15.5 Things That Are a Complete Waste of Your Money

[@VincentChan]

Use code VC3 for $3 off your first eSIM and download Airalo today: try.airalo.com/VincentChan 🏆 🏆 Join my FREE $1,000 Savings Challenge on Oct 1st → learn.vincentchan.co/save1k

[@VincentChan]

🏆 Join my FREE $1,000 Savings Challenge on Oct 1st → learn.vincentchan.co/save1k

[@ksegg_ffs]

For souvenirs in other countries, I always buy a few postcards from that country, write a silly note on it, then mail it back home to myself via that country's postal service. It will have that country's postage stamp, and more importantly, a timestamp of when it was sent and from where. There is nothing to carry home since I am literally mailing my souvenir home to the States. I have a wall in my house with framed postcards from all over the world.

[@JazminSosa-cq6ll]

This is pretty neat - will definitely try next time 🙋🏻‍♀️

[@JazminSosa-cq6ll]

Q: how much does it usually cost to send mail from a different country to US? 💭

[@ksegg_ffs]

@@JazminSosa-cq6ll Super cheap, probably not even $1 USD. If you're sending 4-5 postcards at a time, then maybe $2-3 USD? (still really cheap!) Because it's a postcard, it will take on average about 2-3 weeks to get back to the States. What's fun is I usually forget about it, and then when I get the mail later on, I get a nice surprise from.......myself lol.

[@KindlyKhari]

I love this idea 😍

[@creepcraddle]

@@ksegg_ffslol reminds me of how in Animal crossing you can mail your future self a letter

[@okisoba]

For single guys or small families buying in bulk doesn’t save but I have a family of seven. It’s worth it if you want to keep them alive for cheap.

[@J3ailey]

Always keep frozen salmon, cod, chicken, beef / bison, and vegetables bought in bulk at Costco -inside the chest freezer. Defrost, then cook it.

[@MohammadImran-rn1vg]

Freezing the food is not healthy.

[@chakho8548]

​@@MohammadImran-rn1vg why is it not healthy?

[@thedanyesful]

Ideally you could buy in bulk, prepare the food and then freeze it.

[@HOPGamingZone]

not all prepped food are good for freezing. plus nothing beats freshly cooked meal.

[@dankuya]

Or vice versa just freeze it raw and then make it when you need it

[@DalPalWXMan]

I agree. I'm a single person and still shop often at Costco and save plenty of money by shopping there. I got lost at the beginning when he goes shopping at Trader Joe's, which is expensive for the tiny portions you get. Yikes.

[@dankuya]

@@DalPalWXMan yeah 100% especially buying meat I buy a few cuts in bulk then freeze them individually it saves me so much money

[@brendonwhartonfit]

Toilet paper doesn’t go bad

[@DavidDavisDH]

The store can't get me to impulse buy, I use a list. My rule is buy only on the list. It takes discipline to get like this.

[@yodoleheehoo90]

Nice MK logo👍

[@prolly2stoned420]

But then the list you write next time will have items you wanted from last time. So they get you in the end anyway.

[@DavidDavisDH]

@@prolly2stoned420 I just buy food for recipes. I can walk through Walmart without picking up random stuff, it took years to correct this.

[@cheesecurd100s]

Don't go to the store hungry

[@stevennguyen4993]

​@@prolly2stoned420 Unless you're lazy and you write your list before going out

[@hustensaftvernichter3785]

I think this is missing ''Buying new all the time''. Especially with electronics and clothes you immediately lose most of the value right after purchasing them new. I recently bought a leather jacket that initially cost over $800 for under $150 because the owner simply didn't like it anymore and had grown out of it a bit. It barely had any signs of use and people who see me wearing it would never guess it's a second-hand item. Same goes for some electronics. I built a gaming PC for my brother buying the graphics card and processor used, saving almost 200 dollars! Over time, these little decisions make a huge impact and you realize that pre-owned is not worth less.

[@bernadetteteague4859]

Publix has perfected the art of aroma therapy.

[@themagicfinger61]

@@VincentChantherapy through the sense of smell. I assume this person is referring to Publix’s strategy to keep you in their stores longer with this method

[@SherronMitchell]

yes!!!

[@ruru-1993]

I was buying food in Lidl in Poland, Spain and now in France. For many of my Parisian coworkers, buying food in Lidl is a shame. According to them, the quality is poor. Meanwhile in my country, many people even can’t afford buying in Lidl.

[@robbertag808]

The quality is just as good as top brands, sometimes it comes even from the same factory.

[@olexandr1997]

1. buy in bulk only if you are able to consume 2. glasees do differ from price and you can see it in close starting from design ending with materials (glass/metal/titanium etc)

[@Philipkaiser753]

I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brittany Utley for helping me achieve this.

[@Josephbasta827]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@SnyderGarcia4845]

The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

[@GlennCallen]

You trade with Brittany Utley too? Wow that woman has been a blessing to me and my family.

[@Brucelanham845]

I'm new at this, please how can I reach her?

[@marypowell5250]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much.

[@TheFirstRealChewy]

I buy bulk for things that won't expire quickly.

[@kennethmoody9841]

"Great video! While generics are generally a great way to save money, it's important to be aware of potential issues with inactive ingredients. While the active ingredient must be the same, changes in inactive ingredients can sometimes cause adverse reactions in a small percentage of users. This isn’t common, but it’s worth considering if someone experiences unexpected side effects when switching to a generic, especially for those with mast cell disorders or mastocytosis, who may be more sensitive to these changes. In some cases, this can be severe enough to cause additional allergic reactions to generic EpiPens." Be aware of non-active ingredients

[@rachelcarr4405]

I got nailed by this. It was a different dye and sweetener in generic allergy medicine and I nearly ended up hospitalized, so alas this is one tip that won't work for me.

[@Fear.of.the.Dark.]

Costco bulk is mainly useful if you have a family of at least 3 to 4 people.

[@CardboardTriangle2]

For number one, I’ve realized that if you buy in bulk you use WAY more of the product because you have a lot of it

[@baileyemal7785]

I'll give you one more that I think is a waste of money, and that's adding more items to your online cart so you can have free shipping. So, you don't have to pay for shipping, but now you're stuck with stuff you had no intention on purchasing in the first place. Plus, it probably cost more than just simply paying the shipping fee.

[@phoreal22]

@1:00 didn't you "quit your finance job"? I don't understand this narrative, it's not like you were from a different industry, there was a easy pivot.

[@VincentChan]

I got into personal finance before I started working in finance

[@rslickers9389]

Personal finance is something everyone can do for themselves, which is much different than finance.

[@eos_2366]

Oof might disagree with your stance on buying in bulk. My wife and I started buying in bulk this year and freeze any leftover especially for produce that are about to go bad, and yes there is way to compact food to save space. We’ve been saving a lot more money this year and we stopped eating out because of the amount of different ingredients we have (frozen bell pepper, mushrooms, carrots, big bulk of rice, chicken, coffee) has completely stopped us from going out.

[@SargentFraser]

I gotta say, I like the mix of ads/sponsors of products and services that are directly related to the video and are actually useful. I've used both Rakuten and international e-sim services and they can significantly lower the cost of purchase. I bought a gaming PC a few years back and had some 10-20% discount coupon that worked with a of that was on sale at the time.

[@financialphilosophers]

Buying in bulk can be a great way to lower overall cost, but they need to be non-perishable food items. Intentional, thoughtful spending is so important. Don't buy something if it won't bring legitimate improvement to your life. Think on medium/large purchases for a minimum of several days. Being late on that credit card payment also often leads to a maxing out of the potential interest rate.

[@tokyojon4344]

Last summer stayed at a Hilton. I did not know it at the time but in addition to the room, they charged me an extra $22 as a "recreation fee," which meant that I could use their pool and sauna. Of course I did not use either, but they charged me the fee anyway.

[@anamika_1248]

I disagree about designer sunglasses. I usually wear branded sunglasses while driving but I thought the same way like you & bought cheap $10 sunglasses from Amazon. I wore those for an hour while driving & they gave me a headache. So the price might be high but so will be the quality.

[@PrimitiveAK]

The Costco one is good but has a caveat. You don’t buy ingredients and perishables at Costco you buy other items like paper towels, toiletries or other housing items. I won’t go as far as frozen goods at Costco. But most items like bulk paper towels will last you months. Everything else I buy at ShopRite and Walmart

[@Uncommony]

Luxuries are what kept me behind until I declutterered and only worry about the highest quality necessities. Stay Uncommon!

[@acidityliquidity211]

Usually before buying a want. I tell myself, lets first see if i don't still want it in a few months or so. Then I know i love it and not just like it.

[@remotemanagement4686]

Buying weed in Bulk !

[@PlaxonX]

i dont think bulk purchases are a waste tho, for someone like me that does meal preps it is much more convenient and cheap in the long term

[@veronicasvideodiaries]

I was trying to explain to my friend who's a mom now that no, getting a costco membership doesn't make sense for me because I live alone and I can barely keep up with the food that I buy at a regular grocery store hahaha.

[@rozlynvander-smith1828]

Yeah I get my shower sandals from dollar tree lol. Allergies suck, I just got a few generic meds which I didn’t include in the biweekly budget. But I spent $30 versus $80

[@rinya8746]

I buy in bulk because I can eat the same meal for a week and it lessens the burnout of deciding for me.

My digit should displayed on your notification bar🔔

[@Bettie_Noir]

Please share how you did the vpn trick to get cheaper airfare for those of us who are not tech savvy 🙏🏻

My digit should displayed on your notification bar🔔

[@BraceletQuetzal]

I’m from Guatemala 🇬🇹

[@MohammadImran-rn1vg]

Why did you write Point 15.5 instead of Point 16?

[@baconcerberus]

Buy in bulk for things that don’t go bad on long shelf life

My digit should displayed on your notification bar🔔

[@Courtney-Alice-Gargani]

Great video this is very helpful.

[@kieranthomas2961]

What about freezing bulk meat purchases?! I do this and it works well.

[@StevoJacobs]

I’ve tried a lot of Sunnies. Ray-Ban actually use crystal for their lenses. Their clarity is unmatched and if there was something comparable, I’d be all over it, but I haven’t found anything close.

[@kylerooney89]

Bruh. When you go to Costco. You put the stuff in bulk in the freezer or storage. Skill issue.

[@etiennecastel4433]

The number of sponsors and affiliates in this video is insane lol

[@MrDeathChicken]

It is noteworthy that not all medications are available as generics depending on how old they are. And some generics will have the same medicinal ingredients but their non-medicinal ingredients (binders, flavourings, capsules) which may cause side effects in people. A generic may use agar for its capsules which can make some people sick, for example.

[@SteveHartman-my9rg]

Bulk purposes save spending without intention

My digit should displayed on your notification bar🔔

[@amirah2152]

Nah Ray Bans are worth it, I spent like $150 on mine 10 years ago and I’m still using them today

My digit should displayed on your notification bar🔔

[@mwatson4970]

Pooh! Airalo does not accept my phone even though i used an esim for my carrier. Guess my phone is too old (4 yrs old Samsung). I tried!

[@acidityliquidity211]

I often dont count a promotional deal when considering how much something costs because normally i could be using the promotion towards something else.

[@gamereditor59ner22]

0:26 : Interesting...🤔 So, don't buy bulk unless if there is a large family. Thank you!

[@jochenkraus7016]

It works if you know that you will run through certain supplies quite quickly or you can store them for a long time and - important - you have enough storage space.

[@ronakkumar1934]

Dollar tree pants lol :P

[@Catarina1233]

Aren't cheap sunglasses bad for our eyes? They say the lenses do not protect our eyes from the sun as they should

[@santisanti8386]

Ten seconds into the video and oh yes! Bulk purchases are an incredible waste of money!

[@skincaremakeup40]

I love buying in bulk detergents,cleaning stuff, toiletries and non-perishable items(salt,sugar,food for my cat)when they are in offer.Is that so bad,especilly if you consider my husband died many years ago and no one can help me if,in the middle of the day,i run out of something essential?can you see,it all depends!by the way I really love all your videos,thanx from Sicily,Italy

[@bin4ry_d3struct0r]

If you're going to buy in bulk, buy *non-perishables* that you will eventually use (e.g., soap, tissue paper, toothpaste, etc.). Do not buy consumables you cannot consume before the expiration date.

[@Nat-mw3bz]

Never buy food (unless canned) in bulk! You have to be aware of expiration and best buy dates. I'll never understand purchasing meat and poultry in bulk!!

[@RubbingPotatoes]

I was looking for a product like this. An e-sim !

[@CMLCML]

Yes! I got 5yrs free servicing on my BMW because my brother did this!

[@MrGravity304]

Given the current economic difficulties that the country is experiencing, how can we enhance our earnings during this period of adjustment? I cannot let my $680k savings vanish after putting in so much effort to accumulate them.

[@rebeltheharem7028]

Lotteries are a big waste of money. But when the cash payout after taxes makes the expected return of a lottery over the $2 dollar cost of the lottery ticket, conventional monetary statistics says you should buy one because the odds ARE in your favor.

[@Nat-mw3bz]

The psychology used in shopping is unbelievable! Humans have no idea the mental games these conglomerates use to make you buy.

[@anthonyonline4740]

Quality of cheap glasses is definately not the same. Same factory does not mean same product and same quality. I'm not saying luxury is good value, but I'll bet my life that over 90% of the time, it's higher quality than an 8% pair

[@danielag.8670]

thanks for the tips! I’ve been following you for some time now and I really enjoy the learning process of saving 😸

[@anaalberca2471]

Omg! You were in Ecuador and I’m from there 🎉 Hope you had a lovely experience

[@foodlover8151]

These are great tips! You forgot to include pineapple on pizza 🤮 The glasses industry is the biggest rip off

[@yarnsensi2975]

Thanks Vincent! You just saved me $29.31 with my late fee 😄

[@susy_otero]

not you all not knowing about generic medicine jajajaja

[@noreenn6976]

Thanks for offering the savings challenge!

[@stevengomez9319]

Which VPN service do you recommend?

[@imakeadifference2011]

Airalo is actually good

[@JazminSosa-cq6ll]

I don’t want people to know about you! Haha (but I’d be doing you wrong!) I’m in the middle, haha!

[@DannyMexen9]

1M subs around the corner! Great consistency and applicable advice as always. (I’m now at $4000 in savings)

[@Taylor666CR]

I have joined the savings challenge 🤩. Thank you very much for this 🙏

[@VincentChan]

@@Taylor666CR yayy excited!!

[@JohnJ6794]

Anyone ever have any luck with the VPN thing? I’ve tried it but In my experience the prices are equivalent.

[@stevengomez9319]

Same. I just commented on which VPN did he use?

[@mwatson4970]

Use vpn plus a hidden/privacy browser tab. Also clear your history and cookies for at least 7 days back before start searching.

[@trentme09]

Dollar tree pants 😂

[@JazminSosa-cq6ll]

Hi there! Where can I obtain this VPN? **BIG SUPPORTER OF YOUR CHANNEL HERE! 🙋🏻‍♀️💓**

[@VincentChan]

You can use any VPN they’re all pretty much the same :)

[@mbank3832]

lol Andrew Yang actually recommended buying in bulk. Guess there is really no right answer haha

[@BlackChamomile]

Buying perishables in bulk is a bad idea if you live in a household of one or two. Otherwise, buy everything else in bulk. I feel like this is something we all learn through experience in uni.

[@lyfeiswhatyoumakeit]

Since when did the Dollar Tree sell pants?

My digit should displayed on your notification bar🔔

[@louisa777ace]

Kelly Caulfield Niemaszyk seen it on here the cashback

[@VincentChan]

What’s that

[@JazminSosa-cq6ll]

Just signed up to Rakuten! :-) **Thanks for the $30, you get 30 too! Yay, win-win ❤

[@VeganMangoQueen]

You lost me with how you pronounce らくてん

[@ykhmooseshysane]

what is this list lmao

[@johnchan9392]

Hotel public spaces; main lobby, restaurants, etc, WiFi are usually free to use. I used to install wireless in hotels and most of them keep the public spaces access open. If you need to check email and browse where to eat, just pop down for complementary WiFi. Nowadays, most hotels outside the core city includes complementary WiFi access in the room. Well..... technically not complementary, they just add the cost inside the room rate.

[@youknowwithMartyKauffman]

When did Dollar tree start selling pants?

[@VincentChan]

Haha it was just a joke

[@youknowwithMartyKauffman]

@@VincentChan well who knows they might sell pants now because nothing in there is a dollar anymore you know they keep raising their prices

[@GeographyStuff420]

Isn't that antigua and lake atitlan in guatemala?

[@VincentChan]

It is!! How did you know?

[@emilyalejandro8272]

The motherland 🫶🏽

[@ayyooojett2353]

W !

[@VincentChan]

Thanks man! Which thing do you agree with?

[@ayyooojett2353]

@@VincentChan bro you didn’t miss I agree 100% !

[@mitya6568]

I am buying only weed and gold

My digit should displayed on your notification bar🔔