Top 5 Tips for a Smooth Claim Settlement | Health Insurance Claims | * SECRETS REVEALED*

The claims experience is the single biggest moment of truth for policyholders. That is why insurers are constantly striving to improve it.
One of the biggest reasons for dissatisfaction with claims is a lack of awareness of the policy terms and conditions
Policyholders will have better experience if they are mindful of the points in this video before filing claims.
but yes #HealthInsuranceZarooriHai
Do SUBSCRIBE to our KZbin Channel for more such informative videos.
To buy insurance policies, click here - hareepatti.com...
--------------------------------------------------------------------------------------------
For any queries:
👩🏻‍🎤 WhatsApp/Call: 9650706699
💌 Mail us at: [e-mail]
--------------------------------------------------------------------------------------------
Watch our Other videos :-
- Health Insurance Exclusions in 2021 : • Health Insurance Exclu...
- How to Choose the Right Health Insurance : • How to Choose the Righ... ​
- Max Bupa Health Insurance Claim Real Story : • Niva Bupa Health Insur...
- Max Bupa Reassure Review: • Niva Bupa ReAssure Hea... ​​​​​​
-- ICICI Lombard Complete Health Insurance Policy : • ICICI Lombard Complete...
- Max Bupa Senior First Plan Details : • Niva Bupa Senior First...
- Care Health Insurance Policy Details : • Care Health Insurance ...
- Max Bupa Health Companion Plan - / 8vis1qt7cd​​​​
- Max Bupa Health Pulse Enhanced+ Plan - • Niva Health Pulse Enha... ​​​​
- Max Bupa Health Recharge - • Niva Bupa Health Recha... ​​​​​​
- Max Bupa Health Companion VS Health Pulse Enhanced+ : • Niva Bupa Health Compa... ​
- Max Bupa Heartbeat Platinum Plan - • Niva Bupa Heartbeat Pl... ​​
--------------------------------------------------------------------------------------------
You can also reach out to us on our Social Media:
📸 Instagram: / gurleentikku
/ hareepatti
🎬 Facebook: / hareepatti
👩🏼‍🏫 LinkedIn: / gurleenkaur
🐦 Twitter: / gurleen011
✍🏻 Website: hareepatti.com
Do SUBSCRIBE to our channel for more such informative videos:
/ @gurleenkaurtikku
--------------------------------------------------------------------------------------------
health , health insurance , health insurance 2021 , health insurance claims , insurance claims , insurance claim process , claim form , finance , hospitalization , hospital expenses , important video , finance tips , insurance claim tips , insurance tips , finance , financial advisor , insurance agent , financial planning , max bupa health insurance , max bupa , icici prudential , insurance premiums , insurance advisor , financial literacy , financial freedom , financial independence , claim experience , real insurance claim experience , health insurance exclusions , health insurance rules , health insurance terms & conditions , insured , claim settlement , claim settlement process , claim rejection , slow growing illnesses , waiting periods , co payment , gurleen kaur tikku , cfp , Health insurance in India , Hareepatti
#insurance #healthinsurance #healthinsurance2021 #healthinsuranceagent #insuranceclaims #medicalinsurance #medicalinsuranceclaims #claimrejection #healthinsuranceclaims #healthinsuranceindia #insurancepremiums #maxbupa #claimexperience #financialplanning #financialadvisor #healthinsurancerules #secrettips #insuranceclaimtips #finance #financiallife #insuranceagent #insuranceadvisor #financialliteracy #financialfreedom #financialindependence #claimexperience #claimapproved #claimrejection #insuranceclaimforms #claimsettlement #claimforms #insured #gurleenkaurtikku #insurancevideo #healthinsurancevide #hareepatti
--------------------------------------------------------------------------------------------
Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 15 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[@ankitsingh3641]

Sach kh raha hu ,mai first claim liye care medical health insurance se...mujhe kuch jankari nahi thi kis tarah aur kyse treatment le aur claim kyse kre,par aap ka kuch video dekhne kai baad mai ne wyse hi follow kiya,jysa aap kai video mai kha gya tha aur mera kaam kafi saral aur acha experience bhara raha..thnx .aap ka video puri tarah positive aur sub ka bhala kai liye hai.mai duwa krunga aap ki har manokamna puri ho🙏

[@GurleenKaurTikku]

Thank you so much jee. We are glad that this video helped you. :)

[@shivaansharma1309]

Soft spoken , well described everything with good knowledge of all insurance terms and rules U r like God for us mam.

[@MrKumarTheBoss]

very well explained ma'am....first time i saw ur video...this is something new i found first time....

[@GurleenKaurTikku]

Thank you Sir for watching the video 🙏

[@bhartinagar9497]

Madam app ke sare video bahut hi knowledge wale he thanks madam

[@GurleenKaurTikku]

Thank you so much jee, keep watching & do SUBSCRIBE !

[@syedjobs3712]

Hi Madam, Clear and content oriented, i like the channel, I have one qury, what Is the eligibility to buy health insurance, apart from salaried employees, can unemployed , daily wage earners buy health insurance policies, if yes what are documents they have to submit.

[@GurleenKaurTikku]

Yes, they can buy health insurance plans. The documenmts are date of birth proof and address proof.

[@syedjobs3712]

@@GurleenKaurTikku thanks Gurleen, much appreciated.

[@chinmayshandilya221]

Ma'am I am also a cfp plus also completed my frm. Do a video related to equities and mutual funds.. You must be having a knowledge of them plus any suggestions related to market i am honestly willing to help you

[@GurleenKaurTikku]

Sure, Thanks for the suggestion. Video on the same coming shortly.

[@drkaushiksaha]

Please make video for how to initiate claim of reimbursement in ICICI Lombard health insurance through IL take care application or any online option to claim it

[@GurleenKaurTikku]

Sure, Thanks for the suggestion.

[@shyamsunderbarik3875]

It is best vedio

[@GurleenKaurTikku]

Thank you jee, it means a lot 🙏

[@shyamsunderbarik3875]

@@GurleenKaurTikku thanks 😊

[@deepakdelhivale256]

kzbin.info/www/bejne/pYfciZ5so6tjj80

[@kunalgoswami8647]

Let's suppose I got a pre existing disease which I myself am not aware while buying the policy. Let's also suppose the max waiting period for that disease is 3 years. So if I get hospitalized/treated coz of the same after 4 years, will the insurance company still reject my claim as I didn't 'mention' it in application or will it be fine as I already by then have crossed the waiting period?

[@GurleenKaurTikku]

Sir, pre existing disease is something which is known prior to the buying policy. Something that you are aware of and are taking treatment of the same. Anything which is not known does not count as PED. Anything which is PED and not disclosed will not be automatically assumed to be covered after the PED waiting period is over.It needs to be disclosed if known.

[@sadikkpalliyalil7818]

Very useful video ♥️👏👏👏

[@GurleenKaurTikku]

Thanks jee :)

[@uttamkumarcr9509]

I need to apply for post hospitalization unable to do it from the app and I need annual health checkup and I need to cancel the Top-Up plan I am going to do my complaint to irda an app it is showing no records found unable to apply what should I press hospitalization category or cash or fix benefit category which I didn't receive during hospitalization

[@GurleenKaurTikku]

Uttam jee, pls specify for which insurance company. You may call our team tomorrow at 9650706699.

[@uttamkumarcr9509]

@@GurleenKaurTikku max bupa

[@islam360earth8]

Hi mam I m a corporate employee and in my policy waiting period is waived off And room rent is no capping So what it's mean.

[@080473221]

Namsathe...I have been looking for health insurance policy for me spouse kid.. I would like to consider Aditya birla platinum enhanced plan of 4 lack with Max bupa health recharge 15 lack. Apka opinion kya he.. Max bupa health recharge top up or super top up?? Please reply...thank you.

[@GurleenKaurTikku]

Sir, Firstly it is advisable to take base policy and super top up policy from the same insurer so as to avoid any delays in claims as once the claim for base sum assured is done, the top up company requires claim settlement letter and other documents to take the claim further. If it is from the same company, it helps. Better to take both policies from Aditya Birla - platinum enhanced + super health top.up Or Max bupa reassure + health recharge.

[@080473221]

@@GurleenKaurTikku Thank you

[@roshancharly]

I bought that 10 lakhs Reassure plan along with 25 lakhs health recharge 👌

[@Cute_Netra.]

Pneumonia covered in health insurance? Mam

[@GurleenKaurTikku]

Depends on the health insurance policy, each company has it's own coverage scope !

[@ranasharma2302]

Thanks a lot Ma'am for information.. ma'am if after taking policy after a year i got bp ,but in claim there wl be any issue cz bp was not mention in my policy ..i haven't during that time..later igot diagnosed to bp

[@GurleenKaurTikku]

Pre existing diseases are the ones which are known to the policy holder before buying the policy. If BP is diagnosed after 1 year, the insured must have consulted doctor when he/ she got diagnosed with BP and medications would have been started on doctor's prescription. At the time of claim, insurance company will ask for doctor consultation / prescription paper. If the same is available, there will be no issues at the time of claim.

[@satbirsaggu2959]

Namaskar Ma'am 🙏 Have HDFC EGRO Optima plan any rider for pay non consumable items like safeguard of max health insurance

[@GurleenKaurTikku]

Yes, there is rider - protector to cover non payable items in HFC ergo optima restore plan.

[@hajimalangnadaf7084]

Mera kotak ka hospital daily cash policy hai 40 day ho gay but abhi tak claim ka kuch bhi reply nahi mila compny abhi process me hai and bolte hai

[@sujal7449]

Mam mai reassure plan buy karna chahta hu.

[@GurleenKaurTikku]

Please get in touch with us at 9650706699

[@mayurshirwadkar5413]

Mam maine care me claim ke liye diya hu bhut last 1.5 months se claim settel nahi ho raha hai also no one give amy reply kn mail then pls suggest mai kya kar sakata hu

[@GurleenKaurTikku]

Mayur jee, you can get in touch with their customer care team to check if anything is pending.

[@mohsinqureshi5414]

Hi

[@GurleenKaurTikku]

To buy insurance policies, click here - hareepatti.com/contact-us/

[@itsAnanth]

Hospitalisation: 24 hours. Day care: 4 hours.

[@ravirathore8566]

Mam, if my income in last 3 yrs is 15 lakh per annum and I have purchased term plan according to my income and age , I select 5 year premium mode and 35 year term,I have paid my all premiums. and if after some yrs my income become less than 15 lakh, then at the time of claim my claim will clear or not??

[@GurleenKaurTikku]

Sir, Financial underwriting is done at the time of buying the policy. After that, if the income increases or decreases it doesn't impact the policy or claims in any way.

[@ravirathore8566]

Thanks a lot for replying

[@GurleenKaurTikku]

@@ravirathore8566 :)

[@deanwinchester7723]

Whenever call the number ..hareepatti won't pick the call on the given number..

[@GurleenKaurTikku]

Sir, I have checked thoroughly , can't find your missed call. You may send your phone number to [e-mail], will arrange a call back.

[@praneshdeshpande6545]

Very brilliant explanation with pretty face....

[@GurleenKaurTikku]

Thanks, I am glad you liked the video and found it useful.

[@abdeshmishra7125]

Tikku ji agar normal mental illness hai to policy kaise milege

[@GurleenKaurTikku]

Sir, Mental illnesses got covered in few policies after september 2020. You can get in touch with details at 9650706699.

[@karuneshkvaiswar612]

🎉🎉🎉🎉

[@manishsaini7685]

hello gurleen madam I have a customer in 2019 I gave him a Max Bupa's Health Companion Insurance and in the month of May this year he has claimed for covid but he is facing some problem in claiming reimbursement in the policy, please help me I saw a video of yours in which you have helped with claim in Max's insurance plan, I am giving you their claim number 675884, you can check what is the problem that their claim is not being passed

[@GurleenKaurTikku]

Manish jee, kindly get in touch with our team at 9650706699 or [e-mail] for clarity on this claim.

[@mayurpatel5193]

Universal sompo general insurance company kir policy 2 sal se chal rahi thi par ,esi sal April me policy holder ko covid 19 ho gaya. So ham log ne reimbursement ke jariye claim kiya aur aisme Sara document jo company ko chahiye tha world Sara diya ,par un logo ne Tamara 60% claim settled kiya , aur reason me Corona guideline ko thehraya, mene kafi bar complaint kiya par un logo ki tarafse koi shirt reply nahi mila, apki tarfse koi help ho saki he to please kijiye madam . EMail id: [e-mail]

[@GurleenKaurTikku]

@mayur jee, there are certain govt guidelines according to which Covid claim is being settled. The deduction happened because there is a maximum capping per day for Covid hosptalisation.

[@karuneshkvaiswar612]

🎉🎉🎉🎉