VLOG: cash envelope stuffing & october budget living in a bus full time + friday night volleyball

[@TesHome]

Love how you justify your cash envelope budget❤. You take care.

[@shelymarks952]

Definitely sweatshirts! Also RIP that you forgot your water bottle at work but you reminded me to get mine, so thank you lol

[@MyDriftingDesk]

At least we both didn’t forget 😂😂😂

[@stephanieparis33]

YAY I just started budgeting like this I’m so excited for this video

[@MyDriftingDesk]

Omg YAY!! I love this way. I’ve been doing it for YEARS!! If you look through my lifestyle playlist there’s a few other videos on the system 🫶🏼

[@SarahSchneider2]

When ever I spend less in a category I usually consider that as additional savings rather than spending more the next month.

[@MyDriftingDesk]

Yup!! That’s the way I like to do it (outside of building a bus lol)

[@balicard342]

Im a hoodie person I am cold in 80°f weather plus i find they help alot with sensory overload kinda like the blinders on a race horse they limit peripheral vision which goes a long way in preventing a meltdown

[@MyDriftingDesk]

I can so see that!!

[@nedtechgirl]

Love hoodies. I look odd in a sweatshirt

[@BankeySharma]

Big like 1 beautiful share awesome

[@MyDriftingDesk]

Thank you so much!

[@shelymarks952]

I would love to see you explain more in depth how the cash system works for you. For drive-thrus, gas, and groceries I can get it, but for bills and other online only payments/bills is where it seems like a “waste of time” but I can tell it works very well for people so I’m always wanting to try it but worried I’ll give up because it’s a “waste of time” ya know?

[@SarahSchneider2]

@@shelymarks952 I’m wondering this as well.

[@MyDriftingDesk]

I like visuals and so even for online payments I like to put that cash into my envelopes so I SEE that I have my bills accounted for. A day before my auto bills I get a text saying they’re going to get pulled, so that’s when I deposit that bill money into a SEPARATE account that’s different than where I receive my direct deposits, that my auto pays are linked to. I personally do this because the visual of having that money allocated for a specific bill makes it less tempting to use the “extra cash” I have on hand on something it shouldn’t be used for. I don’t want large amounts of money sitting in my checking that could make it seem like I have the money for something when I don’t. I don’t want to get swipe happy and swipe for something and then forget that it was actually for ____bill. You can use this system however you want and however makes the most sense to YOU. this helps us stay organized and accountable to our spending & helps with ADHD brains thinking we have money to spend when we really don’t. Hope that helps!

[@summerdowlig]

Loving vlogotber.

[@MyDriftingDesk]

YAY OMG thank you so much 🥹🥹

[@nedtechgirl]

Where is his tied dyed shirt from?? I like it

[@MyDriftingDesk]

The brand is Good Land! This is their insta: instagram.com/goodlandbrand/profilecard/?igsh=MW1oMW8wbHp6eGc0Mg==

[@heresalook]

I’m definitely more of a hoodie person, I think it’s because I get cold easily due to my anemia so I put my hood up often 🥶

[@MyDriftingDesk]

That makes sense lol. The hood is just too much around my neck area 😂😂

[@ervinsmoviecorner8748]

A big time day!

[@MyDriftingDesk]

Woo hoo!!

[@graceculbertson2880]

So I am more of hoodie person because I don't have to carry a purse when I have hoodie also baby Victor just got his first vet checkup he all good also I have to give him his fleas and tick medicine in food he would love your cat he just a friendly cat he also he sleeps with me well technically right next me also I love your videos

[@MyDriftingDesk]

Aww tiny baby!!!!

[@freckledcrafts86]

Still waiting on that hot girls read sweatshirt Marissa! Altho an update I now work at a library so I will rep the merch!

[@MyDriftingDesk]

I knnoowwwww 😭😭

[@myr9471]

How do you do the cash envelope system and online payments, like spotify?

[@SarahSchneider2]

Great question wondering this as well. I keep minimal cash on hand and pay with debit or credit or autopay from bank account

[@jenm6513]

Curious why she answers all the other comments on here but won’t answer how she uses the cash for online payments. Genuinely curious how it all works! EVERYTHING is practically online &/or cashless nowadays.

[@myr9471]

@@jenm6513 exactly!! I would love to do something similar but I just dont know how with the online payments

[@MyDriftingDesk]

Dang 😂 a girl can’t take 24 hours to respond?! I was planning on making a follow up video explaining more but here you go. I like visuals and so even for online payments I like to put that cash into my envelopes so I SEE that I have my bills are accounted for. A day before my auto bills I get a text saying they’re going to get pulled the next day so that’s when I deposit that bill money into a SEPARATE account that’s different than where I receive my direct deposits, that my auto pays are linked to. I personally do this because the visual of having that money allocated for a specific bill makes it less tempting to use the “extra cash” I have on hand on something it shouldn’t be used for. I don’t want large amounts of money sitting in my checking that could make it seem like I have the money for something when I don’t. I don’t want to get swipe happy and swipe for something and then forget that it was actually for ____bill. You can use this system however you want and however makes the most sense to YOU. this helps us stay organized and accountable to our spending & helps with ADHD brains thinking we have money to spend when we really don’t. Hope that helps!

[@brycebean8798]

Part of me thinks this is money laundering but other part makes me thing she is budgeting. Its not common to have money in an envelope or binder unless your saving up for a emergency fund or etc.

[@MyDriftingDesk]

Common for who? You? Probably not. For other people? Yes. This method is highly common. A simple Google search would show you who started it, why it’s helpful, and who used the system & why 🙃 Crazy that I have cash & you assume money laundering lol.