The ONLY Thing Important Than Financial Goals

If your money plans aren’t going according to plan, THIS is where you need to start! In this video, we’ll reveal a super simple system which will transform your progress on reaching financial goals from “frustrating and slow” to “quicker and much easier”.
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We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on KZbin and visit us at our website and on social media.
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[@mysustainabilityjourney9321]

Tip,.. always prepare your main meal for the day in the morning... then whatever happens you'll have a decent meal that day.

[@jackiebowen6239]

At a minimum, be able to answer the question, "What's for dinner?" no later than 10 a.m. in case you need to get the crock pot going by then or start something thawing.

[@vikker8274]

My crockpot is a real blessing in that regard!

[@sarahsnowe]

And pack a healthy snack in case you get ravenous on the way home and run the risk of diving into a bakery and buying a muffin or something.

[@MK7x77]

I'll say it again, but you both have taught me more each week than my own parents. I feel like I was starved of any financial knowledge for over 30 yrs. Thank you for financially feeding me ❤ Q: Could you Interview the boys again, ask them what they notice as their generations' weak spots with money? what do your sons practice with $ that is commonly not done by peers? What are financially illiterate patterns for their ages? Ie: what can they share they learned all by themselves? I guess as a parent who didn't raise my teens like you guys, I'm curious how to help mine now with all the pitfalls. I need their help!

[@user-mi4tf3em8b]

Amen

[@monikaw1369]

Please don’t forget to share what you have learned with your parents and friends. If they will listen!

[@Corinna_Schuett_GER]

Sometimes teens are not in the mood to listen to their parents and then complain later to not have learned enough from them. I can tell from my own experience the adult child will have enough information sources still, more that I myself had without internet in the years prior to the year 2000. Thus, no reason to complain. 😉

[@Shantelle6253]

I finally ordered Mint mobile. They just shipped it. My 3 food items for my attention this month 1. Stop buying specialty spices - I dont have room for more than the basics. 2. Stop buying specialty sauces - I'm always going for my regular go-tos. 3. The freezer is full and I need to eat what I've made. Not terrible problems to have ❤

[@Joce123]

I'm still worried about losing the above average customer service at the T Mobile brick and mortar store down the street

[@Joce123]

What do you do with dehydrated carrot tops?

[@Shantelle6253]

@@Joce123 you might want to post the comment in the main thread not as a comment on my comment because I have no idea what you do with them

[@samcrawford7148]

@@Joce123 i was wondering that too..arent they bitter?

[@Joce123]

Yep Sam

[@user-cf6os3fj7e]

Yay! I'm 37 and love your content

[@georgevavoulis4758]

Hello from CANADA 🇨🇦!!!! Love your show ,you are helping so many people. God bless .

[@user-xd2ml8dn9h]

I enjoy how real you both are

[@maureenmurphy8176]

Thank you for all these frugal tips. BTW Hope, Your new hairdo is fabulous and you look younger.

[@UndertheMedian]

Thank you so much! Glad the tips were helpful.

[@barbaraburgio6737]

Yes gorgeous!

[@LainieCea-jj6ds]

Yes, this absolutely does make sense. And, this is a fantastic way to pursue all types of goals, no matter how big or small.

[@judithcoe7551]

Thanjs Hooe and Larry! Your hair looks pretty Hope! I like the way you as a married couple work tigether as a team!❤🎉😊🙏✝️💖

[@user-xd2ml8dn9h]

Yes this is easy to understand and it makes sense I have autism and I'm 55 I've not ever been able to understand goal setting,but you're breaking it down into understandable segments thank you My big goal for the year is to go on a cruise in July of 2025

[@simonefeaster5131]

Yes, Hope, your explanation made sense! I knew immediately you were talking about a “smart goal” lol. Thanks a lot, Larry and Hope!!

[@jonnaborosky8836]

I used to be a health advisor. We helped our clients develop Smart goals for improving health, and followed clients to see how they adhered to their goals, and if they needed to adjust any goals. It was quite rewarding to see people improve their health that way. And, of course, the same system for establishing goals for financial...or any goals.

[@brg2743]

Good idea!

[@victorwadsworth821]

I am fully behind "Bulk Cook", much better than too tired to cook & then eat out.

[@elizabethcoates3024]

This completely makes sense. Setting goals is the best way to keep your money working for you.

[@jimmiepatrum]

Yep, makes good sense to me. Diane

[@LorrieAnne]

Yes the self talk determines so much.

[@marilyn2195]

That makes sense. Really appreciate your videos you two put together-very helpful! Hope, beautiful hairstyle on you!

[@jc10907Sealy]

Hope your hair looks beautiful

[@paulafleming3889]

Hi great video one thing that has helped me is the inventory. Using what needs to be used up then making a meal with it or freezing for later use. I also have a shelf that I put bits and pieces in the freezer. Limiting my bits and pieces makes me use them up.

[@mirakostova6633]

You guys I love your videos, but you honestly need to put them all in a book. It will be nice having it available at all times so we don’t search back and fort🎉 lots of love Mira

[@virginiakoffke6577]

Get it, you are both very relatable with logical steps and thinking.

[@SheilaRiley-ug9pb]

That make sens.

[@17topaz]

Thank you for your vlogs . You give great tips .❤️

[@gratefulprepsnj]

Hope your hair looks great!

[@AM55EP]

Thank you again Hope and Larry. You make a great team🤗🤗🇦🇺

[@magalydiaz9073]

Great video as always, thank you.

[@Dollcan]

Thanks for the wonderful reminders. You’re so on point!

[@elizabethgambino501]

Really good video! Thank you and please keep posting!

[@daniellecarney1487]

I absolutely love this video. You’ve given us so many fantastic tips !!!!

[@Ozarkmountainoutback1]

Y'all are SO helpful!! Thank you. You are a blessing ❤

[@beatricealcaraz5799]

You too work together so well ,loved all your tips oh by the way Hope your hair looks beautiful.

[@pennynickels5216]

Really great vid guys. 😊💛

[@debbietinker2408]

Makes sense! Love it! Love you guys together!

[@leslieboe6379]

Got it. Thanks.

[@samcrawford7148]

i sure needed this video, i went off course really badly in april....this has given me hope,and a new get back on track attitude instead of wallowing in my mistakes...love you two...

[@marionlisle8145]

Love the videos. I’m a planner and love to have goals to aim for, but it’s great to hear how you do those things. Greetings from Scotland xx

[@mardinsabir4149]

Very cool useful information

[@brg2743]

Something that helps us with meat, is knowing how many packages gets us through a month. Ground chuck is $3.99 this week so we will get the number of packages we need to vacuum seal. Other groceries will take a back seat. It is getting more and more to be best sales ads are the first two weeks of a month from what we notice. We may have to just shop the first two weeks and get staples the rest of the month.

[@suzettecooper382]

I understand

[@HoneyBee-pc3xi]

Loved this, Hope and Larry. So clear and helpful. We hear so much about goal setting, but very little about setting up systems, like tracks for the train to travel on safely and swiftly. Please speak again about establishing systems in various areas. We're eager to learn.

[@lynbuerkett8537]

Very motivating, thanks

[@julihurley2907]

Makes sense. Love you guys

[@annacurry225]

I find your advice very helpful. Thank you.

[@KellyLeAnne]

I love carrot top pesto. I whip it up with walnuts, olive oil, and Parmesan. Freezes great for later use. Dresses up frozen veggies well. Beet greens are delish in bean soup with ham.

[@Corinna_Schuett_GER]

Great idea I will try carrots for pesto next time! 👍👍 THANK YOU

[@UndertheMedian]

Totally agree! We love carrot top pesto, too.

[@diannecaron164]

That definitely makes sense!

[@clairekuchel-klassen7103]

Thank you that makes good sense

[@StorytimewithSai]

Thank you for sharing 🥰

[@proudparent571]

Yes, your hair looks pretty!! And it’s inspiring that you both work together.

[@bernadine4236]

That totally makes sense. Once I had a vacation plan and knew the cost, I easily figured out how much per pay period I needed to save. We made our goal and our big vacay was paid in full!

[@kathleenrossi8974]

That makes total sense!👍

[@Kyla94934]

I just read that book, it was amazing! Changing my life

[@pennynickels5216]

What book? Did I miss it?

[@donnalackey989]

Yes if you can utilize farmers markets that will help especially on vegetables and fruits in season

[@carmeldennis3320]

That makes sense!

[@winterwoodcottage3657]

Love it. Great information. I’ve been trying to minimize food waste as well. I’m proud to say that the only thing we had to throw away last month was egg shells. JK who throws away egg shells those went in compost for next year’s garden.

[@johnnicholson956]

This a very helpful approach. Also, clearly explained, so thank you. More generally, I am really enjoying your videos, having discovered them about 6 months ago. You have made a huge difference to our finances, and I thought we were pretty good. Since discovering your channel, we have approximately tripled our rate of savings, and have almost finished saving for our daughter's wedding. Great result!

[@UndertheMedian]

Oh my goodness! We're so excited for you. Congrats on your daughter's upcoming wedding.

[@mariebecher3025]

That makes sense

[@melli-yelli]

Makes sense

[@KathyJacksonSanDiegoRealEstate]

I like your thinking.

[@kathleenfreund7332]

Yes it makes perfect sense

[@christinahilley]

I keep hearing about that book "Atomic Habits." It's on my Must read list! Thanks for bringing it up and reminding me!

[@KL-zg5dn]

Yep makes sense

[@bernadine4236]

I also list "meal" , sides, and snacks that I had in mind when I shopped. Then, during the week, it reminds me of what's available.

[@vegasregs1620]

Makes sense🎉

[@vikker8274]

Totally agree on shopping less. Too tempting. I keep track of the specials but shop when our fresh produce is running low.

[@karenneary9528]

I’m in for the monthly membership!

[@UndertheMedian]

Yay! Good to know. We're still figuring out what we're including in the membership and the cost per month. We'll announce it as soon as we figure out details.

[@NancyWhelanSharingMemories]

Thanks for the inspiration!❤

[@sarascoggan3490]

Makes sense 😊

[@latanyafrancois6108]

It makes sense but my father has always told me this before the fire comes write ✍️ it down and follow up with it so that me and my husband will not be asking for any money I make our food so that we don't eat out sometimes we treat our self 😊❤

[@samcrawford7148]

makes sense

[@brendablaine8392]

Makes sense lo ethis ot simplifies goal for everyone sometimes you just don't know where to start thank you

[@donnalackey989]

A family discussion on your vacation will help so everyone has a say in the itenary and schedules so everyone has a say

[@victorwadsworth821]

When I go to food bank & they give me too much fruit, I place the extra out on a table at kidney dialysis for those interested to take & they do.

[@christinewhite9162]

Yes I understand

[@senhorakprep]

Hello from Brazil 🇧🇷

[@shawnc2093]

I really liked this content as I never thought of this before. However, when you were talking about goals you did the steps "backwards" to me. I would think weekly, monthly and quarterly would make sense for step order. Is there another example you can provide that might make this click or explain it another way. I think I will get there with another example. Thank you!

[@monikaw1369]

Just a thought! Do you think you two can do SMART goals tutorial where you on a monthly basis go through your goals while your viewers follow along with their goals in front of them. A monthly meeting with your goal following viewers. Hope this makes sense. Have viewers go through the process using their own goals and being accountable each month.

[@UndertheMedian]

This sounds like the perfect addition for the monthly membership we've been thinking about starting. We would have monthly challenges. Members would also get one worksheet a month along with a video tutorial from me on how to use the worksheet. Does this sound like something that would interest you?

[@samcrawford7148]

@@UndertheMedian that would be great...just hope it isn't on ZOOM...how much is the monthly membership..is there a link to finding out about it...Sure wish I would have had your great teaching info years ago,it is really hard for me to plan and goal set and stick to it after not doing it for over 70 years...lol

[@marshatowns2842]

The BIG 3 sounds cool!😂

[@fashion_radius]

HI guys............. I have been to US but now I live in INDIA.....I LOVE U GUYS A LOT

[@user-gk5ch5xj7p]

Did you find out ways to save on your water bill?

[@GGsGarden]

Agree about not saying NO. That is why they need to be realistic.

[@marshatowns2842]

My son introduced me to carrot tops; smart kiddo!

[@ashleynicolebrugger]

That makes sense🎉

[@sharongenco3716]

My husband and I have not ordered takeout in many years. It is not even in our thought process to do so. It’s possible, people! Not claiming perfect in any way, shape or form, just saying…

[@pattykollack1038]

Update, just watched the instructional video and understand why you did it this way lol. Hi Hope and Larry. I just purchased and downloaded the goals workbook. It’s very nicely done and I love the floral, however I was disappointed that you chose the goals for us. Do you have a set of goal worksheets in the floral that doesn’t have a pre-designated goal already stated? That would be great so I can customize my own goals. Thanks

[@UndertheMedian]

Do you mean that the overall goals are designated as: educational, relational, financial, and personal? Reach out to me at [e-mail] so I make sure I understand exactly what you want. I'll get you fixed up.

[@UndertheMedian]

Patty, I found your order and just sent you an email at the address you used to order the goal planner.

[@diahill1945]

Sound like too much work for me for such little return . I like to shop at the local fruit and veg shop. Mark downs at supermarket are stale food . Much better to work a few hours at a Job .

[@ShellyCap9]

I made incredible Pesto using carrot & radish tops

[@lisamitchell4575]

👍🏾

[@JonnyM-eo8sy]

We make vegan carrot top pesto

[@UndertheMedian]

I love carrot top pesto, too. I'm always surprised that people have never heard of it.

[@samcrawford7148]

@@UndertheMedian do you have a specific recipe to share for that?

[@UndertheMedian]

@@samcrawford7148 , here's a link to a post I did on the website. I talk about carrot tops and how to use them. There's a link to the carrot top pesto recipe that I use in the post. underthemedian.com/why-you-should-stop-wasting-the-green-tops-of-vegetables/

[@meganchristensen3378]

Hope, could you give us a few recipes featuring carrot tops, I'm interested in how you use them!

[@UndertheMedian]

Sure thing! I have an entire post on the website about how to use the green tops of veggies. underthemedian.com/why-you-should-stop-wasting-the-green-tops-of-vegetables/

[@ruthdennisKnits]

I started putting carrot tops in my salad. Also in my veggie soups

[@samcrawford7148]

@@UndertheMedian thanks a bunch

[@kerstin354]

👍🏻

[@sophiawolthof1238]

👍👍👍

[@erinjones956]

Hope, when you "retire" from home school teaching, what is next?

[@UndertheMedian]

We're working on creating a monthly membership where you would get one frugality or budgeting workbook a month, a video tutorial explaining how to use the workbook, and access to a private FB group where you could interact with us.

[@erinjones956]

@@UndertheMedian Sounds AMAZING!

[@autumnjoycemarie]

Has Larry tracked the cost of windows down in the car vs AC?

[@UndertheMedian]

Statistically, (when it comes to MPG) around town you're better off with windows down. At highway speeds, it's better with windows up and AC on.

[@rochellethundercloud346]

My goal is to get my own apartment and a job. How? Well,first, I'm working on getting my state identification card. Then,work on my SSI/disability, depending on what I qualify for. Then, work with some agencies to help me get into an apartment. And, also set up a payee,so I don't have to worry about my money being stolen or anything.

[@LaManteca76]

Good luck! I'm rooting for you! 😄

[@SageGypsy]

I need to check my email 😉

[@user-wo1en8ip3s]

"If you aim at nothing, you'll hit it every time!" - Anonymous

[@williamwelbourne2029]

Hope my wife loves your new hair length..❤👍

[@UndertheMedian]

Thank you. I do, too.

[@thebestwillow]

Six super simple steps? Try saying THAT five times fast!

[@samwilde777]

That makes sense!

[@Rubygirlie70]

Makes sense