This flight attendant took a leave from work amid COVID-19 | FIRE Starters: MarketWatch

[@beckylee3356]

Its such a great idea to do follow up videos on all of the people who have been featured on Market Watch going through the FIRE movement - I am loving this video and series and hope there will be more follow up/ new videos on everyday people going through the FIRE movement - its very refreshing and inspiring thank you! :)

[@MarketWatch]

Thank you Becky! More to come!

[@beckylee3356]

@@MarketWatch Great look forward to it thank you! :)

[@retraite101]

I love the FireStarters series! :) I will be FIRE soon, before age 40 :)

[@janaynmelis5250]

I was just thinking about Bianca the other day and I'm so happy you followed up with her!

[@janesimmons8201]

Always nice to see an update! Glad she is doing well!

[@simplebogle6106]

It’s silly that people gave up on FI as a fad just because of a market dip and recession. If anything more should adopt FI philosophy to personal finances, knowing companies could cut you just like that for their bottom line in times like these. Why does anyone stay codependent with an employer, 🤷🏽‍♂️

[@txspacemom765]

Oh yeah! An update! I always have been inspired by her!

[@MohanadKhuraishi]

Lovely !! i wish her the best

[@DebtToDollars]

I would LOVE to share my FIRE story (video as channel trailer) on how I retired by 26! These have always been so inspirational, thank you!

[@Pravin_Yeshua_BTC]

Enjoyed this. More Fi videos please! 🔥 🔥🔥🔥🔥

[@Macky1101]

She doesn't make 6-figure salary. But does make over $80K/year, for the last 15 years. And bought her condo back in the 2000s. And only pays $16/month and $25/month for car insurance. I don't know how it's possible to get $25/month car insurance. In Canada, even after 10 years of no claims or accidents/speeding tickets, you're still paying $150 (liability only) for a 10 year-old Mazda3, and it keeps going up every year. It doesn't go down every year like back in the 1990s.

[@maidieuhanh]

Her car insurance rates are reasonable actually. With good credit and clean driving record I paid about twice on full coverage! Had to shop around and negotiate.

[@awesomekj5812]

Yeah something does not add up here. Video also says she lost 3 properties in 2008 so that means she was loaded already before going over this FIRE moment. Some details are omitted in this case.

[@roguenify]

The $25 car insurance is what shocked me too.

[@Erin-rg3dw]

@@awesomekj5812 She lost them to short sales that didn't cover what she owed on them, so she owed more after the sales and then didn't have the income from them.

[@Erin-rg3dw]

I'd have to go back and check, but I think mine is only around 50-75 per month, and my car is 11 years old. My guess is her car is older and since she was/is a flight attendant, she might not drive it much. The less you drive, the lower your rate. A couple other factors may be that she's in a safe area and doesn't have much coverage on the car.

[@FreeyourFinance]

Really enjoy these interview style videos! Keep them coming guys! 👏🏻👏🏻👏🏻👏🏻

[@thekulture5168]

Great video I really love this series. I wish you could post more often

[@kenny3269]

Anyone considering FIRE, should save 12-18 months of expenses (since they should be low, relatively speaking). This way you don’t touch your investments when their is a sharp decline in the market. Historically, 12-18 months is plenty of time for the market to recover.

[@tobirates916]

Yes, but save about 6 months of expenses, then work on building your investments, then save the additional 6-12 months (or more) of expenses when you are close to FI. In other words, don’t lose out on building investments to focus on savings. Get the basic, then build the cushion later.

[@Crozbozy]

Lul fuck that, I save 2 weeks of expenses. Dollar value is depreciating RAPIDLY

[@elliel7970]

Love videos like this. Am working on FIRE

[@oleopathic]

Thank you.

[@jensallis2]

Inspiring! Keep it up Bianca!

[@HiddenFreedom]

Left Denver I see.

[@thund3rstruck]

Hilarious how her health insurance is $16 per month while insurance for my family of 4 costs $2500 per month and thats AFTER my company pays their portion of the premium.

[@marc_aussie]

ACA health care subsidy limits should be partly asset based, not just income based.

[@ClaxtonBay123]

Sounds like your company is cheap as hell. That's the problem

[@DylanCarGuy]

This is because your company only subsidizes your portion not your families health care. A way around this is go outside of your work for your family's health care and stick with your work for yourself. Make sure you go with a PPO. My wife's work if we do health care for both of us through it is $800/mo. Just her is $140/mo and $180/mo for me independent. This is top tier coverage, this lady most likely just has an HSA all major cost would be out of pocket, but what you put into it you can deduct from your taxes and it rolls over every year if it isn't used.

[@psacademicsolutions]

@@DylanCarGuy who do you go through for independent health coverage for only $180 a month?

[@ariefraiser140]

@@marc_aussie Instead arguing for policies that would increase the cost of healthcare for people why wouldn't you argue for a policy that would give everyone the opportunity to pay a more sane monthly healthcare premium? It's like you looked at OP's situation and said damn you pay $2500/month even with your company subsidising it? Then came to the conclusion the problem isn't the OP is paying a rediculous premium each month for his family but rather some people on the ACA aren't also paying this rediculous amount. Why do we have such crab mentality?

[@MartnGuz]

love these !!!

[@jackfrost-fu7hz]

This video tells you nothing, she took out 90k from her 401k, so what is her net worth, what does she own, how much and what investments does she have, how much will her pension be? This video serves no purpose.

[@sgist7824]

Guess you didn't see the chart they showed

[@importantlookingpirate]

Interesting and time for a new uppdate. A lot of things happend this year. And pls ask questions.🙂

[@andrewnielsen8032]

I'm curious how is her health insurance so low!?

[@marc_aussie]

ACA subsidies are based off your income, not your assets. You can have millions in investments, as long as your income is low enough.

[@tylergnosis2581]

She's gorgeous and inspired me

[@ronmexico5908]

Any regrets on leaving Colorado? Asking for a friend thinking of retiring there😁

[@bagfitted1380]

The pandemic is a true test to see if someone is really F.I.R.E

[@rc-boy11]

Good video but need more details... Age etc? How can she retire in 2022 with full benefits?

[@closetcleaner]

How can she pay $25/month for car insurance?

[@robbfitz8602]

Where is the property tax in her budget?

[@mucha9196]

Flight attended don’t go back to work passengers have lost their minds I’ve given myself until age 45 and I’m done 6 months from now I will no longer work for anyone but myself

[@lorrainea.285]

She looked like she aged 10 years!!!🤯

[@LifeofKairo]

She lives on a caboose!

[@dlg5485]

I think it's a mistake to invest in bonds these days. She'd likely be much better off splitting that bond allocation between stocks and cash since bonds don't pay anything anymore. I'm still working for another 8 years or so and I my current allocation is 95/5 between stocks and cash, but when I retire I will maintain a 85/15 split between stocks and cash, which will be enough cash to cover about 2.5 years of living expenses. Bonds have become a major drag on growth, so I'd avoid them altogether until their performance improves.

[@MartnGuz]

when i hit 50k networth let me on one of these lol

[@LA-xj3tz]

The boyfriend has been riding her coattail!

[@mx2411]

Don’t have kids , the key to F.I.R.E.

[@thekulture5168]

Lies. Checkout Our rich journey, rich and regular, there was also a couple that was featured here with 4 kids. The list is endless.

[@odalissk]

That's scarcity mentality aka Poor Dad thinking.

[@marc_aussie]

Take a look at Root of Good blog

[@avnisharma2244]

I want to be able to achieve FIRE but i live in third world.

[@cato451]

Useless video with zero details

[@iangrant3442]

“A plain vanilla 60/40 portfolio of global equities and US bonds is now projected to provide an annual return of just 4.2 per cent over the next 10 to 15 years compared to 5.4 per cent a year ago,” said David Kelly, chief global strategist at JPMorgan Funds. Since 1980, the return on such a portfolio in the US has been a compound annual growth rate of 10.2 per cent.(FT, 2020)

[@phooongtion]

Take money out of your 401k?! Oh helllls nah

[@iangrant3442]

Get a degree with a TEFL cert, and travel because you may like it. Elite instead of being a functionary, and this is the truth. You might like it; you are pretty too. This is important with men. (Men are visual)……….Doors will open…………….

[@liax.6776]

Boggles my mind how little people spend on food per month. Wth are they eating?! 🤯

[@cotus2]

Lia i think it’s only her portion of groceries, not the entire family of 3 but I could be wrong

[@Practice_Kindness-1st]

It's called meal planning. You'd be surprised how much food you can purchase IF you stick to a list & a budget. You learn to prioritize junk food vs. healthier food. Junk food will always make a hole in your wallet. Be intentional for a solid 2-3 months and you'll see that it CAN be done! Good luck!

[@eldiesel4593]

Food isn't supposed to last for 5 years on a shelf. It gets ripe, then starts to go bad. What makes healthy food healthy, is the same thing that makes it free in a supermarket dumpster.