Watch this before buying Term Insurance

Buy Term Plan & Get Online Discount Upto 10%👇
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About 90% of viewers likely have some form of LIC policy, usually obtained by their families, but they are mostly useless.
Typically, these LIC policies guarantee a sum of 5L for a premium of 30K per year for a coverage period of 20 years, with the insured receiving the money back after the specified duration. The coverage amount may be inadequate, and the same premium can secure higher coverage, making term insurance unique. One can get up to 1Cr coverage with just 6000-7000 per year.
Term insurance differs from life insurance in that it has a finite duration. Coverage is valid only for the specified period upon purchase. Unlike some regular insurance plans that return the entire amount, term insurance doesn't refund the premium paid. The expectation of getting back the money is considered greed.
Term insurance is essential for breadwinners without sufficient investments to support their families or those with liabilities. It is not necessary for those with enough investments or no dependents.
To determine the ideal coverage, calculate 25 times your annual family expense, adding any outstanding loans. For example, if your annual expense is 6L and you have a housing loan of 50L, you would need 2Cr in term insurance coverage. While some may think 1Cr is too high, accounting for inflation shows that it is approximately worth only 25L in today's value after 20 years.
Ensure you have ample coverage for an adequate duration; a term extending beyond the age of 55-60 becomes rather pointless.
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Watch This Before Buying Term Insurance | How Much Coverage You Need? Term Plan Explained

[@finance.boosan]

Buy Term Plan & Get Online Discount Upto 10%👇 tinyurl.com/3224yf8b

[@sujithr9169]

Bro plz make clear video about health insurance

[@xnivaxhzne]

Congratulations for 100K bro, you deserve it. Kindly follow the current style and genuinely. That is very important. 🎉

[@senthilprabhumk]

Pls stay careful else these guys will start spamming with calls

[@hariprasath7426]

​@@senthilprabhumkCorrect 💯 sir

[@doonification]

Bro, is it ok to buy multiple term insurance ?

[@kamalakannan39]

😍This KZbinr stands out by offering direct to content and explanations in simple language, without any unnecessary introductions. Congrats for 100k.

[@jeryfranco8793]

Exactly today my age is 28.... next 10th day turning 29.... thanks for the video

[@madrasmusicmix]

As a fellow youtuber with music as niche, it is great to see you are growing steadily because of your clear and precise content explanations. Way to go boosan ❤

[@finance.boosan]

Thank you MadrasMusicMix ❤️

[@sathyasurya994]

Bro all your works are excellent! Special thanks to that savings video which you have posted some days back.. keep going 🎉

[@randfun669]

neat and clear bro... u have great teaching/narration skill.... very informative

[@mahathigajendran7798]

Thanks a lot mate I was looking for a video like this and the link

[@yuvraj6279]

Because of your videos i started my investment journey..Your way of explaining the things are very easy to grasp..Thanks for making this kind of videos

[@karthickkarthick7545]

Thank you bro Perfectly Explained 🙏

[@mohamedazharuhdeen4692]

Looking forward to see demystify Health insurance video.

[@manikandansampath2903]

Lucky to find your channel on KZbin Thanks bro

[@boopathydinesh]

Boosan, your video's are extremely good and you always provide clear and concise information. This works even for a general audience who watch your video for the first time. Really useful videos... All the best.. deserve more subscribers.. cheers!!

[@finance.boosan]

Thank you Boopathy, glad you find them helpful ❤️

[@frank-lg8nb]

Bro apdiyae health insurance yaruku theva, theva ilaenu oru video podunga.

[@aroinfant5228]

Bro health insurance ellarukum theva bro

[@amirthaavarshini8404]

Yellarukum thevai .

[@sonyxperia7881]

Yellaarukkum

[@finance.boosan]

Health insurance : kzbin.info/www/bejne/pmG1qpmPo7iWkMUsi=KEyxnNhjNEUTwmMF

[@durairaman5734]

Policy bazaar la salary kammiya 5lakhs varai potta ICICI , HDFC , MAX life mathiriyana periya insurance companies kattamattuthu..10 - 15 lakhs potta Ella company um kattuthu..yaen ippadi.. salary athigama vanguravangaluku than nalla company ah.. therinjavanga sollunga pls..

[@mylaics914]

Very informative. You articulated it really well. Thanks for sharing 👍

[@vinothkumarsevagamurthy2543]

I'm a recent subscriber to this channel. All the videos are very informative and helpful for the beginning investors. I got more information on the basics. Thanks for that. Also I can see very less Tamil channel talking about finance and most of the channels are in Hindi or English. So this channel is definitely needed for the people.

[@marshmallow4519]

Congrats for 100k subscribers dude

[@hirobert18]

Vera level bro, tooooooo happy for you... Clear info and must needed for me.

[@senthilnathan5312]

Vera yethum doubt na sollunga sir I'll Guide

[@narendhar1989]

Hi boosan.. Very informative video 👍 But you should mention that this is policy bazaar sponsored video or an AD

[@vbcgoogle6439]

Bro I'm subscribed by watching single video. You should deserve more 🎉

[@sudharsanr7342]

Clear explanation sir ❤

[@antonyraj1226]

Super Boosan bro, Term insurance its very use full for every person, I a get very clarity for above video, Thank you,,🎉🎉🎉

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@nibinnelson93]

Discuss about how to choose good Health insurance.

[@natureslap8861]

Very well explsined Health insurance pathi sollunga bro🎉....

[@kathiresanl5385]

Super explanation bro

[@ElamparudhiS-gc2gp]

Best Health insurance policy pathi sollunga bro

[@ManiKandan-er8ok]

Very nice voice and good information bro. But one doubt natural death ku term insurance side la irunthu settlement kudupangala.

[@vd4307]

@finance Boosan congratulations for 1L subscribers I have few doubt in zerodha Holding nippon india index 218 is it growth plan or not And Nippon gold bees too is it good for long term

[@user-ky4oi1of7s]

Thanks for the information, Could you please explain the riders on the term insurance! Like Critical Illness/disability cover - Opting them would be beneficial?

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@nikeananth]

Bro wat is your education? I wanted to learn more on this area. How did you learn all this via college? please let me know,will be useful for many upcoming kids 😊

[@sujithr9169]

Bro plz make brief video for health insurance

[@lathamarkantan3280]

Wonderful explanation bro 🎉 keep going

[@rathianusha6076]

Hi bro I’ m a beginner in trading Can u pls tell me how to place swing trade order? Is GTT and swing trade same?

[@prathapand596]

Useful one ❤

[@gowtidbaalaaji3894]

Please do a brief video on diff between Life and Term Insurance bro

[@omprakash-zi2mj]

Super sir I got some idea about term insurance

[@manojkannan4478]

Bro really thanks for this video 🎉kudos to your hardwork😊

[@senthilnathan5312]

Term insurance yeduthutingala sir

[@manojkannan4478]

Yes bro

[@satheeskumar5760]

We need information about health insurance..

[@gowthamis2979]

What about the extras. Are they worth it?

[@suthishkannan5593]

Anna please compare these two nifty 50 index vs nifty FMCG etf please

[@v.satheshsathesh1785]

which one company is the best term insurance ur opinion tell me sir❤

[@niveshdhanaraj]

Congratulations for 100k bro❤…

[@finance.boosan]

Thank you Nivesh ❤️

[@rogerfredo3362]

How to buy health insurance and things to take care pathi oru video please

[@merlinjoyal]

do we get money back if we outlive term life insurance?

[@kumarM-uz6lp]

Lic la insurance bond kuduppanga...broker face to face parthu bond vaangikkalam...but neenga solra term insurance ku apdi bond kidaikkuma??...online la insurance choose panni panrathukku namakku acknolegement,a vachi company,a approach pannanum nu theliva sollunga bro

[@Nantha_Mahi]

No brother Even if we're investing difference. We're not sure how much discipline we'll have. So better to take till 85

[@user-ij6et1jd9w]

Bro please reply panunga, video end la oru visyam solli irukinga neenga evlo period ku TI potrukingalo andha period ku coverage kedaikum adhuku aprm neenga pota amount kedaikadhu nu solirukinga adhu enanu sollungalen please 🙏🏻

[@SHRIRAMVMBA]

Hi bro I watch your content regularly and it is very useful and informative. Recently I exit one of the index fund. Can I consider Navi nifty fifty index fund is it good when considering all other error rate is also low and less expense ratio?

[@finance.boosan]

BEST Index Fund for 2023 - Analysing TOP 5 Index funds - தமிழ் kzbin.info/www/bejne/nmS4dad8o9xol9U Yes Navi is a good fund in index category

[@jagirhussain3569]

Any waiting period for claim

[@younaveen85]

Bro please explain what is solvency ratio??

[@user-gu9bp2cz2r]

How about professional indemnity insurance?? I see most of the Indian insurance companies offer only for Dr and not for IT like freelancers?? What any idea??..

[@SMGNAVEEN]

Hi bro Kindly explain 7.33% GS 2026 In simple way with calculation too, G sec available in zerodha bid section Thank you

[@silango5679]

Bro i had taken 1cr term for 80yrs with limited period of 15 yrs.Already 3 half yrly mode paid.right now can i continue this or take a new plan for 60 yrs.pl help me for clarification.

[@ras90it]

Very useful information. Thanks bro. What about riders like critical illness, wavier of premium, permanent disability etc? Can we include that riders in term insurance? Please put a detailed video with term insurance. You can explain with max life

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@ayyampillai2588]

Military personnel aa defence la irruntha term insurance buy pannalama or any problem?

[@vd4307]

I had one doubt Planning to invest in Nippon India index bees and gold bees and mon100 NASDAQ So let say get return 15% annual for compounding effect that annual 15% should reinvested ryt like every year. So In zerodha how it will work should I reinvest my profits or it will automatically do ?

[@Mass12348]

Bro F&O active panna 6 month statement illa. Vera method iruka share how many day hold pananum

[@wingsoffiresenthils1026]

Bajaj alliance is best? Sir

[@era.valaipathivu]

Bro assetplus pathi video pannunga...

[@arunvignesh3245]

Hello, I have seen your videos regularly and it is worth our time. Thank for that. I have a doubt on Term insurance. I have taken a term insurance 3 years back and it is ongoing. Currently I am abroad. Lets say if something happens, will the term insurance will be still valid or it will be valid only if I am in India? Thanks in advance.

[@finance.boosan]

As far as I know, Relocating to a different country doesn't impact the coverage of your term life insurance, provided you continue to pay your premiums punctually.

[@arunvignesh3245]

@@finance.boosan Right. Thank you so much brother.

[@2vada1tea13]

Tata technologies IPO Pathi videos podunga bro pls

[@SampathKumar-fi9zx]

Bro nanum policy bazaar la insurance 2c eatuthurukkea bro monthly 3847rs katrea bro inthu crt ah

[@aadhav0076]

Bro wil u speak about bond market

[@maniraja4524]

Bro health insurance pathi sollunga❤

[@madhava.s8878]

Recent tomes i have apply my term insurance incase my future that amount will be returem for my Mom and Dad other then that my spouse please ellobtate once

[@kuppuswamythirumurugan3346]

Fantastic

[@user-yd1ey6fi5f]

Nandri thalaivare🙏🏽 Ithula mandate option disable pana mudila ...monthly automatic ah pay pandrathu disable pana muidyum ah Apdiye health insurance, employer provide pana athu after retirement port pani extend panalama konjo details ah solunga... Apdiye SWP pathiyum detail ah solunga pls...unga short swp discussion pathen...full length ah explain pana nala irukum 🙏🏽

[@finance.boosan]

How to make regular income from investments? SWP With Live Demo | Earn & Make Money at same time kzbin.info/www/bejne/pKSrgIiBjKabgtE

[@SanthoshS-re8ee]

Which is best in terms of all rounder package maxlife or ICICI?

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@jagirhussain3569]

You got new subscriber bro.. Thanks for the clarity but one doubt.. for what type of deaths they settle the amount.. if we are diagnosed by deadly disease one year after taking the policy and died means will they settle the amount to our family..

[@finance.boosan]

Yes, this will be covered. There are few things which will not be usually covered like dangerous sports, drug related deaths, self-inflicted wounds. Suicide within 2 years of policy purchase etc.

[@jagirhussain3569]

@@finance.boosan appo 2 years ku apram suicide panna kooda coverage kedaikkuma bro.. you became my fav youtuber just in a single video.. May I know what mic you are using.. your voice is very clear so that we can easily gets into the topic

[@MrMuthukumar2002]

I differ on the age bcus now life expectany is 70 in india so bezt would be 75 . If you pay only till 60. And you are living with out no medical bills then all paid bill would be in vainn.. beneficsl fir tge companuyy

[@justina4606]

Bro Best term plan nu kuduthurukengala Max life la athuu nenga sollira ella requirements uh cover pannutha bro

[@sivasankarhariharan5095]

Tata technologies ipo pathi konjam pesunga bro

[@Whatever12351]

Is it wise to take term plan in 47 years age

[@Twon-trackers]

Stock analysis series podunga anna

[@SatheesKumar-f5n]

Bro. Ennakko & en family ko debts illa. But when I try choose a coverage of 1cr, no insurance policy providers shows the policy , bcz of my educational qualification and of my current earnings per annum. In this case what I have to do?

[@dhanabalb8554]

what happen when non alcoholic turns in to alcoholic after taking term insurance

[@rajsolark7198]

20 yrs varaikum onum agalana 20yrs aparam enna amount kodupanga

[@gvijay9629]

Super

[@Raja-tt4ll]

Nice

[@Singaravelan1989]

Bro, pls explain about best NRI investments plans

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@abiramidurai9753]

Bro en husband age 36 premium kamiya irukura company solunga and smooker nu kandipa podanuma?

[@vigneshlr4006]

Bro appdi patha term insurance at age 49, rs 2800 monthly katunalum kuda 2800 x 12 x 15 katuna kuda 504000 tha na bro varuthu appa epidi namaku 2cr claim pannuvanga

[@AmbadiBM]

What about LIC

[@ahkanshasanju8644]

One doubt, ipo na 60yrs vera pay pandrn... Apo vera enaki yethum aagala.. but 62 yr la if am no more apo kuda en family ku intha amount poguma

[@ravipavi7750]

Sbi life insurance eppadi bro...

[@smarttalk9942]

Bro, if i choose 60 year plan means, how long time i have to pay the premium? any idea?

[@dinesh.d1116]

It's depending upon ur choosing plan For example The plan cover 40 years If u r ready pay 20 years of premium Balnce 20 years policy will continue For example If u r in 23 years old Policy 40 years cover ( till 63) Premium paying 20 years at the age of 43 years After 43 years I m not paying premium Rest of the period policy continue at the age of 63 years .

[@seshanktc]

Bro why u avoid lic??

[@kuruvirottie]

Lic la 50 L ,yearly 14,000 varuthu bro,worth or not? Easily claimable?

[@ramarajanraji4736]

Bank of Maharastra Today Range is S=42.25 R=45.60

[@yashvanth4061]

Bro but they have some eligibility criteria based on our income. I am ready to get term insurance. What if I don't meet that eligibility criteria. Even though I earn less I can pay my premium regularly. How is it possible to get term insurance in this case? Hope u will help me on this case bro..thanks in advance 🙌

[@dinesh.d1116]

Earning less can able to get term plan There is a general eligible criteria Payslips Kyc Are you drug addicter are not These are the three creteria

[@parthi15]

Please check or change your Mike sir... Audio is too loud and echo. Lacking voice clarity 😕

[@user-zn3kj5cs7w]

SUPER ❤❤❤❤❤❤

[@mariyaanthonipravin7996]

❤

[@sowrirajanmr1989]

Tata technology ipo details pls

[@karthiksaravanan5050]

Hi Boosan I recently took a term insurance plan from Tata it’s still not activated and it free out period. I m a smoker of age 35 and I took plan for upto 85 years for a limited period of 5years so I have to pay 3.75 lakh annually for 5years over all its 18lakh. I can still go ahead and cancel this but I just want to know Wat I did wrong here and what would have been the right thing plz suggest. 2cr is the cover and I took rider and return of payment option too. Even the reason for wrong also might be the next concern first I need to know is this good plan or not so I can cancel it.

[@karthiksaravanan5050]

Please give me some clarity

[@Vis_-oe6pw]

Bro US stocks related videos venum.

[@santhoshs7499]

Health insurance

[@ayyampillai2588]

Is any restriction of defence personnel can buy term insurance??

[@senthilnathan5312]

No restriction but you need to mention

[@user-pb8kk8lw4t]

Hello, Term insurance edukum podhu waiver of premium rider NRI ku applicable illa nu solranga. Is that true?

[@senthilnathan5312]

No Contact me sir na Guide pandren am a manager of Icici prudential

[@thalaibrahim1030]

Inda 4 Major company choose panna mudiyala ena income yearly commi ya irukku atha enakku kidachathu agon life insurance company mattum tha anda company epidi nu sollunga

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@parij4840]

Is that cover normal death for tata aia term life insurance?

[@senthilnathan5312]

Yes