Webinar | How Much Can You Make on Federal Disability Retirement

Did you know that you can work in the private sector while receiving your Federal Disability Retirement annuity? It's true - and this opportunity could be a game-changer for your income.
In this webinar, we'll delve into topics surrounding your earning potential, providing clear, easy-to-understand answers backed by our extensive experience in the field. Watch now to secure your future!
Schedule a FREE consultation: bit.ly/federalhelp
Learn more about Federal Disability Retirement: www.federaldisability.com/
⏱ Timestamps ⏱
00:00 Welcome To Our Webinar
1:45 Understanding Federal Disability Retirement
5:30 Getting a new job
7:20 Earned vs Passive Income
9:30 Example federal employee calculations
12:20 Maximize your income with other benefits
15:45 Don't Risk Your Future, We Are Here To Help!
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[@robynndh]

Will your high 3 calculation change over time? Let’s say, 5 years down I will get a step increase and surpasses my original high 3 calculation. With todays market and over time my 80% won’t be enough

[@ironluxxtrader9075]

While employed yes it will change. Once you retire. It stays the same. It gets locked in.

[@DisabilityRetirement]

The other response to this question is correct, we are just confirming! Your high 3 will not change once you retire from the federal government since it is your 3 highest years of earnings. You may be eligible for additional benefits to supplement your income in this situation. Give our office a call at 877-226-2723 so we can learn more about your situation and provide the best direction moving forward!

[@RW-ql2wy]

⁠@@DisabilityRetirementThis is not what OPM guidelines state. They specifically state your 80% cap is based off of what your current pay would be for the year you are reporting income. “The current rate of pay for the position from which you retired is the current rate of basic pay in effect on December 31 of the year for which you are reporting your income. Basic pay, for this purpose, is the amount of pay that is subject to FERS retirement deductions, including locality pay for the location from which you retired, night pay for wage-grade employees, and certain types of premium pay for firefighters and law enforcement officers. It does not include bonuses, allowances, overtime pay, holiday or military pay, or night pay for General Schedule (GS) employees.”

[@RW-ql2wy]

@@ironluxxtrader9075OPM guidelines state differently. Given the rise of living costs/inflation, you’d never be able to return to work under the guise that your last high three threshold never changes. “The current rate of pay for the position from which you retired is the current rate of basic pay in effect on December 31 of the year for which you are reporting your income. Basic pay, for this purpose, is the amount of pay that is subject to FERS retirement deductions, including locality pay for the location from which you retired, night pay for wage-grade employees, and certain types of premium pay for firefighters and law enforcement officers. It does not include bonuses, allowances, overtime pay, holiday or military pay, or night pay for General Schedule (GS) employees.”

[@leok7193]

​@@RW-ql2wy despite above, your response was also the response I got from my case manager at Harris, although even with that she couldn't tell me if that included my step (I was a GS13, S2, +25% hazard). Kind of frustrating that a firm that solely specializes in 1 type of claims, does not know the exact benefit it provides.