What are the benefits of investing in debt mutual funds?

[@bharatjain90]

ye banda bahut hi sensible baat karta hai ... nice video

[@smaky423]

Dear Sir, this entire video thread on debt mutual funds has been very informative .. the concepts have been explained in a very easy to understand manner .. thank you for creating this and making it available for public at large👍

[@pattufreefincal]

thank you

[@intellogo]

Thank you your special video! 👍🏼 Very correctly explained! 👌🏼 People run for the returns and don't see the credit risk, ratings or quality in the fund scheme. Q: What would be your opinion on investing in 4 individual debt mutual funds (i.e. Dynamic Bond fund, Corporate Bond fund, G-Sec fund & Gilt fund) vs a single Debt mutual fund (i.e. which covers all 4 items by the AMC managed internally)?

[@jaiprakashSingh]

U can break partial FD. Now many banks are allowing it

[@scorpian6013]

Are Ultra Short Term Funds of ICICI , Franklin, HDFC, Kotak are safe ? Please reply.

[@sanchitgoel1602]

Thanks for informative videos. please make videos on debt funds.

[@pattufreefincal]

thank you

[@thangamariappan70]

Sir i thank you posting these videos , it has been very useful for me to understand the concepts. I have a question , i have invested in a long term debt Mutual fund, initially i have invested 10% of total investment amount into it. Now after understanding more about debt MF i am planning to invest around 50 % more into this . should i just add money into my existing folio or i should start a new folio?

[@sathishr2791]

Useful sir..thanks

[@pattufreefincal]

thank you

[@kausalyakausalya4519]

Sir, how to book profit in debt mutual fund? When to book?

[@praneethchinnam8167]

Thank you sir.can you make video on chits.chit fund busines is more in South India and most of middle class people involved.

[@pattufreefincal]

Will do

[@preethams1643]

@@pattufreefincal Sir, did you make a video on Chit-funds

[@nomadseeker584]

Kindly explain abt CD sir

[@pradeepr2074]

Certificate of Deposit, google it

[@nomadseeker584]

Agree wit all my heart

[@umeshbane8605]

Debt funds are better than FD PPF is better than Debt funds VPF/PF is better than PPF

[@chandranem]

Does any debt fund provide better returns than the best of Post office schemes(like scss product offering 8.7%), especially if the person doesn't have any income, or fall in

[@Rajeshk27]

For senior citizens, pls don't go for debt mutual funds. If you are tracking financial news lot of issues RELIANCE, ILFS,ZEE etc... Debt is not safe as like FD.. research and invest. There is no free lunch

[@rameshparekh581]

There aren't. In fact, even getting 8.7% on a consistent basis would be a challenge for most debt funds. Some long term debt funds give 10%+ provided you bought them when the yield cycle was turning. When repo rates are reduced, long term bonds yield as much as 10-12%. It's your responsibility to make that judgment call. The only funds I know that have done that are pension funds. But since your client is already retired, he can't create a pension account now. Otherwise, if you were asking just out of curiosity then almost all pension funds that hold 100% government bonds have given more than 10-12% CAGR over the last 5 years. LIC pension fund gave 14% last year. Their average bond maturity lifecycle (YTM) is 16 years.