Top 5 Income ETFs to Buy | QYLD vs RYLD vs JEPI and More

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Let's Talk Money! with Joseph Hogue, CFA

Let's Talk Money! with Joseph Hogue, CFA

Күн бұрын

Which dividend income ETF is the best? I’m comparing the QYLD, RYLD, JEPI, NUSI and DIVO to show you dividend yields, returns, how each income fund works and which is best for you. The funds all use the covered call strategy for dividend income but that’s where the similarity ends.
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One of the most frequent questions I get is on the covered call income ETFs and which is best. These funds like the Global X Nasdaq 100 Covered Call ETF (QYLD) all pay high dividend yields on a monthly basis but have different investing strategies. What are the risks to each, are they too good to be true and which should you buy?
In this video, I’ll review the top income ETFs including the QYLD, RYLD, JEPI, NUSI and DIVO for yields and returns. I’ll compare the strategies across all five funds and reveal the pros and cons of each.
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Global X Nasdaq 100 Covered Call ETF (QYLD) is the largest income ETF of the group and pays an 11% dividend yield with a 10% annual return. The fund holds shares of stocks in the Nasdaq 100 index, mostly tech stocks but with a small percentage of other companies. It sells call options against this each month, selling options against about 1% of the holdings to generate cash to pay the dividend. The fund is a good one for growth investors because it gives you exposure to higher-return tech stocks while also producing a dividend. The downside is the relatively high expense ratio of 0.6% and over-exposure to tech stocks in stock market weakness.
Global X Russell 2000 ETF (RYLD) is similar to the QYLD except it invests in small cap stocks, the smallest 2000 companies in the Russell 3000 index. This gives it exposure to fast-growing small caps which means the return can be higher. The fund pays a 12% dividend yield which is the highest in the group and has produced a 14% return. Instead of holding individual stocks, the Global X Russell 2000 ETF holds shares in a small-cap ETF and then sells calls against that.
JP Morgan Income ETF (JEPI) also uses the covered call strategy but does it on the S&P 500 market index. The benefit of this is that it gives investors broader exposure to other sectors rather than just tech stocks like with the QYLD. The portfolio managers do not seem to hold closely with the index weights though, so here is one where manager skill will definitely be a critical point. The JEPI pays a 7% yield, the lowest of the group, but has returned 23% annually since inception which is the highest of the five income funds.
Nationwide Risk Managed Income Fund (NUSI) is the only income ETF of the group to also use the protective put strategy for limiting losses. This means the managers can buy put options as well as using covered calls. Protective puts will limit downside losses better than the call strategy but are not an income-producing strategy so this will tend to lower the dividend yield and return on the fund. That said, the NUSI could outperform in a falling market because it will have that greater downside protection.
Amplify Enhanced Dividend Income Fund (DIVO) offers the lowest dividend yield of the group at just 5% but still produces a solid 17% return. The fund has the broadest strategy of all and gives the managers discretion to pick any large company with a history of increasing dividends. As with the other funds, it sells covered calls against individual stocks it holds to generate cash flow for the monthly dividend payment.
0:00 Top Income ETFs Comparison
1:40 Why are Income ETFs so Popular?
2:48 Global X Nasdaq 100 Covered Call ETF (QYLD)
7:20 Global X Russell 2000 ETF (RYLD)
9:32 JP Morgan Income ETF (JEPI)
12:02 Amplify Enhanced Dividend Income Fund (DIVO)
14:04 Nationwide Risk Managed Income Fund (NUSI)
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Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.

Пікірлер: 245
@josephhogue
@josephhogue 2 жыл бұрын
Want to know how options work? Want to see my Top 5 Options Strategies! It's all here! 😲 kzbin.info/www/bejne/pai9f3irjrGShJI
@timlong7475
@timlong7475 2 жыл бұрын
I think you are missing another pro for something like QYLD is the fact you can do covered calls. Creating passive income to add to the dividend.
@Bluewh174
@Bluewh174 2 жыл бұрын
Thanks Joe, low exp ratio ETFs are really good in long term?
@MarkoValliluoto
@MarkoValliluoto 2 жыл бұрын
Great video for us all and free to see. Respect and thank you to Joseph doing these clips.
@BK-dy8jk
@BK-dy8jk 2 жыл бұрын
Well exactly what I was looking for. Dividend paying ETF’s that covers many companies for seniors that are retired and are looking for dividends to live off of and not just individual stocks that are too risky. 👍
@soulseeker42388
@soulseeker42388 2 жыл бұрын
Thank you for this video I have been considering some of these etfs specifically
@Jerseygirlinberkeley1
@Jerseygirlinberkeley1 2 жыл бұрын
I’d love it if you did a video on the Quadfecta of QYLD, JEPI, NUSI, and Divo. That is, equal amounts of each, to create a balance.
@gainzllc9375
@gainzllc9375 2 жыл бұрын
As always great video! 🔥
@theforeignerinamerica1817
@theforeignerinamerica1817 2 жыл бұрын
Grear video man! Keep it up!
@tarkin47
@tarkin47 2 жыл бұрын
Great info, as always!
@dmullins301TWM
@dmullins301TWM Жыл бұрын
This channel and gentleman host is the best teacher in this field that I have thus far found. The objective measurement is that I made money from the information contained therein. Enough said.
@jijoygopalakrishnan4009
@jijoygopalakrishnan4009 2 жыл бұрын
Nice video. I wanted to check if there is any ETF doing the wheel strategy, selling puts for a premium, if assigned then selling covered calls. Thank you for your great content.
@arigutman
@arigutman 2 жыл бұрын
Solid video and of course just about everyone is talking about these funds, I cant get myself to even get excited about them. Bogle suggests keeping to broad based index funds which covers the market and thus far I’ve yet to be disappointed, sometimes sticking to basics is just less risky and returns plentifold 💰 💰
@andrewbentley7039
@andrewbentley7039 2 жыл бұрын
Thank u so much for this vid! Very helpful and informative as always. The higher yield is obviously very attractive but the more stable dividends help me sleep a lil better lol. I personally prefer a mix of the two. I’m working towards a ratio of about 60/40, favoring the more stable dividends.
@simplytrading5100
@simplytrading5100 2 жыл бұрын
Same that’s what I’m trying to build in my high school years. I’m having stuff like VIG and SCHD for about half and half in QYLD JEPI RYLD. So then I still get some growth for the future in my growers
@richardbrehm8094
@richardbrehm8094 2 жыл бұрын
Great video. Own JEPI and QYLD. Latter being a recent purchase. DIVO sound interesting but it it is at a 5 year high. I’ve done pretty well by taking small position and adding if they drop and keeping these income position small In Relation to the rest of my portfolio.
@charlesbaker4557
@charlesbaker4557 2 жыл бұрын
Good video. Thank you. I have NUSI for myself. Looking at XRMI next to add position. Similar to XLYD from Global X tracking S&P 500 with covered call strategy, but adds protective put similar to NUSI. Great for the monthly dividend stream.
@josephhogue
@josephhogue 2 жыл бұрын
XRMI is interesting. What do you like about it?
@gunwieldinghobo9733
@gunwieldinghobo9733 2 жыл бұрын
I'm a stable dividends kinda guy, loving these vids!
@augustportfolio
@augustportfolio 2 жыл бұрын
Great video. I simply diversify and buy most of these funds. I feel safer this way. Thanks for covering this topic.
@emmanuelmartinez624
@emmanuelmartinez624 2 жыл бұрын
Thanks for the great video can you do a video on how many ETFs you should be holding
@1024Pete
@1024Pete 2 жыл бұрын
I subscribed. Your presentation was helpful. Although, I would like to have seen more chart comparisons. Presently, I own NUSI, YYY, HNDL, RYLD,VWEAX, OXLC, and SWAN. SWAN has given me the best return since April of 2021. VWEAX, Vanguard’s High Yield Fund, has been the most stable price wise. OXLC, a closed end CLO fund, is the most volatile during a market slide. I am surprised since it has a yield of 11% and is well managed. What are you thoughts on CEFs?
@Drganguli
@Drganguli 2 жыл бұрын
Having several of these has the advantage of getting dividends at different dates on each month along with diversification
@danhusker1413
@danhusker1413 2 жыл бұрын
Thanks for a great video as always. I've only owned 1 ETF, Schwab's SCHD along with a bunch of dividend stocks, and I've been quite content with this. Now it looks like a next-level investing strategy. I've always cautioned on not being greedy, but these you've listed have a great payout strategy. I have to think this through. Thanks for the insight.
@josephhogue
@josephhogue 2 жыл бұрын
SCHD is a great fund and very popular. I like a little higher yield but still a good fund
@alexjoneschannel
@alexjoneschannel 2 жыл бұрын
Buy target for dividend growth
@TheCosmicDrama
@TheCosmicDrama 2 жыл бұрын
I love the CAGR on SCHD. One of the reasons I have it in my portfolio as well.
@jbro6236
@jbro6236 2 жыл бұрын
Great video. I've held DIVO for awhile now.
@daviswatkinsyt
@daviswatkinsyt 2 жыл бұрын
I’ve owned JEPI for a couple months now and I’m loving the monthly dividend payouts!
@toddcole1805
@toddcole1805 2 жыл бұрын
I own Jepi and QYLD both have been solid
@daviswatkinsyt
@daviswatkinsyt 2 жыл бұрын
@@toddcole1805 I should look into QYLD
@jaysen472
@jaysen472 2 жыл бұрын
QYLD and JEPI in mine too, sort of a piggy bank while the other 90% is in Tesla.
@peterturner711
@peterturner711 2 жыл бұрын
How many shares u all have
@toddcole1805
@toddcole1805 2 жыл бұрын
@@peterturner711 right now 10 of each with drip turned on
@tom4law
@tom4law Жыл бұрын
Great video thank you. I like a higher total overall yield compared to a stable dividend. I am a long-term investor, and I really like income investing.
@g.ajemian4968
@g.ajemian4968 Жыл бұрын
Hi Joe I really enjoy your videos especially this one because I am about to retire and wanted to use the strategy to generate passive income which one do you think in general is best for retirees not asking for financial advice thank you
@mkeyesmd
@mkeyesmd 2 жыл бұрын
How about considering the total yearly/6 mo./quarterly return assuming you include the gain/loss + the dividend of the period of time. By looking at various time frames one can see how many average retail investors would do trading these ETF in frequently used time periods. Thanks. You seem to be a straight shooting man doing good work. Keep on keeping' on.
@josephbscott8350
@josephbscott8350 2 жыл бұрын
Joseph is such a great name! LOL! I have positions in all: QYLD, RYLD, JEPI, NUSI, and DIVO, plus XYLD, plus a dozen other REIT's and BDC's. I retired last year and converted most of my 401K into a dividend income stream. All things considering, it seems that having positions in many funds is better than just one or two. So I would like to see more on the strategies of balancing several of these funds in a portfolio. Thank You Joe !
@JoeC5050
@JoeC5050 2 жыл бұрын
u r paying too much expense fees if u buy all those funds. Remember fees are drag on your returns.
@josephhogue
@josephhogue 2 жыл бұрын
Solid dividend portfolio!
@josephbscott8350
@josephbscott8350 2 жыл бұрын
@@JoeC5050 yes, ALL funds have fees. Got any other tips?
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
I worry that ETFs are subject to delisting. One stock that recently delisted was CMO and over the course of me investing, I have seen like two other ones delist. Of course, one was a mutual fund that may have delisted and changed its ticker, now VTIAX? and CRIUF.
@BK-dy8jk
@BK-dy8jk 2 жыл бұрын
BDC??
@videosmithlaguna
@videosmithlaguna 2 жыл бұрын
I am already retired with a police pension, but play in my 457b. I have done very well with Tesla and Apple but I am 60 now and will need to slowly pull into more secure investments while making another passive income. After months of research I think my portfolio in the near future will be SCHD at 40 percent, RYLD at 20 percent, NUSI at 20 percent and JEPI at 20 percent. I think this formula gives me security and plus solid growth with SCHD being the growth engine and the rest are ok growth except RYLD but has a massive dividend. It should make enough dividends to mirror my pension and give me a much more comfortable life. Also if something happens to me it will be easier for my wife to manage this and also provide another income source. 2022 will be a high growth year for Tesla and soon as it reaches 1600 a share the slow selloff will begin. Thanks for the video!
@StevenBrener
@StevenBrener 2 жыл бұрын
You also have to consider that sometimes the proceeds are dividends and sometimes return on capital, which have different tax implications. And, that it can vary from year to year
@alleneverhart4141
@alleneverhart4141 2 жыл бұрын
Joe, are any part of the dividend from these covered call funds qualified dividends?
@JJason406
@JJason406 2 жыл бұрын
how do the expense ratios work? If you have 100 shares for example in 10 years would you only have 95 shares? Or would the expense ratio fee be taken from the dividend?
@mrbruceriddell
@mrbruceriddell 2 жыл бұрын
Hi Joseph, what would your ideal split if you had $500k, would it be equal or would you go more with say JEPI ????. Enjoy your vids Mate
@steveodonnell1451
@steveodonnell1451 2 жыл бұрын
I have mostly the stable dividend stocks and a few ETFs in my portfolio. I might add one or two of these ETFs to the collection
@Corey_G
@Corey_G 2 жыл бұрын
I like steady Dividends like “PDI”. Pimco Dynamic Index Fund. Is this a good pick? Reality O is my other choice.
@robleonard99
@robleonard99 Жыл бұрын
I just rolled over my state 457b plan into my IRA. I recently retired at 59. I'm looking for income based funds that will generate a nice monthly income, not worried about growth, pure income. I love this video and gives me some great options.
@menolara17
@menolara17 2 жыл бұрын
Good stuff thx buddy
@peytoncooper2360
@peytoncooper2360 2 жыл бұрын
Also good to keep in mind the reinvestment of distributions from QYLD , XYLD, RYLD. In excess of the 1% per month distributions
@eddietennison1191
@eddietennison1191 2 жыл бұрын
Right now I only hold NUSI from your list.....but in answer to your question of large dividend vs. stable dividend.....my answer is that I prefer the stable dividend as a core investment...but ...I’m adding some of these covered call ETF’s to give more exposure to the NASDAQ 100 and the S&P. I was well aware of how the options strategies work, but I like the idea of a very experienced pro making the decisions on the details. I will continue to keep the biggest part of my market portfolio in energy for the moment, including some MLP’s and stocks. More oil and gas, but also some renewables. I am primarily an investor in residential rental real estate that I own personally, but I’m starting to pivot toward building a new, strong income portfolio that will flow cash in retirement in 4-7 years Great video. I think my takeaway is that I want to add JEPI to get the broader S&P exposure. Your analysis was very valuable. Thanks! I just subscribed to your channel.
@jeffmac3071
@jeffmac3071 2 жыл бұрын
Excellent vid. We'll done Mr. Hogue. 👍
@chuckjordan22
@chuckjordan22 2 жыл бұрын
Interesting video and on a side note I consider myself a "lazy income investor" every payday at real job I buy couple shares of RYLD and some REITS
@bfalu87
@bfalu87 2 жыл бұрын
I look at income etfs and stocks as the quicker way to financial independence when you're not rich or educated. You need way less money to live off of when you use income etfs and stocks rather than going the dividend growth investing route. It's what I'm planning on using once my growth and value plays give me enough capital that I need to live pretty well off of
@blackwaltz3135
@blackwaltz3135 2 жыл бұрын
I feel like its best to have a healthy mixture of established companies that pay dividends and good paying ETFs like RYLD
@simplytrading5100
@simplytrading5100 2 жыл бұрын
There’s kinda 2 ways to look at that. High dividend yield right now but no growth, or lower dividend yield right now but higher and more consistent pay at a later date. Just depends on the time frame. I’m still in high school so I have about 50% in covered call ETFs and the rest un dividend growth ETFs like VIG or DHS for the future. Only about 2.5% on those but in the future my yield on cost can be a whole lot higher if I continue to reinvest and hold
@richardrichard5499
@richardrichard5499 2 жыл бұрын
Can you do a video on funds, assuming funds are flat or lower, best yield and return
@furbabies867
@furbabies867 2 жыл бұрын
Solid video. But RYLD has an expense of 0.7% not 0.6%. I own RYLD, QYLD & XYLD along with many solid dividend payers. Just going for diversity but the monthly payouts are amazing for compounding.
@richardandrewcrosby3078
@richardandrewcrosby3078 2 жыл бұрын
What about the Invesco QQQ trust ETF? Is that a good investment?
@kalvli
@kalvli 2 жыл бұрын
That shirt is so perfectly wrinkle free .. i was distracted the whole video
@josephhogue
@josephhogue 2 жыл бұрын
LOL. Starch and shirt stays
@teacherdavid--eatplaylearn5013
@teacherdavid--eatplaylearn5013 2 жыл бұрын
@@josephhogue What brand is the shirt ?😎 What trick you use to make it wrinkle free for so long ?👍 Thank you for sharing. 🤗 God bless you. 😇🧧💖 Blessings from Taiwan . 🇹🇼🥳
@davidcopsey8649
@davidcopsey8649 2 жыл бұрын
Cool bow tie too!
@1369usmc
@1369usmc 2 жыл бұрын
The Marines taught him how to iron, starch, and stay… basic bootcamp. Semper fi
@dougpool4730
@dougpool4730 2 жыл бұрын
🤣🤣🤣 Damn. Now I'm gonna be fixated on every video. Thanks. 🤣🤣🤣
@kentbournemcfarlane2668
@kentbournemcfarlane2668 Жыл бұрын
How can I get your training on options? I would like to look over your shoulder on learning to trade options … Calls Puts and in betweens.
@williammiller9813
@williammiller9813 Жыл бұрын
I love the idea of quantity over actuality
@Hojson
@Hojson 2 жыл бұрын
What website is being used to research stock analytics at 2:50?
@tosh369
@tosh369 2 жыл бұрын
Can you explain the Dividend Payout Ratio on QYLD and how it works?
@TooLateForIeago
@TooLateForIeago 2 жыл бұрын
I am building JEPI + NUSI myself. They appear to offer a good middle ground of yield vs retrn, track different indexes, use different methods, and pay out at different times of the month. As for a stable dividedend, I don't expect that from any etf. I'd rather get the income now. I can take my distributions and buy shares of individual companies to gain stability later on.
@sagig72
@sagig72 2 жыл бұрын
Good video !
@kentbournemcfarlane2668
@kentbournemcfarlane2668 Жыл бұрын
Can you also repeat the deal where I sign up with ? And get some stocks?
@Vektorion
@Vektorion 2 жыл бұрын
Hey guys, which brokerage app should I use for dividends ?
@_Thekathimself
@_Thekathimself 2 жыл бұрын
What about the expense fees on ETF? Does that factor?
@Agoogoogoo
@Agoogoogoo 2 жыл бұрын
Thank you. Think most of us tuned in to hear what you actually think about these income ETFs. I have half of my cash position in QYLD JEPI NUSI. Use them as high interest piggy bank. Love to know what you think. Thank you.
@sivakumaranbazhagan1672
@sivakumaranbazhagan1672 2 жыл бұрын
cool strategy. i am going to try investing in jepi,qyld from next month onwards. I am hearimg them for the first time and they look promising.
@tonymosley6951
@tonymosley6951 2 жыл бұрын
Any disadvantages in a taxable account?
@gettinschmidtdunnoutdoors1099
@gettinschmidtdunnoutdoors1099 2 жыл бұрын
@@tonymosley6951 taxes? Lol
@tonymosley6951
@tonymosley6951 2 жыл бұрын
@@gettinschmidtdunnoutdoors1099 more than likely ordinary dividend taxes, just have a concern how tax filing would be handled with turnovers and calls/puts within it.
@gettinschmidtdunnoutdoors1099
@gettinschmidtdunnoutdoors1099 2 жыл бұрын
@@tonymosley6951 I believe dividends are considered part of your overall income within your tax bracket respectively and your call / put profits would be considered capital gain taxes. That’s just my opinion I’m not 100% sure but that makes the most sense.
@LuigiFan1305
@LuigiFan1305 2 жыл бұрын
JEPI, NUSI & Divo
@nicovanniekerk3947
@nicovanniekerk3947 2 жыл бұрын
Thanks for very helpful opinions, South Africa.s. money value is very bad compared to the dollar as as you might know our town and businesses was vandalized and burned in July. Your inputs are helpful to try build some sort of savings abroad. Thanks so much.
@kentbournemcfarlane2668
@kentbournemcfarlane2668 Жыл бұрын
I like to hear both but of course I want the best payout.
@nearsite
@nearsite 2 жыл бұрын
I subbed, I like the cut of your gib and also that you came from a modest background.
@josephhogue
@josephhogue 2 жыл бұрын
Thanks Jimmy. Always glad to help.
@MaiNguyen-ul3hv
@MaiNguyen-ul3hv 2 жыл бұрын
Got it . Thanks Joe
@timmy101able
@timmy101able 2 жыл бұрын
Do you believe RYLD is more risky in case of an overall market downturn since it’s basis is the Russell and they re smaller more vulnerable companies??
@adriana-jn8ru
@adriana-jn8ru 7 ай бұрын
Any thoughts on Devon Energy and Mosaic?
@DarthDividend
@DarthDividend 2 жыл бұрын
I love QYLD RYLD JEPI XYLD NUSI and DIVO...I own all 5!!!!
@jaysen472
@jaysen472 2 жыл бұрын
Would have been cool to summary of which to pick when or even your personal choice.
@josephhogue
@josephhogue 2 жыл бұрын
Yeah, forgot to go into that part. Was getting really long already
@erikgalvan2463
@erikgalvan2463 2 жыл бұрын
Well my goal is to have a stable fund so I would like to whats coming in from month to month in order to adjust my life around.
@sephykillem4865
@sephykillem4865 2 жыл бұрын
Nah that option investment blew my mind if these etfs are optionable im cryin real tears
@richardcsillag2459
@richardcsillag2459 2 жыл бұрын
JEPI owns ELNs up to 20% in their portfolio. It states in the prospectus that if an unexpected price move occurs against the ELNs it’s possible that the principle could be wiped out. That’s huge when considering this fund
@BYODevices
@BYODevices Жыл бұрын
I saw an image of 4 ELNs for JEPI in another KZbin presentation. One ELN was from BMO, the Bank of Montreal and another was from RBC, the Royal Bank of Canada. As a group, the Canadian banks are the strongest in the world which is why they have entered the US market. Besides RBC and BMO, TD - Toronto Dominion is not listed as an ELN but also has a very strong presence in the US financial community.
@justjohn54
@justjohn54 2 жыл бұрын
Just retired, sunk a bunch in Jepi, 4900 shares. What can I expect from monthly dividends
@My_Family_Colo
@My_Family_Colo 2 жыл бұрын
Thanks Joe! Love these etf analysis Could you do a video on undervalued ETFs? Everyone invest in the most common ETFs (VOO, SPY, etc) and I am looking for ETFs that are not overvalued
@craigcothren6629
@craigcothren6629 2 жыл бұрын
buy the dip is a option or DCA every month with the same amount of money and you will have a fair deal by the end of 12 months
@BK-dy8jk
@BK-dy8jk 2 жыл бұрын
@@craigcothren6629 DCA?
@jimervin376
@jimervin376 2 жыл бұрын
@@BK-dy8jk Dollar Cost Average
@mystebarizeama5457
@mystebarizeama5457 2 жыл бұрын
Thanks for sharing
@moneymanfernando1594
@moneymanfernando1594 2 жыл бұрын
More videos concerning these types of funds. Updates ??
@CreativeCashflow1
@CreativeCashflow1 2 жыл бұрын
Solid video. I think everyone should make it a priority to investing in assets (a business, stocks, real estate, side hustles). I dont hate anyone working a 9 to 5 job but financial freedom does not come from living and dieing off of one stream of income.
@BaldheadMedic
@BaldheadMedic 2 жыл бұрын
Waiting on that sequel video with the reviews on: QRMI QYLG XRMI and XYLG
@josephhogue
@josephhogue 2 жыл бұрын
A few others have mentioned XRMI. Interesting fund
@JimmyTrammell
@JimmyTrammell 2 жыл бұрын
Hi Joe, nice video as always. I believe having some of these EFTs in your overall portfolio is a good idea. It's a better idea for someone like myself who is closer to retirement. Less of a good idea for someone who still has more than 10 years until retirement. I have an investment account outside of my retirement accounts, in this investment account is where I am holding the high dividend EFTs you are mentioning here. The objective of this account is to get the income to at least $1,000/month.(I am at $320/month currently.) That income will fund my vacations when I retire. Obviously I am not looking for the max return in this account, just investing for some future income to take care of vacation expenses.
@shawnjones2048
@shawnjones2048 2 жыл бұрын
Anyone familiar with VYM? Curious about more experienced investor thoughts on the position.
@happyjojo626
@happyjojo626 2 жыл бұрын
I own both QYLD and RYLD. Buy on the dip, It always does. These two etf are very generous.
@josephhogue
@josephhogue 2 жыл бұрын
Hadn't looked at the RYLD until the Vid but I like the small cap focus
@floppybob1121
@floppybob1121 2 жыл бұрын
Hello Can you review an analysis on ICLN ( iShares Global Clean Energy )
@keffey99
@keffey99 Жыл бұрын
How do you feel about JEPQ?
@louis20122
@louis20122 2 жыл бұрын
RYLD's holdings have changed. It now owns many individual stocks. Also, is RYLD's yield safe and sustainable for years?
@TheGoblin513
@TheGoblin513 2 жыл бұрын
Now time for QYLG and XYLG!!!!!!
@deemann123
@deemann123 2 жыл бұрын
Is it beneficial to use these in a tax sheltered account?
@mjdntn
@mjdntn 2 жыл бұрын
I'm intrigued by these ETFs, but I consider them alternative investments and limit them to 2.5% of my portfolio. Currently I own QYLD, RYLD, and XYLD. On a price basis, I am up 7.43%, 20.63%, and 14.78% in 12 months of ownership, respectively. I need a few years of ownership to be able to expand that 2.5% limit (2.5% of the pie, 10% of the slice). I also own the QYLG and the XYLG, where I am up on a price basis of 22.13% and 25.48%, respectively (after 1 year of ownership). I like the monthly payouts and the healthy yields and, since they are a small part of my portfolio, I can stomach the volatile dividends.
@craigcothren6629
@craigcothren6629 2 жыл бұрын
HI. From your post it appears your best investment is RYLD and not QYLD or XYLD? IF i may ask which dividend stocks are you long term most happy with?
@mjdntn
@mjdntn 2 жыл бұрын
@@craigcothren6629 My gains were pure luck -- frankly I'm shocked that I made that much in that short amount of time. I don't own individual stocks anymore because I know I don't have the time and expertise to adequately make judgements that puts me on par with Wall Street professionals. I'm at the age where I think my best interest lies in ETFs and mutual funds, not individual bonds and stocks.
@kewl800i
@kewl800i Жыл бұрын
@@mjdntn This ia very helpful. I am still thinking whether Ill invest in QYLD or PGX. I think I'll consider QYLD since I plan to live off on dividends in the near future. If I may ask, how are your dividend earnings? Is it high enough that it already pays your expenses? Thanks!
@debrahansen1149
@debrahansen1149 Жыл бұрын
Expense ratio is too high .6%
@mjdntn
@mjdntn Жыл бұрын
@debra hansen Not unusual for the amount of transactions it must go through.
@dwoolf7019
@dwoolf7019 2 жыл бұрын
I know i'm late to this party, but I read and article about QYLD and other covered call ETFs saying the majority % of its dividend payout is taxed as ordinary income. Regardless of how long you hold the stock. Is this true? Just wanted to know as a part of total return.
@josephhogue
@josephhogue 2 жыл бұрын
Great question. It varies from year to year depending on how the strategy works but most years, about 70-80% of the dividend is short-term or unqualified.
@lobstermania4025
@lobstermania4025 2 жыл бұрын
What? No EPD? I just bought 10,000 units. Great solid divi and valued at a deal. Thsnk you young man!
@BK-dy8jk
@BK-dy8jk 2 жыл бұрын
Um well this is not a ETF but a single company that has more risk buying a single stock
@t.caskets9893
@t.caskets9893 2 жыл бұрын
Can you do a video on vti ?
@JRobertoBatista
@JRobertoBatista Жыл бұрын
I always seek higher yield!
@AlvinCwk
@AlvinCwk 2 жыл бұрын
Why compare when you can buy them all to diversify your portfolio?
@j.s.2767
@j.s.2767 2 жыл бұрын
i have most of them in different portfolios tho. wait for the dip to add bigly. ETFs, buy and forget
@josephhogue
@josephhogue 2 жыл бұрын
Yep. Love the buy and hold on these
@jackmann9752
@jackmann9752 2 жыл бұрын
I'm concerned that this is just chasing yield. Wouldn't these plays in reality just put you in a really bad yield trap? I can't see this being a viable long-term investment for income strategy. Change my mind please.
@incomeanddividends4204
@incomeanddividends4204 2 жыл бұрын
You missed the king of income funds GOF (has never lost initial investment value has only RAISED dividends) it likes small bounces but has stayed consistent for a long time
@mansashaka
@mansashaka 2 жыл бұрын
Well truthfully, I prefer a mix of stable dividend and a volatile set up. But If i had to pick one I suppose stable would be the safe choice!
@SethroBodine913
@SethroBodine913 2 жыл бұрын
I am in QYLD because I wish I understood covered calls and don’t so hopefully they do and I’ll benefit still idk
@donr.8264
@donr.8264 2 жыл бұрын
Nothing said about the deferred taxes that have to be paid when selling. Can really take a bite out of returns.
@mvj1960
@mvj1960 2 жыл бұрын
I own RYLD, JEPI, DIVO, SCHD and NUSI. My only regret and disappointment is NUSI. The put option protection isn't there. It's really crash protection. I wish I had put the money in XYLD instead or QMRI (put option 5% verses NUSI 10%)
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
I think like three out of the five are not at their fair priced value according to their 52 week. The only one I would buy if the market went down is probably Nusi. All the other ones are to their higher end of the 52 week.
@worldtravelventures
@worldtravelventures 2 жыл бұрын
How about XYLD and HNDL ??
@genetown1960
@genetown1960 Жыл бұрын
Will people still buy cover calls if people become afraid to invest in the markets?
@crazywaffleking
@crazywaffleking 2 жыл бұрын
These stocks are my entire portfolio
@josephhogue
@josephhogue 2 жыл бұрын
That's a lot of dividends!
@tylerrichman9
@tylerrichman9 2 жыл бұрын
Yes!
@sheelakishore
@sheelakishore 2 жыл бұрын
Hi, I really enjoy your videos. I am retired and I need your advise on which of the dividend stocks that are good. I like both growth and dividends. Less risk that is what I am looking.
@financeclubyt
@financeclubyt 2 жыл бұрын
Income ETF's are great
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