Transportation in the Province( American in the Philippines 🇵🇭)

Let’s talk about transportation in the Philippines, how much it costs? What is the best? #youtube #american #provincelife #youtubeshorts #youtuber #youtubeshort #youtubevideo #province #fypシ゚ #funny #youtube #american #retiredlife #provincelifestyle

[@cliffpearce9043]

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[@Americaninthephilippines]

Thank you for great rating!!

[@HAPPYME-nm3kh]

Very good info ! You are doing GREAT !!!

[@Americaninthephilippines]

Awwww thank you so much for the compliment. We will do our best to keep it going. Let us know if you have any questions or need some information

[@genejordan9983]

Great video. You are so polite. 😂😂 even a humble American will get road rage here. We bought a baobao ( Tuk tuk ). A little short for me but I manage. We keep talking about a car but we both hate driving. We’d only use it to go to Davao every other month. We are in the providence as well in southern Mindanao.

[@Americaninthephilippines]

I do get frustrated driving sometimes when drivers go wrong way, don't look cut me off, etc. I try to remember it's not my country and just take deep breaths lol. We are the visitors...but I do wish I could teach the whole country a more efficient/safe way hahahahaha

[@richardclausen154]

Great topic, but you missed an obvious choice. The tuktuk! I am 6’5”, and I tried a scooter and definitely wanted a little more protection between me and the Almighty. There is no way I could sit in any truck, van or car and drive well, so the next alternative was a trike. Even though I still cannot drive it, my fiancée and sister agreed to be my on call drivers. Went to the Bajaj dealer (which is by far the best make, IMO) and bought the special edition which was shipped in from Cebu. As part of the deal, they agreed to provide one on one driving lessons for each of them, and they modified the tailgate so it lays flat like a pickup. Definitely has more protection, and can purchase drop curtains for the rain. Best of all, I think it cost me around $3,200 usd. Hands down the best option for safety and budget. Always enjoy your videos!

[@genejordan9983]

That’s what I bought. Hate the little wheels but really like it.

[@richardclausen154]

@ yes, that is unfortunate. Only complaint I have but it is minor. The versatility makes up for it!

[@Americaninthephilippines]

Thanks for sharing...sorry I forgot Bajaj...they are cute too lol. My only concern is the doors and open areas but you are right with the vinyl roll downs...works well in the heavy rains? I know another channel I used to watch in Naga that had a nice Ford pickup but preferred his Bajaj...easier to drive and park around town. Thanks again for getting information out there.

[@richardclausen154]

@ my pleasure!

[@Americaninthephilippines]

Thanks again for your comments

[@radical1969]

Btw Great content

[@Americaninthephilippines]

Thank you very much!!!

[@marcrichard7251]

I’m thinking of buying a new Toyota truck when I move there to retire in a few months. One vlogger was say his new Toyota truck cast $12 grand US so I was going to buy a car but I’ve been to the Philippines twice and drive to the province the truck or SUV sits up higher than the car and so that’s my reason.

[@Americaninthephilippines]

I'm jealous lol...Toyota truck is my dream vehicle here but I couldn't afford it...yet lol. Yes you are correct...heavy rains flood some roads and the trucks with higher ground clearance do best. Also Toyota is VERY popular here so parts availability is better than most others. And dealerships/service centers are spread throughout. The one I would like someday is the Hilux G 4x2....1,466,000 pesos or 25,275 dollars at today's 58 to 1 exchange. Don't really need 4x4 unless you live on dirt road going up mountain and so many accessories here...lifts, wheels, lights, you name it. Good choice lol

[@KrayPurn]

Please do so, you will not regret it. I will be doing the same.

[@Americaninthephilippines]

@@KrayPurn hopefully I can join the two of you driving your trucks someday soon lol

[@stevesilver7437]

I’m surprised you didn’t have that money saved from being in USA. You seem like you budget good. What happened did you finally learn to start saving when you moved to the Philippines?

[@Americaninthephilippines]

@@stevesilver7437 I didn't have a plan thought out for moving to the Philippines. If I had made a plan for 4, 5 years and budgeted savings but that's not what I did lol

[@kevinacker9843]

In retirement, puchasing cars is in CASH only, or us old timers do not need it. No loans.

[@Americaninthephilippines]

That is the best way to do it...and my mom always told us save to pay cash. But alas I used debt lol...sorry mom

[@stevesilver7437]

@@Americaninthephilippinesyour mother must be pist off for you getting loans. You bad boy 😮

[@Americaninthephilippines]

@@stevesilver7437 Hahahahaha I'm sure mom understands lol

[@itsthejourney2022]

Test

[@Americaninthephilippines]

Just testing process folks lol

[@myjourneyinthephilippines]

Thank you for sharing 😊

[@Americaninthephilippines]

You're very welcome. Happy to share.

[@myjourneyinthephilippines]

❤💕♥️

[@Americaninthephilippines]

Thank you for the comment.

[@aselfsufficientretirement]

Great summary. We got Isuzu 4 x 2, as farm on cement road. You are spot on regarding parking, apart from SM nothing really designed with cars in mind!!

[@Americaninthephilippines]

@@aselfsufficientretirement Thanks for your comment and kind words. Yeah I really wish I would’ve got a truck…but I would’ve had to wait until could afford the extra expense. Hoping next vehicle and hopeful don’t need to wait for social security in 6 years lol

[@aselfsufficientretirement]

@ at least the local roads here aren’t too bad (when they finish all the road works).

[@Americaninthephilippines]

@ lol yeah…wish road construction was a little faster but making better for us all👍

[@tseek001]

Good info / content, however it might have been even more helpful if you could've provided info on auto insurance as well .. perhaps in another episode, maybe ? 😉

[@Americaninthephilippines]

Thanks for the comment and idea. We did cover our insurance cost briefly in our budget video...just full coverage annual cost. We will be doing our car registration and mandatory insurance coverage again pretty soon...good video 👍

[@tseek001]

@Americaninthephilippines Thanks, will look forward for it. 👍

[@Americaninthephilippines]

@ thanks for giving us ideas 👍

[@kennyhawley]

USAA is a good option like you said for a personal loan.

[@Americaninthephilippines]

Yes I was happy that USAA still found a way to work with me even here.

[@fredclemens2933]

Wow didn’t know USAA does loans in PI but NAVY federal is really easy and you can get 25% over the car price for extra money at a very low interest rate

[@fredclemens2933]

Sorry you mentioned this after I posted…..I am with both….. lol

[@Americaninthephilippines]

I really need to get an NFCU account set-up...actually allow auto loans here and good interest rates.

[@kevinacker9843]

​@@Americaninthephilippines Yep, member of 35 years. Do not go out without them.

[@BlessedVeteranAdventures]

I'm interested in picking up a Yamaha r3. Are these types of bikes available? Not just Yamaha r3 but like r6, Kawasaki 400, etc?

[@Americaninthephilippines]

I wish I knew more about the motorcycles offered here but after a quick search for you I found the YZF-R7 for 597,000 pesos or 10,293 dollars at the current 58:1 exchange rate. That bike has a 689cm displacement. They also have a larger sport bike but over 20,000 dollars. Most of the manufactures offer sport bikes in many sizes and prices here. Hope I answered your question

[@BlessedVeteranAdventures]

@@Americaninthephilippines You did, thank you.

[@Americaninthephilippines]

@ you are very welcome...we are glad to help

[@CarMaintenanceGuy]

The way I purchased my 400 sqm property in Mindanao was a 0% loan from the US. I got one of those balance transfer offers where the credit card would mail you checks. I wrote a check to myself for $8,000 and deposited it to my checking account in the US. I took a photo of it using the banking app. Within a couple days, I had the money. Then I transferred all of the money into GCash in chunks and that's how we paid for the land. I had 1 year at 0% to pay it off in full without being charged any interest. I just finished paying that loan off a few weeks ago. I would never want to finance anything in the Philippines. I don't how those people sleep at night charging 30% interest to poor people. That's so horrible. Thank God I have resources from the US to get funding options. If it wasn't for that, we would be so screwed.

[@Americaninthephilippines]

That was very smart and a good use of credit card check offer. I wish US banks would understand some people live overseas and begin to offer more to us. Yeah I don't need a loan bad enough for 30%....yikes lol

[@stevesilver7437]

Amazing how you could live in a America all those years and go to the Philippines broke 😮

[@CarMaintenanceGuy]

@@stevesilver7437 You need passive income in order to live in the Philippines. I have that.

[@Americaninthephilippines]

@@stevesilver7437 I didn't go to the Philippines broke...just not enough for house, solar, car, furniture, etc lol. We have a very comfortable life now.

[@raroque12]

Can you share more about your budget? Source of income? Pension? SSS? And Health care plan? Thanks!

[@Americaninthephilippines]

Thanks for your comment. I am retired from the US Air Force after 24 years of service. I’m extremely fortunate that my military medical coverage is available here in the Philippines. I am 56 years old and looking forward to day I can claim social security 👍

[@raroque12]

@ ohh great… there is another vlogger retired Air Force there in Philippines… his name is Ginno staying in Panay Island and his channel is Dazel TV named after his wife… you should collaborate… @dazeltv1351

[@Americaninthephilippines]

@@raroque12hahaha I am a subscriber of Dazel TV lol. I’d love to collaborate with them some day 👍

[@marcrichard7251]

I joined Navy Federal credit Union and I was never in the Military. My son- in-law was in the Army and that was good enough. There’s no brick and mortar building it’s totally on line ….

[@Americaninthephilippines]

Thanks for the comment and sharing information. Family members of military too. NFCU is only American bank I know of that will do auto loans in the Philippines.

[@sgtm7]

They have brick and mortar branches on military installations.

[@marcrichard7251]

Yes sgmt they do….

[@Americaninthephilippines]

@@marcrichard7251 Great information...I need to check into opening account myself for a hopeful future Toyota auto loan lol

[@KrayPurn]

They have brick and mortar buildings both stateside and internationally. And so, not sure where you are getting your information. Please reconsider putting out false information. A simple google search will provide you with each of Its brick-and-mortar locations through the entire world.

[@radical1969]

I have USAA bank also. Do you recommend getting another bank too like navy federal

[@Americaninthephilippines]

Thanks for commenting. Yes I would recommend NFCU (Navy Federal Credit Union) account. They are the only bank I know of that offers auto loans here👍

[@radical1969]

Thank you for the info

[@Americaninthephilippines]

@@radical1969 we are happy to help.

[@radical1969]

And do I have to make a Philippine an account up there

[@Americaninthephilippines]

Opening a Philippine bank account may be needed if you don’t have a Filipina wife that already has an account. I transfer money from USAA directly into Joy’s BDO account for monthly budget

[@Virginio-f5i]

Were you legally married when you tried to have your wife finance a vehicle in her name?

[@Americaninthephilippines]

No not legally married when we talked about financing car...I'm sure that would've made a difference too. Although interest rates here are extremely high

[@Virginio-f5i]

@ yeah I’ve noticed.. we’re moving to the Philippines in a couple months.. we’re married and have her on my social security with our son.. so we’re gonna save some up for a down payment on a vehicle and finance the rest because we’ll need a vehicle.. great video. I’ll let you know when we arrive there thanks..🙂👍🏽

[@Americaninthephilippines]

@@Virginio-f5i Best of luck on your move. We wish you all the best and let us know if there is anything you want to know about.

[@Virginio-f5i]

@ ok thanks..🙂👍🏽

[@fredclemens2933]

I will say getting a bank to finance a car is a major headache in the Philippines…..I wanted to use my cash for our house build but it was taking so long to get a rate that I just ended up paying cash for the car….I am lucky to have saved to do this prior to my retirement. Even with a six figure income they were going back and forth for over 6 weeks….. I see now what banking in the PI will be like.