What CREDIT SCORE Do You Need to Buy a TESLA?

[@MattDanadel]

► Use my referral link to purchase a Tesla and get $2,000 OFF + 3mo FREE SUPERCHARGING + 3mo FREE FSD: ts.la/mary72154 Comment what kind of videos you want to see me make!

[@qwertyzyz]

Maybe like a Tesla model y guide .-.

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@user-pe2bz4my5n]

Gained 200+ points with assistance from🤙 *credit master fix* 🤙, Always trust the process.

[@user-zy3vc2gl6b]

I am overwhelmed getting a perfect report getting assistance from 👆👆 *Credit master fix* 👆👆 , never doubted...

[@LloydM]

.99%-2.49% is what you are likely to get with excellent credit. 2.49%-3.09% with good credit. 3.99% and up, with fair credit/young accounts (i.e. 18 -21 year olds with no prior credit history), assuming you get financing at all. Bad credit or recent bankruptcy within the last 12-18 months will not get financing at all. This is an average breakdown.

[@CharlieLiuPhotography]

Where do you find 0.99%?

[@cansedipset]

There’s no 0.99% with Tesla. They deal with private banks, they have interest ranging between 2.49 to 4,99

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@jefferrrson1x]

Accurate

[@Thegoldenchild415]

It's literally 0.99% now!!!??​@@cansedipset

[@hotspot930]

My credit score is 809 and I got the lowest interest rate. I’m worried because the delivery of my MYP falls in July 2022. I do hope the delivery will be on time. 😅

[@MUFCXI]

What interest rate were you given and what bank?

[@MrSnowmanK4]

The video we all didn't know we needed!

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@Blessinsz]

I got approved with a credit score of 669 at the time . 2021 model 3 LR . 18k down , 2.49% interest $560 a month

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@4TheLoveOfGadgets]

What was yur income like? I have same score but I’m going for the model s 2021…I need a 70k loan. Maybe 80k…my income is 300k a year. Do yu think that will qualify me for a large loan? @blessinsz

[@claeslind9532]

@@4TheLoveOfGadgets why would you even need a loan if you make 25k a month? Lol

[@4TheLoveOfGadgets]

@@claeslind9532 because its not smart to use that much cash for a car…..if i can make payments that frees up the rest of my money for investments and property purchases. I also have a trucking business to run. Trucks break down. I need as much liquid cash in my possession as possible to stay afloat.

[@Blessinsz]

@@4TheLoveOfGadgets most likely you will if your credit is good but it sure doesn’t hurt to check

[@zerokool-2058]

Or just lease for first timers. I dont know.

[@alexmayer8943]

With Interest rate aside, will i get approved with a 550 score and 3 missed payments on history?? That's the question. And ofcourse we all work on our credit scores and credit worthiness, but life is life and there are people who can try all their life to get in the 650-700 range and could never get there no matter how many videos and how many people they listen too. It's just thst life is sometimes just life and no matter how hard you try things don't seem to wanna go your way. I had 2 cars fincanced in my life and both above 17% interest rate. Did i like the interest rate? Did i have a choice at the time of purchase? NO!!. So again, i am used to high interest rates and i was curious if Tesla aproves low credit scores with a few marks here and there and how much can they aproove me for. These are questions that haven't been answered.

[@MichaelsJohnDeere]

I’m not surprised no one has replied to this comment. I feel ya and sort of have the same experience but good credit is not in our DNA. If I could qualify I would buy a Y the next day. I currently have a 2011 Prius which given my poor credit report paid off two years early. I have paid off several car loans and it doesn’t change. I have also never used bankruptcy and tools of the rich lying inflated numbers etc. Growing up poor your taught to work serve your country and pay your taxes.

[@Thegoldenchild415]

I'm a convicted felon.I ran my credit thru the mud.. when I came home 5 years ago it was a 506.. it's currently a 743 as of today. Stop making excuses. I was homeless...I had to work 2 full time jobs.. I also had restitution to pay, back child support, LIFE and everything else against me. I still managed. So tell me again why people can't get it together? I'm going Saturday to get a MYP at 0.99% financing... Life is good. And has been more than fair to me. 💪🏾💯

[@Thegoldenchild415]

​Go to your bank tomorrow. Get a secured credit card. Preferably discover. Put $500 on it. But they report to the credit bureaus like regular credit. After 3-6 months. If you don't misuse it, they'll give you a regular card and send back your $500+ interest. Also look into "Self loan" it's a loan where you get a loan, however you don't get the money until the end of the loan. But you pay monthly and it helps to build your credit. And at the end of your term they'll send you the money back plus interest. And you'll have that on your credit report.

[@guillermosanchez9284]

No

[@jw228]

Wish you have removed that 0.00% from your thumbnail

[@ebaake]

Very misleading to people actually wanting to gain knowledge from this video. Click bait for sure

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@conneri.3903]

Wow, I love the info & value provided in this video. Keep up the great work!

[@MattDanadel]

Glad it was helpful!

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@MUFCXI]

Gahh my credit score is 777 I’m hoping I get good interest. Site now shows 4.25%

[@mbarns]

Just financed my 2022 Model 3 LR. 1.29% APR 💪

[@MattDanadel]

Nice! What bank?

[@SimonLi]

@@MattDanadel yeah im curious too!

[@mbarns]

Navy Federal

[@kingbran923]

That’s good to hear, I have really good credit and I also use Navy federal, they were my first choice of lender anyway though. But that’s good to know thank you!

[@mbarns]

My term was 72 months with zero down. My credit score "was" 830.

[@katiewebb3498]

What if I have rebuilding credit. Could I still get approved if I put a high enough down payment?

[@thatcallofdutygamer2823]

Can you have a co-signer if you go with Tesla Financing?

[@robertgaribyan568]

Does anyone know what are the odds of getting approved for a loan with low income but 780 credit score

[@kriespylon]

I think when your credit that high. You don’t have to show proof of income. Don’t quote me though. I might be wrong

[@Dnariobeats1289]

@@kriespylonsome places

[@samsungtab1121]

Is 7.15 ok for 36 month for model 3? Considering 720+ credit score, $3k down + 4k NJ Insentive(35,537 financed). I thought the $7,5k would also be deducted from the price, but wasn't

[@Thegoldenchild415]

0.99 financing now.. going on Saturday to get mine...

[@mxg8475]

Do you have to make a certain amount of money to finance the model 3 ??

[@prozics4646]

So much valuable information, 10/10 video. Thanks

[@garnerdix2829]

I don't have a great credit score, under 700. I applied with Tesla and now on the website it shows things like "Payment Method: Tesla Finance LLC Approved Terms" and "There are no loan origination fees or pre-payment penalties associated with this loan offer." I'm not convinced that I am actually approved. I haven't received any emails or anything from Tesla about it. 🤔

[@hawaiianprincess8290]

Did you get approved? I’m in the same page waiting to find out lol 😂

[@garnerdix2829]

@@hawaiianprincess8290 I'll find out soon. I got the VIN today and they said delivery would be in the next few days...

[@rickeyjtv1802]

Did yall pay $500 for a application?

[@garnerdix2829]

@@rickeyjtv1802 no application fee, but we did pay $250 to order it in the first place. By the way, the car is DOPE! We picked it up 2 days ago.

[@hawaiianprincess8290]

@@garnerdix2829 congrats so you got approved!! That gives me hope. I’m in the same page and hoping all goes well.

[@raffiboi22]

I have pretty good credit 30 years old Experian is 760 Equifax 755 and 764 with Trans Union. For some reason Travis credit union only let me borrow up to 47,000 but had a good 2.39 interest rate up to 3.5 for 84 months. I was able to finance the entire model three performance with Tesla with the 2.49 rate with 72 months. I am going with Tesla it’s more convenient for me

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@4TheLoveOfGadgets]

Must be yur income

[@EivinSukoi]

I’ve been contemplating buying Tesla , but with the horrendous price increased , I will still keep my gas cars .

[@LabriaHart]

Yeah credit isn't on par with yours but I've had credit with my bank Navy Federal for 4 years and my credit score is a 700. They only offered me 50k. Tesla financing covered all except the taxes for a shorter term.

[@yankeesfan2726]

I was told upon ordering a credit check is conducted, is that true? or is it only when you initiate the loan process? how do you time it right if it’s only good for 60 days? do you wait until you receive a VIN? Thanks

[@MattDanadel]

When you place your order, you can hold off on doing the loan application since delivery times are way in the future. I would talk to your service advisor about this. Many people wait for the VIN before they start the process but it ultimately depends on your situation and how you want to do it

[@yankeesfan2726]

@@MattDanadel so the loan application isn’t automatically conducted even by selecting financing upon checkout? I know rates are typically good for 60 days and with a 6 month wait time, it didn’t make sense to me that a hard credit pull would happen upon ordering

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@user-pe2bz4my5n]

I will say they👆credit master fix👆best repair credit.

[@profgeorge2004]

Great information. Thank you!

[@MattDanadel]

Thank you for watching!

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@DrummerPunked]

How would a couple not married one with a 720 or higher and one with bad credit do with 60 grand a year combined ?

[@anthonyd5655]

I don’t think it’s a good idea to buy a Tesla when your combined income is 60k….I’m still debating purchasing and my combined income is 110k…

[@surreptitiousdivision3597]

Great content, thanks bro!

[@MattDanadel]

Thank you!

[@flip_slasher5855]

Does having a good credit score guarantee for an approval for a Tesla model Y even your DTI ratio is above 50%??

[@LabriaHart]

Credit score only determines apr rate and terms

[@KitsTech]

Great job Matt. Awesome narrative and video! My delivery date was October, now it has no dates.

[@MattDanadel]

Thank you! The waiting for delivery can be tough. My estimated delivery kept getting pushed back lol

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@1122jeffb]

I don’t see your referral link for the supercharger miles? I see one for solar.

[@MattDanadel]

Hey, so Tesla unfortunately changed the referral program the other day on the 18th and this video along with all my other ones were made before that change

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@Babu-of2xh]

thanks for the video. if i wanna buy tesla and i don't have a credit card, have only very low company bank account. BUT my friend wanna help as co-signer and he has a good credit and wanna put 50% down payment. will that help me to buy one?

[@cindyfern]

I would check your current credit score first. And if you have a good income to debt ratio.

[@nepalitechreviews5534]

U forgot to mention Income to the Debt ratio.

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@peterwakeman9930]

Oh can you get negative interest rates from Europe Euro so they pay you to take out a loan. Sorry how do you be a too big to fail or jail?

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@truckingon5049]

Idc how good ya credit is the note is still too much mann !

[@Nikki-jj5nr]

Can I put a 8000 down with a 500 credit score?

[@cindyfern]

Maybe get a cosigner?

[@tylerfritz80]

unfortunately probably will need a co-sign and would be the smarter choice because your interest rate would be high

[@immortalmessenger3270]

Can you make a video about good credit companies and trustworthy companies to help clean up and increase your credit score. I really really need help with this, my credit score not to low..but I want to get that 730 credit score or above

[@EivinSukoi]

Just a rule of a thumb , If you are not able to put away 35% of your salary in your bank savings , forget about it .

[@guttagutta420]

Man the bottom line is credit is finicky and lenders are even more finicky. I have a 732 across 2 bureaus and a 713 at the other one and have been denied by one lender for a lesser amount than I was approved by another. Stellar payment history and age. It's all a crapshoot and scam in my opinion. Side note: It's crazy that only 4 months ago they were offering 1 yr of the premium connectivity and today it's only 30 days. And whatever happened to the free supercharging?

[@kingbran923]

Or the free supercharging miles when you use a referral code. Tesla was losing too much money I guess especially since they were giving away $200K cars for referring people.

[@HealtherSkelter]

Do you know how car financing works? I’ve done it for years. Nobody cares about the 2 they care about the Experian score that’s the most accurate one. So if they can’t finance you through their bank they will shop it to other finance companies. The program used to do this for dealerships has the option to check 3 boxes but most only check Experian. They run the SSN and your history pops up and the banks that want to buy the deal will be on the screen with stipulations as to what you need that day to purchase. They don’t rock with transunion scores because of the higher stipulations on them and yourself same with equifax. Down payment is higher and stipulations more extensive using those two credit bureaus.

[@byronchavarria4954]

What If Someone Has No Credit

[@tylerfritz80]

? then you will need a co-signer and a nice deposit (co-signer having a great credit score and strong score)

[@davebeck925]

Unfortunately, Tesla stopped offering the 1,000 miles of free Supercharging for referrals yesterday. They only offer $500 for solar roof business now. You should probably revise the end of your video to delete free Supercharging referral comment.

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@chriscrane27]

Excellent video

[@eliasdelarosa1835]

Can I buy a tesla with a 5000 down payment and no credit

[@luisvalverio3210]

No never

[@cindyfern]

I agree it would be hard. Open a credit card and get a personal loan (pay it back)

[@guillermosanchez9284]

No

[@stevenelliott3444]

This is one of the best tesla video i have ever seen this really helps me a lot

[@MattDanadel]

Thank you! Glad you found this helpful 👍

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@pontiacperformance1993]

I’m looking at a model 3 sr with no added options only maybe white seats and looking to put around 15k down I’m only 20 so I hope it goes ok

[@Myesctacy]

Never own a car 😭 but I have a drive license and I’ve been saving for 3 years now that I graduated high school I want a car

[@richardguevara787]

You have your entire life ahead of you. Don't worry, you'll own a car.

[@J__7777]

My recommendation for 1st car buying. Buy it cash or something you can pay off in a year. Keep saving. Build credit by paying off credit cards each month.

[@CalifornianWayfarer]

Excellent

[@terryimber23]

Very useful

[@MattDanadel]

Thanks

[@ronfiedler1714]

0 use cash

[@MadmaxMusic93]

Over 800 I think should be good enough 😁🤔🤔

[@christopheraustgen6331]

Tesla is like any other car dealer. They don’t have an house bank….

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@PeterJames143]

Thx :)

[@ZestyLemonBoi]

Brilliant!

[@keilongeorge6027]

Great video thanks for the info

[@deborahf.rausch1135]

HELLO

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@wincrasher2007]

if you don't have great credit, you probably have no business buying this expensive of a car. Buy something cheaper and get your financial life together.

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@o751106]

You are crazy. You're too busy acquiring wealth instead of living. Tomorrow is not promised. Live today.

[@kingbran923]

Having your personal finance square allows you to live life more comfortably. Not doing that will make your life more difficult. Basically put, if you don’t have the money to pay for the car in cash, you shouldn’t be financing it either.

[@danyacosta8629]

@@kingbran923 false.

[@J__7777]

@@kingbran923 not always true. If you don't have a house payment, no credit card debt or no debt at all. You can finance a nice vehicle and raise your credit more. Specially if using the vehicle to MAKE MONEY! And you can just use it for pleasure. Money is to be made, enjoyed and multiplied. EVERYTHING WITH BALANCE.

[@driversteve9345]

Don't ever co-sign with anyone! Even your own flesh and blood! If you have to use a co-signer, then you are NOT ready to get a loan! Do your research and learn how to use credit responsibly! You'll thank me later!

[@deborahf.rausch1135]

who is MICHAEL GIBBS .

[@nevrikos]

Lead singer of the Bee Gees I suppose…

[@brucem.gariepy3179]

Very helpful, but a question for anyone that might know...I see my credit report lists my statement balances for each month as well as the amount I paid each month; those numbers are typically the same, but in some cases those numbers differ because if I know I need to spend more in a given month then I typically make an extra payment before the billing cycle ends which I thought was keeping my credit utilization from getting too high, but if the credit bureaus still see the total amount I paid for any given month then do they just factor in the statement balance and not the total amount paid per month on the card? *CREDIT MASTER FIX* got me a perfect report in a month. Very much appreciated.

[@kevinsubi399]

Love the model Y 😎