Top 5 Term Life Insurance Plans in India | Ultimate Guide for Beginners | Ditto Insurance

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Want to understand more about term life insurance?
Watch this video where Shrehith & Sushant will simplify & discuss the best term insurance plans in 2024- the features, benefits, cost of premiums, operational efficiencies & hidden risks.
This video is the one-stop guide for all your needs.
Stay tuned & let us know your thoughts in the comments.
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Happy Insurance Hunting!

[@anirbansarkar7391]

Max life is a clear winner with the rider benefits, they provide totally comprehensive disability benefits even due to sickness which is missing in other brands, HDFC premiums are way too high making it unreasonable

[@prabhakarreddy2833]

Yes I really like what DITTO INSURANCE is doing i.e. esp., helping the clients about the claims which is beyond suggesting & helping in choosing insurance policies

[@nagarajubandi3131]

Very nice podcast especially very good topic with great explanation

[@MohanM-nm8ck]

Host didnt let him finish about icici instead he jumped to maxlife

[@HarmanHundal01]

That is because hdfc is shit in comparison

[@Growth__Hub_2805]

Yeah, but why

[@OgSuvi]

It's a paid Collab 😂

[@Av-fn5wx]

@@HarmanHundal01 Thanks for this comment. Im taking ICICI then

[@HarmanHundal01]

@@Av-fn5wx Hang on. ICICI is also shit. HDFC is just shittier. Both of them decreased ICR in covid years, means they reduced payouts. Best are Max Life, Bajaj Allianz, Kotak.

[@prabhakarreddy2833]

I would like to request ditto insurance,if possible, to bring any underwriter (either from life insurance or health insurance) to know more insights & other side of the insurance

[@vikrantdkadam]

Best discussion.. i saw on KZbin.. point to point discussion.. best luck man... I will love to see more such videos.. because its most important subject in everyone's life.. please guide us further... That you..

[@dittoinsurance]

Thank you so much!

[@prabhakarreddy2833]

As Sushant said, if couple want to buy a single insurance then Bajaj had the option, but not only the Bajaj even HDFC Life click 2 protect super also having the option

[@vganand]

Excellent video n lot of valuable information. Keep up the good work guys..

[@itsmethakur11]

Is rider option like CI, AD, TI, spouse cover available for NRI policy?

[@rajeshshanmugam7679]

Best video . Very well explained 🎉

[@JUBILEEHILLSREALTOR]

It's good session Thank you 🙏

[@vinaypatil7986]

@Ditto All the insurance company will fall under IRDA rules , Why the claim will get reject for can you provide one example and We have section 45 not explained about that , Could please take this point in next video which will be helpful for all

[@ansaritv6109]

What is the eligibility for taking a Term insurance plan

[@ravirajdange1981]

Is any review about india first term plan, join venture of 2 banks. Please help

[@siva-subramaniam]

Thank you guys so much for your service.

[@dittoinsurance]

Anytime!

[@adheergupta1897]

My expwrience with HDFC is pretty wierd. My daugter is in oil and naturalgas industry. They hiked premium from 18000 to 62000. I took it fromMax for same profile filling same form pertaining to job profile of oil andnstural gas thst hdfc got it from us. Max gave us the policy withiut any escalation in premium.

[@shashanksaxena9515]

So can we have two term insurance plans. I will split 1cr into 50 lakh each for hdfc and max life ?

[@shariqsaifi6309]

Why do you guys dont cover or talk about public insurance providers for health and terrm?

[@nkrishnamys]

Sir ji, astounding episode. Pls come out on : Best family health insurance.

[@dittoinsurance]

Thank you, we'll be covering this topic in future videos :)

[@vipin_cyriac]

The host needs to speak less and allow the guest to speak. Please consider this as a critical suggestion

[@prathameshrode6852]

The host is the Co-founder of ditto...he is also domain expert

[@Agent-qw1gc]

How to get term insurance for non graduate person?

[@knsk9369]

IF I AM DIABETIC AND AGE AROUNF 38YRS, WHICH IS PREFERRABLE

[@raghavajay]

Sushant has been great, we need more of Sushant. The accelerated payouts that were mentioned in the video are more for terminal illnesses (illnesses that will cause death in 6 months) and not critical illnesses ( which may or may not lead to death). I am aware Acko is more of a new player and has lesser business volume or brand image, but still how would you rate them with respect to others?

[@dittoinsurance]

Thanks! We shall pass on the appreciation! As for Acko, it's still to early to rate them. We'll just have to wait and see :)

[@silentfollower881]

I'm having aegon term insurance, purchased 6 years ago, it doesn't feature in the top 5 companies. Can it be ported or what to do now

[@dittoinsurance]

Hey! Talk to us & we'll help you- bit.ly/4787WoW

[@karanjuneja449]

A detailed video on Tata aia SRS please.....

[@dittoinsurance]

Hi Karan! We heard you:) While this video is on our pipeline, meanwhile, why don't you check out the link below for more information on Tata AIA SRS Vitality Insurance Plan joinditto.in/term-insurance/tata-aia/srs-vitality/ For any more queries, please don't hesitate to book a free-of-cost consultation call with our trusted advisors with the link in the description.

[@jeeteshjain3751]

I have an Term Insurance in India , and now I am moving with my family to abroad for job. Will the claim be settled if incase any mishap outside India ?

[@bspsridhar6991]

Yes claim given exclude 4 countries l

[@nimishduttbansal9541]

I have 50L term already bought 4 years ago, now I'm getting married i want to enhance my term plan of 50L which will make 1 cr total, do i upgrade it or buy new plan of 50L from any other company will both plan be paid in future or one will pay

[@dittoinsurance]

Hey! We'll need more details. Talk to us for FREE & we'll help you out- bit.ly/4787WoW

[@RiteshKumar-nt5sj]

what is difference between buying a insurance direct through max or through ditto or any agent? Will it affect my claim when I need it?

[@dittoinsurance]

You are free to purchase your policy from any advisory platform, but when you buy any insurance with Ditto, we stand with you during the whole process of Claim Settlement.

[@user-ps7sp3wx7i]

In this video, They totally ignored feature details of TATA AIA insurance in conversation.

[@prathameshrode6852]

TATA AIA is shit

[@vipanmankotia2729]

Would you like to conduct this program in Hindi ?

[@shambuprahalad2450]

Rankings generally are given at the end...but ranking was given initially withour showing the numbers like CSR, ASR etc. Looks like a Paid promotion for HDFC life.

[@pvenkatesh3982]

DITTO means AGENTS of HDFC.

[@chaitanyaksk90]

Canara robeco best term insurance Lowest premium Every canara bank will work as agent

[@shriramkanukolanu9040]

what about acko?

[@adig478]

Worst

[@TrendingShorts-39-bl1oe]

good

[@MohitVerma-xk4iw]

Host seemed pushing max life

[@civilserviceaspirants3589]

LIC Tech Term is the best term plan

[@rajasri-zv2yd]

What about LIC ..there is one policy in lic we will get return of premium.. expecting a reply..tq in advance

[@dittoinsurance]

Return of Premiums plans (TROPs) are usually much much costlier than a simple term plan. And, a lot of charges are deducted before you get back your premiums. Hence, we don't usually recommend TROPs.

[@docdoc0073]

What about lic term plan

[@rajay6528]

LIC waste

[@rajeevshastry2312]

LIC is expensive because they retain higher SA while pvt. Players transfer their risk to REINSURERS

[@_M_D_M_]

Have a SBI eShield policy since 2013 for 1Cr. It will cover me till 65. Pretty cheap at 8k per year. HDFC made me run like a donkey back then and eventually rejected for some silly reason.

[@Nave2nkumarshah]

What's your experience with SBI till now hopefully you are sound and healthy

[@Anshul297]

sbi paise nahi dene waala😊😊

[@moonshine4757]

Hey, is there any chance, there would be people who pass*ed away, their family didn't get the money? Thanks in advance

[@adig478]

My experience with Max life term buying online has been pretty bad i guess it's due to Ditto pushing hoardes of people to them. Pls choose Agent to help, as max has no advisor direct number to call. They keep asking irrelevant docs and keep your pending.

[@user-ge4yt8lv8h]

Looks Host is in hurry 😂

[@thinkagain8055]

Can i buy term insurance for family and is it worth than to buy for an individual?

[@dittoinsurance]

Hey! While there are a few joint plans in the market, there is a lot to know. So feel free to talk to us FREE OF COST to know more- bit.ly/4787WoW

[@krishivsale]

I am 33 year old I want to sum assured 7500000 lakh we are necular family so i want that i that claim which give money easily I am confuses between lic and hdfc

[@gladysprasanna6898]

U can choose sbi life

[@iBrandstore]

LIC is a PSU so if has surety to survive till your life rather than any Private.

[@stuartlittle8652]

✅✅

[@adheergupta1897]

Hdfc is least preferred because they charge heavy oremium on their name

[@siyamehta7178]

What an irony … education like graduate is required for term plan irrespective of income earned

[@coffeeaffairs5643]

Kick out LIC

[@arjunboss4929]

Mam , please which one will be good?? I) LIC Tech term : Sum assured :- 75 L Policy term 40 yr, starting age 28, premium annually 15,600 ii) HDFC click 2 protect Sum assured 80L Policy term 52 years, starting age 28, premium annually 17,800 ????????????

[@shouvikroy2320]

Go fr LIC bcz LIC cover all death claim like - Tsunami, Earthquake, floods,war etc . But pvt company dsnt provide all these claim checkout term & condition

[@arjunboss4929]

But LIC max policy term 40 yr, I will be covered max upto 68 ?? whereas in HDFC 80 yr

[@shouvikroy2320]

@@arjunboss4929 u dnt need to cover age of 80, cover just 60-70

[@tirthpatel8050]

Bajaj is also a good option, they cover till 85 years of age with a competitive premium.

[@dittoinsurance]

Hey! We'll need some more details- feel free to talk to us & we'll help you out- bit.ly/4787WoW

[@rajeevshastry2312]

No company will ever close. If it closes some one will buy it out. I go for the lowest price. I recommend VANILLA PLAN at lowest price. HDFC is most stingy midical underwriting

[@MANOJKUMAR-sn5rv]

LIC ONLY

[@mohammedfahimullah4999]

Why would someone want to cancel their insurance at the age of 50

[@abhishek_raj]

Because they may have accumulated a big enough corpus for their dependents by then

[@himanshushekhar9258]

Hindi me v suru kijiye decision

[@pushpasavla5378]

Ditto ...pls make vedio in Hindi language 😊

[@utkarsh_yash]

Why hindi and not in other languages then?

[@dennisignatious]

Ditto is hdfc company....

[@lingampraveen9247]

He's not letting the guest to speak, there's no point in the podcast. And also he doesn't have a proper structure of asking the questions, he's just asking what ever comes to his mind 😅

[@manjunathprabhu2453]

Sponsered by max life😂

[@r.t.1934]

Yar aap jan le lo hamari lekin hindi me😢

[@himanshunagar8464]

Bhai bolne to de usko….😅 baat beech m hi kaat deta h

[@dittoinsurance]

Feedback taken. We will work on this.

[@AvinashLokhande4]

Hindi me samjao na Bhai 😅😅

[@DivakarRaj]

Hindi theriyadhu poda

[@siva-subramaniam]

@@DivakarRaj 😂

[@DivakarRaj]

@@siva-subramaniam Intha vadakkans tholla Thaangale.. enge ponaalum Idhe Kosu tholla

[@moonshine4757]

There are videos in Hindi, you can search or better Learn English, don't expect everybody to explain it to you in Hindi..

[@DarkDemonic666]

Max life has the best Claim settlement in last 4 years . All these 4 years they are on #1 ~ Avg 99.35% , So Best team insurance.. Hdfc has improved from #13 to #3 in last 4 years.. Best brand value.. Bajaj has lowest premium with Good settlement ratio and highest solvency Ratio > 5.16x vs avg 2x These 3 should be considered based on priorities.. ICICI and Tata has no special advantage to even consider..