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[@sharkattack6423]

$7000 cleared since christmas! Woo hoo.

[@douglasriche78]

This is exactly how I am doing it! I make three payments. Weeks 1, 2, and 3 of the month. These payments are no less than $300 each, but I do put more on the 2nd and 3rd weeks. Do the max cash advance, disburse the funds or focus on one debt, rinse and repeat. Navyfed credit card, $20,000 credit limit, $6,000 cash advance.

[@User31084]

Hey Christy, Why dont you talk about ERISA!??? ALOT of seniors and disabled people cant be compelled to repay their debts. Even taxes!!! In 1974, ERISA was enacted to protect almost ALL retirement and disability income from lawsuits and collection!!!

[@rvh77]

I remember the last time they started cutting limits down. It was 2008...🤔

[@princessa_white469]

That made total sense 🎉

[@emann1592]

Thank you!!

[@TheVegasSoup]

Thank you!!!

[@Simplelifeusapinay]

Great info. Helpful advice

[@TheGamingInvestor]

U da best! 👍

[@LiveLifeLove63]

Evening Christy Thank you, I didn’t know that!

[@hedgefund996]

Good Educational Content

[@jeneferpaguio]

Thank u miss Christy for this information, God bless u more❤😊

[@hildagomez8310]

Gracias!! 👍♥️

[@stepsformorehouse7198]

I am anxiously awaiting to start and see the results of money max payments.

[@ACBorne]

Subscribed 🎉

[@princessa_white469]

HELLO MY GUARDIAN ANGEL 👼🏼

[@staciestacie3044]

Hi Christy ❤

[@MLBee123]

Wish I found you a few months earlier. Amex cut my card limit from 16k to 1k after I paid it off. I didn’t understand 😢

[@stepsformorehouse7198]

Sad truth. I just had 2 cards cut my limits in half 😮

[@carlosreviewsgadgetsprismapixx]

You are AWESOME 😎!! Great information!!

[@noellearguelles8158]

With credit card debt under $20k it doesn't make sense to get Money Max account. The payment was $2500, better for mortgage debt

[@antonioboone282]

Hey Christy! I love your videos. For mutiple smaller payments throughout the month, does it matter when those payments are made? For instance, right before the statement date, etc.? Anything that will help increase credit score the QUICKEST WAY possible .Thanks in advance!

[@icon5892]

So you can use money max in conjunction with velocity banking? I have a first lien. Thanks

[@lianagilbert61]

I have everything set on auto pay, except my house note. I will have to go in and figure out how to change all my bills to another account? I will set them up to come out of the heloc or credit card I chose to start velocity banking? Or does the money manager do all of this when I click to execute?

[@naturalladybug]

Is there a link or website for the Money Max?

[@GTNBY2]

I found out yesterday I'm losing my six figure a year job of 14 years because the company is closing my branch. I'm roughly $300,000 in debt with mostly secured loans, and approximately $24,000 in credit cards. I'm really hoping this will help.

[@kevinkob2157]

Hi Christy, do you do any seminars or even consulting for business or individuals?

[@VanntasticFinances]

@kevinkob2157 I do!

[@TheEndTimes777]

When doing that, do you have to state that you want the payment to go to the principal and not the interest? Or does it just automatically go to the principal because it's before the 25 Days?

[@loriowens5623]

This might not be the right place to post this but it might b happening to other people. I've registered for the Tuesday webinar for Money Max. I get the email to say I'm registered BUT I don't receive the link to join the webinar. I don't receive a follow up email. So where do I get the link to join the webinar?

[@marshallwise1763]

Can you use VB in paying off a tax debt?

[@stevekelly3490]

How do you recommend buying a vehicle? I know loans is a dirty word. My credit is about 690 I guess that’s fair.

[@d.carveth8703]

Where can you get a PELOC? ive been looking but noone us offering? Also, can you get a HELOC instead of a mortgage when on a first time purchase?

[@humblebee7979]

PLOC = personal lines of credit. A lot of credit unions offer PLOCs. Banks offer them as well - check with your bank/credit union. You can get a HELOC instead of a mortgage - they will try to talk you out of it and not all banks/credit unions will allow it.

[@rlstrickland13]

Credit union,etc.

[@icon5892]

I believe you need 15% down to get a first lien out the door

[@c.parker8439]

What's the difference between the closing date and due date? I try to pay as much as I can by the closing date? Is it worth it? Should I only worry about the due date? I try to pay my balance in full per month, but sometimes I don't. Good luck

[@deval3596]

the due date is when you need to make your minimum payment so you don't charged a late fee. the closing date is the last date of you current statement.

[@JC-qu7iw]

The close date is the one you want to focus on if you want to improve your credit score for the next month because you would want to drop your credit card balance as much as you can before the close date. The due date is important because you need to make your minimum credit card payment, otherwise the credit card company will hit you with a late payment derogatory mark on your credit report which will destroy your credit.

[@mikeh6948]

OR... pay it off in full, always. Never borrow more than you can repay. Treat it like a debit card and spend within your limits.

[@TheFxhound]

Anyone here with experience with Truist PLOC?

[@deval3596]

no, plus I wouldn't do business with Truist because they wouldn't let me payoff my car loan in full as a one time payment. they wanted me to make multiple payments, which was around $8K in 2019 before I started doing velocity banking.

[@christianfserna]

How do they benefit with cutting limits

[@Jesus-kt5dc]

It's not that they benefit from cutting limits or closing accounts. What they are doing is mitigating risk (lower the risk). When the economy slows down and people start losing their jobs, they rely on CC and most likely default. Have a great day.

[@JamesJimStanton]

I am curious to know if I am doing something incorrectly. I have tried splitting up CC payments over the month prior to the due day. This was attempted on two different cards. In both cases, they still wanted the minimum due on the due date? Have I misunderstood what your explaining?

[@cocacolafiesta]

I made the mistake of paying a credit card payment at the end of the month when we got paid instead of waiting till the new month started, sort of to get ahead of the game, but it still showed that I, too, needed to make a payment. I figured that because it was not after the first that it didn’t record it as being paying earlier. I now wait till the first of the month to begin paying my cards for that month.

[@squadabingo9113]

So basically you're saying make a bunch of payments throughout the month to pay off your credit card. So if I have a $500 limit on my credit card, I can use that $500 throughout the month and slowly pay it back throughout the month?

[@deval3596]

since you only have a $500 credit card and you have the money use it and then pay it off in a day or two. keep doing that and make sure that you owe nothing by your closing date so you don't get charged interest if that is a feature on the credit card. then keep doing this over and over every month so you can build up your credit. $500 is not sufficient for you to do vb properly because the limit is so small.

[@squadabingo9113]

@@deval3596 thank you for the insight. I really appreciate it.

[@brendadavila1316]

I just came across your videos when I was searching if snowball or avalanche method is best for paying of credit card debt. I have been watching your videos and feel like I understand how it works but the one thing I am not getting is how do you account for the interest that automatically is charged to the credit card before you payment is due. Do you include your minimum payment as part of your expenses each month? Hope this makes sense. Thank you!!😊

[@WellDressedCaveman]

Snowball!!!!

[@RICKDOEZ1]

I need help can you help me with my 260k debts

[@schneider4414]

I can't seem to find the info for the money Max program. I googled it, but not sure I'm looking at the right thing? Can someone provide a link? Thanks

[@nicnich7]

she discusses it in this video. kzbin.info/www/bejne/jnWQeWR-o7KdeLs

[@VanntasticFinances]

Go here to register for the upcoming informational webinar on Tuesday at 7pm CT... vannwebinar.com

[@schneider4414]

Thank you! 😊

[@aa22186]

Why do CC cut your limit? Because you don't use it after you pay it?

[@deval3596]

they cut your limit because of your history with the credit card. bad history means that they will most likely take a loss with you so as soon as you pay some down they will cut the limit so you can't use up that money again. so don't ever carry a credit card at their max balance for a long time and always always give at least the minimum payment by the due date. I've paid down my credit card from $30K to $14K since december and my balance hasn't been lowered from $37K.

[@WellDressedCaveman]

Try not to use more than 10% of available credit on any single card.

[@james-og7df]

How can I contact you for a private session?