Uncover The Truth Behind The Bond CDD And Amenity Fees in The Villages, Florida | Robyn Cavallaro

[@Robyncavallaro]

🎉🎉Link to my home buying journal amzn.to/3Wkjm69

[@christinemielke6827]

Yes an expenses video would be great!😊

[@Robyncavallaro]

It is coming soon!

[@lauralampe1664]

I would love to see an updated video on your expenses. Happy New Year Robyn!

[@Robyncavallaro]

I will get to that! Happy New Year!

[@allisonm6622]

Yes very helpful.

[@Robyncavallaro]

That's great to hear!

[@tomdenomy2542]

I bought your book on Amazon. It’s great. What would be nice show video of the expense filled in on it for say… 3/2 courtyard villa.

[@noreenn6976]

Always appreciate the info you provide. I wish the villages would include apartments/condos in future builds.

[@Clutter73]

Great video! Would love to see a video on expenses too.

[@Robyncavallaro]

Coming soon!

[@falc241]

Yes I would definitely like to know about all of the expenses fees

[@lauralampe1664]

CCD. 😂...I had Sister Basil for kindergarten, Sister Bernadette for freshman year world history, Sister St. James for sophomore year geometry. K through 12 in Catholic school. 😇

[@Robyncavallaro]

Ask me questions! I am here to help! 👓

[@KurtPauley-v5u]

I did a visit there last April and fell in love with The Villages. I’m interested in a Patio Villa and would love to know the average expenditures.

[@Robyncavallaro]

Thanks for watching

[@lauralampe1664]

On The Villages website, I believe there is a section called cost of living, and it is broken down by type of home. That might be a place for you to start.

[@KurtPauley-v5u]

@ Thank you very much!

[@scott-og6iu]

For those wanting an example of some of the costs. Hope this helps a little. Purchased Emerald patio villa in Shady Brook in October 2024. $271K for a 1295 sq. ft. home with separate golf cart garage. Property tax TBD Bond for my home is $25,787 and is a 31 year bond not 30. $1800 payment of bond for 2025 Homeowners insurance annual $1,020 CDD maintenance assessment fee 2024 was $361 Villages Fire assessment fee 2024 was $239 Centric Fiber monthly $68 Gas bill December $39 Electric bill December $73 Monthly Water/Trash/Sewer/Irrigation/Amenity Fee is roughly $350 ( I find the water/sewer/irrigation to be more expensive than gas and electric)

[@Robyncavallaro]

Thanks for sharing. Your property taxes will be about $3500 without a homestead exemption, and $3000 with

[@scott-og6iu]

@@Robyncavallaro Thank you Robyn for that estimate. I have the homestead so thankfully it will be on that lower end. Great video.

[@lauralampe1664]

Thank you for sharing your expenses! Enjoy your new home!

[@Bennyruss2634]

Lawn care expenses, exterminator?

[@flybirds2024]

The bond only includes the infrastructure to build the home, utilities, roads, etc. The mail station, rec centers and pools are not included in the bond and are paid by the amenity fees within each district. Also, one of the reasons I bought my Courtyard Villa in Hammock at Fenney is that the bond was only $17k

[@Robyncavallaro]

The bond paid to build them not the amenity fee

[@falc241]

You have the bond,Cdd, amenities, taxes,water, garbage, Internet, tv. Am i missing anything else? Insurance

[@Bennyruss2634]

Separate yearly fire department bill.

[@Satjr35031]

Your point?

[@marke2959]

Fees, fees, and more fees! No developement in America has more fees than the villages!

[@Robyncavallaro]

I'll bet there are a few out there.

[@paulsarnak6494]

I still don't understand how a bond balance would not effect the selling price of a home.

[@Robyncavallaro]

Please give me a call and I would be happy to explain the situation. It’s too much to put into message

[@WiseChristian60]

My plan is to buy a home w no bond, buy in the historic or Spanish Springs area much more affordable, lower taxes and the best area in the villages imho! 😅

[@Robyncavallaro]

That's how most buyers start out. Keep your options open!.

[@scott-og6iu]

That was my plan as well but quickly found out that you can purchase a brand new home in Eastport area at same price or lower than what people were charging for manufactured homes in the historic side. Plus you will find that there is definitely an age difference between the historic area and the newer areas down south. Don't let the bond scare you.

[@lauralampe1664]

I'm with you...I will be looking north of Lake Sumter Landing, no bond or low bond balance. Want to be near shopping & restaurants. Watch for the age of the roof & the AC.

[@LoriSpurgin]

Very helpful 👍 Thank you!!! I’m getting smarter every day with your help 😊

[@Robyncavallaro]

Great to hear!

[@raysboatingandadventure1277]

Too many fees, expensive to live there. I'm not interested in endless fees. Dropped interest in moving to Florida. Throw in homeowners insurance, and I will just visit.

[@Robyncavallaro]

I agree it's important to consider all costs when looking at a new place!

[@markedwards5512]

I don't believe the bond directly funds the build out of the amenities like the rec centers and pools, exec golf courses, etc...the CDD has to buy those from the developer after they complete the village. The CDD floats another bond to buy the amenities and use the amenity fee to pay off that bond.

[@Robyncavallaro]

That is not correct. The bond pays to build the rec centers, golf courses etc.

[@Pennaman-nn6ej]

Did you say your CDD is only $300 plus per year? Good Lord, mine is $350 a month.

[@Robyncavallaro]

We are not a HOA community. We pay a CDD assessment annually to for the upkeep of the common areas our District. Homeowners maintain their own home. We pay $195 for the use of our amenities.

[@Pennaman-nn6ej]

@ I own a house in the villages and my CDD is a monthly bill of approximately $350 a month. The amenity fee is also a monthly bill of about $195.. So when you say you are only paying $300 plus per year CDD I find that hard to believe.

[@gonebyrv9748]

@@Pennaman-nn6ej I don't believe the CDD is billed monthly. It is paid in your annual tax bill.

[@martinweber202]

I will be there in May looking forward to working with you