that investments, whether in the stock market or otherwise, is based off someone else spending money.
@buffteethr4 жыл бұрын
FIRE does not mean you stop spending. It just means you spend wisely and on things that provide a benefit to your life. I have found that the people who seek FIRE do so for the independence to WORK on what they desire. They dont just retire to a beach somewhere.
@ocimak4 жыл бұрын
Yes. Someone will be spending money. That’s what all economies calculate. No one said this was an expression of minimalism
@Churros16164 жыл бұрын
People don’t forget. We just don’t care, what other people do with their money is their choice. I’m making money through investing and watching my expenses, that’s what I know. Besides that, companies will always grow, even with FIRE. Cause I still spend money just not above my means.
@sloth67654 жыл бұрын
Nah, economies with high savings rates are just more stable and rigid. Less opportunity to make money off people's desperation, but more opportunities for higher end and more sophisticated businesses.
@MrDrMeow4 жыл бұрын
I would focus on being conservative like they are with money first but ultimately I think it would be more beneficial to teach the community how to make more money down the road. Living extremely frugal is great to start but eventually living that way sucks and you don’t have to do it.
@unknowingreaper65564 жыл бұрын
jerald meow yeah but have to make sacrifices. Buying Rolex and Lamborghini’s are stupid decisions only the stupid rich can afford. To do that you need a start a business. Most people realistically will never be a able to generate a business that can afford them fancy things without going into debt. I like this movement because it allows for financial freedom grounded in reality.
@ericjones39204 жыл бұрын
Frugal doesn't have to suck. Just budget for what you want to do. We are a well off African America couple, my wife and I. We use a program called (YNAB). It stands for --YOU NEED A BUDGET. We get what we want without being in debt. Some people think frugal means beans and rice. LOL!!!! That's a myth within itself. We vacation two or three times a year and never have to charge one dime. You have to step outside the norm and start to create financial plans that will work for yourself.
@Buildsolarhomes4 жыл бұрын
The goal should be "Freedom" and not becoming a Millionaire. Most millionaires are NOT free. They have DEBT. Most are heavily leveraged. Minimalist Nomads have the FREEDOM and lower cash requirements to travel the world. Many have no House or car to maintain. No property taxes to pay. They have learned that "less" is MORE. Access is better than Ownership. I define "rich" as being "free" and you don't need a million to do that IF you are not attached to "stuff".
@sincerelysandi4 жыл бұрын
I love your explanation. Minimalist here...it’s saves you a ton of cash, and work, mentally and physically
@Buildsolarhomes4 жыл бұрын
@@sincerelysandi We are on the same page.
@misprinc19284 жыл бұрын
Earthwealth Energy Mobile amen
@lifeofneu14384 жыл бұрын
Earthwealth Energy Mobile ownership allows you to build a legacy example, owning your home which you can rent out while traveling, have a home base should you have a family and have something to pass on to your kids or be a source of income for them.
@pripriakua23414 жыл бұрын
What about the future of your children? They would need money to go to school and so one. You can save being minimalist. And free as well. Once you ve finised paying you re debt you can really be free finacially no worries for you re retirement and for you re childrens future
@humanityincvideos51144 жыл бұрын
He’s lucky to have a woman like her God bless y’all 🙏🏿
@bobbiking21233 жыл бұрын
Does he work? Because he said he used to be a chef
@humanityincvideos51143 жыл бұрын
@@bobbiking2123 idk
@bobbiking21233 жыл бұрын
@@humanityincvideos5114 It seems like she is the steady paycheck and he is just around. I think they would reach their financial goals quicker if he had a paying job as well. Just a thought 🤔
@toddholland87622 жыл бұрын
Love watching our people. Very motivational and inspiring. I watch it every other day to stay focused.
@BalrajSingh-gg3qm4 жыл бұрын
Nice inspiring couple. Keep up the good work. Hopefully this can help stimulate other members of your comunity to achieve/aim for financial freedom
@saumumgude49994 жыл бұрын
I still don’t know what “Fire Starters ” is!!
@drewholley63144 жыл бұрын
Me neither. I kept waiting for an explanation. Glad it's not just me.
@ruthiemill4 жыл бұрын
Saumu Mgude I guess it’s those who are starting to embrace the FIRE movement? 🤷🏾♀️ FIRE = Financial Independence Retire Early
@puller10mill624 жыл бұрын
@@ruthiemill ooohhh lol
@myshanamakisi60634 жыл бұрын
I'm lost also. I watched this entire video and walked away confused.
@puller10mill624 жыл бұрын
@@myshanamakisi6063 Financial Independence Retire Early
@erykah75964 жыл бұрын
I love the Brown love! Together we win in our community, apart we lose and the money goes out to others.
@AnanaParris4 жыл бұрын
This is how you do leadership. You, your family, your community ... self care family care community care it trickles inside out and not just for some. Well done my sister and brother well done.
@cbell34084 жыл бұрын
2:30-2:45 that's exactly how my wife and I felt when we went to SA(Joburg & Capetown) 👍🏾👍🏾
@MH-et4bo4 жыл бұрын
Couple goals. What an beautiful n smart couple.
@anyrollins43264 жыл бұрын
Witch is even more cool seeing young black women that are millionaires ❤️ since being a women can be hard sometimes we still sometimes are not seen as equal to a man
@jip2304 жыл бұрын
This couple is very inspiring! I'm a Financial Advisor and $1.5M isn't enough to retire early. If you have $10M, yeah, go ahead. If you have $1.5M if someone has a long term care event or something very unexpected, it'll financially ruin you as a couple. You are both are on the right path - congratulations! Continue to live a frugal lifestyle and invest - but don't try to leave the world of work with only $1.5M
@PeetersDani4 жыл бұрын
2:09 "I bring my lunch to work everyday" Maybe it's me because I'm not from the states but isn't that normal?
@rhall56104 жыл бұрын
The majority of my coworkers eat out.
@cocor.36534 жыл бұрын
Far from the norm in the US
@taoist324 жыл бұрын
Used to be. I had brown bag lunches all the way through school until I graduated college. The next 23 years I ate out minimally.
@lgee90274 жыл бұрын
In America we like to eat lunch out😂😂 I always get enough to split for lunch and dinner
@MrLewis911204 жыл бұрын
We mostly eat out In Merucia @Dani Peeters
@cbplibra10124 жыл бұрын
Not just cutting out but also finding ways to make extra income. My passion allowed me to live where I love and buy another small house to rent out.
@roseemich4 жыл бұрын
LOVED this! My partner and I recently started our journey on becoming financially fit last month and we hope to retire before we get to our 50’s (or maybe sooner!)
@francessaelua38834 жыл бұрын
My new role models. I am not black, I'm Polynesian and I love how very organized and simple this couple live life within their means and making smart choices. I would love to learn how to set myself to an early retirement too. Thank you for sharing. Following ❤️
@biancaredifer65704 жыл бұрын
Love this! Slowly but surely my husband and I are on our way to financial independence too. We're not doing FIRE though. I should look more into it
@melaniesmith19284 жыл бұрын
Bianca Johnson the RE part is optional. Is having the choice to retire if you want to because you are financially independent.
@j0nrages8514 жыл бұрын
Very encouraging to see a normal family in a city as expensive/inexpensive as ours! Thank you for sharing your story and perspectives!
@loopepa4 жыл бұрын
This is truly inspiring. I believe they are on their way to greatness if not there yet. I will however say that I live in Southern Africa and there are way more wealthy blacks in America than there are in South Africa. The poverty rates are insane and the middle class is slowly dwindling.
@DebtToDollars3 жыл бұрын
I would LOVE to share my FIRE story (video as channel trailer) on how I retired by 26! These have always been so inspirational, thank you!
@NateshasAmbience4 жыл бұрын
I love the enthusiasm! Sooo inspiring. I’m looking into this. Maybe I’ll join the FIRE movement! SN: Gyms want us to believe that we have to go there to be fit. Great marketing strategy though 😊
@ambakaur34364 жыл бұрын
Watching this video literally made my morning! Love seeing young Black people being successful. we need more of this. So happy for you guys keep thriving!!!
@janebaker49124 жыл бұрын
Couples goals
@DoveDaniels3 жыл бұрын
Wow, I am single and my monthly expense is around $3300. That's insane and these people expect me to keep working like this with no opportunity to save or put money on the side. I am done with being loyal to the wrong crowd. FIRE has always been on my mind. My target is by 40 I am retired or early 40s
@19DanE854 жыл бұрын
You guys are doing an amazing Job! Continue the journey it’ll pay off!
@joantonio63314 жыл бұрын
I did stop my gym membership and bought dumbbells, resistance bands and push up bars...
@MoorishBrooklyn4 жыл бұрын
Great video, philosophy, habits, discipline and long term view.
@firstlast77194 жыл бұрын
Totally true. Knowledge is powerful. Better choices leads to results. Financial literacy is more important than simply earning more. This applies to anyone, from anywhere in the world. Enjoy today, ensure you are protected against emergencies or unexpected setbacks and be strategic how you spend variably.
@BruceFame4 жыл бұрын
Glad to see an African-American family doing well. Thumbs up!
@mindsinmotion28254 жыл бұрын
Awesome video. I found out about the fire movement about 6 months ago and we have been focused on FINANCIAL Independence since. I plan to reach early retirement in 7 years.
@25447carepear4 жыл бұрын
1:25 Daycares all around the world are robbing people. That amount
@mike330i4 жыл бұрын
It's $2,200 a month where I am and there is a waiting list to get in. I was so glad when my kid started school. An extra $2,000 in our pocket every month!
@iloveoldschool8884 жыл бұрын
That's not true.
@mwenyekiti96872 жыл бұрын
Watching from Africa and you guys are awesome. Continue inspiring our brothers and sisters. God bless
@elease034 жыл бұрын
Wonderful! My hubby and I are on a similar path. Kiersten, you’re beautiful as always! Congrats on everything. Go heels ‘07 :)
@adminmobile69754 жыл бұрын
Transparency is key!!! Thank you so very very much!!
@Lilacimpressions4 жыл бұрын
And they eat vegetables! 😀
@gillianrivers90533 жыл бұрын
So proud to of you guys. My husband and I also did it, we are a bit older- and still working, but now we can easily invest in the kids education and buy some wasteful toys for us along the way.
@joyofalltrades12394 жыл бұрын
I hated that stat at 6.00. Where did that come from, what study was this?
Antonio Moore from ToneTalks did the article on it if you really want to look it up
@dc16744 жыл бұрын
Stories and people like this should be the role models for the black community. This is how you do it...not by teaching people they are victims. Great job!
@Hoosierontherun4 жыл бұрын
Please capitalize the "B" in "Black" as it's a culture.
@dellahful4 жыл бұрын
Awesome, you guys rock. I’m not American but I’m Black. You’re correct about cooking, taking lunch, no cable and googling everything. I use Pinterest, buy hand clothing and work shoes. I think your countries study on Blacks is incorrect because it’s propaganda to keep you down. I never follow studies as most are done by racist and those wanting to keep/control others. I’m a single mom and I’m doing better than average. Most of my friends are shocked how I’ve done it. When you guys become millionaires you do not need to live in America. You said you honeymooned in Africa , why not move there? America is not the only country in the world. Proud of you guys. Lots of love and positive energy 🙏🏿
@biggmixxo4 жыл бұрын
So basically u need capital. Well thats always been the case when u have paper.