Term Insurance | Understand Term Insurance in 20 Minutes

[@namaskarprasad]

Buy Online Term Insurance (Upto 10% Discount) - bit.ly/3S9ALve Health Insurance Plans (Online Discount Upto 25%) - bit.ly/3vKRmhs

[@ankitkumar-gs6qt]

Hdfc ka cancer cover rider k बारे m बतियाते sir

[@Twofactorseducation]

❤Please make a detailed video on Loans ❤🙏

[@avis1005]

You missed one point of to take regular plan or zero cost plan of term insurance

[@sinoomm3081]

Bada vivek and chota sandeep 😂😂😂

[@Abhikkumarray]

Very honest requests don't buy insurance from policybazaar. Please explore other platforms also. Until you understand all the insurance terms. Policybazaar will force you to take insurance. It's important to take insurance but be careful for mis-selling insurance products. It's your money 💰 not any youtubers money so first you learn and understand then buy product from official website. One more important point please record all the things when you are buying insurance from any third party insurance aggregator/broker platform like policybazaar.

[@vkm9156]

They're a huge pain in the a$$

[@periyaswami9132]

बहुत अच्छी जानकारी दी है । सर

[@Atubh358]

Bada vivek.. chhota sandeep 😂😂😂

[@SystematicApproach-xp6bk]

😂

[@rajnamtosunahihoga]

Bada Vivek vs Chhota Sandeep😂😂😂

[@adityajoshi004]

Thanks sir series chalu hi rakho

[@niteshpoojary4881]

ara bahi mast creative hai tera team toa Vivek and Sandeep ka best usage la raha hai 😂😂😂😂

[@aloktripathi2405]

(Bada=Mota)Vivek Bindra and (Chhota=Patla)Sandeep maheshwari And their wives stories are also a bit similar 😂😂😂😂

[@dheerajsharma-b5h]

Bhai policy bazar Wale to sochne ka time bhi ni dete...aapne search Kiya aur phone aane chalu

[@shivaamalakar5983]

Mere sath bhi yahi hua, sales executive aaya milane bola check karta hun kya hai aapko best offer vagaira aur yah bolkar usne policy bhi book kar liya Bhola ki kaun se bank mein account hai batao check karta hun unko credit card se usmein payment bhi

[@shivaamalakar5983]

Aabhi sales executive a raha hai naahi manager phone per baat kar raha hai

[@vivekbarvaliya3068]

Good work sir….. if I have more likes in KZbin then 1 cr likes I will given…..super knowledgeable video ❤❤❤

[@darshillal1702]

Thank you so much Prasad sir for making this video. I got to know a lot about term insurance from this video. And names you used in examples were best: Bada Vivek and Chhota Sandeep😂

[@lovelyranamba1990]

Only term of 1 crore ❤ for 60 years with Rs 11500- Job service period And balance for 80 age premium start SIP till 80 age

[@vkm9156]

True

[@AbhishekAD21]

Thanks for awaring us and making things simpler 🙏

[@Shantabratagupta]

Well explained, Thank u sir

[@JaiSingh-vz8ln]

Nicely explained

[@manoharsaxena3904]

Good ideas and useful video thanks

[@namaskarprasad]

Thank you.

[@Nir468]

Best ever channel anytime.... Thank you Prasad to spread these type of financial information

[@_its_adi_baba_2]

Ekdam sahi hai 👌🏻

[@abkibaarCApaar]

Thanks Prasad Bhai 🗿

[@amitburnwal8616]

Husbands ke name pe term h aur wife nominee but dono hi kisi accident me mare jatey h to paisa minor y kisi aur ko milega y lapse ho jayega?

[@bhushanpatil2633]

Policy bazaar doesn't show all the policies. They restrict the company data

[@KolhapuriKitchen]

Accident includes only road accident or wear and tear as well??

[@ytytyt2516]

Very detailed and transparent information as always loved it❤💯👍💎

[@shashikantsir]

Aap se request hau ki aapki wo series jisme aapne the person who changed india ko continue kijiye.

[@uniquecreations5108]

Online and through advisor same amount ata hai instead of buying online buy offline through agent which is know by your family because after you only he is the person which will help to settle claim for your family

[@smart.city.VARANASI]

Maine Bajaj ka Eterm plan liya hai 50lakh ka.. jisme maine 45 saal matlab 70 saal tak ka regular pay choose kiya tha har saal ke liye.. paying term tha. lekin jab mai apply kar rha tha tb agent ne pay till 60 bolke or 62,000 ka savings bta ke mujhse extra 10 saal ka premium usi me add karwa liya. jabki maine bola bhi tha ki pure 45 years tak mai pay karunga.. jabtak jinda hu tbtak. khair...😅 koi nhi jo jo mai chah rha tha wo sab mujhe us term plan me mil rha tha.. isliye chhod diya.. ab mera plan me mujhe 35 tak pay karna hai or mera plan 45 matlab 70 saal tak chalega.. or total 35 saal ke liye mujhe 2 lakh 97,000 rupay dene pade... jo ki aegon life wale term plan se bhot achha hai. usme to mujhe 5.5 lakh pay karna pad rha tha... 😢 jabki maine policy bazar se usko dekha tha..

[@anu1390]

Hi sir mujhe term insurance buy करना hai age 37 kis brand क़े sath jao. Pls suggest.

[@vkm9156]

But what if i want to buy insurance with higher cover without ITR/salary

[@vaibhavpagar67]

Akhir prasad bhai ne bhi chupke se VIVEK BINDRA VS SANDEEP MAHESHWARI par apna view de diya

[@abhishekbhagat4710]

Mai Chota Sandeep hu Thank you Sir 🙏🙏🙏🙏

[@Kkumar12-q5s]

Ishme sir kya, accident death bhi cover hoti hai

[@ANILKUMAR-yk9ed]

Yes

[@sameerkhatavkar1]

30 years hone ke bad claim ayega to policybajar rahega kya

[@Twofactorseducation]

Please make a detailed video on Loans ❤🙏

[@Govindsingh-yk1pe]

Term insurance kis age tak le lena chahiye

[@hariprasadgurupawar1166]

Agar koi policy lete waqt alcoholic nahi tha but bad me alcoholic ho gaya aur kuch saal bad usaki deth ho gayi to kya claim rejecte hoga

[@namaskarprasad]

Claim won't be paid if a person dies of intoxication. But why do you ask?

[@mohitjain851]

Sir Edelweiss tokio mai better half benifit rider plz explain . IRR is high if both husband and wife take . Plz make a vidoe on it if possible.

[@manoharsaxena3904]

I would like to know what precautions the family has to take and what problems may arise on payment of drum insurance in case of suicide.

[@namaskarprasad]

Suicide within 12 months of buying policy would lead to claim being rejected & premium would be return to the family members after few applicable deductions. Plus the claim within 3 years of buying policy attracts extra scrutiny. Please read policy wording for more details since there is a whole section dedicated to the topic in all policies.

[@aloktripathi2405]

Already I've taken LIC whole life insurance Can i take a Term insurance and if i buy a Term insurance, will I'll be able to be beneficiary of both schemes or not

[@Drstrange027]

Policy bajar wale pagal kar dete h call kr ke...I will recommend to buy policy from company website

[@kalaam1227]

If anyone would like to buy Policy than buy from direct company not a third party payroll

[@rajendrasinghrajput7175]

Bhot sari componies financial independence aane ke bad term insurance surrender krke premium ka jma kiya amount return krne ki bat krti he is bare me aapne nhi btaya

[@v.7215]

Term insurance ke liye konsi company best and trustable hai.

[@sauravthakkar5028]

In case of terminal illness will get additional cover or amount will get debit from base cover?

[@namaskarprasad]

Additional Cover. You can also check this in the policy document.

[@ChandanKumar-mx6pc]

Jeewan jine ke liye jo chize necessary hai wo sb chize mahangi hai bhaai sahab

[@rishabhkumarsingh8148]

Not promoted to policy bazaar sir he's sell ullip as a retirement plan

[@anubhavdas]

Agar koi endowment scheme se pull off karta hai toh kitna penalty lagta hai?

[@namaskarprasad]

You will have to check this in your policy document in the surrender section. Endowment policies are designed in a way that makes it very hard to pull off and it costs money.

[@bhushan_ambilwade]

check tata aia wealth term insurance kindly give total policy exposure

[@TheYashu29]

Very Nice..also make a video on Medical Insurance

[@namaskarprasad]

Already covered, Plz check our recent videos

[@stranger4037]

Apne ghar se aap apni saari taswire hata dete h ✌️😅

[@SystematicApproach-xp6bk]

😅

[@namaskarprasad]

😅

[@akshay.pawar.]

Hey prasad, One of my friend did interesting thing He bought term insurance till 90 or 100 He said, I think I'm certain I won't live that much by taking longer term can't I ensure I'll get term insurance always

[@s_ranjan1434]

Fun and Finance......📈🤩❤️🙈📈

[@keshabbarman100]

Sir annual income Kam dene par zada life cover nahi mil raha hai, annual income ka 20 guna nahi ho raha hai, aiseme kya kare?

[@namaskarprasad]

IRDAI has directed all life insurance companies to launch at least one simple term insurance policy with the name " Saral jeevan bima ". The insurance companies can't deny anyone this policy on a low income basis.

[@ANILKUMAR-yk9ed]

Aap ki CTC ka 25 time provide Kiya jata hai true advisor

[@aloktripathi2405]

(Bada=Mota)Vivek Bindra and (Chhota=Patla)Sandeep maheshwari And their wives stories are also a bit similar 😂😂😂😂

[@SANJAYKUMAR-gc4vg]

Parsad sir pse make a vedio of term insurance for defence personnel.. Thanks in advance

[@yourvj86]

My wife in govt job so which type an for how much amount term ll be better??

[@ANILKUMAR-yk9ed]

Depend upon your situation true advisor contact us

[@RajivKumar-mk2gl]

Sir ek stock hai (SG MART) ISME kya chal Raha dekho jara

[@ashwinmishra3531]

Like for chota Sandeep 😂

[@sachinkute979]

Policy bazar bahot pareshan karte or incase AAP bole intrest nahi hai to 2 baat suna bhi dete hai

[@umeshingole467]

Dear sir i would request you to guide me that i am planning to take a term policy for 70 years as my son is only one year old and i am 40. But My retirement age is 58 that is in 2041 so i would like your opinion about this. Shall i pay premium till my retirement or till 70 years

[@namaskarprasad]

Go with 70 years. Regarding premium payment if you have no dependents then you can stop paying whenever you like.

[@rajeshpillai1367]

I think Prasad sir is referring to bada Vivek Bindra and chota Sandeep maheshwari 😅😂😊

[@harshildhimmar4872]

Amber enterprises pe video titagar wagon jv & pcb company equer.

[@Gjkkjbbnmk8hg]

Bhaiya muje ek chij puchni h mere pas irfc,rail Vikas ,india renewal energy k shares h pr uspe grow pledge nhi krne derha h

[@azmatalimirza4926]

I m 12pass graduation nahi hai to nahi le sakte kiya 3L annual income me

[@KishanKumar-gh3gu]

50 lakh ka mil jayega. TataAiA me eligibility mil jayegi. Check once with policybazaar

[@azmatalimirza4926]

@@KishanKumar-gh3gu but premium hai High hoga na

[@Kishandsygn]

iska 4 solutions hai. (1) ache claim settlement wale hi company choose karo, HDFC, ICICI, MAXLIFE, TATAAIA bhaele hi thoda mehenga pade (2) payment term hmesa jitne saal ke liye insurance le rahe ho utna saal tak payment term rakho (3) agar fir bhi affordable nahi lage to fir cover amount 30-40 ka kar do. (4) cover aap aapki 65 year ke hone tak hi rakho kyuki us time tak aapka bacha sayad working ho jayega us time aapke na rehne se financial burden unpar nahi aayega.. jitna jaada age tak ka cover loge utna primium badhega. Agar baar jo primium ban jata hai wo same primium rahega life time.. aage aapki salary bhi badhegi. agar aapko lagta hai ki apke na rahne se 20 lakh suffient hai aapke depedants ke liye to utne ki policy jo.. agar jada ka le pao to acha hai but apni annual salary ke 20 guna se jada ka cover nahi le sakte.@@azmatalimirza4926 ekbar ye wala video bhi dekhlo for more clarity. kzbin.info/www/bejne/o3PEaKSIqt2Cga8

[@Kishandsygn]

Jitna kam age utna kam primium. agar aap 25 saal non smoker ho to aapke 5-6k me 50 lakh ka cover mil jayega. wahi agar aap 30-32 range me hot to fir 10-12k @@azmatalimirza4926

[@pradyumnasahu2025]

Wrong information bro Critical cover amount not deducted in some company we can verify company to company t&c

[@sahudomendra239]

Nice name choosing Prasad sir 😂Bada n Chhota

[@raghavendrandream8798]

Critical illnes rider is other than main insurance amount. Thats why its called rider. Your main policy remains inforce for full amount.

[@himanshunegi_]

Thankyou ❤❤❤

[@ChatGPTMovies007]

KYA STORY HAI SIR....😀😀 VIVEK (VIVEK BINDRA )VS SANDEEP MAHESHWARI CONTROVERSY.🤣😂

[@moneyidea-pi1ot]

17 hrs me 4 thumbnail changed 😅😅😅 whaa prasad

[@nelsonmachado7523]

Very nice Prasad, really nice

[@VikashJainUpdates]

Sound itna low kyun rakhte hai.....

[@nitinbhasme7395]

प्रसाद सर पॉलिसी बाजार चा अनुभव काही चांगला आला नाही. जे ऑनलाईन असिस्टंट आहे ते व्यवस्थित सपोर्ट करत नाहीत, व्यवस्थित माहिती देत नाहीत त्यामुळे पॉलिसी बाजार वरून पॉलिसी घेण्याविषयी मी ना खूश आहे.

[@YDV_Ji_097]

Who will stand with Sandeep Maheshwari sir🎉

[@deepakthakran4054]

no Vivek only "chota Don" 😂

[@sitaramkarki9104]

Terminsurance Lena age 51 .give suggestions

[@ANILKUMAR-yk9ed]

Premium high rahega true advisor

[@Hxhxa]

Hi prasad and finnovation team can you make detail video on zee ent ltd share analysis and what should we do after called off merger by sony ? Will zee going to bankrupt ?

[@mrstrange721]

Why are you holding a scrap stock? There is no future of this company, especially when high management people are under trial in court

[@ISKCONTVBHUBANESWAR]

Prasada sir police bazaar apko keteba paisa deia he

[@namaskarprasad]

video ke last 20 seconds suniye

[@prasadshimpi3792]

Plz sir term insurance kaise le means detail process kya hai

[@ANILKUMAR-yk9ed]

True advisor contact us

[@medicalaspirant8001]

Me and my wife both are Doctors and we are earning good enough have no debt Have hood savings and Investments Should any of us go for Term insurance?

[@namaskarprasad]

If you have sufficient saving and investments which can cover your retirement expenses. Then you can skip.

[@drumilrajpara3810]

Sir me abhi 18 saal kaa huu par Mee future Mee shadi hii nahi karne vala huu to muje konsa insurance lena chahiye please muje reply de dijiye gya ???

[@prakashtharwanimfinvestments]

Health insurance and one traditional plan

[@prasadshimpi3792]

Teri shaadi na karne ke vichar par thoko thali

[@namaskarprasad]

I'm assuming you want to buy insurance for your parents. Then go with term insurance for lower cover and shorter term. In case something happens to you your parents will get a claim.

[@vikramsinhbarge9009]

@namaskarprasad Bada vivek and chota sandeep 😂😂😂 Wahh, controversy me aap bhi jump maar rhe ho

[@subhrajitsarkar3222]

I am currently single, and there are only two members in my family. Me and my mother. If I take a term insurance, and I make my mother the nominee, can I change it later? Suppose when I get married.

[@prakashtharwanimfinvestments]

Yes

[@AshokKumar-ge8dd]

Good 👌👌👌👌

[@jaingourav412]

Introduction is the reality😴

[@namaskarprasad]

😃

[@rajnishkumarsingh3812]

Good

[@susanktudu]

Adventure sports karne m death hota hai toh claim nahi milta hai suna hai...

[@namaskarprasad]

Yes... you heard it right

[@ANILKUMAR-yk9ed]

Yes answer by true advisor

[@tourtravel6345]

Background music 😢

[@divyangvasavada3965]

Prasad, sorry to say, but after sales services from insurance company is not even at basic level, when one is purchasing policy online. I have purchased my health insurance from ploicy bazaar of earstwhile Religare (not it is CARE). This policy is more than 6 years old. Now, CARE is not even answering me for simple query, and their local office is also not assisting. They are just arguing that you have taken policy online so local support will not be provided. I have complained to the IRDA also and matter is still un-resolved. So, in short my experience of Policy Bazaar is not good and on the contrary I am now not able to get support from insurnace company. In such scenario, I an very much worried, that if there will be a claim situation how it will be done??!!!

[@gunjannagda6527]

Just do one thing go to any nearby empanelled hospital and ask them that I have this xyz insurance so if something happens to me then will you guys consider it or not and if yes then whether it would be cashless or I have to pay something initially. Usually if you are in tier 1 cities you will get lots of empanelled hospitals easily just go and talk to them separately and ask them regarding this. This is the same thing that I have done before buying insurance and beleive me this thing helps me alot.

[@MRRRAHULTECHNICAL]

Vivek bindra or Sandeep maheshwari 😂😂😂😂

[@sakshichoudhary7039]

Bhai tumare videos lambe kyu ho rahe hai

[@Mix-xx2gf]

Like those who haven't taken and Life insurance till now

[@urmilbhatiya4766]

Thank you sir 🙏

[@swagatopal9715]

Good 👍

[@tarun_235]

bhai kitne bar thumbnail change krega😂

[@singhgyandeep]

Chota sandeep, bada vivek is trapped

[@rajeshprajapati7752]

MARNE K BAD KESE MILEGA USPE VIDEO BNAO BOSS🤍

[@namaskarprasad]

Okay!

[@AbhishekSingh-em1gp]

Nice sir

[@ভগবানদাস]

Controversy

[@samudragupta7828]

Vivek Sandeep 😂😂

[@Gauravnomics]

Ye ad dekhte hi gussa aata hai mujhe shakal dekh ke ladies ka

[@sharankumar4759]

Nai dabana tha... 😂😂😂😂