Top 5 Things to Avoid Being Broke

Empower Yourself. Take Control of Your Credit and Identity: www.identityiq.com/freshandfit
TIME STAMPS:
0:00-0:09 Intro
1:04 Announcements
7:16 Myron and Fresh cook Chris and he claps back/Tray takes some heat (LOL!)
14:08 Superchats
19:01 5. Learn to live on a budget and learn money management
22:41 Most guys have an earning problem-Myron breaks it down
24:04 Honorable Mention: Get in the gym and get in shape!
27:37 Myron keeps it real on using credit cards/DON’T USE CASH FAM!!!
29:51 Myron tells a funny story about being at a strip club
31:53 Superchats
35:47 DO NOT go to college unless your field requires it specifically
40:22 4. Avoid friends going nowhere fast
44:11 Superchats/Some more cooking LOL
49:22 The downside to going to college
49:39 AFRO CIRCUS!!!!
51:07 Superchats
56:53 3. Learning what is an asset versus a liability
1:03:22 2. Pay off ALL consumer debt
1:11:11 Superchats
1:15:36 IdentityIQ promo/Fresh tells a credit score story
1:19:13 FFSpiritBomb.com promo
1:20:00 Superchats
1:21:25 1. Learn an income-producing skill to earn more income
1:26:26 You NEED to make MORE money fam! Myron keeps it 100%!!!
1:29:39 Superchats
1:31:58 100 Million views!/Announcements
1:33:14 Outro

[@DrB_84]

0:09 Intro 1:04 Announcements 7:16 Myron and Fresh cook Chris and he claps back/Tray takes some heat (LOL!) 14:08 Superchats 19:01 5. Learn to live on a budget and learn money management 22:41 Most guys have an earning problem-Myron breaks it down 24:04 Honorable Mention: Get in the gym and get in shape! 27:37 Myron keeps it real on using credit cards/DON’T USE CASH FAM!!! 29:51 Myron tells a funny story about being at a strip club 31:53 Superchats 35:47 DO NOT go to college unless your field requires it specifically 40:22 4. Avoid friends going nowhere fast 44:11 Superchats/Some more cooking LOL 49:22 The downside to going to college 49:39 AFRO CIRCUS!!!! 51:07 Superchats 56:53 3. Learning what is an asset versus a liability 1:03:22 2. Pay off ALL consumer debt 1:11:11 Superchats 1:15:36 IdentityIQ promo/Fresh tells a credit score story 1:19:13 FFSpiritBomb.com promo 1:20:00 Superchats 1:21:25 1. Learn an income-producing skill to earn more income 1:26:26 You NEED to make MORE money fam! Myron keeps it 100%!!! 1:29:39 Superchats 1:31:58 100 Million views!/Announcements 1:33:14 Outro

[@andydhillon1977]

I'm in the prime of my earning potential. I never leave the house without a PB&J sammich and some granola bars. Helps me not buy fast food often. Cheap snack that can save you from buying $8-$12 junk food from fast food restaurants.

[@angelrivera6915]

Thanks for this recommendation!!

[@looksmax4207]

Good tip

[@bryanibarra3837]

Or fasting

[@meanmccleanq]

There was a couple of times tonight that you guys insinuate that tech is just an easy peasy career to just jump in. Again, like any other industry (podcasting for instance) you can do it but you HAVE to put in the work to get nice, you HAVE to know what you’re doing. Not just anyone can cut it as an engineer! Lots of different positions tho. QA, Scrum Master, Project Manager, Business analyst etc, those aren’t the 6figure and up positions tho. you can find your niche but KZbin can’t teach you what you need to earn a living as a software engineer. It can help you once you know wtf you’re doing but don’t mislead people into thinking hey I can just watch a couple of videos and get a job. Wish I caught the live stream to post this. Hope it reaches those who need to hear it. We need more AA in tech for sure tho.

[@dontemcl]

Hi Quinn do you know what languages to start with? I want to become software engineer myself but don’t know where to start.

[@Emmanuel-ne3oi]

@@ItsGooseIsland actually fresh made it seem like coding was some easy field to hop into that didn't require college. Sure you can go to a coding boot camp and become a coder but the majority of software engineers have actual degrees. I live in a major city with major tech companies and I have friends in those companies. I'm an engineer myself

[@ervinkahorere849]

This is very helpful brother. Thank you for sharing

[@meanmccleanq]

@@dontemcl I swear I responded to this with a long ass post. Depends on what you’re interested in developing. Myself, I am a mobile developer that focuses on Android. For me, my languages are Java and Kotlin. I have a bit of python exp and you have to be familiar with languages such as json, xml, sql etc. I would recommend starting out with an object oriented language such ass Java or python. There are tons of resources available for these languages and you have the ability to be versatile in the job market. You can work on front end projects like websites, mobile apps etc or backend work, developing services that communicate with front end applications. I’d say grab a course from udemy, finish it, grab a book and power through it at least twice and look up any boot camps in your area. Key is hours logged tho man. You gain the best experience by working on projects, reading pre-existing code and understanding what the previous developer was trying to accomplish and why they constructed their methods or classes the way they did. Debugging errors is key too

[@Brc-kg1mg]

@@meanmccleanq This is great legit advice. Im a programmer as well, but my experience differs a bit, i know some programmers that only have a highschool education but they had a lot of internship experience and legit certifications from AWS or Azure.

[@berrymckockiner5883]

Big facts on skipping University, even a lot of STEM fields don't require a university degree. Just go to community college.

[@Slays_Media]

And don't be afraid to take advantage of things like grants and fafsa. Save every cent you possibly can. Don't be afraid of a little paperwork and just stay on top of your emails so you don't miss anything.

[@berrymckockiner5883]

@@Slays_Media facts

[@drxenonbloom9799]

Please tell me what stem field dosent require a college degree… science technology engineering math….. deff need a degree for all of these to get any decent job in them, the only one is maybe like it help desk you could do that with just some certifications but any high leve technology field in IT like software development cyber security and if you work for the government you need a degree and the certifications

[@berrymckockiner5883]

@@drxenonbloom9799 you can go to community college instead, that's what I meant. I literally said that in my comment

[@drxenonbloom9799]

@@berrymckockiner5883 true missed that

[@gravityhurts7713]

Mad respect to you guys man. I was one of those idiots going to college because of pressure. I’m in 100k of debt now with a bachelors and masters in Sport Management.

[@Ghyybu]

Good fucking gracious 100k did you go to fucking Harvard

[@gravityhurts7713]

@@Ghyybu 😂😂 nah man. I went to a school that’s considered prestigious but it wasn’t Harvard. The majority of my debt was accrued in grad school. I had 30k leaving undergrad. I made some bad decisions in my youth.

[@kenutethompson8225]

U downbad bro

[@gravityhurts7713]

@@kenutethompson8225 😂 thanks.

[@prospecial]

since you talked about an episode about entering law enforcement, how about one on how to get into IT/tech? i think a lot of guys in this community would be interested

[@DownInNebraska]

There’s way better people to take advice from for IT stuff I recommend you research and if I had some sources I would tell you

[@bigtoxiclove3237]

yesss sir currently working for software development

[@MrHav1k]

For Tech, you can self teach yourself a coding or scripting language if you want to go that route, or you can study for one of a million different certifications and use that to get an entry level support job to get started. You could also start your own IT support business with certs to get you of the ground and give you some credibility.

[@edean2725]

Nothing = Bronze Certs or Degree only = Silver Degree+Certs = Gold Degree+Certs+Clearance = Platinum Assuming person doesn’t have any experience And IT is such a blanket term, determine what area you want to focus in then naturally you learn other aspects of the field once you’re around the other roles.

[@damarimoland1613]

Mamas cooking

[@jdmBB4]

The little conversations you guys at the start of these shws are the best. Going behind the curtain and seeing how you guys are in your personal time is gold. FOR THE ALGO!!

[@lobecosc]

This was my first money Monday show. I learned a lot and there is some things I still don't understand but, I plan to continue to learn and get on the bandwagon. Great episode. For the Algo.

[@tristanburch1901]

I enjoy the daytime videos more than anything. I think this was the BEST motivation video for anyone to be better period. Keep doing yall thing

[@ninjainstride4120]

For the algo. Love all the value. Started doing software contracting for a side hustle and it's good to see other brothers grinding.

[@ruschev2]

I went to a public university for a year before I realized how useless it was. Thankfully my debt was only 3000 bucks. Imagine people who go for 6 years and become debt slaves for life.

[@gianni50725]

You're locked permanently out of most serious jobs if you skip out on college (you'll have to go an actual uni eventually). It's only a waste of time if you make it one _Even if_ you're not smart, or even pretty stupid, as long as you have some charisma the easiest path to making 200k+ (possibly 500k+ or above if you're not mediocre) is simply going college -> MBA -> consulting and then make said money doing pure BS.

[@ericrousseau8310]

I did the exact same went to GSU and dropped out after 1 year had 7th ou dans un student loan paying it all off this month and will be debt free 25 hrs old . Get your certs or cdl or bet on yourself G

[@jaygiant10]

Yall seriously deserve a million plus subs and all the money and clout. Yall are for the people.

[@faekz]

Next week probably

[@jordanknope664]

Dude. 1:26:26. Thank you. I’ve accomplished a lot for my age, but the past 6 months I’ve been stagnant. That’s exactly what I needed.

[@RupinderSingh-jk7vo]

TBF, I am going to watch money Mondays over after hours going forward. Keep it up

[@moemrizzle1991]

Great episode! Having finances on point is just as important as being in shape.

[@mihai6400]

Doing my part. Push this!

[@johnnyvims5097]

I came here from your other podcasts. I got some passive income and decided to use that passive income to learn some IT. Now looking at using that as a hobby to also bring in cash. Great info guys!

[@itsdavelleTV]

You guys are a good Duo! Hopefully one day I meet y’all

[@MOJOE85]

Love these Money Mondays, extremely useful content

[@nanayobizwax9446]

Thank you guys!(for the ALGO).

[@laklakfit]

mad respect to all of you guys! keep going

[@ThUnfilteredGamer_]

Good to see videos like these more so focus on becoming how value vs just women

[@Trepowell]

Thank you fresh and fit.

[@solohere5608]

Making time to watch your credit card episode tomorrow.

[@Alessandro1983]

Another great episode guys. Keep up the knowledge. I'm learning so much from you guys at almost a 40 year old man. Luckily, I am not married, have no children, live in beautiful Southern California , live on my own & can still take risks. You're never too old to self improve.

[@tracydouglas4059]

Really like the Money Mondays show.

[@LaynoProd]

had to rewatch this, fresh and fit literally improving my life these past few years, road to 1 mil subs! appreciate yall thank you F&F 🙏🏽

[@aarongsisneros5570]

Love the show. 411 being served. Thanks.

[@spout23]

For the algorithm & system, good stuff on finance.

[@thepunisher3640]

427k and still climbing! Nice work. I had my doubts but it looks like you're on your way to 500k and the magic million! 🤜

[@user-dx9wz3er7m]

F&F helping keep us guys off the street !💯 City Boys we up !

[@bigsexy7662]

Congratulations on 27k new subscribers!!! Thank you for another great show! For the algo!

[@gabrialblast2007]

Pretty motivational show today

[@SavingsMinusDebt]

Thanks Fresh. Appreciate the shout out.

[@kingchris6998]

For the Algo and for my brother's! 🔌🔥👊🏽

[@TheOGKingLife]

FOR THE ALGO!!!! THE BEST PODCAST FOR MEN EVER!!!

[@austingray6885]

Buy ALGO and stake it

[@danielthomas8649]

These shows are the best.

[@Oinnk]

Thanks for sharing such important information with your audience!

[@tonytamras5745]

For the algorithm! Good money Monday! Road to a million!

[@aobakwemakgarapa9159]

best podcast ever

[@isaacbored]

Love yall guys, your content is the best out there and I love your money Monday's. I'm a 22 year old and I've been experimenting with different things. One thing I've been struggling with is just reading books. I started using audible as a replacement but I'm not sure how great it is

[@beardifull462]

For the algo . I you're the friends I wish I had around when I was younger

[@rauusu]

Big head boys we up!

[@Donnie8915]

Need to learn money management.

[@MrHav1k]

Favorite episode of the week. Keep it up gents.

[@Motivation._Master]

Number 1 podcast

[@SU-ue5ej]

First watch other than a few clips from the clips page.This was good. I’ll have to tune in more often. Subscribed!

[@trayvon2214]

That man Chris is real af 😭🤣🤣 man be getting roasted every day & night and continues to not get hurt hurt and crack jokes back !! 🤣💯

[@eljefe6161]

For the Algo But for real these are the episodes that I like, the girls shit is entertaining but this the real self-improvement right here

[@dobersquad1042]

Fresh and fit bar and grill I can see it now!

[@theblackchad8001]

Great videos guys. Keep it up.

[@cyberwave3745]

For the algo. Another great episode

[@kei3592]

ROAD TO ONE MILLLLLLLLLL, imma fat nigga rn working to get healthy and get my money right✊🏾 I’m going to guarantee you that I will be in that podcast panel and become great💯💜

[@Lovlee33161]

The banter at the beginning. Comedy gold 🤣

[@GJones247]

If you are not good with money and your young, keep your credit limit low. You do not need a $5000 limit if your 23. Build the good habit before you can handle a bigger burden.

[@tjrichez4297]

I love this episode 😂

[@MCRcrew]

Thanks for reminding me on the credit card cashback. Doing my own research since I'm located outside of the US. For the algo!

[@skeginaldp1533]

I see those subscriber numbers goin up.

[@xSoporific1]

This is overwhelming

[@gloryguy4645]

Money Monday’s!!!!!

[@duzumaki7090]

There u go

[@armaanthandi4325]

For the algo, we out here man

[@alexx4098]

My pleasure 😂

[@Lstorm26]

Awesome show! For the algo!

[@td6448]

49:11 - 50:50 Most rewatched for sure, 9.5/10 lmao

[@jaybar345]

Y'all spit real facts here. Love the content!!!

[@teejayyjohnson6264]

This has been motivational, really looking my at life different , got some more debt to pay off but I did what fresh said start with the lowest one and build confidence in paying them off , now I just need to make more income 40k ain’t shit in Canada doing landscaping for 20$ a hour

[@yunshobi7365]

FOR THE ALGO🔥🔥🕺

[@angelalcala7775]

Myron is a warlock!

[@thairalexander4523]

For the algo man💯was here since myron was on rule zero. Straight to for 425k down to 387k and back up to 426k. Enjoying the ride🔥💯

[@austingray6885]

Buy ALGO and stake it

[@kirankaur7025]

I think they went up to 440k then dropped down

[@OkparemUche]

@@kirankaur7025 keep thinking tha magic will happen

[@CornBread_Fn]

Great podcast, #1 in the world! Always looking forward to more content.

[@MackOfTheYear96]

The roasting intro was to funny 😂

[@Vuthadarastryx]

Awesome video as always. Word of warning though about going raw: fluid from the pre "explosion" can still impregnate a woman. It's a small (4%) chance, but still. The scary thing is that you won't feel it coming like with a full on climactic explosion. Just my 2 cents.

[@_la_pulga_10_]

For the algorithm 💪💪

[@Internal_Investigation]

For the algorithm!

[@hmieklix6375]

Yo Real Talk when you make it. You start going crazy lol. Door opens up to your needs and wants

[@RyanGermain]

Great video!

[@DropTheMIK]

I'm dead yo, that roast at the beginning ☠️☠️☠️

[@freshTiza]

myron the gawd

[@Quan11_]

Fresh stuttered mumbling Chris voice at the beginning 😂

[@moscoljr96]

For the Algo!

[@maketodaygreat9965]

road to 1 million

[@benkikz]

really helpful

[@tamipekerebia4162]

Fresh and fit fam

[@Emmanuel-ne3oi]

I agree with you guys on only using credit cards but first and foremost the person needs discipline which the majority of people don't have

[@JP-qb3ny]

Yup and most people don’t even know how to budget. Most will eventually get into debt over spending every month. The credit card companies know this and it’s why they offer all kinds of sweet incentives. For people who are disciplined with their finances, yes using a credit card for its rewards is the smart option. But unfortunately most people don’t have that discipline.

[@aishin1239]

For the algo! Really appreciate this episode guys. Gonna keep the grind going!

[@naamanmagnusanthony9035]

Better episode than the broads giving headache. For the Algo !

[@itsjustny1497]

First for the algorithm.... that starting roasting sesh made my night can tell there really kool with each other

[@austingray6885]

For the ALGO? Buy that ish and stake it.

[@Ace_blessed]

For the algo 💪🏾 😎

[@chrisbrown2556]

One of the biggest one is porn for sure. I used to find myself dedicating a lotta time into that shit, then the next morning I’m exhausted af, and can’t really do anything productive. Another day wasted.

[@gabexyzofficial8307]

Needed this one Lmaooo

[@lifestylesfitness9403]

Only the money show I watch I love it sorry I'm late

[@countryhood8541]

Lmao yoooo the first part of the podcast got me dead !!!!🤣

[@financialfreedom_limited7218]

Love money Monday

[@ARIEZ90X]

Can you please do a Red Pill Rage episode?! For the Algo

[@mav6232]

37:30 use school for networking 1:25:15 60-80 hrs a week

[@st4ne4rmthevill63]

Money Mondays are life blood

[@jaqsparrow9793]

FOR THE ALGO! 🔥

[@lundrobin4421]

In Sweden you do not go to college unless Doctor, Engineering, science, ect.. My son did outdoor adventure and is now a mountain guide and white water kayak instructor. Works now as a safety instructor for high risk jobs.