Three Secrets to Not Being Broke

nomadcapitalist.com/2020/06/2...
What are the three things that are guaranteed to keep you broke?
Throughout the years of living the Nomad Capitalist lifestyle, I have noticed three things that are holding people back financially.
1. "Keeping up with the Joneses"
People are often so worried about appearances, that they forfeit the opportunity to secure their financial future by saving more of their money.
2. Thinking Small
If you are already experiencing some success, it is easy to become complacent and not strive for more. The worst thing that you can do is to stay in your bubble, not travel, and continue to surround yourself with people who don’t think on a global level.
3. High Taxes
It is very easy to forget just how much of your hard-earned income disappears due to high taxes. If you can go where your treated best and drastically reduce your taxes, you will set yourself up for a lot more success in the future.
What else do you think is holding you back financially? Let me know in the comments below.
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ABOUT NOMAD CAPITALIST
Andrew Henderson and the Nomad Capitalist team are the world's most sought-after experts on legal offshore tax strategies, investment immigration, and global citizenship. We work exclusively with seven- and eight-figure entrepreneurs and investors who want to "go where they're treated best".
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Andrew has started offshore companies, opened dozens of offshore bank accounts, obtained multiple second passports, and purchased real estate on four continents. He has spent the last 12 years studying and personally implementing the Nomad Capitalist lifestyle.
Our growing team of researchers, strategies, and implementers add to our ever-growing knowledge base of the best options available. In addition, we've spent years studying the behavior of hundreds of clients in order to help people get the results they want faster and with less effort.
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DISCLAIMER: The information in this video should not be considered tax, financial, investment, or any kind of professional advice. Only a professional diagnosis of your specific situation can determine which strategies are appropriate for your needs. Nomad Capitalist can and does not provide advice unless/until engaged by you.

[@ReverendNillerz]

It was fun to watch a rich guy do a rich guy impersonation.

[@chuckadams5565]

Hahaha very entertaining for sure....

[@craigcmurphy]

Andrew, I’m impressed with how few edits needed during your videos. It must be very satisfying to wrap an episode and get on with your day.

[@nomadcapitalist]

Craig Murphy Or 35 and get on with the month 😉

[@adrianmobley6805]

@@nomadcapitalist Damn, you work THAT efficiently? Impressive!

[@PlanFree]

@@nomadcapitalist BAM!

[@NickDemski]

1) "Keeping up with the joneses" Absolutely, owning a car is a miserable experience and a huge, unnecessary cost. And I also pick the less 'expensive' places to live because they have a more local feel. 2) "thinking small" I only know a few people who make six figures or more. That's why I watch your channel, so I can surround myself with people who think bigger and more globally. 3) "taxes" Even American taxes at my level ($60K in 2019) are a big reason I live outside the US.

[@adam3504]

I agree with everything you said except the first point.... For me personally, i'm a huge car enthusiast .. I love cars and I love owning them, I love take them to the track, and i just love every single aspect of owning them man!. BUT as a digital nomad/entrepreneur it was a pain in the ass to purchase my favorite car (Mercedes GTS) here in Malaysia , so I had to purchase it and ship it from the UK which wasn't a problem for me, but the BIG PROBLEM was the Import&excise tax on cars in Malaysia which is ridiculously big... but I was willing to pay the price because I don't pay income taxes in Malaysia anyway as my company is incorporated abroad. So i agreed to pull the trigger and purchase the car and pay the import taxes, and You know why?.....Because it's one time taxes and that's it!, and I can enjoy this car for the next couple of years and the gas price is really really cheap here. You know the only thing I like about the USA is the consumer mindset that they had in the states which affects the quality and quantity of products that they have. Do you want a Mercedes/Ferrari/Lamborghini/Tesla/ or any other car!?..Do You want a yamaha/ducatti/kawasaki/harley motorcycle!?...EASY! there are hundreds of dealerships that you can buy any car or motorcycle from... Do you want any product from amazon!? ... it could arrive at your front door in just 1 day!. compare that to Malaysia and you can see the differences!....yes the quality of life in Malaysia is very very good and I'm pretty darn happy...but sometimes I miss the ease that I had in the states. That's said, when I look at the US taxes, there is no F**king way I'm coming back to the states. and I'm happy to pay the price that i pay here. it's just so worth it!.

[@NickDemski]

@@momentumstocks3493 I'm a freelance writer primarily but I'm continuously learning about new ways to provide value to derive income from it. ✌✌

[@NickDemski]

@@adam3504 I hear you! I might settle in one spot at some time at which point I'd want a Harley Davidson to rumble around in. 😎😁 I just don't like the idea that a car is basically mandatory in the USA to survive. I'm in Medellín now and can walk around, take public transport, or catch an uber easily. None of those are options where I'm from in the USA, so that why I said that about cars. I'd be keen to have a '71 Barracuda in my garage, but as a luxury, not a necessity.

[@neilstleon6251]

@@adam3504 I think the point Andrew makes is that it's fine buying a car you genuinely like as an enthusiast for the sake of true enjoyment. But it's more the keeping up with Joneses purchases he's referring to such as many of these yuppie mother's etc who shell out big money on expensive luxury cars which they probably don't even really like but just trying to be seen as high class. Enjoy your cars if that's your true appreciation mate. I enjoy them too.

[@marlajacques6947]

The Single Dad Nomad hey there, do u homeschool?

[@joebonsaipoland]

Pro tip: make as much money as you can then live below your means. Then you’ll never go broke

[@aliasgharkhoyee8911]

@Mike Bartley Only in the US, or similar private-only healthcare countries.

[@OopsFailedArt]

@Mike Bartley so this is actually the point here. Not being in western countries that’s untrue. The other thing is, in the beginning in particular, everything needs to be focused around what increases your net worth. People lose site of this but I make only a decent salary in the US at this time (preparing to move to Singapore, I know not quite the nomad here but lots of crossover so I love this Chanel) but I’ve managed to add $60K to my families net worth over the last 3 years and we are, for the first time, worth more than our income. This is going to continue at least for a few more years as I start businesses and other investments until my income is solely based on my wealth. Now even if I’m sick the money continues to come in. That’s the plan

[@OopsFailedArt]

@Mike Bartley Thanks brother, should be fun!

[@sibaroochi]

@@OopsFailedArt do you have business experience or mentors? ive always wanted to do a business but its a bit intimidating to transition from the 8-5 job. health insurance is a concern too

[@OopsFailedArt]

@@sibaroochi I have several friends in business on the real estate and hedge fund side. It’s definitely intimidating. I want to start with real estate which is more passive then once I have 3-5 years of income on the side probably then I’ll look to open a more direct business that I can eventually work at very little or be entirely hands off. It takes time but hopefully will be worth it!

[@UltimateBargains]

This is why "minimalism" is now a huge thing. Don't get married; don't become pregnant. Buy only what you need and only pay cash (or cash equivalent like prepaid debit card or money order or cryptocurrency), rather than use consumer debt. The fewer things that you own, the fewer things that own you.

[@sidoniewinterpasternak9938]

And just who do you think will take care of you in the sickness or at your old age? Or do you plan a suicide in the either case?

[@ludwigvonmiseswasright4380]

Minimalism does not mean giving up family. Minimalism means giving up stuff, so you have more time for people, relationships, and sharing time and memories/activities with those important people. Even traveling the world gets boring when you realize there is no one beside you to share the view.

[@aliasgharkhoyee8911]

UltimateBargains is not necessarily against people and relationships, the original comment doesn't rule out girlfriends/boyfriends/life partners (just says not to marry). And there are huge numbers of orphans, who should be adopted (pregnancy is not needed).

[@jmc8076]

He is married and talked about having kids in newer videos. Everybody’s diff.

[@ludwigvonmiseswasright4380]

@@aliasgharkhoyee8911 Boyfriends and Girlfriends are a temporary relationships on their way to breaking up or marriage (long-term commitment). Why not marry your "life partner" unless you're "keeping your options open"? This is a shadow of the real depth of relationship which can be found in true commitment....... Either way, it is a beggared life that treats the relationships that form your family as baggage. Your loss. You do you. Your comment about children reveals your underlying belief that humans are simply carbon-producers, and parasites on the face of our "mother earth". I suppose pregnancy is not needed, but it is the greatest blessing on a life. I hope you find God and discover the value of the humans around you.

[@MiaogisTeas]

Moved "overseas" 6 years ago. We went from broke to debt free in 1 year. In two years we bought a penthouse property. After 5 years I'm effectively retired, and I'm currently building a couple of photography businesses for fun. All due to changing our location which changed out mindset. I've tried to encourage friends back home to do the same, but until they change their perspective, they'll be stuck in that same mindset. 😞 Personally I'm thinking of doing the same thing again, so we don't get too comfortable here 🤓

[@froufou100]

Great idea. May I ask which country you chose that has a lower cost of living? I would like to do that but finding it hard to decide on realistic criteria like no tornado country, English speaking or very good English as a 2nd language, medical available and affordable etc. Sometimes, I question if I am looking at these the right way so asking other people how they came to choose 1 country versus another helps :)

[@nomadcapitalist]

William Miles La Mont Awesome! 👏

[@MiaogisTeas]

@@froufou100 There is no perfect country. Seriously it's a constant give and take between great opportunites and awfulness. We managed to hit China at the right time, when it was more open and people were spending money. You couldn't do the same thing here now, which is also part of why I'm looking elsewhere.

[@MartyM.]

@@MiaogisTeas Very happy to hear of your success and experiences. Thanks for your insight. It's rare to get real feedback from people who have "walked the walk." :)

[@tetsuyama5116]

Outstanding points 1) "Keeping up..." 2) Mindset, and 3) Taxes :) I'm watching as many archived older videos along with the daily releases.

[@notyourechochamber3137]

I tried the nomad capitalist thing and fell straight on my face. I tried starting a storage business in japan (lived there 5 yrs on a student visa). My business partner and I were doing ok until one day he got divorced and hurt his back pretty good. He lost all his capital and I floated him to go back to the states (still owes me money) and I didn't have enough to start over. Saw all of Asia while I was over there and I wanted to stay. But I didn't have enough money or any connections. Now im a mechanic in Indiana

[@shotelco]

*...And I would consider you a winner!* You are among the less than .01% who actually executed on a vision to make it a reality. The experience you had, even though the deal went South, is priceless. It is so much easier for you now to recover, save some $$, and jump back in without repeating the mistakes you now clearly see you made...if you decide to do so.

[@neilstleon6251]

@@shotelco absolutely true

[@MartyM.]

I respect someone who tried and failed far, far more than someone who was too afraid or lazy to ever try. Some failure is inevitable, but now you've got things you learned along the way to take with you when you go after your dreams again. If you keep going, then you've never _really_ failed - success is a journey and we'll reach our destination if we don't stop before we get there.

[@jbrow397]

The cruising community (think 40 to 60 foot boats) have a very hard time getting quality and prompt mechanic service around the world. Its either horribly slow or horribly done. A specialized traveling mechanic that services those folks could do very well. The yacht season follows specific routes. Could be a way back into the lifestyle.

[@neilstleon6251]

This is really wise advice Andrew and 100% right about trying to keep up with the Joneses. Both my brothers just spent most of their savings on car's. A $90k AUD Chev Camaro and a $65k Toyota Prado. I drive a beautiful 10 year old well kept Ford Falcon which I paid $3k and it drives just as Beautiful. Also like to travel.. sensibly and economic. Your clever thinking has got you in your excellent financial position. Just keep doing what you are doing. You will look back on your life a very happy man. Also enjoyed listening to your dad yesterday. Thanks for sharing 👍

[@dr.winstonsmith]

If you can live in a place without a car then definitely do it. A car is a money pit and an albatross. Unfortunately, there are some places where you have to own a car to get around efficiently.

[@jaimiejin7992]

Hi Andrew! I agree with what you said. I enjoy it so much after leaving my home country. I don't have to do what I am supposed to do and those folks who stay there would never know.

[@ColinTalksCrypto]

Great perspectives!! “Thinking big” is a huge factor. And not “being like everyone else” is a great mindset change.

[@nomadcapitalist]

Thanks, Colin.

[@adrianmobley6805]

Lots of great advice here. Thanks! I especially like when you say you think bigger and make more money because you have a global perspective.

[@bartonofarrell3920]

Great advice. I appreciate the truth behind it. Yes, watching taxes, not over spending on things you don't need and. Think positive.

[@inwestujwazji6604]

The biggest problem with a car for me is the hassle. I don’t really need a mechanical baby I need to take care of, take for washing, technical checkups and so on. I also don’t really fancy wearing nice clothes and getting dirty with gasoline while I have to pour it. I could own a car consider I’m wealthy enough to have people take care of my car and I just drive it without commitment of my time. The ultimate level of nomad might be a guy who owns nice houses in a few counties and each house have a nice car why not. I’m just on the level of owning apartments and using Uber.

[@rhaegartargaryen9315]

I just had to save this, great advice! I feel so glad to have found this channel.

[@nomadcapitalist]

Rhaegar Targaryen Glad to have you, Rhaegar.

[@fallinginthed33p]

Schools aren't for education now, they're for rich-people networking. That goes from kindergarten to college. Nomads need to get actual learning and networking from less snobbish means.

[@rudolphsimmonds1382]

I loved this episode. Very enlightening!

[@carableu]

Totally agree on keeping up with the Joneses!

[@paulw1570]

Great video. Have worked in middle east last 6 years...longest I haven't owned a car ever & feel the financial benefits. That said,, when I return to Europe on a home visit I "treat" myself to a nice rental (bmw, audi etc) but boy am I happy to return it.

[@financialprivacy4425]

YES Sir! I like your number 3 and the 300k Denmark story is a perfect example. With a Danish personal income tax of 55% the majority of their money goes to the government, litterally. That could pay for a few more Audis and Beamers for the children and even the neighbours I guess :-). 55% of tax is called repossession. The same goes for Sweden, France, Belgium,...

[@alteredillusions100]

Great points

[@hanialbook2129]

Andrew, great 3 points, for me I am glad I don’t have all this 3 points but still broke!!!!! 🤣 Maybe 3 things to make money 💰 will be good idea for a video, Thank you a lot for the nice videos

[@speteydog2260]

I knew you were going to say that … about cars …. Great talk !

[@maverickcapitalist1]

Great content like always, a topic recommendation that you should consider doing are aspects related to living or business topics within Russia. This country seems to catch a lot of peoples attention so it may be an interesting type of video to create.

[@artintelligence4973]

Living in two countries for me the priority is Yes I choose to my most authentic likes, but I tell you that first off all I chose a safe area according to my standard, and second a well rounded area where us full transportation and walking shopping leasure . And language possibility. You so brilliant

[@josephreece7387]

Hey man. I've been following you for quite a few years now (on and off) - and it's good to see you're still rolling with this. I am not making a lot of money but would like to surround myself with good guys like yourself. How can we connect in the least expensive way? Thanks for your help

[@bubuluke]

I lived in Ipoh without a car. I even took the bus to work.

[@colemarsh13]

Thank you sir

[@PlanFree]

3 excellent points made here!🥂

[@EvangelistRBColbert]

You can't live in Houston without a car. Well you could, but it would be hard!!! Their public transportation system sux!

[@mayviolets]

You should be doing acting in plays as well. Your impersonations are very good!

[@jameskikuoka4863]

I own multiple cars in the US and I bought them all with cash. They were all “new,” dealer leftovers that have been sitting on the lot for 1 1/2 - 2 years. I am talking about luxury cars. You have to remember that luxury cars are a luxury. If you have to lease them, you do not own them. I also keep my cars for over 10 years. Always remember to pay yourself first before buying anything. I saved 40-50% of my income BEFORE spending. That is why I am retired early. It is a major problem around the world.

[@mervynmontague1811]

Very Interesting !

[@SagRising19]

Great content

[@craydimpel9289]

I live in Denmark, and i agree with what your friend says.. People spend to nuch because they feel to safe in the welfare system.

[@denshaotoko2437]

That's called a fixed mindset. The growth mindset is the best one.

[@paulbucklebuckle4921]

Thanks Andrew, cheap Honda diesel executive model , I live remote so I need it but it cost so little £1,000 I can run it for the same anyway plus fuel . After buying the car it costs £ 5 per to run insure fuel fix etc , if a big bill comes in ill sell it and get another cheap one .

[@thomasj5722]

I am from Denmark and i know very well those people you talk about, when i see them again in 20 years they will work just as hard as they are doing right now. Reality will set in way too late, i live like i am broke and moved to Spain but i won´t have to work anymore in 7-10 years. until then i will drive my 10 year old car like a Boss =D

[@thomasj5722]

Tim Gold Well there is Gibraltar but else its going to be a problem, but it’s expensive cause of the tax haven. Even Monaco is mostly French spoken so I don’t think so. If you work for a English speaking company you could live and work in many countries depending on what you do. Many English or international companies in most countries if you look around a bit

[@denshaotoko2437]

You know them Andrew Henderson. I didn't know you were friends of my friends. Well nice to meet you friend.

[@latinaalma1947]

I bought my very first new car in my 60s when we had our second retirement in Latin America ONLY because we bought a house outside town where lots and homes were more reasonable and we had terrific views. We had not YET connected with a great mechanic to evaluate used cars for us. We are still driving it and that great mechanic maintains it. Driving an older car also keeps us from being a target. We saved likely 100s of thousands never buying a new car in the USA during our working lives. We also never have had credit card debt....thousands more in interest saved over our lifetimes. We did travel internationally from your age onwards to check out other countries to ask could WE live here later? We pay only 100USD in property tax in this Latin American country, income on a home we have $300,000 plus into...it is a palacio hundreds of thousand more in Fla and millions more in California. Yet we have a year round spring Montecito, California like climate with even BETTER views. We pay no income tax here as our captial,is invested in the USA. WHile working and owning US businesses we saved, we invested, we diversified. THIS IS so doable if people,just plan.

[@misteramsterdam8181]

Hi Andrew, Great video! Is there a upcoming video on the what you can do with a residence permit such as apply for a mortgage, get healthcare, etc? What can you do with a residence permit?

[@MiaogisTeas]

Depends where you go. In NZ a residence permit means you're effectively a citizen. Here in China it means I'm allowed to be here, I just can't legally work, volunteer, build a business, own property, borrow money... Everywhere is different.

[@jolaola1987]

I'm not even 4 figures income and I have no car (but all I need in a walkable distance) but i like the idea of leading nomadic entrepreneur lifestyle. I only need to figure out how to earn those millions to deposit on my account so I can walk around in flip-flops and do super things in a background. I wish I had a talent that could help me find the niche though.

[@boethius1812]

It is rare to find other Americans who also love to walk. Trying to avoid buying a car for as long as possible and rentals are relatively cheap now with Covid.

[@NicolaCairncross]

Living simply is amazingly free’ing

[@peterchirico2153]

Andrew your funny, like that impersonation.

[@icsunonove72]

Great video! I fully agree on lower taxes and not comparing yourself to the people in the bubble, that's the key. On the cars: There are some cars, normally limited editions, which don't depreciate. They don't have to be 'exclusive', meaning very expensive to buy, but they need to be 'hot' and stay 'hot' among car guys. But I didn't say that they are easy to spot for the Jones couple who's friends drive SUVs and think they're so cool...

[@denshaotoko2437]

Yes.

[@James-dx6sf]

The car question should be what do you spend on transportation and what money is lost by not having access to quick transportation. The car may be the cheapest option and it is for me. To me a big waste of money is owning real estate in multiple locations when the real estate is not income producing.

[@naturalmystique1237]

So true..I'm working day and night on two online businesses 2 years to get out of Kenya. Can't accept how high the tax is, worse, that government loses 70% of it to thieving politicians! This is the only reason I watch this channel: to get out and have a happier landing elsewhere

[@firstLast-jw7bm]

did you get out?

[@jpandyaraja]

One of the worlds richest man was my client..He travelled by metro and whenever he sent me something , it was always in a used enevlope. Yet when my child was born he sent me gift vouchers for 40 k...My point ,, this guy was counting pennies , but when it came to investing in people he did not hold back

[@moritzretter3976]

Hi ANdrew, I think a lot of your viewers are making less than you think

[@Motorman3538]

What kind of businesses do u own?? I’m honestly intrigued. I’ve watched u for almost a year, but I’m not sure what kind of businesses u run. Does anyone know??

[@goldenincometrading6927]

YES TRUE: 1. MORTGAGE'S/HOME LOANS ARE DEBT - 2. AUTOMOBILES - 3. CREDIT CARDS - SOLUTION: "DONT HAVE "CASH" YOU DON'T NEED IT!

[@margyiphillips4931]

Good morning Prof. Good morning class.

[@denshaotoko2437]

Christopher Green and Chad Bokzam.

[@judasseispuertos4163]

Would you record an audiobook of the nomad capitalist?

[@kld5617]

Does anyone know how this guy started out if he went to uni or gotta hand up

[@benkim2016]

I am just the same!

[@micheleVBlog]

Can you tell us how you handle your health insurance globally. Does global insurance worth it? Or do you just self insurance and not buy any health insurance Thanks

[@nomadcapitalist]

Watch this: kzbin.info/www/bejne/gJWcoplrmNOqms0

[@ericeverson5956]

I would definitely skip the "beating" if at all possible:)

[@hemantparakh6462]

Which Country offers best facility to me with a Tax of 40℅

[@BlowmeRoger]

I think theres pluses and minuses to your summation, I think the money is never really the factor as the pays are most likely less Ive found the most of the time its more the lifestyle or freedoms I find.

[@Me-qr1wf]

How can one be a nomad capitalist as a professional (e.g. a lawyer) coming from a developing country like the Philippines? What different steps or considerations should one factor in as compared to an entrepreneur coming from USA, Australia, or Europe?

[@hemantparakh6462]

Kindly suggest an Emigration plan to move to a Foreign Country based on One Vegetable Two Leaves🌿 Three Fruits

[@christopherellis2663]

Those who cannot imagine living without a car, might want to rethink how to live.

[@yankeedoodle6293]

Cars are NOT a waste of money. It is called “TRANSPORTATION

[@mahnamahna3252]

Depends where you live Often they are a waste of money Not hard to look at population density maps and see that most of the US population would be much better off without a car You'll get where you need to be happier, faster, and save money

[@natethetoe386]

#4 Coffee

[@ProductionJunction1]

When you want to exit a country how bad is the exit tax? Take USA for example.

[@iashaikh20]

WHICH IS THEN THE BEST PLACE TO MAKE MORE MONEY AND PAY LESS TO NOTHING IN TAXES ? Which careers to pursue? Portable degrees i mean...

[@NA-vt6mz]

Oil and gas in midddle east

[@phigrecon]

what could be some good ways to meet new people that are ambitious, inspiring and willing to share and/or grow together? I mean, I can't just take a ticket to another country, go in a big city and chat up people at bars hoping I will meet the new Jeff Bezos

[@nomadcapitalist]

phigrecon There are plenty of local groups. Winning begets winning. Also, our new live conference was designed with this in mind; Nomad Capitalist Live will assemble hundreds of like-minded global citizen entrepreneurs together and is a great place to meet the elusive Nomad Capitalists. www.nomadcapitalist.com/live/

[@shakeelkhan3119]

HI NEED TO KNOW ABOUT CROAITIA PLEASE

[@jamescalifornia2964]

🎼 _"A Jones for this , a Jones for that. Keeping up with the Jones' just ain't where it's at ."_

[@quinntech7254]

For some of us (in America) a car is a necessity not a luxury. Without a car I wouldn't be able to travel 40 min to a better paying job. Yes, I could move to a big city but why? Most are dirty, crowded, ill maintained with a higher crime rate then where I live. Thinking small might be my downfall though!

[@trillionairecapitalist4905]

3:29 HAHAHA I LIKE YOU

[@AdilKhan8222]

Three things to "NO" being broke!!

[@adobotravels]

Oh man keeping up with the joneses. Don’t know if I should feel bad for my cousins for going to overpriced “prestige” Ivy LeagueColleges so that my uncle can brag to his friends about their universities ONLY to know my uncle will pay $0.00 for student loans or any mess my cousins get into. Not just my cousins but it’s sad to see some parents pressure their children to do this when they can’t afford At the end of the day, who cares?

[@ni5hu]

amen

[@margyiphillips4931]

3:36 😄😄😄😆😆😆🤣🤣🤣🤣

[@TheHumanSpirit]

Hahahaa....you're funny

[@sidoniewinterpasternak9938]

Have a EU and a US passports, now it seems like from the frying pan into the fire ...

[@Captainnationalexpress247]

Hey, I like being rich. Being a wealthy guy is a perfect tool to be financial independent because it's the productive thing to do in staying flexible when it comes to big things that fits in my life style. Being rich and wealthy it's powerful and stronger to do anything what people want than broke people, local people, and unhealthy people, they're even greater than happy people that stay average for the normal event. Which is why I love rich people and wealthy people because those are the people i'm into not broke people, wackos, chasers, suckers, followers, and/or fakers of rich and wealthy lifestyle. Riches ans wealthy lifestyle is 100% recommended for personal life change.

[@chrislanejones]

People need to stop keeping up with us! 😂

[@jimbell122]

Andrew should start a stand up , he has a great impression of trump

[@johanhuovinen8412]

Schools in Denmark are free.

[@ponta65]

50% tax is robbing

[@yahyabahsh669]

Nana no

[@HouseJawn]

Jones's not Joneses 🤣

[@ericeverson5956]

If you have to have a car, lease. Cars are depreciating assets.

[@catarinav7947]

Where I live, that's awful advice. If one has the cash to own the car outright, you'll save a ton of money just owning it compared to leasing.

[@johnnyutah6056]

A car is not an asset!

[@annacomnena217]

The cost of the lease is the depreciation, and more.

[@steveclare116]

IF YOU REALLY want to save money - why not just NOT get a wife (and kids) altogether.... Then you can REALLY save $$$$$$$!

[@protestantoutreach]

Hoho ho , I can't believe Andrew uses youtube for his videos instead of his own website, Can't hang out with him...lol

[@bobwilliams9061]

Dude. Really?

[@monumento.f.501]

but first a short introduction.