Getting Out Of The Debt Hole - Til Debt Do Us Part - Wed Now Pay Later

[@randysavage5710]

Crazy. This woman was my high school science teacher.

[@rgomoffat]

OH NO!

[@TheFelixRojas]

Was this before or after 2005

[@susananderson7473]

I love this couple. They compliment each other and are clearly in love. Both working and both chipped in to help with the needed extra money. Hope they're having a great life.

[@Trustbutverify2651]

When our kids were old enough to stay by themselves and we had little money for entertainment, my husband and I volunteered at the opera, symphony, and theater - folding and passing out playbills and showing people to their seats. We saw so many great shows with no cost to us.

[@lisafowler16]

I do this at our local arena. We have some bigger shows and I got to see one for free, just walking around keeping everything clean was fun and I got paid!

[@karenfisher589]

It is pure torture that there’s no update as to how they in are in a year or even 5 years. I want to know 😩😂

[@amandab8433]

YESSSS! For the Prince$$ show too. Especially for the woman who was rude, spent almost $11,000 in a month of her boyfriends money, and stole his laptop, and had the nerve to get mad when she got nothing at the end of the show.

[@maralhosseinzadeh8716]

@@amandab8433 ironically that woman is a "food security activist" in my town now...hopefully she has learned her lesson

[@user-ti8bw1ri5h]

​@@amandab8433 and she's a single mother, still in debt.

[@bovnycccoperalover3579]

Why ironic? There's no zealot like a convert!😂

[@ElenordeGuzman]

@@amandab8433oh I saw that episodes she got no money at the end that was priceless lol

[@maddywadsworth4312]

I love seeing that other people bring a calculator! I used to add up as I go at the grocery store too. It was the only way to really stay on budget.

[@legzfalloffgirl5148]

Same!! I also price shop before purchasing to make sure I can afford my things

[@candaceann3319]

I still do.

[@alwaysanonymous295]

I do this for our food shop and even if I have a “shopping day” with my mother. I don’t like to be shocked at the checkout 😅

[@daphne10120]

I do this on my phone! Mostly when I’m trying to stretch my budget. I buy a lot of produce so that makes it hard when things are by weight.

[@bovnycccoperalover3579]

I order groceries online. I am spoiled!

[@prudencek7087]

They are truly a beautiful couple, that seems to genuinely love each other. I really hope they're doing well.

[@denisebarker9288]

They worked hard and accomplished what you asked. Good luck forever!

[@simply.clutterfree]

We need to start a "Where Are They Now?" Reddit thread 😂

[@juststradwife]

I absolutely love these two!!! Their attitudes were amazing, and I’m so happy for them!!

[@rlast4698]

I love this couple!! Wish them the best!

[@Rooneytunes01]

I’m sorry… they’re 28?!?!??

[@haute03]

She looks like she's about 28-32. Her husband looks much older though.

[@the.blue.raven7777]

Most of them look older than their age. It is weird

[@CH-jj8wk]

I literally stopped breathing reading this, as I hadn't heard them say their age. I am 28 and I do not look close to either of them 😅 I reckon it's the stress tbh even if they're trying to ignore their finances

[@nancysmith2874]

Keep doing Gail’s plan after debt is paid

[@petercrane2328]

Crazy concept. Save money before a holiday.

[@tuckermay2597]

she could have made SO much more being a part-time tutor after school, at least a lot more than dog walking

[@KnineFeline]

In the US, teachers are not allowed to do any tutoring, even after school. It's the most ridiculous thing, but unfortunately not an option for whatever reason.

[@oldmanjankens6016]

@@KnineFeline I’m not where you live, but my husband teaches in South Carolina and he tutors through his school

[@michelecleansup]

@@KnineFeline I'm guessing it's more of a state thing because my mom was a teacher and would tutor as well.

[@emilypennington9015]

@@KnineFeline this is a Canadian show.

[@solidstate9451]

Perhaps she needs a break from children? And since she walks her dog anyway...

[@tarzz25qwe]

I'm 28 years old? This boy looks like he's 45

[@verolly31]

Rigth!! They looked all much older

[@legzfalloffgirl5148]

It's what normal people look like. Not everyone is an Instagram influencer

[@lamiakhaled582]

That was filmed with old fashioned camera before the degital cameras era. Those camera make every one look older and ugly 🤣🤣

[@asimskentzos9231]

he doesn't have any wrinkles though, his personality is very mature though and how he speaks. Unfortunately it probably because of the baldness, he is a good looking man.

[@jenjones90]

I think he looks 33 or so...he's really handsome actually and she's very pretty.

[@judymcpheron5955]

Great couple, wonderful work Gail!

[@debbieframpton3857]

Already in debt and then they went out and spent money on a wedding on credit how stupid

[@jenniferchrin6569]

loved this couple!!! they really stepped up and got the lessons!! i think they are still living debt free!

[@capestreasuresPtown]

Did he say he though paying the minimum on a credit cared equated to no interest charge? How are these people adults?

[@legzfalloffgirl5148]

Well, I mean not like debt literacy is taught in school

[@caterinaramirez8864]

First off, where I teach calculating simple interest and understanding credit cards starts as early as grade 7 math…. Regardless reading is taught in all schools and these things are clearly stated on your monthly credit card statement!

[@bovnycccoperalover3579]

Caterina, sadly not only do people not read the state but credit cards use very small print!

[@williamsullivan8544]

@@legzfalloffgirl5148that’s a crap excuse! They teach how to read and how to use critical thinking skills. No excuse. If you don’t understand how credit cards work, you shouldn’t have credit cards. Also, his wife is a teacher. So your argument is trash!

[@aussiemouth747]

I carried a note book and wrote down every cent I spent for a year. It was fascinating and shocking and I'm not a big spender or shopper. Makes you really think.

[@debracampbell2208]

Are they ever going to bring back the show? I have learned so much.

[@c.parker8439]

I love this couple. Good luck

[@frickineh6703]

it blows my mind that people cant figure out their money, its literally elementary school math. Spend less than you make. As someone who has lived paycheck to paycheck, and faced adversity I can say there is always hope and opportunity.

[@ruthirwin8222]

Its so easy to get in these situations...you just dont realise

[@mariearmstrong9185]

Would you please do updates on some of your couples

[@bovnycccoperalover3579]

Does the 7500 for a honeymoon include boarding the dog?😂😂😂

[@FIRE_DrNinjaTurtle]

I have been there. I am reaching for financial freedom

[@nanettemorton4054]

Good job!

[@SuzanneU]

Best wishes! it's the best thing you'll ever do for yourself.

[@bovnycccoperalover3579]

Given the sad state of housing for so long, I hope they still own their home.

[@elbt101]

All these people are so stressed, yet none have a second job

[@710LENNY]

I've never understood how some people can't figure out their income. All you have to do is look at a bank statement. It even gives a total of deposits. Why people put down their gross income and then (or not) try to figure out their tax rate is beyond me. Yes, the tax schedules are weighted so that you owe the gov't, it being cheaper for the feds to collect than to issue refunds, but you won't owe a lot, and you can always ask your employer to deduct a little extra each pay.

[@rlast4698]

That sounds simple but people do not do that. Hence why people like her exist. People live outside their means

[@curious1366]

I look at the actual amount that gets deposited, not the gross amount. It's that simple.

[@vikcyindia8652]

Thankfully in the UK it’s PAYE taxes (Pay as you earn) That way HMRC gets paid regularly!

[@ChanelInyang]

What is the credit line?

[@LoveEddieMoney1]

They’ve been living together for 2 years. At this point, the”HONEYMOON” is really just a pricey vacation. Be smart. Stay out of debt for the good of the marriage.

[@deborahpell4905]

Gail Vaz-Oxlade: can you do follow-ups “where they are now” for these people on your shows?

[@shannonobrien9922]

Gail walked away a number of years ago so NO, she cannot

[@pamsmith1665]

She is retired and said in a 2018 interview she was not interested in giving anymore financial advice

[@reneapalmer6977]

A great couple 💑

[@cassieoz1702]

Ive been married 43yrs and still haven't had a honeymoon 😏

[@ruthkief8962]

Wow meat and fish for 2 under 40$ can't do that today . Not for the week

[@debbieframpton3857]

You can if all you do is buy markdown meat like I do been doing this for many years I pay a fraction of the cost I recently paid 83 cents a pound for boneless skinless chicken breast 99 cents a pound for 93% ground beef

[@___melanie]

@@debbieframpton3857 are you in Ontario Canada?

[@debbieframpton3857]

@@___melanie , No I live in Central Illinois U S

[@___melanie]

@@debbieframpton3857 ok that makes more sense then. Boneless skinless chicken is currently $9.99 a pound where I am in northern Ontario. I’ve never seen it go on sale for 90% off lol 😂

[@debbieframpton3857]

@@___melanie , I shop at Kroger in my town and I buy nothing but Mark down meat been doing this for years that's how I got the chicken and the hamburger and things so cheap

[@onealjerry]

I don't see how the math adds up here. Gail said they're paying down their debt $900/month, which is $10,800/year. Add the $5K she gave them is $15,800 in one year. But they were $32,000 in debt! Did I miss something with the numbers?

[@scholargrrl]

6:22 - I don't think she included the car and truck loan as those were part of their "regular" expenses like their mortgage. But they were included for the shock value of how much debt they had?

[@SaintoTube]

Consumer debt free in 1 year. Do that excludes things like student loans

[@CH-jj8wk]

I planned not to have a holiday this year and i still saved for one, for ehen i actually do want to have a holiday...like i dont know how people who earn more than me dont just think to put money aside IN CASE something happens. I would be so stressed without that habit. There have been times where i already had savings but couldnt add to then because my pay wasn't what it should have been, but i didnt touch those savings and i was upset i couldnt add to them. I just dont get it at all.

[@brendajones9377]

Try "living" on less than 25,000 a year.

[@rlast4698]

Or 5000

[@xkaokdkl11933]

No one cares Brenda

[@brendajones9377]

@@xkaokdkl11933 Evidently you do, you had to comment. Troll.

[@Shridra]

Gotta love having a pension. My hubby does and we figured out that we really only need to contribute another $200 or so a month to be able to retire pretty darn well

[@Shridra]

@@bobjames6622 My work doesn't offer one, but I should be getting CPP and will be contributing to a retirement fund. We've recently spent a lot of time discussing our options, especially because outside of his pension we're getting a late start (life kind of kicked us in the teeth a few times when we were young)

[@juditharsenault2131]

I have a pension but still need to watch this show to rein in my spending. Since I retired, I've been saying no to myself and other people a lot instead of yes. I feel empowered! I never said no before because I thought I could afford it. Thank God I have a decent pension!!!

[@yolanda4686]

@@bobjames6622 news flash, when you get married if becomes half her pension too

[@yolanda4686]

@@bobjames6622 if you say so, I make much more money than my husband, guess I should drop him! Kidding, it’s almost like some couples actually enjoy each other’s company.

[@yolanda4686]

@@bobjames6622 stay single then dude, I’m sure women everywhere will be very upset about that lol

[@catherineslater4438]

I don't understand how they can be out of debt in 1 year. They have $31,700 dollars in debt. If they pay off $900 a month that is only $10,800. With the $5000 cheque, the total is $15,800 towards debt. Did I miss some other payments they are paying towards their debt?

[@leilamcdowell4634]

I'm super confused about this as well.

[@caterinaramirez8864]

I think that’s just the consumer debt, Gail never seems to include the mortgage, since a mortgage isn’t really as toxic if that’s their only debt

[@alisastoll2549]

Car debt probably isn't included either.

[@emily3705]

Lol she says they’ll pay off in one year, but they have $32,000 a month and she’s only allotting $900 a month to debt repayment. $32,000 - $10,800 doesn’t equal zero….

[@caterinaramirez8864]

I think she must only be talking about consumer debt and not the mortgage?

[@momof2momof2]

They could live off one income and use the other to pay the debt off.

[@ericnelson9100]

She's a high school teacher, can't she tutor after school? That could b a fairly lucrative income on the side.

[@rlast4698]

That's a great idea!

[@christinebutler7630]

After school, teachers are usually required to be the adult advisor/ coach first at least a couple of teams/ clubs. They have IEPC meetings. They have grading to do, tests to make up. They aren't off the clock.

[@caterinaramirez8864]

Tutoring is a longer term commitment where you have to work really hard to get yourself set up with clients, they will probably want you for at least the entire semester, and usually you aren’t allowed to tutor your own students. She only had to make extra money short term before her vacation, and like she said, she has to walk her own dog anyways. That was my logic behind it!

[@amyliss7567]

WHAT THEY THINKING 🤔

[@deloresredman4792]

They look older than their years

[@SamMaffs]

He's 28!!!!

[@drewconway7135]

28? Jeez, they look 40.

[@KSMP]

Someone get that woman some bangs!

[@americandevo]

I was going to leave the same comment! She's beautiful, has great hair and would be a real BETTY with bangs!

[@kristinapaden1509]

Where is this TV show taped at? Do you guys go to Illinois?

[@chewchew4270]

Canada I believe

[@chewchew4270]

Province of Ontario

[@kristinapaden1509]

Ok. Just checking. Personally I could use some financial/relationship advice. Just wondering if the show was in the USA or somewhere else.

[@chewchew4270]

@@kristinapaden1509 you can do it, take control of your finances! Best thing to do is see what your income is and subtract your expenses and see what you have left to allocate towards debt, spending for yourself etc and see if you can make more money somehow. Also try to see if you can reduce expenses. I would say start with that

[@chubbybunny6975]

@@kristinapaden1509 This show is like, 15 years old. It's not being made anymore, these are just re-uploads. You'd be best contacting a financial advisor at a bank

[@chris-xq4eo]

WTF bro looks like he is 45!!!!

[@randomactivitiesco.5848]

The couples that have no children need a planning for baby class.

[@nancysmith2874]

How stupid. Spending money on a honeymoon

[@williamsullivan8544]

How is it humanly possible that grown adults don’t understand how interest works? And she’s a teacher?!?! Absolutely disgusting. I don’t feel bad for people that are so stupid they don’t understand how something as simple as interest works. People need to be better!!!

[@JaNouWatIkVind]

Huh he buys only meat?

[@oneupper7602]

Paul looks way older than 28!

[@lifegenius763]

Wow, this is tough to watch. The impact of credit card debt on mental health is so real, and it’s heartbreaking to see people feel trapped. It’s easy to think they’re to blame for their spending habits, but I wonder if the financial industry has a role too. With high-interest rates, hidden fees, and relentless credit line offers, it feels like a trap set for those struggling to get by. Financial literacy and fair practices could make a huge difference in helping people manage money without so much risk!

[@stevenlee713]

Payoff Credit card account is pity 😂😂😂😂