Venmo Credit Card - Social Earning

[@RJFinancial]

Choose your next card here - www.profitablecontent.com

[@lopezzepol1]

I believe Walmart counts/codes as grocery store spend for the venmo card. With the Walmart card (potentially) going away, this could be a good play to get 3% back at Walmart

[@RJFinancial]

This is out of character and helpful... thank you sir. A credit to the cash back nation

[@dizzyg6862]

Costco as well

[@PeterLee.]

Walmart does 100% code as grocery store. This is my go to card for Walmart shopping monthly for personal and business spending at 3% 😂

[@Megawolf242]

Also it codes 3% back for groceries at Target

[@MichaelMidnight]

@@Megawolf242 wait are you saying Target, Walmart, and Costco codes as Groceries?!?!

[@flubberghosted2472]

Love my Venmo card. My first cash back card. I use it for 3% on utilities while I garden towards a US Bank Cash Plus.

[@RJFinancial]

Nice, glad it's working out for you sir

[@newagain9964]

Why specifically the cash plus?

[@flubberghosted2472]

@@newagain9964 because it is 5% on utilities instead of 3%. Every little bit helps. 😅💰

[@Numba1hunna83]

This was like my 3rd credit card when it first came out. Right now I use it for random utilities which gives me 3% on those and I use the cash back for the automatic crypto conversion. Good early game card for people especially if they use venmo. It gets harder to use as you pick up better cards but with no annual fee I like keeping it around.

[@RJFinancial]

Still not a bad card. Think it's fine as you get going.

[@jimmyjames6492]

Thanks for the info + video!

[@thejokerspeaks]

Too much white in the black card, it almost needs inverted colors for your style.

[@RJFinancial]

Agree. Almost when with the Blue. When I pick debit cards I always go with the banks default design.

[@JazzyMarineVet]

HOw do you get around the number of hard inquiries to keep getting approved? I always thought that anymore than 4 or 5 will get you denied

[@RJFinancial]

These cards tend to cast a wide net so it can sometimes be easier. Not a guarantee

[@kingsamvisuals]

I got approved with 7 recently lol. I'm now in dangerous territory. I have 2 more on my radar and then I cool down for a year.

[@shawn.credit]

Synchrony is not new account or inquiry sensitive, not ideal but I’ve opened a few cards every month to a few months with them they don’t care about inquiries as long as your profile is solid.

[@ImGerald]

Paypal denied me, so I'm sure I will get denied here as well since it's the same bank. I have no late or missed payments. CCU is sitting at 29%. F8 score is 689

[@shawn.credit]

Solid pickup! 💳

[@Jason_The_Man]

Nice review!

[@RJFinancial]

Appreciate it brother

[@WhatsThePoints1]

Related note- cc payments thru PayPal sometimes code as purchase but seems Venmo always codes cash advance 😬

[@RJFinancial]

Thanks for the tip brother

[@fengshui2151]

social earning? will this be used for the social credit system used in China?

[@ryanarnold4790]

I use my Venmo card just for bills

[@lifeofsui3864]

I’m just surprised Raymond James hasn’t tried to make you change your channels name

[@RJFinancial]

Funny, I did some work with Raymond James via my real job. The joke was made as I'm also known by RJ in the real world as well

[@lifeofsui3864]

@@RJFinancial maybe you can get them to change their name, like Sierra Mist had to change their name when they lost to the influencer

[@evangibson8020]

Based RJ

[@yurig2530]

Nothing special about this card. All the categiries are covered by other cards for me.

[@whovion3967]

I've been thinking of getting this card with the goal of only using it for costco since that is my main grocery store...you have any suggestions on other cards? I'm always looking for second opinions...I've also checked out the AAA daily cc so I'm stuck between those 2 as of right now

[@yurig2530]

@@whovion3967 Use Altitude Reserve for Costco.

[@kazi1]

Yo

[@jisz58madden35]

You picked Black ⚫️ color . You always wear a black shirt

[@RJFinancial]

Black is such a lovely color

[@joekerr3638]

Black...you chose black

[@RJFinancial]

Nailed it... Almost did the blue as it's the standard color