They Tried Their Best, But Debt Got Them - Til Debt Do Us Part - The Marshmellow Test

Newlyweds Shannon and Colin started their marriage off in an unusual way - as an engaged couple, they purchased a brand new home and made the mortgage payments for eight months while still living separately in their parents’ homes. Once they moved in, Shannon’s desire for the lifestyle of a couple twice their age led them to some expensive choices, and now it’s all catching up to them. Amongst other things, the young pair argue about how much debt they’re actually in: Shannon says it’s about $30,000, while Colin insists the sum is only $25,000. Whatever the sum, one thing they can agree on is that “having become accustomed to certain lifestyles in a rent free environment,” they’re now finding it difficult to give up their free spending ways. They admit they’re in way over their heads. Besieged by the escalating payments, they want a way out that won’t cost them everything they (don’t) own. They lack the tools, expertise and perhaps even the will power to manage on their own and they’re desperate for a kick in the pants from Gail to get them back on track. -
-
Watch more from Weddings and Beyond - / weddingsandbeyondtv
Explore our family of KZbin channels with Free movies, tv series and documentaries.
📼 TOP BOX is where you’ll find an eclectic mix of mind-bending documentaries, cult classic films and investigative television documentaries. / topboxtv
▶️ I Love Docs for documentaries: / ilovedocs
▶️ North of Main for Independent movies: / northofmain
#weddings #gettingmarried #realitytv

[@northernsteph]

There should be a '10 years later' follow up on these shows. Where are they all now in their financial life?

[@annamartens2967]

Great idea! I would definitely watch it.

[@antiantipoda]

Most probably are divorced and in deeper debt.

[@xkaokdkl11933]

This gets posted on every video. There was a where are we now special on a bunch of couples

[@kimzook]

I agree

[@bubbiej6046]

Agree. I'd love to see so many of these now

[@andrewmachado6988]

I used to work with Colin. We got along really well and he’s a good guy. If you ever read this Colin, hope all is well with you and hopefully you guys made it through this rough patch in your lives.

[@matthewgardner2144]

Did he ever become a cop? LOL

[@daviddorsett8125]

I’m sorry but Colin didn’t sound genuine and his wife, well she came off as a spoiled brat.

[@laurensteingold6979]

This show makes you realise why the 2008 crash happened - the banks were giving everyone money without any consideration of their capacity to pay back loans - they paid their house deposit with credit from the bank 🙈🙈🙈🙈🙈

[@fullmooneve1651]

The banks knew that people eventually would struggle to pay, but realised there's a lot of fees to be paid if one cannot afford debt repayments

[@ChicanoPhD]

Maybe those homeowners shouldn’t have been bailed out. Doesn’t seem like people learned anything.

[@javaskull88]

I absolutely love how Gail can scold with warmth and humor, without compromising the honesty of her message.

[@myyt3824]

“Accidentally bought a house” 😂😂😂 as an escrow officer, that really got a laugh out of me lmao! The fact that you could put a new build deposit or earnest money on any form of credit blows my freaking mind. I’ve had to return anywhere from $1k to $18k back to buyers at closing because the funds weren’t able to be verified as the buyers’ cash, not any form of credit or gift from an outside party without lender approval.

[@amandab8433]

It also GOBSMACKED me that anyone can buy a house on credit. Don't the sellers worry about having to reposes the home more likely than not. I've seen so so many foreclosures in my neighborhood, in the SF Bay Area, that it's beyond silly. The house next to us has had four owners in less than 10 years, and the house across the street about the same. Sadly it's ALWAYS young first time buyers.

[@RebekahParkhurst]

Man, I miss the days when one could only spend 35% of his income on housing with a reasonable salary 😭

[@Youre-Welcome]

What are you talking about?? That's absolutely still the rule of thumb. 🤡

[@andreaberryman5354]

Amen! These days it's 60%. 😔

[@dianethompson6804]

I hear you, it would be hard to get an apt for $525 a month! The cheapest I've seen is $595.

[@youtubeacc]

This is literally still the rule 😅 if you’re spending more than 35% on housing then you are over extended and need to move to something cheaper

[@RebekahParkhurst]

@@youtubeacc Housing market doesn’t allow for this. I make 6 figures and can’t afford an entry level home in my state. The lowest homes I can find (old 800sf 1bdrm homes) are about $400k which at 6.5% interest is ~$3200/month payment. Which means you’d need to net $9124/month income to afford it by the 35% rule. Bottom line: entry level 1bdrm homes in my state require a $150k annual income to afford at 35% of take-home.

[@EllisSmiths]

He’s wanted to be a cop since he was seven but they are buying new furniture and $1800 vacuums instead of putting their money toward whatever courses he needs to become a cop? 🤯

[@4legs4paws55]

Why do you have to pay to be a cop anyway? In my country it’s a paid 3 year training. You get paid (not much though) to get trained … I am mindblown that this is not standard

[@rjenkski]

@@4legs4paws55 Yeah, in England you don’t have to pay to do courses to become a police officer. Very surprised they do in Canada.

[@sarahosborne7477]

​@icarusimmaculee7611 in canada you don't for rcmp , others you may have to pay for training but get the money back after 2 years of service.

[@mustangthings]

Nothing screams financial wisdom like financing a down payment.

[@allisonwillcox9393]

I don’t know how this is legal. 😟

[@marshhen]

That is not allowed anymore.. That is the craziness that led to the financial crash.

[@jenem9618]

@@allisonwillcox9393 I don't know whether it's legal, but in modern times, there is no bank that would ever in a million years approve you for a mortgage if you need credit for the down payment.

[@bovnycccoperalover3579]

In the US it was the government's dumb 1999 Affordable Housing Act, whose intent was to make housing costs available to people who couldn't afford it before. Add idiot banks, Stock Market new types of instruments, including CDC swaps, which I still don't understand and, of course, the flipping Houses "fad" HOUSING used to be a stable business section but no more. Just as unstable as the stock market. Never trust your government. All those bills that sound great usually end up as disasters.

[@Youre-Welcome]

@@allisonwillcox9393 it's not in the US

[@kindrakinyon8559]

I could’ve resisted the house and furniture but not the candy 🤣

[@ruthirwin8222]

Me too

[@maggiejoyce1980]

What she doesn't mention is that the marshmallow challenge was skewed by financial status. The kids that waited were from higher socioeconomic backgrounds and knew there would always be "marshmallows", the poorer kids knew that they may not get more and what they had would likely be taken away. That definitely skewed the long term outcome in terms of future success too.

[@tarat26]

That's so true. For people that have very little, when they are offered something free they will take it whether they need it or not. My mum was a single parent with 3 kids and a mortgage left for her to pay with 3 under 3 year olds. We always accepted everything offered. However, we were taught "if you don't have the money you can't have it".

[@ayela562]

Actually that isn’t accurate. It was proven that socioeconomic status could be a factor, along with several other things including cognitive development or early upbringing. So yes the results were flawed but not just by “financial status”.

[@christinenurse256]

@@ayela562 ,

[@SuzanneU]

That's easy enough to check. Run the same experiment with children who are all of the same socioeconomic status. I think you'd find that, regardless of their family's money, some children would devour the marshmallow while others would wait on it. In my own family, my brother and I are delayed gratification people. Our sisters are into immediate gratification.

[@amazonorchid1321]

I had never heard that, that's interesting to know. I was brought up in a household where we were "always broke", our parents declared. We thought we were poor, yet my brother and I are examples that it was more developmental over socioeconomic status (in our case). My brother couldn't spend his money fast enough (we always said "it burnt a hole in his pocket"). I, however, was a natural saver, almost a hoarder when it came to money. Thirty-plus years later, we exhibit similar behavior, where my brother relies on pay day loans and buys frivolous toys, then let's his utilities get shut off--and I watch my husband's and my savings and retirement accounts grow and grow. My husband and I make a modest income also (we've never transitioned into a higher socioeconomic tier).

[@MJ-wp6zs]

NEVER allow the vacuum cleaner salesman in your home! Everyone I have ever known that got suckered in regretted it big time!

[@ayoung399]

Amen!

[@babyblondiebeauty]

This couple is so sweet!! They were humble and ready to receive the wisdom and corrections and it paid massive dividends. So happy to see them getting along better and looking forward to a bright future!

[@linkjones4535]

Very likable couple. I wish them the best.

[@lizatubilleja]

We are trying to live on cash basis. When our credit cards went to 3 (total 12k credit limit), i was always anxious. We slowly paid it and now we only have 1 cc at 4500credit limit and thats it. Sometimes i feel poor because we dont have many stuffs. When we moved to our new home, we agreed no expensive furniture. We buy one a time an item. It helps we have a small, modest home so we try to keep our stuffs minimal. I keep on watching minimalism/simple living videos and i learn a lot from this show of Gail.

[@michellewitt2071]

I think this is my favorite couple I’ve seen on this show. They’re so likable, and it seems like they learned a lot

[@colleenduffy1139]

I find the girl kind of sneaky. Crying over a couch, etc.

[@markcritic2409]

Did we watch the same show?? She was UTTERLY unlikeable - greedy and manipulative.

[@michellewitt2071]

@@markcritic2409 I see her just being really young and perhaps sheltered, still learning how life works. I will say I preferred the husband, and that’s a departure from the norm for me, so maybe that’s what I was responding to the most

[@janetcrane59]

What a sweet couple. Hope they are still doing well.

[@tdsr2373]

I consider myself a ln economical person and I spend much of my free time reading and watching financial videos and books. But I am still so shocked that people use credit cards for their home down payments. Like my mind cannot wrap itself around negative equity

[@DeathShiniGama]

I didn't know that was something you could even do.

[@cathy7824]

Most credit cards will allow you to borrow cash on them.

[@stormyweather2773]

If you can’t survive on $90,000 a year…you really need to look at your whole lifestyle ! That’s an awful lot of money !! This is just ridiculous 🤷🏻‍♀️🤷🏻‍♀️🤷🏻‍♀️

[@selflove428]

I made 59 and I’m ok

[@davisholman8149]

Canada is more expensive - taxes much higher. But at the same time - stupid behavior with money is universal.🤑

[@selflove428]

@@davisholman8149 true

[@hcrystalh]

For 2 people with a mortgage? $90k would be tight depending on where u live

[@EllisSmiths]

@@elebea868, even with student loans, you need to take a long hard look at your lifestyle and spending.

[@janellkane4162]

Loved the first challenge!! It was original, they had a good attitude about doing it and i think it taught them something! 👍

[@mariapaz2789]

I have an old couch a 2005 old car ,l do my own hair and have a second hand store business but l owe nothing and both my daughters graduated collage and have another one in a private high school ,so there you go !!

[@bettyfranks8772]

It's about daily discipline with money.

[@laraantipova389]

Congratulations on your daughter’s learning to do collage.

[@abdiea4821]

@@laraantipova389 🤣🤣🤣

[@eugenianyameke2855]

Brilliant you are an inspiration 🙂🤗

[@mariettedemarest5173]

@@laraantipova389 snarky much?

[@ihaveadreamformykids4400]

My vacuum is $50 and it works perfectly. It still works after 5 years.

[@gracenjuguna7292]

She's in control cos she earns 3 times what he earns. It's difficult to say no to her when it's really her money. Doesn't work the other way round I've noticed...

[@nataliefontane]

That last challenge probably has the best long-term benefits of any relationship rescue ones she's done.

[@Carol-vv5cm]

big man offering to pay for the whole table when he only makes $26,000 a year.I think they're just young and need to learn more life lessons but they are a cute couple their dogs are adorable

[@LKA-si7ln]

Okay, it is WILD to me that people were able to buy a house using credit for the down payment! This was definitely pre-2008, or they do things differently in Canada….it took my husband and I 6 years into our marriage to buy a house.

[@Youre-Welcome]

It was both. Pre 2008, and done differently in Canada...although it may have changed

[@nancycozier4018]

Who puts a down payment of a house on a credit line?!?🤯

[@nancycozier4018]

@patriot15 I knew there were no regulations against it, but I never thought I would hear about anyone foolish enough to do it!

[@ayela562]

The same people who bought an $1800 vacuum 🫤

[@mustangthings]

@@ayela562 Whoever furnished the loan bought the 1800 dollar vacuum.

[@sharonharris9782]

@@mustangthings who gets a loan for a vacuum cleaner???????

[@saraswatkin9226]

People who dont understand about interest on borrowing.

[@janetcaulfield2378]

I wish I had this opportunity when my husband and I started out to learn this!! Instead of parents just saying save. Your directions and tasks are great!!

[@dianethompson6804]

Me too!! They need to teach finances in school!

[@rlast4698]

All hail gail!! She is the best!

[@williamegler8771]

How did they use credit as a down payment? Large credit card debt usually screws up your debt to income ratio and lowers your ability to secure a mortgage.

[@samgreaves8038]

this show is very old. 2011 lenders were less responsible back then, debts easier to hide

[@saraswatkin9226]

@@samgreaves8038 She was earning 60ķ pa plus he must have been on double digit salary in sales. That's a large joint salary to acquire credit.

[@kateteykl8959]

@@saraswatkin9226 n N n NM

[@veronicaarellano-hernandez2209]

Kid was 😍! Save your money 💰 🤑 💸 kid says "I know"

[@shellymay-cutpastememories6667]

My favourite part :)

[@burnerbaby26]

Gail is on them!! I love it.

[@veronicaarellano-hernandez2209]

Collin get a backbone!!!!!

[@bovnycccoperalover3579]

You can always tell whom Gail likes - they get a hug at the end!

[@ErisstheGoddessofmanhwas]

My 100 dollars vacuum is crying in the corner after he learn that they have bought 1800 vacuum.

[@DeathShiniGama]

I thought 400-500 was a HIGH END vacuum. 😭

[@welli-o6u]

I run my own cleaning business and I paid $500 for a vacuum in 2020. They were scammed, big time.

[@brendasuelong-bryant7613]

How do you "kind of" buy a house?

[@knowbodiesfull5768]

Ikr? Next thing we'll know, Shannon and Colin will "kind of" hop in bed, "kind of" do the nasty, and Shannon will be "kind of" pregnant. _(8/16/2022)_

[@murderofcrows7738]

It sounded like she knew they were going there to sign papers but he didn’t. She tried to make it sound like an accident and she had no idea but no one is that stupid.

[@livinwiththeedges8283]

They weren’t married so she may of brought it on her own. It did say SHE put the $11k on credit.

[@gypsygirltarot2451]

What a lovely show!

[@alisonlaing5626]

This isn,t debt in the real sense of debt etc..........this is just "greed" mixed with stupidity..............

[@aeromedical6776]

How is this not debt in the real sense of things? If you owe money to a creditor, you are in debt to them. Owning $10K to a credit card company is no different than owing $10K on a medical bill - it’s still debt. You can be sued in either instance and get a judgement against you.

[@84BlueCrownvic]

The vacuum cleaner at the mall 😂😂😂😂

[@dorahmulinge3800]

Their house furniture is timeless ❤

[@truegrit7697]

I really liked this couple.

[@kidzquizlearningchannel]

An 1800 dollar vaccum LOL wow.

[@charlottebreton6796]

How do you accidentally sign for a house. Like how?

[@keithjacobson1640]

what on Earth made them decide to buy that vacuum??

[@wolviechick007]

no, no... you don't understand. They WON a chance to BUY a vacuum. You can't ask them to miss out on that kind of opportunity!

[@Jane5720]

Wow Gale really attacked him on how much he didn’t make and yes I already knows before she said anything. He probably barely barely covers his hockey addiction and nothing else besides that. It is pathetic of what he makes

[@barbie3139]

1800 vacuum? Good grief.

[@JewelBlueIbanez]

In fairness, the hiring process and how long it takes isn’t in their control. I’ve been stuck in the same dead end job for 8 years because I needed to be hired fast to pay bills. Now I can’t afford to miss work for interviews..

[@abdiea4821]

Contact a recruiting agency. They might have something that you like better. Perhaps working for a different company would be better if they allow you to move within the company. Best of luck.

[@terrid1030]

Maybe it is a skills issue...just saying

[@lucialuciferion6720]

What about remote interviews?

[@isabelleg9118]

Plan to do them during vacation time?

[@LKA-si7ln]

Also, Gayle is absolutely BRUTAL to the poor guy about how low his salary is. Way to kick a man in the balls….I felt bad for him and I’m a woman…

[@deborahmeek6529]

She did it for the wife to save their marriage, there is no way the wife wasn’t upset about his income or she would be eventually

[@kairinaminemix]

Even if she has impulse purchasing problems, she seems like a sweet person and I admire her for not holding it against her husband for making significantly less.

[@katherinecannon6497]

This girl’s eyebrows are killing me.

[@sarah3796]

The guy seems really good with numbers. I hope they are happy and healthy today

[@andreaberryman5354]

2 hour argument about a couch. He works at Home Depot. You can't "line of credit" a darned thing. And why did they get such a HUGE house?!

[@lubsit]

I would never pay for a group of people, I take cash with me when I’m going with a group I don’t pay for anyone I don’t like people, not even my family sometimes

[@javaskull88]

It’s clear after watching numerous episodes that Gail wisely forces them to think long term. I can attest my own life got better once I woke up and made some intermediate and long term plans. That was decades ago, but I stuck to it and have had a good life since then.

[@SkyVenomMC]

man this show is Gold

[@brucewayne3892]

She is 25 but looks 30

[@Rooneytunes01]

That’s the early 00s Ontario gal haircut

[@pugscaniche7866]

I hope they stayed in course 🙂

[@mscott1997]

police don't get paid nearly enough. The streets are dangerous 🙄

[@r6854]

They make 6 figures where I live.

[@Rooneytunes01]

@@r6854 same where I live and 6 figures isn’t enough anymore

[@r6854]

@@Rooneytunes01 6 figures isn't enough to keep them? Or 6 figures isn't enough to live in your city?

[@r6854]

It's more than enough in my city (San Antonio, Tx)the median household income is around $55,000.

[@judymcpheron5955]

Great work again Gail.

[@MrsEJV]

What season is this show? I’ve watched every episode I could find at least twice but never saw this one.

[@kimberleyhunter6815]

I'm not sure, but think it's one of the later seasons. I think this channel is still adding episodes from this show.

[@nicodav]

Season 8, Episode 13. Shannon and Colin (2011)

[@jenismith5429]

I love them all too

[@annamiaugenau5393]

@@nicodav woah I thought there were only ever 3 seasons. Great news for me I guess!

[@Youre-Welcome]

There's a reason you can't put a down payment on a house in the US on credit...

[@jasoncrandall73]

Wow. $1800 for a vacuum? I have a Bissell that works great for a fraction of that.

[@barbie3139]

Dont ever finance a wedding.

[@billyoung8118]

Got to say that I'm currently financing new kitchen appliances and a new hide-a-bed couch. But everything is on a 1-yr or 2-yr no interest period, and my monthly payment is slightly greater than what I need to pay off the balance in time.

[@eFAB91]

To join the NYPD the policy academy is free, I believe. However, you need an associate's degree (60 Credits) first. In New York City, we have the City University of New York available to residents, where the entire Associate's degree would cost roughly $10,000 before the cost of books and miscellaneous fees. I wonder what Colin had to pay in his part of Canada?

[@kara8713]

The dang marshmallow experiment is legendary

[@deliarodriquez7129]

Welcome to the real world kids.

[@CaraMarie13]

Put it on a credit card? My bank, my realtor, and the board of my building wouldn't even talk to me without my savings statements.

[@kthomas8385]

Did he get the job?

[@tbone75063]

They look like such a sweet young couple, just need some guidance

[@josettwatters2217]

I don't know if anyone could answer this question but I'm so confused about bankruptcy from what I've seen and heard it's like all your debt gets wiped out and you could start over so wouldn't everybody love to do that is there a catch I'm just confused

[@yolanda4686]

There are a lot of consequences to bankruptcy. For instance, they’ll come and take any assests you own. For example in Ontario, you’re only allowed to keep a car worth no more than 7k. If your car is worth more than that, they’ll seize it and sell it. So if you own expensive purchases like a car or home, it may not be worth it. The next problem is for at least 6 years, you have no credit. That means no one will loan you any money. No car, no houses, no credit cards, no expensive phone plans. A bankruptcy even shows up when you try to rent a house, so even renting can be difficult. Life is hard when you can’t even get a phone plan without someone signing for you. Lastly, not all debts are forgiven. Mortgages, student loans, and car loans are secured debts, so they are not forgiven.

[@LiefLayer]

the dog eating the money was really funny XD

[@caridadrevilla2439]

An $1800 vacuum??

[@ManyMannyMan]

Grow a pair man!

[@kidzquizlearningchannel]

Hahah. She defintitely has a hold of his

[@Cosmo26271]

I’m wondering if this guy was also on the show Border Security? He looks so much like one of the agents!

[@amyfletcher4749]

Deer god...1800.00 vacuum...it better work like a cho fur and drive me to wok m and back!!!

[@joebloggs5271]

"It was an $11,000 downpayment, all on line of credit" - I'm crying because that's so cheap to get a house. If I save $20K my parents can help with $20K, then MAYBE I can talk to the bank.

[@sharonharris9782]

Young and naive is all I can say.

[@snowidog]

Aww they’re sweet

[@LCmonman]

Cutest couple ever ❤

[@veronicaarellano-hernandez2209]

Ridiculous

[@CampsitePyro]

Sell house. Get rid of the dogs. No more clothes buying. Sell all furniture.

[@LeeLee-ox5pb]

You don’t just want to be a cop you need university education volunteer work courses physical fitness not be in debt give to the community and I don’t know how they will view in recruiting seeing him on this show 😢

[@bovnycccoperalover3579]

I have seen at least another case where the husband made less money and felt he had no voice in the spending.

[@denisebarker9288]

I think they will make it thanks to Gail.

[@hdanna823]

Dave Ramsey financial peace university

[@anon5191]

Trump lost. deal with it

[@misslee3700]

Yes Dave can help them indeed!

[@NovelNovelist]

Whoa whoa whoa, only a few minutes in but not cool how Gail is ragging on Collin’s income so much, especially since, from what I’ve seen so far of the episode, Shannon seems to be the one with the spending problem.

[@shh5627]

Is this woman for real---we signed the papers to buy a home "kind of by accident." How do you buy a house by accident? Clueless.

[@drewconway7135]

He’s certainly fit enough to be a police officer, but I don’t think he’s got what it takes mentally. Too nice, too soft.

[@clairewillow6475]

He could be the “good” cop and his partner “bad” cop

[@anettas.1751]

He can be a police officer in Germany. They are all kind, professional and sporty like him.

[@drewconway7135]

@@NotAFanOfHandles The 19 upvotes (and counting) I’ve received tell me I’m not wrong. But thanks for responding, anyway.

[@clairewillow6475]

@@drewconway7135 anetta and I have 14 upvotes combined and there are 3 comments now disagreeing with you… just sayin

[@JAH-iu3yh]

They’re Canadian eh

[@chantalmartel4721]

He puts the fault on her put he is not capable to find a good salary

[@barbara9371]

I know Shannon's parents and they live in a bigger house with 3 kids

[@manichairdo9265]

You mean Shannon is in a bigger house?

[@dcg590]

Their best? Wow.

[@ronibo9]

2000 dollar vacuum!!!!!!!

[@samanthajanewilliams5500]

another selfish husband. no yoga= 4 hockey teams, wings and drinks after every week . make it make sense. im not saying she's any better but that particular things seems a little selfish.

[@keithcasey866]

After watching these Canadian shows i realize 2 things. The woman are usally homely and very heavyset!!

[@marieazrak1951]

Don't be a police officer bro

[@amyliss7567]

What is up couple's spending $1300 - $3000+++vacuum cleaner CRAZY 😧 INSANE GO TO WALMART OMGOODNESS

[@CountessRatsazz]

Pay for it while you wear it out

[@chelseajennings5969]

I play hockey on 6 men's teams and a women's tournament team... I also joined a men's tournament team this fall, too! I have 6 guinea pigs and 4 dogs. I pay my bills on time and do UBER for a living. Haha. Single life is the best life! Good on him for the hockey! He deserves that! What the hell does he do that he makes $25K? I make $60+K driving food around! LOL! I work 35 hours a week and sleep 70 hours a week! these idiots need a life!

[@karynm3365]

These videos are at least 10 years old. That's why their incomes seem pretty low for what they do.

[@chelseajennings5969]

@@karynm3365fair you’re right the costs of living skyrocketed in the last 5 years especially lol

[@youtubeacc]

If you have that much spare time to play that much hockey as an adult, you should have a real job

[@chelseajennings5969]

@@youtubeacc I take care of my disabled roommate to sell the flexibility in the schedule is necessary due to her doctors appointments, and other things that she needs. She can’t drive herself because she has seizures so I help out and do all that kind of stuff as well. I don’t get paid for and I don’t want to be paid for it. It’s just something you do for a friend.

[@ruthirwin8222]

How can u get this amount of credit...

[@DeathShiniGama]

You open up a credit card with your bank. Then every 6 months you ask about increasing your line of credit.

[@ruthirwin8222]

Wow insane

[@mariahsmom9457]

marshmAllow