Valley-Girl Feels Oppressed Because She’s White | Financial Audit

[@CalebHammer]

▶ She says that she can't let men pay for dinner, or else she'll be a victim and have to have s*x with them. We talk about that in today's post-show- watch here: kzbin.info/door/Le_q9axMaeTbjN0hy1Z9xAjoin ▶ Bundle my budgeting program + investing program for 15% off: calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing! ▶ Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit aura.com/hammer to start your two-week FREE trial ▶ Click the link relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply. Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

[@AP-uk4di]

Wild, I’ve paid for plenty of first dates that have gone no where afterwards lol

[@Vancev99x]

Can you please have Charlie Day as a co host and you both yell at the guest?! 😂

[@53jrodriguez]

Thats a trauma response. That prob means in her life, people asked for things after giving her things. I have that as well. My mom gives but then expects things for giving. So it goes beyond that into my dating and friendships as well. If rather not owe anyone.

[@oophorror2251]

Why would you mock her for thinking she can’t get scholarships because she’s white? It’s kinda ridiculous because her being a woman would offset that anyway. But there is clearly a misconception among many people that makes them not even try. Her having misinformation does not require a moral judgement. I’ve known black people that held the same perception. There are a lot of people that don’t even try because of what their parents or media have told them. I’m actually shocked it’s that high. That’s kind of too high imo. And her misconception kinda makes sense when you see how our government is dealing with these floods…same way they did Hawaii, and Puerto Rico. No need to answer. Love the program. 👍

[@DanielleWhitfield-l4v]

Then not wanting them to pay for dinner cause you then feel like you ‘owe’ them. They don’t let you forget it. I 100% agree. Only for dating though.

[@ChickenOfMajesty]

It’s amazing how DoorDash is crippling a generation while also remaining unprofitable as a company. Lose-Lose.

[@jcnot9712]

Same can be said for streaming services

[@saintgtx]

As if online food delivery services haven't been a thing for the past 30 years.

[@bigflorida4044]

all facts from all

[@hackdotx4060]

@@saintgtx don't be disingenuous, it may have been a "thing" the same way that ham radio's are a thing. yeah, it exists, but it's not widely used. DD and GrubHub and all the other apps completely changed p2p food delivery.

[@imjchillin]

I’m sure Uber eats is making a killing though

[@devonalston20]

She says she could not get a scholarship because she's white...AFTER saying she got 3 degrees through scholarships...WTF😂

[@timmyd3819]

She said she was a D1 athlete so maybe she sees it differently since I assume she had athletic scholarships vs academic ones?

[@jamesross160]

​@timmyd3819 same thing. Not trying to be political, but really it's 2 sports that pay for all athletic scholarships. Men's football and basketball. Everything else academic or athletic is a gift from the universities.

[@snowdogmula]

Scholarships for med school are more difficult to get compared to undergrad scholarships. Med schools usually give scholarships to a few students per class. Full ride scholarships for med school are rare and they usually require the student to do a PhD along with an M.D. resulting in adding an extra 2-3 years of schooling. A friend of mine had incredible credentials (high MCAT, years of clinical experience, ivy league undergrad). He did get a scholarship but still has to take out student loans for med school.

[@resolute1922]

​@timmyd3819 nah, gotta disagree. she was pulling every excuse in the book and decided to pull the race card.

[@dandrelewis814]

3 Degrees and Act's Super Slow....

[@AlexLeeDGAF]

Her not letting people pay for her meals is trauma from her father holding things against her. I know Caleb was giving her shit for it but the dad clearly did a number on her.

[@mohammedsharikuzama5518]

yes!!

[@carmenreggediesch4556]

There is a middle path between "Not letting people pay for her" and "Paying for everyone".

[@anujith99]

She could just ask to split the bill .

[@victoriabellini6314]

100%. My dad used to do that and it was the biggest push I got in order to get my finances in order and hopefully never have to ask a dime ever again.

[@SiresOrbwits-oi8mz]

Some people would call that making excuses.

[@marshallwhite3780]

Call me a bad son, but I would file fraud claims against my dad for opening up a CC behind my back...

[@Iamjustherek]

I’ve had friends who had parents that did this to them, believe me I feel the same way but it’s such a horrible position to be in 😔

[@fieldofyellowroses]

Same here. If my parents need money, they can ask me.

[@TwattWaffleWhitney]

Sometimes being a responsible person means being a bad family member.

[@marzallen6762]

my grandma did that to my mom…twice when she was in her early 20s. and was a odd situation, she didn’t want to press charges but my dad wanted her to and basically said if she did it again he would, thankfully she never did

[@SoloSanguine]

Some parents shouldn’t be parents.

[@JohanCody]

“You’re not dumb, you’re going to medical school”…..oh boy do I have a surprise for you Caleb.

[@carolg6598]

Yeah, there’s a difference between intelligence and wisdom. Intelligence is knowing that tomatoes are, in fact, a fruit. Wisdom is knowing not to put tomatoes in a fruit salad.

[@thewaterwarrior9817]

Lmaooo

[@Sweet_Pea_12]

I remember working in the coffee house of a local hospital and staring in awe at the surgical residents try to figure out how to get out of a door that has signage that clearly stated it was closed and locked due to weather conditions (we occasionally have flash flooding). People are often intelligent in their field.... not generally overall.

[@ericar.6370]

😂😂😂

[@asliaydinlar]

Are they changing the title because of the people on the show ask them to change it or because of some kind of backlash?

[@Thundercookie33]

Her dad is the reason she feels anything people do for her will be used against her. That or she ends up chosing people who do that because thats what shes known her whole life. Sad.

[@johndong7524]

A normal person pays for themselves. Dad did nothing wrong teaching her not to be a freeloader.

[@johndong7524]

@@XFizzlepop-Berrytwist That's not what I wrote at all, more on. I said paying for herself on the date is normal.

[@johndong7524]

@@XFizzlepop-Berrytwist What I wrote is fine. Maybe work on your reading comprehension and emotional control.

[@johndong7524]

@@XFizzlepop-Berrytwist Yes it does, you just failed to understand basic sentence. I seriously doubt your English language comprehension ability judging by your grammar.

[@johndong7524]

@@XFizzlepop-Berrytwist I never praised or advocated anyone. I merely said that her father did nothing wrong by teaching her to pay for herself on a date. That's all I wrote. Again, you need to work on your reading comprehension and assume less.

[@PhoenixRising2006]

Happy to announce that all my student loans are now paid off, no CC debt, building the EE fund, and only $1.5k left to go on the car!

[@zacknelson8918]

Congratulations

[@rachel3620]

You're doing amazing sweetie! (in the Kris Jenner voice) 🎉❤

[@nickcerilli5997]

LETS GOOOOO!

[@glitchy_weasel]

Let's gooo! 🤑💰

[@ithzelcaro7152]

Congrats🎉🎉

[@alphamuplays1669]

This is someone who grew up with people who are terrible with money and now has to start from zero, glad shes getting help and had her wake up moment

[@couchpotato498]

Yeah…her family is so explosive too. I see the shell shock in her eyes. Holy molyyy.

[@acmech1012]

​@couchpotato498 SSHELL SHOCK?! She is still 95% responsible for her situation. I grew up in the same boat and it only made me more financially intelligent

[@tommyjamdee8257]

@@acmech1012ah yes the “I can do it so they can do it too” argument

[@roslynbernstein3181]

And I would guarantee that that thieving, conniving father of hers probably was the one who told her that she's white so she would never get scholarships. He taught her to be a victim while he took advantage of her. And I don't think she even sees it

[@littlewigglemonster7691]

​@@acmech1012 And there are people way more successful than you that come from worse so whats your excuse for not being like them? Stupid argument.

[@jakebriscoe]

Honestly Caleb missed something big at 57:40… that’s why she always feels like guys would use things against her. Her dad has probably been doing it her entire life so she never wants to accept anything in the fear it will be weaponized…

[@maggiegermano6136]

This is exactly what I was thinking. She can’t trust men because her dad is always using things against her.

[@brightonuprach]

I actually think her dad crossed that line when she was a child.

[@MSuc9kc]

Came to say the exact same thing

[@chelseysmithmillaaaaar]

Yip...clicked for me too then. She assumes men will do that because her father modeled that behavior.

[@Ren-e1f]

Also Caleb has no perspective on what it's liked to be a woman especially right now dating. He has no idea how coercion leads to rape and also how it's safer for women to pay because it takes away the sense of entitlement. I think the jokes he made about it were really insensitive. He thinks just because he would never do that, that it's not super common. It IS super common for men to expect and pressure you for sex if they pay for dinner and some take it so far as to take what they deserve without consent. He also doesn't understand how insecure men get when they are rejected, so saying no to a ,an is actually dangerous in itself sometimes.

[@sawyershepherd9484]

TO ANYONE CONSIDERING HPSP: What she said about the length of commitment is incorrect. It is not usually 4 years after Medical School - your timer starts once ALL training is completed (including residency). Do your research, don’t listen to recruiters, the timeline is vague on purpose.

[@TheKnifeintheDark]

I was about to say who’s going to tell her that it’s not going to just be 4 years 😂

[@alrightbro]

Caleb needs to pin this comment.

[@tripn8888]

Was about to comment. Do not trust recruiters lol

[@dooku186]

Yessss!!! And the military gets to choose your speciality based on the needs of the military. So not only is it med school, residency, and 4 years after (might as well just go for the 20 year career at that point), but you don't even get to pick what you do.

[@libertarian4323]

My BIL went through this progam then served in the Navy. He got an education worth hundeds of thousands of dollars. Finished debt free and even managed to invest some of his stipend money. You go in as an O-3, but get medical specialty bonuses. He did a few years active duty, floating around the world on a huge ship, in a job with probably less risk than most cab drivers face, then transferred to a civilian hospital while still collecting Navy Reserve officer money. Not a bad deal!

[@virgilwallace7181]

You know someone has no personality or sense of self when they think 'door dashing' or 'vaping' qualifies as a hobbies 💀

[@vhsqueen]

Door dashing sure 🕸(edit here for context im agreeing) thats definitely not a hobby;🕸 but vaping, have you heard of rebuildables, DIYing, it is actually a whole hobby when you get into that end of the vaping world. Not when you just buy disposables, but when you build complicated wires and make juice flavors and customize mods.

[@ellagrace7029]

She seems so sweet don't be so harsh. Yeah they're stupid hobbies to list, but she seems like she has a good head on her shoulders. And She does certainly have a sense of self that's kind of a ridiculous thing to suggest

[@nijjaz6532]

@@vhsqueendoordashing sure??????????????

[@populisttrope9385]

She's going to be your primary care doctor in 5 years.

[@alexmiguel351]

@@nijjaz6532I think they meant “sure” as in they agree it’s not a hobby.

[@audikool]

It was refreshing to see someone who's not ridiculous and actually understand how much shit they are in. Please try to get more people like her on the show

[@secondsea2]

I agree. At the beginning I was a little iffy, but as it went on you could really tell she’d had her wake up call about how bad it all ways. Nice to see someone taking it seriously

[@fastestdino2]

At the start i got the impression she'd just be another coper. but it sounds like she's had a bit of a rough go. Though i will say she comes off as incredibly immature.

[@thunderstrik9820]

The original title of this video is "Valley Girl feels oppressed because she's white." I can tell, this one's gonna be another banger.

[@sleezy-vl2hu]

she's not wrong, if you are White or Asian you are severely discriminated against in universities for scholarships or even for entrance ( as well as state/fed social programs, total anti-White led by jews ).

[@tristansmith9198]

Great job you said the title that everyone can read lol

[@Mieldeamapola]

@@tristansmith9198he usually changes the title

[@isaiahwranglertj]

​@@tristansmith9198 They change them, come look at it later.

[@CarbonatedTurtle]

@@tristansmith9198 The last video had 3 different titles in the first hour after it was uploaded.

[@pupukachu000]

As someone in the same field as her, I’ll come to her defense (sort of). To earn a full ride scholarship, be an athlete, triple major with a close to 4.0 gpa, and being able to contribute any amount of research to be on a scientific paper all in four years of undergrad is no joke. She’s clearly willing and able to work hard and she can clearly pick up concepts that she is taught, it’s just so unfortunate how she hasn’t taken steps to educate herself about debt and has parents that failed her in this respect. So with the right education about money and separating her finances from her irresponsible parents, she’ll definitely be successful.

[@deciduous_99]

Totally agree!

[@MissMosierable]

Her MCAT score, which she took repeatedly, says otherwise. Although, I suspect she didn't dedicate as much time to exam prep or study as she could/should have. She said she was only working 4 hours a day so she could study.

[@jodyml6965]

She is book smart but lacks common sense about money.

[@chelseysmithmillaaaaar]

I'm only 20min in but I have to agree. Everything she accomplished in undergrad makes it clear she is a) book smart and b) able to work hard.

[@Mama2CDHsurvivor]

I think she has massive potential to be one of the best follow-ups ever in a year.

[@reallylongsnake]

Food for thought for this girl: if I found out my friend was drowning in debt and still felt like she had to buy me birthday gifts I would feel so guilty. Like truly that would make me so sad because I love my friends and I want them to go far in life. No one who loves you would expect you to put yourself further into debt for something so trivial.

[@Killroy75]

This show keeps me sane. Made some poor choices early in life but after finding your show I’ve paid nearly 25k off of my bad debt. Still a big number to go, but I’m getting there.

[@jcrazy9008]

That's awesome🎉🎉 Keep it going

[@iptfan45]

Keep going…you got this

[@glitch42]

But it's smaller than what it was

[@taup1007]

That's a insane amount. Kudos

[@jokka6388]

That's 25k you're not getting interest on! Good job!

[@jcnot9712]

Credit One is like the recurring villain in a show that rarely shows up but very few are strong enough to defeat ‘cause he’s top 5 in the verse.

[@AnalyticalMenace]

Using a Credit One card is like driving a Dodge Journey. It speaks volumes about your FICO score.

[@ryanlemmers5300]

The greatest trick the devil ever pulled was convincing the world Capital One didn’t exist 😉

[@ScottishScot]

Bottom feeder card.

[@anousenic]

He should get them as a sponsor for April 1st :p

[@ProfessionalGasLighting]

Oh god I was stupid and read it as capitol one when I signed up and now I have a credit one card I never use 🙄

[@chelseysmithmillaaaaar]

Wait wait the dad making her take on debt is an ATTORNEY.

[@nineteenfortyeight]

Wtf???? 😭 So he won't be able to plead ignorance when he's on trial for fraud

[@louhooslife4722]

And retired 🤦‍♀️

[@deciduous_99]

I’m the aunt and I have absolutely no doubt that she’ll crush those debts by next year. She’s an incredible young lady and any goal she sets - she meets or exceeds it. Caleb’s show exposes everyday that basic financial literacy is not a common skill. Being open to learning it at 24 is so much better than at 44 after far more debt & damage. Go Maya and Thanks Caleb for helping! 👍😊

[@deciduous_99]

Oh and forgot to say that her dad had totally taken on the one card’s debt. Maya just knew it was in her name and listed it with any debt in her name. Her dad is taking care of it

[@SidewaysWalker]

But it is hers legally as it is in her name. So it is her debt.

[@eerielconstantine5051]

Yay, she seems really bright and eager to learn, hopefully all will be well with some practice and knowledge!

[@RICHGIRLASMR]

She is a beautiful soul. I believe in her!

[@deciduous_99]

@@SidewaysWalker yep

[@istm.podcast]

She is still a victim of her parents even if she knew more than she let on in the beginning. I used to have a close friend whose parents took out so much credit in their children's names. There's a level of trauma that comes with that as you get older. They used her ignorance against her. There's no way her parents have zero idea of what they are doing to her in the long run.

[@Loocy222]

Theyre just putting her in their same boat, and willingly. Sad how people use their kids like this. I'm sorry, no good parent uses their kid to cosign for fucking turf. Insanity.

[@MissMosierable]

Her dad 100% knew what a cosign was. He also knew she didn't know. She was too kind (probably to save her own sanity) he didn't know what a cosign was.

[@spyduhgirl]

100% even the verbiage "my Dad gave me that card" no, your Dad signed you up for debt, he didn't gift you anything.

[@PrincessLolly1]

True, and Caleb does not have the understanding to recognize he’s talking to someone STILL under the control of her abusers. He’s in over his head. She should have been screened out as a guest and referred to appropriate resources.

[@nineteenfortyeight]

He dad is habitually committing crime, against his daughter. I hope she can put her foot down and escape.

[@alexanderhagel1999]

I feel like Caleb was unnecessarily harsh in this episode. She clearly trusted her parents and they let her down. Compared to a shitload of other guests her debt wasn't insane and she wasnt fighting Caleb on every little thing.

[@Ganymedia9]

I disagree because she is still letting them take advantage of her. If it was just the cards years ago then whatever, but her dad still has access to her accounts and her parents bullied her into getting a new car. She needs a wake up call because she is both spending AND still letting her parents continue to drag her down.

[@PrincessLolly1]

@@Ganymedia9that’s how abuse works. Listen to her, it’s like she thinks it’s no big deal, or normal, to keep living with people who fraudulently use your identity for their own financial benefit.

[@anibalbojorquez4800]

Keeping myself accountable by commenting my debt every Friday. 0% till September card: $13,020 Apple Card: $0 Car: $25,256

[@uchewb3]

Im in your comments being nosy 🧐 whyd the 0% card go up this week when it was $11500 last week and u said youd pay off the apple card w ur check. seems like you just transferred

[@stickyman05]

​@@uchewb3now where did I put the popcorn

[@SemiViral]

Keep it up.

[@BullsEyeBen]

good shit man keep it up :)

[@rachel3620]

You got this! See you next week!

[@GuitarplayerX95]

She seemed genuinely excited to get on track by the end. Hope her follow-up next year will be good news.

[@suburiboy]

She seems smarter than the average guest on the show but she has this huge learned helplessness thing going on. I used to have it too. Where you let your parents do whatever they want, which is often “helping” you, but then your parents lord that help over you to get behaviors they want. The best thing to do is to reduce assistance and reduce contact as quickly as is possible.

[@mustangthings]

To be fair, the average guest has the intelligence of a soft banana.

[@janegarnham]

yes she seemed both hyper and anxious in vibes … she had had some bad parenting.

[@jcnot9712]

“Use this Credit One card for emergencies.” With a dad like him who needs enemies? 😭

[@Atri0]

My dad's best advice after saying "just choose any degree, it doesn't matter what" was to just "take out credit cards if you don't get a job as soon as you graduate" Luckily my mum is smart and hates credit cards unless they're used smartly I did just choose a degree (biology) and left 5 months later because I was worried it'd just lead to needing more school, and it felt very unfocused Now I've just started a nursing degree because at least that does give you a good chance at finding work after.

[@PCPSolutions]

This girl is perfect for a military program like that. She needs someone like uncle Sam to tell her how to live and what to do for a few years. Apparently her parents didn't help much in that respect. You can tell she is smart but not competent, focusing on a goal like medical school while the military gives her structure could change her life.

[@supernova743]

The military is notorious for giving people large amounts of money and allowing people to get into terrible financial situations. Theyll tell you what to do but dont baby sit your finances unless you have a kid.

[@lowbeamzz]

We don't need another person on disability for headaches and leg pain

[@PCPSolutions]

@@supernova743 I totally agree, I'm sure anyone enlisted with a gigantic car loan can attest to that. I am assuming she will have to go through boot or something before that and also meet goals and requirements towards her degree. This kid needs structure! I am also assuming it would be some kind of OCS situation and not just an enlisted grunt situation if she would be working on a medical degree.

[@couchpotato498]

@@supernova743right. Hopefully, with Caleb’s guidance and her newfound freedom, she can figure out how to do things in the best possible way for her. I really hope that she can stop surviving and finally LIVE. I see the trauma behind her eyes. Holy moly.

[@queenseabee8113]

I agree. I was ignorant to any finances and the military sends you through classes to get some basics on navigating banc, checks, loans, savings, and IRAs and such. But.... not everyone listens or understands.

[@nicholasnorwood5500]

Never never never ever ever ever take what a recruiter says as 100% the recruiting numbers are so low they will say anything for a signature

[@twothreefour234]

Take a lawyer before signing up.

[@jvall5879]

She’s not a good candidate for scholarships but she got a full ride scholarship for her undergrad?

[@samaria627]

Thank you! I was thinking that I couldn’t be the only person that heard that nonsense 😂

[@choreomaniac]

Sounds like a lot was because of her soccer scholarship. Med schools don’t offer sports scholarships. And she got such a low MCAT score that she got into only one med school.

[@alijahjohnson1465]

My first thought when she said that lol

[@tessaoshea5697]

She did sports would be my quess

[@nathanfogel4608]

Sounds like she got scholarship from sports. Which is completely different than receiving a scholarship based on your race/ethnicity and income level in correlation to your grades.

[@anaf6984]

Came here ready to be mad, but then I find out her dad took out THREE CARDS in her name!? As someone who has a dad who has major money issues and his issues greatly impacted my life, I really feel for her. Yes, she has problems, but your parents can really do a doozy on you.

[@rosabellew]

Yeah, I was going to say her parents have definitely put her in a shitty situation.

[@anaf6984]

@alexcisneros2980 oh I'm not making excuses for her! I am ALL for people owning their mistakes no matter the circumstances. It's just that her relationship with her dad made me a bit sad that's all

[@turtleanton6539]

Mygod

[@AshleySmith-xg5wb]

I just want to say... I bought (3) formula 1 tickets to see Eminem 6 months ago. About the time I started watching this show. I made the decision to list them back on Ticketmaster .. I realized parking was going to cost 125 and I shouldn't of bought them in the first place. You have taken up residence in my brain .. My husband and I call it "what would Caleb say". Thank you Caleb.

[@sherriebreese3524]

WWCS new merch line coming up!

[@sleepy-peepy]

Reduced my credit card debt from $7500 this time last year to $750. Seeing you hold people accountable for their choices made me more accountable for my own

[@bhnurse16]

That's fantastic! I'm so proud of you :)

[@catherinefrancis5827]

Congratulations 🙏🙏🦋🇺🇸

[@rachel3620]

You're almost there! You got this! 🎉🎉🎉

[@josieshepherd7141]

Woop woop!!

[@jakewatson2660]

No one asked. And you still have debt

[@Mitch3343]

Doing your yard on your child's credit card is next level scumbaggery.

[@allendunwoody3505]

Not just yardwork but putting down AstroTurf so they can see the dog poo better... Like what?! AstroTurf is so expensive for nothing.

[@nomadic_orthodox]

Despite the title, she’s actually quite likeable and I’m positive about her progress. Hope to see her before she starts medical school without debt and maybe even saved up a little.

[@amandapanda75]

My aunt opened multiple credit cards under her son’s name and when he was 18 and went to get a credit card he owed $18,000! Luckily he is a cancer researcher and makes big money and paid it off but there is NO relationship there

[@joerunge3915]

You should play a little sound whenever the total debt graphic comes up, I like seeing it but I do other stuff while I listen so I miss it sometimes.

[@cristianpodesta6398]

i hate when people say "i have no idea how to do that" when google and youtube are literally 2 clicks away

[@EmpricalData123]

Wow her parents should be ashamed at how they failed their child so spectacularly.

[@Jaes596]

Yes you upstanding perfect individual who has zero flaws 😂😂😂

[@ginaa284]

providing what she says is the truth

[@30yearsoldiam1]

Whatever imbecile This girls young but her potential is great

[@WoodyJ98]

@@Jaes596seriously I get tired of all the self righteousness out of this comment section People really have sad lives where they need to judge people who have zero effect on their lives.

[@firsthello7618]

@@Jaes596wtf? My parents would never do something like this and I couldn’t ever either. Do better

[@PeaceParts]

As a parent of a young child, this is opening my eyes to ensure that my kid(s) will know how to handle finances when they get older. This girl sounds like she had the worst role models for dealing with money... no wonder shes in this position!!

[@marks2997]

So you are suggesting she has zero agency?

[@uchewb3]

@@marks2997agency and informed decision-making are different things

[@sp-cn8pm]

​@marks2997 a lot of people are clueless at that age. I only knew debt was bad and make enough money to live at that age. The younger the generation, the more hopeless they kinda become. Their lives are too sterile to really learn life.

[@auzieten]

@@marks2997 Yeah, she has agency. She recognizes she needs help, tough love at that, and she's trying to get it. Her parents still failed her.

[@SemiViral]

It's super important in the USA to pass on good financial knowledge. Not enough parents discuss their finances with their kids; I know I had to figure all this out on my own, and that alone set me back several years due to sheer ignorance and lack of financial education!

[@Tommy_Sheehan02]

Down from 5k worth of cc debt to $340 dollars cuz of these videos. After next paycheck I will be debt free except for the car note

[@anousenic]

That's awesome. Keep us updated so that we can celebrate your victories 🎉

[@brightonuprach]

How much is the car note? And interest rate and term please.

[@turtleanton6539]

Nice 🎉🎉🎉

[@Ganymedia9]

Congratulations 🎉🎉🎉

[@fitleighhill]

Whoop whoop 🙌🏻

[@arthur3817]

I appreciate having a fairly normal guest. Its a nice breath of fresh air

[@sya286]

She’s actually pretty successful, just a bad snapshot in time. Go to med school and military, we’ll see a very successful person in 10 years.

[@AnalyticalMenace]

Maybe.

[@heidiortiz9352]

I appreciate the optimism

[@killkillkill2008]

Military. Maybe it's full of people who can't grow up especially these days.

[@littlewigglemonster7691]

​@@nono99136even nursing is a long shot, most will fail

[@heathergray9195]

She is a marginal candidate, at best.

[@dennettmolly]

Thank you parents for having your finances together and not taking a credit card out on my name. ❤❤

[@carleeblake381]

My brother called to confirm his application went through for this one scholarship. The guy said "What's your last name again? I want to make sure I give it to you." It takes work but scholarships are not hard to find.

[@HGRAP1]

This! It’s sad that there is so much money willing to be given but not many people who need applying for it! I remember a few years back when I was in college the professors telling us to apply to XYZ scholarships because there were basically no applicants. Sometimes to even apply to “asian grants” or “hispanic scholarship XYZ” even if we weren’t a member of those groups cuz nobody was applying so they would just give it to whoever applied regardless of what race they were.

[@katepolley1889]

I applied for over 70 scholarships and didn’t get 1. I had 3.8205 GPA, participated in several clubs in school, sports, the whole thing. Went into $144k in debt for college, but paid all of it off during the pandemic. I’m happy for anyone that’s able to get a scholarship and not get into debt and happy for everyone that pays off their loans. Student loan debt is a pain for sure.

[@rebuiltblowfish6855]

I wake up 3 days a week excited as hell for the new Audit episodes. Side note: father taking credit cards in his daughter name is messed up

[@Kitsunegaming-zi3bg]

There are many worse things a father can do to his children but yea taking credit cards is messes up too. She will have trust issues with men that's for sure.

[@NainKaigo]

I am pretty sure that is identity theft and illegal. Caleb didn't really seem to address the problem. Ironic since the ad in the video is for identity theft. She could sue her father to clear some of the debt. Maybe he talk

[@mzmi_]

I'm thinking his retirement from being a lawyer may not have actually been for medical reasons... Lack of ethics and strange dept practices WILL get you disbarred. I'd be demanding that the parents get insurance to cover these debts if something happens to them---if I'm not gonna sue. She also needs to pull her credit and SCRUB IT CLEAN.

[@savvagecabbage23]

I’m really looking forward to this follow up. I like this girl. She’s sounds dedicated and determined.

[@janegarnham]

yes

[@DamnHabi]

My estranged dad tried to take out a loan out, forged my info as the co-signer, and I only found out when someone at the bank doing due diligence went out of their way to find my contact info to confirm and have some docs signed. Parents are just people that had a baby, and doesn’t exempt you from being a piece of shit. Shoutout to my angel of a mother.

[@Rawdog4Lyfe]

I don't know where she got the Iowa fun fact. Our "largest crop yield" is corn by a large margin, followed by soy beans. We produce practically no potatoes whatsoever. Not that it's a big deal, but huh?

[@iKumala]

Yeah I was like what?

[@JoeBidenFanclub99]

Bruh the logo when you drive into Iowa Is corn

[@ElinWinblad]

When I was younger and moved to Iowa, and I told everybody where I was moving to, they kept saying Idaho and potatoes and I was like no that’s a different state😂

[@norab4006]

She got Idaho and Iowa mixed up.

[@hannahmcelhose8728]

I’m glad someone said it lol

[@rubenmejia942]

Why is it that many of my fellow Americans cannot understand the concepts of delayed gratification and self-sacrifice?

[@bc9554]

sign of higher intelligence

[@kaspervestergaard2383]

Just look at car owners. Cannot walk for more than 300 meters or they take the car.

[@samanthagrace5227]

Social media keeping up with the jones,their culture seems so imbedded in impressing a certain group to get into something else. As well as depression/social anxiety or loneliness a lot of people are so surface based now that it’s hard to find friends in that type of culture. Not saying that there is a direct correlation to bad spending and having no friends, but it’s a huge factor for some. Not saying all Americans are dickheads rather a good amount are mislead by social media’s top 10 % living a life and posting highlights of it and thinking their life would be so much better if they could post a picture of a cocktail on instagram brought by on a credit card with already mounts of spending not paying off monthly as they should be.i don’t think I’m wording this the best and this isn’t an inclusive American thing but their culture seems very much affected by it from the outside looking in.

[@samanthagrace5227]

I meant exclusive to Americans not inclusive lol however I don’t know I find their culture so interesting in terms of this topic , theirs so many influencers there and you know if you can make money (ethically) off just living your life I don’t blame them for doing it but the consumption of it by people that aren’t driven or going through a mental illness or have jealousy problems would not be great for them to see. That’s not an influencers fault unless of course this influencer is lying about how they got the money which happens of course theirs always a rotten tomatoes in the bunch in anything in life. I just think the biggest problem countries like America in terms of this seem to be facing is a real social media addiction and jealousy or the need to want to keep up, without thinking to themselves how am I going to get to a lifestyle that’s similar or at least better.There are people who fall victim to this probably have gave themselves a mental illness through consuming too much social media that isn’t doing them any good and instead of working towards how to smartly manage time to make more for themselves want instant gratification, instead of finding ways to actually achieve what they want. They would rather a trip to Bali on a credit card this summer instead of sacrificing two years for example on investing, educating themselves on how to make your money work for you or instead of maximising their abilities to level up career wise. Anyone can make it with the right amount of will to do so but also of course theirs the victim card as well another whole issue within itself in the upcoming generation that I’m apart of us special gen z. we have our flaws and our strengths lol

[@shawnconway6009]

Okay, this has been a trend with Caleb's guests lately. This woman doesn't need finance advice, she needs therapy. She's got a complex about feeling looked down on. Won't let anyone else pay for her because she thinks that they'll judge her, thinks that she can't get scholarships because she's a white woman, wants to join the military and also do medical school at the same time, knows she spends more than she makes but feels like she can't change, ect. And well, that makes some sense she has it, if her father literally stole her money basically by opening credit cards and loans in her name. But that's not a 'your financial choices are extremely bad' as much as a 'you need therapy to change your emotional behavior and outlook to avoid making the same choices.' She's in her own way.

[@Twinkie989]

She does need therapy, but also doing therapy while in a program like a military program that allows her to feel successes would help great for her.

[@stillyetanothersarah]

Eh, she definitely needs financial advice too either way 😂

[@nicholasgutierrez9940]

That’s half the battle. A lot of people have the need to spend money to boost their ego or improve their attitude through consumption.

[@Cannibalizee]

In every single episode that I've watched the guest/s clearly needed therapy more than a financial advice.

[@BlackChamomile]

I know this is taboo but a lot of doctors (my doctors) and medical students (uni peers) have superiority complex, seems like she has the opposite and overcompensates. Like you said, 1) the need to pay for someone’s food despite not being able to afford it to keep up appearances 2)buying giftS for non-special occasions despite being in debt. Yes she doesn’t spend a lot by ca standard, she is well informed and overestimated her spending to keep herself in check, but i have a feeling she spends more for appearances (to appear middle class) than on herself. People from actual financially secure backgrounds feel more comfortable bragging about frugality because they know people from similar backgrounds have the same views towards money and can effortlessly show receipts (whip out lv wallet, prada handbag, yearly european holidays). But people who views others as more financially secure with an inferiority complex like hers needs to project that they are able by doing what she’s doing. She is a capable woman, just one with deep insecurities.

[@JacobNelson2014]

Here before the title change. Knowing this will be a wild episode!!!

[@CalebHammer]

Let's see ;;;) thanks for being a channel member btw!

[@JacobNelson2014]

Thanks for making subscribing worth it!

[@Ravetar101]

fr they changed the title of the last couple video like 3 or 4 times

[@tinytim-cr8uo]

@@CalebHammer

[@CallMeKinky]

What was the title when you arrived?

[@matthewwaters9742]

I think Caleb is a bit harsh on this one. If your parents tell you to do stuff at this age you trust them until you learn better. I actually find her financial situation, attitude to money and knowledge about money the most relatable we have had on the show for a long time!

[@trishe.1351]

I have to say, academia has really failed those of us in the middle. I’m a non-traditional 28-year-old student pursuing a second career in nursing, and I don’t qualify for anything. Most scholarships are aimed at high school graduates, and apparently, I make too much money to qualify for financial aid - as if I have $30,000+ lying around to fund my education in this economy. It’s completely ridiculous and unfair.

[@CalebHammer]

I definitely feel that :( thanks for being a channel member!

[@kuroichan101]

There are scholarships that target your group though. It's just you have to look hard. Ask your school. Most schools have their own scholarships

[@dixienormous420]

SAME BOAT EXACTLY! I’m currently working two jobs 7 days a week trying to save/pay off debt. I’m also trying to save 35k for nursing school (also to take a year off for school) it’s difficult but once you are in school even for pre-Rec you can start applying. We got this, it will be worth the struggle for the stability.

[@dixienormous420]

@TheRealCatof for nursing? Bruh be for real it’s not a liberal arts degree, even an ASN is worth it.

[@jdeux3677]

It's a second degree so funding will be harder the second time around. But there's plenty of community colleges with nursing

[@Garliccrouton2]

Triple majoring isn’t 3 degrees but okay

[@MollyEstesCooper]

It can be if its different fields, bach of arts, bach of science, bach of nursing science ect

[@userrr31]

Not the ad right as she's bearing her soul to us😭😭😭

[@rissa8428]

I saved my first 5k!!! Thank you financial daddy. I praise thee.

[@BOOcketMan]

CONGRATULATIONS 🎉🎈🎊🥳🥳🥳

[@rissa8428]

@@BOOcketMan thank youuuuuu!!!!!😭🎉

[@kaydublin5164]

👏🏻

[@honeybunno]

congrats!! how did you do it?

[@datreanamatherly3548]

Congratulations!!!!

[@zacconklin7721]

Gets called out that white students get 70% of scholarships and immediately deflects to "my income situation"

[@gildias2556]

Well can't really be too hard on her for thinking that, since that's what society is teaching nowadays. But yeah she needs personal responsibility.

[@overlord6815]

​@@gildias2556 What is society teaching her?

[@gildias2556]

@@overlord6815 that white people are evil

[@stuffystuffsityas6302]

@@gildias2556 it’s not society teaching that, it’s other white people complaining they aren’t getting scholarships for their race - when, as Caleb said, most scholarships (70% proportionate to their 71% population) go to white people. The other scholarships that involve race is to ensure that different races each meet the population %. This is done to make up for ya’lls racist past so everyone has a better opportunity regardless of upbringing.

[@chaydonofallon1352]

Well the 70 percent number is merit based, and i dont think she has the skills to get the merit based. She may get a scholarship or grant for women in stem but will not get one for lgbt or minorities.

[@Cooowop]

34:30 nah, I'm done... The majority of her excuses have all been on parents and dad, YET THEY ARE PAYING COMPLETELY FOR HER CAR. Something does not seem right. She is not being completely truthful.

[@YukiKuranIkuKasahara]

This show makes me feel like I’m the only person who’s never door dashed anything in their life 😂

[@brightonuprach]

Me neither. You gotta be real fricken lazy to get take out food without even going out to get it.

[@RayRay-r5z]

Same here! Feels like I'm the only one who has never used door dash or Uber eats. I just don't get it! Why would I pay twice the price for take out when you can take 7 minutes and pick it up.

[@turtleanton6539]

Just dont do it😮

[@NoodleDog14]

I used it twice and regretted if after I thought about how much extra food I would have had for the price I spent on fees and tip 😂

[@melissak8892]

I've never done it. What an absolute waste of money

[@glb6154]

10 mins in and its obvious her Dad has put her through financial, physical, emotional and verbal abuse - not excusing her poor decisions - but trying to understand the greater context makes me wonder what's happened to her

[@muirgenmonet]

Yeah, her whole “don’t want to be beholden to anyone” over DINNER screams to me that she has had bad experiences or trauma in her past where people tried to use her or had mistreated her. You don’t get those kind of ideas out of no where.

[@brightonuprach]

I think more forms of trauma from her dad actually.

[@DrEnalg]

she seems as financially literate and competent as many doctors I know sadly

[@turtleanton6539]

Thwy think big money just spend spend and they deserve evrything 4 study and working hard. Which is fair but when yoy overspend you can be in serious debt

[@crisdentaldream2298]

Future dentist here, the HPSP is a great deal if the military is what you see yourself doing for the next 4 years. Zero debt after paying the time back, you can stay if you like that.

[@amyruth1965]

Plus if you like it enough to stay on after fulfilling the commitment of four years, you could retire after twenty.

[@firstlast8258]

​@amyruth1965 speak for yourself 🤓 🖕

[@jackjones3919]

As a Welshman I can understand why she went into debt to get to Wales! This country is priceless and is the best part of the U.K. 🏴󠁧󠁢󠁷󠁬󠁳󠁿🏴󠁧󠁢󠁷󠁬󠁳󠁿🏴󠁧󠁢󠁷󠁬󠁳󠁿🏴󠁧󠁢󠁷󠁬󠁳󠁿🏴󠁧󠁢󠁷󠁬󠁳󠁿

[@katarzyna4515]

I have a plan to go for a visit and check it in 2025, we will see

[@jackjones3919]

@@katarzyna4515 if you do make sure you check out Brecon national park and Pembroke (Tenby town). There are loads of lovely castles to visit in Wales too. Raglan castle is one of my favourites and you can sleep over night in Manorbier I believe

[@koroshiya_1]

Love going to Wales 💘 from England 🇬🇧

[@mynameismaxdowis]

Tbh, the comment section of a channel based on the urgency of avoiding unnecessary expenses probably isn’t the most effective place to advertise tourism.

[@demyitra1704]

Recently visited Ceredigion, first time in Wales, the drive though left me in awe!!!!

[@delaneyhill3529]

hot take- people love to dog on caleb for picking out of touch guests who are looking to go viral or whatever, and they dog on him for being harsh a with his opinions BUT as an internet drama lover, i’ve learned more about finances and investing than i ever could if i was watching a boring explanation video. the drama and the tension and how passionate he gets trying to explain how it works to these people keeps my adhd locked in and im actually learning, thank you caleb!!!

[@ItsDallasVang]

I think she has been more normal than the recent ones we have seen

[@turtleanton6539]

Yes😊

[@llehsir]

Her: “I’m not a good person for scholarships because I’m white”. “Caleb: How’d you pay for three undergrad degrees?” Her: “I got a full ride”. Him: “How will you pay for medical school” Her: “a full ride scholarship”

[@averiagaskin181]

@@WolverineXOXOand that is ok, there are scholarships for everybody . Literally, they even give out Girl Scout scholarships

[@mangostereo]

@@WolverineXOXO Caucasian students get more than 75% of all institutional merit-based scholarship and grant funding, despite the fact that they represent less than 3/4 of the student population.

[@lucianaromulus1408]

​@@mangostereothey often consider mixed Race people as 🤍

[@stuffystuffsityas6302]

@@mangostereo exactly - scholarships that consider race are there for a reason.

[@AO-kr9kd]

@@WolverineXOXOyou already get 70% of the pie and you’re still complaining ??? Lol privilege

[@taylorhope6404]

Since watching Caleb I'm getting into a better spot financially i grew up with parents who would rather steal from people and sell that than work and support their children even going from being a kid who lived in a car to a campsite or other people's homes all before i was 13 I'm 27 now and I've gone from being over $500 negative in my bank account every pay period taking out constant payday loans and cash advances to actually having money in my bank account every week granted it might not be alot but it's still there and I don't take out any loans anymore I'm halfway through paying off my debts and startimg an emergency fund i don't touch door dash anymore which i used to do at least 3 times a week i know I'm not anywhere near where i should be and i occasionally slip up and go through a drive thru or something but im so happy of how far I've come thanks to Caleb im hoping to be debt free by the end of next year!

[@sarahmazac4669]

Coming from a vet, and one who worked at the medical center of excellence which is where she would do her schooling, military service may be a great option for her. It is actually a great way to pay off student loan debt and/or prevent further school debt. Also, she can reduce her prior-to-service interest rates for consumer debt to like 6% with the Service Member Civil Relief act once she's on active duty.

[@judymarshall6889]

I’m in the military too and it blows my mind more people don’t serve. It’s an absolute life cheat code!

[@Sunfl0wer25]

Agreed!

[@Sunfl0wer25]

Retiring after 20 years, with a solid 401k, no debt, 529 for the kids, and a bachelor's degree.

[@calwooten]

3 bachelor degrees and shes making $20 an hour? They aren't even bad fields wtf

[@Bingbongboi365]

Women don’t hustle

[@YellowStarrx3]

​@@Bingbongboi365correction SHE doesn't hustle. I have no degrees and I make 80k a year. 😂

[@tmoneybag13]

@@Bingbongboi365 my mom has two houses in california and one in cancun, please don't start that.

[@wtice4632]

​@@YellowStarrx3doing what?

[@Suzl4]

@@Bingbongboi365bullshit!

[@Josiah_Cornett]

Absolutely wild how many parents commit identity theft and fraud

[@JenLennon-fe6eg]

I am living for the Iowegians in the comments making sure we all know that they don't grow a lot of potatoes. As an Idahoan, thank you for not stealing our thunder lol.

[@alliehunter7159]

No problem 😂 we have corn and soybeans, no potatoes here ❤

[@kdcanbarely]

I have 100% given up food delivery for the last few months, and you would be amazed how hyper-aware of your grocery budget you become 😄

[@AlexLeeDGAF]

My husband is army and we have a friend who is a recruiter, all they do is lie to get you in bc they have to meet quotas 💀

[@katlynkahler1928]

Just want to clarify as an Iowan we DO NOT GROW POTATOES or wheat.

[@JohanCody]

It’s corn

[@ElinWinblad]

We do some wheat but mostly corn

[@thatmort3216]

Corn and soybeans mostly

[@Nash24-n2z]

Shes just pulling crap out of her ass...

[@firstlast8258]

Inbreeding

[@allie2391]

Omg wait why is she not working in biotech?!?! I work in biotech in the CA bay area, with her degrees she could definitely be making 60-70-80k as a starting position, the market is a little tough right now but damn, contracts are so popular right now so she could at least make good money while figuring out med school.

[@melhass0326]

i thought the same!! she has great degrees, not in california but pretty much every other state she could be a med lab tech easy, im in nj they make upwards ($30/hr honestly probably more)

[@RetroMotiveAdventures]

LITERALLY, she's definitely doing something wrong... I work in the central valley (originally from the bay) but our company had a testing contract with a pharmaceutical company recently for some equipment and they had been looking for biotech related degree's for hiring more recently... Something doesn't make sense here with her having all these degrees and no well paying job. She could even maybe be an engineering tech for a pharmaceutical or something?!?

[@michaelweyenberg6238]

She can't live at home if she does that.

[@MissMosierable]

I think it's a combo of 1) she didnt want to work a lot because she was studying for the MCAT, which she kept failing, and she says she needs hours working with patients in person. Her 4 hour a day CNA job gave her loads of time (to study and soend money) and one on one paitent experience. I don't think she studied as much as she should have, or she isn't as smart as everyone says she is, because that score was low and she took the test 3-4 times. My cousin in law's daughter spent the end of last year applying to PA schools. She was told her first year of college to go to medical school or PA school etc, she needed to show loads of hours spent working with patients in a medical field--there was a target amount to aim for. They suggested everyone wanting to go on to do something like PA take the time to get a CNA or something and start working a few hours a week to build that resume up. The cousin's daughter chose to become a phlebotomist and work 10-15 hours a week minimum in a lab for most of her undergrad. She got her hours and earned money so she could pay her way (somewhat). She got accepted for next fall.

[@tensegritii]

Thing was she was lacking clinical experience ( most med school expect to see their students having some clin experience)and also multiple low retakes on the mcat is super bad. Any other job would've been monetarily good but terrible for her app.

[@thomaass2]

It’s terrifying to think this person might be responsible for keeping people alive in the future

[@1s_that_a_j0j0_reference]

She got a full ride for undergraduate but thinks she can’t get a scholarship for med school?

[@BestLifeMD]

It was a soccer scholarship probably. Medical School is much different.

[@CG-vn5xh]

It sounds like she probably didn’t have the grades for a full ride scholarship and probably her MCAT score was too low.

[@Rpm-o1y]

For what its worth, she is probably gonna get the military scholarship because in the military recruiting game, women are harder to recruit so they are priority. She should have applied to navy, not army since most military hospitals are ran by corpsmen and sailors

[@JMC271478]

omg I love how mucvh she matches your energy. Caleb: "So no McNuggs?!" Her: "No McNuggs!" lololol

[@JacobNelson2014]

Caleb hammer interviewing someone with a hammer tattoo!

[@CalebHammer]

RIGHT????? Also thanks for being a channel member!

[@JoeK-zs9nu]

10:00am gang stand up

[@Ysn_Jam]

8:00am !

[@joshuabennett3377]

4:45am gang baby... And that's later than normal ​@@Ysn_Jam

[@jdxjackson]

8am west coast only

[@CalebHammer]

WOOOOOOOOOOOOOOO

[@Broski8137]

we here

[@TannerMontanan1997]

34:05 she came outta nowhere with the “Boise isn’t a state.” Caleb - “yes.. good job. Go on..”

[@yankeesprinter248]

Love following along - I am currently helping my sibling get through a bad debt situation. And while I knew personal finances, I didn't know how to convey the importance and how to to my sibling. Your method and "taquitos" yelling (even if you don't use it as much) has been motivating for him and fun for us to help him help himself get out of debt!

[@Vyrrg]

Me-> White man-> receiving 100% scholarship for law school

[@SH-py7qj]

Because you put in the effort and hard work congratulations 🎉

[@spyduhgirl]

I see trauma, trauma, trauma. I'm so sorry Maya, you deserved better & your parents did you wrong. Heal, pay off this debt and start living the amazing life you deserve.

[@turtleanton6539]

Indeed🎉

[@ToryQuest]

When she listed her degrees, all I could think was: wow , impressive, why can't you figure out how to lock your credit?

[@ElinWinblad]

Memorizing data is not the same as thinking

[@elizabethparsons1071]

I know some really dumb smart people

[@glendamcgee1779]

Because severe and perverse child abuse is akin to a concussive state, trust me.

[@alanarama]

Academics don't always translate to common sense but also, you don't know something until you've learned it regardless of how clever you are

[@himhim3344]

Tbh I had no idea that "locking your credit" was even a thing until watching this video

[@eaton24]

She would owe them 4 years after residency, not after medical school.

[@heathergray9195]

She also thinks a triple major is 3 degrees

[@KaruKageXP]

Regarding groceries in CA, I tend to shop at Ralph's (Kroger).They have gas points -- $0.10/gallon off for every $100 spent), which is nice. You can also order your groceries in the app and do a drive-up pick-up, which helps me price out my groceries weekly and prevent overspending by wandering the bakery and ice cream sections.... There's also Aldi and Vons which are also pretty decent price-wise.

[@Digitalknifeparty]

Her: I got a full ride scholarship for school Also her: Scholarships don’t work for me because I’m a middle class white woman. Huh??? Girl, please stop watching Fox News

[@weeohreviews6657]

What does FOX NEWS have to do with ANYTHING 🤣🤣🤣 if anything she is brainwashed and watches CNN 😂.

[@sostrongineedmoreofyourmon974]

She’s talking about the random chunk scholarships. It’s very hard to get them these days without having some kind of minority qualification. For full ride scholarship students, many try to apply for additional small chunk scholarships that are not mandatory to use for tuition or other school related fees (this gives them spending and living money which the full ride scholarship doesn’t)

[@marks2997]

Lol you are a literal idiot.

[@lot2196]

She's correct.

[@travisbplank]

According to the National Center for Education Statistics, African-American students are most likely to receive grants at 88%

[@BigBossRabbit]

Idaho’s biggest crop yield IS actually potatoes, and Iowa’s is corn. Not sure what she’s on

[@chaydonofallon1352]

The iowa claim is crazy but if you count harvested acres, idaho has more wheat acres than potatoes but potatoes yield more per acre and thus result in higher production. But that's a stretch to give her credit on the wheat being the biggest crop in idaho. I don't know where she got her info from.

[@nineteenfortyeight]

Also, there's no medical school in Idaho

[@DFullerLisa]

When it comes to education, this girl is killing it. Her family's dynamics is destroying her esteem.

[@hausofphid3966]

Her parents are evil. What they are doing is not only insanely selfish, but in the case one card that was opened without her knowledge, is also ILLEGAL. The fact that they would pressure her to allow them to leverage her credit and future for things like landscaping and fast food?! Disgusting. I can't fathom doing something so morally bankrupt to my own child. I hope she cuts them off, at least financially. They should be deeply, deeply ashamed of what they've done.

[@EtherealVirago]

Iowa is too hot in the summer to grow potatoes. We grow corn and soybeans. Not that anyone cares, it is …Iowa.

[@JasonGroom]

We grow some good potatoes, just can't grow the big ones that companies want to sell. Personal garden potatoes though can be some really good ones

[@DericAnslum]

SLIPKNOT

[@SixthSenseSynesthete]

The fact that she has three degrees is shocking because her whole life seems so chaotic

[@eliseg0001]

Has miss girl never heard of academic scholarships… not everything is based on race

[@Ocelot35]

She won't qualify for academic scholarships if the systems of institutional racism are holding back white people in favour of people with dispositions towards colour. It's 2024, dude. Be butter.

[@swagraptor5477]

There are no scholarships for solely white people, but there are scholarships solely for other races. This put white people at a disadvantage aka it oppresses them relative to others.

[@TheTruthiest]

The fact that she said she bombed her MCAT 3 times means she probably won't qualify for an academic scholarship

[@tiny_e43]

For anyone thinking about medical school, the military is a great way to fund it. I know two people who have stayed past the four year commitment. I also know someone who went to optometry school with the military.

[@erick3755]

There are also programs where you can go to underserved areas that need practicing doctors and the government will essentially forgive school debt if you live and practice there.

[@firstlast8258]

​@erick3755 speak for yourself 🤓 🖕

[@Philipasimpson]

I'm looking forward to this follow up. This girl actually seems genuine. All the best wishes for her future.

[@tatianabritton6258]

As someone who received scholarships and tuition coverage from the Army, please do not go this route if you do not think you have the physical and mental willpower and ability to complete your contract from start to finish. If your contract is ended early (regardless of why or who initiated separation), you will have to pay back everything plus interest. I’ve seen it happen soooo many time so please be realistic before signing any contracts.

[@agm65ccip]

Lock your credit and you aren’t a pet person should be added to the regular advice like you aren’t a credit card person. Even if you have to clean it up yourself as soon as she found out about the dad credit cards she should have called and closed them on his ass.

[@onjulraz754]

This girl seems intelligent and responsible. I feel bad that her family put her in a tough spot. I'm sure she will be a great doctor!