How I Retired Early At 49 With $1.3 Million In Ohio

Jackie Cummings Koski lives in southwestern Ohio and achieved FIRE at 49 years old with $1.3 million. Koski is an early retiree and member of the FIRE - or “Financially Independent, Retire Early” - movement. She worked at LexisNexis for 20 years earning an $80,000 salary, and reached $1,000,000 in net worth when she was 46. As a single Black mother, Koski says she tried to fight the wealth gap narrative at every turn because she knew no one could help her if she failed. She represents a population rarely thought of when it comes to financial independence and was thrilled to retire early in 2019.
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How I Retired Early At 49 With $1.3 Million In Ohio

[@HermanAdams1]

Overall, 60% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025.

[@Olajumokeodunayo-df5fv]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.

[@MichaelGrimm501]

@@Olajumokeodunayo-df5fv A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember a couple of summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@HermanAdams1]

@@MichaelGrimm501 How can one find a verifiable financial planner? I would not mind looking up the professional who helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@MichaelGrimm501]

@@HermanAdams1 Victoria Carmen Santaella is the licensed fiduciary I use. Just research the name. You’ll find the necessary details to work with a correspondence to set up an appointment.

[@HermanAdams1]

@@MichaelGrimm501 Thank you for this tip. it was easy to find your coach. She seems proficient considering her résumé.

[@CrystalJoy-32]

The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

[@albacus2400BC]

Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.

[@Sampson-jh7yq]

Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.

[@DennisJack-km8ho]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@Sampson-jh7yq]

Monica Shawn Marti is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@RuthEvelyn-rc3bg]

There are many independent advisors to choose from. But I work with Monica Shawn Marti and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.

[@jalabi99]

No shade to the CNBC Make It videos that feature KZbin influencers (do whatever you can to get the bag, right?) but seeing just a normal everyday woman who made her money the old-fashioned way is so wholesome. Congrats on achieving FIRE, Ms. Jackie! More power to you

[@sarahk6996]

👏🏽👏🏽👏🏽👏🏽

[@bryanherincx3844]

They’ve made vids of a lot of normal everyday people lol

[@JessicaHicks]

Totally agree. This was refreshing to see.

[@enigmathegrayman2953]

To be a KZbin millionaire is extremely rare! KZbin on its own tends not to pay a lot. Some do manage to do well but if you become rich on KZbin you’re working your behind off! I’d say hats off to you if you make it on KZbin, it ain’t easy.

[@face9428]

This goes to show that if you make wise investments and work hard you can be successful. I think that if you really appreciate life, you can find happiness without being Uber rich. Enjoy the simple things, treat yourself every now and then and relax.

[@twdjt6245]

Finally someone with a realistic profession, achieving fire at a realistic age, while living a realistic lifestyle, and from a realistic background. Not these social media influencers with rich parents earning 200k+ a year with no kids, and achieving fire at 32.

[@KP-hi1om]

Yeah - too many people look at the outliers as the standard. You have to look at your lifestyle and adjust accordingly.

[@Bloomsburg14]

Lol

[@drsuzannepenn2766]

Amen!

[@MsDesiree39]

realism is just different at different stages and fr different pple. Steve Jobs didnt arrive in the US a filthy rich man, he worked his way to get there too.

[@brittxnyakawaii12]

Yes ❤

[@mabel9701]

THIS is a self-made millionaire. She worked and figured her way out of poverty and scarcity without contacts, inherited money or social status. What an achievement! Please do more videos with these kind of persons 💜

[@MrWaterbugdesign]

Growing up in poverty isn't really the same as "figuring a way out". Kids can't control their economic level and in general don't really care. This woman did what many people do...go to college, work in college, get a job and have a great life. She never experienced poverty as an adult.

[@mabel9701]

@@MrWaterbugdesign it became clear as day that she grew up quite underprivileged, which was already a disadvantage per se, comparing to many. She put it all the work and thankfully she is having a better life now.

[@beatricerights]

@@MrWaterbugdesign She also got her husband's 401k in a divorce. He was saving more than her and was trying to hide it. Not exactly self made.

[@MsDesiree39]

alot of other pple wored their way to becoming billionaires.

[@oihcam22]

@@beatricerightsyou can get someone’s 401k in a divorce? 😳

[@okaydamian]

I’m closing in on retirement and I'd love to move from Minnesota to a warmer climate, but home prices are ridiculous now, do I go ahead with house purchase anyways, or look at other sectors of the market that's doing good this year?

[@arlenehill4ril]

diversification is actually key to good investing, you should however, consider talking to a well-experienced advisor about which sectors of the market to focus your portfolio on

[@pluto1of1]

​@ATscott this is great! once you hit a big milestone, the next comes easier.. who is your CFP if you dont mind me asking?

[@fromthebirchwood]

you must have invested a lot! curiously inputted Karen Lynne Chess on the web and at once, I found her consulting page and was able to schedule a call session... thank you for putting this out

[@SCT11]

She looks way younger than 49! I’m so happy for her and her success. I hope she lives a wonderful and restful rest of her life ❤️

[@tokorjgypsum8561]

if that word come from deep heart, i guarantee you will be splashed of success like her👍

[@holdencawffle626]

Well, black don't crack Just like Asian dont raisin

[@summerrr1]

She said she retired at 49 in 2019, so she was 52 here.

[@DavielJames]

This literally the perfect example of the next door millionaire.

[@bernardallen55]

Fortunately, I had a college economics professor who, when I was 18, gave me a lesson. You cannot buy something else for every purchase you make, was the lesson learned. Living within your limits and having a variety of income streams are prudent decisions. Consider taxes and your source of income. I made $k in total net income last year and didn't pay any federal taxes.

[@raynoldgrey]

Right there by your side. With no debt, I'm retiring early. Children are looked after. constructing my ideal house on 11 acres with a view of the river valley. There are many methods to make money right now, but only in-the-moment professionals can execute such high-volume, near-perfect deals.

[@pauledwin]

There are many ways to benefit handsomely, especially in this bear market, but such intricate trades can only be executed by qualified market professionals.

[@danieljackson87]

It appears that I organized my money using the FIRE movement. Investigate it more by performing some study. They were then successful at investing in equities, cryptocurrency, and real estate with the aid of a financial expert.

[@danieljackson87]

@michaelrenner3 Yes, Julie Anne Hoover is my investment adviser; she is well-known and has a sizable fan base. So finding her shouldn't be difficult. Just Google her name.

[@mikeharry96]

@@danieljackson87 I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Julie up and sent her a message. You've truly motivated me. God's blessings on you

[@DavielJames]

This is my favorite episode yet! It shows you can achieve a decent lifestyle while not being burnt out and still having time for your kids, family, and friends! Let's go Jackie!!

[@charliej766]

A friend makes 6 figures a year and has less than $6K in savings. His new Mercedes is $800/month and his rent is $3K/month. I’ve never made more than $60K a year but have more than 6 figures in savings and own property. I haven’t had a car note in nearly a decade (still drive my 2006 Honda that I bought used 11 years ago) and my primary mortgage is less than $1000/month. People think the secret to financial security is getting more money, but it’s really about making smart decisions with the money you already have.

[@TheFirstRealChewy]

The biggest thing is keeping your expenses low. However you accomplish that is up to you. The lower your expense, the less you need, so the further every dollar goes. Now I just need my wife to agree.😅

[@Run4Ever77]

Yes! Way to go! Keep up the good work.

[@kortyEdna825]

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million.

[@Justinmeyer1000]

`This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

[@shannonsally455]

@Brilliantrans That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

[@shannonsally455]

@Brilliantrans Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@SophiaChristian-so2of]

Planning retirement has never been this confusing! First SVB, then Signature bank and now First republic, these are all the signs of yet another 2008 market crash and recession 2.0, so my question is do I still save in the United States dollar, or could this be a good time to buy stocks? So I’m left wondering what 2023 has in store for us investors, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here,

[@AntonioBianh]

Everyone needs a different stream of income , unfortunately having a job doesn't mean security due to the high rate of tax , one needs to move ahead their expectation, I would recommend refraining from investing in stocks for now. Instead, it would be prudent to consider retaining a portion of your assets in gold. Alternatively, seeking advice from a financial advisor could provide valuable guidance in this matter.

[@MarkFreeman-xi3rk]

true, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@cythiahan8455]

Do you mind sharing info on the adviser who assisted you? been saving for pension since age 18 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 46 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays, etc.

[@MarkFreeman-xi3rk]

I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance wealth managers you could check out. I have been working with Margaret Johnson Arndt for about four years now, and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.

[@JenniferDrawbridge]

Thanks a lot for this. I really needed the recommendation, and I would love to move my funds from an existing mutual fund. I'll check her.

[@bryceromero477]

The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.

[@Greggsberdard]

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon.

[@Riggsnic_co]

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

[@martingiavarini]

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

[@bob.weaver72]

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

[@TheJackCain-84]

That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

[@bob.weaver72]

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@TheJackCain-84]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@snek4057]

A millionaire without being a youtuber. Nice

[@theerarestjewel]

Hopefully this comments isn't slept on.

[@pookiesfriendrayray7086]

Its been a while since we’ve seen one on here

[@blackl1steddrums]

This is why kids need their father in their lives.

[@KimAkia]

Lol

[@enigmathegrayman2953]

How many KZbinrs are millionaires?

[@rachelschneider2880]

I absolutely love this! I especially respect she did this without wearing herself out and missing time with her daughter.

[@PotBellyPete69]

A Friend told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. is this a good way to potentially grow my retirement savings to about $3M over time?

[@Redwood4040]

Having an investment adviser is the best way to go about the stock market right now, especially for near retirees, I've been in touch with a coach for a while now mostly and I made over $800K within a short time

[@judynewsom1902]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@judynewsom1902]

I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes.Thanks

[@McElvinn]

I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $950k. before I turn 60, I would appreciate any advice on potential investments.

[@sherryie2]

I can feel your pains. New guys need to realize the risks that come with all of this. You could lose it all and you could win it all. It goes both ways. Second, what works for A may not necessarily work for B and you should not be a bandwagon investor. A good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge.

[@corrySledd]

@@sherryie2 Factos!! Since the market became extremely volatile and pressure increased (I should be retiring in 17 months), I took the decision to work closely with a financial advisor. It has already been 9 months and counting, and I have made approximately 600K net from all of my holdings.

[@AUstinnesc]

@@corrySledd That's impressive, my portfolio have been tanking all year, tried learning new strategies to gain in the current market but all of that flew right over head, please would you mind recommending the Adviser you're using.

[@corrySledd]

@@AUstinnesc credits to NICOLE DESIREE SIMON, one of the best portfolio manager;s out there. she;s well known, you should look her up

[@AUstinnesc]

@@corrySledd Thanks for the info, i found her website and sent a message hopefully she replies soon.

[@Chrissieb.rackett]

LOVE Jackie and this episode. This episode feels so realistic and Jackie is so inspiring!

[@KhaoticKim]

49? I would put her at 38 tops! she looks amazing!

[@happyosseyi]

She's actually 51 currently...which I'm realizing as I get older is still young lol. She does look amazing!

[@mosuleiman8362]

This lady is a role model! Class act

[@bizmatthew]

Congrats to her! No secrets here, just working a simple job, and investing.

[@mikejamroz2787]

and an incredible bull market in the last 8 years.

[@David-vy1sl]

@@mikejamroz2787 has happened before and will happen again. Let her enjoy her success.

[@autobotdiva9268]

she got half her husband 401k because he tried to hide it from her in diuvorce

[@relaxationsoundsambience2724]

@@autobotdiva9268 Wow! Do you live in her backyard?

[@autobotdiva9268]

@@relaxationsoundsambience2724 ask her, she will tell you

[@alexgorham7464]

"if you don't build your dream someone else will hire you to help build theirs"

[@alexgorham7464]

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks (with the help of my Financial Advisor of course) and made about 246k, but guess what? I put it all back and traded with her again and now I'm rounding up close to a million.

[@jessicaallen6874]

@@alexgorham7464 Yeah! every $1 you invest today is a little bit of time that you buy back in the future, the more you invest, the more free time you can afford in the future, having time and the freedom to choose what to do are the ultimate investing goals.

[@jessicaallen6874]

@@alexgorham7464 The pandemic came and taught me the importance of having multiple stream of income, unfortunately having a nice paying job doesn't mean you are financial secured anymore. So we all need to put in an extra- income earning chance, like bitcoin, stocks bonds real estate .

[@stevendiaz9672]

@@alexgorham7464 True! Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. The stock market has plenty of opportunities to earn which I myself took advantage of. I made my first million from going diverse, mainly ETFs(stocks, bonds etc), bitcoin , and gold. I'm also working on an investment plan that includes NFTs with my advisor, Katie . It's been a year and half of steady growth.

[@berryobrain8433]

@@stevendiaz9672 What actually the idea behind this bitcoin investment,I have been watching some videos and I was thinking about investing in bitcoin , but still don't know where to start from

[@jayocean4724]

This was refreshing. Key take away she was a great saver who leveraged her income through the power of compound interest. She made 80k a year and lived on 50 and became a millionaire before age 50. Super inspiring 🎉

[@fdoctor79]

As woman from the South with a similar background, this serves as such an inspiration! Although everyone path to success is different, she has steward her resources well. God speed and continued success.

[@pvsk10]

I am 48 and on track to FIRE in another 5 years with $2 Million!! I am divorced and hoping to find a partner who is on a similar path

[@marieb8711]

The best simple life I’ve seen. I feel that the her company’s amazing 401k match made a lot of difference as well as her promotion early on her career. Many of us dont get that fast promotion early on and usual company’s 401 match sucks.

[@pouroverfinance]

9% from the employer on a 7% investment from the employee is UNHEARD of. I'd love if my employer did this.

[@kevinhoang9074]

Agreed! Some companies will increase their match the longer you stay. I heard one company that does 3% match with 3% but if you stay for 6 years it goes up to 9%. This lady in the video stayed for 20 years so maybe that’s a factor.

[@r4ym1n13]

@@kevinhoang9074 Wow, what kind of company was that ?

[@babyfreezer]

working in financial industries help, mine is 5% for 9% after 3 years of working

[@pandaventures6836]

getting rich slowly, the warren buffet way, compound interest etc. that's the disciplined method

[@nia.aleese]

I love this path! It’s achievable for everyone. You don’t have to be extreme

[@richarddangles8896]

It was achievable if we started a while back. Now it's not. We will be lucky to survive the next 8 years.

[@sarahk6996]

This kind of “Make it” episode is so relatable. I love it! It shows one can FIRE without a KZbin channel!👏🏽👏🏽

[@tokorjgypsum8561]

And without crypto investmen

[@dontbanmebrodontbanme5403]

I have never heard of a 401(k) better than mine. My old company matched dollar for dollar on the first six percent and you were vested from day one. **9% on the first 7%?? ** WOW, THAT'S INSANELY GOOD!!!

[@JessicaHicks]

Big congrats to Jackie! What an inspiring and relatable story. We need more of these. ☺️

[@limlimlimjanice]

I love these realistic stories!! No crazy hustles and working your life away but actually gradually building their net worth while managing time between work & family. Awesome!

[@camarathomas6552]

I love this! She utilized her job and never compromised on her values!

[@StockBrotha]

Jackie your story is truly inspiring, and I plan for me and my followers to be where you are very soon through Stocks. My only question is why not pay off your mortgage for peace of mind?

[@BuMyBeLlY]

Her earnings (from capital gains & dividends) exceeds the interest she pays on the mortgage. Also, she probly feels secure knowing she can fairly quickly convert her stocks into cash to settle her mortgage, in case the S hits the fan. She's quite secure.

[@mikep4869]

We are the product of our circumstances. Decent education and a good job in a reasonable cost community will produce good results over 25-30 years with a disciplined saving / investing mindset. She is proof. Good for Jackie!

[@9770G]

Funny how everyone thinks u need to make crazy money to retire young. This woman did it by 49 “only” making 80k a year. If ppl were just smarter with money and invested more instead of being a consumer way more ppl would retire young. But most people are short term minded instead of long term.

[@ihama99]

With the help of her 401 K. If she didn't have a good employer. She won't have retired by now

[@ejbatu]

I wonder what index funds she used 🤔

[@9770G]

@@ejbatu there’s a lot of different index funds. Could also be a lot in SPY

[@autobotdiva9268]

actually she left out her divorce

[@Mike-rb8kc]

She is one of the smartest person I've seen on this series

[@AC-yt4kk]

I love seeing relatable stories like these on the channel. Thanks for sharing Jackie's story.

[@janessamalone4668]

Loved her story, very real and a good look at not feeling you have to dabble in a little everything. Really enjoyed her story about her journey

[@videostoviews2262]

MORE OF THIS PLEASE! REALISTIC

[@blackamericanlesbianprofes4357]

Thank you for posting this insightful interview. :)

[@meedeessamorgan5768]

Love it!!! Can’t wait to join the lifestyle in 2 years.

[@JacksonWelch]

Her dad would be so proud!

[@suzettekolb4028]

Love this video! What an inspiration. I hope to have the nerve to follow in your footsteps this year!

[@XcessCapital]

These are the stories that the news should show. "Woman works hard and good things follow". Jackie IS the American dream. For her future career though, she should sell whatever keeps her looking 39 when she's 49!

[@RoxiieSays]

Amazing episode, soo inspiring!!

[@nisaldesilva9011]

This is a perfect video. Living the life many others around the world would live. So many people like myself can resonate and can relate when learning how to manage and be wise with money. A great foundation for myself and many others to learn and take action. Thank you Jackie Koski for providing this video full of great information. Thank you CNBC Make It for sharing this video to the world to see, learn and take action.

[@7135HOLLY]

Great video; I wish we had more details on her expenses like health care, and other expenses. She’s obviously done very well and that’s great for her. She’s too young to withdraw her 401k without incurring a 10 percent penalty on top of any income tax due so she must have a lot of after tax money saved; it would have been nice to see a little more details on her assets. Great 401k match from her former employer.

[@lenaprice6239]

I love her story, because it shows that being consistent over the long term, ultimately wins the race. I just love seeing people win, because there are far too many instances of people being in debt and making poor financial decisions.

[@BearingMySeoul]

Yes! Most people who plan for FIRE use mutual funds or ETFs so they can pull that money until they're old enough to use their 401k/IRAs. (In addition to finding little side hustles of course.)

[@vetgirl71]

Would love to know if she have health insurance, which is very expensive when not matched by an employer, especially since she is too young to be eligible for Medicare. Health insurance is a very important expense that is necessary, in case a serious illness or condition occurs (ex: breast cancer, cancer, knee surgery ect). As we all age, unexpected health issues even minor may occur & medical costs are extremely expensive especially if you are hospitalized. Plus if her daughter is under 26 years old, she can be covered on her mother’s health plan until she is 26 years old. Very important for our kids to also have the medical insurance safety net too. I’m glad to see that she reached her goals for retirement, but very curious regarding this topic of health insurance coverage.

[@oldprecision]

@@vetgirl71 You can get health insurance pretty cheap with ACA. If her yearly expenses are $50k she is probably claiming a yearly income around that level. ACA will have a lot of subsidies for that income level, the out of pocket for the premium may even be $0.

[@miawhitlock9140]

I wish I had more time for trial and error, but I'll be 56 in October and I need ideas and advice on what investments to make to set myself up for retirement, especially with the looming inflation and recession; my goal is to have a portfolio of at least $500k at the age of 60.

[@joshspring7686]

There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts.

[@chrisbluebird5037]

@@joshspring7686 Yes, I've used such expert, an investment adviser at that, and she really worked magic on my portfolio, initially I was always in and out of the market, selling at a complete loss but for the past 2years I've been mostly in the green, earning steady profit irrespective of market movement thus gaining over $850k+ in the past 2years.

[@mesutserim1595]

@@chrisbluebird5037 that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you?

[@chrisbluebird5037]

@@mesutserim1595 The Investment-adviser is actually quite known, Wendy Helene Bennett, she has a wide presence on the web, you can just search her.

[@pigsbark4173]

@@chrisbluebird5037 I just looked up Wendy Helene Bennett online and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.

[@WealthbuilderzTV]

Thank you for this inspirational video.

[@DebtDemolisherTV]

Oh my!! That’s Jackie!!! I recognize her face immediately!! We had AFC classes together!!! Congratulations Jackie!!

[@lowwastehighmelanin]

What's AFC?

[@DebtDemolisherTV]

@@lowwastehighmelanin AFC is Accredited Financial Counselor® credentials!! Jackie was always dropping gems in class and was extremely helpful with sharing her wisdom and providing additional resources to fellow AFC candidates!! She definitely stood out (in a very good way) in our classes!!! 💎 I’m so happy for her to be featured on here!!

[@anothermj]

I love your story! Striving for this.

[@itenee]

Love this Make It. So relatable

[@boomsuga]

Simply put. She’s smart. Good for you

[@pedrozatravel]

Loved this story very inspiring, really just takes consistency.

[@jae6506]

Go, girl👏🏾 Looking good and living good✊🏾

[@aprilbrown6739]

Having low expenses is key to saving and being able to put back as much you can. Great story!

[@michigantiger7636]

Good job! This is a very relatable and inspiring video.

[@d.t.4150]

U betta go Girl!! Congratulations 🥳🍾🎉🎊on all of your success…. definitely inspiring and a force to be wrecking with!!! ❤️💪🏾

[@ca8a]

Great episode. Probably my favorite

[@RHEYMS]

Amazing job and inspiring….Congrats Jackie 👏🥳🍾

[@JourneywithMrsMilan]

I love this so inspiring!! ♥️🎉 I’m next I’m claiming it!

[@davidfolts5893]

Outstanding job, Jackie! The power of self-discipline combined with financial wisdom: A most awesome combination Congrats on your achievements!

[@Erica.M.Dickerson]

Enjoyed this story! So inspiring.

[@ameliawilliams8522]

"NO RECESSION FOR BITCOIN AS U.S. GDP SHRINKS, ZIPMEX FILES FOR BANKRUPTCY " I saw this coming and I told my few friends about getting into crypto with me when I first started but they neglected my advise, now crypto is the only safe heaven right now

[@carolinejohnson985]

Talking about passive income and investment, I will go with crypto currency

[@carolinejohnson985]

Cryptocurrency is one of the best investment one can make and build wealth for their future

[@EduardoSilva-ig9ye]

I met Mrs Erin Mary two years ago first time at a conference held in Dublin, I invested €25,000 and traded for a month making over €180,000. I'll always remain grateful.

[@EduardoSilva-ig9ye]

8-BTC and still counting in just few months, Expert Erin Mary is the trade queen as far as I'm concerned

[@aureaoliviera4842]

Really? I met her once too but we met in a trading program in Australia, I even thought I'm the only one she has helped work through the fears of failure in the global market

[@Rashaadthegr8]

What company invests 9% and you put in 7%. WOW!!!

[@happytomeetyou2047]

Lexis Nexis

[@RAM_C5]

Yeah that's ridiculous. I'd imagine she made really good income off the job also if they offer that.

[@Rashaadthegr8]

@@RAM_C5 No there companies like that my mom just got with a company like that. This is just my second time hearing about such a company.

[@FinancialShinanigan]

This is the realistic FIRE without a massive KZbin channel

[@dwandnewton]

Jackie, your story is admirable because it's relatable! Congratulations on becoming FI and a millionaire 👏👏👏

[@daralynx2]

Very inspiring yet relatable. Thank you Jackie. We are similar, you just said it so much more eloquently 👍

[@ericmcmillan2831]

This story shows the significance of a strong father. Great story.

[@chrisalarcon17]

Thank you for featuring successful black women

[@rellsimon]

Congrats on your grind an accomplishment!!

[@hundoclub]

This was a good episode. Very realistic and a good example.

[@momohmart]

Thanks for Jackie's story. Jackie's story is more achievable and relatable story than most other profiles on Make It. Doctors, lawyers, professors, finance/tech/other entrepreneurs who come from money and/or have spouses and "retire early" are outliers but make up most of the stories on Make It, so I appreciate this one on Jackie. Disciplined and consistent.

[@Kstukess0]

Inspiring video it’s good to see a regular everyday person reach a net worth of a Mill. It shows it’s possible to people like myself!

[@ncsnshine042181]

Firt of all she does NOT look like she's 49! Secondly this is s a phenomenal story!! ❤️🙌🏽

[@harmonymorkve2950]

Cool to see someone from Augusta making it!!!!!!

[@mikewilson9236]

Great informative video

[@daniellecorbin18]

This was so refreshing! 😊

[@NaeOnYT]

Huge congrats to her!

[@StampitisDP]

Congratulations💪💪💪

[@keithss67]

Good for her! Worked hard and takes care of her family. Sounds like she deserves it 👍

[@jl.c.8673]

Good on you girl. Amazing work.

[@ayanharr]

This is so inspiring! 🎉

[@angelchen3244]

Love this lady. So inspiring!

[@usalinksystem5312]

Truly inspiring story. Definitely, smart financial management always pays off.

[@chocolateangel8743]

I'm happy for her. Great episode! I do wonder what her business is, though.

[@cazpk6840]

Lovely, humble lady with a great story. So happy she achieved her dreams.

[@alldaymusiclover107]

Congratulations on achieving a comfortable lifestyle. What a blessing!

[@oonurceelik]

Really honest advices. Congrats to her for achieving early retirement dream 💯

[@oco987]

That company match for is clutch

[@Lucy11_11]

Love this! Cheers to her! ✨

[@ddime2090]

She's is such a beautiful and eloquent woman. I'm very happy for her!

[@phs2Chelsea]

She is so sweet and down to earth

[@WhatIsThis-zq4hk]

Great to see someone that realized it doesn’t matter how much you make, it matters how much you save. I know people making crazy money that spend all of it.

[@donaldlyons17]

Looking at average incomes vs. expenses I have to say I disagree totally. Income matters but living under your income really helps.

[@BrokeMillionaire1]

Jackie, still proud of you!

[@pls5201]

Thanks for sharing this. Jackie’s goal was not to live in poverty. She achieved her long term goal at under 50 y.o., through her own efforts, with a general plan, in a normal job (with a good 401(k) plan) and living in a modest midwestern town. She built wealth through investing, reached FIRE and lives every day on her own terms. Her American Dream fulfilled. Hats off to her and her dad. Congratulations, Jackie!