Financial Planner Saves Marriage - Til Debt Do Us Part 311 - Does Daddy Knows Best?

Til Debt Do Us Part offers tough love solutions to those in financial crisis.
High school sweethearts Selena and Eryk finally got back together and married years after they graduated. Since then, they’ve moved across the country and back while Eryk has jumped from job to job. He manages all the money, and he’s done a lousy job of it. Selena’s returned to work, but still doesn’t get any say in how their money is spent. Their financial situation never seems to get any better and their both about to break down from the stress. When Gail steps in, she finds herself in the middle of a domestic meltdown.

[@MsJai_1]

Parentification pushed on children by irresponsible adults is rage-inducing. Poor Carlye.

[@debbielockhart7762]

Meh, my older siblings babysat me all the time. It's pretty normal in larger families (I was the youngest of 5).

[@MsJai_1]

@debbielockhart7762 Your perspective as the youngest child is irrelevant. My statement still stands.

[@selenaMB76]

​​@@MsJai_1You have to remember that 'reality tv' doesn't always explain everything. Back then, Carly walked to school with her brother, and dropped him off at daycare across the street from her school. She picked him up after school and walked back home with him. I was home an hour later. Honestly, I did the same thing with my little sister when I was a kid, and I loved it. Carly and Phenyx have always been super close. They are 30 and 21 now. Katerena, the 3rd child after the show, before the update is 17. 🥰

[@MsJai_1]

@@selenaMB76 Understood.

[@williamsullivan8544]

@@MsJai_1you’re just a ray of sunshine, aren’t you? What you gave was an opinion. That’s it. Nothing more. Nothing less. Guess what… your opinion is no better or worse than someone else’s. Just because you state, “I stand by my comment”, doesn’t make you right. Also.. “rage inducing”??? Calm down. Funny how the actual mother showed up and put in your place. 😂😂😂

[@LS-xq5nf]

So the husband spends $700 on a car for himself and $2000 in cash EACH MONTH but can’t pay their daughter for her babysitting $20/week. Whines that he gave up his condo when he got married. He’s so selfish. Yuck. The wife and children deserved better.

[@wonipowa7542]

Sounds like he has a secret family or a mistress.

[@SuzanneU]

When you're sitting in your office, nobody can see your car. When you're talking on the phone to important clients, they can't see your car. When you're managing a multimillion dollar company's cash flow, nobody can see your car. Nobody except you knows if you commute, cycle, walk, or bus, to work. It's BS that Eryk goes without food for days.

[@joshuasummers7440]

Suz Cost I agree with you that's BS that Eryk goes without food for days.

[@alisatjaden3906]

@@joshuasummers7440 Maybe Eating Out??

[@haute03]

I cackled at Eryk saying he goes without food for days haha. He is so full of it. He goes without food, but has a $700/mo. car? Yeah, okay.

[@laminage]

Amen. Can you imagine how shocked Eryk's Associates were with his finances. Also the Car issue is so right on. I have a 2013 Toyota Yaris and it works like a charm. I had to do some work on it but still. My cousin brags about her electric car but she's so up the @ss in debt but projects this image that they are living large.

[@laminage]

You weren't given money that's why you don't know how to manage it!. Preach The Gospel Gail.

[@kamk.1704]

He ended up losing his job during recession and became a taxi driver. They had another baby but ended up divorcing. It was part of “where they are now”.

[@bovnycccoperalover3579]

Too bad for all of them.

[@LCmonman]

😱really?? That’s so sad 😞

[@amandab8433]

Yikes 😮

[@MC-qf4sv]

Where do you find “where are they now”?

[@kamk.1704]

@@MC-qf4sv It was on TV!

[@Gitanarosa]

I pretend that Gayle tells me to suck it up and follow the plan.

[@kli9005]

Lol. Me too. I am binging this to motivate me to budget. Even though I am not in debt, I could save more. I binge hoarders to motivate me to clean the house. I binged design, diy shows which motivated me to makeover my home so that I stay home. This was in 2019 so it was perfect timing.

[@marybethjordan8520]

Same!

[@hoeflep]

I’ll bet there are a lot of us getting inspiration from Hoarders and Til Debt Do Us Part.

[@CaraMarie13]

Well now we know how he feels about his family. I gave up the condo and car...if he wasn't ready to give up his bachelor lifestyle he should have delayed starting a family

[@littleblackcar]

Seriously. I hate it when people whine about that: You were involved in this decision, too, bucko. You could have stayed single if you didn't want this life, but apparently you wanted to keep the girl, too.

[@astrea79]

Srly and his wife didn't sacrifice anything when she married him? What a big baby...

[@Heck2DaHole]

Yes, men are such whiny b******. He should have kept it in his pants if he didn't want to start a family.

[@SaintoTube]

Plus refusing to give up the insane 700 a month car because " its the first thing I did for myself for years"... you are a father of 2!its not about you.

[@jmlol3261]

@@astrea79 she sacrificed her sanity that's for sure

[@hollyb6885]

He’s a big baby where that stupid car is concerned. WAH WAH I want to keep my expensive car.

[@RG-jf5ep]

It’s crazy seeing how much standards have changed in Canada. They thought the semi detached home was a “nightmare” and now that home is probably close to a million dollars 😂

[@samswayzie]

Peoples priorities and likes are different from back then

[@christinebutler7630]

People being brainwashed to accept crap living standards as normal

[@debbielockhart7762]

Over a million.

[@linzertorte4003]

The wife was so happy at the ‘living in your car’ challenge. That was a sign of things to come in the update episode.

[@sofronitskytiti]

The wife looks smart and has a great personality. I like her!!

[@ayela562]

“I go without food for days “… but I have a 700 lease payment. 😂 This was also filmed 16 years ago. A 700 lease payment back then was bananas.

[@nataliefontane]

Naming your child after a place is a disaster to begin with, but spelling her name that way is a tragydeigh.

[@jenniferbond7073]

Hahaha, love how you spelt that. I had to read it a couple of times. My step sister is named Krystyne…..Christine, uuuuggggg, right!

[@kristinwest832]

Lol

[@laminage]

What about these new Afro Centric Names. Shaniqua, Tameka, Latavia, LaToya, Keisha, LaTonya.

[@NaturallyKristen86]

It’s not possible for you to work if you don’t have a $700 lease?? Wow!! Entitled!!!

[@starwars1744]

Going to a payday advance location to pay off student debt. Replacing one debt with an even worse one. Such a terrible decision.

[@marinashear3818]

Those places seem to have sprung up everywhere. I think they should be illegal; they cause more problems than they solve.

[@framclean7910]

@@marinashear3818 they prey off poor people. They are parasites.

[@haute03]

@@marinashear3818 Absolutely. They're honestly predatory.

[@lizbosen771]

I like this wife a lot.

[@LS-xq5nf]

So I actually believe that Eryk “goes without food” sometimes. He likely has a $2100/month drug habit (all that cash is very sketchy) sometimes drugs can reduce appetite

[@jenem9618]

Sadly, I suspect you're onto something.

[@bovnycccoperalover3579]

I hope not for the entire family's sake.

[@Tomakri15]

Apparently the husband was getting high. Susan the ex wife replied in one the comments below.

[@INatalkaI]

bingo. Every time I see cash transactions with no explanation for that much it brings me back to my marriage and fentanyl addict husband. He'd also go through thousands every month in cash withdrawals, always some kind of excuse etc. I know you cannot project your own experience onto everyone else but what is his excuse?

[@drewconway7135]

He runs multi-million-dollar companies and only pulls down $84k/year? My BS detector is chirping... it’s off the charts!

[@Ndstars1]

Yeah like 15 years ago. Sounds right.

[@marinashear3818]

@@Ndstars1 A previous response pegged this at 2010. Today is October 6, 2021-that would be 11 years ago by my calculation.

[@marinashear3818]

Yeah, that doesn’t quite add up, even for 10 or 11 years ago.

[@xkaokdkl11933]

Multi million could mean a $2M company to Eryk. Small potatoes

[@avres13]

I bet he’s a shift supervisor not a general manger

[@laurhawk]

I would love for this show to do a massive ‘Where Are They Now’ spin off in 2023/24 😅

[@ksf9729]

Wow, isnt that the truth! Cant drive a 700.00 a month car where they cant pay their poor, hard working little girl. 😖

[@laurayurincich5978]

Can you please add the rest of the till debt due us part series on KZbin?? I am obsessed

[@bovnycccoperalover3579]

Wow, $125 for food for a family of four. We didn't know at the time that we would refer to 2005 as "the good old days".

[@mariec.9102]

It was just normal for the money they made...

[@euenfheiejrj]

You had a Porsche making $85k? I think we’re coming up with some of their financial issues.

[@debbielockhart7762]

This is almost 20 years ago. $85k was an extremely good income here in Canada back then. It is still higher than the average income for a single person here. Today it is probably like someone Maki g about $130k or more.

[@elizabethashton9590]

What doesn't HE understand that the $700 a month lease payment is gone forever unless he decided to buy the truck afterwards.

[@LS-xq5nf]

Because he’s a selfish idiot I think lol

[@cocobooksgalore3945]

holy shit $2,140 ??!? does he a side piece???

[@debbielockhart7762]

Probably the white lady (cocaine).

[@krystelhardesty9960]

So no one going to say anything about the $2100 in cash in one month. What are they spending it on because it looks like both of them are taking the money out. Also $700 a month for a SUV that's insane and its a lease

[@Luckoftheirish1]

It’s even worse since this episode aired 16 years ago! $700 back then, is like having a $1,000 car payment today once you adjust for inflation. Plus, that price didn’t include car insurance. It was probably $200 or more to insure it!

[@debbielockhart7762]

​@@Luckoftheirish1A lot more than $1000 here in Canada. Cars have inflated massively, as has our stupidly expensive real estate.

[@lizzie1897]

Taking a girlfriend to a hotel

[@Samphire2]

Interesting how he puts items and things before his family. I have a feeling he won't change, since he seemed to angry about having to give up his condo and car and didn't mind putting them in more debt to get a 700 a month tin can, you can't take it with you when you die. Family should always come first.

[@Carol-vv5cm]

This family is lovely. The little girl and mom have some real talent for art. Mom could sell her art on the side. Love how Gail got the dad to come around to the plan and see his errors.

[@sarrahconley3923]

I would be mad if my husband put a vehicle over me. So glad my husband doesn't act this way.

[@ktsterlin9304]

There was one episode where there were lots of cash withdrawals and the wife looked high. I didn’t notice until I read the comments. Now, whenever I see lots of cash I think drugs, gambling or even cheating. Not once when Gail brings up the cash spending has anyone given a reason and that seems so suspect.

[@haute03]

Agreed. I was wondering if something shady was happening here because the cash withdrawals were in the 100s for each withdrawal and each one happened within a handful of days of the other. Also, the fact that he has had several jobs within a short timeframe and that they're constantly moving...something odd was happening.

[@selenaMB76]

@KT Sterlin it wasn't the wife that was high. It was the husband, all the cash withdrawals were from him. I know, because I WAS the wife.

[@ktsterlin9304]

@@selenaMB76 I hope you’re doing well.

[@selenaMB76]

@KT Sterlin Thank you! 😊 I have been doing very well. I learned a lot on that show and have been managing my finances beautifully since then. It's been 16 years since the taping of this show!

[@jenem9618]

@@selenaMB76 I'm sorry you went through that-- though the original poster might have been talking about a different episode. I distinctly remember an episode where the wife seemed high the entire time.

[@Tassie85]

$360 000 in Toronto these days might get you a garden shed but not a house, not even a dump.

[@jackado9848]

Or even in Ca....house run from $779k

[@ermagerdmuffins]

Someone is a big baby, and it isn’t the wife…

[@Rooneytunes01]

All of those homes are worth a bajillion dollars in today’s Toronto area market

[@framclean7910]

They think they had problems. They fucked up for the next generation.

[@simplifyyourliving6329]

I LOVE GAIL!!!

[@lizzie1897]

Concerned about the daughter. She’s a child herself and needs time to visit friends, do after school activities. That’s a very little boy.

[@williamegler8771]

How is a fairly mundane Chevy SUV so prestigious to him? They are a dime a dozen and certainly not worth $700 a month.

[@debbielockhart7762]

In Canada everything is expensive. That was 17 years ago. It would be more like a $1200 or more payment today.

[@rosemarywilliams9969]

See this is what I don't get when people say, I spend all my money on my family. You chose to have children as soon as you do that they are your life they are your priority your family is everything it's not about you anymore it's about we that's the whole point of marriage if you didn't want that you shouldn't have gotten married and you should have just spent money on yourself I don't get that statement😞 I wish they would revisit people like 2 years after the show how they worked out.

[@framclean7910]

Most would probably be divorced

[@claudialunden3691]

She’s a gem!

[@kittyb275]

The fact that he fought to keep that ridiculous car let's me know they won't work out long term.

[@denisebarker9288]

I liked this one Gail. Hope the family is doing well 💜

[@Cheznrice]

The very moment he started complaining about himself I would have left!

[@singerjo5791]

He is a spoiled brat.

[@Rooneytunes01]

Wow the packaging of those Staples Manila folders has not changed

[@christinebutler7630]

Clearly they couldn't afford the second child. But, here he is,.so....

[@nancycozier4018]

A $700 a month car?!? WTF!

[@cabayern9416]

One of the few lovely couples.

[@dianethompson6804]

He is young, he probably thought he could still have what he wanted and a family. Most people don't go into marriage with realistic expectations. I think they did good. I hope they are debt free and living a happy life together.

[@pamsmith1665]

They are NOT

[@beckygroff8698]

Thanks for uploading this!!

[@om-nj2hw]

That's 700$ like 10+ yrs ago, that's crazy!

[@cvelasquez8041]

There have been several people on this show that work in finance. I wonder if going on this show and revealing their debts and money habits affected their jobs.

[@azplanner4546]

He looked like he was going to cry.

[@NYCisland]

He "runs multi-million dollar businesses" and makes $84,500 a year!! Dang, that's super low income, I made that 25 years ago as a low level corporate troll.

[@Truth-of-the-matter]

84k 10+ years ago definitely went further. If it was a small business that is understandable.

[@debbielockhart7762]

This is Canada, ND it was 17 years ago. That was a VERY good salary. Probably would be like $130k or more today (which is good for here). Even the $84k is still quite a but higher than the average person's wage.

[@ruthirwin8222]

All that cash ...wonder what hes up to

[@bovnycccoperalover3579]

Wow, just checked what an NSF fee is. Unbelievable!

[@trixiestreatstreasuresfoxannva]

So glad the show covered a single parent. I am one.

[@razazsalih]

Last update (Season 8 -2010) : Eryk lost his executive job after 3 years, started driving a cab for a few months until he lost THAT job. Then they split up (Selena got pregnant again, and is going back to work full time)

[@ensignmjs7058]

But did they get out of debt though?

[@katiethomas5889]

If he doesn't have luck working outside of the home, why not let him be the primary caretaker and she be the career woman?

[@sharifac.l.5641]

@@ensignmjs7058 she paid off her portion and their joint debt they couldn't pay off because he reverted back eventually and then lost his job... and so she left... I dont blame her!

[@ensignmjs7058]

@@sharifac.l.5641 , thanks.

[@marinashear3818]

So sad! I was hoping they got their house and would grow old together. Heartbreaking.

[@gsdlover8967]

and this is the problem of moat of the people. They like to impressed people they don't even know. We have a lot them in my office😬

[@Rooneytunes01]

16:24 that side eye for the cameraman

[@betsy658]

👀

[@brendasuelong-bryant3855]

Some employers terminate employments when wages attached

[@joycef8443]

I have had managerial positions where a credit check was done before the position was offered. Our boy would have been SOL

[@caseyhill636]

People just don’t want to give up anything. The golden rule is if you find yourself in a hole, stop digging. No haircuts, no makeup, no restaurants, no fancy cars, boats, motorcycles. There are more important things in life

[@momof2momof2]

They made so much money !!!😲

[@GuiltyBystander58]

This lady has three children.

[@AllthePrettyPurses]

$400 a month is still over the top for a car for someone in that much debt. You could get a new Honda for $150 a month, and that's in 2021.

[@marinashear3818]

WHERE??? My husband is driving a 24+ year old Nissan Maxima. I cringe every time he starts it up-the whole neighborhood hears the loud, high-pitched squealing (mechanics can’t figure out what’s wrong). But, it still runs, so we’re keeping it, for now. I would love for him to drive something newer, more comfortable.

[@americandevo]

A NEW Honda for $150 a month?! Um....no way.

[@AllthePrettyPurses]

@@americandevo It's called leasing.

[@nataliefontane]

Girl, where? My husband got a new Honda in 2021 and pays $400 a month. His credit is excellent, and the interest rate was 0.9%. I think the total purchase price was $28 or 26K.

[@nataliefontane]

@@AllthePrettyPurses Anyone who leases a car instead of buying one is wasting money. That's $150 per month out of your pocket, and you don't own a car at the end of the lease.

[@Bandit_Spark]

A mortgage 3x what you make is nigh impossible these days.

[@myyt3824]

It absolutely is. My husband and I make $110k and bought our second home for $242k. It all depends on where you live. If you want to live in a big city, then no you can’t buy a decent home.

[@mscott1997]

anything is possible...in Alabama🙄

[@Luckoftheirish1]

@@myyt3824 It’s not just big cities like Manhattan and LA that are expensive. We live in Nashua NH and the average home sells for $445,000. . My mother-in-law ‘s 900sqft raised ranch, that was build in 1963 was just appraised for $330,000. And that’s with no big updates and only a 1/2 acre of land. Still has the original kitchen and bathroom! Plus property taxes are insane too. We live in a 3bd, 2.5 bath detached condo and pay $7,000 a year in property taxes. Only saving grace is that we bought our home 17 years ago for half of what it was recently appraised for.

[@bovnycccoperalover3579]

New England has always been expensive - especially Massachusetts.

[@aurabaggins2856]

The husband in the beginning was very upset, but he came around :)

[@veronicaarellano-hernandez2209]

So good

[@sparkdorable]

The thumbnail looks like bad witch😅, she is beautifull in this video .. zoe deschannel eyes . Hope she ok now

[@selenaMB76]

Lol, that thumnail is aweful! Thank you for the compliment @SparkDora I am doing great now! 😊

[@bovnycccoperalover3579]

So happy to read that Selena!❤❤❤

[@nancysmith2874]

Why did they move so much

[@legzfalloffgirl5148]

I think he got a better paying job each time... I'm not sure

[@bovnycccoperalover3579]

Yes that's true but did they compare the standard of living in both places. Toronto was expensive even there. Absolute numbers don't always tell the story.

[@pamsmith1665]

Drug deals

[@honieebean]

I need to know what happened to the company ol dude was doing finances for 😳

[@joycef8443]

Like her, him..meh

[@cdogvlog5557]

I'm going to be sleeping in my car. It's cheaper accommodation while travelling.

[@SynterraSteen]

You could house sit and have a safe place to eat and shower.

[@TheImperfectReader]

House vs car..I know what ai would choose.

[@jeffreyrichardson]

xias special k worc jay offered frito lay

[@jeffreyrichardson]

justice of the peace johns parents spry bacon grease brotherton ways geese

[@jeffreyrichardson]

jon obriens cash hopes friend marks said va rash turkish delights hash

[@chrsitineadriaenssen6074]

Life is short, spend, enjoy😊

[@alicelaybourne1620]

Personally I don't think people "owe" children anything. The little girl does a lot around the house, but that is still the house they pay for. Children should help their parents. Without expecting pay.

[@vickieclark5931]

I agree.

[@cambosoup2]

I think giving a little money for house cleaning is good so they understand things cost money. But no allowance for cleaning your own room.

[@violettippet5246]

Chores are important. There should be chores that children should be expected to do, and there are extra chores that children should be paid for. We were not paid for bringing our laundry to the laundry room, cleaning up our toys, doing the dishes, sweeping the floor after meals, setting the table, helping out with dinner prep etc. We were paid for vaccuming, mowing the lawn, organizing the boot room, washing the floors, folding laundry etc.

[@beckyl9454]

Their daughter was getting paid to babysit her brother not for doing chores around the house. My husband and I, personally, don't do allowance or $$ for extra chores because our budget doesn't allow for it so, our kids get paid with tv/computer time or later bedtime. We teach them the value of a dollar with birthday and Christmas, along with, money made at their summer jobs mowing grass and corn detasseling.

[@violettippet5246]

It doesn't have to be a lot of money, but you should give your kids some money. This is how kids learn how to manage money. If they don't have money to manage, how are they ever going to learn? Kids make many money mistakes when they are children, so they don't have to as adults. My sisters and I are all excellent money managers. Our rule was save 10%, give 10% and spend the rest. WE would take 10% of our money, and put it in a jar called a "giving jar." When we collected enough we would give the money to some worthy cause. My parents had 4 kids, limited income and armloads of debt when interest rates were at 24%. If they can give their kids money, I'm sure you can too.

[@christinenightingale3186]

Do you have copyright permission to post these?

[@keithcasey866]

Salina is the only attractive woman I've ever seen on a Canadian reality show. Most woman in Canada are extremely homely

[@mariec.9102]

😮wow. You're so sad, yet so mean 🥀