9 Things To Consider Before Using 💳 Credit Cards! Wali Khan

Credit card for beginners who are thinking about getting it and also for people who use the credit card but don't know how it works moreover, 9 things that you should always consider while using credit cards are discussed in this video.
#PersonalFinance #CreditCards #WaliKhan
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I like helping people around in their general productivity & personal finance situations as well as advising on wealth management which includes but not limited to property market in UAE and Pakistan, equity and commodities markets, bonds etc. Moreover, I have a keen interest in KZbin and social media marketing along with video editing and its marketing. I also have a keen interest in world current affairs and politics. Last but not the least I am an APPLE fanboy :-)
I am open for collaborations in the areas of my expertise from anywhere in the world. Following are my contacts:
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[@ashbelsauljohn4751]

Your 8th point, you were unable to explain "buy now pay later" clearly, seems you yourself are confused on this point. How is it bad? To buy something now and pay it off in monthly installments? Can you explain pleass.

[@song1749]

Thanks for sharing this knowledge

[@mohammednaserullahkhan7241]

Wali bhai I,have 4 credit cards and taken the cash loan for my various needs and right now I’m paying 50% of my salary every month only to cover minimum payments, so please advise how to overcome this situation.

[@u4ious]

Superb video, super informative bhai. I normally have set 100% payment in due date, but try my best to rarely use it. It can be a great tool to build your credit history and has added safety fraud insurance in comparison to your Debit cards.

[@muazzamsaeed1549]

Nice Wali bhai. On point 6 once i withdrawn AED 3,000 from different bank's ATM and i have been charges AED 241 by ADCB. I learned my lesson that day.

[@touseefkitaseefa]

Bro i am your subscriber, what about the bank alphlah classic credit card, tell somthing about benefits, and returning Annual charges, what utilization of amount

[@hussainwarraich8139]

Very informative and helpful! Thanks for sharing 👍

[@muhammadijaz3382]

@wali khan can I transfer money from my credit card to my bank account????

[@asadhayat2503]

Sir pakistan k lye ache credit cards recommend kren k kon se hain. Or ye b btayn k jis bank mein account ho us k debit card k sath us ka credit card lyna behtr hy Kia... Ya credit cards without bank account b ly skty hain.. Plz guide

[@WaliKhan_2k]

Debit card comes with the bank account by default - you need to apply for credit card separately.

[@ahmershafique1773]

We use credit card on Imtiaz mart markup to no lge ga card swipe kr k payment krni ha

[@SpiritualTv9229]

Very well done ✅ Stay blessed ❤️

[@nainekhan9552]

mujy samsung galaxy s22 ultra lana hy. sirf usy instalment pr lany k leaye credit card bnwa raha hon. baqi mujy koe zaroorat na hy lakn ma instalment 18 month ki ya 24 month ki krwani hn. kia ma drust kr raha hon

[@bilalshafiq94]

Nice video very informative, Sir I would request to kindly make video on Roshan Apna Ghar loan on Lien basis. I want to clarify that if lien bais loan is approved, will the applicant would be able to get profit from his certificate after pledging them or not?

[@WaliKhan_2k]

Yes, you can keep on getting the profits from NPC with lien loan.

[@bilalshafiq94]

Thanks a bunch, may God bless you sir.

[@RafiSuperstar]

I already used buy now pay Later 😭

[@muhammadasad5569]

#7 Sir Kindly Ap Mujy Bta Skte Agr Main 0% Interest rate py Koi Chiz leta 12 Mah Main Mujy Wo Pasy Dene To Mujy Kya Nuksan Utha hoga Apne Jsy K video min Bat Ki Mtlb agr MAin Credit card Ka Bill Pury Time Sy Pay Kron Ga To B agy Mujy Problem hogi Kun K main Just Credit card ly he Isi Liy Raha Hun K mujy 0% py Buy krna hai Jab k pasy b nhi hain itne so Kindly mujy Zra Thek Sy Smja din

[@tariqb7467]

Can you also do a video on whether we should be filer or non filer and the benefits of being a filer ? I live in the US and have never been a filer so not sure what that process is . Also if you can please do a comparison on different top brokers in Pakistan such as AKD , Arif Habib and FSedge .

[@WaliKhan_2k]

If you want to have transactions in Pakistan other than RDA, then better to become a filer which is easy and brings a lot of benefits.

[@asad19801]

good video but pls make points according to the pakistan credit cards.

[@ProDevelopmentPK]

Which card is best from Standard Chartered? I am going to Dubai and EU and have a plan to buy iPhone there. Do you think I should get this Pakistani CC they are charging PKR16,000 +FED Charges annually.

[@dashingdecentkhan]

Thanks for the valuable videos. Requesting you to make a video on tax filing of a salaried person , getting tax rebates on etfs in Pakistan also further advantages on tax filing etc.

[@WaliKhan_2k]

Tax for salaried person should not be a difficult thing, but as I am not working in Pakistan, I have not gone through that process.

[@asimsaeedkhan1318]

Dear Tariq Khanzada, I can help you regarding tax filing of salaried person as well as other heads of income.

[@nadeemabbas2110]

Brother interest rates have been increased in uae so can u please advise which fix deposit will be good now in uae now but please islamic bank account only.thanks

[@WaliKhan_2k]

I dont think they have increased the profit rates as of now - Keep an eye on National Bonds, they might increase the rates.

[@nadeemabbas2110]

@@WaliKhan_2k ok thanks

[@m.shoaibkhursheed1718]

Sir buffet indicator kay Bary may batay

[@muhammadhamid1961]

Sir kia ap Tottenham Hotspurs k bhi fan hen?

[@shayanhtc]

Hi, I wanted to know something if I don't use CC for sometime like a month or so, would it impact me? Moreover, if I apply for 2 different credit cards from different banks on the same day, would it impact my application? Kindly help me out

[@xxxxcxcc2145]

make video on 10 lakh ma kia potofolio hona chahiye for handsome dividend

[@sneakpeek6031]

support u have to pay 15K AED and you cannot afford..you pay it using credit card and if your credit card gives u an opportunity to repay using 0% interest why not..Many banks are now offering balance transfer also with 0% interest to pay in 12 months

[@naveedalibhatti4332]

بھائی ان تمام باتوں کا مطلب کیا ہے کارڈ لینا چاہئے کے نہیں ؟

[@nainekhan9552]

سلام سر

[@muhammadsaadpopalzai5651]

Is it halal?

[@WaliKhan_2k]

We cannot label directly - need to get the content from muftis on this. But this is one payment method that's most convenient safe for any transaction.

[@eTrainerBox]

After all these discussion points, conclusion is that don't use credit card ever. It is highly risky

[@WaliKhan_2k]

Do watch this one before making up your mind :-) kzbin.info/www/bejne/fKHVZ3qbqphqfsk

[@kiranyasin5793]

Agree

[@mathinsider1]

آپ ساری باتیں درحم کی کر رہے ہے۔ یہ بتائیں کہ یہ ویڈیو آپ نے پاکستان کیلئے بنائی ہے یا اوور سیز پاکستانیوں کیلئے

[@WaliKhan_2k]

You can consider anything. Idea is same.

[@nainekhan9552]

mujy samsung galaxy s22 ultra lana hy. sirf usy instalment pr lany k leaye credit card bnwa raha hon. baqi mujy koe zaroorat na hy lakn ma instalment 18 month ki ya 24 month ki krwani hn. kia ma drust kr raha hon

[@rukhsarahmad333]

10 month ho gy hain...agr ap ny credit card bnwaia ha to kaisa raha experience