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@hersevenpillars11 ай бұрын
I feel like you are the most knowledgeable about credit cards. I’ve noticed instantly when a KZbinr doesn’t know what they are talking about after learning so much from you.
@AestheticLuxurySpa6 ай бұрын
I was just approved for membership through my dad. Applied the same day and was approved for the American Express cash rewards card plus with a 15k limit! They pulled my Experian report and it knocked my dang score down 7 points but I’m good with the card🎉
@haleycarpenter91547 ай бұрын
This video was very informative and helped me feel that I made a solid decision on selecting the USAA amex
@phil53015 ай бұрын
Just saw this today. I've been watching, and you've helped me. Thank you! New sub. Army Veteran!!💯💪🏾
@benjaminquintana082411 ай бұрын
I did for 18 years straight until I saw your videos on Navy Federal and switched everything over there. Also did what you said about opening a pledge loan and the nrewards card so thanks for the info and keep up the great videos.
@JustMoneyish11 ай бұрын
Very awesome to hear! More power to the people 👊
@drchrisheidelberg11 ай бұрын
Got a 7k no pull credit line increase via the app after 91 days to get me close to 20k. So in 91 more days the plan is to get that 25k so that next year I go for the Flagship
@lex400h911 ай бұрын
I AM EX MIIITARY. I HAVE 3 PENFED, 2 NFCU AND 2 USAA CREDIT CARDS. ALL 3 CREDIT UNIONS ARE GREAT. THEY ALL HAVE PROS AND CONS. USAA DOES A HARD PULL IF YOU REQUEST A CLI. I ALSO BANK WITH USAA AND NFCU, I HAVE MY CAR INSURANCE WITH USAA, CHEAPEST INSURANCE OUT THERE. MY CAR LOAN IS WITH NFCU.
@La.aviator7 ай бұрын
Exactly what I did lol
@AestheticLuxurySpa6 ай бұрын
Who do they pull from
@coachanthonyburgos397111 ай бұрын
I have the USAA Unlimited rewards card and utilized the balance transfer benefit I’d flip your number 1 and 2 because really the only people who’d be making purchases on bases are active duty members. So if we think long term not many veterans will be will be going onto bases once they EAS. It’s also better to get 2 and 3X points rather than just mostly 1% and 2% Remember 1X is even worth more than 1%
@JustMoneyish11 ай бұрын
Very good way to look at it! I like this view point!
@bardatwork697 ай бұрын
My father served and as his daughter i was allowed to have full banking. I have a credit card, savings, bank account and car insurance through them. I absolutely love this bank
@jordanross69893 ай бұрын
I got a USAA membership through my Grandpa. Their policy is you can pass on a membership from parent to child, or spouse to spouse.
@keithandashun76982 ай бұрын
You tryna make some money?
@Goldomnivore2 ай бұрын
@@keithandashun7698 🫵🤡
@gtrboy159411 ай бұрын
You can use the 5 percent for gas stations only for 3k a year. Thats not bad for a gas only card
@BJizzel214 ай бұрын
I been bank with USAA and navy federal since 2014. I been having my eye on a new card from USAA for awhile and this video definitely helped me in my search
@skyllerkyller9 ай бұрын
I don’t like how they pull your credit for asking for a credit limit increase
@any40037 ай бұрын
It's just a collusion between banks and credit reporting agencies to screw over people. Why the hell else would you be penalized for trying to get a line of credit and or a credit line/ limit increase.
@JustMoneyish11 ай бұрын
Anyone out there bank with USAA?
@Tboneslim11 ай бұрын
Yessir! I do have the USAA Rewards American Express card
@JustMoneyish11 ай бұрын
@@Tboneslim Nice! one of their best cards!
@drchrisheidelberg11 ай бұрын
Had a horrific hacking situation with the bank but may apply next year. I am gardening. Can you get more than 1 card per pull like PenFed? How many cards can you have?
@BradleyHansonPhotography11 ай бұрын
I have a few accounts with them and my car and home insurance with them. I have the lowly Cash Rewards Visa with only 1.5% cash back, but with a $22k limit. It was fine back when I got it many years ago, but now I have much better cards from AmEx and Chase with higher returns. Do they ever allow card upgrades?
@thechillspot67511 ай бұрын
Yup. Just got approved for 25k auto loan and usaa rewards cards.
@lex400h911 ай бұрын
I AGREE WITH YOUR RATING. I DO HAVE THE 5% CASH BACK AMERICAN EXPRESS CARD WHICH I USED STRICTLY FOR GAS. I ALSO HAVE THE PREFERRED CASH REWARDS 1.5% CAH BACH
@gtrboy159411 ай бұрын
You can use gas outside the military base right
@dalexnator16021 күн бұрын
Thanks!
@xuexxiong10 ай бұрын
The main thing I don’t like about my USAA American Express card is that it has a $175 hold every time I get gas. And it last like 3 days.
@trevey1610 ай бұрын
Which bureau do they pull?
@xuexxiong10 ай бұрын
@@trevey16 I’m not sure, but all I know is I had like a 640
@jonathancerda1908 ай бұрын
@@xuexxiongI had the same issue, the way to prevent this is not to pay at the pump. Get off walk in and pay at the register, this is what worked for me. Hope this helps you too.
@chrisc1073 ай бұрын
@@trevey16they pull from experian
@andrewblakey9752Ай бұрын
I started getting my gas in the store instead at the pump. It’s no hold that way
@Vault017 ай бұрын
Interesting. I wonder how I was able to get my Mom setup with them. It was back in 2015. Maybe it’s changed.
@Clxiro9 ай бұрын
these cards are buns for the experienced, but great for starting out and staying in the USAA circle
@iaimbotyep675211 ай бұрын
I used to bank with USAA i'm active duty but they didnt let me do much of anything because I was under 21, I also had stopped banking with them and went back to navy federal because of them taking my money constantly for no reason at all and then their support wasn't helpful. I got their insurance and got into an accident they didn't even ask for pictures show up anything listen to any stories they just dismissed it.
@any40037 ай бұрын
Unfortunately Navy is also Terrible I was banking with them and someone took out about 50K using my info and basically blew through it all and I made a report and everything and Navy still wanted me to pay for it knowing full well it wasn't me because the person had the nerve to call using their own phone # so Navy has their voice & # but they still want me to pay.
@any40037 ай бұрын
I mean all this sounds nice but in practice is where it really counts honestly. I had Navy and had someone commit almost $50K in fraud I provided documents etc. and they still denied me and expected me to pay.
@TL4K.11 ай бұрын
Great video this information helped me a ton more videos!
@JustMoneyish11 ай бұрын
💯
@LieFeederАй бұрын
Ahhhh 😂 USAA the bank you go to when you don’t know any better 🤣 literally saved on every service after 19 years of thinking, they had soldiers best interest at heart, BOY was I wrong, Now they are even in NFL commercials 😂 when you don’t know you just don’t know
@newt0n_11 ай бұрын
Does navy exchange website count as “on military base”…?
@iiigvoiii87632 ай бұрын
Does the Usaa rate advantage platinum covers purchases on the 0 Apr promotion or just the balance transfers?
@prettymajorhouseofglam70216 ай бұрын
What is the credit score requirements for these cards?
@TheDude10k5 ай бұрын
My grandpa (rest his soul) was in the service. My mother (rest her soul) never joined - would I still be eligible? I heard she would have had to join for me to get in and join?
@Probably_Noah9 ай бұрын
hey just money, can you do a tier list for debit cards?
@Jal09305 ай бұрын
Does anyone have any info on a USAA ATM card? I got one and am living in Mexico but it doesn’t work on ANY ATM. Everything checks out fine.
@keithandashun76982 ай бұрын
You trying to make some money?
@justsayingforafriend70104 ай бұрын
A credit card is only to be used for: - Hotel Rental. - Car Rental. - Airline tickets. - Bail money. And Nothing else!!!!!! EVER....! If you use it. Make sure you have the money in the Bank to pay it off immediately when the bill posts....!!!
@ItsOnPaper4 күн бұрын
Terrible advice, use it for all your regular expenses.
@danielround40336 ай бұрын
What do you mean you’ll only be covered for 31 days???
@jmemixx8 ай бұрын
I would never get a American Express card because it still ain’t accepted everywhere
@rayundouglass19233 күн бұрын
Your wrong
@teter129Ай бұрын
I'm seeing a lot of variable (high) interest rate credit cards. This is a clinic on how to stay poor and enslaved to a financial institution . . . USAA or otherwise.
@trevey166 ай бұрын
Are they generous wit limits?
@allen958411 ай бұрын
You think they are better then navy federal?
@JustMoneyish11 ай бұрын
Forsure not
@hinicetomeetyou780111 ай бұрын
@@JustMoneyishcould u possibly make a navy federal vs USAA video?
@JustMoneyish11 ай бұрын
@@hinicetomeetyou7801 sure like comparing credit cards? Or just banks in general?
@hinicetomeetyou780111 ай бұрын
@@JustMoneyish both if possible?
@drchrisheidelberg11 ай бұрын
I have accounts with both. Navy Fed is better with banking, credit cards and business. USAA is probably the best insurer. But I will get one of the 2 high end cards because USAA like Navy serve international clients so unlike regular credit unions you have outstanding customer service 24/7.
@rodiv43238 ай бұрын
How to get in is the ?????
@tel569010 ай бұрын
Got approved for the USAA American Express (second to first one) Been with USAA for over 25 years Any recommendations for a companion card to go with from the list Good video
@ImtooFuturistic10 ай бұрын
My granddad was in the army over 40 years ago my entire family is in usaa it’s not hard to get once u get in
@e7942210 ай бұрын
It went from superior to crap....please don't bank there. I can't believe how bad it is after 30 plus years. It used to be one of the best. Go to Ally...anything but them. Interest rates alone are terrible. No advantage to being in the military. This place blows!!
@trevey1610 ай бұрын
What bureau do they pull?
@skeelooit305610 ай бұрын
Experian
@clbdycАй бұрын
I have a 9 mile round trip commute to work so I'll never go over the 3000 dollars 😂
@JustMe-le3lm9 ай бұрын
Pretty f-ed up that a bank that caters to the Military offers a $95 annual fee travel credit card when AMEX and Chase fees are free to active duty. In addition, the Navy Federal Flagship card provides more travel options, benefits, lower interest rate and protection for only a $49 annual fee. No thank you USAA. Nice try.
@rayundouglass19232 күн бұрын
Gonna say the same thing it’s just a navy fed flagship
@Goodjobjoe3 ай бұрын
Yea these cards ain’t it yall
@hikintrailsndrinkinales10 ай бұрын
I have the Visa Rewards card and yeah it a meh 🫤 card. Just for the occasional restaurant visit.