Have a favorite that fits the bill? Share it down below!
@Mr.C-Mister10 ай бұрын
At 13:00 you mention you are part of the 50 plus crowd. What's that? Also, got 41k going to roll over into an IRA and wondering if you would recommend at my age of 35 to put it as you distributed it on the excel or to maybe favor more of the first 2 and leave DIVO, JEPI for the future. Thank you. New subscriber.
@wealthadventures10 ай бұрын
@@Mr.C-Mister I'm over 50. I would leave income funds for the future at your age or keep it as a small percentage.
@billstronks34985 ай бұрын
I'm 60 and I have about 55% of savings in equity. Right now primarily in SCHD/XLK/XLV. I'm thinking about adding some CGDV and wondered what your thoughts were
@wealthadventures5 ай бұрын
@@billstronks3498 Not a bad fund but wish the expense ratio was a bit lower. What do you think about DGRO or SCHV as an alternate? Not an exact match.
@Otis-the-III7 күн бұрын
I am a big SCHD & VGT guy. It has worked well for me. I still have 5 years or so until retirement and I sleep well at night.
@JoeCoIIar7 күн бұрын
Kudos. I love growth funds. Getting good percentage of dividend while growth still building up is my type of investment.
@barbborstein76407 күн бұрын
To be kinda blunt I'm giving up on investing in stocks.... I put between 4000 to 5000 a month and it's nothing but down down down.... Sooooo frustrating and I only invest in boring companies
@larrydimon78117 күн бұрын
I hope that's not the case you should cost average into index funds for the long term at best if you're struggling with personal investing or sometimes it's even better to just hire a mutual fund manager. There's no shame over 90% of people people will underperform the index over the longer term the sp500 over a 20 year period has never lost a gain. Patience and steadiness is better than most KZbinrs stock recommendation.
@JoeCoIIar7 күн бұрын
Great advice here. Keep it simple, buy things you understand, take some risk but don’t try to shoot the lights out. Diversification is KEY! I use a CFA and it's a great hands off way to approach it, I conservatively follow *Lina Diniekiene's* recommendations and market entry and exit points, and tbh this makes it possible for me. Started in 2022 but with a lot of financial strength and in-depth research I did hit that coveted 100K and recently the 1m mark :)
@BudgetBirdeye7 күн бұрын
Congratulations! Thanks for reminding me to stop being Stupid. I've been buying stocks like a drunken sailor and not much to show for it. Hard to understand the market
@jeanlaudatoАй бұрын
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
@DaneilchirsАй бұрын
Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
@shizue-w7nАй бұрын
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
@myrle-v4gАй бұрын
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@shizue-w7nАй бұрын
Angela Lynn Schilling is who i work with and she is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.
@myrle-v4gАй бұрын
Thank you for this amazing tip. I just looked the name up and wrote her.
@romneyhugo Жыл бұрын
This seems like the worst period. Even the market are now very unpredictable. Started investing recently when the market prices were a bit high,today I am more than 60% down!
@dawsondanny990 Жыл бұрын
You should have used a Robo-investing platform or traded with Trev tait mozingo or any other regulated expert. As a complete newbie myself,I have made over $30k in less than 5 months with him...
@smithlenn Жыл бұрын
@@dawsondanny990 Most of the pros on YT and IG copy trade him that's how they make enormous gains from seemingly unknown market.
@wolfhound5108 Жыл бұрын
Sadly,if you are down that much you didn't do research Being down a few percent right now is fine due to the market,60% is crazy ! Watch different vids before investing in any other thing,go for low risk index funds or better still,try out Trev tait mozingo he is good. I can people have suggested already..
@luthandoadams Жыл бұрын
It's the market, if you can't be on it on the bad days,you shouldn't be in it at all.
@belljoe Жыл бұрын
I have seen frenvesting's video about him.
@rikeskull5629 Жыл бұрын
Great work done 😊, I know and always keep saying that investing and trading is so profitable and safe with the right help and proper guidance.
@rikeskull5629 Жыл бұрын
That's why I trade with Theresa she's the best
@davidlemarquis1133 Жыл бұрын
Yes, I have recovered All my losses and made more profits from her.
@carlmike770 Жыл бұрын
How to reach her?
@magmod3516 Жыл бұрын
She's really good I earn profits every week trading with her system and strategies
@biggstile11 ай бұрын
Yes I am in this 55+ category. I appreciate you reaching out to keep us informed.
@wealthadventures11 ай бұрын
Thanks for watching!
@therimfirechannel515 Жыл бұрын
Thank you. 59 for me and started dabbling with several of these ETFs last year as an experiment. Discovered and subscribed to your channel along the way last year. I really appreciate the analysis and suggested weighting by holding. Very helpful.
@wealthadventures Жыл бұрын
Thanks! Appreciate it.👍
@Seoulsearch616 Жыл бұрын
Thank you so much for addressing the wide ranges of ages and needs in the finance community! 👍
@wealthadventures Жыл бұрын
Thanks and happy to help.
@nikkinemerouf3224 Жыл бұрын
I am 72 years old and have actively invested for the past thirty years. I have found that what enables me to sleep at night is knowing that my capital is protected while I generate enough monthly income to subsidize my RMDs. In one of my retirement accounts I have done very well with the Windsor Admiral fund with Vanguard while using JEPI and most recently JEPQ for my monthly income. In my other retirement account I have SCHD, VIG, and using JEPI and JEPQ for my monthly RMDs. I will take under advisement what you are suggesting here as possibly an alternative to the Windsor fund.
@wealthadventures Жыл бұрын
Hi Nikki. Sounds like you are on top of it! Good luck to you.
@williamq5627 Жыл бұрын
Great and exelent video presentation Dave! Here from Canada, I'm turning 65 this year and I'm looking to invest some money to compliment my retirement income, I'm just so glad I found you channel and thanks God I did! thank you for all the work and info you put in your videos cheers!!👍
@wealthadventures Жыл бұрын
Thanks! Appreciate it!🍻
@CGAZ66 Жыл бұрын
Thank you for the information . I am 50 plus so thankx for more info on my retirement age as most do not cover older investors. (subscribed)
@wealthadventures Жыл бұрын
Thanks! Appreciate it. Helps me as well!
@tonioyendis4464Ай бұрын
I have positions in all of these 5 except VOO. I prefer SPLG, because it's more affordable for me & performs just as well; sometimes better. Thanks.
@richardthorne2804 Жыл бұрын
You and I are on the same page no doubt..I am retired and 56 years old and I own SCHD, VYM, DIVO, and JEPI...I also own some DIA and write covered calls on it...I also want to own some SPY in lieu of VOO b/c of the call writing..but solid choices...I also got my mom in these as well : )
@wealthadventures Жыл бұрын
Hey. So why are you using DIA over SPY for calls? I own VOO but use SPY for options. Still have some time till retirement here!
@richardthorne2804 Жыл бұрын
@@wealthadventures I own DIA in my long term dividend portfolio (monthly payer) and sell covered calls strategically on it much further out in time …just looking for investor returns on DIA ..I turned it into a 9% yielder in 2022…I use SPY for one of my wheel positions so i do sell options on it but do it more like a trader b/c its a great options chain and can generate trader type returns. I have two strategies a Dividend portfolio and wheel positions. I keep them separate.
@davcon3 Жыл бұрын
Appreciate this. I’m in the older crowd as well. Best,
@wealthadventures Жыл бұрын
Thanks!
@jayhay1237 Жыл бұрын
Great comparison. You hit close to the best with VYM. My favorite rockstar is VIG. And I balance that with the alter ego VUG.
@wealthadventures Жыл бұрын
Hi Jay. That about covers it all - VIG, VUG, VYM.
@ShOwStOpp3rr Жыл бұрын
this is what i wanted to see a video for retirees that want safety of their capital while generating some income ETF's ..they all look like great choices
@wealthadventures Жыл бұрын
Hi. Glad it helps! Discussion is good to see here as well.
@teslacybertruck8769 Жыл бұрын
DIVO expense ratio is quite high if the capital is large. Thanks for your video 👍
@wealthadventures Жыл бұрын
I agree but they have provided good performance thus far so earning their pay.
@kanegs1 Жыл бұрын
Good video Dave...own them all as well, great ETFs! Well done and definitely of some value, keep 'em coming!
@wealthadventures Жыл бұрын
Thanks!
@James-100 Жыл бұрын
Pretty solid list, especially for those of us in the post 50 crowd.
@wealthadventures Жыл бұрын
Thanks!
@mikef5832 Жыл бұрын
Hi dave. Excellent video as always. I am in my sixties and do have a small portion in jepi,jepq,schd and voo. I also have somd BDC in the portfolio . I have been selling puts wuth ups and has been goin good. I usuall sell slightly out of money for some protection.
@wealthadventures Жыл бұрын
Hi Mike. Sounds good. I'm not familiar with BDC but will check it out.
@dotted8- Жыл бұрын
I think he is referring to Business Development Corporations (BDC’s) ie: companies such as Ares Capital, Horizon, etc.
@wealthadventures Жыл бұрын
@@dotted8- Ha! I see... Still not 100% so maybe he will let us know!
@moneymanfernando1594 Жыл бұрын
60+ portfolio needed.
@wealthadventures Жыл бұрын
@@moneymanfernando1594 I will look into it!
@randallmanring1661 Жыл бұрын
This is one of your best videos....I'd also like for you to look at DGRO at some point. Initial numbers look positive and it often gets mentioned with many of these funds. Trying to figure max exposure to give to any one fund. Thanks again 👍
@wealthadventures Жыл бұрын
Thanks! And I will take a look at DGRO.
@James-fx2lh Жыл бұрын
Dave, excellant video, I am in the over 50 club. Great ETF choices. I seen some of your other vids. Now I am a fan. Keep up the good work. I owe you a beer - thanks
@wealthadventures Жыл бұрын
Thanks! Appreciate it.
@davejohnson3822 Жыл бұрын
Geez Dr. Dave, i thought you were about 40. I will be rolling alot of $$$ into a Roth so Im constantly planning for this move and Happy you present this type of content. Very much appreciated !!
@wealthadventures Жыл бұрын
Hey Dave. Its all about the Botox and thigh master you can't see below the desk.👍
@JPatel7866 Жыл бұрын
Thank you so much for putting awesome etf together.
@wealthadventures Жыл бұрын
Welcome! Thanks for watching.
@tomwillard9066 Жыл бұрын
COWZ this one is great - cash flow positive companies.
@wealthadventures Жыл бұрын
Hi Tom. I'm not familiar but will definitely check it out. Thanks!
@dougmanck4149 Жыл бұрын
Some great looking choices there. Thanks
@wealthadventures Жыл бұрын
Thanks Doug!
@craigchambers4183 Жыл бұрын
Awesome contribution to folks, thanks!
@wealthadventures Жыл бұрын
Thanks Craig!
@timmytempleton2488 Жыл бұрын
SCHD, REALTY INCOME, AND JEPI in my Roth IRA. 10 yrs out from early retirement and hope to stop working and still get a tax free paycheck. 100 percent index in my 401. Nice chunk in traditional IRA as well with a focus on income👊
@wealthadventures Жыл бұрын
Nice! Keep it up!
@tessjones5987 Жыл бұрын
I am 71. Always been in multi-families. Now need a strategy. Thanks for your help
@wealthadventures Жыл бұрын
You are welcome! And thanks for watching.
@haroonimtiaz5081 Жыл бұрын
Very informative content. Thank you
@wealthadventures Жыл бұрын
Thank you!
@mikesmith1550 Жыл бұрын
I frequently observe that investment gurus always say get this good growth stock/etf etc now! But is it right for everyone? They rarely define the target audience that would be best suited. Good work! I'm 76yo and give a hoot about growth, just income and protecting overall portfolio value.
@wealthadventures Жыл бұрын
Thanks Mike! I feel my perspective slowly shifting towards less volatility so I imagine it will only magnify in the coming years. Good luck!
@mrblue1933 Жыл бұрын
Great video presentation. 50+ Ty
@wealthadventures Жыл бұрын
Thanks! Appreciate it.
@oanhpham8780 Жыл бұрын
Great works ❤❤❤❤ thank you !!!
@akin242002 Жыл бұрын
VTV and SCHV are great choices. Lower volitility than VOO and better growth than VT. Large cap value for the win in a potentially flat decade.
@wealthadventures Жыл бұрын
Yes! Good options.
@michaeleldridge564011 ай бұрын
I think sectors like xlu and xlp could be added to de-risk the portfolio if necessary. Also, when looking at a dividend portfolio I think you should look at the consistency in dividends, and less so about the price fluctuations.
@wealthadventures11 ай бұрын
Hi. Certainly could add those and I like XLU sitting down near a 52 week low.
@chrishale1021 Жыл бұрын
Thank you sir for another great video. I’m just getting into options and was curious if you had a video on how to best track this activity. I found one spreadsheet that you had but honestly wasn’t sure how to use it properly. Hope this makes sense. Again, thanks for sharing your knowledge.
@wealthadventures Жыл бұрын
Hi. Here is a video on the calculator that I use: kzbin.info/www/bejne/l4Tcqp-Ih6mjgqc There are other online options as well. I track my trading in a spreadsheet that I built that is based off this calculator. I hope to clean it up in the future but currently not good for sharing.
@chrishale1021 Жыл бұрын
Thank you sir!
@westhavenor9513 Жыл бұрын
Thank you so much. I have most my nest egg in the Vanguard EFTs you list, but was looking for some alternatives so that I'm not 100% into one bank. I'm 59 and plan to retire at 62.
@wealthadventures Жыл бұрын
You are welcome! Thanks for watching.
@mmabagain Жыл бұрын
I’m just using boring old Vanguard Wellesley for my retirement.
@sdrs95a Жыл бұрын
All great ETFs. Solid foundation for retirees.
@wealthadventures Жыл бұрын
Thanks!
@sunlite9759 Жыл бұрын
Something all those that recommend these securities for retirement is that you have to sell to provide the income. Let's see how it looks if one draws $65,000/ year. A 10% draw would yield $100,000 and still maintain the principal.
@JustAnotherPersonHere Жыл бұрын
New gen x sub here. Great content, thank you!
@wealthadventures Жыл бұрын
Thank you!
@peterdavila3045 Жыл бұрын
SLV. That's my ETF to day trade in retirement. Not difficult to make 1% to 2% a week trading it. Silver is super volatile. It easily moves by at least 30 cents every day. So, if you're an experienced trader with knowledge of Elliot Waves, MACD, support/resistance, Moving Averages, DXY relationship to silver and technical analysis in general. You can make a great living with SLV. I'm at 67.5 years old and I have been trading since the late 70s.
@wealthadventures Жыл бұрын
Hi Peter. Great info! I will check it out and thanks for sharing.
@peterdavila3045 Жыл бұрын
@@wealthadventures Yes. Silver looks like it just finished wave 4 for the uptrend Elliot Waves started back at the lows of Sept. 1st of last year. This wave 4 seemed to be a triangle started on the peak of wave 3 on Jan. 3rd of this year. The triangle ending with a test of the 50 day EMA yesterday. I'm long from a few days ago. I'll probably be out by tomorrow. If a wave 5 is in the making, then the $25.50 level for silver is doable. But, I don't stay in it long. Once I select a good entry and the trade starts to go my way, I start to look for any reason for a decrease in the probability that the profits will continue to build. For me, it's usually 20 cents to 50 cents and I'm out. With silver, you get a lot of blow off indicative of 5th waves. Volume for trading SLV is good. You can also trade it during Extended Hours, which is nice for getting in after appropriate news at the 8:30 AM ET hour. I trade it with my ROTH and regular IRA so I do cash trades, which limit the trading somewhat with a "T+2" settlement for trades. Good luck. Let me know how it goes.
@wealthadventures Жыл бұрын
@@peterdavila3045 👍
@peterdavila3045 Жыл бұрын
@@wealthadventures The wave before the open yesterday looks like it was the blow off 5th wave. The move up out of that month-long triangle. The wave count is now clearer. The move to retest the 200 day EMA at close to $22 in silver at this point is a nice zigzag for the Elliot Wave 4 for the up trend that started on Sept. 1st from last year. The next move up should be wave 5 of that up trend. My target price is about $26 for that move. If you plot a 5 year chart, on a weekly, you can clearly see the 4 waves from around Sept. 1st. Next week should provide lots of opportunity for profitable, very short trades on at least a 50 cent rebound off the 200 day. Luckily, DXY is in a bear market. The current rally for DXY for the past 2 days may be 2/3 done. Resistance at its 50 day EMA. But, do keep an eye on the dollar. At this point, silver is very dependent on what the dollar does. So, if it breaks above its 50 day EMA, that could put pressure on silver for a while.
@ampiciline Жыл бұрын
Dear coach , I worked 22 years( very hard ) to build my 401 k to 500 K ... I am parking ALL my money in SPAXX ( money market ) and when the next Black swan comes ( 2023 - 2026 ) ( usually last 3 weeks) I will buy ALL of the five at VERY bargain price ....
@PreppyEditslay11 ай бұрын
Hey man I'm kinda in same boat. I left my job of 27 years with 550k I rolled over to fidelity. 90% is sitting in spaxx. I can't come to.pull trigger yet. Have you invested yet ?
@mauriliogm Жыл бұрын
Excellent, Thank You !
@wealthadventures Жыл бұрын
You are welcome!
@cslow898310 ай бұрын
Hi Dave. I'm a new subscriber to your channel. Really like your short, easy to digest videos. Are you able to share your knowledge on rolling options, e.g. what/when/how to roll? Many thanks.
@wealthadventures10 ай бұрын
Hi. Thanks for watching! Here is a video on rolling options: kzbin.info/www/bejne/moSafaaYhdiZbbc
@cslow898310 ай бұрын
thanks for this Dave. do you use deltas to decide whether to roll or not to roll (assuming you wish to avoid assignment) ? thanks again@@wealthadventures
@wealthadventures10 ай бұрын
@@cslow8983 Not much during a roll. More during the initial trade.
@gbpf57 Жыл бұрын
Nice video, good content, Thanks!
@wealthadventures Жыл бұрын
Thanks!
@russellhunter84603 ай бұрын
That's if you reinvest the dividends Only Schd holds up by its self.
@user-nq2gu7nv7k2 ай бұрын
Hi, I love your informative videos, thank you. I’m a novice at investing. Do you recommend I add these ETF’s to my IRA or open up a separate portfolio?
@wealthadventures2 ай бұрын
Hi. Thanks for watching! In my opinion, these can work in either but those that distribute more (JEPI and DIVO) would be sheltered nicely in an IRA. However, if you are looking to use the distributions now and are willing to pay the taxes, a taxable account would work so that you have access.
@blp9724 Жыл бұрын
Thank you very much!
@wealthadventures Жыл бұрын
Welcome! Thanks for watching.
@golfncars5094 Жыл бұрын
Nice video
@wealthadventures Жыл бұрын
Thanks!
@ronaldwhite6476 Жыл бұрын
I can’t imagine paying that price for voo to me it’s insane. I could have 20 shares of some other stock and more income.
@robertsmith6408 Жыл бұрын
I just turned 62 and I am 80 percent TSLA, the rest is split with JEPI, JEPQ and BSTZ. These three pay my house payment which takes pressure off my gov pension. Going to add SVOL, TLTW, SCHD, DIVO and VTI. Going to fund the rest with the slow sale of my TSLA stock, which i believe will double in the next few years.
@wealthadventures Жыл бұрын
Man with a plan! Good luck!
@autobotdiva92688 ай бұрын
vti, vym and schd for the win!!
@wealthadventures8 ай бұрын
I like it.
@philelmo Жыл бұрын
I like DIVO but I noticed they don’t raise their dividend much. So you might be stuck with a fixed payout while inflation is going up. Hard to justify when SCHD exists. Might as well do SCHD or JEPI or write your own CC
@wealthadventures Жыл бұрын
Hi. Yes, DIVO has not grown their dividend. Something to watch. However, they have done a solid job of picking the stocks and growing the share price so I'm still a fan.
@bendossantos783 Жыл бұрын
Agree, those are also my 5 top ETFS, nice combination of growth, dividends, and lower volatility then the overall market.
@wealthadventures Жыл бұрын
👍
@stevedancause1329 Жыл бұрын
I'm 5 years away from retirement & own both DIVO and JEPI. Both are a great balance of monthly income & capital appreciation. So far 1400 shares of JEPI & 1000 shares of DIVO. I also use value fund VTV for some more capital appreciation plus $O Realty Income...also fantastic. These all seem to work well together.
@wealthadventures Жыл бұрын
Nice mix. VTV is another good fund.
@rob9651 Жыл бұрын
Dave, Love your channel!! Just turned 60 and want to retire badly!! I have some JEPI but am thinking of getting more. I am looking for monthly income. Really curious about it's stability ,given it's short life, based on its investment plan and the reliability of the ELN strategy. I didn't hear you talk about that. Thanks for all the info.
@wealthadventures Жыл бұрын
Hi Rob. Great question and that is the primary reason I limit my investment. I'm digging myself to gain a better understanding. The idea of an ELN is simple enough (Invest $1000 - Buy a bond for $800 that returns your initial $1000, use the remaining $200 to buy a riskier asset such as a call option). However, for the yield they are providing the coupon rates on the ELNs need to be extremely high. Especially considering they make up a small portion of the total portfolio. Until I can work through the math (and explain it to others), I'll keep my exposure limited. No free lunch as they say!
@rob9651 Жыл бұрын
@@wealthadventures thank you for the answer!! I'll keep my eyes open for any updates..
@jczhang2055 Жыл бұрын
I think SCHD, VYM, VOO, QQQ will be sufficient balanced and diversified.
@wealthadventures Жыл бұрын
Hi. Definitely diverse enough in the US. Might look at something international.
@knightalumniАй бұрын
Several of these have the same holdings. Why not just put it all in SCHD, take the 3.5% yield and get strong dividend growth and some long term fund appreciation growth to boot?
@moneymanfernando1594 Жыл бұрын
I like all of those. I own all of those. How about for people 60+.?????
@wealthadventures Жыл бұрын
Hi. I would not change it much myself except to perhaps add some additional bond exposure.
@markml100 Жыл бұрын
I'm 57 and have money with a FA but don't like the 1% fee. Want to do it myself and this was a great help. My question is there are so many videos saying so many things, it's hard to nail it down. So here goes. I want to do a simple 3 fund portfolio, but I also like these you just showed and dividends. What about this - SCHD, VYM, DIVO, JEPI, SVOL, XLK, XLV, VGT. Yes that's 8. Would love your thoughts? Thank you for your great videos
@wealthadventures Жыл бұрын
Hi. I like many of those funds and understand not wanting to give up 1%. That mix gives you just about everything in the US. Are you trying to gear your portfolio toward growth or do you want to start taking some income now? Portfolio visualizer is a great site to test a mix like this for those that want to manage their portfolio: www.portfoliovisualizer.com/
@markml100 Жыл бұрын
@@wealthadventures Thank you. I'm just trying to figure out how to do it myself and keep it simple. 8 is probably too much, right? I'm mainly focused on having my money make money. Call it growth or income. I'd say both, but I want to be conservative. I like your content, and you make it simple. It's hard to figure out how to do this with all the information coming your way. Any additional thoughts? I like the dividends and the ones you shared for people over 50 and that's the extend of my knowledge. What would you do if you were me? I have a mix of SEP, IRAs, Stocks and CDs now that total 1.4m and I need to make it work. Thank you
@wealthadventures Жыл бұрын
@@markml100 The only ETF you have listed that I would make sure to keep in check is SVOL. Small amount may be fine. That is just my opinion. I think some CDs, bonds, and/or cash in a money market is a good idea as a portion of your plan and can give you some time to invest. They are all paying at the moment. Start buying small amounts of the ETFs that you like and get your feet wet. You can always shoot me an email and let me know what you really need from a portfolio if you want to dig deeper.
@markml100 Жыл бұрын
@@wealthadventures thank you for your help and I'd love to dig deeper. I know this is not financial advice, but you have been a big help. Thank you sir and have a nice day.
@Sindibad007 Жыл бұрын
You appear much younger!
@zackalali5853 Жыл бұрын
Great video . I’m investing in VTI and SCHD , my question is: should I add all these 5 etf to my portfolio or some of them since I have VTI ? Thanks
@wealthadventures Жыл бұрын
Hi Zack. In my opinion, VTI and VOO are virtually interchangeable. I prefer VOO slightly. SCHD and VYM should offer less volatility in both directions so introducing them will help those concerned about significant drawdowns. DIVO will also do this based on performance to date while also offering some income. JEPI is for those that want to strip off some income but it will sacrifice growth in most situations. Just my opinion!
@Reza16888 Жыл бұрын
Another useful video for me who falls under the 60+ category! I was thinking of also adding a little more spice, some real estate like ABR. What do you think of ABR?
@wealthadventures Жыл бұрын
Hi. I will take a look at ABR. Surface level look checks out but need to look more.
@janosik150 Жыл бұрын
I just bought the companies they invested. .
@dumpsterfire295 Жыл бұрын
Well I'm not 50+ but i own SCHD. More of a conservative investment as so.
@wealthadventures Жыл бұрын
I think SCHD can be in any portfolio.
@vickibennett6579Ай бұрын
I’m 76 starting to do some fun investing. Already have Roth and standard Ira’s. Any recommendations.??
@wealthadventuresАй бұрын
What are you looking for from fun investing?
@LuisHernandez-dy1rq Жыл бұрын
Great video ! What if you only wanted to have 3 ETFs which ones would they be for the 50+ crowd ?
@wealthadventures Жыл бұрын
Hmmmm... depends on the person and their financial goals/position.
@LuisHernandez-dy1rq Жыл бұрын
@@wealthadventures Say the one that is just starting out and has about $5k to start
@wealthadventures Жыл бұрын
@@LuisHernandez-dy1rq I do like the mix of SCHD, XLV, and XLK (Sub VGT, VUG, or QQQ) if the goal is growth.
What site chart page are we looking at in this video with the comparison feature? I use the yahoo comparison chart but a bunch of problems that they know about. Thanks
@wealthadventures Жыл бұрын
Hi. I use Seeking Alpha. They have a free version that has some of the functionality. If you like it, there is an affiliate link down in the description.
@Joethebro1014 ай бұрын
Great video. I’m doing excellent with my 3 ETFs of VOO, QQQ, and SCHD which I equally distribute, I buy low and DCA, but wondering if I should maybe do something different now that I’m 54 years old. Maybe put more in SCHD like you said. What do you think about Bond ETFs for safety?
@wealthadventures4 ай бұрын
Those are all good ETFs. Bonds/bond ETFs will certainly offer you some nice diversification.
@stevenziegler25235 ай бұрын
Thanks for the video. Are you getting a large overlap of Holdings between your div ETF's, also is there a way to. Heck if the divs being paid are qualified?
@wealthadventures5 ай бұрын
Most of the dividend ETFs will have overlap. This is a good place to check: www.etfrc.com/funds/overlap.php US companies should pay qualified dividends but you can also check with your brokerage. Fidelity clearly shows qualified dividend info under their tax tab.
@stevenziegler25235 ай бұрын
Thank you so much
@ryanjoseph8694 Жыл бұрын
I have all those etf in my portfolio. I even started every brokerage account for my kids and wanted to know are there any ETFs that would benefit them you’re really young but I’m thinking about their futures.
@wealthadventures Жыл бұрын
Hi Ryan. That is great! teach them young. Here is the video I did for young investors: kzbin.info/www/bejne/qGjaZH5mZc-MqJI Mainly focus on growth since they have so much time and show them some info. I'm doing the same with mine.
@ryanjoseph8694 Жыл бұрын
@@wealthadventures Definitely watched the video a lot of useful information. Will definitely take those stocks into consideration.
@MartinThiele Жыл бұрын
You may have answered this before - how do you account for individual stock overlap on the ETF? Is there a tool to put in all the ETF you own and the percentage of shares and then spit out what you own. You could be over exposed to the same stock or same top ten stocks.
@wealthadventures Жыл бұрын
Hi. This is a good place to study fund overlap: www.etfrc.com/funds/overlap.php
@edgibbs3229 Жыл бұрын
Just buy VOO as Buffett recommends.
@wealthadventures Жыл бұрын
Nice and simple!
@AwesomeMinecraftMan Жыл бұрын
what program were you using to compare the Total Return of the various ETFs
@wealthadventures Жыл бұрын
Hi. All the info was from Seeking Alpha. Affiliate link is down in the description but some functionality is free if you want to check it out.
@aldog41947 ай бұрын
I'm just starting im in 50+what should I do
@wealthadventures7 ай бұрын
Never too late to get started. Without knowing much information, I would cut spending, save, and invest.
@gvc1959 Жыл бұрын
were the net returns you mentioned from the 5 ETF's at the end of the video after expenses?
@wealthadventures Жыл бұрын
Hi. Yes. Those ETF returns would include any expenses.
@raymondqlam Жыл бұрын
Dave, what do you think of RSP etf for more diversified than VOO or SPY
@wealthadventures Жыл бұрын
Hi. Funny that you ask... I've been looking at it recently after someone pointed me towards it. I like it and will be doing a video soon.
@grahambull5245 Жыл бұрын
Question, one buys a blue chip share for a divv portfolio at say 6% pa and the company price goes up by over 20% in just over a month. Hold or cash out and move to a similar blue chip company (same sector/divv/fundamentals etc..)? Stellantis to VW for example.
@wealthadventures Жыл бұрын
Hi. Depends on why you bought it in the first place. Do you have a long term view of the stock or were you trying to trade it to make 20%?
@grahambull5245 Жыл бұрын
@@wealthadventures I got them for the long term dividends, but as the mark up is now at 3 times the annual dividend return and with the market being as it is, cash out or hold and ignore the volatility?
@wealthadventures Жыл бұрын
@@grahambull5245 You can always sell some and move to cash or buy another equity. However, I wouldn't recommend trying to time the market because a stock had a nice move. Just my personal view.
@grahambull5245 Жыл бұрын
I’ve always sold to the same value i paid, 10k in, 10k out and the profit equates to free shares. Not trying to time it, more that the price now equates to 3 years divided. If the price keeps rising, $ cost averaging cuts into future dividend growth. If the price comes back down, $ average makes more sense, but I’ve missed a chance to take cash and run. Think it’s more we compartmentalise portfolios and are restricted by the rules we put in place. Anyhoo, I took the profit so dinner is on me.
@wealthadventures Жыл бұрын
@@grahambull5245 You booked a winner! Keep doing what is working for you.
@p.c.4606 Жыл бұрын
O/T....VYM or SCHD? thank you..
@wealthadventures Жыл бұрын
I like SCHD over VYM but both are solid picks.
@Larry-vc5qv Жыл бұрын
Any views on AI long term plays.... thanks.
@wealthadventures Жыл бұрын
No. I tend to let others figure it out and I'll join in later. However, I own a lot of GOOG, AAPL, and MSFT.
@dexagalapagos Жыл бұрын
Is there any reason to pick VYM over SCHD?
@internationalplayboy8685 Жыл бұрын
Diversification and safety is why I buy VYM. SCHD is concentrated in the top 10 holdings. SCHD also has no utility exposure. In truth, they compliment each other well, I buy them both.
@dexagalapagos Жыл бұрын
@@internationalplayboy8685 I think you actually create a higher concentration in certain stocks by holding both due to an overlap of the two.
@internationalplayboy8685 Жыл бұрын
@@dexagalapagos No, there is a good article on SeekingAlpha saying the opposite, that they compliment each other well, with minimal overlap.
@dexagalapagos Жыл бұрын
@@internationalplayboy8685 87.9% of SCHD's holdings are in VYM
@wealthadventures Жыл бұрын
VYM performed slightly better over the last 12 months (Probably due to the performance of the utilities). Both are solid options IMO. I actually prefer the top holdings in VYM currently versus SCHD. Therefore, I toss them both in the soup.
@jimd.2683 Жыл бұрын
Dave what is your thought on TLTW?
@wealthadventures Жыл бұрын
Hi. I have not looked at it but will check it out. New fund.
@joncut77 Жыл бұрын
How about investing in CEF funds are they safe also ??
@wealthadventures Жыл бұрын
Hi. They can be safe investments but I have not found many that I like. Many have high fees.
@emphyrio Жыл бұрын
Dave, question regarding tax. I thought some etf’s like Schd are qualified dividend. So why you mentioned 25%?
@crohmer Жыл бұрын
Tax bracket
@emphyrio Жыл бұрын
@@crohmermax tax bracket for qualified dividend is 20%. Schd is a qualified dividend etf.
@wealthadventures Жыл бұрын
@@emphyrio Hey. Adjust for your personal tax bracket. I'm in Ohio and have to pay state tax.
@tompepper4789 Жыл бұрын
Which of these pay qualified dividends? Looking to keep my taxes low.
@wealthadventures Жыл бұрын
Hi Tom. All of them will pay qualified dividends. A portion from DIVO and JEPI will not be qualified due to the premiums collected. Ball park number would be 50% for DIVO and 85% from JEPI that would NOT be qualified. I will try and dig up actuals from 2022.
@tompepper4789 Жыл бұрын
@@wealthadventures Thanks, I didn't know that it could be a percentage. A great video would be one that shows the different taxes on similar investments on qualified and non.
@wealthadventures Жыл бұрын
@@tompepper4789 Looked it up. JEPI was 12.2% qualified (so quite tax inefficient) and DIVO was 81.6% qualified. That is directly from my Fidelity tax statement. DIVO might vary depending on when you buy it and when dividends are paid. I only owned it in this account for the last third of the year.
@tompepper4789 Жыл бұрын
@@wealthadventures Thanks, I will start watching DIVO now and less of JEPI.
@user-vs4qh4tb2y6 ай бұрын
Hello D ... Have you got any Canadian 50+ ETF Retirement ideas? ..ahh
@wealthadventures6 ай бұрын
Sorry but I don't have anything specific. There are some Canadian channels out there that look at those offerings.
@narasimhavempaty3 Жыл бұрын
when you say total return, is it by reinvesting dividends or by adding returns ?
@wealthadventures Жыл бұрын
Hi. That is the return with dividends or distributions included for the fund.
@bsant54 Жыл бұрын
Peanuts divs. My lowest ETF is 11.75%, rest higher, did 27.5% in 2022. 2 of 3 = pay monthly. 23.5% incl. stock price or total return in 2022. Paleo here.
@wealthadventures Жыл бұрын
Hi Robert. Well now you need to let me know what you are buying!
@donmynack Жыл бұрын
Don't love any of these covered-call ETF's like JEPI. People fall in love with the return, but they are much more exposed to counter-party risk than they realize. They also shed principal like a Siberian Husky. Be very careful with them.
@wealthadventures Жыл бұрын
Hi Don. JEPI seems to be holding up but time will tell. They do seem to spread the love around to many different banks all over the world with their ELNs. I do agree that it has been difficult to find others.
@briangemmet3567 Жыл бұрын
Hey Dave, curious on your thoughts about high yield REIT stocks, 8-10% yield, risky?? Some of their charts definitely don’t look good 🤔
@wealthadventures Жыл бұрын
Hi Brian. Do you have one that you are looking at in particular? Just depends on the makeup. I like REITs but not a fan of most mortgage REITs.
@briangemmet3567 Жыл бұрын
@@wealthadventures I was looking at PMT which Is invested in mortgage related assets, 10% dividend, are mortgage REITS more risky??
@wealthadventures Жыл бұрын
@@briangemmet3567 Yes. Not a great market at the moment IMO. There are times but not now for me.
@briangemmet3567 Жыл бұрын
@@wealthadventures Yep Thks for the input Dave 👍
@user-cc5lh3dh9z Жыл бұрын
Schd qqqm voo they overlap
@patrickf2671 Жыл бұрын
You don't look over 50....
@wealthadventures Жыл бұрын
Thanks Patrick!... But I am.
@alleneverhart4141 Жыл бұрын
Your'e gonna get burned on those covered-call etf's. You'll get smaller and smaller dividends as the price marches steadily downward, with the occasional reverse split. They maintain their yield but you end up eating cheerios with powdered milk in your old age.
@wealthadventures Жыл бұрын
Hi Allen. Thus far, JEPI has performed well compared to other covered call ETFs. I'm giving it more time.
@zaaframoon Жыл бұрын
Older investors? Are they just too stupid? That where this is going?
@retiredn Жыл бұрын
GReat Video ! SCHD JEPI CASH AND OPTIONS, DOING THE WHEEL STRATEGY.
@wealthadventures Жыл бұрын
Sounds familiar!👍
@rogerdodger8415 Жыл бұрын
S&P 500 was the go to fund for sooo long by soooo many investors that now it's become greatly overvalued. I wouldn't be betting the family jewels on it.
@wealthadventures Жыл бұрын
Hi. SPY sits at 396 today. When do you become a buyer?
@rogerdodger8415 Жыл бұрын
@@wealthadventures Maybe this explains it better....kzbin.info/www/bejne/b3qqqHmVhsR1qqc
@wealthadventures Жыл бұрын
@@rogerdodger8415 Thanks for sharing. I'm in the bear camp at the moment so hard to argue.
@rogerdodger8415 Жыл бұрын
@@wealthadventures I posted another comment here which disappeared, but in short I bonds are paying a risk free amazing interest rate (but 10k max)
@wealthadventures Жыл бұрын
@@rogerdodger8415 Yes! Great deal. One of the first places to stuff money.