Top 5 GROWTH ETFs for Canadians | TFSA RRSP Passive Investing

[@GabrielleTalksMoney]

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[@philcrowley007]

Watching in my 40s... And only just starting I feel so behind!

[@MHousley]

Gotta start somewhere

[@Aussie.ln.a.T-shiRt]

Keep going mate I started at 41... was in 7K debt and living in my overdraft. I'm now debt free have a 15K emergency fund. 20K saving pot and just surpassed ~$150K. Diversification and a clear understanding of your financial goals are key... I am almost 43 now!

[@estevez1942]

The only comparison that matters is the one to yesterday's self. Today you're starting which means you're already better than you were yesterday:)

[@larrydimon7811]

I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!

[@Aussie.ln.a.T-shiRt]

Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, equity index funds, and individual stocks and use a CFA. On average, she takes 10% of earnings, but using *Lina Dineikiene's* system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work :-)

[@IbrahimIsabella-00]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@IbrahimIsabella-00]

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[@IbrahimIsabella-00]

@CarolineBrooklyn MARGARET MOLLI ALVEY

[@IbrahimIsabella-00]

Lookup with her name on the webpage

[@EmilyEvelyn-90]

@CarolineBrooklyn MARGARET MOLLI ALVEY her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy

[@manasbansal7946]

XEQT and TEC make up 100% of my portfolio

[@georgioslykakis1112]

I hold TEC as well, seems pretty solid but not many people know about it.

[@thushaanth]

TEC has large MER fee.

[@evadeanu1]

Brilliant! Could you do an updated video with the current conditions?

[@stepannovotny4291]

Good refresher video to watch after initial familiarization with ETF's and investing.

[@RandomEvents_]

I like TQQQ when things are booming as you make 3x the money of xqq and when I feel the markets switching I use sqqq to short the markets and make money on the way down, then I buy the dip and sell at the highs and rinse and repeat 👍🏼👊🏼✌🏼 These are the etf I use for my long term retirement account. VFV 40% s&p 500 XAW 15% international etf NGPE 10% global equity etf VEE 15% emerging markets VEA 10% developed markets PHYS 10% sprott gold trust

[@mahirhaque1801]

Tqqq is in usd. Horizons has one in CAD but its only 2x leverage.

[@RandomEvents_]

@@mahirhaque1801 I use HQU which is 2x Nasdaq 100 also but tqqq grows so fast compared that I dont mind paying the 1.5% fee for exchange when I made 30-60% on my money in a short span

[@mahirhaque1801]

@@RandomEvents_ me too for both!

[@basseon]

There's a lot of overlapping in this portfolio, but I guess it's fine if you see it as more exposure to those overlapping markets. 15% is also very high for emerging markets, but if you like timing the market with options and TQQQ you have a very high tolerance to risks.

[@alexwong8851]

Xeqt and hxq are my favs

[@olivierleveque-samoisette3272]

Very happy I have found your channel! Great content keep it up!

[@AL.BUNDY.]

Very informative and well spoken. Although, I am not sure if I would be so tied up to so many iShares ETFs. (How about Vanguard ETFs?) Anywho, XIU, XQQ, XSP, XSMH, IEMG, and XBAL all have some merit in their own way.

[@xiaowei7381]

Great video, what do you think of XGRO for long term growth. Thanks.

[@kevinn1158]

Just found your channel. Nice list. I'm curious to know if there's a Canadian hedged SMH or IWM which is a semiconductor ETF and the Russell ETF.

[@NishanSingh-nv7gb]

Thanks Gab. Pretty useful info.

[@Mike-lp9xp]

Great video, thanks so much Gabrielle. can you please add a little more inf or tips on where we should hold there tfsa or rrsps and maybe what percentage of our portfolio or any other tips a beginner out thanks again your awesome.

[@rebeccasarahbijoy]

What is the average span that you would hold on to your ETF's?

[@web3tel]

Thank you for the video. Why you don't like Vanguard ETFs, please?

[@aaronmyram6864]

I agree. The Vanguard ETF's have lower MER's and since they are tracking the same index's one can not outperform the other. Go with lower fees.

[@aaronmyram6864]

Subscribed BTW. Logical and well thought out.

[@deaconblues3964]

Excellent video! So, is it OK to use RRSP and/or TFSA to invest in these instruments?

[@SanamSohal-v7r]

Where do you do the research on ETFs and stay up to dated?

[@alimojebi9650]

Thanks, Gabrielle! This was very helpful! :)

[@aminderpuri9392]

Hi. I was just wondering, what would be your recommendation on what to max out first. RRSP or TFSA?

[@nathanyuki]

TFSA

[@aaronb9690]

A very good video Gabrielle. Thanks for all the work you put into it!! I'm a subscriber. :)

[@knowbyheart_]

Thank you so much for Gabrielle. Truly.

[@DAMON409]

So if i use questrade, can I link my bank accounts? Thanks

[@LetsFIRELife]

Hello, What difference between xsp n vfv ?

[@nileshkotiya5766]

Hello Gabrielle Do you have any Idea on argentina taxation or how to incorporate proprietorship firm there???? Please advice Thank you

[@MariaH-bu5or]

Hi new subscriber here. Can you please do a video on CDR and taxation for CDR dividends. Thank you.

[@myway8950]

thoughts on veqt?

[@iDragonHeartz]

veqt definitely something to hold in RRSP in my opinion. VEQT / XEQT / ZEQT, 100% allocation in equities, something to consider if you plan to hold funds over long period of time, maybe 5-10 years. They differ from each other in terms of investments in US vs CAD markets, I would look them up to compare and find one which suits you better. Some like the GRO ETFs which are VGRO / XGRO / ZGRO, they are less volatile they have 80% equity + 20% bonds. It really depends on your risk factor. Hope this helps !

[@malikknight5503]

As a Canadian is it better to buy hedged ETF or unhedged and why? Please and thank you for the video

[@GabrielleTalksMoney]

Hedged means that it minimizes the impact of the ETFs performance related to FX fluctuations between CAD$ and underlying currency of ETF, which is USD$

[@mahirhaque1801]

That entirely depends if you expect which currency to appreciate versus the other. Currently I would use cad hedged because I believe usd is going down relative to cad.

[@AlexGPark]

TQQQ SOXL BULZ UPRO

[@sauravlahiry6951]

hi sis, fantastic. U are the next Andrew Carnegie.

[@charleschiang1632]

well done, Thanks!

[@mariodelzo]

Some friends told me that ETFs are very risky and I can lose my whole money invested. Is that true? comparing with other investments?

[@v.iv.i.chatte]

Hey Gabrielle! I am on the pre accounting major to be a CPA in next few years. I was talking with my prof the other day, and she told me she doesn’t really have background about investing as a profession. Do you think you need extra work from studying for CPA for being confident about investment? I’m more into investment now so I was wondering. Thanks

[@GabrielleTalksMoney]

Great question! Unless you are day/swing trading which may require additional qualifications to be confident, I believe you can still achieve great results via long-term passive investing by investing in solid ETFs. Anyone can achieve financial literacy by researching through books and online resources like KZbin!

[@xo7454]

​@@GabrielleTalksMoneycan you pls talk about asset allocation ETF?

[@75alifarsh]

There is a lot of "this one" and "that one" without clear specification of the name of EFT which was very confusing to me.

[@kawaiikittylee]

Thanks for the video! 😊 I'm new to ETF's & investing and was just wondering do you think getting a CAD Hedged NASDAQ 100 ETF is still better than just transferring CAD to USD (using Norbert's Gambit) and purchasing QQQM for example because the expense fees are much lower? Especially if it's being held in a TFSA or RRSP? Thanks!

[@GabrielleTalksMoney]

good question! it depends on your preference and the currency you want to invest in and if the managment fees diff are worth it! Usually, the US ETFs are a few hundreds dollars, so entry point might not be as good. RRSPs dont withhold tax on dividend payments but you get taxed on any withdrawals vs tfsa withholds tax on US investments but you can pull cash tax free

[@titchglover2601]

thanks !

[@madisonlow7641]

Should these be bought in TSFA or RRSP? I heard dividends are taxed still in TFSA?

[@3Point_virtuallyrendered]

That's what I heard too. Anyone else can chime in?

[@_faiaz]

If you buy a US stock or an ETF that holds US stocks, you will have to pay a 15% withholding tax on dividends you earn. You can only get away from this if you hold the US stocks in an RRSP account

[@Aubatron]

I prefer to invest in the USA over Canada. Socialist countries are great to live in, but socialism normally stagnates economies. A lot of Canada’s GDP growth is artificially inflated from brining in lots of immigrants. Even with the 15% dividend withholding tax, if you’re a long term investor with a high risk tolerance, countries with more of a free market economy tend to do better than more socialist economies like Canada’s. From what I’ve read too, Questrade is better if you’re buying US stocks (even though there are Canadian s&p500 etfs I think). Wealthsimple apparently charges currency conversion fees because you can’t hold USD, but Questrade you can hold USD, and there is an etf for transferring cad to usd for free.

[@junsfamilylee3855]

I listened somebody if I buy etf to use tfsa accout cra will be take tax. Is it true?

[@taffy5728]

Love your skin!! Can you show us was your eat daily!

[@GabrielleTalksMoney]

Haha thanks! I just try to eat wholesome healthy meals!

[@charleschiang1632]

Kimchi, for sure!

[@kelvinnguyen295]

Subscribed!

[@maxanderson7871]

Bitcoin?

[@tubetop123]

Safe ETFs. I would say, everyone should own some TSLA. Tons of potential in 2022, past history already shows, everything Tesla does is exponential. Lots of KZbinrs are now millionaires

[@blackgrandpa7652]

You said one to many q on qq lol

[@Phil-kh1tq]

Tec.tse

[@fasteddy-fd3kr]

HXQ. HXQ.U