Upside-Down On 2 Cars and Don't Know What To Do

[@percivalgooglyeyes6178]

People need to stop thinking of cars as status symbols and investments. They are appliances for getting from one place to another. Get the least expensive one that works.

[@JamesCuck-gq5en]

It’s ok to get a nice car.. just be don’t be dumb.. cheap cars require a lot of maintenance compared to a new one

[@bailey-k6b]

Wrong. Get the most reliable one that fits into your budget.

[@whitegoodman7465]

True but not true..to non car people its an appliance to get to one place from another..those same people have pos cars that are disgusting inside and out. If it was thought of as an appliance by everyone, everyone would be driving $3k beater civics.

[@percivalgooglyeyes6178]

@@whitegoodman7465 Do you have a beater washer/dryer and dishwasher?

[@calebniederhofer6529]

@@JamesCuck-gq5en A lot of the older cars are more reliable lol. If they have been properly maintained.

[@ROCKETS2965]

“Wells Fargo, so it’s a good bank!” 😂 Literally one of the worst mega banks out there.

[@robl39]

I started watching Ramsey clips a few months ago. What is shocking to me is that the overwhelming majority of money problems people talk about on this show are not only easily avoidable but almost always self inflicted based on bad choices. I am shocked at how careless people are with their money.

[@poeticprincee9750]

The reason is because many try to keep up with the jones and that is a death trap I almost fell into!

[@toddaustin2198]

I totally agree!

[@Primitive_Code]

You just said the sky is blue.

[@stephencullum8255]

I am not surprised. Many of my relatives are pretty bad. I don't know if it is a lack of wisdom , lack of self control , not giving a fig about long range consequences or all of that.

[@thedude5040]

Sometimes there are impossible ones. You never hear about the $500k in medical debt from pregnancy complications.

[@The.Dude.Abides.]

$40k for a used Traverse? Who in their right mind would pay anything for a garbage GM product like a Traverse? 🤢

[@XAMPOL]

Prolly counted with tax/interest

[@XAMPOL]

I wouldn't even pay 10k for a traverse though

[@costco_pizza]

Well no one will respect you driving around in a used Honda civic all day. Get the car that tells the world you are a somebody. Not a nobody.

[@lot2196]

​@@costco_pizza I hope that is sarcasm

[@mplslawnguy3389]

@@costco_pizza A Traverse is not that car lol.

[@anthonykence9954]

Debt free is the best life period.

[@PInk77W1]

💯

[@jimroscovius]

Absolutely!! We love our life!!

[@bruhbruh7819]

Agreed

[@Just_Stevo]

Earning money on margin isn't bad either.

[@ginoturano6821]

Best life is if your healthy period

[@toddryan0108]

Wells Fargo is definitely not a “good bank” hahaha. I love Dave

[@tristan2332]

If people Couldn't get car loans and had to pay cash most American be driving 10+ year old cars 😂

[@henrysheppard3433]

Cars would be forced to be realistically priced as well. Price manipulation cause they know most finance new cars

[@tristan2332]

@henrysheppard3433 Yea avg person thinks cost a.month not total price. That's backwards.

[@mathisnotforthefaintofheart]

Fact: The average car on the road is 11 years old.

[@tristan2332]

@mathisnotforthefaintofheart Well then I guess if people had to pay cash avg be like 20 years old then or more. In my area most have new cars.

[@turtleanton6539]

Faxx😊

[@samanthabeee6138]

Wells Fargo, it's a good bank. 😢😅😂

[@MyNameIsCorey]

A lot of ppl unfortunately equate well known for good

[@richardm.441]

I have had wells since they took over wachovia in 2008. I havn't had any problems.

[@Argedis]

Many of my neighbors around me have gotten new Trucks/SUVs. All of them in debt. Blows my mind how many people get into debt driving a fancy car to keep up with the Joneses.

[@TheFlyingZulu]

Just be a Jones and you don't have to keep up with them! :) How do I know? I'm a Jones. ahaha... I'm making a joke here because I always find this saying funny because I've been super poor for pretty much my whole life.

[@sxtsxt6714]

It’s called enjoying life while you can and do what makes you happy. Being in debt is not a bad thing it’s when you can’t afford your debt. Sone people be in debt their entire life and still have a great savings account and is living a great life. Do what makes you happy and stop judging others 🤷🏽‍♂️

[@Argedis]

@@TheFlyingZulu 🤣

[@Argedis]

@@sxtsxt6714 One of my neighbors admitted to me he's having a hard time keeping up with the mortgage and both his trucks. I don't know if that's how people enjoy life.

[@sxtsxt6714]

@@Argedis i guess you missed the part when I said some people (not all) but some.

[@letstalkaboutgermany8288]

Well. Be sure to get a AAA Premium membership with free towing with that 5k minivan! 😂 you will be spending a lot of time standing by the road side waiting for help….

[@texashobbies]

This is the perfect case for Dave’s advice !!! She should do exactly what Dave says !

[@mathisnotforthefaintofheart]

I don't care for trucks but I see those truck prices and I am like My Gosh. Same with SUV's. More than 50K for a Ford Explorer? A FORD??? Madness...

[@tdgdbs1]

A RAM and a Traverse; both are money pits and no resale value.

[@cesarpac3723]

Most cars are honestly, I got a Jeep and same thing.

[@rossmcgreg6r642]

Encouraging her to get out of debt and giving her some strategic advice. Good job.

[@TheDjcarter1966]

I swear soooooooooo many money problems could be avoided if everyone under 30 could never buy a new car unless they paid cash and was not allowed to spend more than $7,500 on a vehicle.

[@costco_pizza]

And what kind of life is it to be driving in a used Honda all day? Who will respect or appreciate you? That is not a proper way to live. You need to get a proper car, one that tells the world you are a somebody. Not a nobody.

[@richardm.441]

@@costco_pizza I would rather be a rich"nobody" than a poor simpleton, believing a car could make me a somebody.

[@LoveLife-oo9cz]

If they can pay with cash, then it's no problem. I drive a 2018 Cadillac SUV, paid with cash. I wouldn't buy a brand new 2023 Cadillac, too much mark up.

[@bailey-k6b]

@@richardm.441 He was being sarcastic

[@cesarpac3723]

Some people don’t have cash like that, it’s a reality. Young people have to go into debt just to go to college, they’ll obviously need a car and working/going to school is always possible. Not to mention rent, food, etc. I’m making good money now but def had to struggle to get outta debt and even then I still have a mortgage and cars to pay. It’s just the way the system is set up, yes I could buy a $10k car but wont come with warranties and it’ll probably be older with issues or high mileage. Lets be realistic, the financial system here is to blame for keeping us all in debt with high interest rates. This is how we pay back the Covid money that was given to us.

[@briancarlisi2224]

I’m always amazed how smart sounding people can be so stupid with money. If they applied the same behavioral control with personal money as they do running their business they would never be calling in.

[@seanjean9677]

She was married. Likely had two incomes. Got divorced and he left her with the bill.

[@Paul-zi5gj]

I love listening to this stuff it makes me laugh I'll never give up my loans or credit cards

[@c.m.8860]

Even used Vans are so expensive right now especially if you need reliable when you are on your own

[@sasyaharry4046]

It’s always the dadgum truck😂

[@HisLoveArmy]

Conversation goes a lot smoother if they just ask all their normal questions first before jumping in and trying to solve her problem

[@Ericdsvt]

Thank god for this show everytime I start looking at dodge vipers I follow it by watching one of these clips. God bless you Dave And I would not even finance like these nut jobs who already have almost no cash saved to begin with. INSANE

[@Corkfish1]

I just bought a brand new RAV4 for under $30k and I'll drive it for a decade. Why are people spending so much on vehicles??

[@aeromedical6776]

New car smell is their crack!

[@HEC892]

If this was a man calling in Dave calls him stupid at least 2x 😅

[@Ja50nkAt]

Where's the equality😂

[@jimroscovius]

That's because he would be. That's why men don't call in when they know they're stupid.

[@wjf5839]

​@@jimroscovius 😂😂

[@ninajohnson3773]

@@Ja50nkAt Dave is a traditional man with traditional values. Men are supposed to provide for women.

[@mjojco]

He would've called him sweetheart too😂

[@HHHPedigrees]

Insane some peoples car payments are as much or higher than their monthly rent/mortage payments.

[@innocentrage1]

Not just cars, banks are now doing 40 year mortgages

[@Lady_Tee15]

So sad! It is mental 😮😮

[@texashobbies]

Those types of sales are very complicated, most buyers are worried about handing over a cashiers check to a seller of a car who does not have a title.

[@BusArch42]

Exactly. I did it many years ago but small town and we knew each other. Now I wouldn’t dream of doing it.

[@texashobbies]

@@BusArch42 same here

[@erbecky]

Where is this 5K minivan coming from in 2023?

[@XennialGuy]

I know, right? Doesn't exist. Dave is stuck in 2019.

[@nnyv0040]

​@@XennialGuy or 2000 😭

[@XxXRage115XxX]

You just don't know how to look lol

[@BusArch42]

Exactly. I have a ten year old sienna (95k) and it’s worth way more than 5k.

[@GreekCarFreak]

The dreaded keeping up with the Joneses.....ironically, the less I care about impressing others, the more money AND nicer things I truly want come my way lol

[@midlifecrisis7888]

No one is buying a ram for 37k with cash 😂😂😂

[@BusArch42]

Spot on. Used cars for cash max out at about 5k.

[@jeep19]

Jade said lollygagging 😂

[@christopherstimpson6540]

Unless you're using a truck for moving products or farm work it's a waste of money. Usually a trailer can do more than a pickup. Lower to the ground and easier to load and unload.

[@r8alvar]

She has a good income and should be able to clear this up sooner rather than later

[@stephencullum8255]

Agreed. Her income is a huge asset. If she controls her spending she can pay off this debt quickly.

[@HHHPedigrees]

*her husband has good income

[@ZiekleAblo-ij7kw]

@@HHHPedigrees shes divorced and a business owner so its her income

[@HHHPedigrees]

@@ZiekleAblo-ij7kw yeah so she takes half of her husbands paycheck plus whatever she makes

[@ZiekleAblo-ij7kw]

@@HHHPedigrees she is divorced so she doesn’t have a husband. My mum never got child support from my dad not all women get child support ….

[@killerfaithfish]

I like how they are training this new member of the ramsey team. I love her and I love seeing the process ! SHES SO GOOD !!!

[@khrisstake2210]

Eh

[@toddaustin2198]

Is it just me, or did Dave and Jade totally sugarcoat this one?

[@TheFlyingZulu]

Usually when the caller makes 6+ figures they say everything is fine and they can pay off the debt really fast. Lol.

[@briancarlisi2224]

@@TheFlyingZulu because its an easier math problem

[@ghostbird92]

Yes I was very confused how nice they were being given how dumb her decisions were. She doesn't even have a partner. She just bought two expensive cars for herself

[@markekins4769]

He might be tired this morning lol

[@JustinCase780]

Funny crowd that enjoys people getting scolded for their money mistakes. 😂

[@mugentuner]

Cant imagine you got normal people spending upwards of 47k on a truck. That's a lot of stupid tax as Dave would say.

[@timothygibney159]

That's dirt cheap now. 47 k is used ranger territory in 2023

[@mugentuner]

@@timothygibney159 thats why most people that buy at this price point is upside down shortly. There's a new and used car bubble happening especially in the US due to raw material shortages etc

[@0529mpb]

You are not getting a new truck for much less than that.

[@mugentuner]

@@0529mpb I wouldn't spend that kind of scratch on a truck. It's a depreciating asset of the worst kind. I put my money into paid off house, paid off car, kid and normal investments that actually make your net worth rise. Why put good money in a solid loser like a new truck unless you are a straight up multi millionaire.

[@NWI_Steel]

The average new car transaction today is 50 grand

[@frankdux6930]

The ridiculous amount of motor financing solicitation in this country needs to be policed..hard.

[@mplslawnguy3389]

Why, if people are willing to sign the dotted line, so be it. Nobody is putting a gun to their head.

[@sanauj15]

@@mplslawnguy3389 It kind of is. People need cars to go to places. Either don’t take our deal and be carless or take our deal and be thousands of dollars in debt.

[@R_00N]

​@sanauj15 That's not how it works. You can buy a sub 10k and not have a huge car payment. It won't be a flashy shiny car but it'll get you around.

[@SlowgrindT]

They don’t understand 5k will get u a car with 200k miles now a day. !

[@angelaavalos51]

Dave is now pro car notes. “Rob Peter to pay Paul.”

[@kindredkey]

What clip were you listening to?

[@rich6246]

Buying a vehicle that’s not paid off in TX is a pain. The bank doesn’t just sign it over.

[@rnt45t1]

You can't find cheap good cars in Texas? NOBODY has a 2004 Toyota corolla? Good lord, see how insane you sound?

[@Dan16673]

Rly?

[@spot_of_tea53]

Tell me more please

[@BusArch42]

Same in Arizona and California . They will only release to the original buyer who then has to sign it over to you. That’s a whole lot of trust. And the titles are not held locally so it usually takes a couple months

[@amyalexander8856]

Love Dave's program, but why does he always assume student loans are federal loans? Private student loans aren't covered under the federal pause. They have to be paid just like any other debt.

[@bigpicturethinking5620]

Because we are 14 years post private loans and after 14 years the vast majority should be paid.

[@TechDeals]

What the heck? Dave wants her to buy a $5K minivan to put her FIVE KIDS in it? Does he have ANY IDEA what $5K buys in a car these days? It sure as heck does not buy a dependable minivan. Dave is going to get her stuck on the side of the road with her kids, in a van she can't afford to fix, that ends up being scrapped. Terrible advice, he needs to go car shopping.

[@blahblahhhh2801]

That chick stickers on the laptop 😂😂😂😂 professional

[@lagarde2011]

I'd try to get rid of the truck first and then worry about the Traverse.

[@Fishouta]

Also caller is sort of all over the place with attacking her situation. She should stop payment on student loan, save a thousand in emergency fund, minimum payment on everything else, and focus her energies on selling the truck. She hasn't even looked up the kbb private party value on her two vehicles. Take a deep breath and focus!

[@fxdnny]

Yes keep working the baby steps sell the traverse and attack the debt on the truck after everything else is paid off since she said the truck interest rate is low then sell the truck when the negative equity is paid off.

[@kindredkey]

Agreed, they didn't address the fact that it didn't sound like she was using the snowball method but hopping all over the place OR maybe it was just the way she explained it made it sound chaotic.

[@SusanMarie3]

Bought my 2014 Ford Escape brand new - still rolling ✌️

[@78town]

Honestly, good for her for going through a divorce, still raising her kids, owning a business, and being fiscally, responsible enough to even start the process. That’s a strong woman!

[@tdgdbs1]

That is her story; only fool believes it.

[@Ryan_DeWitt]

@D What he is saying is generally in Divorce, there are two sides as there are with most other stories. One person can make their side apear amazing and the other person the bad guy no matter what. In other words, take what anyone says with a grain of salt at least until you hear the other side.

[@johndone8045]

She needed birth control

[@khrisstake2210]

Eh

[@chada75]

Where's the Father?

[@OPDNETWORK]

I paid off 94k in 24 months still working down my debt

[@mikesmith-wk7vy]

Wells Fargo a good bank , lol it’s one of the worst

[@ryand7713]

Wells Fargo a good bank LOL

[@Scott-dp3lu]

I'd keep both cars. Their neighbors will be jealous

[@PInk77W1]

LoL

[@jonquindiagan682]

Keep up the good work!

[@ahmedalanbagi1416]

Everytime i buy something, my dad and Dave pops up. And then I take step back.

[@erikthompson8116]

You don't need to cover the truck deficit if you find a private buyer for what your loan amount is. They would just pay the bank to release the title. Bad information was related to this woman.

[@BusArch42]

It’s really tough. Most buyers won’t do this. Not only is it upside down (which means nobody will buy it for balance) but no way am I assuming a loan for someone and she would have to release the title.

[@johndone8045]

There is ZERO 5000 dollar van thats reasonable

[@PInk77W1]

Friends and neighbors

[@BusArch42]

@@PInk77W1we are actually giving a 13 year old Mazda cx9 to friends. Dealer sale price would be 9k. We could get 6k for it. We are very much outliers though and can afford to do this because we’ve been on step seven for a decade. Most people need to get the money out of that car. Our ten year old sienna is worth way more than 6k. Edit. I just checked our minivan. Edmund’s priced it as average sell it yourself as 14k. I cannot imagine what 5k would get you

[@PInk77W1]

@@BusArch42 I’m 63 and I don’t have any car. I ride a bicycle a lot

[@BusArch42]

@@PInk77W1 if your area is bike able that’s great. We live in an area where it’s not practical to ride a bike. However it’s also cheaper to live because it’s more rural.

[@PInk77W1]

@@BusArch42 I live in Coleman Tx. It’s sucks here for cycling

[@hermesmcclintok]

120k annual? She’s spending way too much money on something she’s not mentioning.

[@CharlieBam]

More people are gonna be saying this about their homes soon as rates stay elevated and inflation continues to destroy purchasing power

[@jimmymcgill6778]

Get a fork lift and flip it around.

[@k_kelsey]

That’s hilarious

[@tcshy1903]

How are people ending up so upside down on these vehicles?

[@tristan2332]

Likely rolling negative equity into new car purchases.

[@kimmykero2421]

You know!!

[@innocentrage1]

Stealerships screwing people over and they know they can jack up MSRP and someone will buy it because of the car shortage that went on the past few years

[@JasonGroom]

Negative equity and no down payments combined with predatory pricing for people who can't just walk in with cash or the ability to get approved at the best rates.

[@BusArch42]

Usually rolling negative equity. My MiL and her husband bought an RV for 30k years ago. After paying in it for five years he vanished and defaulted. They told her it still had 30k owed. She could not understand that they had been rolling negative equity every few years and were getting further behind.

[@jayafow84]

Stupid choices equal Stupid prices!

[@michaelfischer5301]

Banks don’t do what Dave recommends. Just sign a note for the difference. Ya right.

[@TheSonyExperience]

You can do it. It just may not work the way he described it with wells fargo. She can take a personal loan for the differences from another bank, when the buyer pays whatever amount, her personal loan needs to be enough to cover the difference to get the title. Banks due that.

[@JasonGroom]

They will sometimes, if it is a reasonable amount. Reason being, is that if they repo that truck, and sell it for $30,000, she is still on the hook for that $17,000 in unsecured debt. They would rather not have to go through the expense of the repo if they don't need to, and get that same $30,000 today and be in the same position they would be after the repo. That said, a $17,000 deficit is a lot for it to work. Even if she got to the fictitious $10,000 Dave talked about, that's still a lot for an unsecured loan.

[@ToyotaJim1]

Should’ve bought a Toyota

[@odessajackson4551]

This is worst than layaway...buy now and figure out how to pay later.. Make it make sense 🤔🧐

[@paulgomez3254]

Problem is no body has 30-40 grand laying around to buy a car cash

[@KevinDixon]

That F'ing Truck

[@sneakerfreak2002]

Be very careful when getting the used minivan. All minivans are fairly high maintenance and aren’t renowned for reliability, except for one. The Toyota Sienna. ONLY BUY the TOYOTA. Period. Look for one owned that has some maintenance history as many people will buy them, do zero maintenance, drive them to the cliff’s edge and dump them so to speak.

[@johnrmeyer1674]

My wife has a 2017 Sienna that will be paid off in a few months. It’s at least worth 20k. My 2016 RAV4 will be paid off in two months and still worth about what I paid for it - 18k. We are driving these cars until the wheels fall off.

[@sneakerfreak2002]

@@johnrmeyer1674 smart man

[@jimmymcgill6778]

Should have asked what she does. Maybe she needs a pickup for her work.

[@David-wo9un]

Why automatically assume it was her ex-husbands? There are plenty of women who love trucks.

[@jimmymcgill6778]

@@David-wo9un I never said it was her ex. Dave did.

[@Fishouta]

​@@David-wo9unJimmy didn't assume. You should re-read the comment.

[@1bntcr001]

@@David-wo9un But nowhere in his comment did he assume that...

[@Primitive_Code]

​​@@Fishoutaaybe he was agreeing with Jimmy and disagreeing with what Dave said, not what Jimmy said.

[@kensmart1976]

How do you get so upside down on an auto loan. Anyone doing this is paying a stupid tax with every payment.

[@JasonGroom]

Often it is no down payment, and the fact they were already in a negative equity position on the previous car. Usually it is people with bad credit, or even just not good credit these days, that doesn't have the cash, and won't get approved for the best rates anywhere, and dealers use their ability to finance them as leverage to increase the price beyond the value.

[@mikelynn8977]

Where is this intensity dave keeps talking about

[@ernestogalvan143]

Too many kids

[@jayafow84]

Good luck with all of that

[@denisilyayev1878]

Yeah I’m looking for a shady body shop owner if you know what I mean.

[@marcusarelius]

Can’t imagine owing a bank money on an asset I no longer own in my name. Ugh

[@truthseeker6370]

It's not an asset at this point.

[@elizmarmontanez]

I feel like Jade would of been more aggressive had Dave not been there lol

[@CaseyMorris-du7qv]

I tell you I'm more impressed with someone who has paid off a car rather than went out and dropped $65k on one. Where I live they do this then add mods...broke broke!😂

[@jhonilocran6077]

Why do ppl have to explain their job before telling how much they earn lol

[@ChromeXuGames]

Imagine if this caller was male

[@chriskatranis3755]

What does she mean about being upside down? Is she driving the vehicles upside down? I would love to see that. How does she see where she is going?

[@alexgg7499]

Everyone in America wants to live rich but you can't afford it no wonder 31 trillion debt

[@sobeliever1638]

Not everyone obviously

[@lkj0822g]

Strange they are that upside down on a truck. I'm wondering if instead of obtaining the actual payoff from the bank, she simply multiplied payment amount by the number of outstanding payments. "How did you calculate payoff amount?" should be a standard question on these types of calls.

[@Cristobal8605]

Who buys a dodge ram? So expensive and difficult to resale

[@Jay-pf2cn]

Dave couldn’t help but take a shot at the ex husband. If they were married, as Dave always says, it wasn’t his truck, it belonged to BOTH of them.

[@anillchandi]

Surely running a profitable business and purchasing an electric company car, will have huge tax benefits for capital allowances. Therefore paying less tax and you can drive a new car.

[@InternetUser._]

A write off exchanges a dollar for 25 cents. Not an intelligent decision unless you actually need the equipment.

[@anillchandi]

@@InternetUser._ it’s an intelligent decision as it’s more tax efficient in the UK.

[@evanl889]

Why on earth does she have two vehicles just for her self? Two new expensive vehicles at that. On top of that since when did a base Dodge Ram cost almost 50k?!?! They used to be the cheap budget pickup truck

[@scotland369]

Probably cos she got a divorce and got everything including alimony payment

[@XennialGuy]

A loaded up Ram is upwards of $75k. $47k is middle of the road with few options.

[@djpuplex]

Divorced what was the husband able to stick the truck and debt with the wife?

[@catherinep2034]

She applied for it to make him happy, since no bank would touch him?

[@lot2196]

Trucks trucks trucks trucks. How much heavy hauling and towing do you think this woman does?

[@shailee9762]

Wow!!

[@Lynnys1]

Why didn’t she give him and the debt in the divorce???

[@eclipse.5295]

She might have had to pay him alimony and took on the debt instead. Just a thought…

[@bdp295]

She makes $120k and owes him alimony. Equality, baby.

[@eclipse.5295]

@@bdp295 in a divorce you compromise.

[@hvaball150]

Debts usually don't transfer. Individuals owe their debt in divorce. Maybe the assets are split accordingly.

[@Gingy2002]

​@@bdp295 He was most likely making less than her, a good lesson to women to never marry down, that was dumb

[@williamrippley2481]

Good luck with a five thousand dollar mini van.

[@kindredkey]

right!? Cheapest I saw with a quick search was $15K

[@mattmasteringer4399]

I would love to have her problems while making 120k a year in Texas plus she probably get child support and probably spouse alimony. I would love to be in her shoes.

[@bobcostner2238]

just make the payments and keep it. she makes money and soon like all the callers she will be making 400K a year anyways. call a Carnie for advice.

[@scarpfish]

Remember that propaganda from the 1950's folks. The automobile represents freedom and power. 😄

[@blackworldtraveler3711]

That was the seed that started it all. It worked well.

[@jasonjason5325]

I am sure the ex has to pay alimony and child support.. she is going good 😂.. baby momma cash

[@catherinep2034]

He might be the one being paid child support, as he left her the truck.

[@jasonjason5325]

@@catherinep2034 probably not...

[@kindredkey]

@@catherinep2034 ... yep, this is what I figured too... If she has a business that's doing that well, she just might be paying him

[@bettysmith4527]

🤦‍♀

[@barrygoldwasser5449]

A customer of mine drives a 2018 Tahoe that they bought used a year ago and is paying $800 a month for it. I couldn't believe it. You can lease a Lexus for that much instead of a 5 year old Tahoe.

[@OnPatrolFan]

im so tired of these clips because everyone has like 120k or more in salary why cant they cover people with like 60k in income levels

[@DucomaVet]

Don’t have 5 kids

[@andrew8168]

Need rich parents, duh.

[@davidtodd5686]

Shalom from Indiana praying for the SHALOM SHALOM of Jerusalem!!!!!!!!!!!!!!!!

[@karlabritfeld7104]

Yeah that will pay off the truck.

[@ChristoherWGray]

Dave is dreaming this whole Wells Fargo personal note thing up Never going to happen

[@PInk77W1]

I think you’re right. He’s basically describing a Hail Mary pass in football

[@cmason5203]

Car poor, like muck of America

[@Fishouta]

Another call where Jade is not listening. Maybe she's too nervous. I would be.