This SIMPLE spreadsheet will INCREASE your credit score!

[@DJaquithFL]

I always pay off my credit card every month, and I use auto pay for all my primary billings. Those two things alone will make your credit score into the 800s over even a short period of time. My daughter doesn't even work but I put her on a couple of our billings to boost her credit score and she's in the 820s last I looked.

[@AskYourComputerGuy]

Awesome! And agreed :)

[@happygolucky821]

Good for everyone who stays on top of their credit! But for those of us who have dug ourselves into a hole, this is TREMENDOUSLY helpful! I also appreciate the walkthrough, as opposed to just selling a spreadsheet. Thank you!

[@AskYourComputerGuy]

What an amazing comment!!! Thank you so much, almost brought a tear to my eye ❤️

[@emkiarwhstbi]

This is super helpful. Followed it step by step. Thank you so much!

[@txkflier]

That's a neat spreadsheet. However, I pay off my credit cards every month and never pay interest on them. My credit limit is $69700, my credit debt is $1638, so my usage is 2.35% and my credit score is about 820. Just for fun, I followed your instructions and made a spreadsheet like yours, but I left a few open rows above it and put my calculations above the labels. Instead of sum and average, I used the "subtotals" function because the next thing I did was select all of the column labels and turned on filtering. That lets me sort by any column and when I filter the columns, the subtotals ignore the rows that are filtered out. My wife seldom pays her credit cards off, so I'll set one up for her so she can see the error of her ways. Thanks.. 🤠

[@AskYourComputerGuy]

Well one, kudos to you! And second, thank you - hope it helps 👍

[@abcd1239me]

I thought I was the only one that did this. I created mine a few years ago and it has come in handy and let me remember what bills I have. I have everything on mine.

[@AskYourComputerGuy]

Nice!

[@vikeirishman]

I love you.... I've been looking for something like this !! 👌👌👌

[@AskYourComputerGuy]

I appreciate that so much more than you know! It's really not my normal, but I know it's helped me personally and my client and I thought it was "computer related enough" to just put it out there. If it helped one person, it was worth losing some subscribers. Thanks again for your comment ❤️

[@haraldlonn898]

Been there done that. It works for me, hope it helps others. Thanks for the great videos.

[@AskYourComputerGuy]

Thank you, my friend!

[@aliciadiaz5960]

Thank you, this is the first spreadsheet I could understand making. Your explanation was very helpful!

[@AskYourComputerGuy]

I appreciate that! Let me know if it helps :)

[@rhondae8222]

Great information. Thank you for sharing.

[@AskYourComputerGuy]

Hope it helped!

[@seannickerson5730]

That is a good idea. I have a fantastic credit score but it is always a good idea to track your utilization. Thanks for sharing

[@AskYourComputerGuy]

You bet! Thanks for the support 👍

[@kewtd72]

Great advice!!

[@AskYourComputerGuy]

Thank you!

[@dusty1299]

That was great

[@AskYourComputerGuy]

Thank you! I appreciate the support 👍

[@Sir_Clam_Hammer]

Thanks for the video.

[@AskYourComputerGuy]

You bet 👍

[@nanticokeroads8966]

Interesting video, glad to pick up a little more knowledge on excel

[@AskYourComputerGuy]

Glad you enjoyed it 👍

[@ethimself5064]

I.m good in this department

[@AskYourComputerGuy]

Good deal 👍

[@morganfbilbo462]

It's just a lot easier to pay them all off each month. That way I never have to worry about my credit score/which is 840.

[@trustabyss]

I'rd rather have a spreadsheet to rocket my finances. Interesting video though.

[@AskYourComputerGuy]

Wouldn't we all! LOL

[@tubeDude48]

Why not just give us a link and D/L the whole spreadsheet?

[@AskYourComputerGuy]

Because without knowing what each of the various cells and formulas are doing, it would be kind of pointless for a novice user, it had to be explained. Plus, everyone's information would be different, so with this video, one can create the spreadsheet that works for their specific needs 👍

[@tubeDude48]

@@AskYourComputerGuy - I was referring to LibreOffice, but I do understand.