We Are Almost $20,000 Upside Down On Our Car!

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[@gauravudiyavar9050]

This lady - this is exactly how I answer when my doctor asks me whether I've been eating healthy and moderating the consumption of alcohol. I reveal all the concerning parts in bits and pieces, giving him time to digest the information and allowing him to gradually accept the extent of my stupidity and hopefully not explode on me.

[@imahustla5029]

"Thanksgiving dinner doesn't taste the same when your eating with your master" wise words from my guy Dave

[@katrinaumana2127]

So glad I don't have a 🚗 payment. I put an additional $550💵 a month towards my retirement.

[@cullbill]

What model, year and mileage is your car?

[@beng4151]

Good for you. There's another video where people comment that leasing a car is a good idea! Those people are 1) idiots, and 2) probably broke.

[@andrethomas356]

I put 550 towards my Car payment YOLO

[@jayhillz3705]

Nice

[@jayhillz3705]

BIGDreTV Channel 😂 loser

[@crow-vz5lx]

So hard to believe this situation..125k a year and the mentality of a child

[@wmurray003]

Ahem... you would be surprised.

[@saccityprince]

I agree.

[@curtisj2002]

Money don't buy brains, class, intelligence or anything of any real value.

[@sofloflow]

Mentality*

[@dks13827]

It's everywhere.

[@romanticwarrior3236]

Thanksgiving dinner dosen't taste the same eating with your master! classic! I love this guy!

[@THEKOBE7612]

Daaaaaaam

[@erichardnett9394]

nice bar

[@pep590]

Only if you have a conscience. I know people, who woulnd't give ita thought and would make the master ask for a payment or they will skip it till they ask.

[@jacklobo860]

Really weird to say master IMO

[@bdrm2009]

My dog doesn't think so😅😂

[@wahinepaddler4]

She really wants to just borrow the money from her in laws..

[@stereomaster4231]

Leona Rodriguez because she borrowed money for a pack of gum and paid them back before... she’s not seeing any difference

[@ismaelgarcia10ig]

She ended up borrowing the money from her inlaws even tho he said not to

[@morgames5232]

@@ismaelgarcia10ig how do you find out what happened after the show? Just wondering

[@terrellwroten7596]

Exactly

[@robertspeaks8736]

MOR Games when you know, you know 😂

[@hmoobmikah]

Did you know that more than 50% of Americans make less than $30,000 a year? This person makes 6 figures and can't even responsibly handle their expenses. Tells a lot of where this country is heading.

[@katrinaumana2127]

Gigas Talon Exactly the average income per household is $59,000💵 over 70% of households have 2 income earners meaning the average salary is just under $30,000💵 per person per year.

[@nathanwickett3360]

At least they have found the proper path now and are on their way to better days

[@jordanelis5]

Gigas Talon Hello do you want to earn extra cash? Contact me via text message at [phone].

[@stereomaster4231]

Hmoob Mikah not really. There’s no trend details from this call. Just an adult child asking a Dave Ramsey for advice she’s not going to follow

[@felixf4378]

is that gross or net income? Im only 20 and and I make 30k gross so I just don't understand how that average isn't a lot higher.

[@ChrisMFlorida]

This call is a train wreck 🚄🔥💣

[@duggiestone]

Why on earth do you call Dave Ramsey, talk over his questions, and not be able to tell him what your debts are? You can't call in with a question about one area and expect him to ignore the other $100k of debt.

[@stereomaster4231]

D Stone sure she can.. she’s an adult-child

[@kerinesuccessful7501]

I thought I was the only one who think she’s not open enough to give Dave an understanding she’s ignoring some simple questions is your credit good ? No answer Do you know the bank ? No psssh

[@Grimmjow251]

Amen. She's clearly a child and can't even grasp the extent of her mistakes and go about it like yeah oh well

[@hollyb6885]

That whole “he pays this and I pay this” thing from married couples makes me crazy. Your both in this marriage together.

[@theskyizblue2day431]

They’re likely already divorced and ex hubby is paying alimony for her debt

[@piersworsley6712]

She's gonna do what she wanted to do anyway, she wasn't listening to his advice.

[@ahastar1141]

I am always shocked by how many people are buying these $34,000 dollar cars and seem to be going upside down right away. I mean, there are so many good used cars out there for less than 15k. I honestly don’t get it. I get people want new cars, but unless you are extremely financially stable, I think buying a new car is crazy risky. Buying an already depreciated used car seems like a no brainer.

[@bobbygzzz7116]

Brain dead stupid people i call them...

[@mikehurt3290]

Exactly I honestly rather buy a 10 or 15 year old car with a higher trim level than a new car

[@k.c.marshall921]

I buy lightly damaged and/ or repairable cars from Copart and IAA Insurance auctions. Same way fully loaded and depreciated. Paid for and life is good.

[@TonyCox1351]

I just run all my cars into the dirt, problem solved. Being “underwater” means nothing because I’m not going to sell it, I’m going to drive it for ten years until it’s only worth a grand

[@benparker6825]

I become weary listening to callers that "don't know" who they owe or just flat out dont want to tell the truth. I know....from personal experience....nothing will improve until I can tell myself the truth!! Future callers; please dont bother until you are willing to answer the questions we ALL know Dave will ask. Thanks for letting me rant.

[@Riffman42]

Great advice from Dave, but you can tell in his voice that he doesn't think she's going to follow it.

[@jamesjhonson4568]

Every time I hear how much people owe on their vehicles being upside down on the loan, I am glad I got my '98 Buick Regal, paid for, every Friday takes me to the bank to make a deposit in my savings account.

[@wildbill9919]

$20000 upside down? I wouldn't even spend 20k on a vehicle.

[@JI-sg5uy]

Ok

[@sneakerfreak2002]

@Esoteric Schizochad kewl

[@peartfaldo]

Got a 2008 Hyundai Sonata last June 2022 for $4200. I drive about 50000 a year for work. All ive done is put oil in it and two front tires. Cars are a waste of money and seem to be the major problem in financial problems. Its a stupid car people. Enough.....

[@otrRae]

105k in debt and she just realized this has spiralled out of control

[@paupawpao]

I owed 26 k on a 2 seat car about to deliver a baby the next month . I sold it to car max , they paid 18 and I the remaining 8 , unfortunately I DID barrow from older siblings but I’m glad I got out of it . Also paid siblings back and now I’m debt free with a baby . This time around I won’t be making stupid mistakes. Fresh start for us

[@YouTubeUzername]

Could have gotten much more had you sold it yourself

[@onenikkione]

did the thanksgiving turkey taste any different?

[@peartfaldo]

Every car with a payment is UPSIDE DOWN.

[@bryan_witha_whyy]

Ah, that is incorrect.

[@DEM78976]

I was in a similar predicament. Paid off the 8k negative equity on my Benz in cash and bought an old Acura. No car payment, cheap insurance and if it breaks I can probably fix it with the cash I have in my pocket. It was an expensive lesson but I'm not even bothered by it. Live and learn...

[@jordanelis5]

David Mateo Hello do you want to earn extra cash? Contact me via text message at [phone].

[@PInk77W1]

You are smart !!!

[@nicknite10]

@@TheAck201 bad Apr, rip-off on the sale Cost, or bought a high price lemon vehicle as examples,and compare it to the Blue Book value.

[@ramsaybolton7464]

I need help. My car was totaled and I’m 8k upside down and falling behind. I didn’t have gap insurance

[@mriphone1000]

People should be careful out there, my family member bought a clean titled truck. A few months later we discovered the frame was damaged and it had been wrecked and should have a salvage title. It was a mistake buying it, get anything you want to buy inspected and tested.

[@beng195]

Carmax is a RIP OFF! Never "turn a car in" to carmax.

[@mjdee31]

Ben G and a rip off to buy from them as well.

[@Kevin_Roche]

I considered getting a car from them. Glad I didn't.

[@ianfitchett2768]

The only reason car max even exists is because of idiots

[@lucristianx]

I have a lien on my car so CarMax is the best trade in value in town. Most private parties don’t want to do business unless you have title in hand.

[@prissybell16]

@@ianfitchett2768 what's wrong with car max?

[@tmusa2002]

These “upside down” calls never make sense to me. My bank wouldn’t allow it. The car is their collateral, so why would they allow the loan to exceed the its value so drastically?

[@cutlerylover]

I have seen it over and over again, people will almost ALWAYS get more money selling privately than selling to carmax or trading a car into a dealer...Why do people insist on giving their cars away? They lose sooo much money by doing the easy thing, but I guess thats what people are use to, the easy thing...

[@weswest8666]

cutlerylover depends where you live, my friend sold his car to car max more than they were going for on Craigslist.

[@geoffreydevore9503]

A lot of people don't understand finances, because they were not any classes in school that offer financial advice or show how to not spend more than you earn. Since approx 70 % of our economy is based on consumer spending, i think keeping people not knowing about finances is done by design. Keep people poor and ignorant, keep them poor so they spend their money on friday and have to go back to work on Monday!!

[@sbranham314]

How is this woman so irresponsible with a 6 figure income?

[@ar-ed7im]

Samuel Branham it's not 6 figures, it's 5 figures...$88,000

[@sbranham314]

a r I thought I heard her say she made 7k a month

[@ar-ed7im]

Yes sir, correct. She said she makes $7325×12= $87,900, i don't know how dave got it as $120,000

[@sbranham314]

a r after tax income I guess

[@Gabster1990]

A lot of people don't have the concept of saving.

[@Motivated_Motivation]

That's a lot of money to owe. Honestly, there are good used cars for under $5,000.

[@desertguy1362]

90 Seconds Of Motivation good car under 5k very rare in 2018 now under 10k than yes.

[@Motivated_Motivation]

Flores Flores I paid around 2k for my car. It's had some mechanical issues that I had to spend money to fix, but I've been driving it for over 4 years. And most importantly, no car payments.

[@heroshyma69]

It really depends where you are. In california cars under 5k are not good.

[@Ac42567]

Where are they? Because I would love one.

[@kujas]

90 seconds of MOtivation you are right in certain LOCATIONS, but overall not really.

[@sofloflow]

"A thanksgiving dinner doesn't taste the same when you eat with your master" - truth

[@ejemgi]

I just watched a VISA GOLD commercial entering this video :D lol

[@dreamingfool2]

We paid off our 2010 Fusion last year, my husband put alot of miles on it for work (200k to be exact) and it's almost given up the ghost. On the lookout for a "new" car for cash, paying only $1500. No more payments!

[@joshmiller3673]

dreamingfool2 Have you looked into putting a rebuilt engine/transmission into the fusion? It's only 8 years old.

[@marcdonvito6485]

The question is what is wrong with the Ford? Engine, transmission, suspension, body? I had a Ford Focus and had the front end suspension replaced, and it drove much better after that.

[@onenikkione]

$1500 ?? good luck finding something decent. if you can do most of auto repair/maintenance then it might make sense if not prolly not worth it

[@CryptoDad83]

Im plannin to buy a 12yr old suv for 3k cash. No payments! Lower insurance rates!

[@yellowbird5411]

I have you beat. I sold one of my houses, and instead of buying a new car, I got a 2000 Taurus with $57,000 miles. I have no one to impress. I do not care what others think in that way. They don't pay my bills.

[@blessedwifeandmama]

Bryan Kim gr8 job!!

[@chriswalker6000]

Basically what I just recently did, on 10/25. 2006 Pontiac Torrent, AWD, 140K miles. $3,800. No payments. Solid vehicle.

[@ericplant7742]

Good call, drive a 2002 Suburban. Best vehicle I've ever owned👍

[@Kevin_Roche]

I got a 2011 Chevy Equinox at 100k for $7500 cash last December. AWD and leather-wrapped steering wheel.

[@k_escobar917]

He makes the payments I do the budget...meanwhile doesn’t know any creditors lol ok.

[@ashleypaigeb09]

I’m in the same predicament. Financed a 2023 Tesla Model Y Performance , paid about 60k after taxes. Vehicle has 30k miles on it and is now getting trade in value estimates at 33k. SMH. 😭 I hate TESLA because of how much my car depreciated in just 1 year.

[@collinparsons3363]

CarMax routinely advertises that they will "buy any car", and they will. They quickly split up any vehicle they buy into two categories: Vehicles that they can sell on their lot, and vehicles that they can't sell and will send to a wholesale auction. If you have a desirable model that they know they can sell, they'll offer more than trade in value for it. Since they mark up all their prices and they have a no-haggle policy, they know they can still make money off the sale. If these people have a vehicle that CarMax thinks they can sell, then it will probably get them almost as much as selling it to a private party, and the process will be much easier. If not, then CarMax will give a low-ball offer because they plan to take the vehicle to a wholesale auction where they'll get far less money for it than a car that can be sold on their lot.

[@mikewright2858]

Depreciation information on vehicles is readily available online. Be aware when you buy, especially if you're not sure you're keeping it forever.

[@briandavid6996]

This call sounds fishy, how does she not know anything. If she tried to get help from the lender, how does she not know the name of the lender? I don't know...story doesn't sounds right.

[@denisegarduno5835]

Not just tried, " tried many times" interesting, hard to believe...

[@christiantobias4312]

borrowing money from family is a terrible idea... once you miss a payment or something else happens it really hurts the relationship.. i dont lend money to family/friends and i simply tell them, i care about our relationship too much to lend you the money

[@franciscogastelum8726]

Really grinds my gears when people call it in, and they are laughing they aren’t taking their financial situation serious

[@JonLondon210]

She sounds nervous

[@newtonraymond77]

Yeah that's a nervous laugh she's not taking this as a joke her mind is mush right now

[@MiMiOrt]

It's nervousness because I do the same.

[@unnamedchannel1237]

Laughing can be a sign of being nervous

[@davidbrown4540]

Some people in bad situations laugh because otherwise, they'll cry.

[@miketheyunggod2534]

We owe $23K on our SUV and that's what it's worth. How can anyone be $20K under?

[@blackbehemoth6073]

“In fact, it was not ok... and she still took the $10k” - narrator

[@craigslistrro709]

What is it with people and their love of debt?

[@kelvincool4624]

Am going through the same problem right now... I owe 36000 dollars on my car and it only worth 18000 dollars

[@penguin12902]

How....

[@draco2xx]

good lord

[@farewellthevet8982]

Amazing content, Sir!

[@MaxDemaraYo]

I’m a full time student with 2 jobs making about 12k a year living with my parents and i’m about 3,700 in debt, i’m getting rid of this in less than year, mark my words

[@185chargers]

Max Demara great attitude. I believe you will succeed! Good luck

[@jordanelis5]

Max Demara Hello do you want to earn extra cash? Contact me via text message at [phone].

[@grindhouserob]

Max, your first goal is to get rid of the $3,700 debt you have. Your second goal afterwards should be to save up $3,700 and work your way up from there. Good luck, bro!

[@louisiorfida7623]

MaxDemara Did you end up getting out of debt?

[@mikeehrmantraut6840]

Did you get rid of it

[@bonohyogurt]

So I wish I could ask DR directly but. Here goes. We have two cars paid for. A 2013 Corolla and a 1998 Volvo wagon. No problem there. The only thing is, our 3 kids (14,9,almost 2) are getting big and we almost don't fit on either car -the Volvo is a bit more comfy, but still not enough if inlaws or friends are riding with us. SO... We are discussing a minivan or a 7 seater SUV. We could either trade in the Corolla (10K) or sell the Volvo for about 2K. Thinking about a 22K used Sienna or Highlander. What would you do? Our income is pretty tight at the moment -we're gonna start renting our basement in order to stay on the black.

[@rayemanuel7460]

I own a Corolla like yours. You will not get anywhere close to $10K for it as a trade in; the most you can expect even in a private party sale is around $7K. So, if you put down $7K on a 22K SUV or minivan, you can expect a payment of around $300 per month.

[@villafontananorte]

Never buy a new car. You will pay depreciation big time in the first 3-4 years no matter what you do. Stop keeping up with the Jones.

[@apope06]

Why do we treat high income like genuises?

[@nephetula]

Because for most people, the impression is that if someone makes good money that they're not stupid. There's a plethora of stupid people who are overpaid, and making fabulous money.

[@TheActiveAssault]

*NEVER SELL A CAR TO CARMAX.* Craigslist only.

[@chrisspeer990]

I would love to sell it on Craigslist but not alot of people have 38,000 On hand

[@WeKnowTheTruth2012]

I was 15k under on my sonata i rolled over like 5k and the car was under 15ks so i owed 30k but the car was worth 15k lol luckily i got rid of it

[@RodneyFlame]

how did you get rid of it?

[@susieblanco2722]

That’s illegal if they didn’t tell you... she better look up the laws on lemons

[@supremevision631]

Frivolous spending

[@kylebower5170]

She tried to get help from the local lender but when asked who the loan is from, she doesn’t know.

[@peartfaldo]

so why is she in trouble?????

[@debrawilliams7983]

100k and upside down on a 34k car! Unbelievable!

[@jimroscovius]

Borrowing more is not the answer. If my parents did something like that, it would be a gift, not a loan. Same thing with us and our kids. We give, not lend.

[@ObscureManifesto]

This lady doesn't know who the loans are with and when Dave asks her is it a local bank that will work with you she said, "No, I've tried". If you tried then you obviously would know which lender it is. What a load of bs. Seems like a staged call.

[@willieboy3011]

$34, 000 owed on car #1 + car #2 $14,000 + >$50,00 in personal loans for a $105,000 total debt. Her answer is to borrow $10,000 from in-laws. Borrowing got you into this mess. Helloo! And with 120,000 per year income.

[@dboucher26]

I heard a guy brag how he only pay about $750 for his brand new truck. I was shocked to say the least because he had 2 other vehicles which were pretty new. I won’t judge because he was probably a billionaire.

[@jacobschmidt4265]

“He pays stuff and I just do the budgeting”. How do you budget without knowing where the money is going?

[@susieblanco2722]

She lying.. she ain’t tried with the current lender if she doesn’t know who it even is

[@TheMeganExperience]

They should just pay off the other lower value car so they get rid of that car payment and THEN start paying off the bigger car loan to get that out of the way.

[@grindhouserob]

*Given that it's income tax season, individuals like these are always shown on news segments as to why they don't have any money put aside for retirement despite having a big income.*

[@HuntaKiller91]

It's weird for a person can make 6figures annual salary but can't settle just 20k of loan??One piece of advice for youths out there..if u can't buy a car there's always a hyundai accent which cost around 12-13k brandnew or the kia rio or Chevrolet cruze that's sweet looking still below 20k..i can't believe USA still have lots of choices for cars and cheap as peanuts aswell

[@bluecollarmoneyinvestingch396]

Not having a car payment and following the 1/5 car buying rule has allowed me to save and invest!

[@crunchylunchmunch1478]

Blue Collar Money & Investing Channel Please teach me the 1/5 rule what is that?

[@ialexander032275]

Thanks!

[@yellowbird5411]

It seems people who make a lot just go a bit crazy with their money, thinking they've "arrived" at some pinnacle of success, and they want everyone to know how successful they are. Cars and homes are the prime way of demonstrating this, even though they get into horrible debt. Then they spend money like no tomorrow, and don't pay off what they already have. You should see some people's walk-in closets and garages! So sad.

[@rooclicknet8666]

FICO Score is 800! Platinum FICO Score

[@walidazam2520]

i have a question i finance chevy cruze 2014 and i being driving it for a 1 year now im half way through i was wondering i can get a suv can i refinance is it possible to do.

[@ILLWill1027]

My current situation 🤦🏽‍♂️😫😫

[@silvestresantana1170]

How is it legal for banks 🏦 to get away with it ???

[@choreomaniac]

Sell the 10k car. Use those savings to save up to sell the 40k car. Sue the dealer for fraud if they didn’t disclose that it was salvaged. That is very illegal.

[@Will-oj3un]

"I dont know who he paid the car for, all I know is that his name is Rocko from Yugoslavia"

[@TylerL2023]

Everyone who earns less but is more financially responsible is cringing right now!

[@davidbrown4540]

"We have a third car...." Right there regardless of anything else we know you're in trouble.

[@yeahisaidit6184]

Waco. That explains it. 🤦🏽‍♀️ not to mention the cost of living there is LOW. I managed as a 17 year old mom going to beauty school. They’re making WAY too much money to be this stupid.

[@crunchylunchmunch1478]

Yeah, I said it Really? Was the economy that good? From talking to your clients, what vibe did you get about the job market in Waco?

[@curtisj2002]

Currently in this position. Think I may have found a loop hole. 10,000 upside down.. I'm thinking trade it in for a new car. get every dealer discount plus rebate possible. Drive that to the next dealer trade new car in for another new car with every dealer discount and rebate hopefully that will knock of most of the negative equity. I'll find out tomorrow if it works.

[@1000grzes]

you should get some help from mansard security just like I did

[@lipsofanangel6194]

Does anyone know with a Credit /score of 755- and 780 that a Credit Union will not refinance it. Never been late and had it for 2 years. Should I get a personal loan or what should I do?

[@ccjdis]

'i get an extra paycheck this month.' thinks in parts, not in wholes.

[@joethebar1]

It’s not uncommon. No different than a person using their house as an ATM machine. They roll their negative equity into their next car loan. They almost have no choice; they can’t sell a car that is worth less than they owe, and they have to have a newer one so they roll it over. It’s a disease

[@RichardMeikle]

Making 120k a yeah just rebalance expenses and pay off debt in a few years

[@jordanelis5]

Richard Meikle Hello do you want to earn extra cash? Contact me via text message at [phone].

[@Nobodyofimportance2u]

This marriage is in trouble

[@Kevin_Roche]

My father bought this modified 2018 Tacoma with offroading equipment for 40k when it was at 3k miles when the original guy bought it for 60k. The original owner realized he couldn't afford it after the fact and took such a massive loss. Lol Some people just gotta have to find THAT car! SMH.

[@lilrenstar1]

Not a chance! We do not borrow money 💴 from relatives! Lol 😆 so true!

[@unnamedchannel1237]

Don’t lend to relatives it will tear your relationship apart

[@mrjv750li]

CarMax is a rip off

[@pep590]

A lot of people don'tant to mess with looky whos and worry about phony checks. They just want it gone.

[@theguy12322]

I would let the car go back to the bank before I get a loan from the in laws

[@jeffstanley4593]

64 years old and have never had financial advice and I am not in the situation of these stupid people.

[@melanieabbondandolo481]

Borrowed from in laws before shows that they have continually been bad with money and rely on the in laws to bail them out

[@Mack.of.all.trades]

I am 18 and own a landscaping company . A couple months ago I bought a truck( my first car) . It’s a great truck but i was just thinking if i should have done it different. I bought it myself for $5,800 cash and it has some small wear and tear issues but nothing to stop it from running. Since it’s going to be used so much from landing and the commute to school (about 50 miles per day to college )do you think i should have financed a truck in better condition for like 8-10 k? I’m not thinking of doing this at all but just was wondering. Thanks

[@deem2568]

AJ9 no just drive that truck for awhile save up another $4,000 and then trade that truck in along with your 4000 cash and buy a 8-$9,000 truck in the near future

[@annawitte1942]

I pay 270 a month for my car and uber, shipt and lyft so it all tax writes offs

[@calebniederhofer678]

Anna Witte Yea the mileage depreciation you put on it driving like that is the worst investment you will make.

[@rbruce63]

My 2012 Volvo S60 was paid off within 36 months of the purchase on a $26,000 loan at 9.5% APR when I bought it 8 years ago. Today it is not worth $5,000. So I decided to keep it until the wheels fall off. However, it is not the wheels that are going to fall off but the transmission will need overhaul soon at $2,500 or more and the engine is starting to burn oil at triple the rate from last year at 130,000 Km on the clock. So, it's due for a newer engine, perhaps a $2,500 long-block plus labor. I have another car, a 1995 GMC Jimmy that is holding better despite its age and run at 350,000 Km. The transmission of the Jimmy was overhauled two year ago and its paid for. The engine doesn't burn oil. It burns gasoline though! Should I bite the bullet and sell my nicer ride (Volvo) for scrap money value to avoid the costly repairs?

[@mikevuk8973]

I just got a F150 2008 for 4500$ cash and the 500$ that i would pay for car payments i just go on vacation every year.😂😂and still have money 💴

[@louisiorfida7623]

There’s no helping this lady... she talks over Dave when he’s offering his advice, doesn’t know that the flip is going on with her debts, and uses absolutes like “there’s no other way” and “we’ve tried everything”. Have you tried picking up a second job and following Dave’s plan? Her mind was made up before she called in.

[@johnsradios484]

As soon as you drive off the dealership the vehicle loses 10% of its value.

[@MrN3RD23]

Good ol Waco miss home lol

[@Gamerz00760]

one thing about money is that the more you make the more you spend. Youll constantly work to have more but at the sametime buy more.

[@Kevin_Roche]

Gamer007 So far that concept really hasn't effected me. I still live the same way.

[@eduardomancia4958]

When you behave like a child forever in excess. Otherwise, if you are mature enough, you learn to live with spending limits on everything regardless of how much more you make

[@James_Hough]

Unless there is actually a reason the vehicle is unsafe and can't be made safe, there is no reason to get rid of a formerly salvaged vehicle. I sold them (always disclosed). I bought then and drove them. I sold them to my family and got them great cars for the money.

[@khy7672]

I'm tired of people making 100k a year with these problems I make 38k a year three kids i have no spouse to help I have no car note I drive a better car and I rent it's all about our behavior folks we all make bad choices though I just wish I made a 100k

[@crunchylunchmunch1478]

Khy F***! It pisses me off that hardworking people like you aren't earning more. You're doing such a great job providing for your kids though, I see you man. You got this. Your kids got a solid father, and that's priceless. Things will look up if they haven't already.

[@khy7672]

@@crunchylunchmunch1478 thanks for the love bro

[@jaredstieg4238]

My car is upside down too.

[@Khaltazar]

Is the cost of living in Waco, TX that much? $135,000 income and they are freaking out about a $35,000 car?

[@ClaxtonBay123]

Khaltazar Dude they're upside down $20000. That's definitely worth freaking out over

[@KittKattBarr222]

Waco's cost of living is fairly low.

[@1RungAtATime]

The cost of living is low. But they probably also have a $500k+ house mortgage, credit card debt, wasteful spending, etc. On top of the expensive cars. Their eyes and tiny brains were still bigger than their wallets.

[@yeahisaidit6184]

Khaltazar I lived in Waco when I was just starting out. Had a 2 bedroom townhouse with all expenses included (including cable) for $725/month. She made STUPID decisions. If they have even a $250K mortgage they’re living in a mansion.

[@sasyaharry4046]

It’s my largest debt. Lol

[@tjmichael8773]

People should just buy used cars in cash for under 10K. No one that really cares about you gives a hoot on what car you drive!