What Credit Score is Needed to Buy a Car

[@jeffreylurch7154]

Look, bottom line is you need to be 650 or greater on score with a modest debt to income ratio regardless if its on a credit card or something else. Anyone who doesnt know this or where they stand doesnt need to be looking at cars that expensive... This is a bunch of fluff. granted, you can get a car with a lower score but generally speaking this is the case.

[@mattman6458]

I got a 12% apr loan with a score of 560 for my first car, it's not impossible they will always try to get you with 25% apr but if you are willing to walk out they always find a better deal. It won't work in every case but it did for me

[@markgonzalez1165]

Matt Man I got a 9 Apr got my first car. I can now get. 4%. I recently bought a home. It gutted my credit but i think it helped!?

[@Shaolin91z]

Yes it helped. In time it will boost your credit into the 800's

[@andrewjackson3278]

Man I couldn’t buy a d@mn hotdog on credit.

[@riceaesthetics9142]

Andrew Jackson 😂😂 mines worse.. not even the bun..

[@luissonoma6255]

I get Free mustard from gas stations...

[@habibi.officiall]

😂😂

[@20motivationalwords]

This is glorious, been searching for "what is the lowest credit score to buy a house?" for a while now, and I think this has helped. Have you heard people talk about - Peyvelynor Fantastic Predominance - (do a search on google ) ? It is an awesome one off guide for discovering how to boost your credit minus the hard work. Ive heard some extraordinary things about it and my brother in law got amazing results with it.

[@lindacollins6407]

I was finding it so difficult to buy a car on credit cause my credit scores was so low and @exceptional_tools on lG help me out and he fixed my scores and I got a car on credit I’m so great full thanks so much I recommend him you should try him you would get a car on credit

[@rms-vp6hf]

Can you add a video on DTI and it's effect on down, etc., and how long you need to hold onto the $60k car before moving onto a $120k car and how many steps it takes. My last two vehicles were $35-48k. Thanks for this channel. It's a true inspiration.

[@MMTT7sALd]

I have a 595 and none of the banks that looked at my credit took me so that part is false

[@davidmo7457]

Thank you for your motivation and making a vision of owing my dream car my reality car soon I will be part of the club as well but still busting my ass for other assets .

[@reddroqq3160]

this video was very informative thanks for the info very knowledgeable.

[@lazyie2712]

Help me get a 4 door Porsche for me and the family. Lol

[@ManCaveGroove]

you have to first help yourself.

[@luissonoma6255]

Shots Fired....

[@JaniveMerritt]

Legend In The Wrx wow my at 487

[@Romeo-gm9dc]

@@ManCaveGroove lmfao bruh

[@DJCharlieZOfficial]

Awesome!!! Super thankful for the video clip. Need to work on my credit!

[@REPDAT5SIX2]

I have a 800+ and I can't even get a car due to my open accounts

[@johnbarrett6979]

Hey Elver, are you in need of credit solution? contact [e-mail].

[@TheSpade83]

Great videos, makes sense.

[@lindacollins6407]

I was finding it so difficult to buy a car on credit cause my credit scores was so low and @exceptional_tools on lG help me out and he fixed my scores and I got a car on credit I’m so great full thanks so much I recommend him you should try him you would get a car on credit

[@brentjohnson3610]

You haven't mentioned the Tax man. Paying tax on these cars adds up.

[@ExoticCarHacks]

I break that down in the course, all information isnt free.

[@questioneverything5595]

Exotic Car Hacks There's free info everywhere by the way, but you need money so I get it.

[@dextermorgan4172]

is that key in the thumbnail from an 8th gen accord v6 coupe?? that's what car I have and the key is identical to mine lol

[@TheMaciel89]

What are the benefits of having good credit?

[@Chinunit22]

If you rich enough to buy and exotic car, you rich enough to pay it with cash

[@nightdriver8899]

Your smart, you talk a minute of fluff.

[@SaucyKetchup]

How much money do you have to make to be eligible for a loan with NO credit? can you be eligible for an exotic if you make 150k + with no credit?

[@blogger2620]

So what credit score should i need to avoid?

[@repairman715]

This dude is mega proud of his financed porsche.

[@kennethsolomon7394]

What If I'm 17 and want to get my first exotic car and don't have credit scores yet

[@carterbusby239]

kenneth Solomon You could get a co signed.

[@carterbusby239]

kenneth Solomon What is your monthly income at the moment?

[@marcohernandez1602]

What about collector cars example: Shelby cobra replica, muscle cars?

[@arminag3827]

i love the way u mke money its almost my dream life

[@armandrodriguez8501]

I rarely think of buying an expensive exotic car when I think of credit problems. It's like eat a cake when you're on the verge of congestive heart failure.

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] on whatsapp Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@caprijay258]

What if you just start building credit

[@sammiegeorge433]

718 credit score can't get a loan credit scores are overrated just like the genius that came up with it!!!!!!!!!!!

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] on whatsapp Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@piadosomoses7166]

My mom has a 750 fico score. No debt and keeps her card amount at zero. I want her to CO sign for me to get a new Corvette. I'm going to Air force bmt in one week. I don't make much there but I'm willing to pay 750 a month on it. is this possible?

[@DjlolitaNY]

Piadoso Moses Look into USAA they have wonderful rates

[@TeamChappie]

Piadoso Moses ok say you pay $750 car note, think about the insurance also. It will cost you over $300

[@TeamChappie]

I'm in the military and the military discount isn't that great if you aren't 25 years or older. The insurance company will still rate you as a high liability

[@jacobsims8275]

I wanna slap u

[@UniqUeCrosS]

Piadoso Moses NO don't get the Corvette. if you don't make much. Don't be willing to pay a 700 dollar note. Start out with like a Camaro or mustang. something that won't kill you brother. take your time. the Corvettes ain't going Anywhere.

[@Reikis645]

Stop touching the black car, its not yours anyway. :P

[@repairman715]

Commander keen... ftw

[@Ivan-hi3kc]

Reikis645 lol

[@bradleyporter5454]

So pretty much he gets them for free?

[@ox4556]

What is the avg amount off msrp can one expect if I am paying 70% cash for the vechical upfront?

[@RiorXD]

google it.

[@ox4556]

well thank you for that useless reply.

[@RiorXD]

Samuel Ferguson you like many other people ask stupid questions that can easily be answered by taking two seconds to go to google and look it up.

[@ox4556]

Yep that's right you got me. Why are you following his channel if you can just "Google" everything he speaks about? Like I said you are a pathetic troll. Have a nice life.

[@ExoticCarHacks]

cash upfront has no bearing on off MSRP value

[@kennethsolomon7394]

Also how can start getting my credit score up when I turn 18

[@sammyydell886]

kenneth Solomon a secured credit card, keep the balance at or below 30% and pay it off before the statement period ends. Continuously do that and you’ll start to see your credit build. One of the best ways, IMO.

[@taylorgower2279]

kenneth Solomon I’m 19, and got the discover credit card when I was 18. Pay before the end statement, and you’ll have great credit

[@hughrobert6189]

@@taylorgower2279 Contact john_mcneese_on Instagram or mail him on [e-mail] or [phone] on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .

[@DeathsInverse]

Oh didn't realize this was for people buying exotic cars only 🙄

[@c8miamicarclub]

You can have an 800 credit score.dosent mean they will lend you 250k for a lambo lol

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] on whatsapp Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@arminag3827]

btw r u from persia?

[@PRAYIVDEATH]

How much should I make a year if I want a new cts v

[@PRAYIVDEATH]

Sweet that means I'm in :) but it's a lot to finance that car about 1300 a month

[@PRAYIVDEATH]

Quik Auto Loans I'm 22 I gross 7k right now what the best way to approach this car or a car that's less like a Shelby email me [e-mail]

[@viyau]

I appreciate this video. Ihave challenged credit for credit cards but for my rent and utilities and car loan I have been immaculate. Unfortunately I am having a hard time getting approved for a loan for a car even though I have a good car loan payment history, which you mention. How can I bypass this and how do I identify a place that uses my positive car payment experience to get me approved for a decent loan?

[@ExoticCarHacks]

visit www.betterautorates.com

[@viyau]

Thank you so much. I will take a look right now.

[@k.williams5184]

or you can just change your current credit score to make sure you have the appropriate and suitable credit score. i was able to do this by visiting cehcafe(dot)com It's easier than you think

[@keifermelton1637]

cehcafe(dot)com rocks, they helped me get my home last month

[@josephmottaghian6344]

Can u help me buy car

[@youngandfree93]

Always buy a car for cash. No credit score needed.

[@gittyupalice96]

I think this example of exotic car buying is more for people who have just barely a million dollars and cant afford to put 2-300K out there. Wich is fine, it works if that's what fits you. But in the end, cash has more leverage. And knowing the seller gives you even more leverage, then you can make trade offers.

[@mcrayfourd]

or interest free loan

[@JoseRivera-fm5fo]

Well like most college students we don't have 30k to put down on a car. Unless we have some rich parents.

[@xxthehuskycaboosexx]

westener83 dumbest shit I’ve ever heard

[@Chinunit22]

Not everyone makes 6 figures or a trust fund baby like you are, so shut up

[@2ScoopsPlease]

I have good credit but I can't even get a loan wtf

[@MrArtVein]

Get a secured card

[@GReerKid1989]

PJ?!

[@ExoticCarHacks]

yes sir

[@josephmottaghian6344]

Are u Persian

[@hubster4477]

Buying steak on a ham and cheese budget. Going about things ass backwards. Talking about how to buy exotic cars when you should be talking 6 months safety net, 401k's etc.

[@JoVeda_xo]

Why is he rich He seems so average no offense

[@thomasthorne4010]

No credit needed when you pay cash. Now, that's not to say you shouldn't have a good score......but we need to change how WE the consumer do things. Don't get me talking about depreciation and ONCE you do pay off that car loan .......you would have paid almost double for the car. CASH IS KING

[@jerrylundegaard2592]

Actually, you are wrong. You are correct that folks with very bad credit will pay far more in interest than a person with good credit. But, paying "almost double" is rare. Consider a loan for $25,000. With good credit, a person should expect a low interest rate. For example 2.9 percent. At that rate, the total interest paid would be about $1,800 over five years. With bad credit, a person might see an interest rate of 14 percent. At that rate, the total interest paid would be about $9,900. That is a lot but nowhere near double the cost of the vehicle. You are wrong about cash. Cash is not king, has not been for many years. One reason any new car sale is cash to the dealer. Either cash from the buyer or from the financing company. Makes no difference to the dealer. Dealers earn profit in three ways on the sale of a new car. First is from the sale. This is actually the lowest of the three profit centers for the dealer. Second is from the trade. Every dealer will try to steal the trade vehicle, usually for $2,000 less than the true trade value. Third is from the back end, the F&I office. The more ruthless dealers will earn profit of $1,500 in the F&I office. The F&I profit is one reason why telling the dealer you will pay cash up front is not a good idea. If the dealer believes it may earn profit in the F&I office the dealer may, and often does, sell for a lower price. Even if you are paying cash, you should always let the dealer believe you will finance. Only disclose a cash buy after the price is settled. With good credit, paying cash may not be wise. Keeping the cash on hand and taking a loan at a low interest rate can often be the wise move. With a low interest rate any interest paid can easily be offset by the benefits of retaining the cash. In addition, taking a car loan and paying it off can do wonders for a person's credit score. You can always pay off the car loan without penalty at any time. I can pay cash for my vehicles. I never do. I always take a loan and I pay it off within a year. I pay little interest because of my high credit score. Of course I have a high credit score in part due to my car loans. With a good credit score I get many benefits. Not the least of which is a 35 percent reduction on my auto insurance. That by itself more than pays for any interest I may pay with a car loan. Financially savvy people manage their credit well. Any effective financial management plan incorporates credit and debt used wisely. Depreciation is irrelevant when it comes to paying cash or financing. Any car loses value (your depreciation) exactly the same regardless of how the vehicle is purchased.

[@thomasthorne4010]

@@jerrylundegaard2592 I don't worry about the car losing value. It's gonna do that no matter what. Fact is if you do the math and your homework you can in the long run save money as opposed to getting a car loan.

[@mupetier]

Dee-sag-no.? Seriously? It's pronounced Dee say knee ohh. Learn to pronounce before giving advice.

[@AnflanneurProduction]

Fuk credit score as long as I won the lottery that's what counts✌️